desiji:

QC it is only for the Asthetics like you rightly deduced it is only God that can Guarantee Security Not dissing Muyersky thou i even wanted to get in touch with him for something else.
And has the problem for the QC build solved?

desiji:
Thanks for the Flowers everybody

back2sender:

May the same prayers visit those that have suported brabus for the pain he caused his clients May thier lives and that if thier generations sink the way Qc1 house did.
Oya begin say Amen.

NL1960:


Even if my wife no sabi cook, as far the food come from this kin kitchen, i go chop and lick plate join am. This kin kitchen wen fine like this can make soup wen no sweet to sweet by fire by force.

erico2k2:

Better leave her(Madam) to do the choice bit and you the executioner ,works like magic ahah at least 4 me

mavverick:
High taste oo. I am sure madam would love this.

I would not give someone this kind of kitchen to do if i am not there in person or if the worker cannot show me similar stuff he has done which looks like this. Get madam this kitchen and a grand living room, then throw in a porsha jeep for those bad roads. If i be woman, i no go too far from Nija oo with all that

brag3:
Bros,

These kitchens are very fine.

I am sure Madam will love it. As they say good soup na money kill am

brag3:
You have done very well Bros. You will be finished very soon.

What do you plan on doing for your kitchens? As you know mine is for commercial purposes so kept it simple with Cheap Budget one worktop and one Cabinet for each kitchen and then standard 4 feet wardrobe for each room.
Some pics below


Landscaping currently costing 550 per sqm for molding and laying but I used granite not stonedust for molding. Final cost likely to be in the region of 550k to 650K. Hoping it's the former not the latter.

For painting I will definitely speak to Gbadebo. He has been very helpful to myself and a few others here who have used his services.

Tiling is the killer and to be honest not sure how one can cut corners on that. You need a good tiler and even the fake Chinese tiles cost an arm and a leg so be prepared to spend BIG on that

brag3:
Oga QC1.
You made me laugh with your post.
10m for finishing in Nigeria? I go laugh tire.
I was talking with my guys on here and I jokingly said after roof stage say na 10m kill the rest. Little did i know that I was fooling myself.



When you imagine having to tile everywhere with even cheap chinese stuff and you still spend over 3m on that then we no get choice.
I dread looking at my spreadsheet but lets say if its less than 20m I will be happy.

Finishing is a killer and I never even finish o. Interlocking happening now then paint go follow and you know that there is always one wahala or the other.

Whoever said property market in Nigeria is cheap needs to show me the book so i can learn where I went wrong

brag3:
Bros Erico, we dey o.
Finishing stage now so all hands on deck.
How your side bros?

babalose:
[b]@Fastshipping.....The project started in January last year. Let's just say, I finished paying for carcass as at October last year due to several delays from him. I was paying in installment at the end of each completed stage but not long after the project started, I started paying him out of next installmental payment continuously. He told me the house will be completed in less than 6 months but obviously, thats history now. I paid last in december when Bosun Shoyoye a.k.a Brabus convinced me to pay for plastering and screeding since it could be going on concurrently. Till now, roofing hasn't been done. One story after another, he is so full of stories and excuses. I was in Nigeria last month and the house has lots of errors, which I don't want to start going into details now since he said has corrected some of them. But in all sincerity, i curse daily, the day I met him. Anyone that decides to consider him or give him a second chance like I have done and a few others have done, will one day write a similar story.

Babalose[/b]

3strikes:




Nothing Anyone here can do to stop us from bursting these fraudsters and their supported. because this is an online forum, I think we can freely exercise our First Amendment.

erico2k2:
In my Book,I might be wrong though,Reasons You wont Want to go back to Nigeria
1.No kpali
2.Not enough Money
3.Not lived Long enough abroad
4.U boasted 2 much n U reach 9ja and the guys U boasted to have Duplexes,kids and Hot SUV and U have suit case speaking big English like Sup G wa gwaaan
5.No family base back in 9ja, no structural plan.
feel free to add urs.

3strikes:


Not really . I mean you write so well.


Anyways my own retirement plan na to go back to naija and start church o. Make I dey rake in tithes, offering and prophet offering / first fruits every sunday. How can you go wrong with that?



I forget to add say I go dey sell prayer stones and oil too....

Running out of the thread now...

euromilion:
Retiring in naija is out of the equation for me,believe me and don't hate me if I tell you how much I hate NIGERIA,the country where nothing work.

I will retire to a Spanish island or to south of France,with investments here in Ireland and USA,I've tried to do many things right in naija,but all was futile,bro diordave has good intentions but nig systems may exhaust it all e.g relatives,thieves,scammers,jealous neighbours and many more,then talk about gov policies where it's all made up as they go.

I have an uncle that did everything as diordave stated,this guy even had shipping line back in the 80s with so many estates,but today this guy is poorer than the poorest person here today.

So it's all well and good in theory but in reality it's a different kettle of fish.

Own two or three houses here or even a B&B and you will retire like a king.

Visit niaja every now and then if you wish,God please forgive me for not going back to live in naija,I've invested so much in nig,that each time I think about it am full of regrets.

Am opening a thread for a project am in involved in over here,watch out for it.#comingsoon.

euromilion:
Retiring in naija is out of the equation for me,believe me and don't hate me if I tell you how much I hate NIGERIA,the country where nothing work.

I will retire to a Spanish island or to south of France,with investments here in Ireland and USA,I've tried to do many things right in naija,but all was futile,bro diordave has good intentions but nig systems may exhaust it all e.g relatives,thieves,scammers,jealous neighbours and many more,then talk about gov policies where it's all made up as they go.

I have an uncle that did everything as diordave stated,this guy even had shipping line back in the 80s with so many estates,but today this guy is poorer than the poorest person here today.

So it's all well and good in theory but in reality it's a different kettle of fish.

Own two or three houses here or even a B&B and you will retire like a king.

Visit niaja every now and then if you wish,God please forgive me for not going back to live in naija,I've invested so much in nig,that each time I think about it am full of regrets.

Am opening a thread for a project am in involved in over here,watch out for it.#comingsoon.

mufutau55:


OK. You are already at 4.7m (1.7m + 3.0m) without other amenities or land, fence included. So how could N5m be enough?
I agreed with Diordaves we don't have to build a huge mansion for retirement homee, but if you can afford it better.
Nobody lives overseas and coming home to live without comfort... Then where is the fruit of your labor?

Hajji M.

diordaves:
The question Qc1 posed is really pertinent and relevant. In fact it's not all about Qc1 alone, the question is for all of us in the diaspora: How do we retire constructively back home. Lets use Qc1 as an insight; if Qc1 doesn't have anything at all, he's got assets of near 30 million going by information here on Nairaland. Now this same guy wants to go back home and we are all on edge; please think well is the mantra. So a diaspora with assets running into N30 million cannot retire back home safely, is that what we are saying? YES! that's the verdict. But is the verdict or fear unfounded?.........No the fear is not unfounded. It's real. The truth is, Qc1 representing almost all of us in the diaspora is a victim of this same folly: investing too much and invariably tying too much saved up capital in non wealth creating asset like retirement homes. Speaking hard core economics, if you are a normal, hard working 9 - 5 office worker or even shift worker with a "normal" pay and the usual bills, spending an average of N27 million on a retirement home is way too much. It does not make any economic sense. How?

So how can we retire back home effectively? To answer this question we need to deconstruct the retirement plans available to us in the diaspora in North America and in Western Europe. In this deconstruction, we will use Hajji M as representing the diaspora in the USA, Qc1 representing Canada and my humble self representing Western Europe.

In the USA, unless you work in Federal or local government, there is no effective life long retirement plan as we know pension in Nigeria. In the US you have what is the 401k plan and if pursued to fruition has a semblance of a pension. The 401k plan in summary is a retirement pot you pay/contribute into and the government matches your contribution. So if you pay in $100 a month, the government matches that but it is highly flexible which means you may withdraw money at any time but with serious tax implications. There are also other companies that may give you stock options; this means your future is tied to the well-being of the company. If the company stock grows, the stocks allocated to you grows and your pension is secured. But if the company stock goes down..............This means that if you are a diaspora in the US who is not into government job, no stock option and no 401K plan, it is safe to say if you retire back home, there is no pension for you. Same if you've been self-employed. Please note this salient point as we will come back to it. I think Canada is about the same but slightly better. Qc1 fill us in.

Western Europe is radically different from America. In countries like Germany, France, Holland, United Kingdom, it is a legal requirement that all MUST retire with a state basic pension. This means you cannot work in any of these countries without a basic pension for life for you or your spouse after you have gone. No matter how small. The debate in Europe is how generous should the state pension be which is a stark contrast with America where it is a clear and present danger that you may go into your twilight years without a pension cover. Lets use my work history to gain insight into the retirement dynamics of Western Europe. I have worked considerably in Germany and built up a half decent "Rente" pension contributions in Germany but I'm now with a University in London. On my current employment with the University I am fortunate to belong to the Final Salary Scheme. This means if I retire with the University I will get a pension close to my final salary. So if for example I am on £45k a year and retire with this salary, I will get same or something close as pension for life and if I'm gone, my spouse/kids. In addition, I will also get hopefully the state pension in the UK and Germany. This means if a diaspora in Western Europe which I to a large extent represent will get a pension "kpata kpata" about £700 a month or more. Though some will get considerably less. £700 at current exchange rate is N350k a month back home. Please note this salient point again as we will come back to it.If Qc1 is in this scenario, with already completed decent retirement home with N350k coming in monthly; go home in peace or is there more?

Now lets bring all these together. For the purpose of this deconstruction, we will rule out other possibilities like income from any mortgage that is fully paid or any properties in Nigeria. All we've got is our honest hard work over the years and our wish to now retire back home. So if Hajj M and Qc1 want to go back home there are four possibilities: they have state pension or stock option, or 401k to be liquidated or NOTHING! Now with this scenario, especially the NOTHING scenario, to invest N30 million of life savings into a non wealth creating retirement home and be left with a further nothing as nothing will come in as pension monthly, is way too much. To put this in a clearer perspective, N30 million at N350 exchange rate before Buhari policy is £85,000. This is a lot to pour ALL into a non wealth yielding retirement brick and mortar. When one retires, one downsizes not expand as we do as diaspora as one has possibly 30 years more to live if God pleases our lives to spare. One needs liquid cash to see the rest of the retirement years through. It is criminal to depend on the children for pension. If Qc1 is in this scenario with nothing coming in securely monthly, a retirement home may not help.

So the question remains............how should the diaspora retire effectively back home?

The truth is, to all intent and purposes a N5 million Bungalow will do the job as a N30 million duplex. That's the inconvenient truth. How? Pour N5 million into brick and mortar and use the remaining N25 million as liquid capital to create wealth back home.

TO BE CONT'D

mufutau55:


Sure why not.. I am not far from Bronx Zoo.. as long as its on weekend. I work week days. You already have my contact info. Keep me informed sir.

Hajji M.

gabbytabby:
This is all wrong. There should never be anything urgent about a move to 9ja.

Unless you are taking up a lucrative employment in 9ja with excellent perks, you need to arrange accommodation and a regular source of income.

My initial thoughts along this lines was in 2007 and it took until 2015 to bring it to fruition.

In the last year I finally managed to survive entirely on my 9ja income save for my foreign trips abroad.

You pay for everything. School fees, car runing, fuel for gen and others, house keeping, feeding, extended family etc.

Going to 9ja is not the issue. The question is have you managed your expectations, how realistic and prepared are you.

Demainman1:


Qc1, it was only a calculated guess but I am always right about these things. Clap for me.

Anyway being away since 1992 is no joke. If you must, go home and enjoy your retirement brother. My only worry is with this unserious present regime.

Home is the best. I love Nigeria of old.

fash78:

QC1 and ice4u99 you guys are my neighbors na. We all be Albertans.

Demainman1:


You also forgot to let us know that your popsy is a very rich man and well connected for Lagos so you can afford to take the risk of returning to naija with little or no consequences to you financially.

Poor man pickin will not even entertain such thought in the present day Nigeria.

EgunMogaji:


This is why I've been reluctant to get into rental developments.

ottersberger:
Oga Qc1, I'd hold on to my job for now.

I suspect there maybe a severance package tied to a deadline, maybe not.

Is a leave of absence on offer?. Leave without pay?.

Here's the reason I ask. Nigeria is a society with dynamics like you've not experienced in recent times. A good many wise men here have adviced that it is prudent to look well before you leap. A plan B and C must also be in the offing.

Buddy of mine in the same canada made the mistake of relocating at the wrong time. He is no longer with us. Guess who sent him to the land of no return?, his own family. Why you ask?, because he took interest in the rent on his property hirtherto enjoyed by these folks.

You see my brother, Nigeria is a difficult terrain populated by unconscionable and morally repugnant people.

As it stands, the economy is very bad. Unless you have saved or made good money, and have a foolproof business plan, please think it over.

You can also phase your move to Nigeria. 3 months in 3 months out until you've worked out exactly what it is you will do in Nigeria on a permanent basis.

It's good to want that reunion with mrs Qc1. What responsible man wouldn't?. But, if prospects and pocket dry, my broda, na there pesin go know say dem no dey chop love.

mufutau55:


If you are asking here that means yiu are not ready.
Do not take hash decision. Regardless of how much money you might have saved in Nigeria, you still need to plan it. I onow you are not retiring because you said quit notice which means you are resigning from your job with not future benefits. Why not consider relocation within Canada asI know that is easy to do.
Please think of the future impact on your family.
I am not saying Nigeria is a place not to live as eventually we all prayed of moving home one day, but it needs serious planning.
Good luck with any of your decision.

Hajji M.

3strikes:




QC1,

Baba have you think it through? Please think about it well o.

I will write more in few. I need to get the kids ready for skool and then I will come lay my mat for here


Its friday yay! Lets make it spicy.

ice4u999:


You live in Calgary Alberta? waoo, you be my neighbor o.

ice4u999:


You live in Calgary Alberta? waoo, you be my neighbor o.

FreeWorld23:
everything in this life is about being rich "quote me anyday anytime" . have a solid business, have a plan B even plan C before taking that step.

Good luck.