I would also like to know, because glo, MTN and Etisalat are not reliable

BigND:
You people are playing with fire �
It is most unfortunate that you allow partisan sympathies to becloud your sense of reasoning. Very sad. This action may have consequences no one can predict now.
History shows that all the great conflicts and conflagrations which consumed countries and societies started with little incidents like this. The Nigerian Civil War in which millions perished started “like play, like play” as they say on the streets.
What Buhari has done is a coup in that he has suspended the Constitution and usurped the powers of the two other arms of Government thus desecrating and violating the principle of separation of powers. He has usurped the powers of the Judiciary in removing a CJN (NJC) and the powers of the Legislature (2/3rds majority vote). The Constitution was framed in such a way that no one arm can interfere in the other arm without at least one of the other arms being involved for balance and to avoid treachery. That is why to remove the President, the other two arms are involved; to remove the CJN, the other two arms are involved.
Currently, there are several suits pending at the Federal High Court against Buhari over failure to include any proof of any qualification in his Nomination Form sent to INEC. Note: the issue is that he did not include any proof at all: no proof that he attended Primary school, secondary school, Military academies, Military courses, etc.; Nothing at all. So the argument is not about whether what he has is equivalent to school Certificate or not as people have been arguing all over the place because there is NOTHING to consider at all.
My real point however is: BY THIS PRECEDENT OF REMOVING CJN THROUGH EXPARTE ORDER, SHOULD ANY OF THESE COURTS HEARING BUHARI CERTIFICATE CASES ALSO SUSPEND HIM FROM OFFICE AND SWEAR IN THE VICE-PRESIDENT BY EXPARTE ORDER PENDING WHEN HIS CERTIFICATE CASE WILL BE CONCLUDED??
We are clapping for a big Monster rearing it’s ugly head because of politics. When this one succeeds, Senate President and House Speaker will also be removed through Exparte Order, Governors will be removed through Exparte Order and then we would have descended into full blown dictatorship;
It will be too late and Nigeria will burn.
WHEN THE RAIN FALLS; IT WILL NOT FALL ON ONE MAN’S HOUSETOP

Those supporting Buhari should take note. Cos they are bunch of hypocrites.

A man of integrity, suspends the constitution because of personal ambition and you tell me he is fighting corruption. No he is not! He is fighting his political opponents.

Mind I don't support the action of the CJN, BUT follow due process, cos this is a democracy not a dictatorship.

It's amazing how Nigerians think! Firstly, Onnoghen is wrong by not declaring his complete asset, but the way the federal government is going about it is constitutionally wrong too.

Remember, two wrongs don't make a right.
The consequences of this behave if uncheck will be devastating especially if he wins.

So I expect every right thinking Nigerian, whether you a Buhari lover or not to stand against this, because this is how dictatorships usually begins.

The three important things you must plan for if you want to be financially Independent and rich.

1. Savings
2. Insurance
3. Investments

Thanks Mizmycoli for sharing this. This will help to some people's mind at ease.

If you or anyone else reading this thread would like to start a new Savings Plan or anything insurance, pls don't hesitate to reach me on my phone no which is on my signature.

Thanks for your patronage

Ogbeifun Cletus
Financial Planner
Leadway Assurance

adokhai:
mr leadway officer you all the same stop defending your office, they are all scam they sweet tongue you to make deposits when its time to collect back your money stories begins to emanate I wonder when this scam will end

Trust me sir, we are not all the same. If you want we can give it a try. Or I can refer you to customers who have experienced our services with proof of their policy documents which carries their phone no

This is my humble opinion,

Both parties are right in their own ways, that is Blogabiz and Terry. But you both left out an important aspect of life and business, which is the human factor.

As a Financial Planner with Leadway Assurance, I have come across people like Mr Blogabiz who have one grievance or the other against insurance companies. But upon closer scrutiny, you'll find that it might have been a case of misrepresentation or carelessness of the marketer.

In all insurance, is great. So my advice to you would be to investigate any policy and company, you wish to take out an insurance with, and be fastidious with your records.

If any of you have an issue with an insurance company, you can contact me for help and advice on the best way to resolve it. Just remember that things like this are bound to happen from time to time that's why we have regulators and arbitrators.

Ogbeifun Cletus
Senior Financial Planner
Leadway Assurance Company Ltd.
08134890450

November 19th is the official launch

CallMeFemi:
Fb account for sale.. check signature.

not here pls

stay tuned to this thread, I have some amazing information soon.

welcome to the new world

Joylove05:
Good one

Havr you joined the movement?

Joylove05:
Good

Good is actually an understatement. WG is actually the best thing to come to Nigeria this year and it is just 7months old in Nigeria but 5years since inception.
Now, am sure you guys don't need a lecture from me about positioning, but am still gonna say it. *TAKE POSITION NOW*
Send me a msg on WhatsApp via my signature

Two things make a great networking business.
1. A great product.
2. Dynamic leadership

1. A lot of the so called networking businesses that we have today don't have a product that they can point to and say, this is the value we are offering people. 
In Wealth Generators, you get 7 fantastic products
i- Trade with experts and make daily profits
ii- Trade with robots for long term profits
iii- WG University, where you will be taught about forex and how to manage money
iv- Devee social- make money on social media
v- Travel around the world with Hodo-Global
vi- Crypto mining
vii- Networking

2. Dynamic Leadership
The company is led by amazing guys that have continued to take it to new frontier's.
I am proud to say that the company is on the stock American stock exchange and can be publicly traded.

you guys can check out Wealth Generators I think its great.

no other information about it? I want like to be in the meeting.

I have one that can give you what you want.

the name of the company is Wealth Generators. They have a product called fxmultiplier 2.0 that has consistently yielded BTW 4-8% monthly and has never had a losing day in 2years .

You can reach me on WhatsApp with 08134890450 or by mail. ogbeifuncletus@yahoo.com

I have often heard of people who complain about one Insurance company or the other, some say that they lost their money or they were not paid their claims.

If you have any of such issues let me know here. I might be able to help.

That is true. But with the kind of regulations that we have in place in Nigeria now, i don't think any Insurance company would want to face that music.

Rudaiya:
Before buying a life insurance always look at the claim payment performance of the company. .because if any unforeseen incident happens then u'll not want ur loved ones (nominee) to face different kinds of problems to receive the due amount.

According to wikipedia "Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss." But in a layman's language, it is the transfer of a risk/potential or uncertain loss from the insured(the person who has the risk) to the Insurer(the company underwriting the risk) for a fee.
But one legal aspect of it which is often left out of the contract signing is[b] uberrimae fidei[/b] which is the latin for "utmost good faith". This is the governing principle behind all insurance contract. It requires that all parties to an insurance contract must deal in good faith, making a full declaration of all material facts in the insurance proposal. This is what draws the line between real claims and insurance fraud.
Therefore, the insured must reveal the exact nature and potential of the risks that he transfers to the insurer (which may, in turn, be sold onto a reinsurer), while at the same time the insurer must make sure that the potential contract fits the needs of, and benefits, the insured. Where this is breached, the contract becomes void. In such cases, any claim associated with such policy will not be paid by the insurance company.
To avoid this, I advise you read through the proposal form carefully by yourself and fill it truthfully, to the best of your knowledge.

Any questions?

The Contributory Pension Scheme, CPS, seeks amongst others to ensure that every worker receives his retirement benefits as and when due. Accordingly, Section 4(1) (b) of the Pension Reform Act, PRA 2004 allows a Retirement Savings Account, RSA, holder upon retirement to utilize the balance of his RSA for ‘Programmed withdrawal or annuity for life purchased from a life insurance company licensed by the National Insurance Commission, NAICOM, with monthly or quarterly payments.

Features of Programmed Withdrawal
It is product of Pension Fund Administrator (PFA)
Pays pension over an expected life span Longevity risk –
RSA balance may be exhausted during life time
Retiree can collect lump sum, provided monthly pension is 50 per cent of last pay
If retiree dies within 10 years of retirement, RSA balance goes to beneficiaries of the deceased as inheritance If retiree dies after 10years of retirement RSA balance goes to beneficiaries of the deceased as inheritance
A retiree on Programmed Withdrawal with a PFA can move to another PFA A retiree on Programmed Withdrawal with a PFA can change to annuity with insurance company
The fund is in the RSA of the retiree with PFA Return on investment belongs to the retiree in his RSA PFAs forward daily and monthly return to PenCom
Retiree receives periodic RSA statement
Programmed Withdrawal retirees’ assets are held by Pension Fund Custodians, PFC.

Features of annuity


Culled from: http://www.vanguardngr.com/2013/04/programmed-withdrawal-or-annuity-the-choice-is-yours/ with some modifications made by me.

For more info, you can reach me on 08134890450

Thanks for the info. I would like to know if I can upgrade my h6 on my own using just my phone without a system, also pls send me the password at ogbeifuncletus@yahoo.com I downloaded a game, contract killer 2 but after installing, it doesn't load. When it gets to a point it says is " more space is required to unpack assets for a better gaming experience" even though I have 1gb free on the phone and 5gb on my SD, what could be the problem?