₦airaland Forum

Ravon:
Key Highlights 

- Gross Earnings decreased by 3.3% to N326.03bn from N337.27bn in Q3 2018
- Profit before Tax increased by 3.9% to N170.65bn from N164.25bn in Q3 2018
- Profit after Tax increased by 3.4% to N146.99bn from N142.22bn in Q3 2018
- Total Equity increased by 10.6% to N636.75bn from N575.57bn in Q3 2018

Guaranty Trust Bank Plc has reported a 3.2% YoY increase in Earning Per Share to N5.19 for 9M’19 in its latest filing with the Nigerian Stock Exchange (NSE). The growth in earnings can be attributed to stronger net fee and commission income (+22.9% YoY) as well as modest improvements in net interest income (1.3% YoY) and operating efficiency (the cost to income: -150 bps).

Gross loans to customers grew by 7.8% from H1’19 level to N1.5 trillion in 9M’19. This implies a year-to-date loan growth of 6.8% compared to the 1.0% contraction observed in H1’19. It appears, however, that the size and structure of this loan growth were not enough to enable the bank meet the new LDR requirement of the Central Bank of Nigeria (CBN), given that GUARANTY was one of the banks impacted by CBN’s LDR-related penalty. By our estimate, GUARANTY had an LDR of 63.8% (bank only) as at September 2019. This supports our view that the apex bank may have applied the more stringent loan to funding ratio in its evaluation.

Despite the growth in loans, NPL ratio declined from 7.3% in FY’18 to 5.6% in 9M’19. This eases our initial concern regarding the impact of the CBN’s credit creation drive on overall asset quality.

There is a sustained improvement in cost-to-income ratio to 36.5% in 9M’19 (H1’19: 37.2%; FY’18: 38.3%).

Annualised ROE and ROA, at 32.3% and 5.8% respectively, are currently ahead of FY’18 levels and management’s guidance for FY’19E.

There is a weakness in both net interest income (-2.7% QoQ) and non-interest revenue (-21.0% QoQ) in Q3’19 relative to other quarters.

The decline in non-interest income was largely driven by lower gross fees and commission income (-22.4% QoQ) and weaker net trading income (N155 million compared to N5.2 billion in Q2’19). Interest expense was also higher during the quarter, likely reflecting the 100bps increase in more expensive deposits.

SOURCE: https://brandspurng.com/2019/10/16/gtbank-releases-q3-2019-unaudited-results-reports-profit-after-tax-of-%e2%82%a6146-99-billion/

barlkeez:
Singer Yemi Alade steps out gorgeously in this super sultry outfit. She rocks in skimpy body-fitting dress with cle@vage-baring effect looking so fascinating.


https://www.instagram.com/p/B3rY9IanyEc/?utm_source=ig_web_copy_link

See more: http://www.balfashion.com/2019/10/yemi-alade-bares-massive-clevage-in-skimpy-dress.html

kingwin:
https://www.vanguardngr.com/2019/10/border-closure-customs-officials-allegedly-kill-rice-smugglers-informant-in-jigawa-report/?utm_source=&utm_medium=twitter

liliandrew:
Suspected Kidnapper arrested on Tuesday, 15th October by the Otunba Gani Adams -led Oodua people’s congress.

The suspected kidnapper is identified as Taofeek Lawal, said he hailed from Osogbo, Osun State. He also confessed that he used the ransom he gets from the kidnapping to sponsor his wife’s education in the higher institutions in Ile-Ife, Osun State.

Lawal also confessed that his targets are children between the ages of 4 and 6, and he collects N100,000 for ransom of each child.

According to him, he has other 15 men that work with the politicians and town leaders and they call him whenever his assistance was needed.

“I have built two houses, a mosque, and a church”, he added. Lawal also revealed his parents are aware of what he does.

The suspect further said that he had intended to quit the kidnapping but the said traditional ruler in Osogbo encouraged him to keep doing it. He said he had been caught five times in Lagos and Osogbo, but that the traditional ruler in Osogbo was always securing his release.

An OPC official at Olaifa zone, Mr. Babatunde Atiba, explained that Congress got a hint of the activities of the suspected kidnapper through a woman. Lawal has been handed over to the Oyo State Nigeria Security Civil Defence Corps (NSCDC) for proper investigation and prosecution.

http://irukkanews.com/index.php/2019/10/16/i-sponsor-my-wifes-education-with-my-kidnapping-ransom-suspected-kidnapper-confesses/

tendingNews:
https://www.instagram.com/p/B3rXj1UJNjR/?utm_source=ig_web_copy_link

Source: http://www..com/2019/10/video-bisola-aiyeola-welcomes-khafi.html?m=1

LeoFish92:
You see those bed sheets wrapped, packed and sealed in nylon, of which you can't determine the quality till you go home and open it, don't ever buy that thing, or rather, buy at your own discretion.

Bought one, only to discover that the quality is on par with waterproof. That type they call ''madam sorry''.

Slept on the damned bed sheet, woke up this morning only to see that the flowery design it has, has been imprinted on my singlet

3k wasted!!

I quietly repackaged it, and gifted it to my neighbour; a Christian brother, who exhausted all his ''God bless you'' on me

Patiently waiting for him to sleep and wake up tomorrow morning.

Share your experiences.

remababy2:
Source: https://thenationonlineng.net/just-in-emir-sanusi-sacks-palace-chief-for-welcoming-ganduje/amp/

Gemid94:
Relief for all #SexForGrades victims as Former Southwest Coordinator, National Association of Nigerian Students, Sunday Ashefon launched the ‘name and shame method’ as a viable weapon to expose lecturers sexually assaulting students.

According to the student leader, ‘NANS Sexual Harassment Register’, an online register, had been opened for students who had been assaulted sexually either for marks or cash by both male and female lecturers.

The NANS presidential aspirant and student of Ekiti State University, who made the link, https:///2OBwzFx, available to journalists in Ado-Ekiti, the Ekiti State capital, on Saturday, described “Name and Shame as a viable weapon to expose any lecturer whose name was repeatedly mentioned by students of the same university”.

The former NANS Southwest coordinator, who is leading the campaign, according to a statement by his Special Assistant on Media, Pelumi Fasogbon, has vowed to publish a graphical result of the poll when he eventually becomes the NANS president.

http://community.vanguardngr.com/forum/topics/relief-as-nans-leader-launches-name-and-shame-method-to-curb-sexf

Maraokere:
Nollywood actress, Stephanie Okereke shares a video on the best advice to give to your 16-year-old self.

According to her, she would give her 16-year-old self her 37-year-old advice.

She added that teenagers should enjoy the fact someone is responsible for them and to enjoy their childhood.

The actress stated in a video she shared on Instagram:

At 16 you are curious and you should ask questions when you do not understand somethings,do not succomb to peer pressure, because sometimes you will be force to do things you don't want to do.

She went further to advice saying that 16-year-olds should desist from sex and drugs and should not dive into them because other people are doing so,..' ask questions to get the right information on them' she added.

She concluded that teenagers should not be in a hurry to grow up and should go at their own pace. she concluded by saying they should enjoy being young 'it's so beautiful'.

watch Video: https://www.instagram.com/p/B3cTwkGBbAc/?utm_source=ig_web_copy_link

http://irukkanews.com/index.php/2019/10/11/what-advice-will-you-give-to-your-16-year-old-self-stephanie-okereke-video/

stephenduru:
Read more. http://www.trezzyhelm.com/2019/10/this-disable-man-crawls-half-kilometer.html?m=1

References:
Seriake Dickson, governor of Bayelsa state, has appointed 60 new special advisers.

This development was announced in a statement signed on Thursday by Fidelis Soriwei, chief press secretary to the governor.

The appointees, drawn from the eight local government areas of the state, Soriwei said would help the government finish well.

“His Excellency the Governor of Bayelsa State, the Honourable Henry Seriake Dickson, has approved the appointment of 60 new Special Advisers as part of the deliberate efforts to enable the Restoration Government to finish strong in the avowed commitment to deliver effective governance to the good people of Bayelsa State,” the statement read.

The appointment comes weeks to the state’s governorship election fixed for November 16.

Soriwei further said the “governor has directed the caucuses to nominate women for appointment as special advisers next week, in areas where they have not been considered for appointment.

“However, the government and the party deplore the ungrateful and unpatriotic attitude of a few appointees who have been sustained and recognised in the midst of far more qualified persons for over seven years but are falling prey to the antics of the All Progressives Congress which is inducing party members with money and fake promises.

“While the government wishes them well in their new endeavours, it is pertinent to note that for every appointee, the PDP has several other more qualified people who are ready and willing to be trusted with such privileged positions of responsibility.”

Dickson, who is completing a second term, have had over 2000 appointees in his cabinet since he got reelected in 2016.

https://www.google.com/amp/s/www.thecable.ng/dickson-appoints-60-new-aides-five-weeks-to-guber-poll/amp
lalasticlala Seun

naptu2:
The Iranian News Agency is now reporting that there were two separate explosions and that it believes that the explosions were caused by missiles.

naptu2:
https://news.sky.com/story/iranian-oil-tanker-explodes-in-feared-terrorist-attack-11832656

donbachi:
In nigeria....GOD .when?

Ezenwammadu:
The University of Lagos has suspended its lecturer who was involved in a sex-for-marks scandal.


The lecturer was exposed in a video by BBC Africa where an undercover journalist, Kiki Mordi, disguised as a 17-year-old admission seeker.

The vice-chancellor of the institution, Oluwatoyin Ogundipe, confirmed the development to PREMIUM TIMES in an interview Monday afternoon.

Mr Ogundipe said the lecturer has been suspended indefinitely.

”A panel will be set up to investigate the issue,” he said.

The investigation

The investigation is part of a broader one that uncovers the sex for grade crises in universities in Nigeria and Ghana.

The UNILAG lecturer, Boniface Igbeneghu, is a former sub-dean of Faculty of Art and head pastor of local Foursquare Gospel Church.

Mr Igbeneghu invited the ‘admission seeker’ to his office for ‘tutorials’ and at their first meeting asked: “how old are you?”.

After responding, the lecturer commented on her appearance.


“Don’t you know you are a beautiful girl? Do you know I am a pastor and I am in my 50s but if I want a girl of 17 years, all I need is a sweet tongue and put some money,” he said.

He later continued with the harassment of the undercover reporter oblivious that he was being filmed.


Many Nigerians have called for the suspension and investigation of the lecturer.

https://www.premiumtimesng.com/news/headlines/356361-breaking-unilag-suspends-dr-boniface-lecturer-caught-on-video-sexually-assaulting-admission-seeker.html

Sportdab:
Here is the surprising moment an Europa League game between Dudelange and Azerbaijani club Qarabag had to be briefly suspended in the first half Thursday after a drone flew over the field carrying what looked an Armenian Flag, MySportDab reports.

The drone incensed Qarabag players, who tried to hit it with the ball as it flew over the center circle, and the referee made the decision to halt play for about 15 minutes with Qarabag leading 2-0.

Play later resumed, with Qarabag winning 4-1.

Azerbaijan and Armenia are in a territorial dispute over the Nagorno-Karabakh region.

A fan carrying the Armenian flag also ran onto the pitch during Qarabag's away game at Arsenal in London in last season's Europa League.

Nagorno-Karabakh is a region of Azerbaijan which has been under the control of ethnic Armenian forces backed by Armenia since a war there ended in 1994. watch the video...

Dudelange v Qarabag suspended as drone carrying Armenian flag hovers over the pitch. Qarabag players trying (and failing) to kick it down pic.twitter.com/REceYDjpr1

— James Dart (@James_Dart) October 3, 2019

Source: https://www.mysportdab.com/2019/10/qarabag-game-halted-after-drone-flies.html

cheapgoals:
Seeing goalkeeper score a goal for their teams are fairly uncommon in football, they spend most of the entire 90 minutes in their marked territory (18-yard box), a restricted area on the pitch which is meant for depending. They deal with the ball, so as to safeguard the opposition from scoring.

While at that, it is profoundly unusual for a goalkeeper to move beyond this area and join an attack, as this leaves the team defense vulnerable for counter-attacks and long-distance volleys until the goalkeeper comes back to defend.

Goalkeeper scoring a goal would be an incredible sight to behold and to be remembered when it does occur, their goals will tend to come with drama, gut-wrenching disbelieve and excitement, as the giant frames amble forward for the dying seconds in a last-ditch attempt to salvage a match either an equalizer or that most-win champions league away match.

Today, CheapGoals is taking a glance through the years for goalkeepers who have managed to give the footballing fans extraordinary goals, and sometimes exceptional skills beyond the sticks. Below are a list of top goalkeepers with the most goals in football history.

Dimitar Ivankov (42)

https://i2.wp.com/cheapgoals.com/wp-content/uploads/2019/09/Dimitar-Ivankov.jpg?w=940&ssl=1

The Bulgarian international has that brilliant touch in regards to scoring goals, with 42 goals through the span of his career, just as in winning trophies. In 10 years at Levski Sofia, with whom he won eight noteworthy titles, he also won a Turkish Cup for Keyserispor in 2008, scoring two solid penalties in the deciding shoot-out, as well as the Super Lig.


Rene Higuita (41)

https://i2.wp.com/cheapgoals.com/wp-content/uploads/2019/09/rene-higuita-scorpion-colombia.jpg?w=770&ssl=1

The Colombian shot-stopper is one of the most ‘colourful‘ characters ever to have manned the stick. He won 68 caps for Colombia, scoring eight goals.

He played at the World Cup in 1990 and gained recognition for his outfield tarrying prior to Roger Milla’s goal for the Indomitable Lions of Cameroon which thumped the South Americans out of the competition. At club level he played most for Atletico Nacional, winning a Copa Libertadores in 1989.

Many consider Higuita to be something of a comic figure than a serious goalkeeper because of his disastrous d*cking around for Colombia at the 1990 World Cup. El Loco as he’s fondly called invented the silly “Scorpion Kick “at Wembley in a friendly match against England in 1995 from a misplaced Jamie Redknapp cross.

Jorge Campos (46)

https://i1.wp.com/cheapgoals.com/wp-content/uploads/2019/09/jorge_campos_usa_94.jpg?w=810&ssl=1

He is affectionately remembered by football fans for his peculiar, self-designed clown bright kits, he began his career in 1988 at Pumas and could not dislodge their number one goalkeeper at that time, so requested to be played on the outfield position during his second season at Pumas and went on to score 14 league goals.

It has turned out to be trite to claim that goalkeepers are extremely bored players, but no player fulfilled that generalization better than Jorge Campos.

All through his time in the game, he regularly became bored manning the stick and was set in a striking role by his coach, to great impact, scoring multiple times in his playing days. In spite of being the only 1.68m, he won 130 caps for el Tri as a goalkeeper and played in the 1994 and 1998 World Cups.

Nothing is impossible when you’re a flat out maverick.

José Luis Chilavert (67)

https://i2.wp.com/cheapgoals.com/wp-content/uploads/2019/09/Chilavert.jpg?resize=1024%2C576&ssl=1

The Paraguayan international holds the record for the most international scored by a goalkeeper piling on an amazing 8 goals for Paraguay. The first goalkeeper ever to score a hattrick was tremendously fruitful all through his long and controversial career, procuring respect as a prestigious free-kick expert.

The 52-year-old, who captained his national side in the 1998 FIFA World Cup and 2002, conceded that football fans used to shout at him when he would come out with the ball. However, Chilavert says that he had faith in his abilities and even working on taking penalty and freekicks.

Chilavert scored 10 goals in 35 games for Velez during the 1997/98 season which for any position would be noteworthy and appreciated, he enjoyed nine productive seasons with Velez Sarsfield (Argentina) for whom he scored nearly 50 goals. He won four league titles, a Copa Libertadores as well as Intercontinental Cup against Milan in 1994.

Rodrigo Ceni (131)

https://i1.wp.com/cheapgoals.com/wp-content/uploads/2019/09/CENI.jpg?w=800&ssl=1

The undisputed lord of the goalscoring goalkeepers, no goalkeeper has notched in more goals than this Lionel Messi of goalkeepers. The Brazil international has played more than 900 games for Brazilian outfit (Sao Paulo) and he holds the record for goals scored in the Copa Libertadores for his club.

He’s also the first goalkeeper to reach a 100 goal landmark. In 2006 in a league game against Cruzeiro he saved a penalty while 2-0 down, minutes after that he scored through a free-kick and later leveled the match with a penalty. In a long, distinguished career, Ceni has hoisted two Copa Libertadores titles, three Brazilian leagues and a World Club Championship against Liverpool in 2005.


Source:https://cheapgoals.com/top-10-goalkeepers-with-the-most-goal-in-football-history/

KiddiesTablets:
Get your children educational android tablets @ N20,000 with free delivery nationwide. Go through my threads for pictures and please check my signature for contact..

CallMeDrino:
https://leakers.ng/metro/2347-gunmen-storm-kaduna-school-kidnap-6-schoolgirls-two-teachers/

Kendumazy:
Ordinary beating! Ghana IGP dey intervene. Our own IGP here too dey try. We just need him to put more effort.

Quality UK 1st and 2nd grade men's shirts available for sale. Check link below for more details

Mensah007:
I had to open another account to post this.
Me and my gf graduated from the school and are currently serving. I'm serving in Lagos while she is in abuja. She was actually redeployed from a far north state to abuja with money by her parents.
We re both in our mid 20s, We love each other so much and would like to marry asap if money comes. After we graduated from Uniben, she persuaded me to go over with her to abuja and search for greener pasture, i made frantic calls in attempts to secure a place to squat over there but to no avail, I had no relatives there and d few friends I have there aren't that close. I later had to go over to Lagos to hustle because i have a few relatives there. Even while i was in Lagos she was still insisting i come over to abuja, reasons that abuja is a more lucrative city. I truly agree to that fact but i seriously have nobody to squat with and I have nobody at all in abuja, not even been to abuja before.
At a time she managed to convince one of her mum's sales boys to take me in in his room but the guy disappointed at the last minute so I had to stay back.

Nysc came, I'm serving in Lagos, she was posted to Kebbi and later redeployed to Abuja. While in camp too, I tried redeploying to abuja on health grounds but I was redeployed bk to Edo state so i had to cancel the application and stay bk. She has been hampering that i redeploy to Abuja but i don't have the 50k fee to pay.

I'm now in Lagos serving in a school, during the holidays i always go out to look for a good job or a good hustle to do. I wasted transport fares and stress attending interviews daily and meeting people but nothing came out yet. Though i did one gig BA job and im yet to get paid. She is still insisting im lazy nd wasting away in Lagos nd i should come over to Abuja. I would like to add that I saw myself thru school with supports from my parents so I'm not lazy. One regret I have is that the hustles i did in uniben are not long term and can't be moved to Lagos. My plan is to find a good job or good hustle and ghost nysc . Im also looking forward to saving to buy a good laptop and starting online business because i have learnt a lot on Nairaland although saving 80k from 19,800 salary might take time.

I have managed to secure a room in a flat where im staying currently, I have resigned myself to be teaching in my ppa for the meantime and still be looking out . She recently became more persistent about the abuja move and gave me few days to come over or forget about her. She initially proposed to pay 50k for d relocation lobbying but relocation for my batch isn't possible until October ending. She however insist i must be in abuja this Saturday.
I have been thinking about this all week, i don't know anybody in abuja, I don't have accommodation there, how do i do my clearance in Lagos if I move, I don't even have money so I will live off her benevolence till I find something doing. Had it been i have a sure hustle/job to take up in abuja, i can make the sacrifice and leave my apartment in Lagos here. I'm just confused.
I need advice please

PureFace1:
Source: https://www.newtelegraphng.com/2019/10/ohaneze-to-fg-nigerian-customs-sabotaging-igbo-businesses/

Ctorch:
The Anambra State Police Command has declared three kinsmen of renowned writer , Chimamanda Adichie, wanted .
This followed a land dispute between Adichie’ s Abba community in the Njikoka Local Government Area of the state and its neighbour , Ukpo, in the Dunukofia LGA .

The novelist had recently condemned the alleged intimidation of her people by the police .
She had alleged that the police were being used to “ diminish , intimidate and humiliate” her people in order to appropriate their land .


In a statement by the Police Public Relations Officer in the state , Haruna Mohammed on Thursday , police said Adichie’ s kinsmen were declared wanted for alleged conspiracy and conduct likely to cause a breach of peace in the area .

The statement read in part , “The Anambra State Police Command wishes to inform the general public that warrant of arrest was obtained by the police in respect of the following suspects over alleged cases of conspiracy and conduct likely to cause a breach of peace at Ukpo in Dunukofia LGA of Anambra State .

“ The Command enjoins the public with useful information that could lead to the arrest of the aforementioned suspects to contact the nearest Police Station /formations ” , Mohammed stated .



https://punchng.com/police-declare-chimamanda-adichies-kinsmen-wanted-over-land-dispute/?fbclid=IwAR2cTJSGMUJZWAQOqHs6KBXrp5DpwG2jERnMSmfjKnBRfoaPMH_3cMk7hXA

soloenzo:
Source: https://www.google.com/amp/s/amp.cnn.com/cnn/2019/10/02/us/connecticut-plane-crash-trnd/index.html

Mandynews:
EFCC Shares Video To Educate People On What They Do With Recovered Loot

The Economic and Financial Crimes Commission, EFCC has shared video on their official Twitter handle on what they do with recovery loot.

Watch the video below.


https://www.youtube.com/watch?v=WW1ts91cboM&t=6s

Source: https://mandynews.com/efcc-shares-video-to-educate-people-on-what-they-do-with-recovered-loot/

GistMore11:
A pick-up van, which was purportedly conveying sawdust, has been intercepted by men of the Oyo/Osun Command of the Nigeria Customs Service in the Oke Ogun area of Oyo State at the Nigerian border with the Republic of Benin.

The NCS operatives discovered that N160m worth of Indian hemp was concealed under the sawdust.

The Controller of the command, Zulkifli Abdullahi, told journalists on Wednesday that the marijuana was in several packs and was discovered in a border community, Elekokan, in the Iwajowa Local Government Area of the state.

Abdullahi said the consignment was the biggest volume of illicit drugs seized by the command in recent times.

He stated that the driver of the vehicle and his motor boy fled into a thick forest on sighting his men.

According to him, intelligence report had indicated that the Indian hemp was heading for Nigeria from Ghana through Togo and Benin Republic.

The controller stated, “As you can see, we have 101 bags of India hemp and 1,047 blocks of compressed special Indian hemp. According to what we learnt, three years ago, the compressed blocks of hemp sold for N120,000 each in Kaduna; and today, it may go for N150,000.

“If you add the value of the bags, which is N20,000 each, the Indian hemp is worth N159m, or approximately N160m. I know it was God and the efforts of our officers that helped us to intercept this volume of Indian hemp, because it is only God, who knows the damages this could have done to our country and our youths if it had made its way into the country.

“It probably was heading for the North, because our people take much of this thing in the North, but wherever it was heading for, we are appealing to our people to desist from taking this. It is very annoying. We are not going to relent in the fight against smuggling.”

The officer in charge of operations, National Drug Law Enforcement Agency in the state, Mr Segun George, commended the men of the NCS for their commitment to rid the country of smuggling.

He said the NDLEA would work with the agency to ensure the destruction of the Indian hemp whenever it got clearance from the headquarters in Abuja.

Meanwhile, two men, Akanbi Kenny and Abidoye Obafemi, caught with a substance suspected to be Indian hemp, were on Wednesday remanded in a correctional facility by a Federal High Court sitting in Osogbo, Osun State.

Appearing before Justice Peter Lifu, the accused pleaded not guilty to the charges preferred against them.

Addressing the court, the counsel for the NDLEA, Mr O. F. Azugo, said the accused committed the offences on Saturday, August 24, 2019, in Ipetu-Ijesa in the Oriade Local Government Area of the state.

Azugo said the NDLEA operatives caught the accused while travelling with the substance.

He maintained that the offences contravene the provisions of Sections 19 and 20 (1)(a) of the National Drug Law Enforcement Agency Act Cap 30, Laws of the Federation, 2004.

The defence counsel, Mr O. N. Benson, had moved an application for the bail of his clients.

Justice Lifu, however, ruled that the accused be remanded in the correctional facility in Ile-Ife.

He adjourned the case till October 30.

See more; http://gistmore.com/customs-intercept-n160m-indian-hemp-from-ghana

GistMore11:
The Economic and Financial Crimes Commission, EFCC, Port Harcourt Zonal office on Wednesday, October 2, 2019 arraigned Gladys Udia before Justice M. L Abubakar of the Federal High Court sitting in Port Harcourt, Rivers State, on a seven-count charge bordering on conspiracy, stealing, forgery and alteration to the tune of N3,476,700.00(Three Million Four Hundred and Seventy Six Thousand, Seven Hundred Naira only)
.
.
One of the counts read: "That you Gladys Udia and Dominic Okon a.k.a Paul (now at large) between the 24th and 31st of July, 2019, at Port Harcourt, Rivers State within the jurisdiction of this honourable court, whilst you were staff of Union Bank Plc stole the sum of (N3,434,000,00) Three Million, Four Hundred and Thirty Four Thousand Naira only, property of one Benjamin Akerele and thereby committed an offence punishable under Section 390 of the Criminal Code Act, Cap. C 38 of the Revised Edition (Laws of the Federation of Nigeria) 2007 read together with Section 1 (1) (b) of the Failed Banks (Recovery of Debts) and Financial Malpractices in Banks Act, Cap B3 of the Revised Edition (Laws of the Federation of Nigeria)2007".
.
.
Udia’s trouble started when a petitioner, Benjamin Akerele, a customer of Union Bank, Port Harcourt, sought the intervention of the EFCC over the theft of his money in the bank. .
.
The petitioner alleged that sometimes between July 24 and August 6, 2019, a total sum of N3,476,700.00(Three Million, Four Hundred and Seventy Six Thousand, Seven Hundred Naira only) was fraudulently withdrawn from his account domiciled in a Union Bank's Sokoto branch.

https://dailypost.ng/2019/10/02/efcc-arraigns-union-bank-staff-udia-allegedy-stealing-customers-money/amp/

Respeckk:
Matured advice please.....

Ever since i was small my mum have always have this unpleasant smell.she baths often but this smell have choose to not go away, i heard she got an infection after a miscarriage because we do discuss it amongst ourselves,we her children. The smell comes from her private and i dont know if she is aware of it. She baths often but after sometime the smell starts again.

She came to my house for visit and i was embarrassed when my husband passed and was asking what was stinking up the kids room, i know it was my mum but i told him something else.

She is someone that always like tying wrapper without any under and you can imagine how it is.

I dont want to embarrass but i know it has always been an issue with my dad(they have seperate room coz of this).she get angry easy too but i really have to.

Ps she has treated infection often and on but this smell is what i dont understand.doctors should help too.
Why is it that the smell refuse to go away because she bathes morning and night(rule while growing up in our house)