Loan Apps: I Have Used My Hands To Bury Myself - Business (3)

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Loan Apps: I Have Used My Hands To Bury Myself - Business (3) - Nairaland

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Re: Loan Apps: I Have Used My Hands To Bury Myself by usah4(m): 10:09am On Jan 12, 2022

Go and get Keke and give it out for hire purchase and before the year runs out will get this money and an interest at it.
It won't be easy at first but with time you can get everything together
Good luck

1 Like

Re: Loan Apps: I Have Used My Hands To Bury Myself by ogreemah(m): 10:09am On Jan 12, 2022

Just join an Ajo group and try to be number 1 to collect, use the money to pay up the loan debts and then you can conveniently start paying up your Ajo money.

Finally stop collecting loans that you cannot pay.

7 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by BigYash: 10:09am On Jan 12, 2022

Sometimes if you see people problems, you go know say your own problem dey learn. You were buying beer for people.. Those you know and those you don't know. You love feeling rich.. Op you're rich o..
My advise is to look for more money and buy more beer for people, and start Feeling like the richest man in the world.. Them no dey tell person.. When you eyes go clear, then you will understand that the worst mistake in life is to displease yourself to please people..

5 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by iLoveYouToo(m): 10:10am On Jan 12, 2022

Degunners:
I just need someone to scold me badly, maybe it will help me get sense.

Seriously I can't just believe at my age I still do the things I do.

Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.

Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.

I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).

Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.

Thought getting married will help but for where like I got worst after that.

I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.

I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.

I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k

I'm even scared to add the total but this my current reality. Virtually all are 7days loan.

I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.

I dont even know what next to do. I have alot of other responsibilities to cater for.

I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.

I can't remember when last I genuinely smiled or laughed.

I'm determined to find a way to over come this problem. That's why I'm here.

I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.

I'm not breathing fine but I'm currently harvesting what I planted.

Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.

What can I do please?

Pay up the smaller amounts then focus on clearing the larger sums. You can always buy time by talking to your creditors to give you more time to pay up. If you must take a loan, let it be for investment purposes ONLY or emergencies.

Do you gamble? If yes, na wa o

5 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by Elidrisy20: 10:10am On Jan 12, 2022

Just japa

Re: Loan Apps: I Have Used My Hands To Bury Myself by DenreleDave(m): 10:11am On Jan 12, 2022

Degunners:

Thanks. Do you know any of these financial institution I can approach to consolidate my loans. I have to get the therapy, not just because of the loan but to sort out the root cause of the problem.

I grew up in a home where we couldn't afford most things and I so much hated it, so I really don't know how to handle lack.

not an excuse sir.. I grew up the same way u grew up but i learnt to adjust my life. I do what i can do, i dont follow trends or do the latest fashion. Infact my mom used to borrow money from LAPO just to make us feel okay.. All these that i have gone tru is making me a better person in the process.. i am investing the little i get from my hustle.. Bcox i dont want to end up badly.

MAY GOD in His infinite mercy help u

5 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by Boyooosa(m): 10:11am On Jan 12, 2022

Tell your friends and fam to move all the snipper away from your sight

2 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by chukzyfcbb: 10:11am On Jan 12, 2022

You lack discipline.

Even if a good Samaritan helps you clear these debt, you would good back to collect more loans because you never learn your lesson

5 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by Berankis: 10:11am On Jan 12, 2022

matrix199:
And we were insulting Buhari for collecting loans from China.

you are not serious.

1 Like

Re: Loan Apps: I Have Used My Hands To Bury Myself by Bolaji26(m): 10:11am On Jan 12, 2022

Re: Loan Apps: I Have Used My Hands To Bury Myself by Hapinex01: 10:11am On Jan 12, 2022

Omo you get problem true true

2 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by Skillsnigeria: 10:12am On Jan 12, 2022

The lord will deliver you

Re: Loan Apps: I Have Used My Hands To Bury Myself by Damzy101(m): 10:12am On Jan 12, 2022

No investment, no establishment, just beer, feeling rich.
No one will scold you.
You'd bear the brunt of your misdeeds. That's enough to scold you.
undecided

5 Likes 1 Share

Re: Loan Apps: I Have Used My Hands To Bury Myself by princeemmma(m): 10:12am On Jan 12, 2022

My guy wetin happen, wetin dey chase you, who you dey chase, why you con owe all this money, aba this one too much oo, my guy if you are not carefuly, na High BP go kill you oooo

Re: Loan Apps: I Have Used My Hands To Bury Myself by BullyBullies: 10:12am On Jan 12, 2022

For some reason, I don't believe this story. Something tells me this one is cooked up story by loan apps agents on social media just to get social engagement and get people talking about them. It's a method of survey.

But then, bro you didn't add my name to that list. Have you forgot you're owing me too ?

5 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by obinoral1179(m): 10:12am On Jan 12, 2022

Degunners:

I have some few stuffs I can sell but my wife is the issue because I keep denying of taking any loan whenever she gets any message from them because I used her account to borrow from palmcredit.

She and my baby traveled and I'm tempted to dispose some few things like my home theatre, gen and fridge.

For me I don't mind selling everything to clear these debts and start over because I believe within six months I should be able to replace everything.

How do I handle my wife is my main concern because I have been lying to her

Brother the only person you don't need to lie it is your wife because she will be the only person to understand you and reason with you.... Please be humble and open up to her after that sit down and do the maths of how much you are owing and how much you are earning, budget some money to pay back the loan app every month and if you can't keep money and your wife can keep money please transfer the money to her and keep your transport fare with you. No go dey form macho or big man.
.. if you are not financially ok your wife should be and if both of you are not look for someone that you will be responsible to....

1 Like

Re: Loan Apps: I Have Used My Hands To Bury Myself by badboyTee(m): 10:12am On Jan 12, 2022

I would only advice you to pay for palmcredit loan cause the others aren't registered with NITDA delete all their app and pay for palmcredit alone cc Degunners

Re: Loan Apps: I Have Used My Hands To Bury Myself by toblosky(m): 10:13am On Jan 12, 2022

Degunners:

I have some few stuffs I can sell but my wife is the issue because I keep denying of taking any loan whenever she gets any message from them because I used her account to borrow from palmcredit.

She and my baby traveled and I'm tempted to dispose some few things like my home theatre, gen and fridge.

For me I don't mind selling everything to clear these debts and start over because I believe within six months I should be able to replace everything.

How do I handle my wife is my main concern because I have been lying to her

Op your location I will buy home theatre and laptop if you have

1 Like

Re: Loan Apps: I Have Used My Hands To Bury Myself by shedy03(m): 10:13am On Jan 12, 2022

matrix199:
And we were insulting Buhari for collecting loans from China.

Buhari's own concern over 200mil lives na, OPs own Na just a him and probably his dependents if there's any.

Re: Loan Apps: I Have Used My Hands To Bury Myself by Berankis: 10:13am On Jan 12, 2022

KillIgbohoN0W:
[s][/s]

Your total debt is N527k.
Cheers.

Walahi mad people full this forum. Just catching cruise with another man's problem grin

6 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by Nobody: 10:13am On Jan 12, 2022

matrix199:
And we were insulting Buhari for collecting loans from China.

ledaman:
You are supposed to be P.A to Buhari on loan matters

Nigeria has always taken loans (we were taking loans before Bubu came in 1984, and even before 2015) because Nigeria does not earn enough money

The oyel money we use, that funds 70% of our budget, is not enough, and agriculture cannot earn us enough revenue like before(and countries that rely on agric like Burkina Faso have to compete with the US which uses mechanization to out produce everyone) , and solid minerals don't earn enough because government is too too lazy to regulate it properly.

Taxation could dig us out of the mess, but Nigerians don't like taxes. (that's why we have a low tax to gdp ratio)

Same thing for most African countries. The raw materials we sell don't earn us enough money...for many reasons, chief among which is we don't set the price....so we have to take loans.Or we starve

2 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by sterlingD(m): 10:14am On Jan 12, 2022

Local man is astounded

2 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by Studyinchina200(m): 10:14am On Jan 12, 2022

Pay your loan back.

Re: Loan Apps: I Have Used My Hands To Bury Myself by toblosky(m): 10:14am On Jan 12, 2022

badboyTee:
I would only advice you to pay for palmcredit loan cause the others aren't registered with NITDA delete all their app and pay for palmcredit alone cc Degunners

He won't make heaven including you, the bible warned against debtors. Be warned

3 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by WillyDave: 10:14am On Jan 12, 2022

matrix199:
And we were insulting Buhari for collecting loans from China.

This guy is worst that Buhari when it comes to borrowing. Wullahi

Re: Loan Apps: I Have Used My Hands To Bury Myself by Newboss(m): 10:14am On Jan 12, 2022

You can't pay off those debts.

Just forget about them. Bad advice, I know. But that's the only real advice you'd get

Re: Loan Apps: I Have Used My Hands To Bury Myself by Pheelz2020(m): 10:15am On Jan 12, 2022

like one of the monikers in the comment section said,
first, quit borrowing, stop feeling rich and squandering money..

then, pick one of the loan apps at a time and clear it off, start from the least...

commit yourself to pay any amount daily, weekly, or monthly as it will be convenient for you.

it may take a while but you will offset them all.

any one you fully offset, delete the app from your phone.

Degunners:
I just need someone to scold me badly, maybe it will help me get sense.

Seriously I can't just believe at my age I still do the things I do.

Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.

Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.

I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).

Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.

Thought getting married will help but for where like I got worst after that.

I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.

I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.

I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k

I'm even scared to add the total but this my current reality. Virtually all are 7days loan.

I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.

I dont even know what next to do. I have alot of other responsibilities to cater for.

I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.

I can't remember when last I genuinely smiled or laughed.

I'm determined to find a way to over come this problem. That's why I'm here.

I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.

I'm not breathing fine but I'm currently harvesting what I planted.

Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.

What can I do please?

1 Like

Re: Loan Apps: I Have Used My Hands To Bury Myself by ManAustin(m): 10:15am On Jan 12, 2022

I have a friend who is currently going through the same fate. He claimed he is not the one that did it, it was a force from the spiritual realm..lol. I don't know what to attribute yours to whether it's also a force from the spiritual realm...��. My brother it is well with you. There is more to your situation than meet the eyes.

2 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by badboyTee(m): 10:15am On Jan 12, 2022

toblosky:
He won't make heaven including you, the bible warned against debtors. Be warned

and which idiot told you there is heaven

Re: Loan Apps: I Have Used My Hands To Bury Myself by Comedian2019: 10:15am On Jan 12, 2022

Degunners:

First, stop borrowing and only buy what you need.
2nd, Call their respective customer service and ask them to reschedule the balance to a 6-month or 1-year plan.
3rd, divide your income and use half or more to settle them accordingly. Work it out like this and check if it works.
4th, Stop hanging out with friends. Get some drinks in your fridge and chill at home.
If your friends ask you to join them, tell them you don't have money at all. Ask them to give you grant of 2k, 3k, 5k, etc. Continue asking them. You'll see that they will soon stop to call you. grin

You will them know most of those guys are not your friends. They just want to use you.

Alternatively,
Pick from the highest and start paying off one company every month.

5 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by Talib93(m): 10:16am On Jan 12, 2022

no overthink am, just buy Suya calm your self, naija no be for the faint-hearted grin

Degunners:
I just need someone to scold me badly, maybe it will help me get sense.

Seriously I can't just believe at my age I still do the things I do.

Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.

Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.

I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).

Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.

Thought getting married will help but for where like I got worst after that.

I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.

I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.

I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k

I'm even scared to add the total but this my current reality. Virtually all are 7days loan.

I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.

I dont even know what next to do. I have alot of other responsibilities to cater for.

I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.

I can't remember when last I genuinely smiled or laughed.

I'm determined to find a way to over come this problem. That's why I'm here.

I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.

I'm not breathing fine but I'm currently harvesting what I planted.

Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.

What can I do please?

2 Likes

Re: Loan Apps: I Have Used My Hands To Bury Myself by Remite011(m): 10:16am On Jan 12, 2022

The elders are busy thinking wat to say on dis .......

Speechless.

Mo dupe témi ooo

2 Likes

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