₦airaland Forum

MrFollowFollow:
At the point of borrowing most Nigerians already have the intention of not repaying the loan therefore when the due date comes they start manufacturing fake stories.

If you don't approach loan/debt recovery with iron fist in Nigeria your business will go bankrupt in less than 1 year!

When you know, AT THE POINT OF BORROWING, they have the intention of not paying back the loan, why go ahead to lend them the money?!?

Forget all these stories. We have laws that guide every behaviour. If you willingly gives out (lends) someone your money, whether the person intentionally or otherwise didn't payback as at when due, natural law is that you give grace period and if the person still, after the grace period, didn't pay up, you take legal actions and legal actions does not entails SENDING DEFAMATORY messages to ones contact.

Mind you, lots of loan apps in America these days don't even send your credit scores. They give without checking score. Coz, it's unsecured loan. And definitely, they don't send messages to your contacts because they know they implications.

Mcslize:
Bounty hunters also retrieve debts are you aware? Whoever is the guarantor, is the one they hold responsible. They can take away your car until you pay up the debt. They don't joke with debt over there.


https://www.youtube.com/watch?v=RY6wID4okfk

Please try and get my point.

Do Bounty hunters send incriminating messages to your contacts. To the best of my knowledge, in America, Bounty hunters only come to play when you might have refused to pay up your debt after several engagements, and definitely, floated court demand notice. Lets get our facts right.

Loan companies abroad don't start sending messages to anyone on your contacts. They approach your guarantor(s).

Mcslize:
In abroad, borrowing without paying could affect your credit score. And once your credit score is affected, it will be pretty hard for you to even see anyone to rent you a house because they look at your credit score before granting you anything.

If you must borrow, borrow with the mindset to pay back to avoid embrassment. Nobody will give anyone free money.

I hate borrowing. I hardly do that. And if I must borrow money from someone, I make sure I pay back before the due date.

I asked one of my exchangers to send me 100k. I told him I will pay back in few days time. He sent the money. It didn't even get to the due date, I paid him back. I did that just to build trust with him. Now , if I wish to borrow another money from him, tell me why he won't send me.

Life is all about building trust with people so that in dire situations, they can easily help you out with the intention that you've been a trusted fellow who always keeps to his words.

Money don't grow on trees. So when you borrow, pay back on time to avoid embrassment.

You're not getting the point!?!

Nobody, having supplied your bvn and other vital details on these apps borrowed with the intention not to pay back. Everyone knows LIFE HAPPENS! Unexpected events might hinder you from meeting up the due date.

Now, the cristism is that these Chinese apps give 7 days loan and they do not want to know whether you just lost your job, or you got robbed, or your kid is in the hospital, or your salary was delayed. Once it's due day, even a day before...and they haven't receive your payment, they start labeling you all sort of names.

You don't resort to worst behaviour because someone fails to meet up his/her end of the agreement. We have laws in Nigeria. Disputes like this, you report to Credit Bureau and subsequently, get a demand notice from court. And not bullying people up and down.

Coldshisha:
What is your Defination of Slander, libel, defamation of character and character assassination?!

You breached a contract that you signed to

You exceeded loan tenure and accrued more intrest on someone else money

They now reported what you did to the general public, then you try to bad mouth the company that funded you when you so called family and friends couldn't give you Kobo

In America they already have bounty hunters for people like you that want to always prove right even when you are damn wrong

You need to do more research.

Bounty hunters in America go after criminals and fugitives ( after they must have gotten necessary approval from the authorities) Thereafter, hand them over to the authorities.

They don't go about sending defamatory or threatening messages to you or your contacts.

You blackmailed me, threatened me, pronounced me and my families criminals, you're still expecting me to pay up, with accrued interest. Are you mad ni?!?!

There is another one. They called themselves Nextcredit. Once you repaid your loan, they will automatically initiate another loan for you without you asking. You will just wake up in the morning to see credit alert with outrageous interest.

You can check their reviews on playstore. Mind you, they have fake reviews too on playstore.

Mrporanir:
Gocash, sokoloan are evil.

These loan apps agents no just get brain. Wetin concern your contacts with the loan wey you borrow atleast at a point during registration, you provided them guarantors. Why not just contact your guarantors and explain things....

The government should do something about these loan apps.

Why sending messages to someone's contacts, labeling the person a criminal. To make matter worse, they will still expect you to pay back the loan with the outrageous accrued daily interest.

israelp:
nr b by mouth,mk am happen first

Okay. I will...

This one they cloned 1xbet. I fear for my money

Fucklove:
I need to raise 700k in one month

It's possible bro. Very possible!

Tonapuk:
If you have ear, listen well. My advice to you if you always withdraw more than you're depositing, stay away from 1xbet. They don't smile with customer that are winning

Which bookie you recommend then?

Baliqeez:
Don't Know about last week but for like 2 or 3 days now, paying through OPAY sef has been war. My payment to them was pending on OPAY for 2 days, they just returned it yesterday , infact at a point OPAY even yanked them off the list of bookie with them before they restored them that same yesterday.
They are currently having issues, just continue engaging them.

I sent them reminder. Their last response was that I should give'em time to investigate and that if I should keep sending reminder it won't make the process faster.

Now, I dey look for other means wey go make am faster.

Stephenmoka4:
Yes 1xbet is having issues with deposit. Check it out on Twitter and other groups. I noticed it y'day and today.

Thanks Boss.

Lemme wait then.

bestmutiu2019:
eeya,am using kuda too I think it has happened to me before,keep contacting both kuda and 1xbet customers care they will surely do something about it

Thanks boss.

Lemme wait a little longer. But, i just wish they will rectify it before saturday.

[quote author=bestmutiu2019 post=102335598][/quote]Through my Kuda app. It's not my first time using the app to fund my account.

I made deposit of 10k into my 1xbet account since last week Wednesday I didn't see shingbai and from my end here it's confirmed successful.

I have contacted their customer care through email, they just keep responding I should wait while they check.

Abeg, anyway wey i fit fasttrack this matter?

Abeg, I funded my 1xbet account using kuda app And it's not reflecting. I don send mail, they say they'll check 4 days now...

Any other way to get quick response from them?

EndNigeriaNoow:
shut up there... do u know that he has the right to arrest u. Stubborn head

Why not them just arrest him instead of spoiling his reputation. And besides, OP said he has been making partial payments, so his intentions are clear pretty clear, he is not a fraudster. And last time I checked, there is no prison for debtor. All na negotiation.

Hello guys,

Please I need someone to confirm a business location for me at Computer village, Ikeja.

Interested person will assist with picture of the location and send through WhatsApp.

I go give small money for this. If interested, kindly quote with your WhatsApp number.

Thank you

Hello Guys,

Please I need someone to confirm a business location for me at Computer village, Ikeja.

You need have WhatsApp on your phone as you go take picture of the location.

I go give small money for anyone interested.

Quote with your WhatsApp number. I go beep you.

Linzo:
Please I need a good logistics company with prompt riders who will handle daily delivery customers for my business.

Such logistic company should have a nationwide network.

Hi,
I don't own any logistics company but I can handle deliveries for you in and around Abuja.

Guys, i am planning on joining UBER as partner driver. Is it advisable to use KIA Cerato ?

Fhemmmy:
Where are all the lovers of small ride . . . . . Check out this 2007 Mazda3

Year 2007
Make Mazda
Trim Mazda-3 - Sedan
Colour Silver
Body Type Sedan
Kilometers 136K Miles

Pre-Order Price - - -1.9M Naira
Hired Purchase Price - - 2.7M Naira

Hello Sir, does the quoted price for HP include cost of clearing?

KingsleyBuubba:
There is one around Jabi, you might want to see it. Its very comfortably

Which side of Jabi please. I am also interested

Fhemmmy:
What amount do you plan to pay on a monthly basis?

Sir, 132,500 monthly will be most comfortable for me.

Fhemmmy:
Thanks and apologies for the delay, however, here are the prices as requested:
2005 Toyota Corolla Sport - We currently don't have any and the price as which we will get one isn't economical for us to do so on Hired Purchase
2007 Toyota Camry LE model with fabric seat, Auto Transmission and average mileage with 4 Cylinders . . . We will be able to get you one on hired purchase based on following conditions:
Total Price: 4.1M Naira
Total deposit will be 15%
Remaining balance to be paid over a period of 20 Months.

Please note that every deal can be customized to suit the buyer, just let us know what you are comfortable with - We will like to meet everyone at the point of comfort

Sir, Total Price of 4.1M is high.

If you can consider 3.1M, i will be grateful. I am a young entrepreneur with monthly income between 250k - 300k. Although, i desperately need the ride, but accepting the offer will mean no savings for me after the monthly deduction.

15% deposit and 20 months spread is great.

Kindly reconsider

Fhemmmy:
Thanks for your inquiries and we will respond to you later today before the day is over

Please, what's the update on this?

Hello,

Please i need a Toyota Corolla sport 2005 or Camry 2007 on hire purchase.

handie:
Olodo Op. The SCR has a transmit feature that enables the results to be transmitted to a central server in the INEC HQ

Oga, you only upload number of accredited voters, etc and not election results.

There is no provision for election results upload on the card reader

Information is key!

I was Assistant Polling Officer(APO/VP) Voting Point during 2015 elections and i can say with all confidence and best of my knowledge that INEC card readers do not collate nor send election results to INEC database.

Election results are manually entered into the result sheets at the collation centres.

This is a counter thread to https://www.nairaland.com/5029629/pdp-rigging-machinery-exposed-twitter