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CrimeRe: Trending Video Of Timileyin Ajayi Worshipping God (Throwback) by NuCypher: 3:50pm On Jan 23, 2025
happney65:
Nothing went wrong. That is who most Nigerians are. A very ungoldly but religious Nation. The people who steal government money are those that are the fore front of churches and mosques every now and then

Yet secretly they do things that their so called Religious book tells them not to do

That is who we are!
Well put. Contrary to what many Nigeria Christians may say, many of them are just innately corrupt. A large number of people in the country, especially the ones who go to church, have comfortably rationalised their bad behaviour such that they conveniently justify it with the same Bible verses they tout. Those who steal money, those who fornicate, those who commit adultery, those who keep or walk way with money accidentally transferred into their accounts, those who pillage government resources, those who lie on a steady, it goes on and on; these people are mostly Christians and ardent church goers. In fact, look at the statistics of those who go to church every single Sunday, you'd think the country should be on the right path towards a sustainable future. But the reverse is the case. Things keep getting worse and many don't even trust their neighbours. You then start to wonder why the surprise. You couldn't have said it better. It's who we are!
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 1:06am On Jan 20, 2025
UnconventionalT:
grin lol. She misses me
It depends on your priorities. I wouldn't say to just go to where you have better job prospects. Some people have great jobs, but they are dying inside where they are for lack of company, which makes them indulge in all kinds of short term happiness searches, which could be sometimes destructive. If your friend's company or just general company is more important to you, go stay around her. You will always find a good job in Ottawa at some point, if not now. There are people who have great jobs in Ottawa. However, if you don't care too much for company, enjoy being by yourself, and prioritize savings (Calgary is overall cheaper than Ottawa), then you may want to go to Calgary. As long as you don't despair, you will find a good job in Calgary.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 7:47pm On Jan 06, 2025
ednut1:
Trudeau expected to resign this week according to some news papers. Looks like immigration will get harder with the conservatives 😪
He has finally done so after weeks of resignation rumours. Lower immigration is definitely going to be one of the eternal consequences of Trudeau (and possibly the liberal party) leaving power. It doesn't look very good for the Liberal party right now. Polls show they very likely will lose in the next elections, except the new party leader spins out some magic before October. It's crazy.
2018-2022 will forever remain the golden period for express entry for most Nigerians. 2018-2022 especially was that period where you could score 430-440 on CRS and still have some decent hope of getting ITA. Now, it has become more difficult with the need of having to learn French to have a real chance. From here, it is even more likely to get more difficult. While they may not stop express entry, chances are they are likely to make it more difficult. The pressures on job, housing and healthcare are showing that the immigration numbers need to come down significantly. Trudeau tried to play on that some months ago, but it didn't work. The conservatives are just going to jump on it to further cement public opinion in their favour.
Anybody that is still dreaming of the best option to PR right now from Nigeria should just go learn French asap and try get in before this time next year.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 11:04pm On Jan 03, 2025
funkyy598:
Mentally, it ruins lives and leaves many stranded, even on the Express Entry page. Some people try to explain the challenges ahead. and how best to prepare ahead as it not rosy anywhere , but majority say it's negativity and that the individual should come back home. They do not want to hear this information , and if they arrive and face reality, then nobody should complain. It's simple!
Or is it the ones worrying endlessly for months about when they'll receive their passports from IRCC, raising an endless number of webforms to prod the commission, writing multiple long emails to MPs all over Canada, endlessly worrying about an application that is almost a certainty and that will work 100% as long as you had ITA and have done everything right; doing all of this time-wasting and soul-sucking efforts, instead of planning ahead for a future in Canada that will be certainly different and challenging? I just shake my head when I see those kinds of comments. Someone has done something to us as Nigerians for sure. Pathetic!
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 10:59pm On Jan 03, 2025
ednut1:
This was mid last year. This friend of mine was trying to crowdfund the balance from other people. This are the kind of people that will still come here to cry. Another person that i advised to learn French is currently in the pool with a high scores. Student route especially to these mushroom diploma mills have casted yet people are still applying. Make nobody con stress me again o 😒😂
THis just seems like a desperate individual grasping at straws. Trying to reason with such a person is effectively equivalent to talking to a wall. The best thing is to let them make their own experiences.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 10:52pm On Jan 03, 2025
lanresz:
Again a student complaining of no fund to pay tuition was not prepared to be a student. It is impossible to work to pay tuition and living expenses.
It's a death sentence. But they never learn. Best bet would be to get something in school, e.g. teaching assistant, to only partially fund one's education, and even that is stressful on its own. But anyone that smart probably already knows how difficult things would be.
PropertiesRe: Can ₦50 Million Build A Modern 3-Bedroom Bungalow With This Current Inflation? by NuCypher: 8:05am On Jan 03, 2025
MÁNNABBQGRILLS:
@derailers,

In advance,
If you don't know about this topic,
Please keep off and don't come waste the space professionals and sensible people will comment.
We beg of you.
Thanks in advance as well.
Music/RadioRe: Qing Madi - Goosebumps (Official Video) by NuCypher: 8:23pm On Jan 01, 2025
Be lyk this girl's marketing people are really working overtime.
RomanceRe: What Happened To Me After 1 Month Of Abstaining From Sex by NuCypher: 2:54pm On Jan 01, 2025
CandyOps:
So i never change oil for like 1 month now.

Major reason is because I moved from my house into a shared space.
because of that, I no longer follow up with my babes them.

before you know it, one month done pass. Going to two months now, Johnny never see Congo. Talk more of shining it.

So one thing i noticed is that i now have a lot of wet dreams especially after a period of 3 to 4 days in between each dream.

You know it takes an approx of 3 days after changing oil for a man's swimmer cells to come to another full maturity.
One thing i've noticed during abstinance is that your awareness to women increases.
The way you notice women increases as against when you are getting it steady.

You tend to stare for a few seconds longer than usual at women.
You tend to sexualize even the most mundane thing about women... like when she casually bends over
You sleep and your mind forces you to dream about women you already admire in your every day life.

It's crazy i hope i don't get to a point where if i sneeze i go sneeze out cum huh
Make next year reach first.
maybe i go use my slim Princess take change oil
Don't project your reality on others. I have abstained from sex for more than a year and at no point did I feel like sexualizing any action of a woman I saw. That's just plain wrong.
Christianity EtcRe: Should A Pastor Return Money Given To The Church By A Corrupt Politician? by NuCypher: 3:44pm On Dec 31, 2024
Odotech:
Gov fayose paid an Edo lawyer mike ozekome N75m legal charges for defending him against buhari govt in court while dasuki was under probe. The Efcc turned around to sue ozekome to recover the N75 million which it considered part of the N4billion dasuki gave fayose from office of the NSA account. The bank record was correct but EFCC lost the case against ozekome because ozekome stood his ground that he was paid for a service offered and he is not a law enforcement agency empowered to probe clients income nor does he have the legal right or resources to vet the source of the fund.

Under a sound justice system, unexplained personal gifts to a pastor private account for no services offered could make the pastor an accomplice in a financial crime. But if paid to a publicly available church account which is designated for receiving public donations, the church would have a strong defence line especially if there is a history of public donations recieved and if the money doesn't get re-wired back to the politician or their proxy or no evidence of dubious chats/messages between the parties.

Morally, the church is not obliged to reject. There is no biblical precedence. Money were only rejected in the bible from those who want to buy the miracles or miracle working power of God with their money. As long a pastor makes it clear that giving money to church is not their ticket to heaven, the pastor commits no offence. The pastor has no way to tell if a donated money was stolen or earned by the said politician. Look at it this way, you have a shop selling bags of rice, a yahoo boy comes to buy a bag of rice from you and intentionally dash you small extra money. Will you be committing a sin by accepting his payment knowing fully well that it's fraud money? What about the tip? Will you reject it? Or is it a sin?
Yahoo boys go to a hospital and after being attended to, they parcel thank you money in envelope and share for the doctors and nurses, is it a sin? Is it morally wrong to collect?
Way to go justifying the unjustifiable. Churches are not supposed to be places of business, at least that's what you and your type would have us believe. If for nothing, even if it's right legally, the church has a need to uphold its moral values and return the donations given by a criminal. Even MIT and Harvard that are not religious institutions returned the money given them by SBF. And he wasn't even a corrupt politician.

Your lot will never surprise me. It's intrinsic in the DNA of the religious Nigerian to justify crime, especially when committed by the church.
Christianity EtcRe: Should A Pastor Return Money Given To The Church By A Corrupt Politician? by NuCypher: 3:39pm On Dec 31, 2024
greatiyk4u:
Corrupt society begaths corrupt citizens
It's no surprise, mate. It's no wonder many of the country's citizens are themselves deathly corrupt.
PoliticsRe: Farewell Nigeria: Why Young Nigerians Are Leaving Home For Good by NuCypher: 3:36pm On Dec 31, 2024
Sp1ritHusband:
There are no one way tickets to Toronto from Nigeria.
One way is different from one stop. Read to comprehend.
TravelRe: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by NuCypher: 8:26pm On Dec 29, 2024
allola:
I want to confirm whether IRCC can still access my information after withdrawing my express entry application without ITA. Thank you all. very urgent, please
Whatever information you may have entered into their systems with respect to express entry, they have the right to keep for up to 5 years after last administrative action.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 7:31am On Dec 21, 2024
orjohn24:
searching for information about the Italian mafia while calling others naive. grin
Just one of the things I had in mind when I typed that too. Maybe you don't know. Italians have a rich history in Montreal and Toronto, as its mafia has a history just as rich too. Organized crime in Canada rakes in billions of dollars every year and those at the top are more light-skinned than ever. Italians, chinese, vietnamese, etc. make up a sizeable bunch. Tse Chi Lop, one of the most notorious drug lords in Canada who allegedly controlled more than 70% of the Austrialian meth market and reportedly made over $8billion a year (mind-blowing, right!?), is in no way black. Who knows how much drug and child pornography money is going to house purchases all over Vancouver and Toronto, and they are getting purchased mostly by Chinese Canadians who are still partly resident in Macau or Hong kong. And of course, everyone knows how much illicit wealth flows into Hong Kong yearly. If all you see are cars being hijacked and sent to Nigeria and Ghana, then I'm fairly convinced you aren't just that knowledgeable on crime in Canada and those who commit them. You still aren't seeing beyond your nose.

I'm just always amazed at the self-righteous ignorance many once-new, but now comfortable black immigrants display when they see news clips or instagram reels showing a few black kids breaking into a store. They see the media promoting these images and they develop a guilty pang that makes them start hating their own race and thinking their own people are those destroying the country. It's pathetic, really. Needs a new change of mindset. To not see the French mob boss sitting in his bloody palatial mansion in Montreal as the evil, but instead the 19-year-old black kid who is just being unruly.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 6:54am On Dec 20, 2024
funkyy598:
Let's continue to deceive ourselves, playing the race card, and turning a blind eye to the reality of the crimes being committed. From the many cars stolen across Canada and shipped to Dubai, Nigeria, and Ghana, please go and trace those behind these crimes. Is it a white person buying those stolen cars and sending them to Nigeria or Ghana? Go and see those behind the various group shop break-ins in Toronto, or the illicit fentanyl moving across the border from Canada to the USA and vice versa—who are the people involved.Please do your research as we continue to turn the truth into racism. I would advise parents to keep a closer eye on their children, especially teenagers, if they bring them here. But you can continue to defend the truth with excuses rooted in racism. I wish you good luck as a goodwill ambassador.
You are so naive. The richest villains in Canada aren't even black. You have no clue. Those making millions and millions in the illicit trade in guns and drugs in Canada are neither black nor brown.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 6:07pm On Dec 16, 2024
SIRTee15:
That's where Canada is heading to with this clueless Trudeau in charge, and pragmatic residents- native or not, have the right to voice out their concern.
Lmao! Somehow, I could help but read that in JD Vance-ish kind of tone. You are getting there gradually. And after you arrive, you'd hardly notice that anything has changed about you. It's the unconscious progression of the comfortable immigrant. From the Kemi Badenochs of this world pleading for votes in 2015 as a semi-progressive to the same Kemis cuddling with conspiracy chief JD Vance and espousing "anti-woke" ideas. It's subtle, but it creeps.
Christianity EtcRe: Pastor Accused Of Fake Miracle After "Bringing Ghost Back To Life" (Photos) by NuCypher: 4:34pm On Dec 15, 2024
ednut1:
Every miracle by pastors are staged . If miracles were real Yinka Ayefele or Cobhams would have been healed . Pa Adeboye would have also raised his son if miracles were real . 🥱🤭
I can guarantee you he tried, but of course dead people don't rise again. It's just crazy to think his followers didn't hold him to that, but would rather excuse him. The gullibility is amazing!
BusinessRe: Seplat Nears $800 Million Acquisition Of Mobil by NuCypher: 1:46pm On Dec 11, 2024
This was always going to happen. The cost of doing business in Nigeria for a fairly upright multinational is quite high. They'd rather leave than stay and work at 50% capacity
PoliticsRe: Only The Law Will Matter - Not Media Tactics Or Street Yelling — Afe Babalola by NuCypher: 6:06pm On Dec 07, 2024
Softmirror:
🥴 Atiku Abubakar's silence means........
You have to ask yourself: if it were Obasanjo or Atiku that published a book and wrote those things about the old man, Afe Babalola, would he have acted as aggressively to use the police to go after him? That tells you something, doesn't it? It tells you that men like Afe Babalola, who claim to be a distinguished advocate of the law, have been corrupted by the Nigerian system and way of thinking just as much as the next door neighbour. They know no better than to flex the power they have, just because they can. It really says a lot about our Nigerian mannerisms.
TravelRe: Over 100 Passengers Including Borno Deputy Gov Escape Max Air Mishap by NuCypher: 2:43pm On Dec 05, 2024
AchrafHakimi:
Aircrafts can run on one engine without issues

The captain must be another agbado-bred quota system graduate of Oluwole Institute of Aeronautical Engineering.
Mehn dude, are you really that much of a tool? With one engine down just after takeoff, you'd really recommend for the pilot to keep flying? Do you realise how dangerous that is? If you knew anything about aviation, you'd know that the pilot will certainly lose his job if that happens. But then, I'm guessing you don't know that much.
FamilyRe: My Wife Is An Officer But She Doesn't Involve Herself In My Affairs by NuCypher: 8:40pm On Dec 04, 2024
Ringstonermasks:
My wife is an army officer. A lieutenant. But she is very reclusive and always love dodging any misgivings even concerning me



I had issues with someone months ago, i called a friend that was a Sergent in thesame barrack to help me out, my wife heard d issue later and was against it. It was a serious matter later on.

We even had issue with someone from our area , and she told me to call the Police and that it not in her place to interfere.

My boy was attacked by someone, he called her to report and my wife warned him to not try it again.

She wasn't like that until we got married. Somehow this thing is irritating me cos it depressing. I discussed it wit a friend from her rank that told me it was unusual that she was supposed to help me out.
Your wife is actually doing the right thing. You should praise her for acting this way.
Christianity EtcRe: Pastor Adegboyega Flaunts His Maserati Mc20, Says "They Are Worldly Things" by NuCypher: 4:43pm On Dec 04, 2024
Nigga44:
The sheep is mocked by the Shepherd....but the sheep doesn't care cos the sheep will always be a sheep.
grin grin It's truly amazing how this guy rubs it in their face by expending their money on luxury, yet they just keep doling it out to him. It's massive funny! Same applies to witch-slapping Oyedepo, 5G conspiracy theorist Oyakhilome, serial rapist Fatoyinbo, tea drinker Adeboye, and the rest. They take their money, rub it in their face by buying Rolls Royce and enjoying the lavish life, yet their people just don't stop feeding their pockets fat grin grin Hilarious!
Christianity EtcRe: When You Realize Tithing Didn't Make Solomon Or Elon Musk World Richest Men(Pic) by NuCypher: 1:23pm On Dec 01, 2024
Didijiji:
I tithe and the reason is that church needs money to run, fuel generators, pay workers etc not because of pastors ..

And my church isn’t one of those one-Man owned Daddy Go churches that manages inflow and outflow with wives and children as signatories
The problem with that is that since there's no or less accountability, the head pastor will often dip his hand in the till and use the money for personal use. Sadly that's happening all too frequently.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher:
House34:
Sometimes, what many Nigerians call saving money feels more like living in deprivation. They can't buy good clothes, go on holidays, or even enjoy decent food, often living in poor conditions. It makes me wonder if life is just about saving and living like a slave in bondage. I know many Nigerians with Canadian passports who have never even stepped out of Toronto, all in the name of saving.
I remember stopping by a store to buy meat, and my friend suggested that chicken is cheaper, so he switched from eating meat to pork or chicken. I just shook my head. If I can live well and eat well in Nigeria, what's the point of coming here and living like a cockroach just to save money?I visited a man once and noticed the living room light was off, and the children were using the TV's light as their source of illumination. When I asked why we were in darkness, he said they were practicing the culture of saving electricity. But inside, I thought, "This is practicing the culture of a poverty mindset. These are the same people who, back in Lagos, would drink beer and wine, but once they get to Canada, they can't even sit in a bar for a day to enjoy a drink. People are going to extremes all in the name of saving. It's so sad!
That's a very good point, actually. However, we still need to make a distinction between living conveniently below your wage level and living in deprivation. No one should lead a life of bare necessities, if they can afford good things. Travel, food, and rich experiences are some of the good things of life, and it's important to get in there a bit. What one shouldn't however do is frivolously keep up with the Joneses, which sadly is often what many newer immigrants do. If one is having conversations with colleagues or friends who travel twice every year, one also needs to understand if their wage can actually afford that travel before trying to indulge. Sometimes, the wage just can't. There's no way you cut or dice it. And if it can't, it is no use trying to push it. I have seen a few Nigerians here who have taken out 2023 cars and know for a fact that they will forever struggle to keep up with the payments. Why do that? Why encumber yourself for the sake of YOLO? Just because colleagues or friends drive the same car. THat's not how good financial decisions work.

It's also important to highlight the importance of savings. All too often, many Nigerians think savings is equal to buying properties left right and center. That high of wanting to have two or more houses in Canada. Sometimes that could in fact be a poor decision. If you are expecting to make a certain percentage on a house in, say, 5 years, who says you can't make the same by investing in the stock market or the S&P or some Vanguard stock or even a real estate stock that may trend with the housing market? Is it not the same? I think that as new immigrants we still have some way to go understanding what savings truly means. And it's definitely not just having cash staring back at you in your bank account. Regardless however, we need to appreciate how important it is to save and to leave a legacy behind for our (well-raised) children, so they can in turn leave something behind for theirs, etc. SAving something every month, or at least making the best effort to, is something that is highly rewarding, especially in a society like this where inflation continues to be a companion and jobs aren't all the secure.

Just as one can go extreme in many things in life, it is also possible to go extreme in savings. The trick is to use good judgement like one would in anything in life, understand your wage, your expenses, and make that good attempt to save. And not just save, but also invest.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 2:47am On Nov 29, 2024
Kenn55:
But I agree with the response you gave that person about saving to pay fees, it won't work.
That one is an illusion. It'll do him well do think very well before embarking on that suicide mission lol
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 2:46am On Nov 29, 2024
Kenn55:
Savings is majorly a function of income, location, responsibilities and lifestyle choices.
Couldn't have said it better. Someone can be making 200k and still not be able to save 30k in a year. Another can make 80k and still save 20k in a year. It all comes down to the choices we make. Do we go out every single night just because we feel bored? Do we immediately go take on a mortgage of a big house when we know we can't truly afford it? Do we go for that latest 2023 SUV when we know that a 2008 corolla will do the trick? It's all personal decisions. But to say one can't effectively save 30k on 100k in Canada is just a big fat lie. Me I know that because I know how much I'm earning, how much I'm saving, and what lifestyle choices I've made. So I'm even using myself as personal example here sef grin
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 2:43am On Nov 29, 2024
seunpinky:
There’s no right or wrong assertion to the statement of making 100k and having a savings of 30k per year. A whole lot of factors comes into play in determining if one can save up to that amount.

The major criteria that would determine if you can save up to that amount are
1. The standard of life you want to live.
2. Where you live and where you work (ease of commuting).

Let’s put some figures to it using Toronto as an example:
100k per year is a net pay of 5,800 per month if you want to save 30k per year it means you are going to live off 3,300 per month which is very possible for a single living a low lifestyle in a basement with no car no eating out, hanging out, very little shopping etc

Living off 3,300 with a mortgage and a car is virtually impossible in Toronto.

Tbh, 100k seems like a lot of money until one starts making it and realize that it’s barely enough to live a luxury lifestyle (mortgage, car finance, car insurance, fuelling, bills, property tax, condo fees, eating out, hanging out with friends, once a year vacation etc).
I still disagree politely. Mortgage is not really an expense in the truest sense. I know this could be an argument all by itself, but mortgage actually facilitates savings through building up of equity. So, at least some fraction of it has to count for savings in some way. Nether is paying out a car, if you can always sell the car in the future and recoup some money from that. So, at least a fraction of that has to count in some way. I think it's disingenuous to just rope those two under expenses like you would with hanging out or going to the movies, for example. It's not truly equivalent.

Now, having said that, even if we assume that someone is paying mortgage and a car, there should still be room for saving 30k in a year, if you keep costs down. Saving 30k a year is saving 2500 a month. Using EY calculator online, 100k a year puts it at around 6500k net income a month. Let's assume worst case of 6000k a month. That puts expenses at 3500k a month. We have to assume a single person, because, again, what is the other partner doing just sitting at home. Doesn't work that way. With a single person, 3500k expenses a month is very reasonable. You just need to make good financial decisions. Why pay mortgage on a full house while still single? To what end? There are cheaper options such as lower cost of living areas, town houses, even renting. Frankly, anyone single person expending 3500k a month on a steady on a salary of 6000k even in Canada is not making the right financial decisions.

Maybe it comes down to making the right financial decisions to start with, and not down to the expenses themselves. But what do I know!
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 11:11pm On Nov 28, 2024
MayorOfEdmonton:
Who no go, no know😔
Especially if you have mortgage(s).
Kà shà mà dupé🙏
Mortgage is also some form of savings, so that should be factored in too, somehow.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 11:02pm On Nov 28, 2024
ednut1:
You cant afford it. Plus there are no guarantees you will be able to save that tuition or even get a job in 6 -12 months.

Majority of the people with PR or citizenship earning over 100k have not saved 30k this year.

I dont know why people are hell bent on this expensive study visa route that has casted when there is french and PNP route 😪
If a person is PR and is earning over 100k in a year and cannot have saved 30k this year, then there's a big problem wrong with that person. That person needs a very strong lecture on financial management. I know this is besides the point made in your post, but it needs to get our there regardless.
PoliticsRe: Obi Congratulates Ugo Ugochukwu On his 2024 FIA World Cup Victory by NuCypher: 4:25am On Nov 26, 2024
This guy no know pass to dey congratulate up and down. Someone that doesn't even consider himself Nigerian
CareerRe: Japa: Senior Lawyer Shuts Down Chamber In Akure To Become A Cleaner In The UK by NuCypher: 1:07pm On Nov 25, 2024
That's the reality of today's Nigeria. There are even worse examples that haven't made it to internet just yet.
InvestmentRe: Crypto Currency Investors Thread by NuCypher: 2:55am On Nov 25, 2024
Is it still possible to verify on binance? Trying hard and this isn't working for me. Its says "not able to provide our services to users in your region"

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