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Shyvicky's Posts

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CrimeRe: Police Arrest 10 Suspects In Akwa Ibom, Recover Looted Properties Worth Millions by shyvicky: 8:11pm On Oct 24, 2020
Most of the hoodlums that looted electronics shops will be caught sooner or later, reason one is some don't have houses to keep and use, two, people might not likely buy from them, three carrying electronics up and down looking for buyer at this time will look suspicious, like if you reason with me.
CultureRe: Return Oba Of Lagos’ Staff Of Office Or Face The Consequences, Ruling House by shyvicky: 9:23pm On Oct 23, 2020
These boys that took the staff na smokers and heavy drug addicts who have no job, no house only survive from money they collected from the street, they don't care about consequences, they don't have value for their lives, even juju no dey catch them again, my opinion ooo, those boys way dey obtain us, way people Don curse for island tire.
CrimeRe: #EndSARS: Thugs Chase Away Protesters With Axes, Cutlasses In Osun by shyvicky: 11:32am On Oct 15, 2020
I hate to write this, I hate to write about igbo and yoruba differences but note that igbos can't do this to themselves, igbos can't be protesting and armed igbo thugs come and send them away, igbos has one mind cry cry cry
CrimeRe: Hoodlums Dislodge Endsars Protesters, Take Over Protest Ground in Alausa by shyvicky: 11:31am On Oct 15, 2020
I hate to write this, I hate to write about igbo and yoruba differences but note that igbos can't do this to themselves, igbos can't be protesting and armed igbo thugs come and send them away, igbos has one mind cry cry cry
PoliticsRe: EndSARS: Zarah Buhari And Kiki Osinbajo Brought SARS Down - Authority Newspaper by shyvicky: 1:31pm On Oct 12, 2020
Yes
PoliticsRe: Mudashiru Obasa Meets EndSARS Protesters, Signs Petition by shyvicky: 6:55am On Oct 09, 2020
Most people coming out for end sars protest are actually coming out to protest because of the general poor condition of the country not just for Sars, my opinion.
BusinessRe: I Need Opinion Of Lawyers, Insurance company workers And Bankers On This Issue by shyvicky(op): 6:48am On Oct 09, 2020
ATTAHDYE:
Usually there is a time frame (6 months) for you to file report/claim with an insurance company when the risk crystalize.

If you had a good Account Officer/Branch Manager that knows his work and values long time relationships, he would have taken care of it. It is wrong to send the customer on this type of errand when you know there is a timeline to file claims.

If the insurance company refuses to pay for the above reason, my advice is you negotiate with the bank to pay the outstanding only if you can or get a lawyer to fight it out (which ever on is cheaper for you)
thanks I got it before 6 months, I don't think they will like to go to court because of the money involve, it's about N120k, if they employ a lawyer ers service they might spend more than that to get the debt.
BusinessRe: I Need Opinion Of Lawyers, Insurance company workers And Bankers On This Issue by shyvicky(op): 4:58pm On Oct 06, 2020
Kobicove:
Do not just assume that you have a stand yet...

I hope you informed the bank in writing when the incident happened.

The fact that your account officer physically witnessed the fire does not necessarily mean that the bank as an entity is aware, you need to have informed them officially in writing so that the branch manager has a document to present to the management and other interested parties such as insurers and external auditors.

Was it the bank that procured the insurance policy for you?

I think you should be relating directly with the insurance company and not through an intermediary
the court affidavit and and appliacation letter was submitted to the bank, and they asked only for police report
BusinessRe: I Need Opinion Of Lawyers, Insurance company workers And Bankers On This Issue by shyvicky(op): 4:56pm On Oct 06, 2020
Kobicove:
Do not just assume that you have a stand yet...

I hope you informed the bank in writing when the incident happened.

The fact that your account officer physically witnessed the fire does not necessarily mean that the bank as an entity is aware, you need to have informed them officially in writing so that the branch manager has a document to present to the management and other interested parties such as insurers and external auditors.

Was it the bank that procured the insurance policy for you?

I think you should be relating directly with the insurance company and not through an intermediary
I have an application from the police station, the original letter with police station that shows ithat I actually reported the case, and the case was properly opened In ebute ero police station.
BusinessRe: I Need Opinion Of Lawyers, Insurance company workers And Bankers On This Issue by shyvicky(op): 2:35pm On Oct 06, 2020
Heartbender:
I think you have a good case. In law, there is the doctrine of frustration and "acts of God" which the courts would use to decide the case especially since you promptly informed them and they're aware, you have acted in good faith. See a lawyer for more
thanks bro, they staffs threatened to bring military to coerse me into paying when we were arguing, lol
BusinessI Need Opinion Of Lawyers, Insurance company workers And Bankers On This Issue by shyvicky(op):
Please read carefully to understand this case and give me your candid opinion or suggestion, I am trader in Lagos, by 15th October, 2019, I borrowed N500, 000 ( five hundred thousand naira) from a micro finance bank to pay back in six months time, to make it short the total money to pay back is N620, 000 including interest and insurance, I have been servicing my loan until January 29,2020 my shop got burnt including a lot of building in the area, by then the amount remaining for me to balance was N120, 000, which means I have paid the money I borrowed N500, 000 remaining only interest, insurance and other chargers at the amount of N120, 000 then I was informed by the micro finance bank to go and obtain police report, that if I don't present a police report before February 15th that I will pay the remaining N120k, instead of insurance company, I told them that police report is always hard to get that since they know my shop got burnt that they should also keep working for me until I get it, I went to police they directed me to a court for court affidavit, I went to court then got the affidavit to make long story short, by 20th of March police report was not ready, because police said they are investigating, I kept going but was not successful until lock down came, and everything stopped working, in June I received a call from the micro finance bank that I should go and get the police report that it's needed, I agreed and went to police this time I got it and went to the micro finance bank and submit it, a month later in July they called me again that I should come to their office this I honored and they told me that I should pay that I submitted my police report late, I told them I won't that police report was not in my disposal and the time frame was so close besides Corona virus lock down worsen the whole situation, since then I have not heard from them until yesterday, please I need ur opinion and advice so that I know if I have good case with them because Its painful to pay your insurance and insurance bring in excuses not to pay you when you have issues.

PLEASE TAKE NOTE
I got a text on 23rd of Dec, 2020, informing me that the balance has been written off, thank you for your contributions, thank you

CelebritiesRe: #EndSars: Nigerian Celebrities That Are Speaking Out by shyvicky: 11:14pm On Oct 04, 2020
When I see them in the street protesting I will know they are serious for now I still dey with my drink
PoliticsRe: Obaseki In Trouble: How APC Planned To Wrest Power From Him - PM News by shyvicky: 1:02pm On Oct 04, 2020
Edo no be imo
CelebritiesRe: BBNaija: Trikytee & His Father Meet Governor Diri In Bayelsa (photos, Video) by shyvicky: 5:21pm On Oct 02, 2020
Na only their teeth I dey see grin grin grin grin
HealthRe: COVID-19 Update For October 1 2020 In Nigeria - (1,657 Tested) by shyvicky: 6:38am On Oct 02, 2020
Yesterday was our independence day
PoliticsRe: Fuel/Electricty Hike: NANS Mobilises Members To Join TUC, NLC Protest by shyvicky: 1:42pm On Sep 27, 2020
Mad people, most of them don't have reason for protesting.
PoliticsRe: Even If Obaseki Wins This Election ... APC Will Use Imo State Formula (Opinion) by shyvicky: 2:13pm On Sep 20, 2020
Edo no be imo
SportsRe: Lampard: I Didn't Come To Chelsea For 4th Position, I Came To Win by shyvicky: 12:00pm On Sep 11, 2020
Copied from Williams in arriving to arsenal
FashionRe: German Man Pays £6,000 To Have His Ears Removed So His Head Looks Like A Skull by shyvicky: 7:50am On Aug 28, 2020
This is what ibo proverb Means, Anya m, ahula ntim, meaning my eyes have seen my ear
SportsJoin Truefans Fantasy Premier League For Free by shyvicky(op): 10:35am On Aug 20, 2020
Please join my league abeg, and also share your league code here for us to join, click the link below.

https://fantasy.premierleague.com/leagues/auto-join/fnordw
PoliticsRe: 10 Easy Steps To View Election Results On INEC’s Portal by shyvicky: 7:24am On Aug 10, 2020
So if I don't log out the result will change? tongue grin
PoliticsRe: Omoyele Sowore Releases Footage Of His DSS Detention Cell, A Year After by shyvicky: 11:23am On Aug 04, 2020
I know how he smuggled the phone there, it's simple, with the help of that arrested cat grin
PoliticsRe: Bashir El-Rufai Condemns The Decay Of Infrastructure In Abia State by shyvicky: 10:55am On Jul 31, 2020
It's better to have life with bad road than to have clean roads without life, and marauding heardsmen killing people at will
EventsRe: George Floyd Buried Again In Mbaise Imo State Of Nigeria By 'his Kinsman' by shyvicky: 8:28am On Jul 29, 2020
In ibo land, if someone die, and the body can't be recovered, example fire, accidents, lost, drowning, executed by police and buried there, the parents or owners of the person is required to bring his or her clothes, which will be buried as if it is the person body, to give it final respect.
CrimeRe: Vigilante Group Caught Gunmen In Ubakala Umuahia, Pistol Recovered (Photos) by shyvicky: 7:01pm On Jul 05, 2020
These are cult boys, there is a school there, the way the look will tell you whom they are, the fair one is probably from a rich home, and believe he has done nothing wrong just protecting himself against other cult boys, by few months time they will be freed, especially if no one is litigating them or being a witness, they will change city n live among us, while new news will be focused by us, by the way what is gun men?
PoliticsRe: Geometric First Independent Power Transmission Station in Nigeria (photos) by shyvicky: 6:54pm On Jul 05, 2020
The man started this project long time ago n they wanted to kill it, if its working now, aba will be great n a lot of cities will seek his services
PoliticsRe: Obaseki Obtains New NYSC Certificate by shyvicky: 7:53pm On Jul 03, 2020
LibertyRep:
Strange to know that certificates could be issued twice
so you don't know that if there is typographical error in ur certificate the institution issues the benefactor with a new one? After my nysc, it was announced that we check our certificate for errors and if there is any we should apply for a new one
CelebritiesRe: Davido Reacts To List Of Contributors To CACOVID Relief Fund by shyvicky: 8:14pm On Apr 05, 2020
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CelebritiesRe: Ifu Ennada On Lockdown: I Have High Sexual Urge Each Time I Wake Up by shyvicky: 6:28pm On Apr 05, 2020
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HealthRe: 36-Year-Old Man Dies Of Coronavirus In Lagos by shyvicky: 6:28pm On Apr 05, 2020
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HealthRe: Lagos Discharges Five More Coronavirus Patients by shyvicky: 6:27pm On Apr 05, 2020
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HealthRe: Missing Osun Coronavirus Patient Found by shyvicky: 6:43pm On Apr 04, 2020
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