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Phayie's Posts

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PropertiesRe: General Topic Thread-To Discuss Anything And Everything in Building Construction by Phayie(m): 9:20am On Jul 10
Charisdesigns:
Yes
It’s achievable
Thank you.
Are you an engineer, what is your location, and could you provide a preliminary cost estimate for its completion?
PropertiesRe: General Topic Thread-To Discuss Anything And Everything in Building Construction by Phayie(m): 4:46pm On Jul 09
Charisdesigns:
From the dimensions shown (approximately 540m² with a road-facing frontage of about 25m),


1. Two 3-bedroom units: This is the option I’d recommend if your goal is maximum long-term value. Three-bedroom units generally attract families, command higher rents, but it favours some locations over another

2. One 3-bedroom + One 2-bedroom A balanced option if you want to appeal to different income groups while keeping construction costs moderate.

3. Three 2-bedroom units This can generate more rental income in some locations, but you’ll need to carefully consider parking.

4. Mini flats: if your plot is located in a location where the higher demograph of people staying there are young people, I do suggest this

I’ve designed similar developments on even smaller plots, including compact 2-bedroom and 1-bedroom apartments that maximize space without compromising functionality. I’ll attach a few completed design concepts below for idea

Pics 1: 8 units of mini flats on a similar plot
Pics 2 : 1 unit of 2 bedrooms, + 4 units of mini flats + self contain
Pics 3 : 3 bedrooms duplex + 4 units of mini flats
Thank you so much for the detailed analysis. If I go with 2 units of 3 bedrooms, will there still be enough space for parking 2 cars per unit? Please note that I can only build a bungalow on the plot
PropertiesRe: General Topic Thread-To Discuss Anything And Everything in Building Construction by Phayie(m): 11:52am On Jul 09
Could you please provide guidance on the optimal investment strategy for this land size? Specifically, I am evaluating the potential returns and feasibility of developing either one two-bedroom and one three-bedroom unit, two three-bedroom units, or three two-bedroom units

TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 5:17pm On Feb 23
https://vm.tiktok.com/ZNR5ragQu/

Watch Martin Lewis gatecrashes Badenoch interview on student loans
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 5:09pm On Feb 23
https://youtube.com/shorts/Srf5foMJsWc?si=RjsG-gutMa5giZSl

Watch Martin Lewis gatecrashes Badenoch interview on student loans
CrimeRe: Cartel Violence In Mexico: Armed Men Set Gas Station On Fire (photos/video) by Phayie(m): 3:18pm On Feb 23
https://youtube.com/shorts/HNMG5RLiOoE?si=Amg9toFnmqsypwQv

Watch the current situation here 👀📍☝️
SportsRe: Vinicius Jr Alleges Racist Abuse By Benfica’s Gianluca Prestianni by Phayie(m): 8:03pm On Feb 18
PoliticsRe: Rev. Jesse Jackson Dies At 84 by Phayie(m): 5:39pm On Feb 17
https://youtube.com/shorts/GcaZToRqgrc?si=ZAZngbP99BcIv-Ea

Jesse Jackson's 'keep hope alive' speech

This is so inspiring
Foreign AffairsRe: Iran Hints At Preemptive Strike On Israel If It Sees 'Indications Of Threats' by Phayie(m): 10:51am On Jan 07
Empty threat



Not enough original content

Please take a moment to write a quality post with at least 40 characters.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 10:55pm On Jul 23, 2025
Zahra29:
Yes, his birth certificate should be fine.
Thank you
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 8:31pm On Jul 23, 2025
Please I need urgent assistance. I want to apply for my child's dependent visa, who was born in the UK. Is it possible for me to use his birth certificate instead of his passport because he doesn't have a passport
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 12:34pm On Jul 23, 2025
Please guys, I want to apply for my child's dependent visa, who was born in the UK. Is it possible for me to use his birth certificate instead of his passport because he doesn't have a passport
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 9:40pm On Jul 07, 2025
Lexusgs430:
Thanks for this plug..... So far, so good.... 🔌😁
🙏
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 9:25am On May 20, 2025
brine:
Has anyone here tried a dollar fund? My main concern with naira-based funds is the ongoing depreciation of the currency. I'm close to setting up a dollar fund with Gtfundmanagers. Any advice on this will be appreciated.
Nigeria's foreign exchange policy lacks stability. When you decide you want to liquidate your investment, you may be forced to receive Naira instead of Dollars at the bank's prevailing exchange rate.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 7:04pm On May 19, 2025
Why is nobody talking about the new UK-EU deal
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 4:32pm On May 15, 2025
fatima04:
There is a company called "Notary Cam" we used to notarise online. They were recommended by Gtbank and charged £50 pounds or so in 2024.

It was fast and but las las a good way to chop peoples money
You can try SFS Fund. They offer over 19% interest. I've been with them for over 2yrs
BUT PLEASE DO YOUR DUE DILIGENT
https://sfsfund.com
CelebritiesRe: Davido’s Wife, Chioma Supports Him At His Madison Square Garden Concert (Video) by Phayie(m): 10:38am On Apr 18, 2024
🤑🤑🤑
TravelRe: Living In The UK: Property,Mortgage And Related by Phayie(m): 1:37pm On Nov 23, 2023
Hello everyone, I see some lenders like Nationwide advertising LTV of up to 95% for first time buyers. What are the possibilities of securing such an offer
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 4:31pm On Aug 07, 2023
Noworries11:
Brethren
In order to kill procrastination, I decided to select and book a date (17th of August) for my theory test...
Presently i do score 46/50 with the 4 in 1 app
So far 47 max however I do score 4/5 on the average on hazard perception but sometimes would score zero on the same hazard perception

Is there sth I have not understood or getting wrong
I get shocked and confused whenever this happens... I only use the 4 in 1 app (self study)

Elders and those who passed with the app
Abeg advise or recommend practice style/materials
Thank you
In hazard perception, make sure you click each perceived hazard at least 3 times and not more than 5 times to avoid clicking too early or too late. And don't click more than 10 times for each hazard perception video. You only need to score at least 3 marks in each video to pass
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 5:47pm On Aug 04, 2023
heroshark:
I don't think discipline has anything to do with beating/flogging a child, we have that in Nigeria yet the rate of cultism particularly in low income neighborhoods is staggering. Can you say teenages are better behaved in Nigeria compared to the UK due to the training they recieved?

Nigerians need to unlearn the habit that beating a child equals disciplining the child.
As much as I oppose beating, I believe a factory reset slap can be effective.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 10:53am On Jul 21, 2023
Joyfuljoyful:
Good morning.

Please can someone help out?
https://www.gov.uk/student-visa/money

TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 8:07pm On Jul 20, 2023
Gift7428:
It seems it’s only Lemonade that converts Naira to pounds. The rate on lemonade is not encouraging at all. I still have some money in Naira that I need to change. The Naira has really lost value 😥
You can check $end
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 8:03pm On Jul 20, 2023
gergemam:
Thank You Kindly, I thought the money go reach like £25 - £30 but £5 too small
That's over N5000. Kindly send it to those in need in Nigeria.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 7:52pm On Jul 20, 2023
gergemam:
Who get loqbox invite link and how much dem go give me if you refer me?
https://www.loqbox.com/en_gb/loqbox-invite?referral_code=GJOHQHRURH&referral_channel=link
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 9:21pm On Jul 17, 2023
triplo3:
Hi Elders, I saw this post and decided to try my luck, please how do I use my British Airways/Avios points? I have 342 / 956 points from the mobile app. Every time I click on Book Travel or Hotels link, it doesn't work. Same thing on the website? Also can I use the points (956) for return flight to Naija? Thank you
If you have nectar card by argos, just convert your Avios points to nectar points and use it to shop on Argos
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 8:34pm On Jul 16, 2023
elengine:
Please o. What is the best app to send money home. I hear say lemonade rate no make sense
I use NALA to send money home, along with 100,000 others. Join with code OLAITAN-705763 and we'll both get £10.00

https://join.iwantnala.com/OLAITAN-705763

The rate is 1,055
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m):
kwakudtraveller:
Wasn’t it revealed in 2020 that one of these "Nigerian Prince” was a Caucasian man based in the US? Begs the question of how many of these scammers are actually pretending to be Nigerians.

https://www.nbcnews.com/news/amp/ncna833801

I’ve never actually seen you share anything good about Nigerians as you must find a way to interweave a negative to buttress your point
Nairaland is a very public forum and when people google things about a country, this is part of what they see.
You can bet that person is not from Nigeria. I'm curious as to why people continue to respond to him.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 4:10pm On Jul 15, 2023
Firefunmi2014:
My credit score is above 5oo points.
Try loqbox to save at least £20 a month, and download clearscore app to keep track of your credit score and determine your chances of getting any card approved. But make sure you waited at least three months before applying for any credit cards.
You can use my referral link to open your loqbox account
https://www.loqbox.com/en_gb/loqbox-invite?referral_code=GJOHQHRURH&referral_channel=link
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 9:08pm On Jul 12, 2023
justwise:
I'm not sure that what he did is a crime...this is looking like Phillip Schofield's case
Although police has stated that no crime was committed. But the daughter was 17 when she started sending the images, if what the parents are saying is accurate, I believe he's committed a crime
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 12:05pm On Jul 12, 2023
Hello, please how much does it cost to notarise a document and how do I go about it
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 7:05pm On Jul 10, 2023
igbsam:
Please can someone recommend materials /free mock test for PTE Practice. I am due to write one in 2wks and i never even study.

https://www.youtube.com/watch?v=SyRuvZZ-QbA

Follow that channel and practice. I think you should be fine
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 9:48am On Jul 08, 2023
cbn4main:
How much does Nala charge as fees per transaction?
No charges

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