This was extensively discussed here some time last year.

Sit back, relax and search the thread.

Someone even followed the instructions and got a US visa as a UK student.

The answers are all here.

Ibro2021:
Hello gurus in the house.

Please I need advice on how to go about applying for US visit visa as a student in the UK.

Not compulsory.

Simply show proof of relationship.

eniola1010:
Abeg when dependent is coming over. Is it compuslory the dependent name on the passport must already be carrying the MA's surname. Or the wedding certificate is suffice to iron out those kind of name issues.

Abi the dependent will need affidavit.

See attached.


https://www.schengenvisainfo.com/transit-schengen-visa/

Phil46:


My people, abeg I'll appreciate responses on this please. I'm about to book a ticket and would like to be sure before proceeding.

Minimal value; the majority of them are sourced from Charity Shops.

The quotes on comparison sites pegged the minimal value at 15K...We just laughed, knowing all the content no reach 10K.

Lexusgs430:



What value do you place on your contents........

HOUSE CONTENT INSURANCE

For those that have such cover, how is it and is it advisable?

For those that do cash-in-hand transactions, how do you save or invest the funds?

Two scenarios;

1. A seller collects cash and deposits it into their HSBC bank, will it get flagged (less than 5K)? Will the tax man look into the finances and bill the savings?

2. If some withdraws pounds from the ATM using a Nigerian USD card and then deposits the funds into their, will it be flagged and requested to be taxed?

Thanks

Honestly, I'll say stay and max out your contribution which gets matched by your employer. It's free-money without taxation.

If you opt out, what alternative scheme are you looking to go into? Will the ROI march the counterpart funding from your employer post-taxation? Only a little schemes can match up.

While the contributions may look rather minute at the outset and year-on-year, it's gets bigger in years to come. Drops of water makes an ocean - if the drop no stop.

I yield the mic for the honourables.

AgentXxx:
Good day Elders; My questions is about the Work pension scheme, i have been thinking about opting out due to the ROI of the pension but when I think about that it’s tax free plus my employer contributes, I want to stay. As at now am very confuse. Elders should help me and others who might be in my shoe light torch so we the children can see clearly. Agba yi a dale oo

I think the issue bothers more on ethics and integrity. The agents were just playing poker with people's lives and funds without some considerations on the implication of their actions.

Rightfully so, the current market is tilted against buyers but the standards and integrity must be upheld.

Na make God just help person.

If I may ask, what year were you in the market for the offer?

kode12:


There's nothing to take here for the ordinary man. When it's a buyer's market, you can make small shakara, but when it's a seller's market there's nothing you can do, you'd be outbid and gazumped even at the 11th hour. If not the ex-staff that leaked the information, the buyer wouldn't have known what went on internally.
During our home purchase, the estate agent came back after our offer was accepted that the seller had gotten a ~8% increase at that time, houses were being snapped up even before they were advertised, we went back and forth a couple of times but didn't want to deal with going back to the market, so we accepted it and went ahead.
I still don't know if there was ever another offer being considered or the estate agent just wanted to fleece us, but after the purchase, we found out the estate agent was the seller's sister so......

Think I used BRP + the in-app facial authentication.

JBoy9:


Please what ID did you use? NatWest rejected my Naija passport and I do not have another means of identification. Please help! My destiny needs that £200

You no dey take leave?

hustla:


Omo, 1 yr+ for this country and I never really rest. I'll get there Sha

That NatWest £200 switch bonus sweet.

First Direct and a couple of others offering switch bonuses too.

Didn't fully understand the UK house dilemma until today.

Spoke with a couple of letting agents today and they alacrity of establishing that houses are off the market same day they're posted wowed me.🤔

Na to dey close mark them for house be that ooo.

Only?

We sef no see £35/hr collect.

Everybody go day alright sha.

Lexusgs430:



Only £35 per hour ..........😜

Na wah ooo.

And their driving classes here are expensive.

Lexusgs430:


Categorically NO .......😂

bigtt76:
DVLA go carry una two 🤣🤣🤣

Can someone with a Nigerian driving license but driving in the UK (less than a year of arrival) teach another person how to drive?

Sorry, it's sold out.

TouchOfSpice:

Boss. I need naira. What's your rate

Hahaha! Na future notes.

Lexusgs430:



Old notes or new notes .......😜😭😂

Happy Saturday!

Who needs Naira? I have like 250K.

Scotland people, hope you're all safe.

Heard of the waves and power outage affecting over 30,000 homes.

Northern Ireland people, is anyone here meeting Rishi today? 😄

TouchOfSpice

Reminds of that Radio Show on Star FM 101.5FM by Funmilola Aofiyebi (not sure of the spelling ).

Abi na you?

TouchOfSpice:

Thank you sir for the clarification. I appreciate.

Virality isn't veracity.

Misinformation can sometimes spread faster than truth.

Is there any policy or government reference for it?

Mcleo007:


Yes, the news is everywhere.

New or Used?

New ones: Order online - Argos, Amazon, or search furniture shops around you.

Old: British Heart Foundation and some charity shops. Facebook Market.

kwakudtraveller:
Nairalanders please where can I find cheap furniture to buy like bed, mattress, sofa etc?

Oops! Sorry you had such an experience.

The BA School run by Eno Eka is more fixated on optics and revenue than delivering value.

I once attended one of her sessions and all I could see was hype, motivation and a marketing scheme to get more money from students. I've had to unsubscribe from their mailing list after they bombarded me with tons of promotional content.

Regardless of your pathway - IIBA or BCS - you can self-study and ace the exams but the bigger challenge will be accessing the job market on a personal pedestal. However, this won't be much of an issue if you're looking to transition into a BA role within your current company. Either way, nothing is impossible, might just be difficult initially.

For IIBA's CBAP, you can buy the Udemy course by Ciel Academy. Engaging lectures delivered by a Nigerian, Obalim. For BCS, you can self-study as well or register with Twim Institute, a BCS-accredited academy in Nigeria.

I recently saw posts from Advance Care UK. It somewhat akin to High Impact Hub. See their poster below.

If person 2500 pound and e no get job after 2/3 months, no be gbege be that?

LionInZion:


That's very correct.
The one I used was Business Analysis School, owned by a Canadian-based Nigerian lady. After paying over N200k they just assigned us an uninspiring teacher who was just taking us through a boring class. She would just present a slide and start reading to us. They expected us to complete the whole online teaching within 2 or 3 sessions (I can't remember now because I quit after 2 classes). It was so boring and cumbersome, like sitting from morning to evening just listening to some boring presentation. I have taken several courses on Coursera and I know how interactive they can be. That was what I was expecting, but ended up disappointed.

Some time last year, I received a series of newsletters from Creditladder on understanding the mortgage dynamics. It covered several areas from saving to hunting, broker relations and financing.

I'm sharing the link to the full article, hoping it'll help someone as I can't share the newsletters in bits.

https://www.creditladder.co.uk/blog/how-to-get-a-mortgage#find-out-how-much-you-can-borrow

Some time last year, I received a series of newsletters from Creditladder on understanding mortgage dynamics. It covered several areas from saving to hunting, broker relations and financing.

I'm sharing the link to the full article, hoping it'll help someone as I can't share the newsletters in bits.

https://www.creditladder.co.uk/blog/how-to-get-a-mortgage#find-out-how-much-you-can-borrow

Tech Nation made its impact with trailblazers like Monzo, Revolut and the Global Talent Visa scheme.

The shift in funding to Barclays' Eagle Lab is somewhat disturbing as many see it as a result of political interest and alignment. But then, it's common knowledge that fundings have cycles and every grantee must seek self-sustenance or be ready to close shop.

The days ahead will test the government's decision to defund Tech Nation and roll with Eagle Lab.

tshoboy:
Tech Nation, the UK startup organisation that helped bring thousands of talented tech workers to the UK, has announced that it will cease operations in March after the UK government pulled key funding.
https://sifted.eu/articles/tech-nation-shutting-down/?fbclid=PAAaY7lnsep7iVYWwtMHco4C5o35_qm-Xfbfk4mOwVk6rIeVRHk-8qcxtZ7iU

🤪Just checking 🤪

If it works, then it's a new deployment.

MODIFIED: It's working ooo. NL is ready for upgrade 😄😄

semmyk:
So I hear that Ṣeun allows emoticons. Let me check something
🤔😉🤫
Is that a 👍🏽
We can't be too serious all day, all week long.

Ok, testing 1,2, 1,2
When is drill down searching (to thread topic level) coming? Well, I have my 'hack'

Yeah! 48k is good enough to live a decent life but my point was on the 40% deduction by the govt not essentially the worth of the net income.

Sadly, I didn't factor in the tax allowance, which will still leave more income in the pocket of the collector. In all, it's good news.

Goke7:

minus tax allowance, it will be higher but is 48k not good enough to live a decent life in the UK? make una calm down abeg

This is a good, uplifting news. Congratulations to him

This one pass manager salary.

So this your guy go 40% (32k) of this 80k as tax annually and his take home will be 48k?

damoche64:
How long is your friend in the field or his career ladder before getting £80k DevOps role?

Thanks

Goke7:


so that's the issue with the UK job market, It's always about experience and what you can do or have done. So try and search for learning platforms that can give you hands-on experience, though some may charge you. That's how you can navigate the experience ish and those platforms also can provide you with work references.

Viruses:

Don't rely on that BCS cert, approach job search as if you don't have the BCS.

On the experience, you can create a home lab, get sample projects online and deal them like real life projects. Craft your CV with your home grown experience (you may have to be strategic and economical with the truth here) and apply for jobs. Next step will then be how to pass interviews.

Bro/sis, Goke7

Please share some insight. Thanks

lightnlife:
Thanks for the insight.

From your experience, how does a BCS-certified get started with jobs?

There are limited/no roles that do not request experience. Even the junior BA roles are experience-based.

Would appreciate your thoughts and pointers.

Not sure if the 5/10 eligiblity mark will get you approved. In fact, I'm not sure why the mark is showing. I didn't have up to 500 score point when I applied and got the AMEX card although I applied through a referral link.

I'd say you try and apply through a referral link. Here's mine: https://americanexpress.com/en-gb/referral/jEREMEebuA?XL=MNANS

If you are unable to get through the approval, you should log on to CreditScore or any of the credit report sites. You'll see a handful of pre-approved cards for you. Just apply for one. I'd say they provide the same the services. It's one's usage that matters.

gbens2000:
Hello house , my credit score on experian is 882 and when I checked my eligibility on American Express it was just 5/10 eligibility rate. What could be the problem

What sites have you been checking: Experian, Clearscore, CreditKarma or TotallyScore?

Your record may not come up on all. I'd advise you check all four.

Are you on electoral register? Are you reporting any other bill?

Meanwhile, two months seems like a short time to be super worried about credit score if you've actually done the basics - register, bank, contract and bill reportings. You might have to give it more time.

jblesn:
How did you check your credit score? I have spent about two months in the country and i tried checking on clearscore but its saying nothing is coming up. I have a SIM contract and I have set up DD for my electricity bill