₦airaland Forum

Zahra29:
Gosh, Nigerians and wilful breaking of rules. Then said rules get tightened and Nigerians get an even worse name...

You don't have to take it personal. Not only Nigerian brakes that rule

Strata1716:
I really don’t think it’s possible not to exceed the tax free amount because 20 hours will most likely give you £800 p/m and I don’t think there’s any job that will pay you just £300 so you can remain tax free.

800x12= 9,600

Earning like 900-1k monthly will give you about 12k?

Ladasit:
The truth is in most cases it doesn't matter in so far as you don't do it too much, most people here know this but they are scared to tell you the truth.

I can tell you for a fact, that during my masters I worked more than 20 hours a couple of times and still got my post work visa.

The major thing is don't do it too much, don't fail any of your courses, in fact don't do anything that will make them want to investigate your case.

Remember always use your head!!

Jedon:
To my ancestors in the house,

Please I need your advice l, I know as a student working more than 20 hours is not allowed except during break. I am hustling and i need money, if I work more than 20 hours for some few weeks will I get into any trouble?

Also will I have problems getting my post work graduate visa later on?

Someone told me, in so far as I don't do more than 80 hours a month there is no problem. Is this true?

Please I need you guys experienced wisdom.

Guide me on the way🙏

Yes it's very possible to work more than 20hrs in a week but it's a 50/50 thing. The VO might not notice it if u do it with sense ( don't exceed the £12k plus tax free) once the VO discover you work more than the tax free amount, then there might be a thorough check on your 20hrs compliance.
Please note that it's 50/50 thing and I won't encourage you to do it

AgentXxx:
Thanks bruv You are blessed. Checked ps5 just right now and am seeing 350£. Should one be on a look out for scam activities or stolen items?

100% legit. You can also visit one of their shops closer to you

But note that the ps5 has 3 grades
Grade A = clean console with box
Grade B= clean console without box
Grade C = not too clean (Discounted)

AgentXxx:
Tried it but they seems not be able to add GTBank details that I intend to send 1£ to.

Gtbank is there. Add the receivers phone number and then choose the bank

steadyMoving22:
Lexusgs430

Chief Any idea where I could buy bulk of used UK tech products for resell in NIG ? Trying to up the hustle....

You can also try cex. They sell cheap used tech with about 24 months warranty

pheranmie:
Hello
Guys has any one tried Loqbox
I am trying to give it a trial but they are charging 2.50 per week .though it’s platform that increases credit score by me saving in it monthly but I want to be sure if it’s worth it

It's a good step to sign up to Loqbox but you don't need to subscribe to £2.5 per week membership, with free standard membership and a savings between 20-£500 for about 12 months will positively affect your credit rating. Sign up with the link below.

https://www.loqbox.com/en_gb/loqbox-invite?referral_code=GJOHQHRURH&referral_channel=link

You must be careful not to upgrade your membership because doing so will attract £2.5 per wk

AgentXxx:
Shey dem no know say 200£ and 175£ switching bonus Dey ni. If they observe the trend, they shouldn’t wonder too much 😝. For now those 200£ are more important than their yeye scores. Make I Dey enjoy Dey go

Abeg which bank is given £175 for switching

mizGene:
I started with provisional, forgot to update to full until it was 2 weeks to renewal. My quoted price went down though a few things also changed like my address and a slight reduction in mileage.
But like ppl have said, the quotes I got from other providers were much higher than the ones I got last year when applying with provisional.

What I noticed about the price is that if you've had your provisional more than 1yr and you just had you full licence, the the price of the provisional licence will be cheaper than the full licence. If you wait till more than 6months before updating your full licence, then the price could reduce. (I might not be totally right)

Zahra29:
This is not correct. See below copied from an official gov website.


When will it start?
From April 2024, working parents of two-year-olds will be able to access 15 hours of free childcare.

From September 2024, 15 hours of free childcare will be extended to all children from the age of nine months.

From September 2025, working parents of children under the age of five will be entitled to 30 hours free childcare per week.

This staggered approach will give childcare providers time to prepare for the changes, ensuring there are enough providers ready to meet demand.

It's been in existence before now. It's even pasted on most buses around Coventry and westmidlands. This was confirmed by the council in charge of admission. You can even choose a private nursery and and government will pay the school

obaalasepe:
My friend send me this after explaining to him.
Please sir I need more clarification.

This is correct. Children between 2-4 years are entitled to 15hrs as long as you work and pay NI. 4 and above are entitled to 30hrs.

The new scheme to be rolled out in 2025 is for 9months to 2yrs

Viruses:
Bank app. Click on loan section, there are different kinds of loans.

Which bank?

Viruses:
Update:
I was going to the wrong loan section (the one for personal loan). I got a good deal for the car loan, 7.5% and address history wasn't a problem.

Which site is this please?

Tinyemeka:
6 months?!

You can withdraw your money anytime

Tinyemeka:
Wehdone sir and welcome back.

I'm running mad here.

I've spent 4 months in the country and my TransUnion credit score is still in the mid-500's.

My records are in the electoral register, have got 3 bank accounts that I run transactions through frequently.

My wife landed long before me and I recently got added to the tenancy agreement. I've tried to apply for the AmEx credit card advertised by @Solumtoya and my request got declined (I'm sure because of my low credit score). I'm using a pay-as-you go mobile line (not contract).

What else can I do to boost my credit score? Or at least how can I secure a credit card?

An aside, I tried to sign-up for Rebtel to be able to call home cheaply, but couldn't because they said they don't support EE lines. Please do you know any other network that I could sign on a contract with my low score?

Appreciate all your assistance and contributions on this thread. 🙌

Open loqbox account with my referral link below and start saving about £20 monthly for 6 months. This will serve as loan which will give you credit profile and increase your credit score

https://www.loqbox.com/en_gb/loqbox-invite?referral_code=GJOHQHRURH&referral_channel=link

Funpeter:
Good day everyone
Have a survey site you can be working on uk in your free time and you will earning little change.....

Try this
https://app.adjust.com/c4742oh?label=f78aab87-09cc-480a-8580-8f022e10fc61

eniola1010:
Ehn na dat credit i wan apply for. But i come dey fear say the score too low to even apply for. U see say the case carry belle

Amex is very generous with their CC. You might be approved. Use my referral link below

https://americanexpress.com/en-gb/referral/oLAITFrEy1?XL=MNANS

semmyk:
By fixed and variable rates, one assume you're referring to mortgage rate.
In a nutshell, the common denominator is the Bank of England base rate
For variable, your mortgage repayment varies (fluctuates) according to the BoE base rate. When the rate increases, your mortgage rate and consequentially, you repayment amount increases. Vice versa, when BoE base rate decreases.
Fixed rate on the other hand doesn't fluctuates as BoE base. You pay a fixed (predetermined) amount for the contractual period: 2yrs, 3yrs, 5yrs, 7 yrs, 10 yrs. Getting the right fixed rate (percentage, timing) comes with skills and/or deep research.

Thank you for your response.
What is the best fixed rate one should look out for

What's the difference between fixed and variable rates

Dotman23:
Good morning, please kindly assist a soul with an affordable tier 2 sponsorship link, tier 4 will expire soon and don't really go for PS visa. And I don't have 5k to buy Tier 2...Please help..For God sake.

Ask yourself if what you wrote on public forum makes sense

Ticha:
No FHB can use as low as a 5% deposit. Most use 10%.

Thank you 😊

Does the 25% deposit applicable to first time buyer using Lisa?

Ticha:
That's a shame. I asked in my circles but most are investors therefore always have a 25% deposit or more plus already have a UK footprint or a JV partner that's British. Nov is round the corner. Na to ramp up savings and it seems the property market is stabilising in terms of prices. I'm seeing price reductions everywhere and properties sitting on the market for longer.

I can see people suggesting any sachet or bottle water will do which I strongly disagree. Please always go for EVA water by Coca-Cola for your rest of mind

STENON:
Just making our bucket list for 2023
I am planning of going home with my family at some point in this year, I am from the rural part of South Western Nigeria.

My son is 2 years old and has never been to Nigeria. His Dad is white Scottish .

Please what are the safety precautions for food and water safety? Do I need to go with bottled water from here or just boil water at home for them? What are the dos and don't? Do you think it is wise to go now that he is 2 years old or I should wait a bit longer? What are the necessary immunisations to take? Please kindly help a confused mum. Thank you xx

As per the naija wey I know, I can bet it that there's going to be extension two times

dustydee:
The senate never said that and they have no power to say that. They only "appealed" to the CBN to extend the deadline. If the CBN refuses, there is very little the senate can do.

Naira is on a free fall, may God help � � the naira
£1=N944

Phayie:
£1=N892 with this pace pounds is ready to hit 1k

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH

£1=N928

Phayie:
You might be right because
£1=N901

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH

You might be right because
£1=N901

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/cZuH

hustla:


This new policy they introduced with the returning of naira to banks will eventually kill off the naira as it stands

Hopefully things getter better cos i Know aboki rate will be more than 892

£1=N892 with this pace pounds is ready to hit 1k

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haaryobhami:
Good evening house ,how do I send money from uk to Nigeria without much charges pls ? Need to do it urgently

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