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Larrypourl's Posts

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Investment › Re: Us Stocks Pick Alert by larrypourl(m): 12:29am On Jan 11, 2021
OakPearl:
No worry.
The year still plenty.
Opportunities will keep coming.
You know, the stock market is like a bus station.
If you miss this bus this minute, the next minute another bus will arrive to take you to your destination. grin
Thanks chief. Can't wait. Sure you had a restful weekend.
Autos › Re: Reduction Of Vehicles Import Levy From 35% To 5% by larrypourl(m): 7:28pm On Jan 10, 2021
grin grin
Investment › Re: Us Stocks Pick Alert by larrypourl(m): 7:17pm On Jan 08, 2021
Oyindamolah:
Wealth hackers separate the words
Post the Telegram link
Investment › Re: Us Stocks Pick Alert by larrypourl(m): 7:14pm On Jan 08, 2021
jayF19:
Can't find these tickers on T212 sir. Also can't find $JAGX anywhere accessible apart from eToro which isn't working here, any help please?
I saw them on T212
Investment › Re: Us Stocks Pick Alert by larrypourl(m): 6:28pm On Jan 08, 2021
OakPearl:
Good afternoon great people.

If you love day trading, please find below stock picks for today.

LGHL $2.34

VIH $10.43

FTFT $5.78

GSAT $0.39

AVGR $0.64

No go dey waste time once you record say 25%-30% profit oh. cheesy
And remember to set your stop loss limits.
These are looking like some people will have a good Friday in January. grin

Keep winning.
Chairman, these stocks are really doing well, been monitoring them since you dropped it. I'm just pained T212 haven't verfied my account yet.
Investment › Re: Us Stocks Pick Alert by larrypourl(m): 10:16pm On Jan 07, 2021
OakPearl:
However small you think it is, congratulations for even starting.
Value stocks is what you should concentrate on.
Growth stocks will sweep your capital and make it look insignificant as they are usually heavily priced.

Still working on some stocks that will likely make good swing trades with possible long term prospects.

We see how far we go in days.

STOCK FOCUS: $LUMN-$10.53
Century Link is a communications company that was heavily neglected during the rallies of 2020 due to their decision to slash dividends due to decreasing revenues and their desire to pay debts.

It is currently trading at 75% lower than its historical P/S ratio which makes it a sure candidate to rebound this year when you consider they have enough free cash flows with an impressive dividend yield of 10%.

I have watched it slowly crawled beyond $9 to $10.50 today.

I have taken position today.
Well done brother. I've been glued to this thread since December, some newbies like myself wouldn't mind if you could be dropping viable stocks here for us till we're able to grasp it fully. I invested in the one above but still using the Demo account till I get verified.

Keep up the good work.
Car Talk › Re: How Costly Is Honda Civic To Maintain by larrypourl(m):
Don't mind them. The maintenance cost is very reasonable if you stick to your user manual. A very good car you bought.
Investment › Re: Buying US Stocks From Nigeria by larrypourl(m): 11:12am On Jan 02, 2021
gamaliel9:
BVN is in all transactions these days...you cannot run away from it in any transaction involving your bank


No one can withdraw money from your account with your bvn only
Brother please I need your contact ASAP., Mail, phone, just any. Thanks.
Food › Re: How Much Is Cooking Gas In Your Area? by larrypourl(m): 3:40pm On Jan 01, 2021
12.5kg I bought on the 23rd of December was sold at #3900 at Gasland
Fashion › Re: Check In For Your Hand Crafted Quality Footwear by larrypourl(op): 2:00pm On Jan 01, 2021
Welcome to year 2021. May your heart desires be met this year and beyond.
Career › Re: My Experience After Working For About Five Years. by larrypourl(m): 1:23am On Dec 31, 2020
uthlaw:
go buy Keke napep!!
What's your price for the big yellow gallon of palm oil now ?
Career › Re: My Experience After Working For About Five Years. by larrypourl(m): 1:11am On Dec 31, 2020
Franchise21:
Lovely writeup. I love the last piece. I just got an offer as a Retail Sales Mgr for an FMCG... Reason I intend joining is to develop my interest in business... But I'm way confused than I ought to be
What are they into ?
Career › Re: My Experience After Working For About Five Years. by larrypourl(m): 12:34am On Dec 31, 2020
yazga:
Hello! don't make the mistake I made.
1. if it means to go and sell for someone for 1 yr just to understand the business
2. You will meet people and understand the measuring style to make abnormal profit
3. They will not cooperate until you do 1
You're absolutely right. They'll not tell you all until you go learn it from them.
I'm planning on starting something next year, if it's to get my one month annual leave and go learn, I don't mind oo.
Fashion › Re: Check In For Your Hand Crafted Quality Footwear by larrypourl(op):
larrypourl:
Good day nairalanders.

My Shoe Making Adventure You'd Love To Read.

The past few months hasn't been easy for most people due to the COVID-19 virus causing Global unrest. Businesses, offices, engagements, sports and other human related activities have been shutdown around the world and Nigeria inclusive.
Initially, it was a moment of relaxation and to ease my nerves of the daily stress encountered at work as I only engage myself with sleep, food, social media and the TV programs as salary alert never stop beeping but got tired of the new routine overtime.

If there was something I missed out while growing up, that would be not learning a craft, well, I quickly decided to make use of the indefinite holiday to revisit what was missed out as a kid. I thought of what I liked, stuffs I spend on, a skill that can be acquired within a short time, something I can always use or gift people even if I don't go commercial, not capital intensive, and would serve as side hustle asides my usual 8am - 4pm Job. BOOM!!!! SHOE MAKING popped into my mind.
Going forward, I started making plans and feasibility study of this craft, followed by downloading videos of how shoes are made on YouTube to equip my mind on how this can be done, I watched those clips over and over but still couldn't get it because I lacked the basic knowledge, then I enrolled as an apprentice to acquire this knowledge in a local shoe making factory that I've known for a while because I
patronized them. The guy who owns the place laughed when I made my intentions known to him, in his words ''Oga you can't have time for this now with your job'' but I insisted that I would begin and if the lockdown is relaxed in the near future, I'd drive down to his workshop after office hours and would close after another Three (3) hours.

To cut the long story short, I commenced training on the 1st June 2020 and can confidently make simple Palm slippers, Sandals and belts exquisitely. Making cover shoes and loafers are kinda technical but with time, I'd get it. I have been able to achieve this because I knew what I wanted and submitted myself to teaching, I asked questions from other apprentices, the youngest apprentices there are always with me
to guide me whenever the boss assigns certain tasks to me because I had to submit myself to them in order to learn fast and I'm enjoying it. Let me also tell you that I've made over 50% of what I paid as training fee within 3 weeks of training.. grin

All I was trying to do on my WhatsApp status was to intimate and update friends about my new adventure and never intended to start making money from it now till after my training but I can't just let the oder coming in slide away grin, gave some tecnical order to the Oga while I handle the simple ones. SO COME PATRONIZE ME O.... cool

The essence of sharing this is to encourage people to make use of this lockdown to acquire skills, learn some crafts, read, learn and unlearn. Be open to new ideas, and please always remember to stay safe by abiding with the precautionary measures put in place.

My foot wears are affordable so feel free to contact me. I love you all.

See samples of what we made in the factory attached below. Don't mind the environment but that's where those lovely footwear are made grin

Autos › Re: Toyota Camry 2001 model for sale by larrypourl(m): 7:50pm On Dec 28, 2020
badoh:
The state of a car is what matters. If the car is in excellent condition and satisfy the need of the buyer, let him sell it at 1.2. Even Tokunbo of that car presently can't be less than 1.5/1.6 considering the forex rate.
Could you believe a friend of mine sold same 2001camry which he purchased in 2012 for 900k this December. The buyer could not believe the camry had spent almost 8years because of the way the owner used it.
I can't sell my 02 Corolla below 850k
Properties › Re: Budget For A 3 Bedroom Bungalow by larrypourl(m): 6:34pm On Dec 27, 2020
bayo2018:
Yeah Boss
I’m stuck into another place lols

Going for a duplex as someone suggested or just focus on the bungalow as suggested here
Secondly someone said such building doesn’t validate to be on a 550k land so I’m tryna look into those points...
Bros, Ikorodu is fast developing. Build your house where you want. You'd be surprise how much that land would be sold in 2-5 years time.

Concerning the duplex and bungalow. Please build what you can finish with ease. Don't be stuck in the middle ooo...lol. Success.
Car Talk › Re: Please Toyota User Which One To Choose Between Toyota Corolla And Toyota Carmy by larrypourl(m): 8:29pm On Dec 19, 2020
sharpwriter:
Can the engine be changed to a new one? If yes, will it stop the gluttonous oil consumption?
If you're buying the car as Tokunbo, stick to the recommended oil which is 5w-30 but if it's naija used, inspect well to avoid an abused car. Engine can also be changed to a tokunbo engine, but getting a good toks to avoid buying an overhaul engine may be an issue because of the engines age.
Jobs/Vacancies › Re: Opinion: Is Teaching In Private School The Worst Collar Job In Nigeria? by larrypourl(m): 9:24pm On Dec 11, 2020
CalliDora1:
Nope. It depends on the school. You know private schools have levels.

At least I know saints saviour teachers earn high. Had a colleague who did her IT there and she was earning 150k. And every Christmas they are entitled to one bag of rice, 1carton of turkey and 10 litre vegetable oil + your one month salary as bonus.

The head of their school Mrs Griffin's earns in dollars. A parent told me that.
Now imagine how much their full timers will be earning.

Ive not even talked about corrona, British international High school and Loyola.

These schools are better than some company jobs.
Sis, those schools you listed, the more you look, the less you see. You'll be used and dumped and by the time you compare the work load to the pay, fees paid by students, you'll realise it doesn't worth it. You need to see how their staff slump and die anyhow. When you hear the pay, you'll be happy but by the time you join the system, you'll know what you're in for. Private schools needs serious regulations.
Technology Market › Re: House Clearance Sales.. Come In Here!!!! by larrypourl(m): 10:35pm On Nov 08, 2020
Sashafm:
Two lion barely used sowing machine.
Bought Brand New.
Price 100k.
Contact-0701 056 8644.
Location. Oshodi
Bought a new one at 98k in Ibadan
Family › Re: ***Router | Power Tools || Clearance Sales*** by larrypourl(m): 5:19pm On Oct 29, 2020
cool
Business › Re: Ever Had Buyer's Remorse? Share Your Experience. by larrypourl(m): 3:20pm On Oct 14, 2020
etibaba:
Being oversized is better that undersize as you can work on the former like slim fitting, or nothing can be done to it?
Not in every situations. My wedding ring was oversized. Had to get a small one till the real band will fit well.
Business › Re: Auto Air Conditioning Specialist(please Kindly Give Full Datails) by larrypourl(m): 9:56pm On Oct 02, 2020
mosbus:
Possible cause.
1,check engine belt
2,check your engine RPM,if it is very low.
3,faulty torque sensor,is located under the compressor.
Would have them checked and revert back.

Thanks.
Business › Re: Auto Air Conditioning Specialist(please Kindly Give Full Datails) by larrypourl(m): 11:11pm On Oct 01, 2020
Good day Sir. I drive a Toyota Corolla 2002 without any AC issues after years of usage. I noticed the AC switch blinking while driving today and stopped cooling, I had to switch Off and On again which started cooling again and after about 5 minutes again, the Ac switch started blinking again without cooling. Please what could be wrong ?
Jobs/Vacancies › Re: State Civil Service Job Or Multinational Company Job? Which One Is Advisable? by larrypourl(m):
LikeAking:
NO.

I have peeps who are working with govt.

That law is only applicable to private guys.
Bros, I work with FG and I'm telling you what's obtainable where I work. Majority of them don't follow up on these things until they're closer to retirement. You need to see how senior colleagues that retired after spending about 30years in service are complaining. I just told u about a former registrar who retired earning a little above 50k after retirement as monthly pension and was earning over 400k before retirement, where as the old pension scheme will continue paying your basic salary excluding allowances till death which amount to the 65-75% you quoted above. Things don change now ooo.
That's all I have to say. Civil servants don wise up oo, all planning their future.
Jobs/Vacancies › Re: State Civil Service Job Or Multinational Company Job? Which One Is Advisable? by larrypourl(m): 10:22pm On Sep 24, 2020
LikeAking:
Pls comparee wat you dad is earning every month to what is counter parts in the govt sector are earning.

You will know the diff bt Govt pension amd private.

The money saved in your pension fund cant carry you for a long time.

How much can the average worker save in his pension fund/

The government contribute part of the workers pension till they die,while the private guys are on their own after retirement.

So what the private guys are earning doesnt qualify as pension.

I just their own money saved somewhere for them they are getting,but the govt guys get both.

you'll get paid for 10 years after retirement but if you picked Annuity you'll be paid for life.How much will they pay the worker every month is what matters.These guys are cunning.

Will the worker earn 65-70% of his salary bf retirement as his pension for life/.

Private gus must save for their pension,but the govt guys are an opposite.
They enjoy double portion anointing for life.
The 2004 pension reform act mandates it that your employers must pay 7.5% while your own 7.5% would also be added making it 15%. Where my father retired, the company followed the act fully. He got all.
Jobs/Vacancies › Re: State Civil Service Job Or Multinational Company Job? Which One Is Advisable? by larrypourl(m): 10:15pm On Sep 24, 2020
LikeAking:
The pension from private companies cant carry you till very old age.

They are just saving part of their workers salaries via all these pension mgt companies.By the time the worker will retire reccesion must of erroded the cash.
The money saved by private pension fund managers cant carry the retired workers for a long time after retirement.So it doesnt qualify as a pension.

You can calculate it.

The govt guys get real time pension in sync with the current economy till they die.

All this pension fund managers have infiltrated private companies with their pension things.

Kindly as them about my write up.

Calculate/forecast how much they will save for you in your portfolio and how many years that money will last you if your retire at the age of 57 and live till 85-90.Compare it to the govt guys.

The only benefit of working for any govt is pension.
Bros, things don change oo, pension is now contributory which means what you saved is what you'll be paid after retirement. The one you're referring to is the old pension act. The new pension act don spoil things, all Govt workers should start planning their retirement now because it's no longer juicy as it used to be. Imagine a former registrar of a Fed Poly earning about 55k monthly after retirement. How would he cop? and that's for someone that got to the peak of his career oo, spent over 30 years in active service.

As regards getting paid for life, it all depends on the option you picked, either Annuity or Program withdrawal.
Jobs/Vacancies › Re: State Civil Service Job Or Multinational Company Job? Which One Is Advisable? by larrypourl(m): 10:06pm On Sep 24, 2020
LikeAking:
guy google is your friend research.

What they are giving you guys is not actually pension.Wait till retirement.

Na all these pension fund mgt things.

It good sha,but cant be compared to the gov guys.

If they work for 10-15 yrs they are sure of a pension for life.
Yours cant carry you for life.
if you live very long.
Bro, the guy is actually correct. Pension is contributory according to the 2004 pension reform act, your pension is contributed monthly into your pension account registered with the PFAs and whatever you contributed after retiring is what you'll get depending on what you picked. if it's Program withdrawal, you'll get paid for 10 years after retirement but if you picked Annuity you'll be paid for life.
My father retired from the private sector and he gets his pension monthly. I work with FG and if I have the opportunity of getting a multinational job, I'm leaving. In fact, the new pension act is very good for those in the private sector because what their company deposits into their PFA account is higher than what any Govt job will deposit into your PFA monthly.

On the issue of paying you pension for life. It depends on what you picked, either Program withdrawal or Annuity after retirement.
Politics › Re: Edo 2020 Governorship Election Updates, Results And Live Monitoring by larrypourl(m): 4:28am On Sep 20, 2020
Someone should calculate the difference and tell us with the latest release of Adams LGA
Phones › Re: UMIDIGI DISCUSSION THREAD by larrypourl(m): 12:18pm On Sep 10, 2020
Kennydollz:
Okay so I'm back with my review of the a7 pro...
I'll try to be straight to the point...

1. Design: This device looks very nice and premium... The ocean blue makes you feel like you bought three colours for d price of one �, and the glass back and somewhat metal sides feels really great.

2. Camera: This is one aspect i don't understand the fuss about in some users negative reviews... This camera is really good. As a reminder from Redpanter1, i actually did a camera comparison with a friends redmi note 8 and the guy had to start cleaning his camera lenses. That's how good it is. The only thing it struggles with is in portrait photos in the back camera, u have to be really steady, i installed gcam-go and the front camera portrait totally blows mind. Sure, it's no google pixel, or IPhone X or S10, but it's definitely impressive.

3. Battery: Maybe not as good as you'd expect, but considering that nice full hd display, i can't complain. It should give about 7 hours screen time for normal usage. Modified: I'm currently at 3hours, 50mins SOT with 52% battery left. So you do the maths.

4. Display: Absolutely Beautiful!! I can't say any more.

5. Charging: Takes under 2hours to get a full charge, around 1hr 45mins. That's fast enough for a budget device.

In summary this device is the best you could get for its price and it's definitely punching way above it's weight(its actually a tiny bit heavy), my first Umi device and I'm totally impressed. It was nice murdering my redmi guys(i think the note 8 is around 71k now) with my 41k device in camera and display comparisons (xiaomi fanboys abeg mk una nor come for me). Any questions prospective buyers wish to ask, i gat you. Let the umipeppering begin!!!
I need link to download the g-cam go please.
Romance › Re: 15 Things A Groom Will Remember At A Yoruba Introduction Ceremony by larrypourl(m): 10:55pm On Sep 05, 2020
4 years thread. Very funny. Lalasticala this need to be on front-page oo
Phones › Re: UMIDIGI DISCUSSION THREAD by larrypourl(m): 6:46pm On Sep 01, 2020
Lexusgs430:
Make Madam put torchlight for inside bag.... cheesy
Warn yourself before I report you to the gods oo grin. The phone isn't bad and it looks premium.

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