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Have You Mistakenly Credited A Bank Account Before? Share Your Experience - Business (6) - Nairaland

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Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by pieces18: 9:21pm On May 10, 2021
Alexgman1:
Have u at any point due to hurrying or mistake on your part sent airtime to the wrong number or credited the wrong bank account?
If yes, was the receiver kind enough to send it back? Share your experience.

Someone credited my account repeatedly for two days.
Three weeks after, they called to tell me that they mistakenly sent money into my account. Coincidentally, the person happen to be from my tribe, and he's from a family that I know.
For the three weeks. I did not touch kobo from the money. Although my friend whom I shared what happened with asked me to loan him part of the money which I refused. On that very day that he asked me to loan him the money was the day the owner of the money called.
Thank God I did not spend the money.

2 Likes

Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by pieces18: 9:28pm On May 10, 2021
Sheuns:
Nope. Only top up airtime. E Dey pain sha.

Hahahaaha, top? I have mistakenly credited my phone with 2000 instead of 200.
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by beejay501: 9:34pm On May 10, 2021
Long time ago someone transfered 5k to me and I know say na mistake cuz na unknown name
Me way dry die that year I just withdraw go sha my Igbo.. if to say the person call I go consider am cuz I no be person like that
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by UCHIHAmask: 9:52pm On May 10, 2021
ILovebigyansh:


cheesy

To tell her to send am back isn't an option.
You gaz take am as a man.

Mine na 30k wey i send twice to a lady friend sometime ago.

The first said service unavailable not knowing them dun debit me( i blame it on glo, that year glo was very horrible)


an hour + later after i made sure i checked my account bal via USSD, mobile app to make sure it didn't go, i i try am again, na when i receive alert twice i just weak, las las she paid back the xtra 30 in "kind"
there is nothing like paying in kind,especially if by "kind" you mean "sex"..you lost the money..

even if she becomes a sex slave to you,that isn't payback,sex is enjoyed by two individuals ..

4 Likes

Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by 99thEnemy(m): 9:53pm On May 10, 2021
Femmyfestus:
Bank account??
Such mistake can never happen in my dreamworld moreless real life.

Airtime
Just twice and they refunded it.

Let me pass the mic to pastor righteousness2
grin
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by AlphamaleTech1(m): 9:53pm On May 10, 2021
I dey always double check the inserted figures before sending

I no wan hear stories that touches.

Desmond Elliot don teach me lesson.
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by Awafolashade(f): 9:56pm On May 10, 2021
I mistakenly transfer 500 airtime to a wrong number, but on calling the number, a man picked the call and told me that the card was a blessing that his younger brother died not quite long, and he needs the card to call family members..I couldn't say anything, I just hanged up the call

2 Likes

Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by 99thEnemy(m): 10:03pm On May 10, 2021
If to say I the serious the way I the double check numbers before send ... I for graduate with 'Summa Cum Laude'
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by UCHIHAmask: 10:04pm On May 10, 2021
manitoba:
Mine happened last week Friday.

I mistakenly credited over 200k to an account with UBA.

I contacted my bank and UBA and they said I should try and reach out to the person to return it as they see it as a Business gone wrong.

I told them I don't have the person's number but they couldn't provide it.

So I went through my own channel and I have gotten the guys Picture, Phone Number, BVN, NIN and all required details.

If you are the scammer that used the UBA Account with Mathew Abdullahi to dupe me, I will find you with the last breath in me and if you agree to return the unspent part of it, we won't have problem but if you prove difficult, I won't mind finding you with Death and pain.

I know their accomplice are on this platform.

Auchi, I am coming to pick a criminal among you soon.
is it that you were scammed or you mistakenly transferred certain amount to the person?
you are confusing us by interchanging this words..
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by Nobody: 10:06pm On May 10, 2021
UCHIHAmask:

there is nothing like paying in kind,especially if by "kind" you mean "sex"..you lost the money..

even if she becomes a sex slave to you,that isn't payback,sex is enjoyed by two individuals ..

don't take it personal ok.

This happened over 4 years ago.
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by Pearlqueen(f): 10:11pm On May 10, 2021
nedekid:
Hmm, me I was lucky it was a friend and he returned my money. I had to pay his service charge of 5k sha.
Years back, I wanted to transfer 100k, was high and not with my reading glasses. I sent 1m instead. grin
Where una dey see all these monies sef?
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by LightUpWithKemi: 10:12pm On May 10, 2021
I dey open my eyes wella before sending the money. Checks, Confirms, Checks........., Reconfirms.

No be this time wey people's blood dey hot. If you dare make such mistake this time around, that money/airtime is a giveaway.

I can't say this well enough, check my signature for interesting videos.
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by 6lam(m): 10:15pm On May 10, 2021
Yuda Wesley is a name my friend will never forget.
Sometimes last year, I accompanied a friend of mine to get a used smart TV. When the deal was done , the seller gave us the access bank account number to pay to. My friend forgot to confirm the name of the seller who obviously is a Muslim(All the signs were present ). He erroneously sent the name to some Yuda Wesley. It was on a Friday so we hurriedly went to the bank. While I went to the beneficiary bank, he went to the sending bank. Thankfully we were able to out a restriction on that particular amount. It wasn't easy getting it back because the account owner never went to the bank to complain of any irregularities. We had to get a court order and paid a barrister before the money was returned to the account
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by nedekid: 10:20pm On May 10, 2021
Pearlqueen:
Where una dey see all these monies sef?
Hmm. Aunty, for person of my age and dues weh I don pay. 1m or $2k now, but at that time $3k @340 no suppose be too much issue naa. grin
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by alexispaul(m): 10:46pm On May 10, 2021
I bought a boxer worth of 1k cos the guy was hawking pass my house. Mistakenly transferred 10k to his account. Wasn't aware till I got back into the house. Tried locating him, went to his bank and wrote series of letters from my own bank to his bank and that was how my money entered voicemail. 4 years later thank God I am bigger pass that.

It wasn't a funny experience tho
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by Cti28(m): 10:47pm On May 10, 2021
First, was Access Bank crediting my account twice, after my Dad made a deposit to my account. This happened about three years ago. I guess it was network problem, because I received credit alert message twice.

They never contacted me, and my account was never debited.

Second, was by Unity bank, who credited my account twice, after a client transferred some money to my account.

How do I make a refund?
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by nnemak(m): 10:50pm On May 10, 2021
Why 50k for court order? I suspect transfer originated from Access.

daddyiel:
December 25th 2020 i was supposed to Transfer ₦150,000 Deposit for wife's CS ,wifey sent me the hospital's account number ,some how i didn't know my hand touched a beneficiary already saved and I didn't crosscheck the details i sent the money to another UBA account that has not be used for 5 years ,i spent ₦50,000 to get a court order,it took UBA 2 months and 14 days to reverse the money with calls and plenty going to the bank
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by bigcee(m): 11:08pm On May 10, 2021
Jafar1:
no, I use toothpick to count the numbers before pressing "SEND"
grin grin grin

Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by Maks27: 11:22pm On May 10, 2021
just2endowed:


Mehn you are lucky.... I have friends even nl lawyer telling me it will cost me 50 to 60k to process a court order in Lagos court here. That's why I don't know what to do.
beg them
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by vikgreen01(m): 11:24pm On May 10, 2021
Sadrey1:
Mine was still fresh, October last year a colleague in the office wanted to get a car, so he told me he will transfer 500k to me that day and balance it up next day, naxo baba do mistake for account number put 4 instead of 3.. And it was weekend, we almost run mad. The transaction was from Polaris to FCMB, we quickly mail the 2 banks but the response was poor, we need to wait till Monday to complain at FCMB, thank God the guy as not spent on touch the money, naxo FCMB help us to hold the 500k, and told us we will write a letter or wrong transfer, naxo we start process o... We collected court order, spend money and went to twitter, the money was finally reverse last month. It is not a good experience at all. But thanks to both banks FCMB and POLARIS..


U wouldn’t have gone thru this if the person is willing to refund it or was it a dormant account... anyways congratulations!!!!
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by Maks27: 11:31pm On May 10, 2021
just2endowed:


Mehn you are lucky.... I have friends even nl lawyer telling me it will cost me 50 to 60k to process a court order in Lagos court here. That's why I don't know what to do.
. They are lying. It just like suing them and paying for lawyer.
If you are in Ekiti state I could tell my friend [ brother ] to assist you
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by shopnimini: 11:40pm On May 10, 2021
ictjobber:
Mine was bitcoin. About $176 worth last week Tuesday... The baba blocked me. Me sef just lock up and left everything to mother earth.

Modified
Nigerians how do y’all sleep at night?
Since i posted this. One guy don use two different numbers contact me to try scam me of my bitcoins.

With peace of mind knowing god will answer our prayers grin
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by vikgreen01(m): 11:47pm On May 10, 2021
My own experience is funny
Someone mistakenly transfer 200MB to my Airtel line and called me immediately and this is the sim I just left on my small phone not actually using it.. I told him how are we going to do it naso baba gimme some code to dial then I sent his 200MB baba didn’t even call back to say thank you!!!

1 Like

Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by FLESHnBLOOD(m): 11:54pm On May 10, 2021
Mine happened during the MMM boom period I was on my own someone transfered 5.5m into my firstbank account, out of fear I quickly transfered my small change of 9k out of the account to another account, I didn't tell anybody of the development and I didnt even call the bank as well to inform them I just kept mute, every dayi wake up I always check my account balance, see money staring at me. grin that money was in my account for over 5 months+ Omo na so one day every where red it was during Christmas period.. grin oboy the rest is history na so I take blow from there. Christmas was sweet that year till date nobody contacted me to qstn me nd I still make use of my account grin Na so God take bless me.

2 Likes

Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by skyeward: 11:59pm On May 10, 2021
GT Bank is a useless Bank. I mistakenly transferred 6100 from my GTBANK account to another GT account. I called customer service and they told me to go to the bank and complain I did and wrote a letter addressing it to the branch manager to help me reverse it. Up till now for almost two months now, nothing has been done. One of the staff at the bank was like 6100 is not too much now, I can leave it. She probably knew people with more heavy complaints without resolution. Nigerian banking system is naturally configured to aid fraud.
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by Misternas89(m): 1:21am On May 11, 2021
sirtom25:
It happened to me once, then I was still a student in Yabatech, mine wasn't airtime or bank account, I wanted to pay someone's school fee, omo na so i mistakenly paid with another person matric number o
U never finish ur gist oo. How u con take later resolve am ??
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by Misternas89(m): 1:25am On May 11, 2021
Awafolashade:
I mistakenly transfer 500 airtime to a wrong number, but on calling the number, a man picked the call and told me that the card was a blessing that his younger brother died not quite long, and he needs the card to call family members..I couldn't say anything, I just hanged up the call
Haaa E gbami shocked shocked....blessing indeed!!!
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by Thunday1005(m): 1:38am On May 11, 2021
Especially Airtime n data.

Most of the number are switch off
Will just give up
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by RedChiefPriest: 2:12am On May 11, 2021
Except bet9ja and na once

But I have been credited 3 times from different people,2 was online i no sabi him and he no sabi me at all,na just online trade.
In the first case the person sent it to my friend's account but I was the one that gave him the account through site but my friend spent it,naso I tell the man to chill for me but he thought I spent the money and he said if I'm not sending the 12k I should forget it then.
I was so angry I went to my friend's house and waited till like 10pm but he no show,the next morning I went with a guy to his house in case he wan try form smart guy but he gave me 10k and I went to bank to pay the dude,the man was so surprised and grateful when I called.
The second one was on the same site,30k I think.
I immediately sent the money back when the guy called me to notify me.
Kai Good old days of paxful when man still dey trade lol
Life funny!
The last one was from someone I knew personally sha.
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by franugo(m): 4:15am On May 11, 2021
opera1:
I'm not the one in particular but I was there when it occurred.
A friend of mine mistakenly transfer 18k from GTBANK to Zenith Bank through Mobile App two months ago.
He has been calling, visiting GTBANK and even visited Zenith but the money is yet to be reversed.
It's painful though.
I don't know why he didn't double check b4 the password.
Note; He wanted to transfer from one of his GTBANK account to another GTBANK account.

I sent you a mail....
Re: Have You Mistakenly Credited A Bank Account Before? Share Your Experience by macrodata(m): 4:48am On May 11, 2021
I was a student then with only 900 naira in my account. I couldn't withdraw or transfer it for some reason I don't remember. I decided to trek the long distance to the ATM so I can credit my phone and send SOS call back home... Instead of 070 I send N900 to 080. I cried all the way home that night.

2 Likes

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