₦airaland Forum

Hello everyone,

Please which online paid resource will you recommend for a complete beginner to start learning French?

I have heard of a number of options like Frenchpod, Rocket, FrenchwithAlexa etc.

If I’m to pay for just one online resource that is well structured from start to finish, which one will you recommend?

Thanks

Flour Mills Rights Issue of 1,476,142,418 ordinary shares of 50 Kobo each at the offer price of N27.00 per share, on the basis of 9 new ordinary shares for every 16 ordinary shares held as at Dec 8, 2017, will be opened for subscription on Jan 15, 2018 and closes Friday Feb 21, 2018

http://www.nse.com.ng/Financial_NewsDocs/Flour%20Mills%20of%20Nig%20-%20Rights%20Issue.pdf

emmanuelewumi:
When it is out, I will share the information here.

So for the late comers, is DF and DS still good at current entry prices?

DeRuggedProf:
What you did with the proceeds is actually the problem....

I sold ALL my DF around N9.00.
I have returned what DF will return only when/IF it gets to N23.67.....

Good challenge. Perhaps just psychological thoughts and just concerned about current entry prices

DeRuggedProf:
Hope you are 18+.
Have you stopped buying beef coz your dad used to get a pound @ N70?

DeRuggedProf:
Hope you are 18+.
Have you stopped buying beef coz your dad used to get a pound @ N70?

Missed out on DF. Guess it's too late to get in and should wait for a pullback...Views?

Also, for stocks I bought at low prices, I'm finding it very difficult to buy more. For instance, avg cost of my DangSugar is ~7 and UBA ~3.5. So loading more at current prices will bring avg prices in my portfolio upwards. Anyone else having the same mindset. Appreciate your views. Also to note my portfolio is planned to be held longterm.

sellydion:
DF on steroid again !

@Emma

Are you planning to hold for just 6 months or for long term.

I'm going for my rights as well, although didn't explore buying additional rights before now.

emmanuelewumi:
MJ


The offer will be over subscribed, the issuing houses handling this offer are top notch, Stanbic IBTC capital, FBN Quest merchants Bank and Zenith capital.

Currently processing a N10 Million 6 months facility for this offer.

Your best bet is to buy the rights on the floor from those who won't take their rights rather than asking for additional rights.

Oga Emma,

Thinking of transferring my shares my shares as well. Is it possible to transfer just a portion of one's holdings to a new broker? Or even split the holdings to 2 different brokers?

emmanuelewumi:
I finally succeeded in transferring my stocks from CSL stockbrokers to FBN Securities.

Hello all, Please can anyone help with the contact of a reputable Mazda service Centre in Lagos. I have a 2014 Mazda CX-9. Thanks in advance

Hello everyone, Pls any views on JBERGER? Been on a continuous slide and testing new 52 week lows? Good buy for long term? fxuser, pls appreciate your technicals as well. Thanks

oliverjiad:
morning

using MSC shipping line or ZIM would be okay sir

jaid

Okay, please provide quote for clearing:

1. 2014 Toyota Landcruiser GXR
2. 2014 Mazda CX-9

Both in a 40ft container using MSC shipping. Nothing else inside the container.

Thanks

femmy2010:

Good Morning sir ,
What is the name of the shipping line this container is coming on ?

Call 08036363467 or send an email to femi.oyewole@dudzmobility.com for more information

I'm planning to ship next week. Which shipping line do you recommend for the best rates and service delivery from the Middle East based on your experience.

oliverjiad:
evening sir

the shipping line matters so as to give a best qoute

jaid

I'm planning to ship next week. Which shipping line do you recommend for the best rates and service delivery from the Middle East based on your experience.

femmy2010:

Good Morning sir ,
What is the name of the shipping line this container is coming on ?

Call 08036363467 or send an email to femi.oyewole@dudzmobility.com for more information

Shipping line not yet decided. Does the choice of shipping line affect clearing costs?

The container is shipping from the Middle East

oliverjiad:
whats the shipping line

jaid

Shipping line not yet decided. Does the choice of shipping line affect clearing costs.

The container is shipping from the Middle East

Please how much will it cost to clear:

1. 2014 Toyota Landcruiser GXR
2. 2014 Mazda CX-9

Both in a 40ft container. Nothing else inside the container.

Thanks

Please how much will it cost to clear:

1. 2014 Toyota Landcruiser GXR
2. 2014 Mazda CX-9

Both in a 40ft container. Nothing else inside the container.

Thanks

ukay2:
Thank God. ....floor mills of nigeria plc e-dividend alert just Landed

Noticed some stocks don't apply withholding tax on dividend payments e.g Flour Mills, Nestle.

Any reasons for that?

Thanks. We learn everyday

@feelamong

Thanks for the info.

Standard Chartered quoted a range 18% - 18.5% for 364 days.

Do you advise we go with the midpoint between the two bands, say 18.2% or we stick with the lower limit of 18% to play safe?

feelamong:
The secondary markets closed at the same levels as it closed on friday...

I will advise that we go with the Rates advised by Standard Chartered Bank...

Am going with theirs

@feelamong and others

1. Please what rate do you advise for 364 days

2. What does current market price and recent stop rate at OMO auction mean? And how does it relate to expected rate at next auction?

3. Is the current market price the rate one will get at the secondary market?

Expecting to hear from you

feelamong:
As at on friday 91 days closed at 15.3

182 days closed at 18.5

364 days closed at 19.6


Lets wait and see the rates for monday first before tuesday bid date

Good morning HSL,

I sent you a mail. Kindly respond. Thanks

@Hajj, Lastpage

Many thanks.

Hello everyone,

Pls quick question.

Do I need parapet for Aluminium roofing (Longspan, Steptiles or Metcoppo)?

Thanks in advance

lastpage:
@Selade


With those diagrams/pictures, l think Hajj M has nailed it completely.
A Picture, they say, is more than a thousand words.

The only thing you need to do is take "pen and paper" and do some "mathematics" (if you dont mind),
using Pythagoras theorem (C^2 = A^2 + B^2)
where C is the rafter side of any chosen triangle within the roof, A and B are the other two sides

or you can also use that acronym we use in Secondary school days: SOH-CAH-TOA.

where S= Sine of Angle x°, C = Cosine and T = Tangent.

With these two equations, you can calculate all you need concerning wood and Aluminium cover.


My Take:

*Roof can beautify a house in unquantifiable ways!

*Choice of roof-shape is also determined by the Shape of your building

*The higher the King Pole, the costlier your roof will get.... but High Roof wont rust/leak easily as they dont retain water or debris, easily.





Lastpage!

@Hajj, Lastpage, syder880

If you don't mind, can you pm me your phone number. I still need lots of guidance on roofing & subsequent stages on my project.

My immediate questions is around the following:

- Roofing design: I hear of gable, dorman , flat. Need a bit more clarity on the different types and how it impacts the cost for woodwork and roofing.
- What's the best place to source wood for the wood work.
- I expect the roofing dimensions to be about 500sqm. I need to get a rough estimate for labour charges for both wood work and actual roof installation, to use as benchmark.
- Appears Tower & 1st Aluminium will turn out to be very expensive, so need to discuss further on the alternatives.

etc etc etc


Really appreciate your assistance.

mufutau55:
Is as good as any other. I don't really worry about buying name brand sometimes. I am not that rich for the brand name stuffs.
I have used many imported sheets in my other buildings and no problem. Just make sure you don't get anything less than 0.45mm.
But I personally never get anything less than 0.55mm.

Hajji M,

@Lastpage, Hajj, EgunMogaji, n3xt, abdulwastecx

Thanks for your comments. I have narrowed down to Steptiles or Metcoppo because of the beauty. Pls what's the difference between the two (Steptiles and Metcoppo) because they look similar to me.

And what're your recommendations on where to buy? Tower, First Aluminium or the imported ones?

To avoid been sold a different thickness, can I buy directly from the companies or do I have to go through a distributor?

Appreciate your comments. Thanks in advance.

lastpage:
I am sure this question has been dealt with sometime in the past but cant lay my finger on the post.


For me, l like the extra beauty of the Alu-Steptiles.
I know Hajj M used Metcoppo, maybe for cost or/and strength?
Longspan appears too boring on roofs, for me.... but some people like just the simplicity, and it is cheaper!


And please, go and buy a Digital Caliper like my own, so you can measure the exact thickness of what they will sell to you.
Imagine 0.65mm becoming o.45mm when measured?


Let us pass this one to Hajj M.
He is the "official Library and Encyclopaedia" of "Links to past Events".

Just hold on, l trust my Hajj to come up with something good.



Lastpage!

My people, Pls I need some guidance here. Trying to decide on type of Aluminium roofing between Longspan, Steptiles and Metcoppo. Appreciate your recommendations. Pros and cons etc. Thanks in advance

@carpenter, ernie4life, Naijainvestor

1. Please is there any USD/foreign currency denominated mutual funds or bonds that you recommend
2. Do you have an idea of the historical returns

Thanks in advance

@manie Afriland's dividend yield at 15.56% is really impressive. Pls I need a bit of guidance on these NASD unquoted stocks. How do you buy them? I can't see any bids on the unquoted stocks on Morgancapital's itrade. What's your take on Afriland for the long term?

manie:
Afriland is N2.42k, while CSCS is about N6.00 although i bought mine for N5.40k

My people, Just to get your views. If you were to pick one stock for your long term portfolio between UBA, APR and UCAP in terms of dividends and capital appreciation. Which one will it be and reasons why?

I buy stocks for LONG and maintain a list of stocks with sound fundamentals. I keep buying at good entry prices to increase my holdings. Hope I'm not too old school with all this JIJO gist flying around......

igboboy3:
That is true. JIJO is too stressful for me jare.

@freeman67

Thanks. I have Diamond Bank account. I'm not in town now, so not able to visit the branch. Can they process it via email communication. Do you have a contact person? Pls let me know

freeman67:
no mind them.. it is still free so they won't have a clue. Abeg just go Diamond Bank if you have an account with them. make sure while going u have passport photos, the names of registrars to the shares u own, ur CSCS no and CHN, your bank account no with its sort code etc..

I saw the picture attached at Gwarimpa Branch in Abj yesterday. I ask and e-dividend registeration form of some registrar was printed for me by their customer care .

@angelo82 Please where do I get e-dividend form? I just called customer service lines for both First Bank and GTBank, and quite surprisingly they don't have a clue on new e-dividend portal registration (E-DMMS)

angelo82:
You will fill the e-dividend form and scan it to your bank and let them know that you are not in the country but for United Securities BVN is mandatory.Tell your bank to upload the form on the New NIBSS e-dividend platform and to confirm it to you when is done.But before upload your bank must stamp the form and sign.Then you can request for a stamped/signed copy,forward it to united securities via email and inform them to confirm the form upload on the new e-dividend platform.Then in a fews days it will be done and they will confirm it to you,after which you will request payment of outstanding dividends.But you should scan the document clearly in colored with your picture attached.