₦airaland Forum

tsdarkside:
wait wait....next question is,is he a giver or a taker....??

kiki....

Wrong label.

It's "is he top or bottom"?

ceelog:
God bless you my brother.
I once mentioned that for my 4bed duplex at same stage as yours...I had not spent over 11m...some here were casting aspertions and disbelief till I said one of the best NL Engrs built it, then they soft paddled.

Start building and be present if you can. Buy your materials and use experts and their advice.

Please, can you show pictures of your 4 bed duplex because I am considering something similar? Hearing such figure is a huge relief to me sir.

Deicide:
The day I watched the Zee world I lost 80% of my IQ

I had to block off the stations before my children lose their intelligence

pocohantas:
You need to be an evening newspaper to watch/know a program that aired in the early 2000s? We talking 2004-2005, if I am correct here. A program that shutdown the whole Nigeria?

I guess the people that watched Village Headmaster and Willie Willie are fossils. Jornwhite, keep your brain company often.

You are mixing things up.
most of those Indian soap are nothing but dumbness
the storyline
the acting
the dressing
everything just too fake and dumb if you put logic into it.

The show is actually dumb

All of them always dressed up even at night with make up and all that.

Calling their full names when addressing each other.

ThankGod my wife doesn't watch any of these low iq shows.

Iceyjayz:
But Naira became more Useless when Buhari became the president, during Jonathan regime it was a little reasonable but now it's almost #500/$1 which is very terrible

No, its not almost ₦500/$1, its ₦381/$1 officially .

If we want to use black market price to judge, then we should use it for all.

Do you know that naira jumped almost 500% during Obasanjo's time?

You may not understand why naira is currently this low (Less paddling unlike before).

Before now, Naira was being padded by the government heavily, but they are now reducing the paddling.

A country that does not produce have no business having a strong currency.

Iceyjayz:
Lol nah today you know? that country have been messed up since 2015

Like NAIRA started using value in 2015?

Remind me again, what was the rate of naira in 1999 and 2014?

Blackbishop:
I can't give you a definite answer cuz not all customer will complain not nor all will come back with the defect

Okay sir

Blackbishop:
Nope. It was corrected after that.

You mean the smell is in every Camry 2012?

davodyguy:
Obtain copies of whatever they claim to have, take it/them to Alausa, verify

In fact, you can even purchase Gazzette in Lagos State now to check if that area is mentioned in the records with LASG

Actually their approved Excision file is valid, same with the gazette.


LSG needs to get online to make verification easier.

davodyguy:
As them for the title they have first. You can post here for assistance in verification

One has Approved Excision
Another has Gazette

davodyguy:
Survey Plan is very very relevant and one of the prerequisite in registering a title at the land Registry.

But is the survey plan it self a title that you can own and feel comfortable as the real owner of the land? The Answer is Capital No

You could have spent N5,000,000 on a survey plan and the land may not be yours at the end of the day



As regard the highlighted text, that is the normal 'language' by land surveyor to say 'belonging to' because you are the one that called the land surveyor and told him the land belongs to you. Hence, he will say what you told him and not necessarily because the land belongs to you.

Mind you, the same plan you attached here, can have your name on it and it will still show 'belonging to' That's why I said 10 survey plans can be drawn on a single land in the name of 10 different people and it would still have 'belonging to' on each of them.



The highlighted text is false at least at the Federal Land Registry in Ikoyi.

I registered 3 tiles all Deed of Assignment between Party A and Party B and I did not include a single Survey Plan. Fashola is the Minister of Works and Housing. Hence empowered by Law to sign all Deed of Assignment at the Federal level. Once he signs at the last page, that part is what would be attached to the Deed before the Registrar in Ikoyi would register the title for you.

In Lagos and in Ogun State, they pay more attention to survey plan than they do in Oyo State and at the federal level.



The survey plan does not 'perfects the Deed of Assignment' but a prerequisite to having your deed of assignment registered.
Here is how it works in Lagos and why a registered Survey plan is important

1. Upon 'acquiring' a land in Lagos, the first thing to do is to draw up a survey plan.
2. The survey plan shows the coordinates, size of land, location, details of the land surveyor and acclaimed owner.
3. The plan is what your Lawyer needs to prepare the deed of assignment that would be executed between you and the vendor
NOTE
Items 1,2,3 above still doesn't make you the owner cause the Vendor that sold to you may not be the legal owner of that land.
4. After item 3, give the survey plan to your land surveyor to get it registered via NIS and Office of the Surveyor General
5. After registering the plan, attach to the deed of Assignment and take it to the lands registry
6. Land Registry would not start any process without first sending the survey plan back to the Office of the Surveyor General to obtain Land Information and confirm that the land is properly positioned and not under Government acquisition.
7. If your Survey plan passes item 6, it would be sent back to lands to start the process of Registering the Deed of Assignment.
8. This is when the real work starts. Land Registry will now start to dig deep into the root of title. Who sold it to you? Is there a dispute somewhere? Has the previous owner mortgaged the property? What is the position of the court? What is the position of LASG on it?
NOTE
Item 8 is the reason I said your Survey Plan does not make you the legal/lawful owner of the land. Your survey may pass at the Office of the Surveyor General and still fail at the land Registry.

If a Fraud is noticed at Lands Bureau, all the amount spent on acquiring the land or doing Survey has entered voice mail. The registrar of titles will never register that Deed of assignment for you. Hence, the registered survey plan is not more than a mere paper.

Survey plan is very crucial in the process of registering your Deed of Assignment, but that plan on it's own does not make you the owner of the land.

Take for instance, A man dies and willed his land to his 5 Children. The eldest (solely) among them decides to sell the land to you and you have a survey plan drawn. Of course you may pass at the office of the surveyor General and if possible pass at the Lands Bureau, obtain your consent or C of O. Just one thing will nullify your title and that is the day the other 4 children go to court that the land was sold to you without their consent, the court would set aside the transaction and issue an order that the Lagos State Governor revoke the C of O immediately and it would be done.
If this happen, the survey plan becomes useless.

What we always emphasize is root of title first.
You can buy land from the richest man in Nigeria who claims he owns the land and then spend N1 billion to do survey plan and have it Registered. These process still doesn't make you the owner of the land.



Once you carefully read my post above, you would know better the order of preference/importance

Nice breakdown.

What should I look out for to verify if a land belongs to a real estate company?

As usual, they gather to complain

The easiest thing to do is to complain.

Slackerpenguin2:
Ah, I don't deny christians are into crime...but Christians with Boko kind of sounds strange to me.

That it sounds strange does not make it impossible

Afterall, we have clergy men even known as armed robbers.

spy24:
Boko Haram is a Muslim terrorist group

Person wey they read Bible no fit be terrorist

Terrorism is totally against Christian principles

Read your history books!

caniagu44:
converted and brainwashed Christians but real Christian that read the bible will not join Boko haram. the manual of the boko is Koran, I don't know how the Christians among them read the Koran.

So, there are real Christians but no real Muslims?

Slackerpenguin2:
Foregners yes, christians no

Boko Haram aren't the Ottomans

Embrace truth if you want peace, or are you saying "Christians" are not into crime?

imagine 1 plot of land in VI going for 270 million naira.

I heard it and wondered what is on the land!

spyder880:
I agree with this. A man who owns 100m will laugh at an offer to buy his only plot of land at N1m.

That is just it.

same thing happening around Ibeju Lekki and Epe now.

These developers will go to villages, buy up their lands at the lowest rates ever, then market it without any real value at higher prices.

In the next 5 to 10 years when the lands have changed ownership (Now owned by well to do individuals), the value then becomes what these new owners make it to be.

(1)

RDS-220 hydrogen bomb, also known as the Tsar Bomba.

michlins:
where do you plan on seeing a hectare of land in Nnewi. Such lands are in the hands of multi-billionaires in this town and they're not ready to sell a sand

The main reason land is expensive in Nnewi is the owners.

The owners are heavy guys pocket wise and can afford to keep the land unused than sell at the real 'value'. The financial level of the owners of these lands is what is determining the prices of these lands.

This is outright nonsense.

if you want to give, give mostly to hapless and helpless people, not because she is a woman and has something to shake and a hole for insection.

Quoting bible to rebuke what the association stands for is senseless.

So if the errors came from the staff that handled it, I will have to pay these monies as punishment for the errors that I am not responsible for?

oluayebenz:
Considering the available cash, ground clearance
Ford Edge is the only option but if ground clearance is not that important then Camry is d best option

But I was told a ford edge is not that good for a first timer... (Maintenance issue)

Blackbishop:
Let me start by Highlighting the major or common issues

Highlander 2008

Major Engine Issues
*Engine Knock or Rattke sound
*Rubber oil Line broke
* Timing cover Leaks Oil
*Camshaft Bolt Loose damage engine
*Engine Crank but will not start
*car idles fine but refuse to accelerate
* Oil leaks no warning Light
*Engine Misfire

Transmission Issues
*Transmission Failure
*Whinning Noise

And the interior issues from CD player not working or aux not working to power window button just stop working without prior notice.
The brake system too has some issues to deal with.

FORD EDGE 2010

Engine issues
* Engine Stalls and shut down
*Car loses power without warning

Transmission Issues
*Makes Noise and jerking when Accelerating
*PTU Fluid leaking
*Faulty brake booster
*Not too common is the car rolling back when in park position
And other interior issues like the electrical wiring.

TOYOTA CAMRY 2012
Engine Issues
*Foul Smell When You Turn On AC
*Water Drains Into The Vehicle And Caused Mold
*A/C Compressor Failed
*A/C Rattling Noise

Transmission Issues
*Transmission Failure - Slipping out of gear, Stuttering

And some few ish about power door control and the radio screen going blank.

Finally about the ground clearance evening if you are going for CAMRY you can always change the rim to a bigger 1 and tyre too

The decision finally rest on you

Wow.. So what do you advice she goes for with all these defects?

erico2k2:
with 4 M I think the HIghlander is the deal

His source said he can not find an highlander with the conditions listed and at that price.

cjeriia:
mention those guys & you'll get speedy response.

Okay, thanks

Please help choose a car for a first timer if you have good information and experience on cars.

I am not a good authority on cars, so I FOUND it difficult to pick for the person.

He wants either Toyota Highlander 2008
Ford Edge 2010
Or Toyota Camry 2012.

But here are some of his conditions :

He wants a vehicle with ground clearance, a bit of class and at the same time with a good performance rating, less fuel consuming and an easy to maintain one.

His budget is maximum of 4M for (Tokunbo/Non accidental/clean title.).

He is also a new driver, meaning he has not driven before.

Thanks

cjeriia:
Go to car talk section & look for GAZZUZZ or Diportivo. Thank me later

This was posted in the car talk section

Hello Nairaland,

Please help choose a car for a first timer if you have good information and experience on cars.

I am not a good authority on cars, so I FOUND it difficult to pick for the person.

She wants either Toyota Highlander 2008
Ford Edge 2010
Or Toyota Camry 2012.

But here are some of his conditions :

She wants a vehicle with ground clearance, a bit of class and at the same time with a good performance rating, less fuel consuming and an easy to maintain one.

Her budget is maximum of 4M for (Tokunbo/Non accidental/clean title.).

She is also a new driver, meaning she has not driven before.

Thanks

CC: GAZZUZZ
Diportivo

What about the rest?

Phew!
Thank you for this.
So when I am ready to build in any of the estates, I must part way with 750k to 1m... Okay o
Like the government is anti-progress..

davodyguy:
Since you currently may not have a 'registered title' now, you'll need to get a survey plan of the land registered at the office of the Surveyor General, with beacon numbers showing, then hand the survey plan to your architect to prepare a drawing.

If it's a bungalow, you don't need a structural drawing, but for two floor building, you need a structural drawing.

You also need a soil test report. This is to tell you the kind of foundation you need.

Take all these documents to the LASPPPA office in your Local Government. They would prepare an assessment for you.

Assessment is done based on the gross floor area of your proposed building.

Less say your gross floor area is 300sqm, this size is multiplied by a rate of construction to arrive at assessed value.

The value in the assessment is what you'll pay.

You pay one to LASPPPA and another one to LABSCA called stage certification.

The part that out most developers is the tax clearance.

The minimum tax that LIRS will demand from any developer even in Ikorodu, Epe, Alagbado etc is ₦750,000 and if it's like Ikoyi, Lekki, VI, the developer can be asked to pay as much as ₦5million as tax clearance before you can be granted approval.

To LIRS, anything that makes you want to build means you must be rich. Hence, they ask for minimum of ₦750,000 from you, even if your land cost you ₦100,000

Give or take, the minimum to pay would be close to ₦1million.

How long does it take? It can take between 30 days to almost forever.

This is Nigeria, I must not talk too much