Efftyy:


Pls how can I obtain insurance certificate from Nigeria ?
Do admiral accept the certificate

Not sure about admiral but Marshmallow do accept.

Your insurance broker or insurance company in Nigeria should be in a position to help.

Tell them your policy number and what you need

what can save the naira is for the CBN to keep selling to BDC as it did early this week. Even better when they sell below market price as done.

I suspect the CBN will not keep selling, so I also expect some form of depreciation in the coming weeks as the CBN governor seems bent on the free float experiment.

Every other thing is just chasing shadows.

KOVIC19COVID20:


Which of the licenses will you be using to drive?
You can drive with your Nigerian Licence for up to 12 months - effective from the 1st day you entered the UK.
You can only drive with a provisional licence if you are accompanied by a driver who posseses a full UK driving license, and has possessed that for at least 3 years.

The bolded makes absolute sense.
With a provisoonal licence, the risk of accident is lesser, because you are expected to driving accompanied by an experienced driver (Never alone).
With your foreign licence, you can drive (for up to 1 year) un-accompanied. The risk of accident is much greater - hence the higher insurance premium.

There are a few insurance companies that would accept non claims discount from Nigeria. If you can obtain it, try it, should bring down the rates if not done

badoh:

He wouldn't have continued paying the subsidy had it been the naira was not floated. Floating the naira was what caused the entire issue but for how long will the country continue to borrow forex to defend the naira?

Even a dr will prescribe medication over a period of days.

He wont tell you to take the whole pack of paracetamol in one sitting.

The free float experiment is failing also. Cbn returned back to the traditional method of selling usd to bdc as a fixed price to stablise price. Unfortunately much of the damage is already done

tunjijones:
Mumu man... On your first day in office you just came and said subsidy is gone. This is without understudying the pros and cons.

The arrogance of Tinubu is what is causing Nigerian this pains we are going through.

Now, shey we are still paying the same subsidy u said is gone. But this difference is that Nigerian has to pay 3 times the amount we use to pay for petrol.

What a clueless govt.

Was just a futile experiment in economics:

Subsidy is back ,unfortunately petrol alreary tripled in prices.

For floating naira, cbn has returned to the traditional method of selling cash to bdc at a fix rate and volume, but naira has already devalued by almost 100%

Viruses:
Just saw this even though it's been said here severally before. Is my three years old eligible for 15hrs free child care considering that I'm not entitled to public funds?

15 hours for 3 - 4 years old is unique in not being considered public funds

https://www.nrpfnetwork.org.uk/information-and-resources/rights-and-entitlements/services-for-children-and-families/early-education-and-childcare/3-and-4-year-olds-15-hours#guide-content

Giftyy:
He said he will only give us the amount we paid for school fees in naira as at last year in naira. We don't know what to do because the school may not accept another account.

Ideally, the man should return the money in the same currency the refund was made. He could charge you a fee for transaction charges or his service.

In my opinion it is dishonest of him to claim your foreign exchange gain by sending you in naira if the school returned the fees in GBP

according to freestuffng , it is just paper increase. Devaluation does not affect companies

EWIN:
What do you expect? Are you supposed to buy Akpu when u have empty land at your backyard. We are pursuing paper money nah,,who go farm for u,,,

The batish have dropped another update.

Everyone go into part time farming if you cannot afford food

Probably also start doing trade by barter so someone who plants cassava can exchange with someone who planted pepper

carojody:

I can earn her full month salary in a deal. I am not thinking about the money, I'm only concerned about loyalty

Bro, personally I'll tell you to cut back.

Any relationship where you drop significantly more than you get emotionally or financially, you are likely to get hurt and be left holding the bag.

Get yourself a financial project in your name and start investing. Spend time with business colleagues.

When she asks you for things she should financially be able to cover, tell her you are working on your project and she should pay from her salary.

When she sees you are cut back, she will be forced to put in more emotionally and financially. If she is not willing to put in more, then the relationship is not worth it in my opinion

People telling you communication only will solve it have either not experienced it from the victim side or have taken your wife's side

ezekins:
Has it brought people and investments? What is nigeria producing that she wants to export that warranted floating of the naira? Nigeria is running a monoeconomy based on crude. Floating naira was a reckless miscalculation of tinubu's government that has killed the naira and brought untold hardship to the citizenry. Anybody still supporting this government should be ashamed of his or herself.

Don't mind them. If devaluation is what makes a country's economy great, Venezuela and Zimbabwe should have the best economies in the world.

They forget the likes of Saudi and UAE, who being petrodollar economies, defend and maintain a very stable exchange rate immune from shocks that come with the cyclical nature of crude prices.

PoliteActivist:
*Politeness*
It will bring in people and investments.
Don't you see US always accusing China of intentionally devaluing their currency?
Example, if Togo devalues their currency you'd be going there to buy stuff and vacations, but if they inflate their currency you won't go

What benefit did it bring to zimbabwe and Venezuela.

It is not so much about devaluing, it is much more about how the economy is managed and how changes are implemented.

UAE has a flat exhange rate that hasnt fluctuated up to 1% for many years inspite of being a petrodollar economy ans is doing very well.

Many countries run a system where the value of their currency is defended and also offer many subsidies and do well.

The story that Nigeria needs no subsidy and no defended currency is very one-sided as it did not take into account the kind of economy Nigeria runs or what the scenarios will be in the absence of these system.

As it stands, tinubu has unleashed a chain reaction that is largely out of his control. The more naira fails to find a support level, the worse it is for fdi and consumer sentiments. The worse it is for fdi and consumer sentiments, the more naira losses value

Kudos to the police . Quick turn around

AyeMoJuba:


You all will wail without ending

Any reasonable human being should be aware of the fact that to build is painful...we must bear this pain to enjoy later
Is Tinubu the one who sold your crude Oil in advance? Is Tinubu who borrowed money and plunged the Nation to debts?

The Naira must further be devalued to reflect it's true value...this is the only way to attract investors and have a stable economy.
Those of u crying because Tinubu is not your tribes man can go hug transformer.
Bunch of ingrates

Yes, Tinubu has also done his own share of borrowing and advance selling if crude oil, except you dont read the news and he has been less than 1 year.

Also Tinubu supported buhari for 8 years and bank rolled his election. If that does not suggest to you that tinubu is culpable, I'm sorry to say you lack common sense

Lastly the current deteriorating economy is directly tied to policies Tinubu has implemented and the manner they have been executed

vinexe:
Good afternoon everyone... Please I need a mature peoples to please advise me on what to do and the lawyer's in the house. should please advise me...
I ....

Long story, my deduction is that you were not ready mentally and financially when you got married.

You also appear not have a strong sense of accountability, how is any of the issue you mentioned your wife's faulty only, you speak as if she got herself pregnant.

You complain about your family people, how is divorcing and marrying someone from your state a solution? Will you also divorce your next wife if you dont like the family?

Marriage is man and wife. Family is your wife and kids. Every other person is a baggage you can shed at will. Your wife only becomes culpable if she imports her family's problem to your home against your will or take sides with her family against you cause problems in your home.

Learn to appreciate the wife of your youth.

Jump from woman to woman and you may live to regret it later in life. Even your kids will detest you

Alexis11:


Lol let's avoid incompetent man like Obi by all means pls.

Tinubu is better.

People are running from poverty, you are running into it , consoling yourself that you dodged peter obi

Yinmu...every the agbado that tinubu promised, he cant pay on time

BAZ001:


Abeg who be Emilokan activist na
Omoapena Or Donbrowser26? To catch up no easy
Hey ! I dey here dey work, d more you work d more money you earn. I wan quick make money to buy house in lekki phase 1 as people dey sell house to feed and maintain status
Pls anybody that wants to jappa and other approach no work. use visiting move when you reach there begin change status , if u still single d better for you, u go just arrange get pali and dey make ur money with peace of mind.
Jappa don dey hard now imagine 15million na just $10k. How many uber drivers go fit buy ticket now
APC donbrowser emi lokan no get anything to offer. You can’t afford to waste 8 yrs of your life under that regime pls jappa life better here no let anybody deceive you.

I greet all of una comrades and veterans still moving Lagos in this hardship to feed family. God bless you all. How u guys do it I still don’t know but una dey do well.

Probably somewhere in the libyan desert enroute to Poland.

With the current flight cost, I doubt he can afford flight to poland. Hopefully, the polish people will see him for the fraud that he is and reject his asylum claim when he gets there

Nelsmannnnnnnnn:

I just PM you Sir.

Responded, thanks

Nelsmannnnnnnnn:
To the seniors in the house, please I need tips and help in this Youkay job market.

I've been applying for jobs basically in the finance field both in the private and public sector but I haven't gotten any invite for interview. It's been over six months and no single interview. In fact the only interviews have gotten are jobs related to care.

I have changed tactics severally, and it seems no positive. I have ensured there is no gap in my employment history, I have matched the job requirement to align with my CV, send cover letters, apply directly from company's website but no call for interview. I have over six years experience in finance and accounting, qualified and in managerial position but even if I apply for lower rated finance role, still no call. It's frustrating the hell out of me.

Gurus in the corporate sector here, pls assist and advise. Is there something I'm not doing right?

let's get in touch..please Pm

Goke7:


The issue about undercutting local labour is false for Christ sake, can’t we all see from the stats shared so far that not many work visas are given.

Except you’re not not an immigrant why fall for this narrative of low pay which is the ignorance the politicians are feeding on from their populace. And as for Nigeria they made it difficult for us here so why can’t Nigeria do the same or don’t we know the law of reciprocity in diplomacy. Nigerian visas is one of the most difficult to get and e get why, call it shithole it’s what it is.

what they do not realise is many in healthcare pay less taxes because they earn less, pay no NHS (because they claim a refund) and have some generous benefits from the government. I suspect it is the kind of nationalist thinking that led them to brexit.

Goodenoch:


Why can't you see that the bolded is the same thing Zahra29 was saying about how it leads to undercutting of the indigenous labour force, which is the government's primary constituency? If migrants are consistently willing to accept lower salaries, the companies will pay less and hire those which means salaries for everyone will reduce.

Are you then surprised that there's pushback by the local population?

This thing is not a moral issue like many are trying to make it seem. It's an economic and political issue. The Brits don't want more immigrants. Whether you think they are right or wrong in that is irrelevant. The government has to pander to them.

And besides is it not the same thing in Nigeria? Do you people know all the hoops a foreigner has to go through to work in the country? From the STR visa to the expatriate quota application (which only companies with N100 Million minimum share capital can get) to the CERPAC. Why does the Nigerian government have all those restrictions - does it not want to grow the economy?? /s

I think you are mixing a few things together.

Honestly, I cannot question if the Brits feel the level of immigration is too high. They have every right and it is not for us to rationalize what is an appropriate level.

The problem is no one has so far complained about the number of international students arriving in the UK or asked them to return to their country after their studies. The government has every opportunity to ask the universities to reduce the number of international students they take or cancel the post-study visa which is used as a job-search year if the government feels they should not come or should return after studies.

Many of the already skilled immigrants have now added expensive quality education in the UK and are now facing a challenge breaking into their preferred career (which the government can help solve) pushing many to health care and other fields where visa sponsorship is more likely but their skill is less relevant. I am pretty sure the government is aware but rather than help them break into the market has thrown an additional spanner into the works, many it less likely many will secure these jobs outside of healthcare and NHS.

These immigrants who have made a significant investment in a UK masters degree are unlikely to leave in large numbers simply because the UK made all skilled worker visa (except care and NHS) harder to get. The policy will just funnel them into care and NHS.

Yes, the biggest loser are the immigrants who came quite skilled and topped it with an expensive master's degree doing care.

The second loser is the UK itself which is now having a growing number of underutilised labour. The are other externalities to this situation that will affect things such as productivity, tax receipts, inflation, integration and equality in society .

I have seen many engineers in this country doing care. Yes, you can blame them for not being dogged enough but the reality is that it is harder to get sponsorship in many of these areas when you have less than 24 months to fight an uphill battle.

Many "Elon Musks" that arrived the UK are in the care sector wasting away.

kwakudtraveller:

Interesting take. However, from what you have said, it sounds more like a company problem and not a government problem. The companies are hostile towards hiring immigrants because of sponsorship as it’s a cost that they are not willing to bear or a hoop they are not willing to jump over.

Not necessarily a cost issue. With 3-5k, you can sponsor a candidate for 3-5 years (amortized, that is 1k per year or thereabout). Most of these candidates would accept an offer at the lower end of the pay band, potentially saving the company up to 10k a year.

If the government is looking to truly improve productivity and drive cost competitiveness in the economy, it should be removing the bottlenecks keeping immigrants out of these sectors. Rather then government threw another spanner into the wheel leaving the field (healthcare and NHS) that is likely responsible for most of the work visas.

I have experienced it firsthand, so its not much about the stats this is the reality on the ground.

See how many immigrants are making waves in innovative sectors in the USA and compare it to the UK. In the UK, you would probably need to be at least in your first generation or have spent decades to have that kind of opportunity.

kwakudtraveller:

I’m lost, this is the data and work visas went up by 95%. So what figures are you comparing it to?

Overview
The Home Office granted 2,836,490 visas in 2022 – 11% fewer or -335,239 than pre-pandemic grants of leave in 2019. The breakdown of categories is as follows:
Visit visas – 49%
Study visas – 22%
Work visas – 15% (267,670, +95% from 2019)
Family visas – 3%
Other reasons – 11%, including Ukraine Schemes and BN(O) route

These numbers do not tell the story.

-Go to any job website, apply to 50 companies on the sponsorship list.

-Pick the lower end of the salary scale, just to be sure you are not outpricing yourself and you are potentially offering them cost savings

-Insist on visa sponsorship as a condition to joining.

Let us know how many offers you get or even second interviews.

Exclude medical, NHS, big accounting or other firms where the culture is different for various reasons.

Come back and tell us the stats.

kwakudtraveller:

This is not entirely true, it’s just a mindset that we have. The UK is always hustling for Doctors and people in STEM. Besides, if you have a specialised skillset as a surgeon, physio therapist etc, they will rush you. Some of these "undesirable" roles are the easiest way to get into their system. I mean, why pay for a Master’s degree when I can get a job as a healthcare assistant?! So it just makes sense as a short term plan to get into the UK. As for your HR, be like say she be small winch.

Sponsorship is harder to get outside health and few sectors dominated by global firms like financial consultancy. Outside these areas sponsorship is very hard and the government still raised the bar higher against these sectors (leaving the health related fields that are easier untouched).

Many do not mind from my experience, but I strongly suspect there are a significant proportion not happy that immigrants from Africa came to justle for experienced professional roles with them, particularly at the mid cadre level.

My employer for instance has the license but rarely offers visa sponsorship. We have roles open for many months which with visa sponsorship you would get someone that would probably do it for less than the amount.

Ideally a business that is looking to drive efficiency and bring down cost should be open to sampling the entire pool of talent, but many UK firms are not really into the immigrant thing for experienced role except when it is very tight for them. Which is why many have the license but would not even consider applicants requiring sponsorship who claim to have the requisite skill.

Goke7:


you see your earlier post touched me and it's what I have been saying on this thread, why will people study MSc in the UK and even end up as a security guard. Sometimes I wonder if people have human feelings here but it's what it is, for as long they are fine, they are more hardworking than others. Some say it's the course they studied but we have seen those who completed their studies genuinely in AI, cybersecurity and other so-called fine courses. Some say it's lack of experience but someone who has gone to study such a relevant course even theoretically already has something to start with. This is why I say for such kinds of people it's time to consider other countries and not rely on the UK alone. If you have a chance to go elsewhere why not at least reduce the net migration here which is what they want. The system is such that not many will have the chance no matter the motivational speaking out there.

The UK system is largely rigged to keep many immigrants, particularly from developing countries working in fields they consider "undesirable" rather than competing with them. I reckon one of the reasons for the anti-immigrant sentiment is political but also immigrants moving into typically non-immigrant fields. Many recent immigrants did not come in as economic migrants per se, they were well-to-do and came to continue their career in the UK.

I have had a situation where HR seemed offended and hesitant to give me a matching pay raise that matched an offer I received elsewhere even when my boss insisted they match it so I stay. My boss had to sit through every negotiation meeting to ensure HR did not scuttle it. Never had any issue with HR and had very limited interaction, can only imagine she was offended my new pay was much higher than many of them particularly since I was an immigrant.

Ukliving:
Times are tough

A sad one

This same uk where food is more expensive than nigeria

Cbn trying to reign in cash circulation driven inflation

I would imagine it would take many recent immigrant out of communities were salaries are low

Fourcade:
Really strange decision.

It seems very much in favour of keeping skilled workers/Migrants as Healthcare professionals.

I'm on Post study visa now and it will take the grace of God to get 38k for a Tier2 job.

Depends on your field and location, for most non-care field down south, i think employers would typically pay at least 38k for a sponsorship role as most of them are experienced role.

For some areas in northern England, wales, scotland and Northern ireland, the story may be different

psalmsjob:
I'm posting this as a response to the topic that made Nairaland front page yesterday; "See What Someone Bought With An Hour Minimum Wage In The UK £10", the link: https://www.nairaland.com/7929193/see-what-someone-bought-hour

UK & US ARE OVER-RATED NIGERIA IS STILL BETTER in terms of cost of living see a practical example why doing a price comparison: 1 pound to 1 naira today is N1,001 so are you saying with £10 x N1,001 = N10,001 you cannot buy everything in that basket and collect change in Nigeria today?

1 Sliced Bread = N800
2 Spaghetti = N1400
1 Gesha = N600
1 live chicken = N3,000
1 75cl soya Oil = N1,400
1 Midium size Butter = N600
2 Gino Tomato paste = N1,000

Total = N8,800 so your change is N1,200 that's if you exchange pound to naira at offical rate and buying at the most expensive stores or high brands. If you exchange at black market rate and buy at public market "days" you will collect as much as N6,000 after buying everything in that basket....that's about £6 left.

LET'S JUST THANK GOD FOR WHAT WE HAVE AND STOP LOOKING AT AND GLORIFYING ANOTHER MAN'S LAND MORE THAN OUR OWN....OUR OWN NA OUR OWN O

Your leaders are playing kalo-kalo with your destiny, you are on Nairaland claiming it is better in Nigeria than UK and US.

Have you heard of a working person in the UK or USA begging someone in Nigeria for money to pay bills?

Do you know how many Nigerians abroad no longer pick up calls from people in Nigeria (supposedly working) because they cannot make ends meet?

Diaspora remittance to Nigeria from these people living "hard" lives abroad with no spare income is $22bn in 2022, a key source of forex keeping Nigeria's heamorraging economy alive.

jesmond3945:
i never knew having a base in another country isnt terrorism.

Is the iraqi government complaining or are you complaining on their behalf?

Many developed countries including those in the middle east have bases in countries