WorldRichest:
Now, they all know better. The Jagaban has humiliated all of them

He only humiliated your brain.

Funnyman:
Why should I be more comfortable doing business with companies owned by other nationalities but not Nigerian owned? Why cant our people do business with acceptable standard as obtainable in other societies? Why should Nigerians always see opportunity to cheat others in all their endeavors?
TO THE ISSUE, I booked a ticket with wakanow on feb 8, 2024 (my first time ever and a mistake). I paid 911 USD for a round trip from NYC to Lagos. Wakanow issued the ticket but at the time I only wanted to seize the opportunity for the low fare, my travel itinerary was not certain yet, the supposed flight was for April end till may end. By march 1st, it was obvious, I cannot travel by April ending, so I reached out to wakanow to cancel the ticket. Mind you, the ticket I booked was a fully REFUNDABLE TICKET with Royal Air Maroc according to wakanow website before I paid. Wakanow said they will only refund about 800k naira and I will forfeit the rest, mind you I paid in dollars but they want to refund less than half of the money in naira. I agreed that they should go ahead and cancel the ticket and refund me, that was around March 1. Since then I have been messaging wakanow via WhatsApp and mail, they are always telling me they are working on it on WhatsApp while they have stopped replying my mails. Meanwhile, I reached out to Royal air maroc which confirmed I should get in touch with wakanow as my funds are no longer with them. It is almost 3 months I cancelled now and I cant get my money back, I cant book another flight since my funds are now tied down. Why is it so difficult to refund me for almost 3 months when their website says refunds are processed in 2 - 3 weeks?
WHY IS WAKANOW TREATING A FELLOW NIGERIAN LIKE THIS? I AM NOW PAYING BACK MONEY WAKANOW STOLE FROM ME TO THE CREDIT CARD COMPANY. WAKANOW IS A THIEVING COMPANY. WAKANOW REFUND MY MONEY.
Front page please.

can you show evidence that the ticket was fully refundable from wakanows end? why I asked is, when I used wakanow last (a few years back), they did not have fully refundable tickets.

Ofunaofu:
Power is truly transient

About a year ago, Wike was governor, behaving like an emperor, but today, he is just a mere federal commissioner, working so hard, albeit failing woefully, to impress a notorious narcotics drug trafficker engaging in criminal state capture. 

governorship is a power position.

In almost all duels where the incumbent governor took on senators, ex governors or commissioners, the governor triumphs.

Lagos was the only state where the incumbent lost to an ex governor.

Even in Kano, the governor triumphs the ex governor who is a sentaor and party chairman

kumbhuru:

Came and collect the offer from me na. Hateful soul. I lied and would still lie again. You imp
You lots just hate to have people enter the UK with legal documents, with full sponsorship. Not my fault You all came in with low visa types. Ntorrrrrrr

you are smoking in a petrol station. Wish you good luck

Lexusgs430:


It's this same people that received ''low type visas'' (whatever this means)...... You are expecting high quality advice from...... What irony...... 😭🤣😂

she/he does not even have the high-quality visa yet, just the vignette, she/he is already throwing shade on others

kumbhuru:

Thank you for this. I'm still in Nigeria but my start date is soon reason I'm rushing to learn because driving is a requirement and I lied that I could drive just to get the job.
May my yansh not be opened when I get there

bro, you're taking a very big risk. The laws are more strictly applied here.

Properly learn to drive in Nigeria before getting a licence. One accident here can ruin you.

What is the purpose of the frsc boss in this meeting?

Mannabbqgrill*s mentor, like mentor and mentee, both not very bright people

profemebee:
lol na so

All these hide and seek in your house because of £13 bill is funny sha

Stopped watching live TV since I moved from my parent's house years back in Nigeria. The only live thing I watch is football and I do not use a TV for that.

So never found it useful here either.

profemebee:
i will never understand the angle of Dont open doors anyhow or get video doorbell because one is trying to not pay £13 ish per month

Maybe it is me, but there is nothing that beats peace of mind

Lets be real.. is it possible to really not watch any live TV?? In this era

I'm just asking an innocent question..

Sometimes lets go the easier path... £13 a month will give peace of mind and you won't need to be looking out of your window or acting like you don't pay rent or own the house... acting scared where you live...

You don't want to mess with fines, court dates, and jail on your profile

That's just my opinion

I don't watch live TV...except football and I have a special arrangement for that one

SerendipityHere:
Morning everyone. does anyone know the implication of increasing your personal pension contribution at work?

Someone said if a person increases their personal pension it might affect chances of ILR as the pension is not taxed. How true is this please?

I doubt this. It reduces your tax though. If your employer is matching your voluntary contribution, gives you "double pay".

The catch is you may not be able to assess the money before 55 or 60 (cant remember the exact age) without paying some massive tax that will wipe off most of the portion contributed by your employer and still subject your portion of the contribution to tax also.

Nonexisting1:
But helping the girl is also like the man. In fact, the man would even be more happy seeing that his helpless daughter got the help instead of him. Brother, everything is not about simping. You really need to know a word before using it to avoid bringing shame to us here.

Bro, it's plain simping. They called it right on this one.

The only reason why the fellow transferred the sum is that he saw a "girl".

Can you bet your life that the lady would spend the bulk of the sum on her father's health?

Kevineleven:


The funny thing is that you find these Simps more among the rich folks.

Bro, even poor folks dey do simp big time.

It just money makes the rich simps more noticeable.

Left the sick dad to transfer money to a young girl

While you seek medical treatment, it is important you also take steps to hold your father to account.

If he did this to you, imagine what he would do or be doing to those with whom he shares no blood tie

this man is a big blessing to Africa

BeckyB1:
Greetings All.
Please, I need clarification, and want to learn...

I am on a COS visa, and my sponsor have not given a shift since I arrived, but I have been doing my supplementary 20 hours with an agency and my tax code is 1257L.

Someone told me a few days ago that the tax code the agency is using for me is wrong as they are not my main employers.

I want to know the implications of this please.

If you can, ask the supplementary employer to sponsor you. An employer that offers COS without shifts is risking home office cancellation of their license.

You probably should check well before providing information to HMRC that suggests your supplementary job is now your main job as that brings to question the validity of your visa sponsorship and you may not be sure how things go from there.

ultra100:


Please, my health assistance visa has just been revoked. Please, if you have any link please, I will appreciate. I leave in Birmingham. Thanks

If it was revoke due to no fault of yours, your best bet is likely to find another job within the same healthcare sector. The good thing, there is high demand for the service.

You should also be opened to relocating to another city if needed so your search is not restricted as I think you have 60 days to get a new sponsor

KnowAll:
1. Free transport to work

2. Subsidised homes. Like the ones built by shagari in the 80’s . Little one two & 3 bedroom houses. They would pay N5000.00 per month

3. Build large cooperative stores that would sell groceries at rock bottom price. That means government would buy fruit and vegetables from farmers and subsidies them. Including meat rice& fish.


It can be done. There would be know reasons to increase wages which would eventually lead to a runaway inflation. The 650,000 labour is asking for would lead to runaway inflation just like in Zimbabwe.

where do you expect the government to get the money to fund these subsidies?

floss:
One thing with portable is that he will retire from the industry very soon by himself, sometimes being in the news for the wrong reason makes you predictable… you lose relevance slowly without knowing, it , but I pray he doesn’t continue allowing it . Only him can bring himself down, just as he’s doing now. Ika of Africa be careful please.

The guy is just damaging his brand. With the kind of brand he has, he should be able to sort this issue without acting all ghetto

Tareq1105:


I don't think Tinubu is a failure. His assignment is for 4 years and he's just about to end his first year.

And 2ndly, your preferred candidate couldn't have done better. Yes, he can go about criticizing, it's the beauty of democracy. It's very easy to talk from outside, but the heat is actually inside the kitchen.

You don't need 4 years to know when a car is moving forward. The moment you board a vehicle, the direction is clear.

That is the same the same thrash Buhari said for 8 years. After 8 years APC said they need 16 years before they can be compared to PDP

ForValour:
Nothing can make Buhari look like a star, Buhari is a massive failure.

Mention one way Nigerians have had it better under Tinubu than Buhari?

overdrive:
Stupidity! What stops them from reporting to the police that a tenant died in their place of abode?

Pennywise, pounds foolish.

Probably the deceased family did not show up and they were not able/willing to financially foot the bill of burying her or keeping her in a mortuary

mightyhazel:
Haa

So soon?


Agbadorian stay one place o... I thought bat was the best thing since slice bread . Why using alternative monikers to cap shit?

What you should do now is write another epistle castigating peter obi, obidients and that ethnic group u always love to hate.. that's what time it is now,not this wailing...e too early abeg

Your hand writes faster than your brain processes information. What do you know about me or my political view....dunce like you are the people that make people believe Obi was supported by fanatics

stuffs2002:


Nigeria is going through a challenging time and OBIDIENTS are happy.

I have never voted in Nigeria but that is going to change with the way OBIDIENTS have been attacking Nigeria, I will vigorously campaign against Peter Obi in any elections he presents himself. You can not be enemy of Nigeria and still want to rule Nigeria.


That Is a promise I have made

Nigeria's bigger problem is people have failed to hold who they should accountable and I am delighted obi is doing just that. That is what pdp should have been doing but alas apc is turning nigeria to a one party state where there is no one to hold them accountable.

Nigeria woes is largely down to the disastrous poilicies of apc (tinubu and buhari). Nigeria will only get better when you learn to hold these guys accountable.

When an applicant gets a job claiming competence but fails miserably at it, you dont blame other applicants eyeing his job, that would be stupidity.

You hold the employee responsible and let him know he needs to deliver on results if he wants to remain in that role

PepeXKermit:


So aldi and kroger will save naira from falling? How? Male una explain this magic to me

They'll bring a lot of fdi, create many inirect and direct jobs, stimulate sectoral activity.

Nigeria in it's currently state is unlikely to attract them. Tinubu should stay home and work on stabilizing security, power, introducing incentives to support companies in the country who are bleeding heavily from the current economic situation.

Itsrm:


The ROR over 25 years is 14,000%+. That's an average of 560% pa. It's too juicy to ignore. I'll take my chances.

No government will give you 18% pa bond for 25 years. You need to adjust your forecast


At the end of 2-3 years, the new subscription will have new rates that reflect what the government thinks will be the prevailing rates for the next 3 years.

The current rates are set high to be able to compete for funds in the current high-inflation economy

Itsrm:


Good points.

The ROR over the course of 3 years is an average of 24% which is truly less than the rate of inflation as you have noted. However, there is hardly any passive investment that guarantees you a return above inflation especially in the short term.

What we can do is try our best to invest in assets with returns not too far from inflation rate. My current investment portfolio is a mixture of Tbills, eurobonds and cryptocurrency so I'm staying as close to inflation as possible.

I'm also hoping the DMO come up with those 15-25 year bonds at current rates so I can lock in. Over the course of 25 years, my ROR is guaranteed to beat inflation

It is a good buy for someone who is risk-averse. And as you have mentioned , the uncertainty in the economy, there are not many investments that can give you that return without sizeable risk in the current nigeria.

However, you are unlikely to have a windfall at the end of the tenure of those bonds when you take the money into the market to buy things and you see how much prices have changed in 2-3 years

Itsrm:


This is the current rate for three year savings bond.

Your 50m with interests reinvested and compounded will give you 91m+ after three years.

And it is "risk free".

looks impressive until you realise MPR is 24.75% while inflation was 33% in April.

Real rate of return is significantly negative and may never be positive till the maturity of those bonds. Nigeria has had inflation above 18% since mid 2022 and it has progressively risen since then.

If you invested in those bonds with the mindset of buying an asset in Nigeria, based on the inflation data , you are likely to be out of pocket when the bonds mature two- three years later.

The high rate could tickle foreign investors though, as inflation in Nigeria does not affect them. For them the main fear is the FX rate which this administration has not demonstrated an ability to manage.

OboOlora:
Dear Fubara,

If you are reading this, a lot of us like your guts & are with you all the way.

But know this:

Wike is a non-card carrying member of APC and a formidable force at Federal level. If push comes to shove, Tinubu will malign with him.

I will advise you thread softly if not, the CSO of the country has the constitutional right to invoke a state of emergency on Rivers. And when they do, they will have the opportunity to appoint a selected (not elected) military administrator who will be loyal to them.

stability of the oil supply is more important to Tinubu than Wike. Worst he will do is withhold allocation to Rivers which will make him a hypocrite

DeOTR:

The money goes to the office of the NSA, not Banks.
Your legislators approved this nonsense.

Is there anywhere I said I said the money goes to the banks ?

I simply posited that banks are in a better position to bare these levies given the windfall they have been making

Houseontherock1:
You keep burdening people who are already over taxed, underpaid, underfed and barely surviving

very insensitive, particularly at a time when banks are declaring record profits and people are being squeezed with high inflation....GTB declared ₦609.3billion, Access N619.32bn. FBN almost N400 billion. If funds are required for cybersecurity, the banks definitely can make some room to cover these costs

KEMINIE500:
Good day house,

I was ask to submit additional documents last week about Genuine and subsisting relationship,so after gathering the documents such as WhatsApp chats,call logs pictures,bank transactions, Statement letter from me and my spouse,payslips,letter from employer,letter from landlord,birth certificate,NIN certificate,flight receipts etc...I tried to submit them via the Worksponsoreddocumentrequests@homeoffice.gov.uk and it refused to go I got a spam message,so I had to compressed them all and tried the 3rd time and it went,i got the mail confirming that it has delivered,I did this lastweek Thursday,I received a mail twice today,could be an automated message stating the last 2 delivery that fail,note the 3rd conpressed mail went and i got a reply...

What should I do?
Advice please

- compress further
Or
- send in tranches