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Help! A Loan App Agent Keeps Blackmailing Me - Crime (4) - Nairaland

Nairaland ForumNairaland GeneralCrimeHelp! A Loan App Agent Keeps Blackmailing Me (45368 Views)

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Re: Help! A Loan App Agent Keeps Blackmailing Me by ahnie: 7:05am On Nov 05, 2021
Pay their interest joor.your sense of rights infuriates me.why you collectoney wey you Know fully well say you no go fit pay.
Re: Help! A Loan App Agent Keeps Blackmailing Me by sabreal: 7:05am On Nov 05, 2021
Why would you not pay the balance. Were you faced ti take the loan? Agreement is agreement.

By you not paying, you have endangered somebody job.

If the money is not ready beg your account officer

Please be responsible





Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent
Re: Help! A Loan App Agent Keeps Blackmailing Me by paskal16: 7:06am On Nov 05, 2021
Give to Caesar what belongs to Caesar

Re: Help! A Loan App Agent Keeps Blackmailing Me by chris51(f): 7:06am On Nov 05, 2021
felixzo1:
they should find other ways of retriving their money and not through blackmail and lies. Two wrongs do not make right. It's unethical
Blackmail is the weapon they have. When people are desperate they run to them for loan, knowing fully well, their conditions.
If you don't want to be embarrassed, do not borrow from them
Re: Help! A Loan App Agent Keeps Blackmailing Me by sisisioge: 7:06am On Nov 05, 2021
grin grin grin grin


You people will not kill me fa grin
Re: Help! A Loan App Agent Keeps Blackmailing Me by chris51(f): 7:06am On Nov 05, 2021
chris51:
Blackmail is the weapon they have. When people are desperate they run to them for loan, knowing fully well, their conditions.
If you don't want to be embarrassed, do not borrow from them
Re: Help! A Loan App Agent Keeps Blackmailing Me by Orlu15(m): 7:07am On Nov 05, 2021
Just reach out to this guy's that's their job
https://nitda.gov.ng/regulations/

Re: Help! A Loan App Agent Keeps Blackmailing Me by nokspos: 7:07am On Nov 05, 2021
you don't have sense at all, you borrow money , you don't want to pay interest, how will they pay their own staff , how will they make profit abi are they running a charity organisation ?

Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent
Re: Help! A Loan App Agent Keeps Blackmailing Me by bamdly(m): 7:07am On Nov 05, 2021
Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent
See me sef I am owing them more than you and they did send to my contacts... When I have realise that they have done such I just conclude to pay them next year.....
Re: Help! A Loan App Agent Keeps Blackmailing Me by MrFollowFollow(m): 7:08am On Nov 05, 2021
CeejayCharles:
Go and report to the police. They did the same thing to a married woman in Lagos who had paid them their money. The police tracked the number and arrested the holder and charged him to court for libel and blackmain
Arrest all you want it does not change the fact that she defaulted on a loan agreement and is indebted to a loan company!
Re: Help! A Loan App Agent Keeps Blackmailing Me by cpu2006(m): 7:08am On Nov 05, 2021
Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent
They told you they want to access your contacts when u wanted to installed thier app & u gave them go ahead. U also agree with their term & condition
Then, the aggrement u had with them is to paid back at agreed time so why are you complaining?
You are at fault. Truth need to be told.
Re: Help! A Loan App Agent Keeps Blackmailing Me by Felaak47(m): 7:08am On Nov 05, 2021
Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent
y did you borrow money from them? You did not pay back because you thought nothing is going to happen and after seeing what has happened you don't want to pay them back their interest cry how do you think they are generating money if not for the penalties paid by people like you, my friend pay them back thier money and leave in peace
Re: Help! A Loan App Agent Keeps Blackmailing Me by Nobody: 7:09am On Nov 05, 2021
Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent
sorry My guy. Several times, it's even hard to get my daily bread. Such has been the times. It seems your condition is worst than mine, I've got 4k in my aza. Drop your account details make you manage 2k. Quote me when you did.
Re: Help! A Loan App Agent Keeps Blackmailing Me by Mendy101: 7:10am On Nov 05, 2021
Just see the kind messy wahala people put themselves in, avoid loan apps you won’t hear, you collected money and agreed to pay in 7 days of which I am sure you didn’t plan to even pay because you feel they can’t do you anything, don’t go and pay your interest be looking for easy way out, they will disgrace you, nonsense, all my friends I borrowed money one way or the other even when small money will open mouth and say they don’t expect me to ask them for the money back, am I Father Christmas?, that’s why I don’t help again
Re: Help! A Loan App Agent Keeps Blackmailing Me by ubee(m): 7:10am On Nov 05, 2021
What type of a dummy are you? Why did you not pay the interest? Smh
Re: Help! A Loan App Agent Keeps Blackmailing Me by MrFollowFollow(m): 7:11am On Nov 05, 2021
Orlu15:
Just reach out to this guy's that's their job
https://nitda.gov.ng/regulations/
Be there quoting nonsense. That is the same way tenants will be owing rents on their accommodation but they will be quoting and twisting extant laws to try and justify their folly.

Nigerian always think they are clever.
Re: Help! A Loan App Agent Keeps Blackmailing Me by Cubeman: 7:11am On Nov 05, 2021
QUESTION:
When you were unable to repay on time, did you contact them?
EXPERIENCE:
I have got two of such message too about friends who didn't pay back on time. One is even very recent. They said my number was provided as emergency contact. I didn't know the first person but i know the second person. As for the first person,i simply sent a whatsapp message asking their legal team if they called me to ascertain maybe their customer knew in the first place. I asked if they see me in person while processing the loan. I asked if I was physically present or if I signed ahy guarantor form. I strictly told them to stop sending such message to me or i will take legal action against them. They stopped.
As for the second person,I told her to go and do the necessary.
ADVICE:
Go and pay what you owed. If they continue with the threatening message,blast them.
Re: Help! A Loan App Agent Keeps Blackmailing Me by Nobody: 7:13am On Nov 05, 2021
Why won't you pay the interest? Was it not part of the agreement before the money was sent to you? Na wa o...

You're the one causing trouble for yourself.
Re: Help! A Loan App Agent Keeps Blackmailing Me by chrisifeanyi: 7:13am On Nov 05, 2021
Thunder fire any idiot telling him to pay. Oga don't pay them. They have defamed you. You shouldn't pay again. Is this how to run loan company? From a short 7 days loan and a very high interest you expect people not to default? If you understood the game well you should have used dummy contacts when applying and tell them to go ahead and message them. All these loan apps must be eliminated from Google play
Re: Help! A Loan App Agent Keeps Blackmailing Me by Castleprof(m): 7:13am On Nov 05, 2021
People take loans from these apps because they are desperate to solve urgent needs only to discover they have signed agreements with the devil. Where in this world do you give a salary earner loan to pay back in 7 days.
Truth is they operate outside the lending regulations of Nigeria. A lender is supposed to consider the income source and timing of the borrower. No bank is allowed to take monthly repayment that is more than 40% of your monthly salary except in some cases. These loan apps with the exception of few are just cashing out on Nigerians because we care too much. They threaten to publish ur name on the media which they CAN NEVER TRY. Send the police after you on top 10k?. Its high time they close up and go. They are fraudsters themselves.
Re: Help! A Loan App Agent Keeps Blackmailing Me by zedman1(m):
Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent
To be frank, I do not like your kind of person. You understood the conditions of the loan, you knew you were to pay an interest, you went ahead and collected the loan and now you're here complaining. I hardly borrow, never borrowed from these apps but whenever I borrow from anyone, I make sure I pay within the time I promised to pay back, and if I happen to default, I sincerely apologize and beg for more time. Funny how people get arrogant after you loan them money. I really hate that attitude. Go and pay back what you owe bro.
Re: Help! A Loan App Agent Keeps Blackmailing Me by Clean2016: 7:15am On Nov 05, 2021
Do they need to call you a thief before you know you are one? Go and pay what you borrowed.

That was how good hearted Nigerians have been losing money to people like you, who always borrow and promising to pay back but will come with different stories.

You are a thief as they called you if you don't pay back. Ordinary 3K what if it's 300K
Re: Help! A Loan App Agent Keeps Blackmailing Me by EmekaBlue(m): 7:15am On Nov 05, 2021
Simran94:
This is why people refuse to help Nigerians. You borrow money, you refused to pay back in due time.

When you were about to borrow money from the app, I'm sure they stated you were to pay an interest on the loan which you agreed too, now you are telling them you won't pay the interest.

I was going to ask you to send your account details so I can send you the money to pay, but you already telling them you won't pay the interest speaks volume of the type of person you are, you might not end up paying. Let me not waste my money
Oga, go and pay them their balance.
he is angry they blackmailed him don't you think so. Atleast he has given them their capital and again his other plight is that they won't send messages to same people that he have cleared his debts to redeem his dented image. Or you think he is not human and customers don't have right? sokoloan should change their pattern biko or suffer more of these loss,they should stop lending easily and maybe get of of the country sef with their yeye juju loan that won't make what you lend the toy change work but they want their money immediately...they are doing more harm Both sides because even me i won't pay...just default a day and the whole world knows our private transaction like what's the meaning of that.
Re: Help! A Loan App Agent Keeps Blackmailing Me by ceejay80s(m): 7:15am On Nov 05, 2021
Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent
Oga go and pay ur debt and stop talking rubbish,
Re: Help! A Loan App Agent Keeps Blackmailing Me by Rimus(m): 7:15am On Nov 05, 2021
Honestly, u don't suppose to pay the interest again cos they have spoilt ur names. Ur friends that didn't know how u got loan from them will now be making jest of u.
Stupid of them.
Federal government should help to see to these loan agents to regulate their laws on how to spoil customers.
Re: Help! A Loan App Agent Keeps Blackmailing Me by MrFollowFollow(m): 7:16am On Nov 05, 2021
dxdiag:
The terms and conditions are for your perusal, you agreed to it after downloading the apps and you agreed to your contacts synced with there platform. It's well stated the charges/intrest rate and for prolonging to pay the debt you know automatically it attracts extra charges.
It will be of interest and for peace of mind to clear ur debt plus interest accured.
Rather than borrowing money from loan app/loan sharks, speak with your trusted friends or colleague to borrow you money. This kind of attitude of your to be honest is killing business and taking food off people's mouth.
Such people can no longer borrow from friends and family cos they have already exhausted all the goodwill they have by borrowing and refusing to pay back previous loans!
Re: Help! A Loan App Agent Keeps Blackmailing Me by frugal(m): 7:16am On Nov 05, 2021
Kajaard:
The bold faced. Same story as ever. Nigerians always quick to borrow with no plans to repay.
This is stale. If this were to be so, they would all have gone out of business, but more loan companies are springing up everyday. What does that tell you? Nigerians are borrowing and repaying back. Sure there'll be a few who are unable to due to extreme poverty, but these loan companies are balling mhen. Crazy interest rates, unregulated market. Sigh!
Re: Help! A Loan App Agent Keeps Blackmailing Me by techWriter3: 7:16am On Nov 05, 2021
The bold faced. Same fable as ever. Nigerians always hurry to lend with no proposals to reimburse.
Re: Help! A Loan App Agent Keeps Blackmailing Me by pman096(m): 7:16am On Nov 05, 2021
Useless Nigerians always claiming rights, this is why our country is not moving forward because of people like you. You borrowed money, accepted their terms and conditions now you default and are claiming they shouldn't do whatever to get their money, if they don't get their interest how do you expect their company to keep operating?
Re: Help! A Loan App Agent Keeps Blackmailing Me by jonadaft: 7:17am On Nov 05, 2021
gurunlocker:
People like you are terrible human being.... You borrowed, and didn't pay back (how do you think these companies survive as well?).

Even after paying back, you have the gut to tell them you won't pay the interest? Terrible being!!!

Do you know what agreement is or you think because you are in Nigeria, nothing will happen to you?

People like you are entitled types, you think people owe you.... Do you know someone might lose his job with what you did? Just imagine 1000 other people doing same thing as you.
The fool didn't pay back . Read well.
He said someone who received the message from his contact list sent 3k to the loan company.
That guy is a fool with senseless entitlement mentality.
I hate people like him and this is why I find it hard to borrow people money.
Re: Help! A Loan App Agent Keeps Blackmailing Me by Bigcola(m): 7:17am On Nov 05, 2021
Davash222:
As long as they will not inform your contacts you've completed the payment, don't pay them again!

If Heaven wan fall make e fall.
So many dumb ppl in Nigeria... Just see the thrash u just spew... Tuehhh.

Oga, pay the interest and have rest. For every action, there will be a reaction, do u want to soil ur name with credit bureaus??, do u want ur name to carry lost on xds & crc?, pay thier interest as agreed and u should avoid such apps
Re: Help! A Loan App Agent Keeps Blackmailing Me by sben2308(m): 7:18am On Nov 05, 2021
Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent
Guy write a lengthy mail to them threatening them with court that the haveade u loss business all cuz of there defamation msg to contacts .I assure u they will apologize to u .
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