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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 10:26pm On Oct 15, 2022 |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 10:26pm On Oct 15, 2022 |
Happy weekend! Please can I get your thoughts on these rides; Vaxhaul - Corsa and Astra, Honda Jazz, Mazda 3, Nissan Note; all auto between 05-08. Any personal experience, known disadvantages or problems? Background: I'm currently researching for a good auto car with a budget of 3k. My research reveals that budget will get be something between 2008 and below. I've been advised on brands to avoid like plague due to their wahala. Just trying to expand my research to avoid gbeje. Thanks 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 12:40pm On Oct 15, 2022 |
Four Chancellors in four months. UK and its unique practices. Lexusgs430: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 10:43am On Oct 15, 2022 |
Thanks! Gemma11: Thanks. Did you submit an itenerary (hotel booking...) during the visa application? Osoderi: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 7:24pm On Oct 13, 2022 |
Evening everyone. Can I do a one/two-day trip to France and return to the UK same day? I presume I'll need a France-Schengen visa. For those who have applied and been to France from the UK, please what was the process like? Thinking of having a two-day visit to France later this year or in Q1 2023. NB: I've been in the UK for 5 months. Thanks 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 6:54pm On Oct 12, 2022 |
I'm aware the energy rebate is automatic and one doesn't have do to anything. But I want to confirm if those who got a rent in April after the tax year started would also be paid? Thanks. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 11:21pm On Oct 09, 2022 |
Hiya, Please what options are available to transfer dollars from a Naija USD account without withdrawing from the ATM? I tried using Flutterwave but they said the Nigerian bank isn't the transaction. Wise isn't accepting Nigerian cards. Most international payment gateways don't accept Nigerian cards. It's just tiring. Anyone with any idea, please share. Tanku! |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 11:18am On Oct 01, 2022 |
Happy Independence Anniversary, fellow Nigerians 4 Likes
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 11:18am On Oct 01, 2022 |
Happy Independence Anniversary, fellow country-people . 1 Like
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 11:02pm On Sep 30, 2022 |
Wise doesn't accept Nigerian cards. Other alternatives; 1. Send by Flutterwave. 2. If you have email indemnity set up on your account, you can instruct them to do foreign transfers for you. 3. ATM withdrawal. Use a bank ATM to reduce the charges. Closing Remark: Nigerians dey suffer in the global financial market. We're limited by payment solutions - no thanks to our weak economy and policies. MrPADDY:
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 7:44am On Sep 25, 2022 |
Baba enter reverse ◀️ straight. Apparently, the call isn't for financial advisory but information, hence you can't be liable for anyone's failure or otherwise. It's presumed to be pretty much like what's obtainable in the Investment Section of NL with threads on Mutual Funds, Bond, Stocks, Tbills, Crypto. But it's your call to make. Lexusgs430: 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 8:42pm On Sep 24, 2022 |
Ehnehn! Thanks. hustla: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 8:41pm On Sep 24, 2022 |
Interesting. Thanks. I'll consider all sides. So you left your love - Honda for Mazda? No paid padi for jungle HondaLover: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 8:13pm On Sep 24, 2022 |
Hiya! Trust the weekend has been restful. I tried to check my credit score today but I was dazed not to see anything on Experian and CreditKarma (picture below). Then, I checked on ClearScore and got a score of 422/1000 (see below). Went over to TransUnion for my credit report and that came up pretty well. My question is: why aren't Experian and CreditKarma displaying any data about my credit report/score? I'm considering getting a credit card to build my scores and I see three offers (all from Aqua) on ClearScore (picture below). Should I go for any of the card offers or would I be considered for the zero fees AMEX credit card? Does the AMEX application and approval require a hard search on my credit history, and would it affect my report/score in the event of denial? NB: I've only been in the country for 4 months. Thanks! 1 Like
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 9:07am On Sep 24, 2022 |
Oga Lexusgs430, wonlasewonimi, ukay2 Please can we create a thread for UK investments, trading advise, stock picks and everything in-between? Biko! Lexusgs430: 4 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 9:13pm On Sep 23, 2022 |
You can buy from registered bureau de change or regular aboki shop. Ensure it's a shop. No collect paper notes oo. You can also change it inside the airport in Nigeria. Just walk around and you'll see exchange kiosks within the airport. Thegamingorca: 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 8:25pm On Sep 23, 2022 |
Interesting insight. Got the list of cars below under group 3, but I don't fancy manual tranny. What do you advise? Cc Lexusgs430 [quote author=HondaLover post=116891794][/quote] 1 Like
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Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 5:51pm On Sep 19, 2022 |
Rest on, Queen mother. Had a walk past the funeral viewing centre at my local park. 2 Likes
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Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 2:20pm On Sep 17, 2022 |
Yippee It's a long weekend. We've got bank holiday on Monday. Thanks to Mama Charlie's demise. 1 Like
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Politics / Re: Why We Chose To Become Nigerians – Foreigners by lightnlife: 9:34pm On Sep 16, 2022 |
Are you more Nigerian or patriotic than the Nigerians wey don travel? datola: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 9:26pm On Sep 16, 2022 |
This man no go kee person for NL. That 5k third party insurance na pocket/life saver for Naija. At this rate, it's best to get a UK licence than attempting to drive with a Naija licence. Lexusgs430: 1 Like |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 7:08pm On Sep 13, 2022 |
Sportmen aren't salary earners. Some businesses make over that per month. They're not salary earners. The scope of the conversation is around salary pays. Goodman247: 3 Likes |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 5:09pm On Sep 11, 2022 |
Most billboards have been honouring the late Queen since Friday. Adieu Mama Charlie. 5 Likes
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Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 12:09pm On Sep 11, 2022 |
There are a myraid of visa in the UK. Many are, somewhat, stuck with study visa because they aren't exploring other visa options and public information. There are over 20 work visa types aside other categories. See the visa options here: https://www.gov.uk/browse/visas-immigration Bobbyunitedfc: |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 12:12pm On Sep 10, 2022 |
Yeah, it's small. I'm not sure one can get a work visa with such pay grade. 20k is like minimum wage/band 3 and most companies don't sponsor for such range. However, there are millions of Brits living off such salary if there are other household income. Some families survive on a household income of 40-45k per annum. Again, it's dependent on their lifestyle, location and the dream they have. Meanwhile, some people have a household earning of 70-100k yet they still complain. megastu: |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 10:41am On Sep 09, 2022 |
50k isn't a bad deal for a start. And yes, it's above fair pay for a single person. Often, relocation isn't just premised on money. Most people are financially secured back home but choose to relocate for exploration, security and access to more opportunities. So, you might as well ask yourself what's the motivation for relocating? That will help you analyse and personalise your quest for relocation. Most medical people that migrated to the UK on skilled visa started out with an offer of 25K. And they're doing well. Depending on the industry you work, 50k might be low based on your experience and expertise. But it's all left to you to determine what works fine for you in terms of your current earning and your aspirations. Best! lowander: |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 6:52pm On Sep 08, 2022 |
Queen Elizabeth II don kick bucket...God rest her soul. I saw the news of her unstable medical condition on Sky News this afternoon. The thought of her death came to my mind but I didn't want to voice it in public. At 96, I knew she had little chances of surviving after reading that she was on medical observation. God rest her soul. I hope they'll declare week of morning and holiday oooo. I need a long holiday 1 Like 1 Share |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 6:48pm On Sep 08, 2022 |
God rest the Queen's soul. 3 Likes |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 6:16pm On Sep 08, 2022 |
It's what it is; humans will always survive despite challenges. Yes, Cost is rising without commensurate increase in income. But people are still saving, and living well. One thing about developed economies is that people are able to afford the basics once they have a job. If they dream of a better livelihood, there are also opportunities. This isn't the case in developing or underdeveloped world. If you have the opportunity of legally migrating to a developed world, I'd advise you do it. Your fears and doubts about surviving will be drowned within few months. rofemiguwa: 10 Likes |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 7:53am On Sep 08, 2022 |
Thanks for dropping by. All mentioned rates are annualised. Actually, £45,000 isn't small money. One will live well above the average standard. The minimum wage is £9.50 per hour. If you work 2000 hours per year (40 hours per week), that'll be £9.50 X 2000 = 19000. The monthly would be around £1500 before tax. The average salary (annual) is 38k. So anyone earning 45k isn't a small boy. Per 150k jobs. I only know of high politicians earning such. Others who earn close/around/above this would be consultants (specialists in any industry) that are not locked down to a single company, and mid & high level entrepreneurs. I think you're analysing the salary from a Nigerian perspective. You should be looking at the cost of living and purchasing power of the currencies involved. People live on a monthly budget of £700, 900 or 1000 depending on their lifestyle and location. You only decide and work towards the life/earnings you want. Quite sure these seniors can provide more insight: dupyshoo, phyl123, TheGuyFromHR, SammyK, Goke7, Amarathripple0, Lexusgs430 rofemiguwa: 1 Like |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 12:59pm On Sep 07, 2022 |
I don't get. What do you mean, bro/sis? megastu: |
Travel / Re: Diary Of A Nigerian Immigrant To The UK by lightnlife: 12:57pm On Sep 07, 2022 |
Hiya! I'm not sure all those personal details would matter in your choice of career, job, pay and all. Roles and earnings are dependent on several factors, primarily, experience, skills, industry and negotiation prowess. No two persons have exact portfolio and experience in life, hence, there's no one size fit all model for these things. My previous diary entries have answered of the questions, though. Interestingly, I've not attempted to convert my current salary to Naira, as you've done. I guess you'll finish the reason not to as well. Best! EngrKemp: |
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