₦airaland Forum

Kindly send a DM make landlord No pursue us for here

tushqueen:
Hi, how much is your rate today

Esusu is the way to go. I like this idea sef pack last on the first run then pack first on the second run. Will propose it to my guys

Ralphlauren:
Leave them to keep arguing oh

Ajo is bae. I know people that are using it to break into the property ladder. Imagining ajo is 12 months (1k each) and you pack last and then for the next cycle, you pack first. Thats 24k neat within 13 months That's a deposit for a house in the bag.

The caveat is to do it with people you trust and consider credible.

I can't wait to pack mine in July I intend to put 4k straight into my shares and stock lifetime ISA and invest the rest in shares and crypto i must join lexus and wonlesanmi in the largesse theyve been getting from shares and crypto

I thought as much

mizGene:
I think she means deposit....(I hope....)

Grp of trusted, working class and serious like minds

mizGene:
Ppl still do ajo? In the UK?
Una like wahala o.
If one person packs and doesn't pay up what happens?

I very much doubt it except it’s those inhabitable houses that will require plenty of refurbishment work

Mellady:
Just wanted to ask can someone get a nice 3 bedroom house on mortgage in a good location with £30k

For example: 10 group of friends contributing £1,000 monthly. One person pack the total contribution and use it for down payment of their mortgage.

They continue the circle until it goes round

Bluetherapy:
How does the "ajo/esusu" style works. Wouldn't the repayment/contribution show in the bank statement and potentially affect affordability?

I think the next one should be how to build and save up for mortgage deposit.

I have heard of the “ajo/esusu” style and also cash gift

LagosismyHome:
Who go help us do the Buy to let or HMO version ..... please there are some listening ears here

The amount of information provided on this page and the previous is enough to write a book buying your first house in the UK for dummies

I passed ur number to someone ystday, did they reach out?

ybahrbz91:
Good Morning Everyone.

I am looking for a Flatmate in Glasgow.

G31 4TS
3 bed 1 Tiolet
Can only be occupied by 2 Tenant
£700 per month
1 month deposit £700
Total £1400
tenant 1. available already paid. £700. Looking for tenant 2 to pay £700. Monthly rent will later be £350 each.

Anyone interested should please dm

Can you send a DM or contact number please I have someone who’s interested

ybahrbz91:
Good Afternoon Everyone.

I am looking for someone in Glasgow who is interested in Accommodation.

3 bed 1 Tiolet
Can only be occupied by 2 Tenant
£700 per month
1 month deposit £700
Total £1400
Tenant 1 available. Already paid £700.
Looking for tenant 2 to pay £700. Monthly rent will later be £350 each

Quite Urgent.

I case my rest

phyl123:
And how did you come up with these figures?

I have already chosen a side jare and I am PRO mortgage anytime

Lexusgs430:
Oga, I remember many years ago ...... People advised us never to buy a property (that we should just apply for the council the provide us accommodation)......

That buying a property, was financial slavery........

People should do with our information, how they deem fit........

TO BUY OR NOT TO BUY .........

By the time you refuse to buy, and look back ....... May you be pleased with your decisions..........

So you will rather pay 950 rent than pay 500-600 mortgage?

phyl123:
Stamp duty , solicitors fee and mortgage fees are all lost money if you are keeping the property for lees than 5 years, there is no guarantee that the property will go up in value within 5 years . It also depends on the location of the property.

I still disagree cus the value of the property after 5 years will most likely not be the same. The rent you are paying is lost (i.e rent money is dead money ~ oga lexusgs430)

phyl123:
If you are not going to hang on to the property for more than 5 years, then you are better off renting. Reason being when you add up the stamp duty , solicitors fees, mortgage fees, repairs during ownership etc ..then it might be better off renting.

Lemonade 746.7
OhentPay 751
Omopapa 756 or even more depends on quantity

Amarathripple0:
OhentPay has better rates than lemonade

It defers from employer to employer, like my employer have a form on the intranet that you complete and they send the immunisation record to your preferred email within 24hours

Uzonma:
Hello house
Please who knows how I can get occupational health immunization record for Employment?

Incase of next time (if you have completed the transaction) I have a better rate than ANY app out there ATM

jesudaughter:
Hello my people,

Please help with a good rate app to send money to my naira account.

Thank you

Send a DM I can help with the payment

ybahrbz91:
Good Morning Everyone

I want to make payment for Accommodation here from Nigeria.

The landlord already sent the Account number and Sort Code.

I will gladly appreciate any information on how I can go about that here from Nigeria or any other alternative.

Thank you.

I still don’t get people that argue against this point and vote for renting

Lexusgs430:
Paying rent is, paying your landlord's mortgage/adding to their investment/pension pot

Your would NEVER receive an equity appreciation fund from your landlord, when you leave their property.....

True that is so if you are in ur 30s or under it is generally cheaper to buy than rent.

I see renting as you helping the landlord pay their mortgage

Peerielass:
It’s not always the case, there are other variables to be considered like the age of the person buying the house, the deposit and the repayment period. For instance if you are a 50 year old male buying a first house, you will only get a 15 year mortgage with a higher monthly repayment compared to a 30 yr old man who has over 35 years of working life remaining and can afford to spread the repayments over 35 years.

Harrods

Jokes aside if u want used gadgets then try Facebook market place, gumtree, shpock and local phone shops

For new ones, Argos, Amazon, eBay

BIGTinfotech:
Hey guys, so i'd be in London for a conference, where's the best place to shop for computer gadgets?

Any recommendations?

Yes I do @ black market rate tho DM if interested

bujebudanu1:
Any body with pounds, I need 80£

Good evening ma, I knw u are into teaching and I want to confirm from you if u knw how someone who is trcn registered in Nigeria can get a job in the uk direct from Nigeria that is why I have been trying to send u a DM

STENON:
Thank you. I sent you a pm now.

We can beat this rate

aragbaboy:
756 today

You can’t plug to laptop what I meant by taking it with me is that I can plug to TVs anywhere I go

DAramis:
If it is amazon firestick, hope it can be plugged into laptop and used just like TV?
I am asking because, you said something about going everywhere with yours when not at home.

Sent the dm already

If I get him well he wants a contract wedding that’s symbiotic

Viruses:
I almost did not want to comment on this but e no let me pass.

In summary...are you asking whether you should marry your girlfriend or you are asking whether you should just look for a girl, wife her and bring her over so that she can work and assist you financially. Which one? What is your objective?

After everything I have done for you? I brought you to this country.

Viruses:
From this, it appears you're trying to be proactive about visa extension i.e if you finish your studies and PGW, she will begin her own round of studies and PGW then you become dependant. Instead of marrying someone you don't know, just be doing several masters program and PhD if possible till you complete the 10 years.

If you decide to risk it, you might still get a good wife, just that you might be the problem not the lady because you'll feel entitled.

Yes u can DM me but my vendor only does for firesticks

DAramis:
It is expensive. Can I dm you to get the details about the one you use?

NB: Not in UK but would need to watch all those premium channels through this platform.

Not this one but you can try them as well

Bluetherapy:
Is it this big?
https://bigtvip.com/faq/

He calls himself B.I.G

Bluetherapy:
Which vendor are you with?

Obviously not but I always see questions like do you own a house anywhere else apart from the UK

Lexusgs430:
Would the house in Nigeria, be registered on UK land registry records..........