₦airaland Forum

TechBaron:
VDM is Right how?

In the video l saw on the other thread, he said the NGO's website was hacked.

Does he save money on his website?

NGO accounts are corporate accounts. You need either a hardware token or soft token to transact on corporate accounts.

So first of all... What was hacked? NGO website or Bank account...

If its NGO website like he claimed... It's a lie!

If it's the NGO's corporate account.. Then he has to explain how the hackers got the OTP to transfer dujds out of the account

People will just be using the word "hacked" anyhow.

Simple summary. Website is hacked, how does that affect the money in the bank. Or is money now saved on the website?

But people are too quick to run on emotions. No critical thought.

Good for him. Make e enjoy his wealth.

But really, houses are overpriced in Nigeria

It's a pity that she will be prosecuted to the fullest extent of the law. Hopeful she can get good representation.

The internet does not forget. Let's calm those emotions.

malali:
The Israeli military says it failed to intercept a missile from Yemen claimed by Houthi rebels that fell in the Tel Aviv-Jaffa area.

The military reported the attack on its Telegram channel on Saturday, stating that “one projectile launched from Yemen” was identified after sirens went off in “central Israel” and that “unsuccessful interception attempts were made”.

https://www.aljazeera.com/news/2024/12/16/yemens-houthis-claim-hypersonic-missile-attack-against-israel

Hopeful that this does not escalate and affect Africa and our connected infrastructure. Peace is achievable but can we all put the guns downs first and talk and allow reasonable concessions?

Black is white and white is black. When are we getting it right in Nigeria?

Usefulsense:
I finally got an accounting role with a very good company here in Sydney.

I no longer work in the warehouse. Though my current position is much lower than my previous post in Nigeria.

However, I am currently studying hard for my CPA.

Leaving Nigeria was a perfect decision.

Congratulations! Wishing you all the best in your journey.

Not all rosy but step by step, you're getting your desires.

And to those who feel that his story is fake, abeg write your own fake story and let's read and enjoy and "wish you well".

It shall be well with us all.

Honlucas:
How difficult to get Czech visa from Nigeria?
I'm applying for medicine.

There is no challenge you can't overcome, so don't bother about how difficult the journey is. Research and begin to position yourself.

Your best place to start is here - https://www.studyin.cz/ and then go through the first page of this thread.

All the best!

Kingju:
Let me ask you a question, since dem born you reach now ehn, what exactly have you don for Nigeria?? What exactly have you contributed to see that the country move forward??

Good question. Nevertheless, it sounds like someone asking a child of 4 years what he has done for his father of 40 years old.

That's an anomaly. The father brought the child to the world and is responsible for the child to a certain age

Nigeria has a huge responsibility to Nigerians before it should expect anything.

Does that mean we don't have to contribute? No. We should. Everyone at his level. But seeing how leaders have led this country with reckless abandon no less, everyone has to find a way for themselves.

I sincerely don't understand why we do this in Nigeria. Re-naming an institution has far-reaching consequences, even for the alumni.

One option to use if we want them associated with the university is to rename or start Colleges or Institutes in the University. Something like Yakubu Gowon Institute of Public Policy, University of Abuja. Why change the name of the school entirely?

God protect that woman. Dem no plenty again o!

Almost every world government pays subsidy one way or another to make life better for her citizens.

A developing nation with huge marketable resources like crude oil can do better. There should be no complain from government paying subsidies for heaven's sake. It's like a father lamenting his responsibilities to his children. Come on now!

Everyone has a right to their opinion, just that when you become a public figure, your opinion carries a higher weight. You need to find a way to balance it before it gets you into serious trouble.

200bn every month is no child's play.

MTN is now getting too big to fail for the Nigerian government.

Finally, #HalaMadrid

Rodri was really good though (at least in the eyes of all the voting segments except the fans) but I'll always have the feeling that other voting blocs especially the journalists were being racist against VJ7 and his antics.

This number is too high, when it's not as if the country is at war with herself.

Too much bloodshed is not good for any country.

Politicians are difficult to support. They are like the waves of the sea. Now, they are high, the next minute, you can't find them when it matters.

It's better to support policies, not people.

And this idea of switching parties when you've been elected should have serious consequences. You don't get to change parties after people trusted you and your party with their votes. No one is an independent candidate.

But who will adjust the law when it favors them?

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Only 23 slots remaining before the year runs out.

This method has been working since forever. I even ignore other methods as long as it works, and it works fine.

Is this true?

Cos in these days, anything can be fake eh...

razzydoo:
See skilled deviation. That's conspiracy theory.The KKK thing, I mean. Answer my question directly. What's the significance of the court ruling? Does it mean he's gonna be incarcerated? Because only then you can actually call him a convicted felon.

Just check the meaning of convicted. I already shared it earlier in this thread.

How you feel about it does not matter.

His sentencing which should be tomorrow has now been postponed till Sept 18 (talk about the US judicial double standards). You can stay tuned.

CondemnBattery:
You think school is a scam right? Are you the one that convicted him?
See how you come outside to disgrace your life.

It is clear he has being convicted on one of the cases against him. "Former President Donald Trump was found guilty of 34 counts of falsifying business records."

https://abcnews.go.com/Politics/now-donald-trump-convicted/story?id=110721655

One of the meanings of Conviction, according to Merriam-Webster dictionary, is the act or process of finding a person guilty of a crime, especially in a court of law.

This is a sensitive issue with far-reaching implications beyond the US and as usual, sentiments will be rife. But if we want to be reasonable and responsible citizens, we should be concerned and knowledgeable about these issues.

As challenging as mail-in ballots can be in elections, it has been used as far as back the US Civil War days (c.1860s) and the rates of fraud have been very negligible.

"Despite claims of vote fraud when voting is conducted outside of polling places, only 0.00006% of the 250 million votes by mailed ballots nationwide were fraudulent [in 2016], according to MIT political scientists who analyzed numbers from the Heritage Foundation’s Election Fraud Database"

As for electronic voting, "In 2006, about 31% of registered voters were living in areas that used paperless electronic voting. For the November [2022] midterms, that number is expected to dwindle to about 5%, according to data from Verified Voting."

The claims of fraud are basic misinformation and dangerous for any reasonable country. But since the Republicans don't seem to have any sensible relatable policy, they have resorted to using the tactics of fascim..

Fox News did this on a very large scale and got sued and had to settle one of the companies involved in electronic voting with 787m USD.
https://apnews.com/article/fox-news-dominion-lawsuit-trial-trump-2020-0ac71f75acfacc52ea80b3e747fb0afe

If there was no case, they wouldn't pay a dime.

If you readily find yourself believing conspiracy theories and you can't even separate facts from fiction, how will you be able to live in real life and succeed?

Trump knew that he lost the 2020 election fair and square and he admitted as much in close circles. The J6 House inquiry and the special investigation by Jack Smith have revealed a lot that happened behind closed doors between Nov 2020 and Jan 2021.
https://www.bbc.com/news/world-us-canada-66388176
https://www.commoncause.org/democracy-wire/indictment-8-times-trump-knew-he-lost/

Not to talk of the recounts that were made in some swing states (even by Republican-backed groups), there was nowhere that Trump won (that he previously lost). That's how good the election was.

If someone has repeatedly lied, why should I be inclined to believe him?
If he thought there were sufficient electoral fraud claims, why is he running again?
In that same 2020 election, in some counties where Trump lost, Republicans won House and Senate races. Is that fraudulent?

You can't always cry foul when you lose. What kind of person will you be?


References:

https://time.com/5892357/voting-by-mail-history/
https://www.reuters.com/graphics/USA-ELECTION/VOTING/mypmnewdlvr/
https://www.brookings.edu/articles/widespread-election-fraud-claims-by-republicans-dont-match-the-evidence/
https://web.mit.edu/healthyelections/www/final-reports/recounts-election-contests.html
https://www.nytimes.com/2023/01/15/us/politics/2020-recount-lycoming-county.html
https://www.reuters.com/article/fact-check/contrary-to-social-media-posts-recounts-of-the-2020-us-presidential-election-idUSL2N2WJ1J9/

Pastorjohn2:
This is a satanic post and an Attack against God's people.
Redeemer university will surely sort it out in God's due time as he knows best, Bringing the school name into social media and tarnishing it is no different from blasphemy!
God could be gathering their blessings within these 2 years.
If God says wait 5 years then wait because he knows best.

Kindly delete this rubbish post NL Mods.

Comments like this do not help the cause of the gospel in any way.

As Christians, we live in this world and we need to do things right.

There is an issue, (it might or might not be the express fault of the school) but the way the school manages it is what will show that excellent spirit of God.

emkz:
I see a lot of sense in your observation, and if not for the gross abuse of the freedom by our politicians, it would have been the best solution. The way it works is that once the money enters their hand, they are to relinquish the dollars to their banks and get the naira equivalent in their local accounts so that liquid dollars will not directly enter their hands. In other words, the buyer abroad who wants to pay him in dollars would credit the correspondent bank abroad of his local bank with the dollars. Then the local bank in Nigeria gives him the dollar value in naira. For his own future dollar payments, he pays the naira equivalent of his dollar purchase into his own local bank, and his local bank debits their correspondent bank abroad of the dollar equivalent and pay it out to the correspondent of the local bank of the person he pays to.

The banks are expected to fulfil the forex obligations for his advertising services without him necessarily having to handle liquid dollars or maintain a dorm account within Nigeria. He doesn't necessarily need to hold a local dorm account for that purpose. If he must do so, he can operate such an account in a foreign country where the currency is a legal tender or utilize fintech companies like Transferwise who trade currencies and allow people to maintain accounts with inter-transferability of forex wherever they are.

I think stopping the use of domiciliary accounts in Nigeria is very counter-productive. Individuals and businesses need to continue to maintain such accounts, though there must be reasonable limits - one of which is that it must be to ONLY fulfil foreign financial obligations. This is more important for those who earn in USD and still live in Nigeria. That must not be discouraged.

Other countries allow their citizens hold Forex (USD, EUR, GBP) accounts as needed, but local transactions are forced to be in local currencies among other necessary restrictions.

And as you clearly stated, it's exactly because of "the gross abuse of the freedom by our politicians" that legitimate businesses and individuals should not be made to suffer unnecessarily.

emkz:
What MUST be done:

1 Outright ban of the use of dollars within Nigeria.

2 Give holders of dollars a month to put it in the banking system after which it will be seized if found on the holders.

3 People like Herbert Wigwe charging tuition fees in their universities in dollars need to be compelled to pay their workers in dollars and also pay electricity bills, diesel bills, and other expenses in dollars.

4 All BDCs must be heavily regulated and if dollars is sold to anyone, the reason must be compelling and must be traceable.

5 Arrest politicians found with dollars.

6 We can't afford to have accounts opened in foreign currencies within Nigeria. Our economy can't support it.

7 Some of the things we import are not needed. Therefore impose heavy taxes on luxury cars, foreign wines, clothing, and food. Visit shops and hike the tax on foreign commodities like cashew, apples, and shoes. Nigeria is a big market. The least Toyota and Honda owes us is to run assembly plants within Nigeria.

8 NNPC must be stopped from selling crude oil to local refiners in dollars.

9 No company, including foreign ones, must be allowed to pay any worker in foreign currency. The idea of working in Nigeria is that you spend your earnings in Nigeria. If you want to remit funds abroad, use proper banking channels to do your transfer and pay the appropriate fees.

10 We found out that some embassies in Nigeria collect visa fees in foreign currencies in cash in Nigeria. We call on the foreign affairs minister to call those ambassadors to stop the practice. Some of these embassies use the desperation of our people to prey on them and commit crimes that cannot be tolerated elsewhere. Any embassy operating in Nigeria that cannot respect and idolize our naira should close and go elsewhere where such crimes of collecting a non-legal tender within a country they operate in is allowed. If they collect naira, they can use our banks to remit the funds or use online transfers so they can get the forex equivalent of the naira charges in their accounts in their countries. I call on Nigerians to be bold enough to report some of these embassies for the sharp practices.

11 Some of the embassies in Nigeria are desperately corrupt. Especially of some countries in the EU.

The key factor is the WILLINGNESS of Nigerian leaders to do the right thing - from the presidency to legislature to judiciary across federal, states and local governments. They are always eager to make laws and inconvenience the lives of people but they are not ready to abide by the same laws.

For example, it was reported that the CBN governor himself said some days ago that about $2.4bn of the $7bn Forex claims are fraudulent or baseless. That's almost 30%. Not to mention the fact that the CBN's books have not been audited in 7 years. A new government now comes in and coming up with out-of-touch policies.

All the other countries that are working have their leaders working the system to make it better. It does not happen by the victimization of the citizens. It works by making laws that make sense and EVERYONE must abide by.

Let's not even get started talking about importation and customs duty (pegged to the dollar. How ridiculous!).

Maybe this government wants to do the right thing, just maybe. But all their steps just look like they want to make lives unnecessarily difficult for the common man. Let's see the sacrifices made by the leaders, and then it will be understandable as citizens to make sacrifices also.

Africans in the diaspora need to accept the hard reality that their extended families are/can become entitled to the "stipends" they get (due to currency devaluation and exchange rates).

How do you manage them? (Just some 2 years ago, I was sharing the following nuggets with an African brother whose folks were milking him dry)

- Give on a budget. (If you're abroad and you're not living on a budget, well, maybe you're a USD millionaire),
- give to your parents (if they are alive),
- give to those who raised you (esp financially),
- refund those that helped facilitate your trip (if applicable. ONLY refund, don't include them in your weekly/monthly budgets),
- find specific needs to settle for your direct siblings (avoid putting them on your budget. You didn't come to the world 'cos of them and they need to be responsible early on. It will help everyone. You can't be the only responsible one, it will weigh on you),
- route every other money for extended relatives through your parents (and only if you had planned it AND you find your parents trustworthy enough),
- avoid giving based on emergencies (if not, there will ALWAYS be emergencies and if you fail, that's how entitlement sets in),
- DON'T give based on emotions. Budget it. Plan it. Structure it.
- If you can sense that your folks are not trustworthy, avoid doing physical projects like buying lands or building houses (that means you test them if you're so gung-ho on physical projects),
- if you plan to return to your home country at any time, save in dollars in well-managed Forex funds of holding companies (like FBN or Stanbic in Nigeria and you don't have to travel down to do that),
- no matter what you do, folks will always be angry that you're not doing enough; set goals, focus, and avoid being guilt-tripped on your finances 'cos at the end, they will be the same ones that will abuse you if you don't amount to anything.
- Except your job is public-facing, live a low-profile life. It will save you lots of headaches.

But really, that lady no suppose generalise all Africans, but it's a norm that "Black Tax" is an African thing. So abeg, Africans in the diaspora, WISE UP!

This @DivinegiftofGod sounds like a clown. The comments are ridiculous.

nairalanda1:
Ideally, it is the job of the local DISCO, not the job of PHCN. PHCN does not exist. Discos and gencos and TCN have replaced it.

But as to why consumers contribute...this one is easy.


Nigerians are not paying cost reflective tarrifs for electricity. Additionally, over 30% of us do not pay for the power we use.(If you think I am lying...google for the PwC report Solving the Liquidity crunch in the power sector).

...

Why...because Nigerians do not want to pay their power bills at market price. We think we must have power for free.

Meanwhile, GSM companies, if the antenna spoil, dem go replace am. Your local provision store owner, if he runs out of milk today, he will replace it within a few hours, if not tomorrow latest....because they are allowed to do something the power sector is not allowed to do. Sell at market price.

This is the result of not letting DISCO set prices.....you will be asked to contribute for your generator.

....

You wrote well. However, let's add more perspective:

1. Nigeria is supposedly a rich country, where the resources of our commonwealth have been squandered by those entrusted with leadership,
2. That has led to poverty in the land (which is being weaponised in different ways).
3. Let's not forget that people have been buying transformers themselves (and paying the officials to install them) in the days of NEPA and PHCN.
4. Let's not also forget the days of estimated billings. They were fleecing the populace like no man's business - maybe it went to private purses or government, no one can be sure.
5. No one (should) expect power to be free - anywhere in the world. And we also don't have to pay through our nose for electricity.
6. For the telcos, some will remember that they had very high billings in the early days of their operation in Nigeria. Some will also remember that they invested heavily in the emerging industry. Why have the DISCOs (and by extension, TCN and the GENCOs) not invested heavily in the industry? Why has foreign investors not embraced the local companies and make things better despite all the reforms in that sector?
7. People will pay when they see value. This is common practice - even in Nigeria.
8. Finally, when the leaders feel the heat that the masses feel, instead of making the AC work for all, they serve only themselves. Anyone who now expects the populace to not reject further billings in any way possible is just being hypocritical.

Very funny comments on this thread, especially those suggesting Nigeria should look beyond foreign investments.

And instead of coming from facts, I see it's coming from lots of bias.

Economies that have grown exponentially in the 20th century like Japan, South Korea, Singapore, UAE and even China have made the most of "foreign investments" in terms of technology transfer, human capacity development and forex. But those countries also have something very important going for them - that is, serious and forward-thinking leadership over several decades.

Forget IMF, World Bank and Western media for a second and let's look inward at how we have mismanaged resources.

The oil we have as a natural resource has not been properly managed over the years (as UAE has used their own and grown beyond depending on it). Not to talk of gas that is wasted daily and the multitude of other natural resources that can bring amazing real wealth to this country.

If we put our house in order, we will definitely enjoy prosperity as a nation.

Wait, all these monies were misappropriated within 6 months of this new administration? By just one ministry. Okay na!

It's well with Nigeria.

As interesting as these Per Capita Income projections are, this does not translate to a better life for everyday Nigerians in real terms. Wage structure, access to good health and education, housing costs, electricity/fuel accessibility, and cost of everyday goods - these are what matters to the standard of living for the people, and which can actually increase the productivity of the working force.

PCI, GDP, GNP can all be looking good and still, the citizens not feeling it.

ide2012:
Thank you.. when you say compress, can we also compress into a zip file ?

You can also use pdf24.org to compress your PDFs.
https://tools.pdf24.org/en/compress-pdf