Pastorjohn2:
This is a satanic post and an Attack against God's people.
Redeemer university will surely sort it out in God's due time as he knows best, Bringing the school name into social media and tarnishing it is no different from blasphemy!
God could be gathering their blessings within these 2 years.
If God says wait 5 years then wait because he knows best.

Kindly delete this rubbish post NL Mods.

Comments like this do not help the cause of the gospel in any way.

As Christians, we live in this world and we need to do things right.

There is an issue, (it might or might not be the express fault of the school) but the way the school manages it is what will show that excellent spirit of God.

emkz:


I see a lot of sense in your observation, and if not for the gross abuse of the freedom by our politicians, it would have been the best solution. The way it works is that once the money enters their hand, they are to relinquish the dollars to their banks and get the naira equivalent in their local accounts so that liquid dollars will not directly enter their hands. In other words, the buyer abroad who wants to pay him in dollars would credit the correspondent bank abroad of his local bank with the dollars. Then the local bank in Nigeria gives him the dollar value in naira. For his own future dollar payments, he pays the naira equivalent of his dollar purchase into his own local bank, and his local bank debits their correspondent bank abroad of the dollar equivalent and pay it out to the correspondent of the local bank of the person he pays to.

The banks are expected to fulfil the forex obligations for his advertising services without him necessarily having to handle liquid dollars or maintain a dorm account within Nigeria. He doesn't necessarily need to hold a local dorm account for that purpose. If he must do so, he can operate such an account in a foreign country where the currency is a legal tender or utilize fintech companies like Transferwise who trade currencies and allow people to maintain accounts with inter-transferability of forex wherever they are.

I think stopping the use of domiciliary accounts in Nigeria is very counter-productive. Individuals and businesses need to continue to maintain such accounts, though there must be reasonable limits - one of which is that it must be to ONLY fulfil foreign financial obligations. This is more important for those who earn in USD and still live in Nigeria. That must not be discouraged.

Other countries allow their citizens hold Forex (USD, EUR, GBP) accounts as needed, but local transactions are forced to be in local currencies among other necessary restrictions.

And as you clearly stated, it's exactly because of "the gross abuse of the freedom by our politicians" that legitimate businesses and individuals should not be made to suffer unnecessarily.

emkz:
What MUST be done:

1 Outright ban of the use of dollars within Nigeria.

2 Give holders of dollars a month to put it in the banking system after which it will be seized if found on the holders.

3 People like Herbert Wigwe charging tuition fees in their universities in dollars need to be compelled to pay their workers in dollars and also pay electricity bills, diesel bills, and other expenses in dollars.

4 All BDCs must be heavily regulated and if dollars is sold to anyone, the reason must be compelling and must be traceable.

5 Arrest politicians found with dollars.

6 We can't afford to have accounts opened in foreign currencies within Nigeria. Our economy can't support it.

7 Some of the things we import are not needed. Therefore impose heavy taxes on luxury cars, foreign wines, clothing, and food. Visit shops and hike the tax on foreign commodities like cashew, apples, and shoes. Nigeria is a big market. The least Toyota and Honda owes us is to run assembly plants within Nigeria.

8 NNPC must be stopped from selling crude oil to local refiners in dollars.

9 No company, including foreign ones, must be allowed to pay any worker in foreign currency. The idea of working in Nigeria is that you spend your earnings in Nigeria. If you want to remit funds abroad, use proper banking channels to do your transfer and pay the appropriate fees.

10 We found out that some embassies in Nigeria collect visa fees in foreign currencies in cash in Nigeria. We call on the foreign affairs minister to call those ambassadors to stop the practice. Some of these embassies use the desperation of our people to prey on them and commit crimes that cannot be tolerated elsewhere. Any embassy operating in Nigeria that cannot respect and idolize our naira should close and go elsewhere where such crimes of collecting a non-legal tender within a country they operate in is allowed. If they collect naira, they can use our banks to remit the funds or use online transfers so they can get the forex equivalent of the naira charges in their accounts in their countries. I call on Nigerians to be bold enough to report some of these embassies for the sharp practices.

11 Some of the embassies in Nigeria are desperately corrupt. Especially of some countries in the EU.

The key factor is the WILLINGNESS of Nigerian leaders to do the right thing - from the presidency to legislature to judiciary across federal, states and local governments. They are always eager to make laws and inconvenience the lives of people but they are not ready to abide by the same laws.

For example, it was reported that the CBN governor himself said some days ago that about $2.4bn of the $7bn Forex claims are fraudulent or baseless. That's almost 30%. Not to mention the fact that the CBN's books have not been audited in 7 years. A new government now comes in and coming up with out-of-touch policies.

All the other countries that are working have their leaders working the system to make it better. It does not happen by the victimization of the citizens. It works by making laws that make sense and EVERYONE must abide by.

Let's not even get started talking about importation and customs duty (pegged to the dollar. How ridiculous!).

Maybe this government wants to do the right thing, just maybe. But all their steps just look like they want to make lives unnecessarily difficult for the common man. Let's see the sacrifices made by the leaders, and then it will be understandable as citizens to make sacrifices also.

Africans in the diaspora need to accept the hard reality that their extended families are/can become entitled to the "stipends" they get (due to currency devaluation and exchange rates).

How do you manage them? (Just some 2 years ago, I was sharing the following nuggets with an African brother whose folks were milking him dry)

- Give on a budget. (If you're abroad and you're not living on a budget, well, maybe you're a USD millionaire),
- give to your parents (if they are alive),
- give to those who raised you (esp financially),
- refund those that helped facilitate your trip (if applicable. ONLY refund, don't include them in your weekly/monthly budgets),
- find specific needs to settle for your direct siblings (avoid putting them on your budget. You didn't come to the world 'cos of them and they need to be responsible early on. It will help everyone. You can't be the only responsible one, it will weigh on you),
- route every other money for extended relatives through your parents (and only if you had planned it AND you find your parents trustworthy enough),
- avoid giving based on emergencies (if not, there will ALWAYS be emergencies and if you fail, that's how entitlement sets in),
- DON'T give based on emotions. Budget it. Plan it. Structure it.
- If you can sense that your folks are not trustworthy, avoid doing physical projects like buying lands or building houses (that means you test them if you're so gung-ho on physical projects),
- if you plan to return to your home country at any time, save in dollars in well-managed Forex funds of holding companies (like FBN or Stanbic in Nigeria and you don't have to travel down to do that),
- no matter what you do, folks will always be angry that you're not doing enough; set goals, focus, and avoid being guilt-tripped on your finances 'cos at the end, they will be the same ones that will abuse you if you don't amount to anything.
- Except your job is public-facing, live a low-profile life. It will save you lots of headaches.

But really, that lady no suppose generalise all Africans, but it's a norm that "Black Tax" is an African thing. So abeg, Africans in the diaspora, WISE UP!

This @DivinegiftofGod sounds like a clown. The comments are ridiculous.

nairalanda1:
Ideally, it is the job of the local DISCO, not the job of PHCN. PHCN does not exist. Discos and gencos and TCN have replaced it.

But as to why consumers contribute...this one is easy.


Nigerians are not paying cost reflective tarrifs for electricity. Additionally, over 30% of us do not pay for the power we use.(If you think I am lying...google for the PwC report Solving the Liquidity crunch in the power sector).

...

Why...because Nigerians do not want to pay their power bills at market price. We think we must have power for free.

Meanwhile, GSM companies, if the antenna spoil, dem go replace am. Your local provision store owner, if he runs out of milk today, he will replace it within a few hours, if not tomorrow latest....because they are allowed to do something the power sector is not allowed to do. Sell at market price.

This is the result of not letting DISCO set prices.....you will be asked to contribute for your generator.

....

You wrote well. However, let's add more perspective:

1. Nigeria is supposedly a rich country, where the resources of our commonwealth have been squandered by those entrusted with leadership,
2. That has led to poverty in the land (which is being weaponised in different ways).
3. Let's not forget that people have been buying transformers themselves (and paying the officials to install them) in the days of NEPA and PHCN.
4. Let's not also forget the days of estimated billings. They were fleecing the populace like no man's business - maybe it went to private purses or government, no one can be sure.
5. No one (should) expect power to be free - anywhere in the world. And we also don't have to pay through our nose for electricity.
6. For the telcos, some will remember that they had very high billings in the early days of their operation in Nigeria. Some will also remember that they invested heavily in the emerging industry. Why have the DISCOs (and by extension, TCN and the GENCOs) not invested heavily in the industry? Why has foreign investors not embraced the local companies and make things better despite all the reforms in that sector?
7. People will pay when they see value. This is common practice - even in Nigeria.
8. Finally, when the leaders feel the heat that the masses feel, instead of making the AC work for all, they serve only themselves. Anyone who now expects the populace to not reject further billings in any way possible is just being hypocritical.

Very funny comments on this thread, especially those suggesting Nigeria should look beyond foreign investments.

And instead of coming from facts, I see it's coming from lots of bias.

Economies that have grown exponentially in the 20th century like Japan, South Korea, Singapore, UAE and even China have made the most of "foreign investments" in terms of technology transfer, human capacity development and forex. But those countries also have something very important going for them - that is, serious and forward-thinking leadership over several decades.

Forget IMF, World Bank and Western media for a second and let's look inward at how we have mismanaged resources.

The oil we have as a natural resource has not been properly managed over the years (as UAE has used their own and grown beyond depending on it). Not to talk of gas that is wasted daily and the multitude of other natural resources that can bring amazing real wealth to this country.

If we put our house in order, we will definitely enjoy prosperity as a nation.

Wait, all these monies were misappropriated within 6 months of this new administration? By just one ministry. Okay na!

It's well with Nigeria.

As interesting as these Per Capita Income projections are, this does not translate to a better life for everyday Nigerians in real terms. Wage structure, access to good health and education, housing costs, electricity/fuel accessibility, and cost of everyday goods - these are what matters to the standard of living for the people, and which can actually increase the productivity of the working force.

PCI, GDP, GNP can all be looking good and still, the citizens not feeling it.

ide2012:

Thank you.. when you say compress, can we also compress into a zip file ?

You can also use pdf24.org to compress your PDFs.
https://tools.pdf24.org/en/compress-pdf

Are you sure about this part? Some countries require 6 months POF to prove authentication.

Ankakh:


Q: Can I create a new account or use individuals who provide POF?
A: Absolutely, you can create a new account and deposit funds into it. Then, you can begin counting the 28 days, starting 24 hours after making the deposit.

Secure Your Japa Plans with POF as low as 3.8%

Contact us today!!! 09014681722

SaintUlot:


4. Immediately you leave Nigeria, all life and spiritual problems are over, that's why you see that when many people japa from Nigeria, they don't go to church and mosque again, simply because they have no reason to. The Government in their new country of residence have provided everything they needed, so no need to disturb God again. Life problems and Spiritual problems are only in Nigeria, they can't be found elsewhere.

Hilarious points all over.

But this point 4 get as e be, even the "developed" world have developed world problems, so God is still needed. Don't get it twisted biko.

slydog:


Finally bought my first house in Canada, 1 week to my 1yr anniversary.
The house comes with completed legal basement, na tenant I dey find now plus good better paying stress free job.

Congratulations!

Those Ontario folks are not smiling at all when they move inland.

Daniel4139:
Please, I will appreciate your response

I got a visitor visa done by an agent and during the application he filled in my education history that i have Bsc certificate at uniben but this is so untrue although he didn’t submit any certificate to prove that for my application. Now I want to apply for a closed work permit, and the only certificate i have is SSCE, do u think I stand a chance of approval? Due to my previous application of the vv ?

Omo, agents always doing the most.

lextube:


If you really need something desperately, you would know what to do.

Pardon me o, but this sounds like the typical corner-corner way. Lol!

ogbevireo:


I am planning to do about 50% loan and 50% my savings.
Do you think that's okay?
Kindly suggest a percentage that you think is best.

Thanks so much boss!

50-50 is a good percentage.

I'd say though that if you believe in your earning capacity, you can use the loan to apply and get into the country, settle down, and then pay it back quick enough (so you can minimize your financial exposure in a foreign country). Hopefully, the early repayment won't attract premium charges.

philipcox:
Thank you. Which other cheap good airline will you suggest because I think the process to get a transit visa is kinda of long.

What ever you do, avoid Lufthansa for now.

Regardless of these numbers, let's not forget that Nigeria is a country of over 200 million people.

By the time you compare the numbers (even with application to other countries), you will know that the whole Japa thing is not as big as the media paints it.

Awesomeosas:
Good day gurus, I did my biometrics on 23rd Nov and got a no straightforward mail on 28th nov. I sent a paid mail on 1st dec and got a reply in 3rd that a decision has been made. Could this means it has been approved or what

From the email you received,

"Our records indicate a decision has been made on your application. We cannot discuss the outcome of your application... If your visa has been granted, a visa vignette (sticker) will be stuck inside your passport with 3 months validity..."

Take it as if it's not approved yet.

The simple truth is that a lot of people do not do their research. Just basic research. They think giving money to someone else (who seems to know better) will make it all work out. SCAM!

At least do your research first.

Look before you leap. Then determine if it's worth the leap.

.

Why blame Japa? There is a reason for Japa and it's the Nigerian system, particularly the political system that has not provided an enabling environment.

Nice stuff.

While considering these universities and their acceptance rate for international students, it's important to also look at the jobs in demands to choose viable programs. According to the Australian Government, these are the top jobs in demands:

- Construction Managers
- Civil Engineers
- Early Childhood Teachers
- Registered Nurses
- ICT Business & Systems Analyst
- Softwares and Application Programmers
- Electricians
- Chefs
- Childcare Workers
- Aged & Disabled Care Workers

Picking the right program and university will accelerate your overall success.

We should not be surprised. When evil goes unpunished, people see it and their hearts are set for more evil.

We4all:
I once attended an interview grudgingly because I wasn't interested in the position, but also didn't want to appear ungrateful to the person that recommended me.

I was asked by the interviewer to sell myself and I boldly told him I didn't know how to. The man just shook his head and I smiled to myself. Good riddance!

It was even annoying that we were kept waiting from morning till evening. So for me, that response was just to send them to hell.

That some employers still do this wait-forever-for-interview practice is ridiculous. In this age and time? Rubbish.

Debt is not supposed to be a problem but with the Nigerian (political) culture, debt is a burden. And it affects how we are able to command attention in the global community as there is nothing significant to show for the debt. This country needs some hard reset.

May the Lord help him and prove the ministry he has been called into.

What a pity! Desperation without a reasonable plan yields no good result.

Learn digital skills and start small. The Google Digital Skills Garage is a great option. Start here - https://grow.google/intl/ssa-en/courses-and-tools/

Too many legitimate opportunities online but only for those willing to put in the work.

'Japa' better be a long-term plan 'cos you need time to:

- learn a skill
- practice the skill
- exchange the skill for money
- build a portfolio
- build and nurture a network

WHY DIGITAL SKILLS?

1) You earn FX in Nigeria,
2) 'Cos it will be more useful when you finally 'Japa'.

Get-rich-quick scheme will land you in worse troubles. Avoid it like a plague.

God's blessings!

Englishisamust:


I email you!!

Valid point. Ontario and BC are 2 crazily expensive provinces. Major cities in other provinces (Calgary, Edmonton, Winnipeg, Regina, Saskatoon) are not that terrible when you compare salaries and cost of living.

I also think Nigerians typically run away from non-speaking countries though.