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Business / Re: Bank Fraud!!! What I Did And How I Got My Money Back by Lunagirl(f): 8:21am On Apr 02, 2018 |
Banks are not liable for fraudulent transactions on your account that is resulted from carelessness (knowingly or unknowingly) on the part of the account holder. How is the bank responsible for the loss of your phone and the loss of your Bvn that led to the loss of your money? If you request the information on the account it was transferred to, it will be given to you readily. The bank's part is to ensure that nothing happens to your account from their own end. 1 Like |
Business / Re: I Helped A Nairalander To Create An Account And He Reported Me To Upwork by Lunagirl(f): 9:54am On Mar 13, 2018 |
Fidelmalek: I know you are panicking. Think it through. What account would he have used to report you? Remember he didn't know anything about upwork. How could he have opened an account yesterday night, verified it and reported you and upwork then suspended you all in that one night! It's just unfortunate it happened coincidentally like that. For Upwork to suspend you that night means that they got the report earlier, reviewed it and suspended you. They just don't wake up and suspend. They must have taken some time to review it |
Business / Re: I Helped A Nairalander To Create An Account And He Reported Me To Upwork by Lunagirl(f): 9:12am On Mar 13, 2018 |
See how you jumped into conclusions. The minute you are not using your real name or location, you stand a risk of being exposed at any time. And how can a new account report you and run you down? Especially if you have all the reviews you say you have. Re-strategize and try again. 1 Like |
Investment / Re: Save And Grow Rich: 6 Simple And Practical Ways To Save Money And Grow Rich by Lunagirl(f): 7:38am On Feb 21, 2018 |
I applaud your post because you made very salient points. However, I have reservations about your view of the banks. There is no investment without savings and the bank helps you do that. They even provide a relatively risk free investment option hence the low return rate. Banks are not charity organizations and would definitely collect charges. I am sure you also collect charges too. 7 Likes |
Business / Re: CBN Restricts Dividend Pay-out By Banks by Lunagirl(f): 7:46am On Feb 20, 2018 |
stolenstone: Banks are listed in the stock exchange and are funded by their shareholders. As a way to reward the shareholders, they pay out dividends (a part of their profit, after removing expenses). Before these dividends are paid, a bank also removes some part of its net profit and put it in their reserves. This is to ensure that if there is any loss, the banks can recover from it. Just like your normal savings. Apparently, some banks are using a large percentage of their profits to pay out dividends or dipping it's hands into its reserves. You won't use your savings to buy human hair to satisfy your friends right? Now, there is a capital adequacy ratio and this means that all banks must have a certain amount of capital with the CBN to operate in Nigeria. I think it is currently 50 billion naira. This is also another shock absorber reserve. There is also the composite risk rating which places banks into different categories depending on their strengths and weaknesses. The NPL is the non performing loan ratio which considers the number of loans that the bank gives that are not being repaid. If you give out 80% of your money on loan and people are not repaying, you shouldn't be giving out loans at all. CBN is simply saying that you should pay out dividends according to your capital and risk profile. This is as far as I can understand. I hope it makes sense. 18 Likes 1 Share |
Crime / Re: Nigerian Man Stabbed To Death By His Fiancée In UK by Lunagirl(f): 12:38pm On Oct 22, 2017 |
Lloydfolarin: Blablabla.... |
Crime / Re: Nigerian Man Stabbed To Death By His Fiancée In UK by Lunagirl(f): 10:57am On Oct 22, 2017 |
JONNYSPUTE: When you say take charge, you make it look like violence. It's all psychological really. Nothing to do with the physical. Why do you think some women stay loyal with some men? It's because they see something respectable in them. Those men are able to take charge by leading the way. Women respect men that are worthy of respect. You don’t force a woman to respect you. You freaking earn it. |
Crime / Re: Nigerian Man Stabbed To Death By His Fiancée In UK by Lunagirl(f): 10:51am On Oct 22, 2017 |
OldBeer: My point summed up exactly!! Cc florblu |
Crime / Re: Nigerian Man Stabbed To Death By His Fiancée In UK by Lunagirl(f): 10:50am On Oct 22, 2017 |
majekoam: Don't vex Sir. I am talking about the men that she's talking about. The men that only see women as evil. Those ones are the ones I am generalizing about. She apparently exists in that universe. Of course there are awesome people like you that are different. |
Crime / Re: Nigerian Man Stabbed To Death By His Fiancée In UK by Lunagirl(f): 10:45am On Oct 22, 2017 |
Florblu: I hope you are really not that forgetful. Didn't you just exclaim in the post that women are evil and you have been fighting for men to stop seeing women that way. That exclamation is what brought my attention to the post first. |
Crime / Re: Nigerian Man Stabbed To Death By His Fiancée In UK by Lunagirl(f): 10:31am On Oct 22, 2017 |
Florblu: You make it look like women are inherently evil and should be avoided. Evil has no gender. It can manifest in any source and form. If you and the women around you are evil, please keep fighting for them. Don't think that's how all the women in the world are. You are joining men to talk bad about the feminine gender and its not fair. |
Crime / Re: Nigerian Man Stabbed To Death By His Fiancée In UK by Lunagirl(f): 9:37am On Oct 22, 2017 |
Florblu: Please fight for yourself. Which one is that you are fighting for women not to be evil? Evil has no gender. If you are evil, you are. Don't join men to say generalized nonsense about the female gender. 5 Likes 1 Share |
Business / Re: FSDH Weekly Insights: Equity Market Ready For Another Rally by Lunagirl(f): 8:08am On Oct 16, 2017 |
Financial reporting |
Business / Re: EXCLUSIVE : How To Make Level 2 Seller On Fiverr In A Month As A Nigerian Seller by Lunagirl(f): 1:44pm On Sep 16, 2017 |
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Jobs/Vacancies / Re: Access Bank Calling For Aptitude Test (entry-level) (2014) by Lunagirl(f): 5:11pm On Sep 15, 2017 |
I got more than 10 accounts that totaled 2m. I hope that will not be an issue |
Jobs/Vacancies / Re: Access Bank Calling For Aptitude Test (entry-level) (2014) by Lunagirl(f): 1:52pm On Sep 11, 2017 |
Trust me, it is not easy. Where do I want to get a level 16 government official or financial manager to sign for me? And where do I get 10 200k accounts? Please, if you are here and you can help someone with some accounts, please start with me. It's tough out here man. 1 Like |
Education / Re: 10 Social Media Platforms To Consider If You Are Tired Of Facebook by Lunagirl(f): 8:41pm On Sep 04, 2017 |
LastMumu: I concur.... |
Politics / Re: They Said The Wife Is More Packaged Than The Side-chick - Degrading Pics by Lunagirl(f): 11:34am On Aug 31, 2017 |
Marriage is freaking overrated. 1 Like |
Business / Re: Amancio Ortega Becomes The Richest Man In The World by Lunagirl(f): 11:32am On Aug 31, 2017 |
youngreva: Niggerrr_ it is not even a competition |
Jobs/Vacancies / Re: Access Bank Calling For Aptitude Test (entry-level) (2014) by Lunagirl(f): 8:52pm On Aug 10, 2017 |
Please ooo... What is TMI ooo I just got an invite for top management interview... I am hoping that is TMI right? |
Business / Re: EXCLUSIVE : How To Make Level 2 Seller On Fiverr In A Month As A Nigerian Seller by Lunagirl(f): 1:30pm On Aug 10, 2017 |
People of Fiverr, How do I fix this biko? Cc bespoke Beatzone Any advice?
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Romance / Re: Describe Your Ideal Wife/husband by Lunagirl(f): 8:43pm On Aug 07, 2017 |
BiafraBushBoy: I shouldn't be replying your mention if you cannot at least have sense. I know a lot of guys like this. I am pretty certain you will find someone who will accept you the way you are. Keep on keeping on |
Romance / Re: Describe Your Ideal Wife/husband by Lunagirl(f): 7:03pm On Aug 07, 2017 |
You should be smart and above the average degree of intelligence. Be disciplined and freaking ambitious. You should be curious about things... Physically tall Be different. 2 Likes |
Celebrities / Re: Roman Goddess Slays In See-Through Outfit In New Hot Photos by Lunagirl(f): 12:38pm On Aug 07, 2017 |
Requiem18: Yes... But not extreme changes 3 Likes |
Celebrities / Re: Roman Goddess Slays In See-Through Outfit In New Hot Photos by Lunagirl(f): 12:02pm On Aug 07, 2017 |
Jengem: There is no amount of eating right and doing squats that can get you that "supposed to be a banging" body. You either come with it or get it naturally via surgery. 4 Likes 1 Share |
Travel / Re: 4 Ways Nigerians Can Take A Luxury Trip Abroad Without Spending A Fortune by Lunagirl(f): 2:50pm On Aug 06, 2017 |
See me expecting something new.. How can this help now? |
Romance / Re: 2 Of Kingtblakhoc’s Girls Abandon Him, Repents, Promise Not To Do Porn Again by Lunagirl(f): 3:21pm On Aug 03, 2017 |
Archangel15: What the ef is 100k? Is that the value you place on girls? Any girl who does stuff like that to gather 100k is not even trying. You don't have to sell your body for a measly 100k |
Romance / Re: Is She In Love Or What ? by Lunagirl(f): 2:51am On Aug 01, 2017 |
Dudeeee!! Ya need to learn how to let it go! Five effing years on one person? Wey no even dey show you way? That is not love bro. There are other fishes in this country and life is damn too short |
Romance / Re: Men: Is This Possible? by Lunagirl(f): 2:49am On Aug 01, 2017 |
Of course it is possible na. The flesh is under your authority and jurisdiction. 1 Like |
Romance / Re: Sweet Young Nairalanders Traditional Marriage by Lunagirl(f): 2:48am On Aug 01, 2017 |
Congratulations to them Young marriage is sweet if the parties involved are mature enough. Truth be told, the reason why a lot of people don't marry early enough is money. If my ex university boyfriend and I had enough money, by now I for don born two . But we gat to leave the marriage and hustle the hustle small so that children can chop. Congratulations again. It eassint easssyy 1 Like |
Romance / Re: Need To Unburden My Heart by Lunagirl(f): 2:43am On Aug 01, 2017 |
There is ALWAYS somebody for everyone. It would shock you the type of people that still find partners. You need to keep your chin up, shoulders raised and be happy. If you need a friend, you can dm me and we'd talk some more. It is definitely not the end of life. |
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