₦airaland Forum

LooneyLester:
At least he falls sick he'll get a benefitting health care

Have you asked him what he pays to be able to access NHS?

Are you aware of the long waiting time for you to be treated for some ailments in the NHS?

ednut1:
i wont

Then you will get the same treatment like you got in the past.

Bring it on, please!

ednut1:
dont waste your time with this MT guy, he is obviously trolling.

Remember i have got you bloodied in some of our previous posts.

And I do not join issues with you as you have a weird analytical perspective.

Stay off my mention, if you could, please,

IbeOkehie:
Oga @MT, this isn't a reasonable view of our reality here. I'm sorry, it just isn't. First of all, 40% of all homes in the USA are not on mortgage.

You've insisted we talk about INDIVIDUALS, right? Look at this home:
https://www.zillow.com/homedetails/3709-Kingsley-Pl-Raleigh-NC-27609/6430065_zpid/

Scroll down to the price history. As of 2011, the house was sold for about $160K. Today it's valued at over $600K. This is North Carolina, one of the average states, not particularly rich. There was ZERO real estate boom in this state, not even in the 2006 real estate craze. This is an average neighborhood in an average state, it's only recently prices have started rising. So imagine the kinds of capital being built up in places like California, Boston or Denver.

I happen to know the old Oyinbo lady that lived there, she and her husband actually bought it in the 1970s for around $30K. It was completely paid off. Remember, 40% of all homes in the USA are completely mortgage free. She lived in that house till she was too old to manage herself, then she moved in with her daughter who lived in I think Virginia.

I tried to buy that house in 2016, I thought the price was too high because, well Raleigh is a smaller city. It was was eventually sold in 2017 for $400K and the daughter got the money. For sure she got at least $300K. Remember, this daughter is just a working person like me, likely married, probably has already bought her own home wherever she lives and accumulating more wealth based on real estate and other investments. These are ordinary Oyinbo people, middle class salt of the earth, hard working Americans. By American standards they NOT wealthy.

Oga, $300K is how much naira? That's ₦300 million. How many Nigerians are worth that amount? We're not talking of life insurance benefits from the dead husband, not stock investment, no retirement or pension payments.

The person that bought that home in 2017 has already made a $200K profit if they sell today. For sure they'll walk away with over $100K.

I've given you a REAL LIFE example that I happen to know personally. If you visit your own home village in Nigeria, look around. I know that most of the newer homes in the past 10 to 20 years have been built by people living abroad. You know how many of them get the money? I'll tell you what TWO of my own friends did to build their homes in Nigeria.

They took out LOANS on the increased value of their homes. I know a taxi driver married to a care worker that did exactly that.

Guy there's an Asian friend of mine, I've already told him I talk about him online and use his family as an example when I talk to other Nigerians in real life. Get a load of this.

He's a pharmacist like me.
His mother is a nurse, the father is a legal secretary.
His brother is an engineer and the brothers wife is a medical doctor.
His sister is a medical doctor.

All the people listed above lived in the same house for at least 7 years. How much money do you think they accumulated in that time? So this my friend, when he moved out in 2010, he first bought a house not far from Capitol Hill in Washington DC then later bought the home he lives in now in Columbia MD. How many Nigerians are as rich as he is?

Yes he's not White, yes Asians EARN higher incomes than Whites, but the data shows that White Americans are still WEALTHIER than Asian Americans, they're the wealthiest demographic in the USA!

The major thing I've used to illustrate is REAL ESTATE, not 401K pension accounts and stock investments and businesses owned. Real Estate is biggest form of wealth held by the middle class in the USA.

Average, ordinary Americans are very wealthy. Half of all households in the USA earn $65K/yr and above. Excluding all billionaires in America, I'm willing to bet the average family in the USA earning over $65K/yr holds more wealth AND potential wealth than the average Nigerian family earning over ₦500K/mo or ₦6 million/yr. If I make it just White families, there will be no basis for comparison, it will be like asking a toddler to enter ring with Mike Tyson.

This is why Americans have no savings. As my Igbo people say it, when you see a little bird dancing on the road, there's something playing a song for him in the bush. The don't save because they don't need to. They're rich, they can solve their problems with accumulated resources.

Have a good day and Good Luck to Nigeria.

Figures, they say, don't lie.

Most of the figures you threw here are just your own assumptions. Everything you wrote centre around mortgages. How many americans are home owners? Most of the mortgages are wrapped in bubble, and always remember a time is coming there will be a bust. It happened in 2008 and lot of individuals committed suicide, and the world housing market was seriously impacted.

Does it take only home ownership to be above average. You veered from the topic of discussion.

You CLAIMED that:

1. Average, ordinary Americans are very wealthy - WEALTHY you say? That was an exaggerated lie !. 10% of earners in the US own 69% of the total wealth in 2023 while 50 percent of earners only owned 2.5 percent of the total wealth. So tell me how are ordinary Americans considered wealthy, according to your claim? (https://www.statista.com/statistics/203961/wealth-distribution-for-the-us/)

2. Half of all households in the USA earn $65K/yr and above - You are also wrong. Average salary in the US in 2023, according to Forbes is 58, 428 USD (https://finance.yahoo.com/news/average-salary-state-us-152311356.html)

3. Real Estate is biggest form of wealth held by the middle class in the USA. - This also turns out to be FALSE as the middle class still owns nearly two-fifths of the nation’s real estate (https://www.usatoday.com/story/money/2023/12/06/top-1-american-earners-more-wealth-middle-class/71769832007/)

4. First of all, 40% of all homes in the USA are not on mortgage - This also turns out to be FALSE. Only 23% of houses in the US has zero mortgages (https://www.forbes.com/sites/johnwake/2023/03/31/us-has-3rd-lowest-percentage-of-households-that-own-their-homes-without-mortgages/?sh=651588d33124)

@IbeOkehie you are just throwing up your own ASSUMPTIONS as FACTS.

Why most arguments dovetail to comparing Nigeria to America will never cease to amaze me. The discourse is most whites are not as rich as it seems. You started to compare Nigeria to US. Most Americans live on debt. They use credit cards which they need to pay back with interest. It is the system that makes most of them to APPEAR rich.

Please, stick to the point in a concise manner and stop veering off topic.

Till we realize that living in a wealthy country doesn't translate to citizens being rich.

Citizens living on debt to buy houses, mortgages are not rich.

Differentiate between individuals and the country they live in.

Ballzproblem2:
is he not a human being? na una type they push youths into crime

Even the Bible says iron sharpeneth iron.

The dude is about to punch above his weight.

He should concentrate on adding values to his life.

He is about to self destruct.

Too much of Nollywood movie will make anyone believe that a cleaner is deserving of a bank Manager .

Floky215:
That would be on humanitarian ground...even ordinary people do help to rescue accident victims anywhere it happens...so it no good example and doesn't count in this situation....!!

Exactly!

One day, someone will take that agency to court if fined on a non federal road, and FRSC will have an issue in their hands

They are normalizing illegality because people just pay the fine and roll with it because they do not want to go through the process of litigation.

AnonPoet:
https://leaders.ng/2023/12/15/japa-syndrome-nigerias-political-class-will-face-the-consequences-soonest/

Nigerian Young Professionals Forum (NYPF) - Nigerians and useless title.

You are part of the drain. Creating unnecessary office which will serve as a conduit for corruption.

PAPIJAID:
Will FRSC be breaking the law if found rescuing road traffic crash victims on non Federal roads...

We are talking of the position of the law.

Also, each state has their own state agency performing the same function as FRSC on state roads.

Are you saying FRSC has the legal right to ignore the High Court and Appeal Court judgement telling them to focus on Federal roads only?

Adefila is a Yoruba name.

Aideyan sounds like but not 100% sure is a Nigerian name

I doubt the rest two are Nigerians.

Are they all Nigerians?

Despite the Appeal Court reaffirming the earlier judgement of the High Court that FRSC should ONLY operate on a federal road, will FRSC be breaking law if seen on state roads?

I asked because I saw them in different places on the state roads still operating, extorting and harassing motorists.

Also, is FRSC right to fine motorists for having a faded plate number, knowing fully well that they were responsible for issuing sub standards plate number to motorists.

I have seen lot of people fined on this.

Lawyers in the house, over to you

frndfghtr:
https://www.thecable.ng/us-lawmaker-calls-for-nnamdi-kanus-release-ahead-of-scourt-judgment-on-friday/amp

Did Nigerians call for the imprisonment of Trump?

US Lawmaker is a feather weight in this regards.

Nigeria is a sovereign country.

Know this and know peace.

steeltrust:
stop saying rubbish man
When I get to where I needed to speak well articulately I’ll but for now we are on a naija level and since when my way of speaking English won’t allow me travel to a rich country or get to the higher level I want . Do you know how many Mexican here who speaks bad English but are still here and doing well for them selves, is this how you rate your thinking , well I sorry for you and for the kingpin e no get where kingpin no de even for naija it plenty, even your president is 1 but not at the detriment of the people na. For here no allow them catch you because if they do you’re going down and no one will save you no matter how rich or powerful you’re. But for naija
Them catch or not if you’re rich you will always find your way. For your info
[b]I’m not an office guy or manager who need to stand and address people.
I’m a truck driver
Get paid and send what left back home to invest which I know Nigeria can not give me
[/b]No de justify nonsense because you wan form woke

You are such a shameless pathological liar.

see the quote from your previous write up:

"Bro, live them; make them de waste their lives thinking they're more patriotic than us who left. I have been in Chicago for a few weeks, and I know how my life has changed in just the few weeks I have been here. Just be like, say na now my life start. by the time the 2 million naira salary be like 2thousand naira time coming, na that time dem go know say khaki no be leather"

You previously claimed you were just few weeks in the States and that your lifejust started, now you are a truck driver, working and sending money home.

Not everyone is illogical like you. You are dealing with individuals that can connect the dots.

Everyone is a huge crocodile on internet, meanwhile in real life are ants.

You obviously reason like you type - horrendous!

steeltrust:
Hahahahahaha, read everything you typed and see if it makes sense to you. And where did you see he instigated the crowed in the CAPITOL?, carry talk just de worry ona. What happened to those who did it? Did you know they are serving right now?. Now compare it with those that killed Deborah and those that bombed people in Kaduna. Tell me what happened to them. It has been swept under the carpet as usual. and you say Nigeria is better than America. No de whine yourself. How can you criticise a bad government and turn a blind eye? Does it make sense to you? see guy i no de talk again. I had this mind set while I was in Niaja before I changed my mind about living, so if you feel it is better for you, so be it. but don't say we didn't warn you.

1. Some of the people that attacked the Capitol hill were jailed but the Kingpin still on the loose. His case was just referred to the Supreme Court.

2. It was shocking you claimed you have travelled. Your reasoning and style of writing are pathetic at minimum. You can actually take a pig from the mud but not the mud from the pig. I will like to know the country that allows you in.

3. Do you know the number of homicide that remains unresolved in the States ?

4. Where did I claim Nigeria is greater than the US ? Don't twist my words. However, living in a rich country does not mean you will be rich. How is your own individual life ? Without you saying a word, I know it is pointing south.

emmaodet:
Bros, am even tired of arguing about japa no japa again because they will just see you as hater.
Many people are doing fine here in Nigeria and won't think about japaing yet the noise about japa on nairaland is way above the roof.
Some of them say that you can't get a visitor's visa to Europe or Canada with nija passport and when I enter the plane while coming back home last month, 90% of the people are using Nigerian passport because most of us queued and cleared through the Nigerians Only route while like 10% in the foreign passport route.
So who are these Nigerians getting visas everyday?
Who are these Nigerians filling up Ethiopia airlines like 8 a day to Nigeria with other airlines?
Most of these flights are virtually filled up either while traveling out or coming back.
People are traveling out en mass everyday and coming in and most use the Nigerians only immigration route.
So who are these Nigerians getting visas? Every God damn days.
Where are they all getting visas for different countries when the japa crew nairaland version claim Nigeria passport is useless and can't go anywhere?
By now, I expect planes to just be 15 or 20% partially filled since Nigerian passport holders have been shadow-banned as they usually say it

It is annoying seeing people equating being abroad as equivalent to being rich.

Insulting hardworking Nigerians is a blow below the belt for me.

Anyone that wants to relocate should do it, those that want to be in Nigeria should be left alone.

The end, always justifies the means.

steeltrust:
that a system that works, if you're voted for and the reason you're voted for isn't what they are seeing after criticising you, they'll vote you out of power and bring in a better person. That's why it's called democracy over here. So tell me, with the nonsense the APC has done since 2015 to date, can the Nigerian voters unseat them? make you get sense guy. You no be small pikin. better think of the future and if you think this present Nigeria will give you then i sorry for you

As bad as it is for Africa, have you had a president who instigated citizens to undermine and attack democracy ?

US created democracy and Trump, a former President brazenly and openly attacked the Capitol Hill.

Is that how democracy works?

And he still has the audacity to desire to contest again despite multitude of criminal and civil charges?

Is that a sign of a system that works?

An average African will criticise his own country and turn a blind eye to the evils and shortcoming in the western world. Perfect definition of someone suffering from Inferiority complex. The westerners can never go wrong before such individuals.


These westerners who you are beholden to, do not give a shit about you.

Spits and shames!

Beuberry:
Ok, suffering & balling man.
I refuse to subscribe to ya opinion if you can't give me the salary or wages of these two categories
1. How much will a street sweeper in Canada be earning? Name two things about the state of life in Canada that may hinder that street sweeper from progressing?

2. How much is a street sweeper in Nigeria earn? What are the things the person can enjoy in Nigerian economy with the bogus or paltry earning from sweeping?


Let's start with these two questions first.

I don't have discourse with unintelligible.

I guess the best achievement in your life was flying a plane with almost 3 lay overs.

There are levels abroad. How are you balling where you claim you are?

Hustling from one menial jobs to the other. I can't and won't dignify you with a response anymore.

Owning passports do not make anyone rich. It s just a travelling paper. The values you posses is the game changer, which obviously you do not have.

Owning Foreign Passport(s) is a MEANS to an END and not the END itself. It does NOT translate to being rich

I wish you tough luck in your miserable life.

Beuberry:
Ok, suffering & balling man.
I refuse to subscribe to ya opinion if you can't give me the salary or wages of these two categories
1. How much will a street sweeper in Canada be earning? Name two things about the state of life in Canada that may hinder that street sweeper from progressing?

2. How much is a street sweeper in Nigeria earn? What are the things the person can enjoy in Nigerian economy with the bogus or paltry earning from sweeping?


Let's start with these two questions first.

You are just plain silly.

That citizenship you are chasing, I have 3 in countries you will want to kill yourself for, and I will not sound condescending to the people in Nigeria.

The question you asked shows you dont have a sound IQ.

Each country pays according to how expensive the country is.

In your uneducated mind, you are converting the cost of sweepers in Canada to that of Nigeria using exchange rate. That is what people of unsound mind do.

While you are informing me of the income in Canada, tell me the expenditure in Canada. Is it Naira you will spend in Canada ?.

People like you either remain perpetually in poverty over there or get deported because you cant process thing efficiently.

You are living below the poverty line in the country that you are, and you are not adding any empirical values to the country. Get it right.

steeltrust:
Bro, live them; make them de waste their lives thinking they're more patriotic than us who left. I have been in Chicago for a few weeks, and I know how my life has changed in just the few weeks I have been here. Just be like, say na now my life start. by the time the 2 million naira salary be like 2thousand naira time coming, na that time dem go know say khaki no be leather

Why do americans turn against Biden ?.

Inflation and worst economy.

Few weeks are not enough to know how the trajectory of your life will be in a new land.

The grass is not always greener at the other side.

Beuberry:
Alright chief suffer head

Why are you calling everyone "suffer head" once they do not agree with your position.

Our definition of "success" in life is different.

Someone that could not get visitor's visa on a norm and is now in UK or Canada doing menial job will rightly feel it is a step up.

Some are balling in Nigeria , and you expect them to be chasing goose up and down, attempting to japa-ing.

I only feel sorry for individuals that will be fooled by all these posts. Each individual case is unique and different.

Whatever works for you, just do it, and do not shove your opinion down people's throats

IbeOkehie:
Actually they're much richer than you think. I would advise you to check data on wealth in the USA. Not only that, Black Americans are richer than Nigerians. Nigerians EARN high pay but OWN much less WEALTH. Wealth is built over GENERATIONS in a political systems that PROTECTS PROPERTY RIGHTS.

For example the OP wrote something about mortgages and how they don't own their homes. This quite wrong. I'll just make an offhand guesstimate that over 65% of homes in the USA are mortgage free. Most White Americans and many Blacks don't pay rent or mortgage...and even if they do it's a solid, guaranteed future wealth. This is NOT too hard to understand.

I don't blame una sha, it took me a long time to realize a lot of this. Look, think of it like this...the average or middle class White American has the same kind of wealth you have as a Native tribal person in Nigeria.

They have ancestral homes in their villages owned by their great grandfather and passed down over generations. My own home that I live in today was sold to me when the owner died and two sons inherited it. The owner bought it in 1970 and lived in it, adding and improving. Everything is recorded. Go and check cost of houses in 1970 and today and do the math. And there was ZERO money owed on the home.

Is it just houses? A young lady I worked with told me how her parents paid for her university education. Walmart shares and dividends. Apparently her parents bought shares for her back in the 1980s or something.

Back when I was in university one Oyibo friend took me to witness a tree clearing. Her father owned land passed down from previous generations of the family. They plant fast growing timber on it every year and harvest a portion every 3 years and sell to wood mills.

Just like Igbo people in Lagos go home for Xmas to their village homes, Americans in Chicago, New York and Houston go on Summer Vacations to their beach houses and farms and mountain cabins.

A large proportion of Americans live in rural areas on land they inherited. Those rural areas have most amenities you need for a good life like roads, police protection, good schools and such. And employment opportunities in factories and such. Here in North Carolina most factories are located in small towns. In Nigeria rural areas are dead zones.


The American people are Natives just the same way you're a Native of your tribe and own wealth you didn't work for or pay for.
THE DIFFERENCE is precisely what you've attempted to discount - socio-political organization. Your land in your ancestral village BY LAW doesn't even belong to you. The American people have organized their country in such a way they they LEGALLY OWN property. That secure ownership is what gives value. That is why MORTGAGE is more widespread in the USA than in Nigeria.

Why do all these Nigerian elites own homes abroad? Did you read how the Federal Government forced Abubakar Atiku to give up his shares in Intels? That shows ALL property ownership in Nigeria is at risk.

I actually am tired of these sort of discussions but the way wrong info is touted here to justify the [b]NIGERIA IS BETTER THAN US/UK [/b]narrative is crazy.

Good Luck to Nigerians.

Why you are upending the discourse amazes me. I appreciate the fact you were civil in your submission to.

I am not comparing country to country. That is the regular argument here.

I am talking of PERCEPTION of whites has been so rich than the black.

How many families in the US has generations passed to them. You need to look at ratio of the citizens living there. I will appreciate a data to back up your arguments.

Do you know US has one of the highest homelessness in the world? How many of them have savings?

What I am saying is their countries cant be compared to Nigeria , it is far better off but the citizens are not as rich as Africans perceive.

This is the US poverty level as at September, 2023:

https://time.com/6320076/american-poverty-levels-state-by-state/

YouandiAllofus:
My guy, I am right on point.
The westerners have a better standard as compared to Africans.

Take a good look at our society today, it is entirely driven by Western innovations. Roads, cars, houses, clothes, water systems, electricity, technology etc... I mean everything!
Aside copying the same west and traditional ways, what can Africans really do for themselves let alone offer the world?
Even the system of government they introduced Africans to, the black man is simply failing hard in all ramifications. Basic management, they cannot. They loot everything to the west, buy properties and even citizenship of Western countries instead of developing their own country and improving the standard of living for their citizens.
Nigerian politicians are classic examples.

Just look at Burkina Faso, instead of tackling the huge poverty crises, the government is busy trying to eradicate french language asif french is the cause of poverty in that country.

What I am trying to say in essence is, a better standard elevates the status of the citizens of such society. That's why people whose standard is largely below pair might want to associate and show off with the ones who has better standard.
I don't think it is about skin type or being a Westerner as your post is trying to insinuate.

China, India and their citizens were not any better than Nigeria and Nigerians few years ago. But today, they seems to be rewriting history, and the perception about the Chinese and Indians is gradually changing, so will the mentality of being fake, poor and wicked change overtime which will ultimately increase their worth in the eyes of the world and this will build confidence in their citizens if their country continue on the path of positive progress.

Standard of a country is different from Indvidual's wealth.

You are talking about their environment and country, I am talking about the citizens. Two different things.

America is a wealthy nation but she has one of the highest homelessness in the world.

Perception does not mean correctness. Perception is different from empirical facts.

Read the subject matter again.

YouandiAllofus:
No matter how educated the son of a poor man who is still poor like the father, they will always feel privileged having a wealthy dangote's son as friends!
Because the stakes are greatly uneven!

As the number one image maker of a country, if the government fail to provide standard facilities just like others have easily in their country, people would naturally lean towards where they feel they can get what they need including fancing friendship with the people of such regions.

The government here is the culprit!

I am sorry but you are missing the point.

Look at the subject matter, you are straying into another topic entirely.

Maria96:
MT lives in USA and has refused to return home. Take him serious at your own peril.

If I reside in the moon, what relevance does that have with the subject matter.

I accept that common sense might not be common afterall.

YouandiAllofus:
Then why isn't the government driving such regulations and policies so that independent bodies can handle ratings so as to improve the quality of dividend being delivered to the citizens?

Our government usually refocus on the wrong things.

I believe they do not proritise that and might be afraid that it is not our culture to buy on credit.

They might feel citizens will find the loopholes to not pay back.

Such a robust system takes time and deep thinking which average africans find annoying.

Agbadocassava:
Good omen for Tinubu’s government, first male footballer of the year ever in history of Nigeria, Osimhen. Something Okocha couldn’t achieve.

Okocha is the greatest export from Nigeria in terms of technical ability.

Why CAF passed him would forever remain a mystery.

Nigeria has not been able to fill that role ever since he retired.

This passes Nollywood standard.

The story is dope, the suspense is mad

Ohibenemma:
To imagine that I've just finished watching the movie some minutes ago! Great movie! Thumbs up to the conception and production teams.

The movie left me kinda confused after the first few scenes, but once it set off, I could only look forward to the next action with anticipation.

With a majority of the story shot on a ship, I was apprehensive of a boring storyline (which, exactly, had been the case with a couple of foreign movies in similar settings I've previously seen); but not Blood Vessel. The suspense was topnotch and for long stretches, I could only hope for a positive outcome.

In the typical home video, there's this apparent reluctance to kill off the actors, but not in BV. Whoever needed to die at any point was so easily shot off. Until the end, I somehow hoped the pretty Oyinbrakemi would somehow survive the carnage or resurrect mysteriously, but home video done dey change o!

So Tekena is gone forever? May his soul rest in peace...

One of the very best movies that came out of Nigeria!!

This film must gather awards.

Tekena is an act in the movie. Was there a Tekena in the real world?

The blood vessel movie is quite exciting.

One of the best Nigeria movies.

The story is dope. The acting is superb. The suspense is thrilling.

Watch and review.

PrinceJoeWan:
Expect Nigerian politicians both losers and winners of the last election to use congratulatory messages to remind us that they exist!
Atiku will be the first

Follow by..........................

TruthsFM:
Congratulations to Nigeria
⭐ Female National team of the year
⭐ Women Goalkeeper of the year
⭐ Men's African footballer of the year
⭐ Women’s African footballer of the year

#eagle7fm

I hope this will transition into winning trophies, at minimum, african level for the country.

Congrats to the winners