Lexusgs430:


A credit card is not compulsory, the problem arises when this so called credit card, becomes a heavy debt card...

The circumstances of the borrower changes and can no longer afford it.....

It might be an unsecured way of borrowing, but that unsecured position, would automatically be converted to a secured position, if you own your property. That debt would simply be charged to your property......

The morale of this story is, if you feel you can manage it judiciously, go for it....... If not run, like fire is burning....

It's called credit card, but i call it a debt card........ It might take you out of tight corner, but that rescue, might become a constricting snake.......

Lmao, debt card

Do you have a terrible experience with the debt card
Can I DM you please? Would like to discuss some finance management stuff with you if you don't mind?

Olalekank:

Lmao, debt card

Do you have a terrible experience with the debt card
Can I DM you please? Would like to discuss some finance management stuff with you if you don't mind?

Not any bad experiences. But that name credit card, sounds like a rat blowing cold breeze under your feet, while slowly chewing your skin off or a snake kissing you, but slowly transfusing venom .......

Send a WhatsApp message........

Kolping:



https://www.rt.com/uk/469354-british-primary-schools-manual/

It is getting crazier by the day...now some of them idiats dont want to be identified as either Male or female rather as non- binary and want to be referred to as 'they'

Dem don chop belleful!

wonlasewonimi:


It is getting crazier by the day...now some of them idiats dont want to be identified as either Male or female rather as binary and want to be referred to as 'they'

Dem don chop belleful!

Absolutely...... It's called the stage of transition..... And the hopeless system is allowing this nonsense.......

Lexusgs430:



Absolutely...... It's called the stage of transition..... And the hopeless system is allowing this nonsense.......

Its tiring...now Emmy wants to change their award categories from male and female to include them.

Another dumb asswipe will wake up and tell us he feels like a dog and want to be identified as such.

Lexusgs430:


A credit card is not compulsory, the problem arises when this so called credit card, becomes a heavy debt card...

The circumstances of the borrower changes and can no longer afford it.....

It might be an unsecured way of borrowing, but that unsecured position, would automatically be converted to a secured position, if you own your property. That debt would simply be charged to your property......

The morale of this story is, if you feel you can manage it judiciously, go for it....... If not run, like fire is burning....

It's called credit card, but i call it a debt card........ It might take you out of tight corner, but that rescue, might become a constricting snake.......

Why are people engaging in it na? Makes no sense.
Aside mortgaging, which is very understandable, why should one live on credit?

I jump and pass.
Oga has the same mindset too.
Thanks for your explanation.

wonlasewonimi:


It is getting crazier by the day...now some of them idiats dont want to be identified as either Male or female rather as binary and want to be referred to as 'they'

Dem don chop belleful!

Wish I had the memo my kids school sent to parents. They are strictly against such and are encouraging parents to guide their kids properly.
Kids should report fowl behaviour from fellow kids too.

It's too much freedom that is causing that.
What do they lack actually?
If they are in Nigeria trying to survive with all the rubbish going on, will their mind wander off like this?
They are overspoilt.

sassysure:


Why are people engaging in it na? Makes no sense.
Aside mortgaging, which is very understandable, why should one live on credit?

I jump and pass.
Oga has the same mindset too.
Thanks for your explanation.

It could be a lifeline, if spent well...... But some have abused this lifeline lifelessly.......

Lexusgs430:


It could be a lifeline, if spent well...... But some have abused this lifeline lifelessly.......

U should have become a teacher
Thank u

You have to understand that this is just one step closer to their goal of legalizing pedophilia and reducing the age of sexual consent to below 5 years of age. The schools will be used to teach and normalize this type of behavior. Actually nowadays more and more teachers employed in schools are supportive of this trend.

RalphJean:


Yepaaaaaa.....
They want to teach our children the science of Wanking?
To groom the next generation of wankers?

Bloody fucking hell...

sassysure:

No wonder I received a memo from school about this on Friday.
The thing didn't make sense to me at first.

What is wrong with this people?

wonlasewonimi:


It is getting crazier by the day...now some of them idiats dont want to be identified as either Male or female rather as non- binary and want to be referred to as 'they'

Dem don chop belleful!

Kolping:

https://www.rt.com/uk/469354-british-primary-schools-manual/

Kolping:
You have to understand that this is just one step closer to their goal of legalizing pedophilia and reducing the age of sexual consent to below 5 years of age. The schools will be used to teach and normalize this type of behavior. Actually nowadays more and more teachers employed in schools are supportive of this trend.

Not all teachers are supportive, but if you still want to remain a teacher....... PRETEND..........

https://www.bbc.co.uk/news/uk-politics-49810261

Boris Johnson's decision to suspend Parliament was unlawful, the Supreme Court has ruled.
Mr Johnson suspended - or prorogued - Parliament for five weeks earlier this month, saying it was to allow a Queen's Speech to outline his new policies.
But the court said it was wrong to stop Parliament carrying out its duties in the run-up to the Brexit deadline on 31 October.
Downing Street said it was "currently processing the verdict".




2019:
Britain’s Oldest travel company (Thomas Cook) went bust

Oldest football club in the world (British) went bust

Britain to have its shortest ever prime ministerial term?


Watching and waiting...

Kolping:
You have to understand that this is just one step closer to their goal of legalizing pedophilia and reducing the age of sexual consent to below 5 years of age. The schools will be used to teach and normalize this type of behavior. Actually nowadays more and more teachers employed in schools are supportive of this trend.

Most teachers actually dont have a choice in these sort of circumstances...they just grin and bear it and as usual keep their opinion to themselves...noticed how not many schools or group support that school in Birmingham trying to introduce 2 daddys and 2 mummys

Kolping:
You have to understand that this is just one step closer to [b]their goal [/b]of legalizing pedophilia and reducing the age of sexual consent to below 5 years of age.

Calm down bro, or lets all emigrate back to Nigeria and leave them with their nonsense as a sign of protest!

Can I claim 9months maternity leave if I now identify as Two- Spirit non-binary?

Pls what are those compelling/serious family considerations to issue tier 2 UK visa to only one parent? Pls who has tried this and succeeded... My situation is precarious...

Pls what are those "compelling family considerations" that can warrant issuing a tier 2 uk visa to only one parent and dependent children? Has anybody gone through this successfully? My situation is precarious, pls help

Lexusgs430:


Not all teachers are supportive, but if you still want to remain a teacher....... PRETEND..........

Sense will not kill you

RalphJean:
https://www.bbc.co.uk/news/uk-politics-49810261

Boris Johnson's decision to suspend Parliament was unlawful, the Supreme Court has ruled.
Mr Johnson suspended - or prorogued - Parliament for five weeks earlier this month, saying it was to allow a Queen's Speech to outline his new policies.
But the court said it was wrong to stop Parliament carrying out its duties in the run-up to the Brexit deadline on 31 October.
Downing Street said it was "currently processing the verdict".




2019:
Britain’s Oldest travel company (Thomas Cook) went bust

Oldest football club in the world (British) went bust

Britain to have its shortest ever prime ministerial term?


Watching and waiting...

By the end of all these, they will cancel Brexit.

One advantage of a Credit Card is that you get full refunds whenever you make purchases and the company goes bust before you have value for your money.

Example:
Those who used Debit Cards or Cash to buy Thomas Cook holiday package have ‘entered voicemail’ as we used to say in Naija.

However,
Those who booked using Credit Cards will have FULL refund of their money.

Conclusion:
Credit card is definitely a great idea iff (if and only if) one is financially disciplined and doesn’t see the credit balance as ‘free money’

Lexusgs430:


A credit card is not compulsory, the problem arises when this so called credit card, becomes a heavy debt card...

The circumstances of the borrower changes and can no longer afford it.....

It might be an unsecured way of borrowing, but that unsecured position, would automatically be converted to a secured position, if you own your property. That debt would simply be charged to your property......

The morale of this story is, if you feel you can manage it judiciously, go for it....... If not run, like fire is burning....

It's called credit card, but i call it a debt card........ It might take you out of tight corner, but that rescue, might become a constricting snake.......

RalphJean:
One advantage of a Credit Card is that you get full refunds whenever you make purchases and the company goes bust before you have value for your money.

Example:
Those who used Debit Cards or Cash to buy Thomas Cook holiday package have ‘entered voicemail’ as we used to say in Naija.

However,
Those who booked using Credit Cards will have FULL refund of their money.

Conclusion:
Credit card is definitely a great idea iff (if and only if) one is financially disciplined and doesn’t see the credit balance as ‘free money’

Majority of Nigerians never buy package holidays.......

Lexusgs430:



Majority of Nigerians never buy package holidays.......

Were you not on this forum when I once addressed someone as a Nigerian, but because s(he) has obtained British passport, I was almost whacked in the butt. The person vehemently denied being a Nigerian. Person edited my post, drew a double strikethrough Nigeria and wrote ‘British’

Those are the Brits on Nairaland that buy package holidays.

RalphJean:



Were you not on this forum when I once addressed someone as a Nigerian, but because s(he) has obtained British passport, I was almost whacked in the butt. The person vehemently denied being a Nigerian. Person edited my post, drew a double strikethrough Nigeria and wrote ‘British’

Those are the Brits on Nairaland that buy package holidays.

I was not on the forum o....... Ok, safe to say.... A Nigerian, turned British.... Still keeping up to date with Nigerian matters.......


You can never take the Nigerian, out of a Nigerian......

Monkey no dey born goat......

That's not true na. All package holidays are ATOL protected and everyone will get a refund, regardless of which payment card was used. The only people that MAY lose out are those that used debit card to pay for flight-only deals with Thomas Cook and that one sef they can still contest it.

RalphJean:
One advantage of a Credit Card is that you get full refunds whenever you make purchases and the company goes bust before you have value for your money.

Example:
Those who used Debit Cards or Cash to buy Thomas Cook holiday package have ‘entered voicemail’ as we used to say in Naija.

However,
Those who booked using Credit Cards will have FULL refund of their money.

Conclusion:
Credit card is definitely a great idea iff (if and only if) one is financially disciplined and doesn’t see the credit balance as ‘free money’

If they cant get refund or some money from their debit card providers, they still have the option of claiming through their travel insurance.
to be honest there are just so many ways people can get some sort of compensation

Flights and Hotel deals in bae, expedia, lastminute, are my go to!
travelling to naija is DIY

Lexusgs430:

Majority of Nigerians never buy package holidays.......

you sure so.......... .

wonlasewonimi:


How much is she willing to pay?

When free accommodation + free food is already mentioned in the package....... You need say no more .........

Lexusgs430:


When free accommodation + free food is already mentioned in the package....... You need say no more .........

Nothing special about it, live in Nanny job comes with free accommodation free food and weekly/monthly pay

Lexusgs430:


And this was me thinking, God fearing only related to people looking to explore places not open to all ..........

What's the relationship between Nanny and God fearing?

What does God fearing really mean ? How do you measure God fearing abilities?.....

Exactly my sentiment when I saw that requirement in that post. A "Nigerian" who is professes to be "God fearing" is a red flag to me as it often me suggests I am about to be scammed or taken advantage of.

What's the relationship between Nanny and God fearing?

What does God fearing really mean ? How do you measure God fearing abilities?..... ; )

A sentence a mother will understand although it's a false comfort.

Nigerians carry religion pass anything that why there are so many churches in Nigeria yet the stories coming from there is shocking and doesnt tie up to the religion we profess.... thinking a nanny will take better care of a child if she God fearing is so false because in reality it might be the opposite ... . When I was in this nanny waka , my European nannies have long forgotten religion and were non religious but were nice and gentle to my kids. The two times I tried Nigerians. One who wont even let me sleep in peace at night with her prayers but on ground , Her attitude to children was terrible .