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Phayie's Posts

Nairaland Forum › Phayie's Profile › Phayie's Posts

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Travel › Re: Living In The UK: Property,Mortgage And Related by Phayie(m): 2:19pm On Feb 06, 2023
Ticha:
No FHB can use as low as a 5% deposit. Most use 10%.
Thank you 😊
Travel › Re: Living In The UK: Property,Mortgage And Related by Phayie(m): 11:52am On Feb 05, 2023
Does the 25% deposit applicable to first time buyer using Lisa?

Ticha:
That's a shame. I asked in my circles but most are investors therefore always have a 25% deposit or more plus already have a UK footprint or a JV partner that's British. Nov is round the corner. Na to ramp up savings and it seems the property market is stabilising in terms of prices. I'm seeing price reductions everywhere and properties sitting on the market for longer.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 5:26pm On Jan 02, 2023
I can see people suggesting any sachet or bottle water will do which I strongly disagree. Please always go for EVA water by Coca-Cola for your rest of mind

STENON:
Just making our bucket list for 2023 wink
I am planning of going home with my family at some point in this year, I am from the rural part of South Western Nigeria.

My son is 2 years old and has never been to Nigeria. His Dad is white Scottish .

Please what are the safety precautions for food and water safety? Do I need to go with bottled water from here or just boil water at home for them? What are the dos and don't? Do you think it is wise to go now that he is 2 years old or I should wait a bit longer? What are the necessary immunisations to take? Please kindly help a confused mum. Thank you xx
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 8:42am On Jan 01, 2023
As per the naija wey I know, I can bet it that there's going to be extension two times


dustydee:
The senate never said that and they have no power to say that. They only "appealed" to the CBN to extend the deadline. If the CBN refuses, there is very little the senate can do.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 12:31pm On Nov 02, 2022
Naira is on a free fall, may God help � � the naira
£1=N944
Phayie:
£1=N892 with this pace pounds is ready to hit 1k

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 6:29pm On Nov 01, 2022
£1=N928


Phayie:
You might be right because
£1=N901

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 4:41pm On Oct 31, 2022
You might be right because
£1=N901

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH



hustla:
shocked

This new policy they introduced with the returning of naira to banks will eventually kill off the naira as it stands

Hopefully things getter better cos i Know aboki rate will be more than 892
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 10:25am On Oct 31, 2022
£1=N892 with this pace pounds is ready to hit 1k

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH
Travel › Re: General UK Visa Enquiries - Part 5 by Phayie(m): 10:18am On Oct 31, 2022
haaryobhami:
Good evening house ,how do I send money from uk to Nigeria without much charges pls ? Need to do it urgently
I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 11:58am On Oct 27, 2022
£1=N868

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 5:24am On Oct 27, 2022
This must be Indian magic. Exchange rate is now £1=860. This is the best time to send money home

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 12:51pm On Aug 23, 2022
£1=N818 best time to send money to naija

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 11:04am On Aug 18, 2022
TheGuyFromHR:
Your application reference number.
Thank you
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 10:35am On Aug 18, 2022
Hello, please how can I prove right to work to an agency if I just applied to renew my visa
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 9:40pm On Aug 17, 2022
Exchange rate is now £1=N814. The best time to send money to naija

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 7:23am On Aug 04, 2022
Hello, please I need an urgent response. Do I need to pay ihs for health care visa Sponsorship.

Can someone help me with a link to start my application.

Thanks
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 6:16am On Jul 30, 2022
jum33:
Hello family ,for those that have recently used turkish airline for flight from Lagos to uk ,does turkish airline require a transit visa
No
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 12:33pm On Jul 28, 2022
TheGuyFromHR:
Time for the speculators to clean out.
Let me go and sign up to the Lemonade app, might as well make a few ASUU-struck little cousins happy at negligible cost.
You can use my link and we'll both enjoy the bonus I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 4:16pm On Jul 27, 2022
It's over N800 already

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 3:51pm On Jul 27, 2022
kode12:
I'm not informed enough to give you definitive advice, but HO might not issue a second COS if there's already one in the works from a different employer.
In any case, since they're already saying you'd be on the hook if they apply for COS but you're unable to meet other requirements, you can stall and tell them you're sorting out your finances to ensure you're able to fulfill other requirements, while you wait to see what the other companies come back with.
Thank you
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 3:01pm On Jul 27, 2022
kode12:
It's not ideal to string them along, but if the COS issued is not used, there's a process for businesses to get their money back from home office, so you might as well let things play out. Just make sure you're going with the best offer not simply the first to offer COS.
I'm not sure if it'll make sense to have more than 1 COS. One of the companies just sent me this

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 9:30am On Jul 27, 2022
kode12:
It's not ideal to string them along, but if the COS issued is not used, there's a process for businesses to get their money back from home office, so you might as well let things play out. Just make sure you're going with the best offer not simply the first to offer COS.
Thank you
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 9:29am On Jul 27, 2022
Viruses:
If I'm not mistaking, offer letter preceeds CoS. Have any of them given you offer letter?
Yes offer letter has been given for over 2 months ago
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 8:32pm On Jul 26, 2022
Hello, please urgent advise is needed. There're 3 companies that want to apply for COS for me at almost the same time. Is it advisable to allow 3 of them to go ahead or I should choose one of them and decline the other two. Thank you
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 12:25pm On Jul 07, 2022
Please I made a transfer from my monese account to my chase account for over 24hrs, i was debited and I've not been credited. I chatted with the monese rep, I was asked to provide the details of the transaction and I sent the screenshot of the mail sent to me. Till now they've not responded. I also called chase rep and I was told the transaction didn't go through. Please what next can I do
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 7:59pm On Jul 05, 2022
Viruses:
This is a same day thing. Have you been given employment letter by the company?

Just remove mind and continue life. If it eventually comes out they will let you know.
Thank you. But the problem is my visa is expiring soon. My current employer told me not to worry that they've agreed to sponsor my visa but they've not asked me for any document or information and the other company that agree to sponsor me are also saying they've applied for my certificate of sponsorship and they're waiting for home office to contact them. The thing just tire me
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 6:20pm On Jul 05, 2022
senny:
• Employer applies for Certificate of Sponsorship (CoS) – 2 weeks
• Employer applies for defined CoS – 4 weeks
Just ask how long it will take, so you can always follow up
Thank you for your response. Each time I ask them the response they always give me is that they've apply to home office and there's no update on the application yet
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 5:34pm On Jul 05, 2022
Hello guys, please how long does it take for care home to process certificate of sponsorship. There're about 2 care homes that want to sponsor my visa and for over 1 month now they're both saying they're working on it.

Please all contribution are welcome
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m):
Estroller:
Someone used my link that I'm yet to send their token, don't know if it's you. Send me a pm to be sure.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 8:36pm On Jun 21, 2022
Estroller:
Someone used my link that I'm yet to send their token, don't know if it's you. Send me a pm to be sure.
Check your dm
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 7:12pm On Jun 21, 2022
jadepinkett:
Join me and over 18 million users who love Revolut. Sign up with my link below: https://revolut.com/referral/chinweo2pz!JUN1-22-AR

You can use Revolut
I used somebody's revolut referral link. I've completed 3 transaction kindly check your account and send me my own token
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Phayie(m): 2:33pm On Jun 11, 2022
lola0999:
Please where can I change Naira to pounds in Nigeria where you are 100 percent sure I won’t be given fake pounds
Avoid road side malam. Do the exchange inside the office and try to avoid paper note tell them u want polymer

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