₦airaland Forum

Itzlinda:
Another thing I have also learnt now is to consider the attitude and character of ceo while investing.

Zenith bank ceo wey de do hin things lowkey de deliver.

But the red and white bank ceo wey de buga on social media don carry shareholder money enter another line of business

Hmmmm....people for this forum get mouth to yab CEOs ooooo! See yabis!

EDUECO:
Do you mean Dangote Cement at ₦660 ?

Sorry, I meant DanSugar at N66.

Mpeace:
Better you join before asking. When you enter, people wey dey inside go gist you

I would prefer UBA at N50 or DangCem at N66 to FBN at N75

Agbalowomeri:
"Cheap" ACCESS no go allow him see road

Alaroro Nigeria Limited

I like am like that.
My Access don dey shake yansh small small.
When the yansh big finish, I know that you will be interested.
You cannot see big yansh and remove your face!

yMcy56:
From the look of things, it seems this kind of Bull 🐂 period comes once in a long year, maybe certain decade(s) or so, it's looking more like a Cycle....

Guess there's nothing anyone or any negative news can do about it.

It's just my opinion o....because it's difficult to explain what's up...😊

I could remember a period where getting just +10% or 20% on a stock was a Herculean task, the stocks will just not move no matter the good news....

So I think it's just the period too...because how stocks are easily doing 100%, 200%, 500% is beyond explanations........IMO 😊

It is partly due to assets repricing, currency value adjust, inflationary issues, capital raise by banks/insurers etc.
For instance, one GT bank share of N50 in 2022 is considered higher in ''value'' than the same N50 in 2026, hence the price in 2026 would go up to compensate for the ''loss of value''.

megawealth01:
Buy small ELLAH and keep at 10 naira @your own risk

That Ellah has been very resilient!
Many did not expect it to bounce back after the PO mishap.

Na wa ooo?
What could be driving FBN at N75? Fundamentals or Otedonomics?

feelamong:
bros lets focus on why we are on this thread

forget Politics for now

Thanks for the advice. Well appreciated. I dont intend dragging the topic.
But let's understand that political decisions can also make or mar the stock market, so the market is not totally insulated from politics.
Some markets could have reacted negatively to news of the sack of the Finance minister, a person that helped to calm nerves and stabilized the market when the CGT issue was raging and the market went down, and he is now replaced with the person that caused the panicky sell-offs.

Case closed! No more!

olaremint:
Is this a fact or personal opinion
Please can you provide facts of your statements or they remain at best tribalistic comments

It is for you to interpret and understand what you see happening in broad day light in your country, in your presence.

Nepotism destroys a nation. It breeds incompetence, corruption, conflict of interests etc
Buhari did it and we complained but nothing was done to address it, contributing to the failure of the govt. This govt too is doing a similar thing and a failure would spell doom for Yoruba people because nobody would listen when Yoruba start complaining about bad governance in this country. Well meaning Yoruba statesmen have already cautioned the president but it seems he does not listen

Just a few names/positions:

CBN governor, Yoruba
NRS (former FIRS) chairman, Yoruba
Minister for Finance, Yoruba
Minister of State for Finance, Yoruba
Minister for Interior, Yoruba
Head of Nigeria Customs Service, Yoruba
IGP, Yoruba
Head of NNPC, Yoruba
Chief Justice, Yoruba
Chief of Army Staff, Yoruba
Head, DSS, Yoruba
Commandant, Nigeria Defence College, Yoruba
Accountant General of Federation, Yoruba
EFCC Chairman, Yoruba
Head, NUPRC, Yoruba
Head, AMCON, Yoruba
Head, BPE, Yoruba
Head, NPC, Yoruba
Head, FAAN, Yoruba
Head, NIMASA, Yoruba
Head, NAICOM, Yoruba
Head, NEPZA
Head, NIMC, Yoruba
Head, NAFDAC, Yoruba
Head, National Pension Commission, Yoruba
Head, Federal Fire Service, Yoruba
Head, NOA, Yoruba
etc etc etc.

chimex38:
This stock called Oyedele quietly and slowly had a rapid capital appreciation from 50kobo to ₦10k.

Seems it's earning growth has been increasing astronomically Y-o-Y from core earnings
(favouring the Majority)
despite doubt and skepticism from some Quarters that it's mostly a one-off from other income investments or asset sale(Favouring a few)

But does this translate to Earning Quality in free Cash flow?
We will find out from Oyedele's dividends payouts yields as well as payout ratio from its earnings to retail shareholders who constitute the absolute majority in numbers.

You can imagine the Finance ministry being handed to such people with little or no experience in the management of the economy of a big nation like Nigeria, all to satisfy nepotistic interests

lawani:
Can the US actually pay off it's debts?

The US GDP is over 30 trillion dollars and some countries have a tax to GDP ratio of up to 45 percent. It means the US can even do more if they want to. The US can have an annual revenue of up to 12 trillion dollars and have a plan to pay off the debts totally in less than twenty years while having universal healthcare. The total debt is now around 39 trillion dollars with over 70 percent owed to local people and institutions.

The debt can certainly be paid by the USA but all sovereign debts should be added up and taken over by the United Nations after all economies have been restructured and the debts revalued. If all countries have the same cost of living then dollar debts will go down to not more than three to five percent of the current nominal value, prices of things will come down, farming will become far more profitable and a new United Nations will be able to pay the sovereign debts quite easily.

Yes, the US can easily pay off its debts
Reason: the debts are denominated and accounted for in US dollars, which is the currency of the US. So the US can literally print the dollars to pay off its debts.
The worst possible implication would be inflation, which is why they may choose not to do so

Flutterwave's $250m IPO could be a game change in the banking industry.
I read somewhere that FGN is taking up $75m of the offer i e 30%
Alhaji's refinery and now Flutterwave !

leo1234:
VFD has similar issue with Access Bank. Too many acquisitions without efficient delivery of benefits to shareholders.

It is too early to say Access has done too many acquisitions without efficient delivery of benefits to customers. Wait until they conclude and reflect full results of the new acquisitions.
Few years ago, First Bank was stagnating around N4-N5 for almost 2 years without good dividends when they were undergoing restructuring. Wema Bank was less than N1 for some years. Both have now delivered more than 500% since then.
Access will click N40-N50 and above when they finalize everythin, very soon

frankson1:
Trump and the US are weaklings. After claiming to "obliterated" all Iran's military assets and their ability to fire a catapult, trump and his warships couldn't clear the strait of Hormuz.

So much for world power.

The US is not a weakling but the problem is Trump talkst oo much and reveals things that he should keep to himself as a surprise. The element of surprise is very important in conflict or war situation but Trump is making US to lose that edge because he talks too much so Iran is able to know the next step and prepare or counter it.

seunmsg:

BREAKING: Iran has announced it is again closing the Strait of Hormuz. The military says the US must lift its blockade of Iranian ports before the Strait is opened again. pic.twitter.com/Gm8bNIfmwo

— Al Jazeera Breaking News (@AJENews) April 18, 2026

https://www.google.com/amp/s/www.aljazeera.com/amp/news/liveblog/2026/4/18/iran-war-live-tehran-says-president-trump-made-false-claims-amid-talks


https://www.youtube.com/watch?v=nYZAszfqfRw?si=XJAlDYc9aG9O5NxB

Iran is not serious!
How could Iran reasonably claim to blockade the Strait when their own ports (supposedly closer to them and under their immediate control) are blockaded by US?
It is like blockading a street when your own house is blockaded by someone else!
Go and open the blockade on your house if you are a man! Charlatans!

Pakute:
• Maj Gen Ali Abdollahi Aliabadi said Iran's armed forces would block Persian Gulf, Sea of Oman and Red Sea traffic



https://www.foxnews.com/world/iran-threatens-halt-red-sea-traffic-response-us-military-blockade-ports

Lol un serious people.
Iran is claiming that they defeated US in the war. So they should go and fight the US army that has blockaded Iran's ports and dislodge them from the ports
Why is Iran going to other ports on the red sea and other places instead of challenging US in their own ports?
How do these people like to deceive themselves so much that they call defeat a victory?

SonofElElyonRet:
Dangote says oil refinery IPO of it's 10% shares will be pan Atlantic! No be tasere go dey available for us in naija so

Alhaji should take it easy and allow Nigerians the primary customers and stakeholders to buy the shares first and maybe do another listing pan Africa

Dupeodus:
Because people of third world countries are looking for magic wands instead of realistic economic policies that will create hardship initially because you are correcting for past economic sins but gives you a chance for future economic prosperity. They tend to sanction populist economic policies that appear humane but only create arbitrage opportunities for government cronies and dig you further and further into the ditch.

Did you say this when Jonathan or Buhari was in power? Did Nigeria just become a third world country in 2023?
The same yardstick that was used to assess previous govts is what would be used to assess this govt. Nothing special about any of them, including the current Tinubu govt which is clearly the most clueless and most confused, even though they have had access to more revenue after devaluing ing the naira and removing subsidy. But nothing to show.
You are saying people should sacrifice for a govt that sent 400 delegates to a conference in Dubai?

GeneralDae:
Oil prices going down. Strait of Hormuz declared open by Iran.

W
Iran ke? Which Iran? The same Iran that has lost control of the Strait?
They are just good at forming and decieving themselves.
Now that US is closing in on them, they are rushing to announce the Strait is "open".

Bizibi:
Bros buhari failed. First mistake was allowing his tribesmen to take full control of his government infact that was the Genesis of the damage. Someone who didn't read documents before signing as long as it came from his tribesmen.

Tinubu is even worse than Buhari. All the nepotisim, corruption, incompetence etc of Buhari has been raised to power four under this Tinubu govt.
Please let's leave it here so that people no go vex enter debate this morning.

Agbalowomeri:
UBA get big yansh?

Ask them ooo

nosa2:
UBA and Access are in the same whatsappgroup

Na you people dey describe UBA as ''sexy'', which is a serious afront to Agba because he likes sexy babes.
Nobody said Access is ''sexy''.

megawealth01:
I got trapped in LASACO

Insurance no dey be my thing sha

I bought LASACO because of jagaban and sowo eko

You too, you don Sanwo Eko si Lasaco na! So chill
Your political calculations no be for here!

BabsO2:
Stop that. UBA is full of the life expected from shares

Ok ooo. I hear you.

nosa2:
UBA is sexy but it's not armed robber sexy.

PS I don't care for dividends when measuring sexiness

If a lifeless UBA could be this ''sexy'' to you, I wonder how you would describe Agba's babes who attract all his attention, vibes, energy etc.?

Heffalump:
It's like the internet is hyping Iran to self destruction.
This resistance is suicidal. If Trump wants to scatter everything in Iran, he would have achieved that by now. Anyway, we're here still watching.

Iran that forced its citizens to form human chains as shield around power plants to prevent US from bombing them. That is clear way to surrender by begging and appealing, without using words.
That action alone shows that Iran had capitulated, otherwise they should have sent their soldiers and weapons to shoot down or prevent the US warplanes from bombing the power plants, and not to use human shields

Hi

Hightablevoice2:
Since the creation of the Jewish state in 1945. The west has practically been arming them against the middle east while systematically been distablizing and weakening the strength of the Arab States. If it hadn't been for the Western support towards Isreal, they would have been reduced to mere community. They played the WWII victim card to the fullest.

As for the sorority guys and Prince of Isreals on these platform, your dearest Isreal is only able to fight because the major power in the world backs them, turns blind eyes to their atrocious activities, and systematically weakening their opponents for them. Isreal on its own, while they have been able to build up their arsenal after the 6 days war, has literally been given the free reign to do as they wish in the middle east, remove that from the equation they will not be able to withstand any well organized Arab State, be it Egypt, Libya, Turkey, and now Iran. I suggest they should just keep quiet and appreciate the fact they have the west to thank.

The IAEA has never for once questioned Isreal nuclear capability, but yet have been bearing down heavily on any Arab State that sees a nuclear program as a deterrence against external aggression. And not only, there are economic sanctions, numerous backlash and exclusions from contributing their own quota to the world, in terms of belief systems, moral grounds and ethic validations. Terrorism started as a means of those guys using all means possible to fight back against a power that they can touch in a large scale but with minute attacks and a means of resistance. While the west labels it terrorism, their cause to them is a freedom fight. So in a way it is a matter of who is right or wrong. I remain passive, but very much aware of their motives.

If it is Banking and Economy, Isreal and Jewish customs surely are world class no doubt about that, but military might, they are not really that strong. They just have a lot of shield from the western world which allows them to operate with impunity.

Conclusively, world peace matters, and not just Isreal peace. If these stalling continues, the war will still rage on, maybe it will die down for now, but it is merely secondarily postponed.

Did you see or hear that Israel took part in any negotiations? What was Hezbollah expecting when it attacked Israel? You cannot cause trouble and also dictate to the victim.
Israel was the one attacked by Hezbollah so Israel is the one to decide on the ceasefire, not Iran nor Turkey.

Truthday:
IDF Destroys Saint Peter Shrine in Lebanon — Where Is the International Accountability?

 Tom Wong  March 30, 2026  0



The deliberate demolition of one of Christianity’s most ancient sites raises urgent questions about accountability, international law, and the West’s silence in the face of irreversible cultural destruction.

When Israeli forces detonated explosives inside the Maqam Shamoun Al-Safa — the ancient shrine believed to hold the burial place of Saint Peter, apostle of Jesus Christ — in the Lebanese village of Chamaa on November 15–17, 2024, they didn’t just destroy stone and mortar. They erased nearly two millennia of shared human history. And much of the Western world barely flinched.

The shrine, which archaeological evidence dates to the 1st century CE, sits on a hilltop overlooking Tyre in southern Lebanon. It had survived the Crusades, centuries of war, and even heavy damage in the 2006 Lebanon conflict — only to be blown up with military-grade explosives during Israel’s 2024 ground incursion. CNN verified footage showing plumes of smoke rising from the complex. The grave appeared looted. A 900-year-old adjacent medieval castle was also destroyed. The silence from world leaders was deafening.

Why This Site Matters Beyond Religion

The Maqam Shamoun Al-Safa is not merely a religious landmark — it is a civilizational artifact. Revered by both Shia Muslims (who know Saint Peter as Sham’un as-Safa, “Simon the Pure”) and Christians, it represents one of the rare places on earth where multiple faith traditions share a common heritage. The Fatimid dynasty restored it in 1097 CE; its minaret bears an inscription from that era. Local Shia scholar Yusuf al-Bahrani documented pilgrimages there after 1750. A scholar, a pilgrim, a stonemason — generation after generation — each contributed to a site that predated most of Europe’s cathedrals.

The destruction of heritage sites is not a byproduct of war. It is a message. It says: your history does not matter. When that message is delivered against sites sacred to Christianity — in a region where Christianity was literally born — it demands a response from people of conscience, regardless of political affiliation.

What the Law Actually Says

Under international humanitarian law, specifically the 1954 Hague Convention for the Protection of Cultural Property in the Event of Armed Conflict, the deliberate destruction of cultural and religious heritage is prohibited. The Rome Statute of the International Criminal Court (Article classifies intentional attacks on religious, educational, and historic monuments as war crimes — even in the context of active military operations.

Israel is not a signatory to the 1954 Hague Convention. That loophole matters. But it does not change the moral and legal architecture that the rest of the civilized world has built over 70 years of post-war reckoning. The destruction of the Saint Peter shrine was not collateral damage — it was, according to reporting from the Middle East Monitor, carried out with deliberately placed explosive charges. That is a choice, not an accident.

When a government uses precision explosives to level a 2,000-year-old Christian shrine, the question isn’t whether it happened — it’s why so few people in power are demanding answers.

The Pattern No One Wants to Name

The Chamaa shrine did not fall in isolation. A Euro-Med Human Rights Monitor report from March 2026 documented that Israeli forces have destroyed over 93% of cemeteries in the Gaza Strip. In early 2026, satellite imagery confirmed the bulldozing of the Gaza War Cemetery — a Commonwealth-era burial site containing graves of British, Australian, and other Allied soldiers from World War I. The Israeli military confirmed the damage, attributing it to tunnel-dismantling operations.

What emerges is not a series of isolated incidents but a pattern of cultural and historical erasure that extends across multiple theaters of operation. Whether one supports Israel’s right to self-defense or not — and reasonable people can — the systematic destruction of irreplaceable heritage sites demands independent accountability. Supporting law and order means supporting it universally, not selectively.

What Critics Get Wrong

Some will argue that the Chamaa shrine was located in a combat zone and that Hezbollah’s use of civilian and religious infrastructure as cover makes such damage inevitable. It’s a fair point worth engaging honestly.

Military necessity is a recognized principle in the laws of war. But “military necessity” has legal limits — it cannot justify the deliberate placement of explosives in a historic shrine when there is no documented evidence of that specific structure being used as a weapons cache or command post. The IDF’s own description of the operation frames it as part of a broader scorched-earth approach to deny Hezbollah operational space near the border. That is a policy — and policies have architects, and architects have accountability.

Acknowledging complexity is not the same as excusing what happened. A functioning rule-of-law society — which Western democracies claim to champion — demands that the same standards apply to allies as to adversaries.

The Restoration Effort and What It Tells Us

By November 2025, exactly one year after the destruction, workers were photographed on-site beginning the painstaking restoration of the Maqam Shamoun Al-Safa. Xinhua documented the process in Chamaa. Lebanese communities, rather than waiting for international institutions, took it upon themselves to rebuild.

That image — laborers piecing together ancient stone with their own hands — is more than a human interest story. It is a rebuke. It demonstrates that communities value their heritage enough to fight for it even when their governments cannot, and even when the international bodies tasked with protection have failed them.

The people of Chamaa are rebuilding Saint Peter’s shrine with their bare hands. The least the rest of the world can do is bear witness.

How This Affects Every Believer — and Every Citizen

For Christians specifically, the destruction of a site tied to Saint Peter — the apostle upon whom Christ declared he would build his church — should register as something visceral. Imagine the reaction if a church in Rome or Canterbury were leveled by a foreign military using deliberate explosives. The global response would be immediate and overwhelming.

The geographic distance of Lebanon should not diminish the moral urgency. The same civic instinct that demands governments protect churches, synagogues, and mosques at home — that insists on law, order, and respect for sacred spaces — must extend to ancient sites abroad. Consistency is the bedrock of principle

Sources: https://thetownhall.news/federal-news/idf-destroys-saint-peter-shrine-in-lebanon-where-is-the-international-accountability/

What have they said about the destruction of several ancient Biblical sites and monuments by the Palestinians in Bethlehem, Hebron, etc?
They only cry when Israel strikes terrorists hiding in these sites and monuments

godlyguy:
Oando, japaul, insurance etc. Those promoting them are not being fair to the undiscerning. You all will learn the hard way

Why not tell us or recommend stocks that can do well so people can make money?
It is good to caution people about some stocks but also try and say something about the ones that can do well.

alanto:
I say e go reach everybody. Outsiders don't know Chinua Achebe or Igbos. They only know us as Nigerians. So when those nonsensical behaviour gets out of the roof, na all of us go bear the brunt.

Either we start changing it for them now collectively or we allowed them battered the image of the country so much that our passport won't be able to visit Benin without presidential help.

I couldn't have said it better!

KarlTom:
You seem hellbent on pulling Zenith down to ₦90.

We are watching closely...

Personally, I don't think it'll drop below ₦100

Zenith is a sold stock but can still drop below N100; don't be too sure. That is just two days of-10% drop on current price.
Even a single bad news e.g. Jim Ovia or a director dating a female staff or buying a houses abroad can pull the price down for a while. But it will surely rise again.

EDUECO:

First Bank is just like the USA that is losing its glory.

While Access Bank is just like China that is growing its glory!

I hope you are not seeing USA in your dreams doing you any harm.
Yet, you would choose USA if you were to relocated to one of them with free travel ticket and citizenship guaranteed.