₦airaland Forum

If you are good with graphics and Instagram marketing please contact 08085404500 via Whatsapp (Lagos residents). Women would be given advantage if they are competent.

The job is flexible and pay negotiable.

Alibaba is the Chinese eCommerce platform founded by Jack Ma. Over the years, Alibaba and the likes of Amazon and eBay have tried to enter into Africa but the groundworks that have been done by Jumia is making that entry very difficult. This is because Jumia keeps consolidating its market position in its key markets as well as innovating.

Hence, it was not a surprise when asked during an interview with the Africa Report that if Jack Ma or Jeff Bezos knocked on Jumia’s door with an offer they could not refuse, Sacha Poignonnec, the CEO of Jumia said: “I’d be very proud that they take the time to travel to us and see it. Certainly, we would have to think about it.”

The story Jumia is one of perseverance in a country where it is difficult for startups to survive. The startup is not relaxing as it has said it is here to stay and it is Afrocentric business focus will continue despite the many challenges.

Read more here.

Really sad.

[quote=Opinionated]Guernsey Police which oversees the area where the plane Sala was on is suspected to have been at the time of its disappearance have explained on Twitter:

“So far over 1,000sq miles have been searched by a total of five aircraft and two lifeboats. It is being co-ordinated by the Joint Emergency Services Control Centre. There has been no trace of the aircraft. The search is continuing.

“There are currently two planes, two helicopters and a lifeboat searching for the aircraft. No trace has yet been found. Conditions during the search last night were challenging, with wave heights of up to two metres, with heavy rain showers and poor visibility.[/quote]Read more here

Looks cool.

With free WiFi, you can try this.

We all know what networking is. We do it every day even when it’s not intentional. But professional networking goes beyond just following people and getting connected to as many people as you can. Networking is deliberate and when done properly would help you gain access to more experienced executives and professionals in your field and other spheres of life.

The aim of networking is to help you get support, feedback and advice that would help you shape your career through meaningful relationships you have built over time.

However, some of us are getting it all wrong by making the following mistakes;

You only network when you need help
One of the biggest mistakes we make is not starting early. A lot of people start networking only when they need something desperately like a job, a recommendation, a verification of some sort or have a specific professional need.

To get this right, you need to be proactive. Start networking now when you don’t need help. Build relationships by supporting someone’s opinion or views that align with yours, refer or recommend someone if you can, offer to help if you are capable of doing so, share your values, help someone gain some credibility by verifying them on a skill and much more.

Remember, one good turn deserves another. When you sure need help, you won’t have to desperately ask for it, it would be easy.

You avoid people who share your job title
A lot of people assume there is little or nothing new they would learn from another professional in their field. Therefore, they connect only with either higher executives or people in other professional field with the hope that they would learn more valuable lessons that way. While that is great, some of the best ideas usually come from talking with other professionals in your field who share the same daily obstacles as you do.

Therefore, be open to meeting other people at the same level with you in your career, and discuss the challenges you face. It will feel good to get help from someone who understands you perfectly because are also trying to tackle similar issues. You never can tell, they also might be able to refer you to the right source to get something sorted. It could be career related or finance related.

You’re not prepared for a conversation or a follow up
A lot of people attend seminars, meet new people, get to know their names and end it there. That is poor networking. When you attend events and meet new people, you should be ready to go beyond the brief introductions of knowing their names. You should be ready to share your views on a subject and start a conversation. This way you encourage the other person to also share their opinions and there, you have a conversation. Take it a step further and don’t end the conversation at the seminar, do a follow up and check them out on social media to continue the conversation or start new meaningful conversation that would help you grow.

Finally, remember that networking is a continuous effort to build and support others just like you would want them to do in return.

Source: Networking Mistakes You Might Be Making

Being in your early to mid-twenties must have been an interesting and thrilling time of your life. You were finally free to set your own rules, you were finally getting settled into your career of your choosing, and of course you are now independent. However, the big part of being independent is that, you have to support yourself financially and usually alone.

Now you are about turning 30 and you should know that there are certain financial decisions you should make now in order to have a financially stress-free future.

Check out 5 of the decisions you need to start making before turning 30

Stop Impulse Spending
You must have done a lot of this in your early 20s when you had to buy anything almost everything that made you feel good without thinking about the financial implications. Well, all that would have to reduce to the minimum level as you approach your 30.

Before you buy yourself something, ask yourself; Do I need this? Why do I need it? How will I be paying for it? Would it affect my savings? What would be the financial implications when I buy this? The rule is, if you would be paying with your savings, then you should put it down. But if you would be paying from your daily spending budget and it would not affect you too much, still stay away and come back if you still need it.

Set Career Based Financial Goals
At this point, you are certain of the career path you would like to pursue and you have plans to advance your career and increase your worth financially. Write out your plans highlighting the steps you would have to take to achieve them. Take a step further and set a time limit to achieve them. This way, you are motivated to get started with your plans, and you can constantly check if you are sticking to the plan.

Start saving for a home
‘Make of thy dwelling a profitable investment’ – The Richest man in Babylon.

Paying rent is fine when you don’t have so much to spend on, like school fees, etc. In your twenties, you might think it is too early to start saving for a home. But the truth is, the higher you grow and earn the more comfortable you would want to live and that is quite expensive. Again, if you do not have responsibilities yet, it might not be so important, but note that it is essential. You don’t have to wait till you are exactly 30 or over 30 before you begin to plan ahead. Saving up for a home takes a long time, and the sooner you start, the sooner you will be able to get on the property ladder and that should if that is something you are interested in doing.

Start an emergency savings
At this point of your life when you begin to own expensive things like a car that could develop a fault and might cost a lot to repair, you need to start planning for the unexpected. At the end of each year, aim to have an emergency savings that equal 6 months of your living expenses. It may seem like a large amount of money, but through monthly saving you will eventually have enough savings to cover half a year of living expenses. The future is uncertain, and your life will feel less stressful if you know you have a safety net for worse case scenarios.

Try to also put your savings in a high yield account to benefit you financially as you save.

Invest Wisely
As complicated as investment may seem, investing is one of the easiest things to do now because financial institutions have been able to make it simple and most importantly very accessible such that you can start and track your investment at the comfort of your home. Investing is a useful way to increase your savings, and if you would be investing, seek guidance from trained professionals and trusted financial institutions for the best investment option that is designed to suit your investment needs.

Whether you are 30 already or almost 30, it’s never too late or too early to start making smart financial decisions.

Source: Goals to Pursue Before 30

While you might still be getting over the money hangover from the holiday and setting new goals to help you stay fit financially, you might also want to consider and re-evaluate items you should and should not purchase this January.

While it is best to purchase some items this January, you should stay away from buying the following items for the month of January.

Smartphones

If you have noticed, smartphone companies do not release their new models in January.
Therefore, January won't be a good month for discounts on previous models.

Take Samsung for instance, the company would be releasing the Samsung s10 in February 2019. Also, Apple would be releasing the anticipated iPhone XR in September 2019. This means two things, one, at the time of release, phone stores would most likely give discounts on old models since there would be more attention on the new model. Two, you certainly do not want to buy the old model when a smarter phone with better upgrade and design would be released a month or a few months away.

Computers

Just like smartphones, you might not get a good deal or discounts on laptops and desktops in January, but you might begin to get discounts from February up until March and afterward depending on the brand and if they have a new upgrade on old models or a totally new model and design. The way to go about this is to check the website of your preferred brand to find out if they would be releasing a new design soon. You should also remember that laptops and desktops are not items you want to purchase just for the sake of owning it because functionality and updated specifications are what you would be looking out for. Thus, you should hold on a bit if the next model would be released soon.

TVs

If you missed out on the Black Friday sales on TVs and other home entertainment appliances late last year, then you might have to hold on a bit until your preferred brand has a new upgrade on the specification of appliance you would like to purchase. If you are not sure of when this would be, check out their official website to be sure a better spec will not be released in a few months from now. But if you really need to get new sets of TVs, then why not. You just might get it at the usual price or a little higher.

While it’s best to hold on with the purchase of the items above, some items and services are best purchased in January. Items like home décor and services like gym subscription, would also be at a discounted price to encourage people to subscribe for a yearly plan.

Above all these, February the month of love is just around the corner, and you can be rest assured that there would be a lot of sales, discounts and promos on most purchased items.

Again, if you can’t wait to get the things you need to make life easier, then get the money ready and go for it.

Source: Things Not to Buy in January

Yeye.

Davido's friends should show him this

Amazing... I am wondering when Nigeria will get there but we can use this to rapidly move forward.

Terrible.

See the times you need to be silent

Not only in Nigeria but across the continent of Africa, mobile penetration has significantly increased. The Jumia Mobile Report 2018 found that Nigeria remains Africa’s largest mobile market, with about 162 million subscribers and a penetration rate of 84%. This has been complemented by the fact that mobile phones are now affordable. In 2014, phones sold on Jumia were priced an average of $216 and by 2017 this price had gone down to $100. In Africa, the price dipped from $165 to $96 in the same period.

The laudable rise means that more and more Africans will utilise their mobile or smartphone for all kinds of activities or functions including communication, shopping and importantly payment. Today, mobile payment has grown compared to 10 years ago. Thanks to increased usage of mobile phones to transact business. The Nigeria Bureau of Statistics reported that the volume and value of Mobile Payment transactions in the first quarter of 2018 grew by 7.0 per cent to N329 billion from N307 billion in Q4’17.

These figures show that mobile payment can contribute abundantly to the growth of the Nigerian economy with the help of the Central Bank of Nigeria and Fintechs.

Role of banks

The Nigerian banking system has been completely revolutionised by technology. It has forced banks-new or old generation to become creative and innovative. Some of the innovations that have disrupted the banking sector are mobile apps and Unstructured Supplementary Service Data USSD (quick code). With these two, you can perform any transaction whether you have an internet enabled phone or not.

Fintechs

Fintechs are no longer new in Nigeria. They serve as payment gateways for businesses and they have made mobile or web transaction seamless. For the millions of shoppers who buy items, book hotels and order food with their Jumia app, the payment gateway is Jumia Pay. With Jumia Pay, refunds are easily processed and orders are easily paid for.

An uncomplicated synergy between banks and Fintechs with the regulation of the CBN (as well as shielding the financial sector from fraudsters) will definitely lead to economic development for Nigeria.

Harnessing mobile payments for economic growth

The phenomenal growth of fintech is helping organisations in Nigeria deliver a new generation of innovative products and services.

To achieve this and successfully harness the power of mobile, organisations in Nigeria’s mobile banking and payments ecosystem must deliver compelling and responsive end-user experiences. They must also implement strong and secure authentication methods that instil confidence among users in mobile banking and payments.

Delivering superior user experiences

End-users today expect websites to deliver the same experience on mobile as they do on personal computers. For Jumia, Nigeria’s no 1 shopping destination, the app has been designed in such a way that its users do not find it difficult to navigate. So, when it comes to delivering superior user experiences in mobile apps, Jumia is number one.

Ensuring security

For mobile commerce and electronic banking to deliver its benefits across Nigeria, delivering a secure mobile experience, regardless of device and network, is compulsory.

As more and more business-critical applications and financial services adopt the public or private cloud, it has become essential to protect organisations and users from criminal efforts to steal data or conduct financial malfeasance. Mobile devices are now being targeted because they may serve as a back-channel into a network, thus making a network-centric security approach inadequate for an increasingly mobile-based economy.

Security within a mobile commerce ecosystem needs to be intelligence-driven and provide the flexibility and scalability to adapt to dynamic requirements.

Source: Harnessing Mobile Payment to Boost Economic Growth

He does all this media hype and some uninformed young graduates will be falling into trap of getting "employment" with NATFORCE which is not something known to Nigerian law.

If you want to do uniform security work, apply to the established military, police or paramilitary agencies not all these Peace Corps, NATFORCE, Mercy Corps etc. They are at best voluntary bodies like Boys Scouts.

This guy is just another hustler like the Peace Corps guy.

Dangerously creative.

For those laughing at this guy, See the First Car Mercedes-Benz Made

He is in custody. His trial is ongoing.

Okay...

Ok O, so, this is the reason people left their jobs to be doing 10-year challenge. We go learn...

This is hilariously crazy...

iSpread:
This is Good

Yes O

By Dayo Williams

No fewer than 10, 000 poor Nigerians have benefitted from the free cataract surgery embarked upon by the Federal Ministry of Health (FMoH).

The festival of surgery, which lasted between January and December of 2018, was sponsored by the Buhari Presidency in conjunction with other funding partners.



The free surgery carried out by the ‘ PMB Restores Vision Project’ of the FMoH under the supervision of the Health Minister, Professor Isaac Adewole, was meant to restore sight to those affected by cataract but don’t have the financial capacity to foot the cost of the surgery independently.

Beneficiaries of the surgery, which was carried out on a first-come-first-served basis, across the 36 states of the federation and the FCT include those who had blind or severely impaired patient due to cataract with visual acuity, brisk pupillary reaction to light, no ocular infection, controlled hypertension, no diabetes, among other conditions.

https://i2.wp.com/www.opinions.ng/wp-content/uploads/2019/01/eye-surgry-3.jpg?resize=650%2C970

Meanwhile, as a result of successes recorded in the first batch of the project, the free surgery is still ongoing in some states of the federation with Governor Nasir El-rufai launching that of Kaduna State in Markarfi Local Government Area of the state recently.

Also, some of the states have completed the required number of surgeries across each of the three senatorial districts.

The project, according to the national coordinator, Dr Ibrahim Kana, is a partnership between the Federal Ministry of Health, the Opthalmological Society of Nigeria, State Eye Health Committees as representatives of the state Ministry of Health and other care partners in the country.

https://i1.wp.com/www.opinions.ng/wp-content/uploads/2019/01/eye-surgry-2.jpg?resize=650%2C436

According to reports, cataract accounts for at least 43% of all blindness with about 2million adults aged 40 years and above requiring cataract surgery and over a quarter(650, 000) cannot see at all as a result of the ailment.

Source: Festival of Surgery as 10,000 Nigerians Regain Sight

cc: lalasticlala mynd44

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