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With My 450k Salary Am Not Still At Ease. - Career (6) - Nairaland

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Re: With My 450k Salary Am Not Still At Ease. by GorillaApp(m): 6:47pm On Jul 08, 2023
damosky12:


I thought as much. God bless you.

If he has a job that pays something as huge as 450k as he claims to do, he definitely must have some skills or some top-notch expertise/certification...
You guys don't get it. Working for others is a risk. U can get dropped. He wants a skill as back up

7 Likes 2 Shares

Re: With My 450k Salary Am Not Still At Ease. by lokoventurex1(m): 6:48pm On Jul 08, 2023
highchief1:
how is 450k much?depends on the load on him.I make more than that weekly yet I’m not finding bills easy
God bless you sir. I don't mean to diss anyone. 450k salary is not really a biggie. When I lost my job in access bank in 2017, I was earning 90k salary and saw people earning 300k salary and above as big men(maybe they were in 2017).

Fast forward to 2020 immediately after Covid19, I had my breakthrough and started making more than 300k profit from my POS business every month. I've not made less than 260k since then, and am still not okay at all. I'm always afraid just like the OP.

There were months I made more than 400k sef( plenty times) and still have not done many things maybe except my moderate marriage that took 1.7M last year.

I understand the OP very well. If you're not making the money, it looks a big deal, when you start making it, you'll realise you need more stream of income.

I'm also looking out for skill to horn while am doing my POS business sideways and wouldn't mind if anyone can share.

OP, I understand your plight very well. The rate at which Naira has deteriorated is not helping matters too.

14 Likes 3 Shares

Re: With My 450k Salary Am Not Still At Ease. by samuelson06(m): 6:48pm On Jul 08, 2023
Sirmuel1:
450k is huge, especially in this country.

My advice is for you to learn how to save.

Cut down your expenses, don’t spend recklessly, don’t compete with co-workers and don’t try to impress anybody (including women).

Rent an affordable apartment, start up a business.

(Don’t start building any house immediately, because it’s a liability). It will only tie your wealth in one spot.

Imagine building a house with 30-50m in Lagos, only to get at least 2m yearly as a rent. How long will it take to get back the capital

A House is a long term investment + retirement plan.

Start a business first!


Have you forgotten they are people who only build, put like 10M naira on top and sell the house?

1 Like

Re: With My 450k Salary Am Not Still At Ease. by Ewedegubbler: 6:49pm On Jul 08, 2023
Small money
Re: With My 450k Salary Am Not Still At Ease. by GorillaApp(m): 6:50pm On Jul 08, 2023
donproject2:


Think of any investment, little or medium-scale. Talking on skill, I am a techy, not more I can add than to tell you to learn a tech stream.
Can you suggest some areas please
Re: With My 450k Salary Am Not Still At Ease. by Olumaeme: 6:50pm On Jul 08, 2023
post=124297359:
You Are Earning 450,000naira Monthly, yet you are still not satisfied.

When Most Of The People In Onitsha, doesn't earn up to 50,000naira Monthly.

Nothing No Go See ooooo

There are people also earning 4m per month.

6 Likes 1 Share

Re: With My 450k Salary Am Not Still At Ease. by Samakus(m): 6:51pm On Jul 08, 2023
highchief1:
what kind of business can u do with 5m?business is also not easy

You can open a good restaurant. Money dey the business

All you need is learn first
Re: With My 450k Salary Am Not Still At Ease. by jesmond3945: 6:51pm On Jul 08, 2023
ramond007:
Learn programming
nope. Programming is good if you are targeting western market.
Re: With My 450k Salary Am Not Still At Ease. by Samakus(m): 6:52pm On Jul 08, 2023
valiju:
Did you have any business idea you can share

There's good prospect in food business now. But one will need to learn it first.

People are going through a lot and eating is fast becoming a number 1 priority
Re: With My 450k Salary Am Not Still At Ease. by Smartguyboy(m): 6:53pm On Jul 08, 2023
InvertedHammer:

/

Your expenses will always grow quickly to match your income. Many people in Nigeria will see N450k/month as a windfall.

I know people who make N400k/month with family and are surviving. Then I know a spinster in the Island who makes about N1.2m/month with no family and she is always complaining financially.

Go figure!

I don't believe a company is paying you N450k/month with no skills. It is fair to guess that you are engaged in an illegitimate enterprise.

/
Oil company direct employ not contract pays more than that .

2 Likes 1 Share

Re: With My 450k Salary Am Not Still At Ease. by mayim(m): 6:53pm On Jul 08, 2023
cremedelacreme:
Those saying 450K is more than enough to buy a land and start building do not really understand how expensive things are in Nigeria today. I earn slightly above what the OP mentioned, but believe you me, it's not been easy. If you live in Lagos, Abuja or PH and you are married with kids, you will understand. A 2 bedroom flat in an average neighborhood is over 700K. Cost of fuel and car maintenance is over 60/70K monthly in recent times. School fees for 2/3 children is over 200K per term (600/800K annually). Feeding takes over 100K monthly. Utilities and other miscellaneous dey ooo. Best thing na just to save enough and japa.
Oil Dey your head jare. I come Dey wonder if the 450k Na 4.5m….. ppl only have those opinions cos they don’t earn that amount yet, when they start earning it, they’ll realize the comfort they anticipated is just a mirage

15 Likes 3 Shares

Re: With My 450k Salary Am Not Still At Ease. by yemmit90: 6:54pm On Jul 08, 2023
Sirmuel1:
450k is huge, especially in this country.

My advice is for you to learn how to save.

Cut down your expenses, don’t spend recklessly, don’t compete with co-workers and don’t try to impress anybody (including women).

Rent an affordable apartment, start up a business.

(Don’t start building any house immediately, because it’s a liability). It will only tie your wealth in one spot.

Imagine building a house with 30-50m in Lagos, only to get at least 2m yearly as a rent. How long will it take to get back the capital

A House is a long term investment + retirement plan.

Start a business first!


Building houses is also a business, the secured one for that matter.

Business is very risky in this present state of Nigeria, you can lose everything in a blink of eyes if care is not taking. Someone like him should invest in real estate rather than creating a business he won't have time to monitor 100%.

He should also build his own house now that he has the chance. If his business crumble or he got sack from his work, he won't have to worry about bogus house rent that may give him depression. Besides, he can decide to sell the house and start afresh.

1 Like

Re: With My 450k Salary Am Not Still At Ease. by goldencomets: 6:54pm On Jul 08, 2023
PepeXKermit:


lol. him think say na kindergarten people him dey follow talk. him no get any 450k paying job. lol

Lol. Bro open your mind to possibilities. People earn more than 6x of that in this same Nigeria as regular employees, not even managers.

5 Likes

Re: With My 450k Salary Am Not Still At Ease. by dafeoroyo: 6:55pm On Jul 08, 2023
fineboynl:
In a year time you should have a land in a choice location what this salary.

Within 3 years you should have put a foundation of mini duplex and have side investment.

I don’t know what skills you are talking about again. I doubt if any skills will give you that much in today Nigeria. Just try saving for now as you already have a paying job.


Not that easy with the way u are saying it,what of if he has a wife and children,will he not take care of his family,will he not send his children to average school? The last place I worked I earn 315 on Monthly basis,and I have a house to my self,by the time house expenses is done with and children school fees,you will only have something to take u to the next paying day,I also have a car and a jeep o

3 Likes 1 Share

Re: With My 450k Salary Am Not Still At Ease. by JohnBullMySon: 6:58pm On Jul 08, 2023
cremedelacreme:
Those saying 450K is more than enough to buy a land and start building do not really understand how expensive things are in Nigeria today. I earn slightly above what the OP mentioned, but believe you me, it's not been easy. If you live in Lagos, Abuja or PH and you are married with kids, you will understand. A 2 bedroom flat in an average neighborhood is over 700K. Cost of fuel and car maintenance is over 60/70K monthly in recent times. School fees for 2/3 children is over 200K per term (600/800K annually). Feeding takes over 100K monthly. Utilities and other miscellaneous dey ooo. Best thing na just to save enough and japa.
Japa to face the same thing abroad? lol
Re: With My 450k Salary Am Not Still At Ease. by Offpointng: 6:59pm On Jul 08, 2023
fineboynl:
In a year time you should have a land in a choice location what this salary.

Within 3 years you should have put a foundation of mini duplex and have side investment.

I don’t know what skills you are talking about again. I doubt if any skills will give you that much in today Nigeria. Just try saving for now as you already have a paying job.

You doubt? Are you playing??

1 Like

Re: With My 450k Salary Am Not Still At Ease. by Samakus(m): 7:01pm On Jul 08, 2023
Iceberg3:

You guys are talking about business but no one is suggesting what business

If I raise enough capital, the first business I will think of investing in is food business. Either raw foodstuffs or restaurant.

Soon, food will be a luxury, with the way things are going

1 Like 1 Share

Re: With My 450k Salary Am Not Still At Ease. by Major7: 7:01pm On Jul 08, 2023
Intergrated:
Greetings all.

I work in a company and my take home is 450k after tax. My problem is I have been thinking of a skill to learn as this job would not last forever. Aside this job I do not have a skill and as a man I feel one should have a long lasting skill. Please any suggestions would be welcomed aside from online skills. Thank you .





You can't get paid as high as that without skill,I say you diversify by investing in agriculture,it's the future.

1 Like

Re: With My 450k Salary Am Not Still At Ease. by nedekid: 7:02pm On Jul 08, 2023
cremedelacreme:
Those saying 450K is more than enough to buy a land and start building do not really understand how expensive things are in Nigeria today. I earn slightly above what the OP mentioned, but believe you me, it's not been easy. If you live in Lagos, Abuja or PH and you are married with kids, you will understand. A 2 bedroom flat in an average neighborhood is over 700K. Cost of fuel and car maintenance is over 60/70K monthly in recent times. School fees for 2/3 children is over 200K per term (600/800K annually). Feeding takes over 100K monthly. Utilities and other miscellaneous dey ooo. Best thing na just to save enough and japa.
What kind of vehicle do you use that 70k takes you for 1 month?
As I use more than 100k fueling 2 vehicles weekly. One does less walka than the other if not, it would have been almost 150-200k weekly.
Omo, naija is not easy now.

5 Likes 1 Share

Re: With My 450k Salary Am Not Still At Ease. by Offpointng: 7:02pm On Jul 08, 2023
Freshtruth:
You should be thinking of Business not skill your 4 months salary we set me for life bro abeg add me for watapp make I advise u sir

ur what's app number??
Re: With My 450k Salary Am Not Still At Ease. by komols856: 7:02pm On Jul 08, 2023
Skill is good. But what you need most now is to save and buy or invest in properties. I guarantee you a billionaire via genuine Real Estate Investment. Even short term land investment Wii do the magic. Ask me how on Whatsapp:+2348030897019.
Re: With My 450k Salary Am Not Still At Ease. by Iceberg3: 7:02pm On Jul 08, 2023
Intergrated:

Was thinking crane operation .
Welding and fabrication
Excavators.

@ bolded you can work onboard ship or in the construction engineering coys.
You can also have your own welding company
Re: With My 450k Salary Am Not Still At Ease. by Iceberg3: 7:04pm On Jul 08, 2023
Samakus:


If I raise enough capital, the first business I will think of investing in is food business. Either raw foodstuffs or restaurant.

Soon, food will be a luxury, with the way things are going
That means you are good at cooking.

I know a very good cook who also earns what the op is earning and I told him if he got a restaurant or watery,I was shocked when he told me no...
Re: With My 450k Salary Am Not Still At Ease. by Haveyoueatentod: 7:05pm On Jul 08, 2023
Bluearrow:

Is there really such a thing as healthy sport betting? Even the safest of all bet can still cut, it's 50/50
when you're a veteran in the game you win easily. I just won this now check the date and the time 😁

Re: With My 450k Salary Am Not Still At Ease. by ictplotter(m): 7:06pm On Jul 08, 2023
GeneralPula:
You could open a barbing saloon..

Hire a barber..

Then use the medium to start learning Barbing..

Thank me later..
Are you OK bro?
Barbing what?

1 Like 1 Share

Re: With My 450k Salary Am Not Still At Ease. by olasunky15(m): 7:07pm On Jul 08, 2023
Intergrated:
Greetings all.

I work in a company and my take home is 450k after tax. My problem is I have been thinking of a skill to learn as this job would not last forever. Aside this job I do not have a skill and as a man I feel one should have a long lasting skill. Please any suggestions would be welcomed aside from online skills. Thank you .

Please Learn Data Analysis

I train people on data analysis(power bi, sql, tableau, excel etc.) at an affordable fee. 6 consecutive weeks. U won’t be a pro after the training oo, not even in 6 months, or a year. But you ll be employable. Yes! You will ace ur interviews. Chat me up /h1n927

2 Likes 1 Share

Re: With My 450k Salary Am Not Still At Ease. by KINGOArt(m): 7:08pm On Jul 08, 2023
Someone making 450k in this economy is better off than so many people.

I will advise you to cut down on your expenses,

As much as you don't like online skills, but learning a high income digital skills will give you the liberty and flexibility to also work at your job and also make crazy money online.

Or you can start a business offline or online depending on you, especially online business like Affiliate marketing where since you don't yet have any product or service you recommend experts information products to those who need it and get paid a commission for each sale you make.
Not only that but through this business model you will learn high income skills like lead generation, sales closing, landing page creation, paid advertisment and so on which will help you build your own business online or recommend this skills as service to people and get paid for it.

If you want to know more about this message me on WhatsApp.

My number is on the signature below 👇🏿

Intergrated:
Greetings all.

I work in a company and my take home is 450k after tax. My problem is I have been thinking of a skill to learn as this job would not last forever. Aside this job I do not have a skill and as a man I feel one should have a long lasting skill. Please any suggestions would be welcomed aside from online skills. Thank you .
Re: With My 450k Salary Am Not Still At Ease. by PepeXKermit: 7:10pm On Jul 08, 2023
goldencomets:


Lol. Bro open your mind to possibilities. People earn more than 6x of that in this same Nigeria as regular employees, not even managers.

Lol.
Re: With My 450k Salary Am Not Still At Ease. by XploreLife(m): 7:12pm On Jul 08, 2023
grin
Intergrated:

Was thinking crane operation .
Welding and fabrication
Excavators.
Re: With My 450k Salary Am Not Still At Ease. by Ofemmanu1: 7:14pm On Jul 08, 2023
atobs4real:
Change your ways.

Make he leave Olosho and clubbing alone.

Me wey I be king on top my 100k salary.
All thanks to my star sign- Capricorn.

I don't go clubbing but I dey flex well.

I don't do Olosho but I get em bitches in my hood.

No Benz but I've got a sweet Honda Accord.

All untop 100k salary.

6 Likes 1 Share

Re: With My 450k Salary Am Not Still At Ease. by Intergrated: 7:19pm On Jul 08, 2023
The
olasunky15:


Please Learn Data Analysis

I train people on data analysis(power bi, sql, tableau, excel etc.) at an affordable fee. 6 consecutive weeks. U won’t be a pro after the training oo, not even in 6 months, or a year. But you ll be employable. Yes! You will ace ur interviews. Chat me up /h1n927
sent mail
Re: With My 450k Salary Am Not Still At Ease. by Offpointng: 7:19pm On Jul 08, 2023
coputa:
Great, someone earnings this sum only needs an investment skill.put 50% of your salary every month into buying of foreign stocks, futures and commodities,within five years you will swimming in millions.

This is better because as the day goes by, you will be old and weary when you will not be able to sell that your skill.

Send your money on errand to work for you.

Pls can you be a Lil explicit. Stocks like what and which? (I mean which one do you recommend) also futures and commodities like which one?

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