₦airaland Forum

Guys, lets do it again. Libya 0-4 Nigeria.

They will soon ask Atiku to travel to the US. When they do, pls ask them what benefits we have derived since PMB went there 20 times & moved his residence to the UK?When Trump visits us, & Obama apologizes for not visiting,we can talk.Until then, let everyone stay in their place.

Anambra amaka. Ive eji abu Onitsha erika.

Donexy16:
Father of many nations

Abi oo

Isn't this lovely?

Wetin concern beans and tuber of yam with Mass Communication? Obviously they are encouraging here to start selling Akara and fried yam when she graduates.

I am not an IPOB supporter but anything to disgrace Buhari is welcomed.

That's the way the cookie crumbles. Lagos, get ready for PDP.

Na for this kain nonsense rating u go dey see Naija cities. No Nigerian city made the top 100 habitable cities in the world.

Very dull and uninteresting debate. Only Omisore impressed me. The rest were just yarning rubbish. You need to watch Anambra debate to really understand how a debate should look like with the likes of Chidoka and Obaze.

This fool just want to remain relevant. His career is dead and buried.

This is not my problem at all. My problem now is how to rewind the time back to 1930s to locate Buhari's father and give him condom.

Runaway cultist? That one na cultist? The guy couldn't endure the beating and torture. See as person dey use him hand bring problem upon himself all in the name of cult. Mumu people.

Pls what is the title of this movie? Is it 'Wedding Rice' or 'Slap me I slap you back'?

omadeltason:
Oba is fastest growing city in anambra state how do u know oba .since the governor of anambra state built oba international market onitsha and Nnewi traders have been moving there to build their mansions

True! I think Oba is the fastest growing city in Anambra today. The old Oba airport site and the area around Rojenny Tourist village are looking like obodo oyibo. Onitsha boys are littering mansions all over the place per second. Oba is the new Lekki of Anambra.

omoelerin1:
You dey mind them?

They even released his account details to the public, so that we can donate.
Who knows may be it is a plan work between the foundation and so called gala seller. May be he was not into selling of gala, the whole drama was preplaned.

I no trust Igbo jare.

You're a big fool. A kind hearted guy was handsomely rewarded for his kindness and you are here spilling bullocks.

See what the so called graduates are doing. Useless country.

Good for the stupid MD. The mumu MD thought he was in Nigeria. That is a country where they have labor law. Cases worse than this happens everyday in companies in Nigeria, yet the culprits go free.

Projects only awarded and completed on paper. Rubbish.

Traditionalists don upgrade too. Nice concept.

So the only way to become popular and sell your products is to be a cross dresser? Anuofia.

RIP Senator McCain.

They look good together.

RIP bro.The killing could be as a result of business deal gone wrong.

Very lucrative business. Imagine making 100K and also getting banged for free.

What a beautiful man.
Seriously, the guy looks more beautiful than most babes.

Themaths:
OP, listen attentively.

Currently, I have nine (10) active bank accounts. Thanks to MMM days.

2 first bank accounts (Visa and Verve)
1 Zenith (MasterCard)
2 Diamond (Both Visas)
1 Access (MasterCard)
1 Wema (Alat Banking, MasterCard)
1 Union Bank (MasterCard)
1 GTB. (MasterCard).
1 FCMB (Verve)

There are several reasons to open and not to open an account with any bank.

CHARGES: As far as you opt for alert by text messages, you must be charged #4 per SMS you receive, Normal monthly #52.50 charges apply per monthly card maintenance (To avoid this, just empty your account ) and transfer to other banks. Extra charge of about #65 also apply when you use your card more than 3 times on a different bank's ATM.

MINIMUM ACCOUNT BALANCE: First, Union bank is #1,000, Wema is #500 others are zero account.

BANKING APP AND TRANSFER LIMITS; Without Token, Zenith is 100k, First and Diamond is 500k, GTB is 2million to GTB and 1million to other banks, union is 5k (pathetic), I haven't tried to see the max for FCMB, Wema is 2 million Access is 1million to be sent in 500k max in parts.

For the apps, all the banks have got good apps, beautiful UI apart from FCMB, very ugly. Most of them have fingerprint login too, cool right? For some you can order ATM from the app.

INTERNATIONAL/INTERNET BANKING; All Verve cards can't buy stuff from international online shopping websites like AliExpress, Alibaba, eBay, Amazon et al. For me, GTB has the lowest exchange rates, #363/$, Access 365. Only my Zenith MasterCard works on eBay, charge is 373-375/$ (total rip off).

AVAILABILITY OF BRANCHES; Firstbank has the highest number of branches for me and where I have been to. You even find them in small towns, very thoughtful of them. FCMB has the least closely followed by union.

CUSTOMER CARE SERVICES; To me almost all banks have shitty service. You will be served better in a branch that receives less customers.

There is one Zenith Bank close to me (opposite Mobil filling station, Ring Road. People who live in Benin will know it), their bulk room tellers can fight you, insult you and talk to you anyhow. But the one I went to at Uyo, Abak road, the woman there is so friendly to go bank go dey hungry you.

INTEREST RATES: For me, access, diamond, Wema pays interest. Maybe others pay too, but I haven't noticed because I use my accounts often.

ATM CARDS; Zenith gave me MasterCard, diamond Visa, Union MasterCard, Access MasterCard, First and FCMB Verve. Some banks gives MasterCard and Visa on default, some you have to indicate, some banks are stubborn even if you indicate, they will still give you Verve. Very annoying. For me, MasterCard is the most flexible of all cards.

UNSCRUPULOUS DEDUCTIONS; Many people have complained of this, but I have only experienced it with Diamond bank, I was refunded in full after making complaints.


NB; All these are based on my own personal experiences, and I stand to be corrected.

Sorry bro, Union Bank Mobile transfer limit aint 5k. You have a default limit of 5k when you download the app and do the set-up yourself. You can visit any branch for limit enhancement. The daily transfer limit without token is 200k while you can transfer up to 50M daily using the hard/soft token. Their mobile app is very cool with fingerprint login.

Igbo Amaka.

Ife eji abu Anambra erika!

ClassRep001:
If only she had spent the night in a guys house all these won't have occurred.

She would have enjoyed a marathon knackings and also many other goodies.

Well this lady is ugly sha, it won't have been a bad idea of that bullet should hit her ugly face

Idiot, trying so hard to sound funny.