dimejalex:
and Uk also I would to know where it good to do master and life after study

Run from UK with all the strength you have.

Please between Austria and Ireland, which is a better country to relocate inconsideration to the following:
- Study
- Life after study (welfare and ease of getting jobs)
- Faster PR.

Thanks in advance.

Please how many years of work permit can one get after masters? And is it easy to get PR in Austria? 🙏🏿

nedekid:

Omo, I am not waiting to find out. As I write, I have moved my cash from regular gt dom acct to mastercard. From there na to transfer the owo abroad sharp sharp. First thing Monday morning, I de go another bank go withdraw my "0ri Iya charlie" in cash.
Once you hear hint of this kind tori, know say them get plans to do am. After messing up the country, buying 400 lancruiser suv at $150k each, they have finally put eyes on people's dom aza. Funny thing is their millions and billions of dollars wount be touched. It is the $100, 1k, 2k etc ordinary Nigerians have they will put eye.

Is it possible to open a foreign account from Nigeria?

You'll need noggings i.e 50mm x 50mm in 1200mm x 1200 placing instead of the conventional 600mm x 600mm

Brilliant007:


I don't think so..
I intend to use pop and that will not be required

Jacku:
Funny enough you can get the Phantom V within that price.

Thanks for the suggestion. I am not really a fan of techno..

shogotermies:


I’d say you find 12pro or 12pro max

I doubt if 450k can get a brand new iPhone 12 pro. What do you think?

Jacku:
iPhone?

. I don't think 450k can get a brand new iPhone 12 pro. What do you think?

Thanks for your response. To be sincere the phone I first had in mind was iPhone 14 Pro but I find it hard to spend a million plus on a phone. can I get a brand new 12 pro with 450k? I don't feel comfortable using Samsung phones because of the cost of their repairs.

I intend to get a new phone at the moment and I need suggestions on the best phones to get with a budget of 450K (Brand new).
Currently, I have Vivo V29 or One Plus 11 in mind, and I need advice on which of the phones is the best choice. Any suggestions on better phones are welcomed.

Thanks in anticipation.

It all depends on why you are saving in USD. If it's for japa plans, it should not be an issue. If it's for investment then you have to pull out now.
Also, if it's for japa plans then you can increase your dollars by selling off the USD you have now and wait till it dips further then buy again and save.

Ia had this in mind. I would rather go to Austria, Luxembourg or Portugal than go to UK currently...

tensazangetsu20:


Men don't come back to Naija without a solid plan. The news I hear from Nigeria is something else. You should have gone to another country. That 13 million will pay fees and living expenses in another country and you won't be stressed.

Chingyyy878:
Dollar rate dey increase everyday, money saved for japa is becoming worthless. Abeg make una advice me

Convert all your savings to hard currency if you can.

They should not carry their disappointment to Canada o

Canadian man : I want to do a burglary proof for my windows.

Saheed welder : Oga it will be ready in 2 weeks just pay advance.

2 months later, them no see burglary proof, them no see saheed welder 😂😂.


Canadian woman: I want to do kitchen cabinets for my kitchen

Emma carpenter: Okay madam, you need MDF, HDF, UDF, ORF, JDF, 2 x 2, 2 x 5, 2 x 10 etc. Everything and workmanship CAD 8000. It will be ready in 2 weeks.

After 6 months of back and forth, Emma carpenter delivers cabinet worth CAD 2500 instead of CAD 8000 😂😂.

@OP, requesting for advance payment guarantee could have saved you from this mess. Always ensure to engage professionals on your projects, it will save you a lot!

Dear OP,

Personally I would say that 2 things might be the cause of the problem.

1) your wife's success has gotten into her head and her heart is elsewhere.

2) She's really isn't into you. Either she was forced to marry you or she married who's "available".

Either ways, I think you couldn't notice these traits because you had a long distance courtship.

Try this: do something that will really make her happy and relaxed, then have a deep conversation with her about your union (I recall you saying that you have talked to her but give it a last chance). If after pouring your heart to her and she doesn't give you good reasons why she's acting that way (e.g you doing something wrong in a way) and doesn't change, even after you must have involved her family, then I strongly advice you should start looking for a replacement ASAP (make sure you put your experience from your current wife in good use), and when you find one, let your wife go. Life's too short for nonsense and a man with an unhealthy home is not so far from his grave.
Treat your woman like a princess but don't fail to let her know that you have limits to rubbish. If she can be acting this way while working remotely, what will now happen when she goes to work everyday?

Most women can't handle success, and I keep telling people that the reason 98% of woman are humble to their husbands especially in Nigeria, is because he's their source of survival. Abroad stories have revealed this.

I was able to relate with a couple that the wife's has excess money than the husband and still remained loyal to him (he isn't poor either). Infact this lady is a chain smoker, and I have never liked ladies that smoke but relating with their family, proved to me that character is truly the beauty of a woman.

Lastly, to every successful woman that's got her loyalty to her partner and family together, you are the real MVP!

OP, ether you show him gratitude for paving the way for you, then get materials else where or you buy the materials at his price with the mindset(let him know) that his prices covers for both his selling price and gratitude.
I don't think there will be much difference between the 2 options and make sure you establish his selling price and gratitude separately as a basis for negotiation between you two incase of further contracts.

It's best to keep your life savings or huge sums in a restricted account (restrictions placed by you), and the only way cash can be withdrawn from it is if you visit the bank yourself to make the withdrawal or transfer.
If your money goes missing, trust me they will refund you ASAP because even with your ATM card,token, pins, etc, a restricted account CANNOT release money.

Pls who has a spoilt Nokia 7.2 with casing still intact for sale?

Hi.

Please I need suggestions/assistance on the following:

1) A very good android phone with the following features.

*Not less than 128 GB/6GB ram

*Long battery life

*Great camera

*Latest Android version (android 12, and older versions are welcomed)

*Rugged/strong

*Very portable/light weighted

*Sleek design

Budget is 100k - 150k


2) I also need a spoilt Nokia 7.2 with casing still intact to buy.


Responses would be immensely appreciated.

EngrKemp:

Hmm how did u start this route?

Check their immigration website. They have various pathways and subclass 189 has another 3 different pathways, which skilled independent visa(for people who want to immigrate to Oz for work just like FSW in Canada) is inclusive and it is point based also.

I haven't started yet, still sorting out some of the required documents for Visa application before I commence.

Sweetvie:
Hmm... Oz is hard to get into unless ur pof is something else
But I'll rate oz over and over again

Wish you good luck
Cheers!

I think you meant for study.

I'm going via skilled independent visa(subclass 189) and there's no POF required for this pathway.

Hannania:
I'm sure of the higher pay in Australia available to students. A close pal of mine dropped out in 2020 just before the pandemic and was making AUD 2000 weekly. (though he worked overtime).

The dude just graduated recently and got an offer from Cisco before graduating with 6 figures. Though am biased in tech, Oz is dope but hard to get into.

Hi, pls how do you mean it's hard to get into?

I intend to start my accessment and my profession has an accessing body(AIQS).

tunlex01:


You didn’t state anything about your occupation.
Undergraduate Pension for the 3 months will not suffice cos the dates remitted will be clear on the statement. You can still use the same account for your company to start remitting pension however for the purpose of migration, only payment made during time of employment for the occupation you are assessing will be calculated.

Company B: the 1 year payment, does it cover the entire 3 years or just one year? Get your company to o make full payment for the 3 years.

Not sure if you can make pension. You should make the enquiries with the companies/tax authorities/ pension company

Apologies for the omission.

My profession for the 5 years is Quantity Surveying. And the accessing body is AIQS.

Good evening fam.

I intend to commence my jakpa to Australia but I need clarification on tax and pension matters.

*My details*

Marital status: single

AGE: 30

IELTS: LRSW: 8.5,7.5,7.7 (overall band 7.5). Will expire may next year.

Work experience: 5 years (different companies. Company A= 1st 2 yrs, company B current/remaining 3 yrs)

Tax issue: No tax was paid for company A (inclusive of NYSC). For the remaining 3 yrs(compayB), only 1yr+ tax was remitted (my company just started paying that)

Pension: I have no pension for the 5 yrs work experience. But around 2012(was still in school), I worked with a firm for 3 months, and my pension was paid by the company ( they opened the pension account for me). Till date the account is still valid and I receive monthly financial update from the pension company.

Questions:

1) can I commence the journey with just a1 yr+ of tax payment?

2) is there any way I can pay my tax for the remaining 3yrs+ ?

3) can I use my undergraduate pension account?

4) is it possible to pay pension for all my 5 years of experience?


Responses will be appreciated.

Pls, the names on my ECA starts with my surname, first name, then middle name(was how it was arranged on my transcript).But my passport and certificate starts with first name, middle name then surname. If I create an EE profile with that, will there be any problems?

MizCharm:

Hi Meldar. I'm starting a new class tomorrow, and I wanted to let you know in case you're still interested. A class of 2-4 persons is better than one-on-one. Pls let me know.
Have a lovely Sunday.

Hi, I'm interested in the class. Can I send you a pm?

brogxy:


Firstly, appreciation goes to the almighty God that made all efforts of sleepless nights to be successful.

Secondly, a big thanks to the contributors of this thread.

Thirdly, ayandee's post that triggered the right motivation that passing TEF is achievable at that age.

And lastly, another big thanks to the God sent Algerian pal who dedicated her time correcting and vetting my writings and speaking.

Now my story...
My French's journey started Dec '19 at IEF, but I had so many breaks in-between that prolonged the duration till the moment I sat for the test.
B2.1 was completed Dec 2020 while TEF preparation started Jan '21.
Meanwhile I have been somehow active on the "comment se preparer au TEF group" on Facebook. An Algerian lady noticed my activities and decided to make a contact so we could practice French speaking together, also someone who would help her in English speaking in preparation for her IELTS.

Now this is why I earlier said she was God sent: She needed someone higher than her not lower. Our daily conversation was normally 1 hour daily but later decided to spend about 3 hours daily except Fridays about two weeks to the test. All these were done with full dedication and free of charge.
Her coaching was effective as I had Cs in the competences she devoted her time for.

On the test day, the CE and CO were entirely new. I was so tensed that I had to ease myself after the listening session but decided to calm myself down as I have been counselled to remain calm.
I had started practicing on a PC for the EE, writing 2 fait divers and 2 letters daily while keeping to time. This really helped during the test, giving enough time to go through my work as I had about 10 minutes left after finishing.
While the examiner for the EO was so mean to me, no smile and wore a straight face all through the session as if he had a quarrel with his wife before the session.

In all, special thanks to my spouse because I wouldn't have achieved this without him due to all the encouragement he gave when I had no zeal to move on.

Congratulations, pls can you give a breakdown of the cost of learning ?

Guruwerkcanada:
Where are you located. I can recommend a physical french class in Lagos, Ogudu to be precise..

.

Please where in ogudu? Can l send you a pm?

Hi guys, pls I need a confirmation on:

1) if reference letter for previous work experience has a validity period. I want to get mine now but will be in the pool in 6-7months time.

2) for the current experience is it ideal to state a date one left the company or just use "till date" as the person still works with the company as at the time of application?

I have been getting conflicting answers so I decided to get a response from here since it's for those that have arrived

MissMa01:

It is fine, it doesn’t matter. You can get a letter each for all roles and you are good to go

Thanks.

Sulee23:


Sufficies that the present Noc is 1year and above which is great, and yes you will be needing a reference letter from ur employer on this. And also the previous job 2 when added already make 3years, you will also need a letter from ur past employer on this too. On the previous job 1, it's totally ur choice, if you can get a letter saying u worked for 4months fine. If not you can just move it to personal history to fill up time gaps.

This is imo, let others weigh in.

Thanks, does the reference letter have a validity period?