₦airaland Forum

1 Everything is temporary.

2 Life isn't fair.

3 Family matters more than friends.

4 Others treat you the way your treat yourself.

5 Happiness is a choice and requires hardwork.

6 Beneath anger is always fears.

7 Things don't matter that much.

8 A lifetime isn't very long.

Source and more:
Lessons People Learn To Late in Life. https://www.sanwomi.com/2019/04/lessons-people-learn-to-late-in-life.html


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Instagram is one of the most popular social media in the world. It is a great avenue to socialise, promote your content and products, make friends etc.

What most people don't realise is that it is also a great avenue to make money.

These are ways you can make money on Instagram.

1 Sponsorship (Promotions & Shoutouts).

2 Affiliate marketing.

3 E-commerce(private label & drop shipping).

4 Sell a digital products(course & program).


Soure and more:
5 Ways To Make Money From Instagram. http://www.sanwomi.com/2019/04/5-ways-to-make-money-from-instagram.html

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Nigeria’s population is growing and gross domestic product per capita shrinking, and that will continue until at least 2024, according to the International Monetary Fund. That means six Nigerians fall into extreme poverty every minute, the World Poverty Clock shows. If the current trend persists more than 120 million Nigerians, or 45 percent of the population, will be living in extreme poverty, that’s less than $1.90 a day, by 2030.

Source and more:
6 Nigerians Fall Into Extreme Poverty Every Minute. http://www.sanwomi.com/2019/04/6-nigerians-fall-into-extreme-poverty.html


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E-commerce is a website are that deals with buying and selling online.

Here are the top E-commerce website in Nigeria.

1 Jumia(alexa ranking in Nigeria: 174, World: 14,391):


Recently listed on New York Stock Exchange.

Jumia, is an online marketplace in Africa for electronics, and fashion among others. It has partnered with more than 50,000 local African companies and individuals and is a direct competitor to Kilimall in Kenya and Konga in Nigeria. Started in 2012 in Lagos, the company currently has a presence across 14 African countries.

Considered Africa’s biggest online retailer, with outlets also in Egypt, Cote d’Ivoire, Kenya and Moroccco, Jumia.com has grown into the most popular online shop in Nigeria. Backed by foreign investment worth over $60 million, it deals in almost any sort of products ranging from Electronics to fashion and households and has come into partnership with top brands like Samsung, Apple, HP, Blackberry and Nokia to ensure in-time inventory restocking and provide customers with unbeatable deals.

2 Konga(Alexa ranking in Nigeria: 118, world: 15,228):


Konga.com is a Nigerian e-commerce company founded in July 2012 with headquarters in Gbagada, Lagos State. It offers a third-party online marketplace, as well as first-party direct retail spanning various categories including consumer electronics, fashion, home appliances, books, children's items, health care and personal care products.

Just like Jumia, Konga is definitely one of the top dogs in this industry. Konga, like Jumia, was also founded in the year 2012 and has since grown to be one of the best ecommerce websites in the country. It’s almost a two horse race between konga and jumia for top spots in Nigeria’s ecommerce industry, because their adverts dominate almost every advertising platform. Konga has a range of consumer electronics, bags, fashion items and many other products.

3 (Alexa ranking in Nigeria: 40, world: 6,177):


Source and more:
Top Ten E-commerce Website In Nigeria. http://www.sanwomi.com/2019/04/top-ten-e-commerce-website-in-nigeria.html


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1 Rent out a room.

2 Affiliate marketing.

3 Invest in dividend paying stock.

4 Peer to peer lending.

5 Create/sell an online course.

6 Buy a profitable website(flippa.com).

7 Buy profitable app (flippa.com).

8 Sell an e-book.

9 Start a YouTube channel.

10 Drop shipping.

11 Crypto mining(cloud mining).

12 Hold stock(long term).

13 Creat an app.

14 Rent out your car.

15 Start a laundromat business.

Source and more:
29 Passive Income Ideas. http://www.sanwomi.com/2019/04/29-passive-income-ideas.html


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1 Find your passion.

2 Hire well.

3 Don't care what others think.

4 Read, read and read.

5 Have a margin of safety.

6 Have competitive advantage.

7 Schedule for your personality.

Source and more:
Warren Buffett's Ten Rules Of Success. http://www.sanwomi.com/2019/04/warren-buffett-ten-rules-of-success.html


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Shell Petroleum Development Company plans to invest about $15 billion in oil and gas projects in Nigeria over the next five years, Lagos-based newspaper ThisDay reported, citing managing director of the unit, Nosa Okunbor.

The company operates under a joint venture between the Nigerian National Petroleum Corporation, Royal Dutch Shell Plc, Total Exploration and Production Nigeria Ltd. and Nigerian Agip Oil Company Ltd., according to its website. Shell has a 30 percent stake in the business.

The projects earmarked for investment will include deep offshore, shallow water, swamp and land terrain, the newspaper reported.


Source and more:
Shell Venture Set to Invest $15 Billion in Nigeria, ThisDay Says http://www.sanwomi.com/2019/04/shell-venture-set-to-invest-15-billion.html


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Politicians are known to be very wealth. But most of the politicians can not declare their full assest as they may accused of corruption, embezzlement and misappropriation of funds.

Nevertheless no matter how this politicians try to hide their wealth rumours, enquiry and investigation on their wealth is available.

Here are the top richest Nigeria politicians believed and suspected to be rich either corrupt or not.

1 General Olusegun Obasanjo:
Olusegun Obasanjo popularly called ”OBJ” or ”Baba” is one of the richest politicians in Nigeria, he hails from Ogun state Nigeria. The veteran politician owns the Otta Farms and other businesses and investments in the country, it’s also rumored that he has some oil blocks and some stake in MTN Nigeria. Obj was Nigeria’s former military head of state from 1976 to 1979 and was also democratically elected as president from May 1999 to May 2007.

During the military era, Obasanjo was given credit for handing over power to a civilian government. Over the years he has amassed wealth, Obj has an estimated net worth of about $1.6 Billion dollars.

2 Ibrahim Babangida:


Source and more:
Top Nigeria Politician Suspected To Be Extremely Rich. http://www.sanwomi.com/2019/04/top-nigeria-politician-suspected-to-be.html


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1 Write them down.

2 Build an emergency fund.

3 Read books on finance.

4 Invest in a mutual fund.

5 Build a stock portfolio.

6 Start a profitable side hustle.

Source and more:
How To Achieve Your Financial Goal For 2019. http://www.sanwomi.com/2019/04/how-to-achieve-your-financial-goal-for.html



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1 Buildup your energy.

2 Control your calender.

3 Ditch your Smart phone notifications.

4 Tackle must-dos first.

5 Cut meeting time by 25%.



6 Perfect is the enemy of good.

7 Know when to delegate and out source.

Source:
10 Productivity Hacks. http://www.sanwomi.com/2019/03/10-productivity-hacks.html

1 Short-term focus.

2 Negative effect on mental health.

3 Lack of sleep.

4 No selfcare.

5 Increased chances of burn out.

6 High level of stress.

7 Low mental focus.

8 Physical health problems.



Source and more:
10 Reason why hustling is outdated
http://www.sanwomi.com/2019/03/10-reason-why-hustling-is-outdated.html

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1 You have Roof over your head.

2 You Ate today.

3 You have a good Heart.

4 You wish Good for others.

5 You have Clean water.

6 Someone Cares for you.

7 You Strive to be better.

8 You have clean Clothes.


Source and more:
10 Signs you are doing well in life. https://www.sanwomi.com/2019/03/10-signs-you-are-doing-well-in-life.html


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Dangote should not be blame for this. They have been trying recruit responsible drivers as much as possible. With the numbers of trucks what do you expect. If one out of every 1000 has accident. He can't be blamed for that unless we use rail.

Gone are the days that women are relegated to doing household chores and being relevant in the kitchen only. Today’s women are more than homemakers.

In recent years the number of women in enterprising women as been on increase.
Women can seen in different such as sport, fashion, politics, music, business, art and literature etc.

1 Folorunsho alakija:
This woman has clung to her title of the richest woman in Nigeria for years and has also gone ahead to bag the title of the second richest woman in Africa. The bulk of her wealth came from her oil company FAMFA Oil; a multi-billion dollar empire she is directing. The company is involved in oil and gas production and exploration.

As of today, Folorunsho Alakija has wealth that is worth over $1.4 billion dollars and owns vast properties in Nigeria including a private jet. She was born in 1951, Alakija is 66 years old, and this woman is also into fashion designing which formed part of her wealth.

The Richest Woman In Nigeria
Folorunsho Alakija studied fashion designing at American College London and Central School of Fashion, she later returned to Nigeria to establish her own fashion outlet. Alakija was once the secretary of International Merchant Bank of Nigeria in the 70s, the bank is now defunct.

The well-known business tycoon and entrepreneur is also in the printing business. She overtook Oprah Winfrey as the richest black woman in the world in 2014.

2 Daisy Danjuma:

Source and more:
MOST POWERFUL WOMEN IN NIGERIA.
http://www.sanwomi.com/2019/03/most-powerful-women-in-nigeria.html


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Elon Reeve Musk FRS is a technology entrepreneur and engineer.

He holds South African, Canadian, and U.S. citizenship and is the founder, CEO, and lead designer of SpaceX co-founder, CEO, and product architect of Tesla, Inc. co-founder and CEO of Neuralink; founder of The Boring Company; and co-founder of PayPal.

In December 2016, he was ranked 21st on the Forbes list of The World's Most Powerful People.

As of October 2018, he has a net worth of $22.8 billion and is listed by Forbes as the 54th-richest person in the world.
These are the top advice from the billionaire.


1 Read often and read to lead.

2 Take risk when you can before life gets in the way.

3 Don't be a trend follower, be a trendsetter.

4 Find the good in what you do.

Source and more:
BILLIONAIRE ADVICE FROM ELON MUSK http://www.sanwomi.com/2019/03/billionaire-advice-from-elon-musk.html

Guys are funny sha. What are you doing in this topic if you know you dont need it.

Just about 4 hours ago the world most expensive car was unveiled, sold to an unnamed buyer for at least $11m (£9.5m) before tax.

La Voiture Noire, a one-off hypercar unveiled at the Geneva Motor Show, has already been sold to an unnamed buyer for €11m (£9.5m).




These are the things you should know about the car before you think of getting yours.

1 It is manufactured by French super car maker bugatti.

2 The car has a jet-black carbon fibre body and a 1,500 horsepower 16-cylinder engine.

3 This car reaches 62mph in 2.4 seconds and has a top speed of 261mph.

4 La Voiture Noire, Bugatti says, pays homage to its Type 57 SC Atlantic. Just four were made between 1936 and 1938, and fashion designer Ralph Lauren is the owner of the last Atlantic produced.

Source and more:
What you should know about the world's most expensive car. https://www.sanwomi.com/2019/03/what-you-should-know-about-world-most.html

1 Work your ass off.

2 Become financially independent.

3 Travel as much as possible.

4 Develop excellent communication skills.

5 Start eating healthy.

6 Become more observing.

7 Develop multiple streams of income.

Source and more:
WHAT TO DO BEFORE YOU'RE 30 https://www.sanwomi.com/2019/03/what-to-do-before-you-30.html

1 Sleep a minimum of 8 hours and get up early.

2 Set daily business goals and write them down.

3 Create and follow your schedule through the day.

4 Add value to your customer and products.

5 Not only dream, but put your dreams into practice.

6 Thank people even for the smallest things.

Read more:
HABITS OF SUCCESSFUL SMALL BUSINESS OWNERS. https://www.sanwomi.com/2019/03/habits-of-successful-small-business.html

IkpuMmadu:
We no dey shame ? Na import we Sabi and we go call am foriegn trade


Consuming nation.... ordinary oil we can't even refine ! We import everything even toothpicks

Read the full details.

8 HABITS OF SUCCESSFUL ENTREPRENEURS

1 Driven by passion: An entrepreneur should be driven by passion in the line of work he or she is at.

2 Always planning thoroughly: A entrepreneur should always plan so that he would always be execute his plan without thinking of what next to do.

3 Never settle: You should never settle no matter the money you have.

4 They think big: Entrepreneurs don't think the way others think. The think about the bigger picture.

Source and more:
http://www.sanwomi.com/2019/02/8-habits-of-successful-entrepreneurs.html?m=1


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1 Mini Importation Dynasty


2 Sanwomi.tv


3 Succes secrete tv


4 Francise abogonye


5 Chukwuemeka emmanuel


6 Taiwo yusuff


Source:
http://www.sanwomi.com/2019/02/top-business-tutorial-youtube-channel.html


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Nigerian billionaire Aliko Dangote said he’s on schedule to finish by next year his $15 billion oil refinery, which will be one of the world’s biggest, despite analysts saying the timeline is ambitious.

“There are quite a lot of challenges, but we’re moving,” Dangote told reporters at a conference in Paris about the plant, which is being built near Lagos, Nigeria’s commercial capital, and designed to process 650,000 barrels of crude daily. “We’re still targeting next year for commissioning.”

The 61-year-old said he will export about 35 percent of the refinery’s products, while the rest will serve the local market. His Dangote Industries Ltd. said last yearthe plan is to produce about 50 million liters (13.2 million gallons) a day of gasoline and 15 million liters of diesel, though output can be changed according to demand. The company has been in talks with oil traders including Royal Dutch Shell Plc, Vitol Group and Trafigura Group Pte about them supplying crude and buying refined fuel.

Source and more:
Nigeria's $15 Billion Oil Refinery Is on Track, Dangote Says https://www.sanwomi.com/2019/01/nigeria-15-billion-oil-refinery-is-on.html

Oil ended another topsy-turvy day by closing near a two-week high, as traders weighed signs that OPEC is following through on production cuts against hints of an economic slowdown.

Global benchmark Brent crude rose, fell and then rebounded on Thursday, ending the trading session up 1.9 percent. Prices were spurred by signs that OPEC had made an early start on its pledged production curbs. Saudi Arabia also moved to increase prices in the U.S. and Asia, a signal that the world’s biggest exporter thinks demand will be sustained. Prices eased slightly after industry-funded reportwas said to show gasoline inventories jumped 8 million barrels last week, while crude stocks fell by 4.46 million.

“We really do need a sustained effort from some of the OPEC producers to take supply out of the market in order for prices to recover,” Jason Gammel, an analyst at Jefferies LLC, said in a Bloomberg television interview. “Now we’re starting to see that.”

Source and more:
Oil Edges Up as Traders Weigh Economic Risks Against OPEC Cuts https://www.sanwomi.com/2019/01/oil-edges-up-as-traders-weigh-economic.html

Gold pierced the $1,300 level to extend a new year rally. Investors flocked to the metal with global equities in retreat, signs of a slowdown stacking up, and the oldest of havens showing its mettle as exchange-traded funds draw in increased flows.

Futures spiked as much as 0.4 percent to $1,300.40 an ounce on the Comex, the highest price since June, and were at $1,297.80 at 11:21 a.m. in Singapore. Spot prices were not far behind, hitting as much as $1,298.60. Silver also surged, hitting the highest since July.



Gold has become the go-to commodity in the opening days of 2019 as investors contemplate a deteriorating worldwide outlook and factor in fewer, if any, Federal Reserve interest rate hikes this year. On Thursday, a gauge of U.S. manufacturing sankby the most since the 2008 recession a day after Apple Inc.cut its revenue outlook, fueling concern that the trade war with China is taking a bigger-than-expected toll on growth. The partial U.S. government shutdown has also spurred a risk-off mood.


Source and more:
Gold Surge to Above $1,300 Amid Slow Downs. https://www.sanwomi.com/2019/01/gold-surge-to-above-1300-amid-slow-downs.html

Opportunities don't just come you have search for it. For does that has decided to hustle harder in 2019.
We will be going through sites you can always check for opportunities either offline or online, things you can do, job opportunities or platforms you can work to earn money.

1 Nairaland.com: Nairaland has always been the top most forum in Nigeria. In Nairaland you can see different job opportunity post, latest ways of making money online and offline post etc. Nairaland covers everything.

2 Opera mini feeds: Opera mini browser also present variety of post you can learn or grab something from.

3 Sanwomi: Sanwomi is a platform that deals with how to make money online and offline. Sanwomi has a blog which is sanwomi.com, it also has a youtube and Instagram which is sanwomi.tv etc.

4 YouTube: On youtube.com you can learn a lot of things. Watch tutorial videos on YouTube.

Source and more:
Top Sites You Should Visit In 2019 Opportunities. https://www.sanwomi.com/2018/12/top-sites-you-should-visit-in-2019.html


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Moving to the new year makes you think about a lot of things what you have done right or wrong in the past and about decision you should make in the feature in other to become more successful and wealth.

One of the major problem people in Nigeria have is that they keep wait for a connection or a huge some of money that they have not seen to come.
It is not a bad thing to hope but not taking your work serious is because you believe that a connection will is very bad. In fact the connection may never come.

It is best if you keep working hard and thinking right this way the connection you hoped for might really come through what you are good at doing.

If you relax and wait for connection who told you it would eventually come. It may come for life till you realise that you have waisted your time.

Always try to mind your business, work hard, think right and promote your business and self.

Source :
Let Connection Wait For You. https://www.sanwomi.com/2018/12/let-connection-wait-for-you.html


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Economic performance and prospects

The economy continued to show signs of recovery from the 2016 recession. GDP growth was estimated at 0.8% in 2017, up from –1.5% in 2016. The outlook beyond is positive, with growth projected at 2.1% in 2018 and 2.5% in 2019. This outlook is anchored in higher oil prices and production, as well as stronger agricultural performance. Oil prices rebounded to an average of $52 per barrel (Brent crude) in 2017 and are projected to reach $54 in 2018, up from $43 per barrel in 2016. Oil production also increased from 1.45 million barrels per day in the first quarter of 2017 to 2.03 million in the third quarter of 2017 following deescalation of hostilities in the delta region and is expected to remain at the same level in 2018 and 2019, in tandem with the Organization of the Petroleum Exporting Countries production restrictions.

Macroeconomic indicators

Fiscal policy remained expansionary in 2017 as in 2016. Although total spending as a percentage of GDP declined from 13% in 2014 to 10.3% in 2017, revenues declined more sharply, from 11.4% to 5.6%. The budget deficit was estimated at 4.8% in 2017, up from 4.7% in 2016, and is
projected to improve to 4.3% in 2018 and 4.1% in 2019, as revenue performance improves. At 14%, unemployment remained high in 2017,  the same as in 2016, and  is expected to decline only slightly in 2018, to 13.5%, as recovery eases production constraints in manufacturing and agriculture.
Monetary policy continued to be contractionary in 2017 and is expected to remain so in 2018; the policy rate has been kept at 14% since July 2016 to support the naira and control inflation. Inflation has remained stubbornly high and in the double digits—an estimated 16.2% in 2017, up from 15.6% in 2016—but is projected to ease to 13.7%

in 2018 and 12% in 2019. Foreign currency liquidity has improved following the introduction of administrative measures by the Central Bank since early 2017. The measures include a trading window for portfolio investors at marketdetermined rates and the introduction of the Nigerian Autonomous Foreign Exchange Rate Fixing, which allowed commercial banks to quote forex rates that are close to parallel market rates. The naira remained stable for most of 2017 and is expected to strengthen slightly as the economy continues to recover.


Source and more:
Nigeria Economic Outlook Before 2019 https://www.sanwomi.com/2018/12/nigeria-economic-outlook-before-2019.html

Google My Business

The most popular search engine is a natural place to start when it comes to small business listings. Google lets you add some basic details like your business name, location and hours so customers see that information when they Google your business.

FACEBOOK PAGE

A Facebook business page is a free public profile you can create for your local business, brand, or product. Similar to your personal Facebook account, you can use the Page to promote your business or products by posting status updates, links, event announcements, comments, or photos and videos.

Facebook also allows users to list local business or brand to FB pages. You can publish your local business on FB and also get some good reviews from your customers. Facebook reviews also appear in the right sidebar of Google search.

VCONNECT

VConnect helps you hire local professionals for all your service needs. From repairing your car to planning your wedding, the platform connects you with the best service businesses to get things done.

VConnect is committed to making a meaningful impact through continuous innovation to meet the dynamic needs of SMEs and empower users by creating a system that delivers better value through easily accessible information and connections with the right service businesses.

BUSINESS LIST

Business List Nigeria integrates all the best services and businesses in Nigeria into an easy-to-use, searchable database with a user-friendly and stylish interface. The platform helps you look into the Nigeria business world with confidence and style.

Listing your business on Business List website will give you the online presence and visibility you need to attract more customers online. The platform is completely free and you don’t need to pay any money to get listed.

CONNECT NIGERIA

ConnectNigeria.com makes it easy for you to find businesses and places. Whether it’s the nearest amala joint, a bank branch, a restaurant or an embassy. You can find it on ConnectNigeria.com fast and easy.

ConnectNigeria.com’s mission is to organize Nigeria’s information, making it easy to find and easy to use. If you want to get some free publicity for your new business, ConnectNigeria.com is the right place to be.


Read more:
Top Business Listing Websites You Should Try In 2019. https://www.sanwomi.com/2018/12/top-business-listing-websites-you.html


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1 Wasting of time: Wasting of time is a factor that people should generally always consider as every body waste time at one point or the other. Working more on this should improve your success rate.

2 Try saving more or investing more than spending.

3 Reduce your stress level and relax more so that you can be able to think better and relieve your self from depression.

4 Reduce the time you spend watching movies or tv.

5 Reduce the rate at which you watch pornography or masturbate.


Read more:
Top New Year Resolution That Business Men Should Consider Before New Year. https://www.sanwomi.com/2018/12/top-new-year-resolution-that-business.html

1 Retail business.

2 Fashion design or tailoring business.

3 Event management.

4 Advertisement companies or promoters.

5 Media Companies.

Source and more:
Top Most Profiting Business Of Yuletide Season. https://www.sanwomi.com/2018/12/top-most-profiting-business-of-yuletide.html

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Yuletide Season is characterized by high demand of goods and services. We would go through things you can sell or do to make extra cash this season.

1 Sell food stuff: selling of food stuff is a good business this season. Food stuff such as rice, Tomato paste or pepper, Maggie etc.

2 Give cash to people who wants to withdraw: A lot of people would want to withdraw money these period, you can withdraw a lot of money down before banks closes then give people cash as they transfer to your account or use P.O.S. Your charge high price for this service as customers would not want to wait like 2 - 4 hours on queue before withdrawal.

3 Selling of life stock: Life such as chicken, goat, Turkey, Fish etc will be in high demand to celebrate the festive season.

4 Buying and reselling of events or concerts tickets: Buying concert tickets at a cheap price then reselling after all tickets have been sold out is also a good deal. Note that not all events tickets will be sold out and not all events centers are small.

Source and more:
Top 10 Things You Can Profit From Selling these Yuletide Season. https://www.sanwomi.com/2018/12/top-10-things-you-can-profit-from.html



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