Openbusiness3's Posts

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Education › Re: Anybody That Can Solve This Question Is A Genius by Openbusiness3(op): 2:00pm On Jul 07, 2020

faithfull18:
Not wifey

Romance › Re: Why Don't Women Like Revealing Their Age? by Openbusiness3: 1:59pm On Jul 07, 2020*

Pascopele:
Why don't women like revealing their age?

because she's not completely free with you yet. Still has her guard up here and there. When a woman becomes completely free with you, there's nothing she can't tell you at that point. I mean true stuff, not lies. She will even tell you her real body count, and how many guys have been disturbing her, how she snubbed them, and how her day went and the stress she faced. She will turn you to her personal truth diary. Na you go tire for her gists and revelations grin

13 Likes 2 Shares

Romance › Re: Why Don't Women Like Revealing Their Age? by Openbusiness3: 1:53pm On Jul 07, 2020

doggedfighter:
The fear of being referred to as evening newspaper..

But na evening newspaper dey carry breaking news pass na, don't you know? grin

4 Likes

Celebrities › Re: Meet Beebee Bassey, The Nigerian Idol Season 4 Winner - Photos by Openbusiness3: 1:47pm On Jul 07, 2020

Since i jam Adaibeku yesterday, every other girl cum dey ugly for my ice, even this chocolate. Warid going on sad

Education › Re: Nigerian Teen Gets Accepted By All 8 Ivy League Schools In The United States. by Openbusiness3: 1:46pm On Jul 07, 2020

Wow, very good feat. May God give us children that will make us proud in a legit way

Crime › Re: Nigerian Man Begs For His Life After Being Mercilessly Tortured In Pakistan by Openbusiness3: 1:43pm On Jul 07, 2020

Tonyfx:
He said BRING HIS MONEY. So I'm guessing they scammed someone and one of them was caught. Anyway money or no money that guy is dead cos those guys are heartless.

hmmm...or it could be that "bring his money" is a case of kidnapping or criminal extortion. Pakistan is not exactly a criminal free country

Romance › Re: My Cab Driver Proprose To Me, Then I Did This To Him by Openbusiness3: 1:40pm On Jul 07, 2020

Ok na (◔‿◔)

4 Likes

Celebrities › Re: Daily Consumption Of Dates Will Definitely Do This To Your Body by Openbusiness3: 1:37pm On Jul 07, 2020

Nice one

1 Like

Romance › Re: Madonna, 61, Goes Nude To Flaunts Her Perky Boobs by Openbusiness3: 1:34pm On Jul 07, 2020

How time flies

Politics › Re: 2023: Orji Uzor Kalu Will Fly Higher Than Bola Tinubu – Izuoma Ibe by Openbusiness3: 1:33pm On Jul 07, 2020

Romance › Re: “My Ex Made Me Fast Every Month But She Was Sleeping With A Pastor” – Man Shares by Openbusiness3: 1:31pm On Jul 07, 2020

Crime › Re: Should Women Go To Prison For Falsely Accusing Someone..? by Openbusiness3: 1:30pm On Jul 07, 2020

Depends on the accusation and the extent of damage it caused. Accusations have no gender. So we can't single out a specific punishment for females only.

Crime › Re: Nigerian Man Begs For His Life After Being Mercilessly Tortured In Pakistan by Openbusiness3: 1:15pm On Jul 07, 2020

abeg who get data watch video may he tell us wetin dey inside.

Politics › Re: Fg’s Task Force Reconsidering A Lockdown by Openbusiness3: 1:14pm On Jul 07, 2020

They can't try it (◔‿◔)

Sports › Re: We Have Obligation To Re-sign Messi' Says Barcelona President by Openbusiness3: 1:09pm On Jul 07, 2020*

Hmmm, Real Madrid never begged Ronaldo to stay. They sold him off like okrika grin

. But Barcelona is always begging Messi to stay, even at his age, they will beg him with higher salary and more benefits. Who cum be the real GOAT now? grin

Education › Re: Anybody That Can Solve This Question Is A Genius by Openbusiness3(op): 12:55pm On Jul 07, 2020

foolbuster:
Lolz. Even you that is claiming to know the solution does not even know. Oga answer is 50. If you insist its not then provide the answer. Its been 2 days afterall.

kikikiki, no vex my Oga. 9 is my lucky number. i will provide it when this post reach page 9. Meantime, let the people continue catching fun

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 12:51pm On Jul 07, 2020

Mutaultope:
was saying thesame thing

no Insurance company will insure a rented house on behalf of the tenants ...... only the Landlords can insure their houses . the tenants can only insure their goods and properties in the rented house

God bless you for saying the real truth! This means that no tenant can file a claim in the event of a damaging incident the building. Only the landlord or building owner can file a claim over his property with the insurance company. But the landlord can and will push the insurance cost overhead to the tenants. Is there a law that forbids this? No! Can there be a law? No. It is a permanent loophole. The landlord will simply claim he is increasing house rent. He won't state why in actual specifics or what we exactly he wants to use the higher cost to defray. Govt can't stop him because the same govt are collecting one levy or another on the building. God forbid, God forbid, but it finally happens there was a huge fire, property destroyed. Landlord files his claim with insurance. After maybe 3 months or so back and forth process, insurance pays 100m payout to the Landlord. By the loopholes, the Landlord is not mandated or responsible by law to pay the tenants money. No be him put fire na. But the insurance money is also not mandated for him to build a new house and retain the tenants. So he can simply cashout and go to America to start a new life, while the tenants are left out in the cold. I hope you can understand my grievance with how govt makes useless halfbake policy they never sit down properly to think through to know the encapsulating effect on the common man. They just sit down on mount Olympus and dish out laws like Zeus. These [human] gods must be crazy indeed

2 Likes

Career › Re: Nigeria Customs Top Management In Age Falsification And Corruption Scandal by Openbusiness3: 12:34pm On Jul 07, 2020

Romance › Re: Help Me, Before I Kill My Husband. I'm Going Crazy, What Should I Do? by Openbusiness3(op): 12:33pm On Jul 07, 2020

haywhy1026:
Abeg is there anybody that needs my sperm for that kinda business......1 million naira no be joke o

bet y

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 12:29pm On Jul 07, 2020

Mutaultope:
You are right ..... in some cases , telants insure their properties while Landlord didn't , if any unpleasant event happens , the telants give refund while the landlords cry in silence

Oga you can do personal insurance as a tenant and insure your properties or belongings or personal effects within the confines of your apartment, subject to the appraisal and evaluation of the insurance company before terms and provisions are given. But this is different, we are talking about the building itself. Can a tenant or tenants insure building on behalf of the building owner or landlord? Can an insurance company insure a property for you that you DO NOT own? No way! As part of their appraisal, they will demand proof of ownership documents and titles etc. So this building insurance is strictly a landlord or building owner affair. So my question still remains, who bears the costs of the insurance? For a landlord in Ikoyi or Lekki that charges 9m per annum, yet will still collect service charge and split it among the tenants, some service charge even reach as much as 2.5m ~ 3m. So you now magically believe that this same Landlord will pay the costs of the insurance and bear it alone? Then we are deceiving ourselves. They will increase house rents. That is the final bus stop. So the insurance costs will be hanged on the necks of tenants.

1 Like

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 12:17pm On Jul 07, 2020

techmo:
Insurance has lots of packages for a building, depending on what the owner wants it to cover

On a 1.5 million annual rent, you pay agent fee Atleast 200k , pay for agreement, and all Landlord charge something extra as non refundable damages fee, all this money you gain nothing back if you the house got destroyed before your rent expires, but with a comprehensive house insurance and other packages you also stand to gain

.

those charges are 1 time charges, not recurring and still due in part to govt inefficiency. But Insurance is recurring. When landlords will increase the rent because of the insurance, who bears the costs: is it the tenants, the govt or father Christmas? Tell me na, you're dodging the question since. And per insurance policy, is it not the person that does the insurance that can file a claim, and can benefit from the provisions of the insurance? Or you want to tell me that insurance claim is now transferable in this country? Do you want to tell me that a tenant will file a claim on the building owner's insurance and the insurance company will magically accept and approve the claim? It will thrown into the dustbin.

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 11:52am On Jul 07, 2020

techmo:
The people who stands to get insurance claim cheque when disaster happens

the insurance is for the building and to be done by the owner of the building, so therefore, the claim is for the owner of the building. Or you want to tell me that they will do a inventory of all the personal properties and belongings of the tenants inside? Let's not be deceiving ourselves please. I'm not against insurance, my question is who bears the costs. Because that is how they create useless laws with loopholes that don't protect the masses. For example, My house 3 storey house is worth N100m, I have 8 tenants paying 2 million per year. Now, I must insure, insurance evaluates and slaps me a bill of N10m. I pay. Then I tell my 8 tenants. The new rent is 3.5m a year. Split the costs on their head. Pay up or pack out. They pay. One day fire occurs and destroys the BQ. I file claim with insurance and collect 3 million. Will the tenants that I increase rent on their head to cover the insurance money get part of that money? Did the law state that? Did the say that tenants can make a claim? NO!

1 Like

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 11:41am On Jul 07, 2020

JONNYSPUTE:
.....Ordinarily,the landlords are supposed to bear it but the problem is that after doing so,they will transfer the whole expenses to the Tennants by indirectly increasing the rents.

But if it is a country where things work,then no problems.
I do understand your worries though and I agree with you.

Since COVID enter Nigeria, there has been a steady inflation across the board. Food prices have increased. Garri I used to buy 1 paint for N500, now they are selling 1000. Transport has increased. General commodities, even services have been going up in private sector. Every now and then alert for stamp duty, VAT is there. Government too, are inflating and going to inflate MORE after the EDO and ONDO elections. They are just waiting so that the people won't get too frustrated and come out enmasse to vote them out and APC loose those states. Now, the critical question is HOW MANY COMPANIES HAVE INCREASE THE SALARIES OF THEIR WORKERS? HOW MANY LOW CLASS EARNERS GOT PALLIATIVE FROM GOVT. Yet you want to introduce policies that will only further squeeze the masses and impoverish them, then act surprised why many youths are turning into crimes and yahoo yahoo. I have never seen where govt is actively and persistently always creating policies that are heartless

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 11:26am On Jul 07, 2020

JONNYSPUTE:
....Atleast it will help to cover liabilities to certain levels and will also serve as a form of protection to home or house owners and even to the occupants depending on the policies one choose.

At whose expense? WHO BEARS THE COST?

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 11:25am On Jul 07, 2020

I CAN'T BREATHE, the LASG should remove their leg from my neck please. I can't be living near the Atlantic Ocean and still be looking for fresh air to breathe.

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 11:23am On Jul 07, 2020

MondayOsunbor:
please one question

what are they insuring ?

what is this insurance or levy ?

They can only insure based on the value of the house. Let's even say 5% for example. So a house worth N30m, insurance will be 1.5m. For this same Lagos oh, imagine, which Landlord will pay that money on his own pocket without pushing the costs to the tenants indirectly by raising house rents? This same Lagos that ordinary dust bin Lawma money, or general things like cleaning the building, Landlords share the costs with tenants. Even the wealthy buildings on rent, they collect huge money for service charge

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 11:17am On Jul 07, 2020

JONNYSPUTE:
Welcome development.

how

Properties › Re: Multi-level Building Owners To Submit Insurance Certificates In Lagos by Openbusiness3: 11:12am On Jul 07, 2020

This people just want to push house rents up to unbearable rates. First, na borehole license, imagine oh, they can't provide water, yet people still struggle to provide their own water and these thieves still want to extort the public. Now this one again. As if they don't know that the landlords will simply push the costs to the tenants by raising the tenancy fees. Do they want Lagosians to become homeless or what. Is this the new plan of the LASG huh

21 Likes

Politics › Re: Arewa Youths Demand Reversal Of Petrol Pump Price, Threaten Mass Protest by Openbusiness3: 11:11am On Jul 07, 2020

Racoon:
Where are the "Save Nigeria Group" and "Occupy Nigeria" Ojota protesters like Lauretta Onochie? They've achieved their aim but the masses are not better for it.Guess all man have had enough of the fraudulent change upgraded next level now?

and all the musicians and entertainment people? And the activists and lawyers. Their voices have suddenly disappear grin

1 Like

Crime › Re: EFCC Docks “Adeherself” For Possession Of Fraudulent Documents by Openbusiness3: 11:06am On Jul 07, 2020

leaculpa:
She's not destroyed.

She can bounce back from this as long as she apologizes & owns up to her actions.

or she will just go into full time scammer work since she'll still be running with the same circle of Lekki yahoo boys boyfriends / besties / friends that are giving her enjoyment and flexing. That's the root of her problem not apology.

Crime › Re: EFCC Docks “Adeherself” For Possession Of Fraudulent Documents by Openbusiness3: 10:54am On Jul 07, 2020

phr0nesis:
My crush

has crush herself(◔‿◔)

Crime › Re: EFCC Docks “Adeherself” For Possession Of Fraudulent Documents by Openbusiness3: 10:50am On Jul 07, 2020

This idiot girl just destroy herself over nothing. See as she just disgrace her parents. Beauty and talent, yet she still go dey swim with yahoo boys just because she want to belong to Hushpuppi gang. Nawa.

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