UrennaNkoli:

Nah... I'm a sports lover and I just do it for the fun of it... Whether i get a win or not is none of my business so don't get me twisted. I'm a mathematician and physiologist so I put my knowledge of mathematics into this. It has fetched me over 400k on 3 different occasions. I don't even enjoy up to half of the money, majority goes to charity..

Good one, lemme take lecture from you na, seems you are quiet experienced.

@ jackbennie, Mheeeen, i really salute your strategy bro, i always jump pass this tread, but holy spirit told me to open it today. Slow and steady wins the race. i would love to add you to my whatsapp soccer group if you dont mind. Kindly add me with my number below.....thanks

Oya now....

upload picture of the seedlings here, the pods and tree. again how do you sell a kg of an improved seedlings?

Yeeeeeahhh, i have to officially register my presence on this educating tread. I can hardly believe that i red it from cover to cover (season 1&2). May God keep blessing you guys and enrich you in knowledge. Databoy (Lemme officially name u Dataprof, u aint a boy no more) and scantee man, i salute you guys.

I will be also be contributing the little i know on this tread, answering some questions i can in the absense of my the bosses while i keep learning in the process.

Less i forget, i work with a reknown and highly connected logistic companies in Lagos as contract sourcing,evaluation and assessment manager so i understand all what as been discussed so far. I also played a key role in filling documents for TIN,TCC (as a trained accountant), Company profile development, company letter head design.

so letz keep this rolling and make dis 2nd episode a success too.

adeyemik:
Is there hope for small scale farmers in this country? This question kept coming on and on, with no answer in sight. The government keep reiterating the need to diversify the economy; move away or reduce our reliance on oil revenue to something far more greater - Agriculture. Sincerely, the government desire to make agriculture a major revenue earner will be a mirage, if policies are not put in place to help the small scale farmers to grow to become a medium scale, and the medium to become a big or super scale farmer.

We delved into small scale farming recently. I and two guys (these two guys are currently doing their PHD programme in agriculture), we acquired a 3 acres land space (outright purchased) for this purpose, build a pen that would accommodate atleast 3500 birds and a farm house for the attendants. Started the poultry with over 3000 day old chicks with less than 2% mortalities recorded from October last year till date. We planted 1000 plantain suckers (bought from IITA) and 1000 yam ridges. Thanks to God and the expertise of all the people involved.

We desired an expansion especially for the birds, and estimated that with 5 Million Naira, we should be able to achieve our goals concerning the expansion. Everybody's saving has been expended on the current project and decided to approach a bank for a very short term facility. By short term facility, I mean paying back the principal and interest within 7 to 8 months. It was estimated with pay from their PPs plus my salary, we should be able to pay back 800k per month even at 20% interest rate.

We approached two of the banks - F bank and Z Bank for a 5M facility from the CBN agriculture loan or a personal loan (Loan to be collateralized), but couldn't get a positive response or result from either of them. Z Bank, told us that they target audience of the CBN loan are medium and big time farmers, having not less than 10000 birds, gave a lot of other excuses that are totally unacceptable. Secondly, Z Bank says that it can't has stopped given personal loan to people. As regards F Bank, we were told that they are awaiting the new management policies on loans qualification criterias, however, even if we meet all the pre-requisite qualifications, the fact that none of us have a six months operational bank account with the bank, we are not qualified for any loan.

If the quest of the government to make agriculture a major revenue earner for the nation is to see the light of the day, conscious steps must be taken to make small scale farmers access to loan facilities, else, there is no hope for young and small scale farmers got to survive and succeed in this country.

In our case, we have committed close 10 Million naira on the project without seeing or getting any return(s) at the moment. three people (2 attendants and a security man) are on our monthly pay and four other auxiliary guys that we call upon frequently to help in doing one thing or the other. Yet, to access facility that we help move the farm forward is been made unreachable and impossible for those without godfathers/mothers.

Which way for the young farmers, Nigeria?

God bless you OP, this is very ridiculous, we are preaching but dont practicing in nigeria. I approached Skyebank for the said CBN MSMEDF loan but the response i got was that, the loan is only meant for agricultural value chain services, but not crop and livestock producer. I hope our Government wakes up and understand the potential of MSME than they currently do.

waste of MB

Moyanbe:
Getting land is quite the harder part of agricultural venture but nevertheless I will try to help if I can get a contact of people that lease their land for agricultural purpose here in ogun state, around abeokuta environment but I won't be involve in negotiations...

God bless you a million times bro, i was the one that called few minutes back.

Good

Asapcymg:
I once saw a beutiful lady living off campus,she is still studying Law 200L althought am graduate waiting to be mobilised A16, her charming smile made me to fall in love with her, I met her on her way from school so I drove her home by the way am able to got her contact and she showed me her place, she happy felt when ever she saw me we gist a lot, but as soon as I left when I call on phone she will not pick untill I went back to her room to remained her she will keep on saying her phone is charging. I'm the shy type I cant tell that I love her directly also time is not by my side, she is perfect curve,moderately tall,white. Please help me because I want to marry her very soon.

Awaiting NYSC? I pray you don't get posted to School.
Maybe she has problem understanding your gbagaun on phone, hence the reason for not picking...................just saying

PentiumPro:


That is the nonsense story your forefather sold to you.
Ipob thug

Chilling with ma bottle of Origin........ this babe they make me feel good walahi....... abeg give am back to back, let the nigga go home as ask for history.

GreatSE:


This is very very pathetic for somebody who is from Osun state seeing Lagos as his enclave.... Logos belong to every Nigerian for now, when we take our oil that refinery will go into moribund.

Pathetic indeed, guy you havnt escape this illusion of "Our oyel"............... oya take am now. If lagos belongs to everybody, Biafran agitators wudnt try this hard. I am patiently waiting for a time when Hausa and yorubas can claim porthacourts and Enugu as no man's land. SMH

jam04:


It amazes me how some people hoard public informations as if it makes their lives better.

For small scale businesses and start up it is 500,000 and repayment is within a year at 9% interest rate max

For medium scale businesses maximum loan is 50 million with a 3 years repayment plan.

Collateral those not necessarily mean landed properties. It could be equipment( farm equipment) or machinery

Jams baba, u are too much my bro, God bless you 1,505,291 times. I guess I will enquire at a nearby first bank, I have land to use as collateral though I havnt done the survey title. Farming ti take over!

feminineA:
we are in needs of Moringa seeds in large quantities. payment at pick up or delivery( bank draft, cheques n transfers)

Due to our terrible experience we don't issue bank guarantee. LPO will be raised for delivery.

No broker should contact me pls

No broker of broker should contact me.( Coz they are time wasters)


call or whatsapp 08096602523

I might need to call you soon. how many metric tons of seed do you think can be harvested from a 3 acres moringa farm? (Not sure if you have the experience though). I will be having my first harvest in few months. will attach a picture when I go to farm.

jam04:
See people hoarding information as if the disbursed fund belongs to them. If you share info how you got yours will that make the bank withdraw the loan they gave you?

For those interested, approach first bank in your area. They are more receptive and have agric desk, also make sure you have a collateral or a guarantor in place. Diamond bank accepts guarantor in place of a collateral.
skyee bank accepts collateral

Hope this helps

God bless you bro, you spoke my mind. Pls what is the duration for using the loan (12, 24 or 36 months)? and what is the maximum this scheme lend to agroprenuers?

Aqudo:
@Ogbongenet, this is not how to pass info across. Tell us your price, location.
don't you have single head suckers? It seems people prefer the single bunch to 2/3 heads cos their fingers are not as big as the single head.

Confirm................. Oya OP, come and explain yourself

hello OP, I own a 4 acres of moringa farm, that's about 2 hecters, kindly find my contact below

arbitrage:


I can be your partner for China, USA, UK and Canada. What are you importing for clients?

Thanks man, can you please mail me privately with your phone or text me on my line below, I will call you asap, then we can talk. Other people with key interest are still welcome.

Hello nairalanders, pls I would love to know if anyone know how to source for a foreign business partners especially in countries like china, USA and India. My organisation is a Maritime Logistics company and due to demand by our multinational clients, its is expedient that we have business partners atleast in those countries so as to ensure efficient procurement and shipping of our clients logistics. Pls contact me (my line in my signature) if you wanna be a partner in any of those countries. Kindly drop me a reply if you have an idea on out to source if any pls. Thanks.

simplibaba:


Are u serious? Am also april 14th

Birthmate, oya chop elbow, connect wid me asap bro.

Annapecky:
In love wif dis post...AM APRIL 14TH!!!

Jeeeez.... For the first time in ma life, i'm meeting my bday mate. Nice 2 meet u pecky, oya drop me ur connect (in phyno's voice) make we connect asap. ma digits's in ma signature.

yungbeef:
hello. thanks for sending your CVs. i can assure you we are currently screening most of them so as the selected candidate can resume early next year. We actually prefer candidates with experience in senior administrative roles, with a little mix of accounting background. I believe this will stand you out and also make the task of screening more easier.

Regards.

Can i still apply? please repost your valid email

be right back to tell my story......

baebee:

sorry i don't really understand all this,if you could explain further please

Ok oya jump on ma train, lemme do nairaland shopping for you. If i discover sey u be guy ehen, na flogging things ooo!

Omotayor123:

Attribute of a good wife, "space booking".....

@Op, what about at job test or interview centres?

Hi Guys, just leaving accenture, wish those that are still writing best of luck. Their questions are not difficult, simple numeric, verbal reasoning and sentence correctns. but there logical reasoning strong small ooo bt they are just 5 questns. 60 questns in all in 50mins.
Golden Rule: Manage ur tym well.
I salute my fellas, gbenga, olojay etal.

@Olojay, it will b easier if you go through cms instead of obalende. there is a straight bus to d street in the adress 4rm cms.
Congrat to those dat wrote 2day, pls endeavour to share us the tips, how were d questions like?

vickydammy:
Got d mail too ooo buh d name on the email is nt myn as well..

Guess it doesnt matter, the mail was forwarded to more than a candidate at once. Remember they saluted you with "dear applicant", meaning dat the mail was not personalised coz it was sent in bulk.
whatzup, wat'u got for d test? letz rub mind on what to prepare for. my contact is in my signature, thankz.