ask the moderator to move it to frontpage, you would get many helpful comments

Lexusgs430:
The chickens have returned home...... It's now time to roost/roast ........ 😂

https://www.independent.co.uk/news/uk/home-news/universities-foreign-students-financial-crisis-b2513637.html


Nigerian currency collapse was also mentioned........
😂

Is this is a british way of reporting? Is it the collapse of the Nigerian currency that affected indian and chinese student enrollment also?

Same way they blame children missing classes for the recession.

flyinnizam:
female wildpig not currently pregnant as it has already given birth some time ago. Most of the parts was sold. food is ready

Looks like it is still nursing young piglets.

Feel sorry for the piglets, their lives probably is now hangs in the balance

Ugochinyere1:

Please kindly check your email 🙏

Seen, responded

Ugochinyere1:

Hi good evening
Please if you wouldn’t mind can I dm you?
I need some more clarification please

Sure

Ugochinyere1:
Good evening.
Please is this the right account needed towards home purchase ejor? I just opened this today and want to be sure I’m on track 🙏

Yes

jedisco:


It'd take a while for whatever is going on in that sector to settle. This is an election year and the anti-imigrant narrative is the lowest hanging fruit for the Tories and they've thrown everything at it. They should see the tightening through to the election at least.

OTOH, the universities are strong at lobbying and would push thru facts moreso with their cash cow (i.e international students) being muzzled while fees for local students have been capped since 2016. Interestingly 'international students account for one in every five pounds in income received by UK universities'.

Beyond universities funding. It will likely strain the nhs as students are massive net contributors and were helping to fill many low skilled job vacancies without recourse to any sort of public funding. Am very sure they offered many economic benefits that were overlooked and underappreciated.

I strongly suspect students sharp slowdown is one of the reasons why the country went into a recession and inflation stopped falling.

Also, the government doesnt also have the projected funds to offer any significant tax cuts or fund any expansive infrastructure.

the government though decided to blamed children not turning in school for the recession.

CannyDoll:
Hello house, I am very desperate at the moment to the point that I am resolving to this, pls if anyone knows how I can get a loan public/private which ever to offset my tuition pls let me know, I am on the verge of being deregistered from school, the exchange rate has affected me badly I have tried all means possible but can't pool funds from home at the moment. Pls help a sister, you can DM me pls 🙏🏽🙏🏽🙏🏽

Do you have a job or stable source of income? If you do, there's a chance of getting one.

If not, that's a big ask from any lender

Pristine664:


Go ahead and do what your mothers are doing in Anambra

Your not mentally ok for posting something like this on a public forum.

Where's your basic sense of humanity

gaby:
Craze people...

New week, new craze from the moronns that don't even understand what Binance or Crypto truly means.



I'm sure Binance, Aboki Fx, and Crypto are the reason why companies like DangoSugar, MTN, et al, are declaring record losses.

So far today, it has devalued by NGN40 against GBP. I wonder who next they will blame.

Efftyy:


Pls how can I obtain insurance certificate from Nigeria ?
Do admiral accept the certificate

Not sure about admiral but Marshmallow do accept.

Your insurance broker or insurance company in Nigeria should be in a position to help.

Tell them your policy number and what you need

what can save the naira is for the CBN to keep selling to BDC as it did early this week. Even better when they sell below market price as done.

I suspect the CBN will not keep selling, so I also expect some form of depreciation in the coming weeks as the CBN governor seems bent on the free float experiment.

Every other thing is just chasing shadows.

KOVIC19COVID20:


Which of the licenses will you be using to drive?
You can drive with your Nigerian Licence for up to 12 months - effective from the 1st day you entered the UK.
You can only drive with a provisional licence if you are accompanied by a driver who posseses a full UK driving license, and has possessed that for at least 3 years.

The bolded makes absolute sense.
With a provisoonal licence, the risk of accident is lesser, because you are expected to driving accompanied by an experienced driver (Never alone).
With your foreign licence, you can drive (for up to 1 year) un-accompanied. The risk of accident is much greater - hence the higher insurance premium.

There are a few insurance companies that would accept non claims discount from Nigeria. If you can obtain it, try it, should bring down the rates if not done

badoh:

He wouldn't have continued paying the subsidy had it been the naira was not floated. Floating the naira was what caused the entire issue but for how long will the country continue to borrow forex to defend the naira?

Even a dr will prescribe medication over a period of days.

He wont tell you to take the whole pack of paracetamol in one sitting.

The free float experiment is failing also. Cbn returned back to the traditional method of selling usd to bdc as a fixed price to stablise price. Unfortunately much of the damage is already done

tunjijones:
Mumu man... On your first day in office you just came and said subsidy is gone. This is without understudying the pros and cons.

The arrogance of Tinubu is what is causing Nigerian this pains we are going through.

Now, shey we are still paying the same subsidy u said is gone. But this difference is that Nigerian has to pay 3 times the amount we use to pay for petrol.

What a clueless govt.

Was just a futile experiment in economics:

Subsidy is back ,unfortunately petrol alreary tripled in prices.

For floating naira, cbn has returned to the traditional method of selling cash to bdc at a fix rate and volume, but naira has already devalued by almost 100%

Viruses:
Just saw this even though it's been said here severally before. Is my three years old eligible for 15hrs free child care considering that I'm not entitled to public funds?

15 hours for 3 - 4 years old is unique in not being considered public funds

https://www.nrpfnetwork.org.uk/information-and-resources/rights-and-entitlements/services-for-children-and-families/early-education-and-childcare/3-and-4-year-olds-15-hours#guide-content

Giftyy:
He said he will only give us the amount we paid for school fees in naira as at last year in naira. We don't know what to do because the school may not accept another account.

Ideally, the man should return the money in the same currency the refund was made. He could charge you a fee for transaction charges or his service.

In my opinion it is dishonest of him to claim your foreign exchange gain by sending you in naira if the school returned the fees in GBP

according to freestuffng , it is just paper increase. Devaluation does not affect companies

EWIN:
What do you expect? Are you supposed to buy Akpu when u have empty land at your backyard. We are pursuing paper money nah,,who go farm for u,,,

The batish have dropped another update.

Everyone go into part time farming if you cannot afford food

Probably also start doing trade by barter so someone who plants cassava can exchange with someone who planted pepper

carojody:

I can earn her full month salary in a deal. I am not thinking about the money, I'm only concerned about loyalty

Bro, personally I'll tell you to cut back.

Any relationship where you drop significantly more than you get emotionally or financially, you are likely to get hurt and be left holding the bag.

Get yourself a financial project in your name and start investing. Spend time with business colleagues.

When she asks you for things she should financially be able to cover, tell her you are working on your project and she should pay from her salary.

When she sees you are cut back, she will be forced to put in more emotionally and financially. If she is not willing to put in more, then the relationship is not worth it in my opinion

People telling you communication only will solve it have either not experienced it from the victim side or have taken your wife's side

ezekins:
Has it brought people and investments? What is nigeria producing that she wants to export that warranted floating of the naira? Nigeria is running a monoeconomy based on crude. Floating naira was a reckless miscalculation of tinubu's government that has killed the naira and brought untold hardship to the citizenry. Anybody still supporting this government should be ashamed of his or herself.

Don't mind them. If devaluation is what makes a country's economy great, Venezuela and Zimbabwe should have the best economies in the world.

They forget the likes of Saudi and UAE, who being petrodollar economies, defend and maintain a very stable exchange rate immune from shocks that come with the cyclical nature of crude prices.

PoliteActivist:
*Politeness*
It will bring in people and investments.
Don't you see US always accusing China of intentionally devaluing their currency?
Example, if Togo devalues their currency you'd be going there to buy stuff and vacations, but if they inflate their currency you won't go

What benefit did it bring to zimbabwe and Venezuela.

It is not so much about devaluing, it is much more about how the economy is managed and how changes are implemented.

UAE has a flat exhange rate that hasnt fluctuated up to 1% for many years inspite of being a petrodollar economy ans is doing very well.

Many countries run a system where the value of their currency is defended and also offer many subsidies and do well.

The story that Nigeria needs no subsidy and no defended currency is very one-sided as it did not take into account the kind of economy Nigeria runs or what the scenarios will be in the absence of these system.

As it stands, tinubu has unleashed a chain reaction that is largely out of his control. The more naira fails to find a support level, the worse it is for fdi and consumer sentiments. The worse it is for fdi and consumer sentiments, the more naira losses value

Kudos to the police . Quick turn around

AyeMoJuba:


You all will wail without ending

Any reasonable human being should be aware of the fact that to build is painful...we must bear this pain to enjoy later
Is Tinubu the one who sold your crude Oil in advance? Is Tinubu who borrowed money and plunged the Nation to debts?

The Naira must further be devalued to reflect it's true value...this is the only way to attract investors and have a stable economy.
Those of u crying because Tinubu is not your tribes man can go hug transformer.
Bunch of ingrates

Yes, Tinubu has also done his own share of borrowing and advance selling if crude oil, except you dont read the news and he has been less than 1 year.

Also Tinubu supported buhari for 8 years and bank rolled his election. If that does not suggest to you that tinubu is culpable, I'm sorry to say you lack common sense

Lastly the current deteriorating economy is directly tied to policies Tinubu has implemented and the manner they have been executed

vinexe:
Good afternoon everyone... Please I need a mature peoples to please advise me on what to do and the lawyer's in the house. should please advise me...
I ....

Long story, my deduction is that you were not ready mentally and financially when you got married.

You also appear not have a strong sense of accountability, how is any of the issue you mentioned your wife's faulty only, you speak as if she got herself pregnant.

You complain about your family people, how is divorcing and marrying someone from your state a solution? Will you also divorce your next wife if you dont like the family?

Marriage is man and wife. Family is your wife and kids. Every other person is a baggage you can shed at will. Your wife only becomes culpable if she imports her family's problem to your home against your will or take sides with her family against you cause problems in your home.

Learn to appreciate the wife of your youth.

Jump from woman to woman and you may live to regret it later in life. Even your kids will detest you

Alexis11:


Lol let's avoid incompetent man like Obi by all means pls.

Tinubu is better.

People are running from poverty, you are running into it , consoling yourself that you dodged peter obi

Yinmu...every the agbado that tinubu promised, he cant pay on time

BAZ001:


Abeg who be Emilokan activist na
Omoapena Or Donbrowser26? To catch up no easy
Hey ! I dey here dey work, d more you work d more money you earn. I wan quick make money to buy house in lekki phase 1 as people dey sell house to feed and maintain status
Pls anybody that wants to jappa and other approach no work. use visiting move when you reach there begin change status , if u still single d better for you, u go just arrange get pali and dey make ur money with peace of mind.
Jappa don dey hard now imagine 15million na just $10k. How many uber drivers go fit buy ticket now
APC donbrowser emi lokan no get anything to offer. You can’t afford to waste 8 yrs of your life under that regime pls jappa life better here no let anybody deceive you.

I greet all of una comrades and veterans still moving Lagos in this hardship to feed family. God bless you all. How u guys do it I still don’t know but una dey do well.

Probably somewhere in the libyan desert enroute to Poland.

With the current flight cost, I doubt he can afford flight to poland. Hopefully, the polish people will see him for the fraud that he is and reject his asylum claim when he gets there

Nelsmannnnnnnnn:

I just PM you Sir.

Responded, thanks

Nelsmannnnnnnnn:
To the seniors in the house, please I need tips and help in this Youkay job market.

I've been applying for jobs basically in the finance field both in the private and public sector but I haven't gotten any invite for interview. It's been over six months and no single interview. In fact the only interviews have gotten are jobs related to care.

I have changed tactics severally, and it seems no positive. I have ensured there is no gap in my employment history, I have matched the job requirement to align with my CV, send cover letters, apply directly from company's website but no call for interview. I have over six years experience in finance and accounting, qualified and in managerial position but even if I apply for lower rated finance role, still no call. It's frustrating the hell out of me.

Gurus in the corporate sector here, pls assist and advise. Is there something I'm not doing right?

let's get in touch..please Pm

Goke7:


The issue about undercutting local labour is false for Christ sake, can’t we all see from the stats shared so far that not many work visas are given.

Except you’re not not an immigrant why fall for this narrative of low pay which is the ignorance the politicians are feeding on from their populace. And as for Nigeria they made it difficult for us here so why can’t Nigeria do the same or don’t we know the law of reciprocity in diplomacy. Nigerian visas is one of the most difficult to get and e get why, call it shithole it’s what it is.

what they do not realise is many in healthcare pay less taxes because they earn less, pay no NHS (because they claim a refund) and have some generous benefits from the government. I suspect it is the kind of nationalist thinking that led them to brexit.

Goodenoch:


Why can't you see that the bolded is the same thing Zahra29 was saying about how it leads to undercutting of the indigenous labour force, which is the government's primary constituency? If migrants are consistently willing to accept lower salaries, the companies will pay less and hire those which means salaries for everyone will reduce.

Are you then surprised that there's pushback by the local population?

This thing is not a moral issue like many are trying to make it seem. It's an economic and political issue. The Brits don't want more immigrants. Whether you think they are right or wrong in that is irrelevant. The government has to pander to them.

And besides is it not the same thing in Nigeria? Do you people know all the hoops a foreigner has to go through to work in the country? From the STR visa to the expatriate quota application (which only companies with N100 Million minimum share capital can get) to the CERPAC. Why does the Nigerian government have all those restrictions - does it not want to grow the economy?? /s

I think you are mixing a few things together.

Honestly, I cannot question if the Brits feel the level of immigration is too high. They have every right and it is not for us to rationalize what is an appropriate level.

The problem is no one has so far complained about the number of international students arriving in the UK or asked them to return to their country after their studies. The government has every opportunity to ask the universities to reduce the number of international students they take or cancel the post-study visa which is used as a job-search year if the government feels they should not come or should return after studies.

Many of the already skilled immigrants have now added expensive quality education in the UK and are now facing a challenge breaking into their preferred career (which the government can help solve) pushing many to health care and other fields where visa sponsorship is more likely but their skill is less relevant. I am pretty sure the government is aware but rather than help them break into the market has thrown an additional spanner into the works, many it less likely many will secure these jobs outside of healthcare and NHS.

These immigrants who have made a significant investment in a UK masters degree are unlikely to leave in large numbers simply because the UK made all skilled worker visa (except care and NHS) harder to get. The policy will just funnel them into care and NHS.

Yes, the biggest loser are the immigrants who came quite skilled and topped it with an expensive master's degree doing care.

The second loser is the UK itself which is now having a growing number of underutilised labour. The are other externalities to this situation that will affect things such as productivity, tax receipts, inflation, integration and equality in society .

I have seen many engineers in this country doing care. Yes, you can blame them for not being dogged enough but the reality is that it is harder to get sponsorship in many of these areas when you have less than 24 months to fight an uphill battle.

Many "Elon Musks" that arrived the UK are in the care sector wasting away.

kwakudtraveller:

Interesting take. However, from what you have said, it sounds more like a company problem and not a government problem. The companies are hostile towards hiring immigrants because of sponsorship as it’s a cost that they are not willing to bear or a hoop they are not willing to jump over.

Not necessarily a cost issue. With 3-5k, you can sponsor a candidate for 3-5 years (amortized, that is 1k per year or thereabout). Most of these candidates would accept an offer at the lower end of the pay band, potentially saving the company up to 10k a year.

If the government is looking to truly improve productivity and drive cost competitiveness in the economy, it should be removing the bottlenecks keeping immigrants out of these sectors. Rather then government threw another spanner into the wheel leaving the field (healthcare and NHS) that is likely responsible for most of the work visas.

I have experienced it firsthand, so its not much about the stats this is the reality on the ground.

See how many immigrants are making waves in innovative sectors in the USA and compare it to the UK. In the UK, you would probably need to be at least in your first generation or have spent decades to have that kind of opportunity.