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Christianity EtcMiracles Don't Exist. Wake Up, Nigerians! by NuCypher(op): 5:56pm On May 28
If you are one of those who believe in miracles conducted by Nigerian pastors ( or any pastors for that matter) and you call yourself an intelligent person, then what you need urgently is a brain assessment, not indulgence. You need to ask yourself how you believe water is made of hydrogen and oxygen, yet still believe that someone who hasn’t walked from birth can suddenly grow active muscles, get up from a wheelchair, and start jumping up and down. Yet, no Nigerian pastor has recorded a miracle of someone whose arms are cut off suddenly growing them back. Why not?

Let me break it down for you just so you are clear. There are really three scenarios where Nigerian pastors do so-called miracles:




1. They stage it using fake actors. The actors are in on it, and the congregation either doesn’t care or doesn’t know. The pastors, on the other hand, don’t care. They see that the miracles draw a crowd and they want to cash in on that.

2. They stage it using fake actors. But the pastor actually cares, but is doing it because the "miracles angle" helps him reach a wider audience. And since he’s sharing god’s “good news”, the end justifies the means. If it takes faking a miracle to get people to hear his supposedly good messages, then that’s what he’ll do. Didn’t Paul also lie to the Athenians about “the unknown God”, using those people’s lack of knowledge as a bridge to make his pitch about Jesus? In the world of Christianity, many such shenanigans are justified. Hence, why they would bend over backwards to collect tithes even when there are verses in the Bible that discourage it.

3. They don’t stage it. They just pray hard. But nothing really happens. Instead, people who get temporary relief from their mild illnesses or sicknesses immediately attribute it to the prayer and think a miracle has happened to them. Emphasis on "mild", because this just doesn't happen with chronic or severe illnesses. It is confirmed science that placebos sometimes work, even though they don’t eliminate the underlying problem, since the problem eventually returns when the adrenalin settles. A man with mild leg pains can start jumping up in ecstasy and feel temporary relief which he attributes to the pastor’s prayer. But when he gets home and it’s the next day, the pain returns and he knows that was not a miracle. But of course, he has to not lose faith and will never go back to the pastor to say those prayers didn’t work.




Let’s face it. These things don’t exist. If your pastors truly believe that miracles exist, one of them would have taken on the challenge of praying Nigeria’s problems away, just so he can claim the glory that comes from that. But we all know that’s impossible and it will never happen. Hence, their resorting to the street protest a couple of days ago (led by PFN), because that’s actually how change happens. Change happens by taking action, not by praying. Nigerians, grow up!

TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 2:42am On May 01
hazel01:
I read your diary , so I know your opinion and your travel history before your comments here. Babe just go now and have a family there. You will understand the difference soon. I am commenting on vibes and sentiments, you 100% don’t have the information I have. From news on the current team for the CUSMA negotiation , to the US growing deficits, internal trading accusations, the impact of the war on US economy, the staged assassination, Canada’s recent economic growth despite all challenges, the useless “MOU’s” been signed according to you, the largest cross carpeting seen in a long while , that had staunch conservatives cross carpeting based on vibes. Babe start a family in the US and experience the sweetness of the greatest economy in the world that is not sinking, with no affordability issues and growing stronger day by day🤣. Anyway, Canada is planning to tax Una wey dey move go US , just an heads up.
She is one of those who supported Trump for this second term. How any right thinking person would have supported the second term of a man who was a woman abuser, a liar, an insurrectionist, a proponent of violence, an election denier who didn't hesitate to insult disabled people, veterans, and children, who supported propagandists like Alex Jones; someone who said "there were good people on both sides"; how any intelligent human could have supported that guy is beyond me. It literally begs for explanations. So, I don't put all these Trump panderings beyond her. Matter of fact, I don't take her any seriously. They all see the mess and corruption he's spewing now all over the place and wishing they hadn't supported the loser.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 2:18am On May 01
jedisco:
What would you call as an 'unfavourable deal'?
If Carney =Tunubu, then Trump = ?. Or rather, tell me one world leader you'd prefer to be in charge of Canada today.
For example, with the pipelines, he's been working quite hard to get one built to the westcoast but the way Canada is structured doesn't make it easy. I'm fairly new to Canada and can even appreciate that. What would you have him do on this?

No matter how unfavourable you want the next deal between Canada and the U.S to be, acquiescing to Trump at every juncture is not the way to get there. Basic knowledge of deal-making and western politics shows that. Even recent history with Trump has confirmed that he despises weakness.

Talking about an unfavourable deal, Trump has asked Canada to become America's 51st state, is openly courting Alberta's seperation. How much unfavourable a deal would you accept? 80% discount on exported oil or even shutting down our oil production if they ask. How about a special tax on Canadians to be sent over to the U.S to reduce trade deficits?

The complete disconnect I sometimes encounter here when compared to everday Canadians is telling. That we moved to Canada doesn’t mean bending the knee at every corner should be our default.
You are arguing with Trump apologists. These are people who will twist and wiggle at every turn to acquiesce to The Orange Buffon. They can't understand the actions of a man like Carney who understands the psychology of bullies like Trump and how has likely dealt with people like that throughout his career across several spheres. Yes, Canada may be the US's biggest trading partner, but the reverse is also very much the case. And to be frank, Canada made the mistake long time ago to depend too closely on the US. This is the time to start building better strategic partners across the world, which is what Mr Carney is prioritizing, and which is what any sane Canadian should encourage. But of course, trust the Trump apologists or worshippers who would never support such actions because they can't see beyond the Orange buffon's nose
Christianity EtcRe: The Rise Of “tiktok Pastors”: What’s Happening? by NuCypher: 7:49am On Mar 22
Dididrumz:
They're all content creators, and nothing more.

It's the hustle.
It's absolutely a hustle. Nothing more. But their success is a reflection of the intense gullibility of many Nigerians.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 5:38pm On Mar 03
aWITNESS:
Hi everyone!
I recently graduated from the University of Calgary in 2024, where I studied Master’s in Chemical and Petroleum Engineering (Reservoir Characterization). Since graduating, it has honestly been quite challenging getting a good job in my field, especially securing an EIT (Engineer-in-Training) role.

At the moment, I sometimes travel down to Grande Prairie to work in the field as a Well Tester, just to stay active, gain experience, and keep myself going while still applying for better opportunities.
I’ve been applying to different companies for a while now, but it hasn’t been easy, even with my field experience. Because of this, I’m currently considering switching into Cloud Security or DevOps, but I’m not sure if that’s the best move or if I should keep pushing in oil and gas.

Please, I’ll really appreciate any advice, guidance, referrals, or suggestions from anyone who has been in a similar situation or has knowledge of the job market here in Canada.
I feel your pain, bro. I can imagine doing all that studying, getting the Canadian certificate, and still struggling to land a job. But honestly, it's not all down to you. The job market can be quite challenging, especially for that entry level EIT job. I used to work in the field, in O&G. Did year-long stints on several ships across the world before deciding to put that life behind me. I got an education in analytics/statistics and now work in tech. If you know the oilfield very well, you'll know that getting a job is not the only challenge. It's also the fact that you simply can't do this work into old age. It's not really that sustainable. This job is for making lots of money fast when young and moving on quickly.

My advice to you will be to continue your job search, keeping looking for that good oil opportunity, but you should start building your exit plan. If you really love tech (and only if you do), cloud security and devops are two awesome roles with a lot more future potential than O&G. Not only do they assure your future, they are also jobs you can do from behind a computer (remotely) while having grey hair on your head and living anywhere in the world. Cloud security is particularly interesting because a significant number of computing operations has moved to the cloud and will continue to move to the cloud. At some point in the future, SaaS will become the new normal (if it already hasn't) and cloud devs will be the ones managing all that. The same applies to devops. Just focus on AWS. And if you manage to know Azure well too, you will be in even better position. And these days, all you need to stamp your authority on these fields is to simply assemble all the right certifications and know your thing. It's a challenge. But if you feel up to it, it's totally worth it. Focus on the destination and you'll get there. Don't let anyone tell you otherwise.
CelebritiesRe: Video Of Bunmi Akinnaanu 'Omije Ojumi' Seeking Prayers, Healing Before Her Death by NuCypher: 12:42pm On Jan 15
ccjoe:
No sir, this statement is a fallacy. Wrong by every known human standard. Just that you don't know about something doesn't mean it doesn't exist... to make this kind of statement you must have ALL KNOWLEDGE both past, present and future, and this you do not have....

If I say A PERSON CALLED JOHN DOESN'T EXIST IN THIS WORLD.. then I must:
1. Have personally met everyone in this world.
2. Know the names of everyone in this world (including those who are being born and named presently)...
in fact, you must have all knowledge(omniscient )to even get close...so no one can make this claim because no one knows this much, a computer doesn't know it, nothing does...

On the other hand, I don't need all knowledge to say JOHN EXIST IN THIS WORLD... because I only need to know a person named JOHN to make that claim...so,


YOU NEED TO HAVE ALL KNOWLEDGE TO BE ABLE TO SAY "GOD DOESN'T EXIST", BUT YOU ONLY NEED TO KNOW GOD TO SAY "GOD EXISTS" -you don't need all knowledge to say that.
So I am telling you that GOD EXISTS because I know him personally, and if you will dare to ask him to come into your life right now and reveal himself to you irrespective of where you are, he will make himself known to you, save you and give you true Peace.. He's waiting for you...
You must equally have ALL knowledge to say that God exists. I think your statement is actually more fallacious. And if you say that God exists, which God are you talking about here? Zeus? Brahma? Vishnu? Allah? You need to be more specific because there are a thousand and one "gods" out there. I'm sure the next thing you might say is that you are talking about the "God of the Bible", but even that God has evolved so many times in different fashions. The God the jews were talking about in the Old Testament is certainly not the God that Christians in pentecostal churches are talking about today, given that God did not send a Jesus to the earth, as far as the Jews are concerned. So, which God are you talking about? Please be more specific. And if you can't be specific and tell us where Zeus or Poseidon are in this chain, because you also don't have ALL the knowledge, then you also don't know for sure if God exists or not.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 4:15am On Nov 01, 2025
OkoyeIfechukwu:
Hello Everyone,

I need help finding an affordable place to stay in Toronto, Canada, close to my school at Seneca College. I recently had my study permit approved, but I'm finding it difficult to secure a place. The in-Campus housing is quite expensive, 4775 CAD for 3 months. Please, I need advice/assistance. Thank you
If 4775CAD for 3 months is expensive, then you should be looking at sharing accommodation if you want to stay in Toronto. There are quite a few nice shared accommodations around Toronto. When I was in Toronto as a student several years ago, I paid 1000CAD to share accommodation downtown Toronto with 3 other people. I had my room and shared a toilet/bath with one other person. At 4775CAD, that's only around 1500CAD per month. That doesn't even get you a decent basement (+ utilities) around your school. So, you need to look at sharing accommodation.
TravelRe: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by NuCypher: 7:55pm On Sep 24, 2025
Rtdrektboy:
Hi guys, thanks for all you do here. I've been a long time follower of this thread.

I just received a message from IRCC questioning two major things on my family application..
First: asked to address my wife(primary applicant) to clarify the profession on our marriage certificate, the profession doesn't correlate with her NOC, and it didn't cross our eyes since we had been married for a while now.

Secondly: we were asked to clarify the NOC of our previous profile. We'd opened a profile for trade briefly last year and deleted then re-entered for healthcare this year. The VO asked why we never mention this new foreign experience in the previous interest



Please, how can we carefully address these concerns
You have to understand that if you get ITA primarily because of a NOC (e.g. healthcare, trade, etc.), you need to have enough justification to qualify for that ITA. Yours have come under suspicion because you seemed to be jumping from one NOC to the other, perhaps only for the purpose of securing the ITA. It'll be hard justifying these reasons retroactively when you have not been entirely consistent. What was originally on the marriage certificate and what's her current NOC? Are they so vastly different, e.g. nurse vs. accountant? Or are they close enough that you may be able to find a parallel somehere, e.g. nurse vs. pharmacist? Do you care to provide the real reason why they are different? It'll depend on all of that.

Also, why did you open trade briefly and then delete it, only to then open healthcare? If you provide your reasons, then you may be able to explain your way out of it? E.g. we were trading in drugs and medication before as trained pharmacists, but then decided to just go get a real pharamacy job and work in healthcare, etc.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 12:42am On Sep 21, 2025
ferfer:
7) Again, with my limited investment experience, this E-series mutual funds was an opportunity to explore during COVID - around 2020. This is a practice, self-directed account that was set up to test-run some ideas. It is not an investment advice. See attached picture.
You nailed it all. Just another reminder why growing slowly with index funds is always the best approach, at least for those who don't mind the slow, but sure growth that comes with it.
Christianity EtcRe: 0 Pieces Of Gold/Silver: Peter's Life Savings After 3 Years Ministry With Jesus by NuCypher: 9:47am On Sep 07, 2025
Zionmdde:
So in other words, pastors shouldn't be able to afford the simple things of life
Na wa oooo
So they should be beggars
Who's talking about pastors being beggars? Why do you guys like doing this false equivalency? Can't pastors just be regular people with simple means, just like every regular Joes in society?
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 11:50pm On Sep 04, 2025
jedisco:
I've always wondered why many posts on this thread bother on a far-right, anti-immigrant sentiment. Folks calling themselves 'third world', hating on other brown folks and constantly berating the country they live in etc. Reminds me of the recent Mehdi Hassan interview with far-right folks where a Latino dude got an awakening.

There's little in terms of substance on the actual reality of living in Canada here. I initially thought the Nigerian community in Canada is relatively not as robust but thats hardly the case. If not that I'm in Canada, I'd have mistaken the sentiment here for the reality. Folks I interract with have little bother about most of this.
The question becomes, why has this place become a venting ground for Nigerians fed up with Canada? Also, why is there little substance in terms of the wider reality of navigating Canada here?
Bro, you are not alone in your "wondering". It's not only baffling, it is also weird. Naturally, one would think that on such a thread, where pretty much every single person got into Canada through its near open-border policies, people would be a lot more welcoming and accommodating. It's truly shocking to find that the near reverse is the case. I find no other explanations besides the classic pulling down the bridge after crossing, or worse, internal frustrations with Canada such that restricting opportunities become the go-to solution for these folks. For the first case, you have people who no longer share the sufferings of their fellow brown and black folks, having managed to overcome some of these sufferings themselves. They no longer feel in touch with most of their own people, squarely because they now live in some measure of comfort. In that case, it's just selfishness or perhaps lack of empathy, something not that far from the self-absorbed man. For the second case, I'd like to believe it's just their failure speaking. They are unable to make the country work for them, regardless how hard they've tried. The solution then, must be pulling down the bridge and barring any more immigrant from sharing in the bread that, to them, doesn't appear enough to go around. Whatever the case, these are two scenarios that paint a self-consumed, apathetic population that does not represent the true Canadian ideal of warmth, openness and accommodation. It's just crazy. One of the more reasons I can't take this thread that seriously any more.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 9:45pm On Aug 23, 2025
orjohn24:
Mark Carney pretends he was “matching” tariffs with the United States, trying to fool Canadians into thinking he forced concessions from Trump by removing tariffs on CUSMA goods.
The truth is Trump’s tariffs never touched CUSMA goods.
Carney scrapped tariffs for absolutely nothing a fake victory dressed up as negotiation. It shows just how easy it is to mislead Canadians with empty politics. grin grin grin
Poilievre wouldn't have done any better. Let's be honest with ourselves. Poilievre had or has a greater tendency to kow-tow to Donald Trump than Carney did. If Carney is behaving like this now, it's because it was always inevitable. The US has a much stronger economy than Canada, and with Canada's continued dependence on the US and a sitting US president who is hell bent on playing God, there isn't that much of a good choice than to play ball.
BusinessRe: Aliko Dangote Was A Real Hustler 39 Years Ago (Throwback Photo) by NuCypher: 8:09pm On Aug 21, 2025
Why should anyone respect this man? It continues to baffle me why that should be the case. The same man whose trucks kill tens, if not hundreds, of people every year, and nothing ever gets done. Lives erased at the drop of hat; promising school children killed at bus stops. yet, his slow capitalist machine keeps moving. No accountability, no compensations, no justice. Then add on top the horrendous monopolistic moves he makes to ensure his competitors never see the light of day, and God knows the amount of scheming he does by cozying up to the people in power so that he can always stay one step above the law. Even here, you can see it. Already sucking up to the military president and not to the people of Nigeria, all in a bid to stay close to power and have it favour him. This man is the devil, despite his money. Sadly, Nigerians will never see that. In a country blinded by poverty, the one-eyed rich man is king!
PoliticsRe: Fire Engulfs Yinka Ayefele’s Fresh FM Station In Ibadan by NuCypher: 3:28am On Aug 16, 2025
Is this like the second time or something? THat's something off
TravelRe: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by NuCypher: 11:20pm On Jul 11, 2025
ChideraJojo:
Good Evening Everyone

I am a new EE aspirants and have read through the post as much as possible. I really appreciate everybody that has taken out time to answer and clarify questions. God bless you.

I need some clarification myself
My profile:
Female,
Single,
28yrs,
Bsc(Ed) Education and Biology,
One year teaching experience (2021/2022),
Since 2022 till date,i have been in Business,
Ielts overall 7.0 but in academic(i can write for general when needed)
Dont have a sibling or any relative in canada
I am considering the NOC 41220

My question please, due to all the immigration changes, is this possible still in 2025? Do u advice i apply? Thank you
Page 1 has been carefully curated to answer all these questions. Go consult that page.
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 1:11pm On Jun 06, 2025
sanima770:
Your whole rant shows the same kind of intolerance you’re accusing others of.
You accuse others of bias while vomiting out sweeping generalizations about religion, culture, and immigrants. Who do you think you are, gatekeeping the "Canadian experience" like it's your personal inheritance? Let me educate you: Canada thrives on diversity of thought, of culture, of beliefs — not just on one-dimensional sexual identity politics that demand conformity.

You're clearly so drunk on your own self-righteousness that you can’t see the hypocrisy in calling for inclusivity while spitting on people’s deeply held values. You say sexual preference isn’t cultural? Then why are Pride parades packaged and exported like cultural festivals? Why is disagreement labelled as hate? You can’t demand blind applause and then scream "intolerant" when someone dares to disagree. That’s not inclusivity that’s ideological bullying.
Your cheap insult about “shithole cultural bubbles” clearly shows your bigotry. If anyone needs to grow up, it’s the one who thinks tolerance only works their way. Grow up!
Alright. Enjoy!
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 7:21am On Jun 06, 2025
orjohn24:
You sound more like a jerk with ur weak explanation.The LGBT community rightfully fought for equal rights and protection from discrimination but let’s be honest, many now constantly play the victim, even when there’s no actual attack.
What’s the purpose of those naked parades in Toronto every Pride Month? Does that make any sense to a reasonable person? Would you seriously take your children to such a gathering? It’s become less about pride and more about public indecency, shock value, and attention-seeking.
Let’s not pretend what dominates these events is cross-dressing and performative behavior, not genuine advocacy. It's loud, exaggerated, and often disconnected from the real issues affecting the average LGBTQ+ person.
And let’s be clear most companies only jump on the Pride bandwagon for financial gain or public image. It's not about values; it's about profit and staying “on trend.
But many companies are withdrawing this year like Home Deport confirmed that it has withdrawn its sponsorship for the pride parade.
The bias! Lol, jeez!
How do you guys think at all?
Your post is dripping with so much bias, you really need to check yourself. And it's so sad to see that it's often black people like you who do this. The same black people that were once objects of discrimination, who you would think would understand the experience deeply enough to care about others who are being marginalized. Mehn, you guys need to grow up and fast too!
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 7:10am On Jun 06, 2025
sanima770:
Spare me this ur polished hypocrisy..ASking someone to "respectfully celebrate" something which is unequivocally incompatible with their values is manipulative, not inclusive. Inclusion should not involve enforced silence or phony participation. The same individuals sermonizing 'inclusivity' aren't too slow in holding their noses up at anything outside their comfort bubble such as traditional religions or native culture but expect everyone else to bow down to theirs.
And no, standing your ground does not equate to "you don't belong" in the workplace. That's lazy thinking. According to that line of reasoning, anybody who has religious or cultural beliefs should never be employed anywhere that is resistant to them. Respect is a two-way street not only when it suits your cause!!
Your response demonstrates your incredible naïveté as it relates to sexual preferences. And that's where your lot fail, all the time. Having different sexual preferences is not culture. You hear? Let me repeat it again, so you can drill it into your hollow skull. Nothing about sexual preference suggests differing cultures. Differing religion may suggest cultural differences; traditions may also suggest cultural differences. But nothing, nothing about sexual preferences suggests culture. It's not cultural to be gay or lesbian. People are innately so, and that too across the world, including where you come from. But of course, your religious burden will not let you see past your naïveté. But I'm sure you don't know that anyways. Hence, the incredible bias you demonstrate in your writing above.

People like you will come to Canada, expecting a free and liberal society to change for you, as it relates to sexual preferences. You really could have just stayed back in your shithole cultural bubble and not bothered to be part of the Canadian experience. You really need to grow up!
TravelRe: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 12:38pm On Jun 05, 2025
Sheron50:
Please I have a question. My workplace has already selected a day to celebrate Pride Month, but participating in this event doesn't align with my personal faith and values. I want to be respectful and professional ,how can I politely excuse myself from participating without causing offense?
"Celebrating" doesn't mean jumping up and down with your colleagues and screaming at the top of your lungs when music is playing. You can "celebrate" with them in a measured manner while remaining respectful. You can disagree with your some of your colleagues' ideals, but still work with them to push your organisational goals forward. The organisational goal in this case is to create an inclusive workplace for all, regardless of sexual preferences. That's what this demands of you now. Don't make a fuss about it.


On another note, perhaps you shouldn't be working there anyways, since the organisational principles don't quite agree with your personal ideals. You can't eat your cake and have it, same way you can't hate alcohol and work in a brewery.
Christianity EtcRe: David Ibiyeomie: Don't Carry News About Me Or My Church. If Not, I'll Arrest You by NuCypher: 7:27pm On Jun 03, 2025
TruthinAction:
This statement is not consistent with the instructions given by our Lord Jesus. Most people will be shocked to see many celebrated men of God rejected on judgment day. Deliberate disobedience against the instructions of our Lord Jesus is rebellion. And rebellion is as the spirit of witchcraft.
Make una dey deceive unaselves. There is no judgement day, and these pastors know it. It's based on that premise that they are deceiving and exploiting you folks. Judgement day ko, judegement day ni. They use that to scare you guys and keep in you in line, use it to collect your money and to keep fear entrenched in your lives. THen they profit and smile to the bank, while you guys still keep believing in an illusory judgement day. What a gullible bunch you are!
BusinessRe: "Technical Issue" Causes Piggyvest Customers To Panic As Funds Disappear by NuCypher: 11:05pm On Jun 02, 2025
richforever123:
This is just the front page, login and check, non of their investments is more than 21%, you need to learn to do proper fact checking
It says right there on their website that they are offering 35%. Perhaps they'll offer that next week, next month, next year, whatever. It's a claim they are making. I didn't make that claim. Your logging in and seeing what they offer presently doesn't change the fact that they are making that claim. And come to think of it, how did you expect me to login into a website I'll never be a part of....ever? Perhaps you should be asking them how they can justify their claim of 35% in a Nigerian economy where inflation is a near daily occurrence? Of course, they can't defend that, but they'll leave the 35% on their site, just so they can attract more gullible customers like you who are looking to more than x0.5 their money in two years without doing any real work or research.
BusinessRe: "Technical Issue" Causes Piggyvest Customers To Panic As Funds Disappear by NuCypher: 10:38pm On Jun 02, 2025
richforever123:
Please can you point which of their investment gives 25%, just a screenshot will suffice

Also, are you aware they are registered under SEC as fund managers?
There you go!

And don't tell me you are naive enough to believe Nigeria's SEC has never registered failed or fradulent entities as fund or portfolio managers. The corruption and decadence in the country is enough to let fraud through.

BusinessRe: "Technical Issue" Causes Piggyvest Customers To Panic As Funds Disappear by NuCypher: 5:16pm On Jun 02, 2025
maasoap:
We know all these now. Not everyone is interested in investing their money in physical business or invest their every kobo in businesses, people must have savings as against investments.



How sure are you about this? Why are they still standing if they are making bad investment decisions with their customers fund? Your comments doesn't add up
Any financial institution can make bad investment decisions without it reflecting immediately on the current customers. As I mentioned in my earlier post, it only becomes apparent when many customers decide to withdraw their investments at the same time. If Piggyvest could invest in those scammy farm investments like Agropartnerships without doing enough due diligence to be sure that they were safe investments, then how many more bad investment choices have they made without your knowing? We only knew about Agropartnerships when it became public news. Had it not become public news, we would never have known. How many more bad decisions have been succesfully cached or are currently ongoing? You should be much wiser than this. The fact that they are still standing is no indication that they are not making bad investment choices.


25% is not far from the reality of inflation in Nigeria at the moment. Commercial banks interest rates on lending is over 30%, why can't interest rates on fixed deposit be as high as 25%?
25% is very far from the "real" return on investment in Nigeria. The Nigerian market is highly volatile and unpredictable. In addition, inflation erodes real returns, and we haven;t even mentioned the fickle policy changes that can immediately affect market dynamics. If 25% were so easy to achieve without real consequences of loss, then Agropartnerships and Farmcrowdy that were offering 25% at some point would have simply gone to invest in what Piggyvest is investing in. You can argue all you want, but even commerical banks that lend at over 30% interest will never offer their own customers more than 10%. But of course, if greed is your friend, why go to First bank, as opposed to a virtual Piggyvest that doesn't release any books to customers.



Ponzi scheme companies and online wallets/ fin techs are not the same, educate yourself, don't spread fear here.
Yes, Ponzi scheme companies and online wallets are different. But Piggyvest is not just an online wallet. It's an investment platform. The major problem with it is that you and I do not know what they invest it. You don't know, I don't know. But you trust them enough to give them your money, while you are satisfied with the numbers they input for you to see on your so-called wallet.

It's quite convenient that you ignored the fact that they are not insured by the NDIC. Keep giving them your money. We'll see who will have the last laugh.
BusinessRe: "Technical Issue" Causes Piggyvest Customers To Panic As Funds Disappear by NuCypher: 5:11am On Jun 02, 2025
Gentle reminder that those numbers you see on Piggyvest or any bank for that matter are.....just numbers that someone or a computer input to make it look like your money is sitting pretty somewhere all the time. The reality is a little different. The actual (or real) money has gone into different investments across Nigeria and across the world; and these are investment decisions made by someone somwhere who thinks he knows better than average people. Also, some of that money has gone into private pockets and used to buy houses in London and Dubai, because (what do you know) most people aren't going to wake up one day and want to just withdraw all their money at once. Some of that money has been badly invested and generating negative returns, but of course, you the investor is never told that. Instead, they just punch more numbers into your account to look like you are making money.

The whole thing falls apart when shit hits the fan and people now need their money. Piggyvest in particular is an investment platform I can never trust. One, they have track records of making bad investment choices (e.g. Agropartnerships, Farmcrowdy, etc.) which is a sad reflection of their due dilligence team, and they do not open their books to their so-called customers so that the customers know exactly what is being done with their money. They also have a track record of denying when their nyash is opened in public, e.g. with the dude from that church that they may have invested money with. They also often promise unreasonable returns that don't reflect the reality of the Nigerian economy, e.g. over 25%. And more importantly, while NDIC itself says very clearly on its instagram that piggyvest is not NDIC insured, Piggyvest on their own website claims that they are NDIC insured. The duplicity! They are also no bank, just a savings platform. But what do I know? Good luck to you all who will put your money is any hole you see on the internet, as long as some returns are flowing in. What you learnt with the fall of Agropartnerships and co, you will soon learn again with Piggyvest. And when it happens, I'll be here laughing at your foolery...because you have been warned!
Foreign AffairsRe: Trump Administration Orders US Embassies To Stop Student Visa Interviews by NuCypher: 3:23pm On May 28, 2025
SpatialKing:
If you don't have anything questionable on social media you don't have anything to worry...
You don't know what "questionable" is. These guys are deranged.
TravelRe: U.S Plane Crash Kills Pilot, 5 Passengers & Burns Homes In San Diego (Photos) by NuCypher: 10:22am On May 25, 2025
WriterNig:
🇺🇸 US aircrafts are flying coffins ✈ ⚰

The US has crashed more aircrafts this year than 🇷🇺 Russia that is fighting in a war has in 3 years.

Their problems started the day they stopped buying Russian quality titanium, special alloys and aircraft parts.

Now they're stuck with poor quality ones from other countries.

This is why Donald Trump says he wants to resume doing business with Russia very quickly. They've lost alot.
You trumpers and misinformation are like 5 and 6.
AutosRe: First Body 2004 Model Toyota Camry V6@ N4.1m by NuCypher: 10:33pm On May 23, 2025
This for 4.1m? What are you smoking?
CrimeRe: Osemudiamen Idemudia: Missing Lagos Banker’s Body Found In Morgue by NuCypher: 3:26pm On May 21, 2025
gabbasin:
Too bad, our investigation system is awful, a man was reported missing to the authorities, a dead body was taken by the police to the morgue. Police did not try to match the missing man to the dead body or at least contact the family to come and identify the corpse taken to morgue if it's that of the missing man. Same thing happened in the case of the Bamise lady that was murdered and thrown out of a BRT bus, Girl was declared missing, body of a lady was found and taken to the morgue but no one tried to see if it's that of the missing lady till the family find out while searching for her everywhere. I wonder what our Police mean when a person is reported missing and they said investigation is ongoing meanwhile nothing is being investigated. Corpses are being discovered and taken to the morgue but police won't try to see if the remains are that of the reported missing persons. At these Internet age with communication seamless, it shouldn't be hard for police to have pictures of corpse found on the streets taken and send to families who reported their loved ones missing for identification
It's a garbage police service. Only smart, private individuals can help them advance their skills. I can imagine a tech person deciding to create a repository of missing persons and also unidentified persons at morgues to help families connect the dots. That really could be something nice to do.
CrimeRe: Osemudiamen Idemudia: Missing Lagos Banker’s Body Found In Morgue by NuCypher: 3:24pm On May 21, 2025
THat's Naija for you. Someone dies carelessly and life goes on. Nobody cares that much, while the family continues to bear the pain.
RomanceRe: Shes Is Your Serious Girlfriend But You Travel Alot by NuCypher: 11:18pm On May 15, 2025
Heavily filtered picture
CrimeRe: Man Arrested In UK Over Alleged Sęx Meeting With Minor (Photos) by NuCypher: 6:27am On May 14, 2025
PerfectMan24:
He might not know the age that is classified as minor over there. Besides, here in Nigeria foreigners do as they like and go free with it. Nobody checkmates them & their activities.
Ignorance of the law is not an excuse. She must have mentioned her age and if he still went ahead, then it's on him.

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