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Hello Ayexcel,
Is data share going as at last night? Is it network issues or they've stopped it. The Option to input Beneficiary Number was so large that i got MMI complete without asking for the pin.
Who else expereince this.

yehuda:
Borno state oo..it's. 30K

It's 1k Borno pay. I served there. Less of Tfare make it N900

Interesting

Teyonie:
I was surprised and sad when I checked his phone and realised that he doesn't keep my text messages even the ones he sends to me but he kept one other one from another lady, what could this mean please? I'm anticipating your opinions o cos I don't want to react wrongly. Thanks.

Easy sweet.
You might not be side chick afterall as peeps here think. Perhaps you need to confirm the following;
- Did you guys have any misunderstanding recently?
- If yes, have you really settled it?
- If yes, perhaps he still have some grudges with you.
- What timeline did you use in observing the messages delection?
Anyway, don't conclude yet. I'd advise you to do a discreet observation for awhile before you conclude of u're actually a side check # Matters of the heart

Hello Folks,
Pls I need an urgent solution to an issue on behalf of my cousin.
Having successfully registered and green card printed. He observed that he's having issue with the email he used to register on the NYSC platform.
He want to change the email for another one. Pls how would he go about it.
Thanks in anticipation.

Regards,

wasak:
We started dating in 2011 after a year of asking her out. I just love her naturally not for anything. Admittedly, her stubbornness might be partly due to my over pampering at the initial stage of our relationship, I was naive but I think 4 years is actually a long time for the love to be balanced. At every point in time she claims she loves me more, but no evidence whatsoever to show for it. I don't want to venture into crazy things I've done for her, that's a story for another day.
It appears she takes delight in frustrating me due to my simple nature, actually I can be stubborn too, but not with regards to relationship because I believe it's all about compromise. She's inconsiderate and selfish, always wants to have her way at all time even though I have to sacrifice my convenience for her umpteen times. I'm scared of settling down with a woman who'll finally kill me, I love her no doubt. But it appears love is not enough. Someone talk to me pls

Gent,
The writeup above is your own side of the story which sound appealing at your own favour. You didn't tell us your weakness, how you may have hurt her either through your words, knowingly or unknowingly.
Tell us about your bad side too cos I know ladies behave somehow if a guy has changed. She must have also done good things to you in her capacity.
You may have to do an intense holistic analysis of the root cause if that's not how she has been doing before.

Same issue I'm having with my gf, I've always been supporting her monthly base on my capacity. But we recently have bf/ gf issues, which led to little of no communication for almost 3months
Now she started buzzing me to give her montly stipend in arrears having given her this month own. I was like WTF is she upto?

Available records have showed that about 30Million legitimate Nigerians in Diaspora have remitted over N10 trillion to the country in the last one year either through WesternUnion, Worldremit etc. thereby contributing to the National and economic development of the country. Hence, Nice one

Minister for Works

jaymejate:


No, not equivalent in dat sense o.
What i mean is that most ND1 courses are 200L courses. For example...
I did petroleum geology first semester ND1, and it is 200L second semester. So that's what i mean o. 100L of uni is just advanced O'level, cos what they will do is ordinary secondary skul subject as foundation.

Na to just go do Revision for Uni sure pas

Lol, I'm still telling you that your comparison is lame man. Are you comparing your Nd1 first senester Summarized Petroleum Geology ( NBTE standard) to Detailed one in 200L uni ( NUC) ?
You must be a joking obviously.

jaymejate:


bro, ND1 is equivalent to University 200L, while ND2 takes part of 200l and the whole 300L. I know what i'm saying
i compared polyibadan Geology with U.I .

I no get am for mind to go poly buh God understand sha.
Praise tha Lord

Lol, You don't know what you're saying. What kind of lame man comparison is that? ND2 equivalent to 300L? So what's the equivalence of HND1 and 2? 400 and 500L right? For a 4years course abi.

Chief, Don't just assume things... OND is equivalent to 200L or less sef while some DE student usually fail badly when they cross to part 2 tho there are some exceptions of course. Thus, I'd say again ND1 is Olevel.

Harjibode:


100L is basic Olevel , ND1 is not..



I did Structures & Detailing in my ND1, which am very sure, 100L civil engr start it by 2nd semester 200L or 300L proper..

Just citing an example though..



#Salam

Well you're right to some extent. But I still see ND1 as Olevel joor... Just that in 2nd semester of Nd1, you'd be doing Introduction to this and that...

runzlord:
Left high school in 2011 would be 21 by december, so it has not been easy for me.

Wrote jamb 3 times and all had unilag as first choice


Gained admission in to yabatech in 2013 to study mech engine, 2014 was strike trough out, so my now my classmates just resumed ND2. But as for me, I lost interest completely in Mech engine, while I knew all the students in Computer science ND1 now ND2 cos I was always with them and loved programming, I used to follow them to argue self, and both my best friend and crush are both computer science students. So I wrote jamb again for the fouth time this year and yes unilag again, I did not meet 250 so I was redirected to BELLS but thank God for some people he sent to save us..., and was also withdrawn from yabatech for failure in exams. Well I'm not proud of it but at least I had a chance to pursue my real desire.

The screenshots below tells the rest of the story

Chief,
What happened to you in Yabatech? Why did you fail your exams? You might need to show great sign of seriousness in your new course of study. Well, you said it's your area of interest cos i belive a good student will do better regardless of the field he/she find him/her self as i see ND1 as basic of Olevel . Anyway, I'd advise you to be serious in whatever you lay your hands.

Gemc3:


Very real o my brother.

Rockstar07 is a real "Rockstar Summarian" tho

Thanks sweet

This should be move to FP for people to have insight of it.

Seun, lalasticlala, ishilove, obinoscopy,

Kindly do the needful..FTC

Below is the summary of the above article in bullet points for those fellas who don't have time to read.

1. The TSA system is consitituional, only that past administration refused to implement it.
2. CBN manage the accounts and sub accounts for all in-flow and out-flow.
3. All revenues from MDAs into banks are to be remiited to the TSA accounts daily BCOB
4. All MDAs won't have access to the funds in the banks, they may have to pass through the CBN after obtaining neccessary approval before funds can be release to them.
5. Banks may have to re-strategized on other means to get deposits from private coys or state govt that's even state won't follow fed pattern.
6. Banks may have to retrench their staffs esp the back office staffs and seek more sales staffs to get deposits by all means
7. Banks will increase their interest and reduce lending
8. The strategy will alleviate diversion of public funds by public office holders even tho there may be little diversion either through over stating cost or diverting funds given to them but it'll be minimal.

Earlier in February, the Central Bank of Nigeria issued a circular directing all deposit money banks to implement the Remita e-Collection Platform. The Remita e-Collection is a technology platform deployed by the Federal Government to support the collection and remittance of all government revenue to a Consolidated Account domiciled with the CBN. This marked the beginning of the full implementation of Treasury Single Account (TSA) system in Nigeria.

Though Section 80 (1) of the 1999 Constitution as amended states “All revenues, or other moneys raised or received by the Federation (not being revenues or other moneys payable under this Constitution or any Act of the National Assembly into any other public fund of the Federation established for a specific purpose) shall be paid into and form one Consolidated Revenue Fund of the Federation”; successive governments have continued to operate multiple accounts for the collection and spending of government revenue in flagrant disregard to the provision of the constitution which requires that all government revenues be remitted into a single account.

It was not until 2012 that government ran a pilot scheme for a single account using 217 ministries, department and agencies as a test case. The pilot scheme saved the country about N500 billion in frivolous spending. The success of the pilot scheme motivated the government to fully implement TSA, leading to the directives to banks to implement the technology platform that will help accommodate all MDA’s in the TSA scheme. The recent directives by President Mohammed Buhari that all government revenues should be remitted to a Treasury Single Account is in consonance with this programme and in compliance with the provisions of the 1999 constitution.

But what is a Treasury Single Account?
In a nutshell, a Treasury Single Account is a public accounting system under which all government revenue, receipts and income and collected into one single account, usually maintained by the country’s Central Bank and all payments done through this account as well. The purpose is primarily to ensure accountability of government revenue, enhance transparency and avoid misapplication of public funds. The maintenance of a Treasury Single Account will help to ensure proper cash management by eliminating idle funds usually left with different commercial banks and in a way enhance reconciliation of revenue collection and payment.

How Is TSA Run?
With particular reference to Nigeria, the Central Bank has opened a Consolidated Revenue Account to receive all government revenue and effect payments through this account. This is the Treasury Single Account. All Ministries, Departments and Agencies are expected to remit their revenue collections to this account through the individual commercial banks who act as collection agents. This means that the money deposit banks will continue to maintain revenue collection accounts for MDA’s but all monies collected by these banks will have to be remitted to the Consolidated Revenue Accounts with the CBN at the end of each banking day. In other words, MDA’s accounts with money deposit banks must be zerorized at the end every banking day by a complete remittance to the TSA of all revenues collected. The implication is that banks will no longer have access to the float provided by the accounts they maintained for the MDA’s. Difference types of account could be maintained under a TSA arrangement and these may include the TSA main account, subsidiary or sub-accounts, transaction accounts and zero balance account. Other types of accounts that could [be] operated include imprest accounts, transit accounts and correspondence accounts. These accounts are maintained for transaction purposes for funds flowing in and out of the TSA.

Benefits of TSA
From the foregoing, it is obvious that the primary benefit of a TSA is the mechanism it provides for proper monitoring of government receipts and expenditure. In the Nigerian case, it will help to block most if not all the leakages that have been the bane of the growth of the economy. We have a situation where some MDA’s manage their finances like independent empire and remit limited revenue to government treasuries. Under a properly run TSA, this is not possible as agencies of government are meant to spend in line with duly approved budget provisions. The maintenance of a single account for government will enable the Ministry of Finance monitor fund flow as no agency of government is allowed to maintain any operational bank account outside the oversight of the ministry of finance.

How will this affect the banking system?
As a matter of fact, deposit money banks stand to lose immensely from the implementation of TSA. This is because of the fact that public sector funds constitute a large chunk of commercial banks deposit. Indeed, it is estimated that commercial banks hold about N2.2 trillion public sector funds at the beginning of sector quarter of 2015. The impact of this amount of money leaving the system can be imagined when one considers the fact that each time the monthly federal allocation is released by FAAC, the banking system is usually awashed with liquidity and as soon as this public sector funds dries up through withdrawal by the states, liquidity tightens again with interbank rates going up. Of major impact will be the movement of funds of revenue generating parastatals such as the NNPC, out of commercial banks.
In the coming months, we see a return of deposit ‘wars’ amongst banks as each DMB devices means of mobilizing funds from the private sector. We see a return of the era when women are employed by banks specifically for deposit mobilization and tacitly encouraged to use any means necessary to get funds. We see increase in deposit interest rates as a major means of inducing customers and most importantly we see a drop in lending and in the profitability of banks, at least, in the short to medium term until they fully come to terms with the impact of the policy and begin to properly position themselves for true banking business. Ultimately, we see the share price of these banks falling as investors attempt to price in the policy impact.

Improved Public Finance Management[b][/b]
Finally, the implementation of this programme is a critical step towards curbing corruption in public finance. This is in line with the commitment of the current administration to combat corrupt practices, eliminate indiscipline in public finance and ensure adequate fund flow that will be channeled to critical sectors of the economy to catalyze development. Nigerians are excited at the directive by President Buhari as this will mean that some government agencies that have been known to be withholding funds from the Federal Government are now under compulsion to remit monies to federal treasuries. These agencies include: Nigeria Customs Service (NCS), Nigerian National Petroleum Corporation (NNPC), Nigerian Ports Authority (NPA), Federal Inland Revenue Service (FIRS), Nigeria Immigration Service (NIMS), Nigerian Maritime Administration and Safety Agency (NIMASA), Federal Airport Authority of Nigeria (FAAN) amongst others.


http://thestalwartreport.com/understanding-the-treasury-single-account-tsa-system-things-you-should-know/

Akeelahtunez:


Sir, a 3.53 is a 2.1 material, am not even a 2.1 material,am aiming 1St class, like I tell every1 it can only get better.
Weda u agree or not I can only get better, meaning dis is my least result

Well, in as much your spirit's high to drive you and u're not carry away with peer pressure, you can achieve your target. (1:1). But wait o, don't you know that foundation really matter alots? Large amount of peeps that grad with first class usually start well esp in 100Level cos that's the easiest way to lay a good foundation and as you progress in your of study, ur courses will become intense and hard esp in part 2 n 3.

Anyway, wish you the best and keep the morale high

I'd rather call it disappointed than scam cos no gal in her right smartness way can scam street homie guy like me....lol #yinmu

OK. Recently I met this bae on Baddo. I don't really know how to navigate that platform sef. But I usually view pix perhaps I might see my neighborhood gal.. #wink.
I noticed a message came in and this bae open a chat... Hey! Rockstar.. How're you?". I speedily view her pix, she ain't bad and I responded.
After exchanging couple of on and off messgaes for 2days. I asked for her bbm pin which she obliged.

We started buzzing, and funny enough her workplace is same as mine. So I was glad I'm gonna setup a possible meet.

Then one morning, I was on my way to work and I believe same with her and we were buzzing. And then suddenly she told me she's stranded. I said how? She said she was carried away while chatting me that she forgot to collect her N900 change from the driver. Later I asked her how she got to office she said she begged for money. I said ok.

Later she started saying I'd be the one to give her money back home that she's broke. I said how much she need. She said 10k. I said okay no problem.
The next thing I did was I deleted her from my bbm immediately. Stupid poor fncking gal

Educating.

Saved for future reference.

Thanks OP.

agarawu23:
stop speaking for him as if you were there

if you are the real person, let us know.

just answer this question

CAN YOU MAKE UP YOUR MIND TO MARRY A FLIRT ?[b][/b]

if the girl is a flirt, he won't wanna marry her.

Chief, Are you saying Flirts (Male& Female Folks) don't get married?
Many pretend and the insensitive partners are affected. I know of many guys that flirts and their Wife-to-be won't know, also know some hard core flirts girls in the neighborhood who also find a better half.

So let's face reality, she's obviously up to something with that DJ no doubt about that, perhaps she just want to flex away before she tie the knot which many guys (Male & Female) do. We all know what happened at Bach Eve

spartan07:
How did you apply?
Please give us an insight
Thanks

It's simple. Just Google NOGIC JQS. Read the instructions thoroughly and register. The program is a continous thingy and it's usually in batches. Just register and you'll be called if you're eligible in a couple of months. It's a FG initiatives for LCD.

Hope this help.

Hey Fellas,

Who also got this invite from Saipem Contracting Nigeria Limited (SCNL) for the Position of a trainee on National Human Capacity Development (NHCD) Training Program sponsored by National Oil & Gas Industry Content Joint Qualification System (NOGIC JQS) for Local Content Development.

I got an invite for the Aptitude test next month. Is there anybody who also got their mail or has written the test in 2013 or 2014 should pls come and give an insight on what's expected generally i.e Test and Interview.

Thanks.

Good write up.

In addition, I so much dislike the gesture of seeing the Americans a kinda semi-god ( Colonial era mentality). It's high time this our inferiority complex faded off at this stage of our political dispensation. Even tho, we may use them as bench mark. I believe if we should able to stand our ground and make our country a better place in all ramifications e.g. Anti- corruption, they'll be the one coming here than begging the like of Obama to visit us.... I love Robert Mugabe stand even tho I'm not in support of his long term government.

Kasimaramma2:

i aint gonna stress on who went wrong because the both of you displayed immaturity. Young man you made a grave mistake by introducing a girl u dont love,that is very deep and painful.

Do you want to marry the girl you dont love because you introduced her?can you spend the rest of your life with the girl you dont love?

Do you want to leave the girl you introduced heartbrken to be with the girl you love and later the girl you love leaves you for one of her exes or for another guy as she did?how would you beg tthe girl you introduced and left heartbroken to take you back?

If you can honestly chose the right option,your problems are solved

my dear,employ bith your brain and heart in this decision..lots of love!

Lol... @Op You're a Deepshit Niggas.

It's very unfornuate you guys ain't seeing what i'm seeing. He had simply impregnated the other innocent lady that's why he resorted to do Intro with her to cover his dirty asshole. From the look of it, i percieved this guy is somehow physcho if not it's very obvious that the former girl has no genuine love for him either because you're not financially stable or she's still in the damn game and not ready to settle down. Forget all those crocodile tears she's crying cos it's not genuine and it's temporary.

Kindly move on with your pregnant wife and forget about her there's nothing new under the sun.

I think I've met Seun before at OAU in 2007 at a cyber cafe close to Moremi Hall in which he was the cafe attendant or he work out from there if I could recall vividly.
Pls confirm the authenticity of it.

Regards,

Kudos.. At least this is a nice gesture.
But its not all about donating but reducing all these enormous allowee. Meanwhile, our expectations are high.
When's the CHANGE we sought for will start materializing ? .

These pictures are from Bayo Omoboriowo... No doubt

FP things.
Mods, kindly do the needful.

24 THINGS A MUM TEACHES HER DAUGHTER BEFORE MARRIAGE:
1. My daughter, don’t cause a separation between your man and
his siblings; it could be dangerous for you when they finally speak
with one voice.
2. [/b]My daughter, I know that some of you girls don’t wish to marry
a man whose mother is still alive, don’t ever think like that, if you
do, well, I think your son’s wife- to-be should start wishing you're
dead now.
[b] 3. [/b]My daughter, listen to me, when I married your father, he was as
tiny as his salary but I chose to grow with him and today, those
cars out there are some of the results of what we started so little,
together, and we’re proud looking at them.
[b] 4. My daughter, there is this thing i see happening in your time,
some of you girls now get pregnant before the wedding day, well,
it never happened in our time because no matter what, we never
opened our laps before the wedding.
5. My daughter, well, yes, I once locked up the cloth of your father
because I got to my limit of patience and that was the only thing I
could do, but one thing I haven’t said was that we settled the
issue that same day and that was the last time I tried that. •
6. My daughter, look up there. That’s the wedding picture of your
father and I, look at him smiling, I know you've seen it many times
but what you did not know is that your father was angry before
taking this picture, I hope you find a man whose anger doesn't last
till the next day.
7. My daughter, when your Father was riding a bicycle, I was
always happy to hop on it and ride with him, not because I didn't
see those men in their little cars but because my eyes also saw
those men trekking to their farms.
8. My daughter, if you and your husband eat a little food with love,
you both would be satisfied. Times are not always the same;
support him in every phase he’s passing through.
9. [/b]My daughter, don’t ever close your laps to your husband in bed ,
the day he paid your dowry was the day you lost your will to do so,
don’t be stiff and try to satisfy him even if you were angry with
him.
[b]10. My daughter, a man would respect you and be more proud of
you if you’re learned and not totally dependent on him. Strive to
make your own money and while you're at it, be humble.
11. My daughter, under the cocoa tree that I did meet with your
Father was open and good enough for our discussions, yes; it was
open and good enough if you understand what I mean.
12. My daughter, in our time, we had sexy legs and firm bosoms to
show our men, in fact, we had the finest ones, yet, when we dress,
we cover those parts of our body, not because we were not
civilized as you people would call it, but because we know that the
eyes of men are hungry, many of them would only come, touch and
go their way.
13. My daughter, there is this thing you girls now practice, they
say it’s feminism. Well, you can prove to be equal to a man in the
society but please, not in your marriage because at my old age, I
don’t want to start counting your husbands.
14. My daughter, marriage is not a Rehabilitation Centre, if he’s
not good enough for you before marriage, nothing he does would
be good enough after marriage.
15. My daughter, you can see I still wear my night gown, yes,
because to my husband; your father, I still want to look sexy. So,
take good care of your body, look good for your man and don’t
look like a grandma after giving birth.
16. My daughter, I’m your mother and still, I'm not interested in
you coming to me always if anything goes wrong with your
husband. Though nowadays I see some mothers controlling the
homes of their sons and daughters, I would only say; shame on
them!
17. My daughter, for you to have a peaceful home and well-trained
children, have one voice with your husband, join him to say NO
when he’s saying NO before the kids but later when you both are
alone, you can plead with him for a YES, if not, the children will
see a loophole to misbehave, either to you or their father.
18. My daughter, if you chose to live together with a man that
you’re yet to be married to , and you are complaining that he
hasn't proposed to you, oh, he already did. Whatever he said that
made you start living with him was his proposal.
19. [/b]My daughter, your generation does not see any pride in been a
virgin before marriage, it’s a shame! Your father met me a virgin
and he brought more yams to my parents and up till today, he’s
still proud of me when we discuss in that direction.
[b] 20. My daughter, I know that no man out there is complete, but
when you are looking for your tall, slim, fair and handsome, if he’s
a woman-beater, please, go for the short, fat, dark and ugly that
will give you the respect you deserve as a woman.
21. [/b]My daughter, know, learn and respect the culture and lifestyle
of whoever you chose to marry . In some part of Africa, you knee
down to greet your man’s parents while in some part outside
Africa; you can even call them by their first name and ask for a
handshake. Whatever they believe in, if you've chosen him, believe
it with him also.
[b]22. My daughter, don’t ever try to date a married man, whether his
excuse was that he doesn't find happiness with his wife or he
would have married you if he had met you first, if you ever try it, I
curse you already.
23. My daughter, when I say over 52 years of marriage, it wasn't
that I did not see any reason to leave your father, I saw a lot of
them but I bear his faults, i forgave him to stay married.
24. My daughter, these are part of the wisdom i have gathered
over the years. And If I had taken my time to tell you all these, and
your marriage doesn't last like that of your father and I, then I had
wished i never gave birth to you.

Omo this their brown teeth no get part two o..lol... Anyway, cute pix. HML in advance

sammie06:
You better pay up all your debt.

Lol...What makes you think it's a debt in the real sense of it? It could be some part of it might be used as an avenue to divert funds by hiding under subsidy payments...#justmythought