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Travel › Re: General UK Visa Enquiries - Part 4 by omopapa:
There’s someone here or the other thread for tier4 with very similar scenario.

Write a cover letter explaining that the deposit is her support for you towards the professional exam. She could also write an introduction in support of your application. If you have a birth certificate to proof she’s ur mum it’s even better. Data page of her international passport too might be needed.

You don’t need to show her source of income as she’s not the applicant

Since u have certificates to back it up, u shld mention it in the cover letter and make reference to the certificates

Good luck

BTW I think it’s high time we created a thread for PLAB exams and visa issues (if there isn’t one already)

Phenobarb14:
I intend to apply for a UK visitors visa in order to sit a professional exam next month. However, I've got some queries as regards financing.
My mum paid about 300k into my account last month to help me with the trip. She gave me an additional 800k around the same period, which I did not pay directly into my account but put it in a short term (30-day) investment with a reputable investment firm.
I intend to liquidate 500k out of this to fund the trip, this money will be paid into my account in a few days, and I need to apply for the visa in a week or two so that I will not miss the exam deadline.
I had intended to state that the 800k was an accumulation of monthly investments from my salary over the past 1 year. I have large deductions that can support this in my bank statement because I mostly transfer half of my income to mobile wallets for my transactions. I also intended to attach the investment certificates of the initial 800k and the 300k balance which I intend to reinvest.

My bank statement over the past 6 months shows regular inflow and outflow. But my balance will be made up largely of these two deposits with a little addition.

How do I explain the 300k paid into my account by mum?

Can I simply state that it was a gift from her to help with my trip?

Do I have to show proof of how my mum got the funds?

Will paying this money into my account so close to my application raise a red flag?

Is attaching the two investment certificates enough to show proof of the 500k deposit?
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 11:51am On Jan 12, 2020
Return flight: ~£500
Accommodation: ~£30/ day (bookings.com)
Feeding: £20 - £30 daily
Taxi to and from airport in UK: £50
Transportation within UK (oyster or bus pass): £25 weekly

iwanvisityankee:
Please can someone refer me to a page where the cost of travelling was explained in full details, like amount one have to budget for the travel as against income and monthly expenditure, and also disposable income, I've tried to locate that particular page but i couldn't
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 11:43am On Jan 12, 2020
Public health jobs are not as much in the UK u might want to consider applied biomedical science as they are similar and biomedical sciences have more job opportunities

lovesavvi:
I got admission to university of chester public health nutrition and Sheffield Hallam university public health.pls which one of the course has more job opportunities in UK.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 11:38am On Jan 12, 2020
I doubt if there’s any thread for tier 2 on here but what is it you want to know


ChiefDaddy1:
hello everyone and happy sunday.

please is there a thread for uk tier 2 visa for those seeking for job in the uk, I would be glad if I could be directed because I have been trying to apply for jobs but to no avail. please kindly help.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 1:58pm On Jan 10, 2020
Yes that’s better then all the best

talkme:
Baba thanks so much. Madam did her first degree and masters there, hopefully she will get a job to assist me. 1st degree HR and masters management, I pray God help us she gets a job while we plan from there. Once again thank you for the information.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 8:56am On Jan 10, 2020
Bros it won’t be as easy but it’s not impossible.

Assuming u work 40hrs a week at £10/hr rate that’s £400 weekly (about £320 after tax and maybe £1280 monthly)

If you take out expenses like house rent, feeding, transportation and other miscellaneous for u, ur wife and ur son. You could survive on £1280 a month depends on where u live and the lifestyle but I’m afraid u might not be able to raise enough to pay ur tuition for 2nd year.


talkme:
Gurus in the house, am going for msc cyber security with advance practice. It’s a 2 years masters. I intend to do my very best to come out top in my class. Am married with a son, what at the prospect of staying back after my masters and I plan going with my family. Can I also work to cover my 2nd year school fees? Pls advice me how to survive in Uk cos I do not intend to come back: no offense pls advice if you can, God bless you
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 8:45am On Jan 10, 2020
Get in touch with your uni for the best advice. You should be ready to give them reason you want to defer

adesammie:
Please gurus in house, is it possible to defer resumption till September after Visa has been granted?
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 4:43pm On Jan 09, 2020
You can give an explanation in your cover letter.

If not in a rush, build the account for 6 months to show how stable you are financially. 4 months might not be enough but then again nothing is impossible

Sebij:
Thank you for the reply.
if she sends the money to my account, hope it won't be mistaken for an 'unexplained lump deposit'?
There have been some irregular transactions in my acct in the past 3 months, that was why I was looking at doing 3 instead of 6, with a sponsor. do you think I stand a chance if I make it up to 4?
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 2:29pm On Jan 09, 2020
First time applicants are always advised to submit minimum 6 months bank statement

Best if she sends the money to your account

Submit all evidence of change of name and address it clearly in the your cover letter

Sebij:
Hello house. I wish to appreciate the elders on this forum for the good work they are doing. Please I need your advice.
I plan to apply for a standard visitor's visa for an exam in the UK, as a first timer. I am planning a 3days journey and the exam is in may. I am married with 3 kids, the last one is 8months old now and I don't plan going with him.
I work with a federal government agency and earn 125k monthly, ME: 50k, DI: 75k
My mum has offered to take care of my flight and 3days accommodation cost, which is approximately 300k. She also works in a fed institution and earns 315k monthly.
My budget for the trip is about 360k, I'll take care of the remaining 60k ie my feeding, transport and miscellaneous.
can I present 3 months bank statement (with opening bal of 382k and closing bal of 607k) as am using a co-sponsor whose bank statement is also 3 months with about 900k+ at the end of the 3 months?
will it be better to ask her to transfer the 300k to my account and save her the stress of presenting a bank statement? this will be explained in the cover letter with the proof of transfer
Also, I did change of name twice: the 1st was from my maiden name to my husband's family name, which is the name on our marriage cert; the 2nd was from the family name (which we didn't like) to my father-in-law's name. I have newspaper publication for only the 2nd change of name but I have court affidavits for both name changes. Will this be an issue?
Are there any adjustments I need to make concerning the finances and the application in general?
Thank you for your help
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 12:14pm On Jan 09, 2020
I think it’s a yes since u already submitted the application and they have it on record even tho the decision hasn’t been made yet

kwell:
Hello House, I’m an EU citizen and applied for an EU family permit visa for a first dependent mid December and haven’t received a decision yet. I’m applying for a second dependent, the part where they ask whether I’ve ever sponsored anyone to join or accompany me to UK do I choose yes or no since decision hasn’t been made on the first one yet. Thanks
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 12:02pm On Jan 09, 2020
Coventry is quiet and related cheap city with loads of students around especially Nigerians.

Average 3 bedroom house is btw £500-600/ month or a single room for £250-300 depends on the proximity to uni. Transportation isn’t as easy in Coventry until Uber came, before then it was only black cabs.


Anitaamich:
Please Someone should review living in Coventry in-terms of accommodation, living expenses, daycare etc.. how’s student life there and is there availability of student jobs? I will be traveling with my one year old daughter, so I need tips and reviews please
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 11:57am On Jan 09, 2020
Make sure u do APPLIED BIOMEDICAL SCIENCES if u decide to the Biomedical Science.

Job is guaranteed!!!

Just the Documents I mentioned in the previous reply

Anitaamich:
Does biomedical science have good job prospects?
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 7:37am On Jan 09, 2020
Admission to study what?

Google search the course you want to study and select from the list of unis

Send a copy of ur certificate to them let them tell u if it meets the criteria or not

lynniebabes:
Please why is everyone I know telling me it’s hard to get admission with a Benin republic certificate, my school is accredited. I’m so confused. And I want to join may batch. Please can anyone help me with school admission I’m tired and confused. Than you �
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 7:32am On Jan 09, 2020
Well I haven’t seen any that doesn’t allow instalment

justwise:
[b]

Not all allows instalment, some will ask for full payment of the balance during your orientation.
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 11:07pm On Jan 08, 2020
As a first time traveller you want to submit 6 months bank statement to show your financial stability.

Involving ur uncle is further complication IMO

I’d say wait for few months and make some amendments on ur bank statement as advised in previous reply.

Grace321:
Thank you @omopapa

Actually the statements are for 3 months not 6. I thought I read somewhere that we can submit minimum of 3 months.

Ok... tax receipts has to be 6 months too?because I don’t have a certificate. And the thing is that I am just about to pay for it this month �

Please what do you advise I do? What for 3 more months or use my uncle as sponsor?

Though I intend to travel April. �
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 11:00pm On Jan 08, 2020
All UK unis allow flexible payment of the balance after paying the 50% before issuing CAS

There’s usually a 5-10% discount if u pay ur tuition in FULL within a set date

There’s enough petty jobs for students to sustain and pay ur bills while ur studying but ur placement might take most of ur time

You can stay back if u like the city or u can relocate to another city you have family and friends.


missnigeria:
I'm planning to apply to Robert Gordon University Aberdeen for Msc business and management.(2years with placement). Please how is life in Aberdeen,do the school accept flexible payment and probably scholarship for Nigerians My fear is can I get a job while schooling and also on holidays to cater for my needs. Can I get stay back in Aberdeen after my Msc to work. Many things on my mind. I will appreciate your response
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 10:54pm On Jan 08, 2020
Most unis want u to have minimum of 6 months experience working in health care settings.

And as u rightly said, the tuition is expensive and u have to pay for 2 years.

Boldpeppy:
Go for MSc nursing (pre registration). Its 2 years with hospital placement. But expensive.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 10:50pm On Jan 08, 2020
1. Go and apply for your transcript and course description from your uni

2. Apply for MSc applied biomedical sciences (I think Leeds, liverpool and Glasgow offer this)
Applied biomedical sciences allows you to do placement while ur studying which gives u experience and will allow u complete registration portfolio to be registered with the HCPC.

3. Without HCPC registration YOU CAN NOT work in NHS labs. NHS is the highest employer of biological science graduates in the country.

Thousand of students graduate yearly without experience and hence finding it hard to get into the NHS labs for jobs. The smart ones are those that did the UNPAID placement while studying and was fortunate enough to be registered with HCPC.

Once u graduate with ur name on the HCPC register and of course the experience U gathered while studying chances of getting a job is 99.9999999%

Follow these steps and thank me later �


Anitaamich:
Please I would really appreciate your suggestions, what postgraduate course can someone with bsc Microbiology go for in UK, one that would make it easier to get a job while/after schooling.. I also need suggestions on the best cities with good availability of students jobs, any other cities outside of London.
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 6:03pm On Jan 08, 2020
The concern might be that u don’t have a stable income.

You should have set aside a particular time of the month that u pay ursef salary and a definite amount that you can keep up with for consistency sake.

You are to submit a minimum of 6 months bank statement. You stated that ur closing balance (assuming after 6 months) is 550k then it means u have been paying ursef average of about 121k as salary

Here’s how I arrived that (assuming ur expenses comes out of ur salary)
30k expenses x 6 months = 180k
550 + 180 = 730k
730/6 = 121.6

Going by the above,
Salary = 121.6k
Expenses = 30k
Disposable income = 91.6k

On the good side, u have put together some really good documents.

Grace321:
Please I need advice from the gurus in the house. I wish to visit the UK for tourism. I am 22 and self employed. My business was registered December 2018 started operation February 2019.
Budget- 350k
Salary- I pay myself starting from 50k upward(I.e not stabled) other money come into my account from the business account too like 15k, 10k, 100k) what amount can I state for salary?
Monthly expenses- 30k
Person contribution- 300k
Mom’s gift for the trip-150k
Flight- 230k
Trip- 7 days
Hostel- 40k
Transport to and from airport- Cousin
Places to visit- 30k
Miscellaneous- 50k

Documents I intend to submit
•Personal bank statement- bal 550k
•Business bank statement- bal 800k(also showing monthly salary being paid to staff)
•CAC document
•Tax receipts for 3 months
•Home utility bill
•Consent letter from dad to travel
•Consent letter from mom to travel and also explaining the 150k as gift
•Picture of myself and mom’s birthday( explaining why so much activities were in my personal account in December)
•Cousin’s passport
•Introduction letter of the business
•Refernece from bank stating am the sole signatory
•Scanned copies of staff ID-> 6-8 of them
•Picture of myself and some staff wearing uniform
•Cover letter explaining hotel booking, flight itinerary and places to visit. So also admission to a school in Scotland. ( I didn’t go and I never applied for visa)

I am a first time applicant and also a first time traveler

Please do I stand a chance? What should I put into consideration?
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 5:34pm On Jan 08, 2020
Looks like you have everything all covered.

I think you shld concentrate on your bank statement and explain any deposits and other unusual debits or cash flows in and out of the account.

Good luck and do keep us updated


Oskyworld:
Reason for the 280k is because I'm practically not spending any money apart from my flight ticket. My BIL is also a British Army, he'll pick me up at the airport, accommodate me, feed me, even drop me off at the ARMY base and drop me off at airport on departure.

Yeah, I have evidences showing our relationship and he has sent me introduction letter, he even got a letter from his place work. He sent his data page of British passport and house documents.

Likewise, the UK Army sent me invitation letter that shows my itinerary and all.

I have all documents on my own part too, marriage cert, news paper publication for marriage, CAC, FIRS, prop docs and statement of account and all...

The concern raised for initial denial was 'unexplained deposits' in which I presented all invoices and secondly spending 5x my DI.

I want to avoid initial denial execuses by ECO.

Plz advice.

Thanks
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 2:56pm On Jan 08, 2020
The EO will assess ur application by asking, what if u don’t proceed to the next stage of the UK ARMY recruitment (God forbid) then there’s high chance u will japa. Hence, it’s all on you to proof beyond reasonable doubts that you have strong ties to Nigeria and you will definitely come back.


Oskyworld:
Thanks.

Flight (Return) - N220,000
Pick up from airport on arrival - My B-I-L (sponsor and British citizen)
Accommodation - same as above
Feeding and all - same as above
Drop off at airport on departure - same as above
No sight seeing or adventure and I don't think I will be doing any shopping
Remaining - N60,000 just for trip from his house to ARMY base for 2days.
Though the UK ARMY request that I get to UK 2weeks before the assessment to acclimatize, but I'll just be home, not going for any adventure.

Advice please.

Thanks
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 2:49pm On Jan 08, 2020
If ur monthly income is 200k and u reduced ur expenses to 50k then ur disposable income is 280k. However, I have concerns that 280k is too small to spend on the trip as u have to show that ur buying return ticket from the budget.

You have to explain or show how u relate to the British citizen who’s sent money to you. Also, they will have to write an introduction letter to back it up and include their passport data page.

Accommodation: if your British Citizen connect is accommodating you, they will have to show their tenancy agreement and mention it in the letter but if ur renting hotel then ur budget will have to increase again.

The UK ARMY assessment: They should have sent you the necessary documents to support your application and you can always ask them for guide.


Oskyworld:
@justwise @giselle237 @omopapa and gurus in the house, I need your help please.

I was denied a UK visit visa last year Oct on 2 major points that I'm spending 5x my DI and unexplained deposits.

As regards the unexplained deposits, I'm self employed, I have a registered business and I included all the necessary docs, CAC, FIRS, invoices and explained in the letter the income but I was surprised when ECO claimed it was 'unexplained deposits'.

Meanwhile, I have a British citizen that resides in UK that's ready to sponsor my trip and already sent N455,000 to my account as support for my trip, and I explained that too in my letter but it was seen as unexplained.

Now, my purpose of visit was for a 2 days UK ARMY assessment, but required to get to UK 2weeks before the assessment and they already sent another invitation so as to re apply and my sponsor that's a British citizen already sent all necessary documents too.

Now attached is my proposed breakdown of income and expenditure, I need your advice to see if it will fly. I earn 1.8m annually from biz and got 600k annually from rent (2.4m per annum, I.e 200k per month as MI), I own a house and landed prop., I have a family and a kid. Before I claimed my ME is 100k but I'm reducing it to 50k now, I planned spending 280k on my trip so that my ME will be less than 2x my DI.

Secondly, my sponsor is sending a bulk money of N500,000 again to support my trip and inflow from my sales is still there, hope its not going to be seen as unexplained deposit again?

I need your advice if this will fly please.

Thanks
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 6:46pm On Jan 07, 2020
Refer to my reply to h0tbabe above ✌️


Abiscoco:
"If any issues arise at the POE (which I doubt for students especially) u are covered as u already have ur return ticket."
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa:
Where’s the negativity in that post? You can’t read or you can’t comprehend? Where’s the negativity in that post?

It means if “queries / issues” arise about u not having a return ticket, it won’t affect you cus u have it anyways

Read to understand not to reply.

H0tbabe:
How can only one person have this much negative vibe,issue arise at POE carry u there!!!
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 4:48pm On Jan 07, 2020
Go back and read it again, but with a clear mind

Abiscoco:
You are wrong. If issues arise at POE, it's a free ride back to your country which God forbid is anybody's portion here.
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 10:17pm On Jan 06, 2020
First of all you need to show your tie to Nigeria, job/business, family (wife/kids), landed properties and so on. Your dad’s documents are supplementary, u have to show urs and how u stand on ur own.

Nikimanni7:
Hello House, Please for any of us experienced applicants, I was refused a visit visa around late November because I didn’t show proof for source of funds. I apparently submitted only his bank statement and sponsorship letter(My bad). Though I plan on applying again May/June. My dad is acting as my sponsor and he owns a business. What type of documents do think will be enough to convince the consular officer.
This is the first reason I was denied.

Also I was also denied because my birth certificate was issued way after my birth(2019). I mean I was issued a new one because my old one got missing. I only submitted the new birth certificate as evident of relationship with my parents but I got refused too cause of this reason.
Next time I’m applying, should I submit an affidavit and police report to proof it really went missing or I should just do a declaration of age?
PLEASE HELP!!!!!
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 10:11pm On Jan 06, 2020
Since you referenced the refusal stamps on ur passport and included your old passport (if there’s any) U shld be fine as long as other documents are intact.

All the best and keep up the faith �

Alinkoo:
Hello guys, been worried about my study visa application I submitted last month. I was refused UK study Visa in 2007, 2008 and 2010, but from 2011 I was issued a visiting visa, same with 2012 and 2014 with 2 years and 5 years visiting Visa respectively.

Then last 2 years, i tried Canada Study Visa I was refused, then tried same Canada Study Visa early last year I was refused Canada study visa for the second time.

I then applied for UK study visa last month and I encountered so many questions concerning my previous refusals both from UK and other countries, I couldn't provide refusal letters from UK because I couldn't find them as it's been more than 10 years, though I quoted the refusal stamps on my passport and hope it will help. I also quoted the Canada refusal informations and the sub sections but I didn't upload the letters. So it's been bothering me. I am expecting my passport this week as it will complete 15 working days this week.

Should I be worried?
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 6:37pm On Jan 06, 2020
Usually the difference btw one way and return is not that much so it will be wise to buy return.

If any issues arise at the POE (which I doubt for students especially) u are covered as u already have ur return ticket.

NB: Return tickets have validity of 11 months I guess and can be extended further after that for a fee which will work out cheaper than buying one way when/if going back to Nigeria after studies


LagosismyHome:
For those who have gotten Visa... congrats

Can you please confirm If it one way ticket or return ticket to buy
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by omopapa: 2:29pm On Jan 06, 2020
I don’t think it matters since there’s no travel history on it and I’m guessing you didn’t mention it in your application

Jadue:
Please does it matter if one forgets her expired passport. Although I have never used that one to travel before.
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 2:28pm On Jan 06, 2020
First of all wrong thread, this is where you want to direct your question

https://www.nairaland.com/2575449/uk-student-visa-tier-4/505

obusuch:
Good day, please with a BSc in Building (3rd class) and PGD in civil engineering (upper credit) can I apply for a masters program in the UK? I graduated about 11years ago
Travel › Re: General UK Visa Enquiries - Part 4 by omopapa: 2:24pm On Jan 06, 2020
Exactly my initial thought when I read ur post but nothing is impossible.

However, ur firm will definitely need to write an introduction letter to support the applicants stating how the training will benefit ur company and maybe Nigeria as a country.

Also it will be good to mention in the letter when they are expected back at work and if there’s further training or engagements waiting for them upon their return.

Your firm will have to issue them payslips and back date it to reflect their salaries except if the applicants have bank statements to prove this (as other applicants on here have used successfully)

Your firm will also have to show the financial state of the company (i.e cash flows and maybe expenses) to prove they are able to finance the trip.

The applicants on their own will increase their chances by showing ties to Nigeria like marriage, kids, aged parents who’s care depends solely on them, landed properties and any other ways to proof ur tie to Nigeria.

I hope these helps

fakmurphy:
Hi great people of this institution, @justwise et all. I'd like to seek some clarification on UK Visa application. By April, my firm is sending 2 staffs to London for a 2 days property investor show, the admission to the exhibition is free of charge so we're only paying the staffs (attendees) for flight, accommodation and feeding. So my questions; 1) What are the documents to be supplied by the firm. We usually pay staffs salaries into their accounts without payslips or tax deduction. 2) What are the documents to be supplied by the applicants themselves?. 3) Although we stand to gain a lot from the event but does the fact that the admission to show is free of charge raises an eyebrow from the embassy?.

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