₦airaland Forum

smasher1:
2m annually is low. Minimum of 4m. Savings above 300k a day.

Yeah I agree with you. I was just projecting that as a worst case scenario.

I think you meant a month there not a day.

Plus any job paying such renumeration would be giving some for of end of year bonus that would be quite handsome

Slizzords:
Good afternoon everyone, I know that nairaland is filled with a lot of reasonable and experienced people, am a young man and I need guidance please.

So am married with a 8 month old baby, and make about 1M naira monthly for the past 3years now , it's not been easy from a financial aspect because we live in lagos and I discover that as I write this, I don't have up to 3M naira to my name, I don't know how money disappears, please note that am not a lavish spender, I don't party or go clubbing.

Please how do I save more money, because God forbid something happens now I don't have any money to fall back on. No landed property or anything. Please I need help thanks.

Do you have any debt you are servicing? Car repayments? The business you set up for your wife?

How much do you spend on accommodation monthly and how much is upkeep at home?

Do you have any projects you are servicing? Land or house acquisition? Post graduate degree?

Approximately how much goes to charity? Family n friends support? Tithes? Etc?

You should be saving more to the best of my knowledge.

You answer to the above can help narrow it down.

Barring and extreme life circumstances, you should be saving 2m+ annually

Boladogailese:
Am sure Tinubu bought him the form

Have you read his profile?

Mathain19:
I want clear understanding about the difference between the practice of Shari'a and jungle justice.
If shari'a practice can be accepted by the Federal Government and constitutional, Thereby having shari'a council in Some states in Nigeria, Why is jungle justice a crime and shari'a justified?

Interesting take you have here but who presides over issues in jungle justice for instance?

I really don't know much on sharia by the way

Onegai:
Me ke??

So what do you do and what if there's someone that wants to reach out to you?

Onegai:
Please calm down, can I send you information via email?

And offer counseling

Let us step back from the cliff.

Because Divorce is wonderful for lawyers looking for rent money.

2 years mandatory separation, if you want to file before then it will cost more.

N1million-N6million to file (yes, I am not joking, especially if you're in Lagos or Abuja). You will pay for extra like printing and any other documents lawyer needs.

File in High Court, she will be served a month later, she has 30 days to respond and your first court date will be 4 to 6 months after, just for Mentioning.

After that, another month or 2 for Conference (you and your wife will go before the Judge, no lawyers allowed to speak and mediate).

Then another month or 2 after for your trial.

Courts are backed up, so unless she responds back Uncontested, expect to spend 3 years on this matter, some people that got caught during Covid spent 10 years.

Even with no kids, you fit spend 2 years if clerks go on strike and since na high court, I dunno how backed up it will be with election tribunals next year (Political Aspirants pay more so their cases will be heard faster than your inconsequential marital issues, sorry )

Are you fighting for custody? Add an additional year plus you'll pay extra for Child Welfare Officers for the mandatory house and school visit. You need to be financially buoyant because you have to pay Child Support or she can garnish your bank accounts

If you start dating, she can sue you for Adultery and sue your side chic for alienation. Upto N10million, another court case.

Court cases are open, so everyone in court that day (bloggers, other petitioners and anyone who just feels like attending) will be listening to you and her air your very dirty laundry in public. They can write about it too, mentioning your name. Not a crime.

Still interested? There's more o...


Oya please drink water, let's talk

Well over 50% of marriages are salvageable and in 5 years time you'll probably feel different.

But if we work on it now, and you give yourself to this process, in 5 years time, I pray I never see you again

Please, let's talk

Are you a marriage counselor or what?

Nwaikpe:
In 2023, Wike sabotaged Atiku
In 2027, Amaechi will sabotage Atiku



All this is because Atiku, Tambuwal, Amaechi, Kwankwaso, etc., together sabotaged the South South.
He will never see the presidency.

How did ameachi sabotage the South South?

adenigga:
Source: https://punchng.com/yahaya-bello-wins-apc-senatorial-primary-for-kogi-central

It will be a big insult if this man returns to governance in any capacity.

Plus shame on the failure of a efcc chairman who has achieved nothing in convicting corrupt politicians.

bolaayenimo:
Does he have two heads or better than others on queue? Nonsense

The hypocrisy is why the glorification of certain someone else or what are you talking about 🤔?

😅😅😅

Lifestone:
We should start by inviting Goodluck Ebele Jonathan to account,then Buhari, then Tinubu.
And if this document and policy paper is worth it's paper, it should have done more investigation and send petition to Efcc instead playing politics.
What are we supposed to do with this now.
220million Nigerian to start investigation.
This is Politics 201
But if you read the conclusion, it says it's a product of decades of Revenue leakages and all Presidential aspirants must clearly speak to it in concrete terms. No vagueness.

The article says it has been so for 25years hence folks before GEJ need to also give account.

The people above you did not bother to read at all.

HenryStarlife:
You didn’t want to create a scene do you care about their future victims?
You don’t have to wear capes to bring people to justice.

He didn't find it on anyone.

What if they were innocent and he didn't place it well in his pocket? What if they had guns and ready to use it?

Patriotic9ja:
This is the problem again OP.

The term 'vote wisely' is relative. We all have our different choices, principles, morals, perspectives, etc. Different factors influence different people's choices when voting.

What you op consider a wise choice may not be a wise choice for me. The problem arises when some of us try to use emotional blackmail on others simply because they have personal preferences or choice.

There are people who see Atiku as a wise choice, some see Tinubu as wise choice, some Obi is their wise choice. Some prefer none of them all but see Sowore as a wise choice.

My final take is, our needs differ so are our choices. We all need to respect each others choices. That is freedom of choice. Choose your candidates, campaign for them, don't insult other people for their choices or try gaslight or blackmail them. Or wanting to coerce them through manipulative means to see your 'wise choice' as theirs too

You are being too gentle with a toxic and inhumane individual.

Even the Bible lets us know to let a fool know when he/she is being foolish.


Proverbs 26:4-5 presents a deliberate paradox: do not answer a fool according to his folly (to avoid sinking to his level), but do answer him according to his folly (to prevent him from becoming wise in his own conceit). The aim is to expose the absurdity of his argument, not to validate it.

Verse 4 (Do Not Answer): Avoid engaging in worthless, disrespectful arguments. Lowering yourself to a fool's level makes you look like him.

Verse 5 (Answer): Challenge the error directly. By exposing the flaw in his logic, you prevent him from being proud of his ignorance.

(Parts copied)

Ofunaofu:
As the 2027 general election approaches, one of the most commonly used phrases among Nigerians, especially voters...is “Vote wisely.”

Yet, the phrase is often misconstrued as an attack on a particular candidate. In fact, many Tinubu/APC supporters seem to interpret it as a direct jab at Tinubu, reacting hysterically and launching venomous verbal attacks at anyone who says it.

Ironically, if “Vote wisely” sounds offensive to someone, perhaps they should ask themselves why

Only you opened a thread and in your op you became judge and executioner condemning others that don't align with you.

You already project some form of moral superiority and look down on anyone that doesn't align with your philosophy.

Very foolish and miopic approach to live and living.

People know when you are trying to subtly insult them and they will respond to you appropriately.

Streetinvestor2:
Are u sure u have food to eat today because hunger is real.And with hunger you can post any rubbish. The SS will vote Tinubu because you thin they are stupid abi

You are so incoherent that you cannot pass your point across without spilling insults.

And you think you will convince anyone like this?

I have met many South South people that said they aren't voting Obi. They always keep quiet to avoid bullying from toxic folks like you hence you never get the opportunity to convince them.

Continue your good work sir

ExAngel007:

https://www.youtube.com/watch?v=lusQ6xSKeZ0

https://www.facebook.com/100050487580007/posts/pfbid02BXGLMxSZqn8JxLxwSTQHeiyyTpHmcdDJrR3WFLNVaNDMsjZVFur4zzWD3zL6oBirl/

Kwankwashior in his mind to Obi be like "if you like win now, if you like no win, I'm declaring for presidency in 2027".

Hope Obi knows that he wouldn't have kwankwashior's support in 2031 if he loses 2027 contest?

Be like I done murder the spelling of my oga name

Kalulu44:
Win or lose abeg Fernandes we need you to break that assist record

Which record is that boss?

seunrebirth:
SOURCE https://newsunplug.com/the-2027-ballot-debate-why-questions-around-election-printing-contracts-are-raising-concern/

Opposition already trying to raise accusations ahead just in case they lose the election

Can any one advise a good app and/or website for watching matches.

Thanks 🙏🏽🙏🏽🙏🏽

SpencerForbes:
Video himself cleaning his fingerprints clearly publicity stunt. Where is the security in showing everyone your security processes?

Someone we've not seen exercising for the last 3 years. That's how they deceive us

I'd need to count but I don't think I even own up to 12 shoes.

Who should buy it for them? Hope this will not lead to another round of the dreaded billing Mr. OP?

BENREU2017:
Choosing The Perfect Watch To Match Your Unique Personality

I need a good fully mechanical wrist watch.... Why are they so hard to find.

We are patiently waiting for you guys to have corrupt politicians convicted and behind bars.

All you success in that department is zero percent so far.

So how much do you estimate the fellow spends on feeding, transport and accomodation?

If you are in the abroad, she sent it in the afternoon but you saw it in the morning

Shey they will pass to him abi na to dey do midfield roulette?

franvincoop:
I agree with you but what I have not understood is where the 25000MW will come from.
I don't play with words
Can the generation companies produce 25000MW?
What is their production capacity in MW as of today?
Where will 25000MW come from? because it's not in the Siemens deal to generate even 1MW.

This is my question.
Upgrade, transport, distribute, transmit are not my problem, Siemens will handle that.
But how will the Siemens deal not be stalled or slow when there is not enough MW generated to be transported, distributed or transmitted?
Don't you think it's putting the cart before the horse?

I personally believe Siemens should be allowed to generate its own electricity, transmit and distribute alongside the upgradation of our transmission and distribution grid.
This Siemens deal, the way it is structured will have them relying on power generation companies.

I say this because this same Siemens was involved in the 16 billion USD OBJ National Integrated Power Project (NIPP) deals to build transmission lines.
Nigerians have very short memories.

Here are the list of companies involved in that project with nothing to show for it today including Siemens.

Pivot Engineering Ltd was awarded contracts in the sum of $78,625,736.54 for the construction of Owerri-Ahoada-Yenagoa 132 KVA DC lines and substations. It is to be noted that out of this, $73,023,521.36 has been paid to the contractor.
ABB {Nig] Ltd [SAE] received a contract in the sum of $21,489,644.79million and Nl, 489,271,079.60billion for the construction of second Benin-Onitsha 330 kva SC lines. So far, the contractors have been paid the sum of Nl, 675,225,734:40billion
Siemens Ltd also benefited from a contract of Euro l5, 032,410.65million (Euros) and N200, 000,000million to provide Onitsha 150 Mva, 330/132/33 kva, T/F and 330 KV base at Onitsha and Benin. Out of this contract sum, it has received a total payment of El2, 499,567.00million( Euros)and N49, 979,258.00million
Energovod Src was awarded a project of Alaogi-Calabar 330 kva DC lines in the sum of $42,382,351.30million and N900, 000,000 for which payments to the tune of $23,851,466.58million and N431, 056,721.00million have been made.
AREYVA T/D SPR-and -MBH power-for offshore works for construction of bays got £8,987,322.00million and N600, 000,000million. The foreign payments have been fully made while only N161, 704,254.50million on the Naka was paid.
Chrome Consortium was awarded contracts for the provision of Gombe-Yola-Jakngo 330kva SC lines at $74,872,154.04million. It has been paid $50,000,000.
News Engineering Ltd got a contract valued at $3,485,113.50million and N250, 000,000million for the construction of Jalingo 2×30/40 mva; 132/33kv sub-station. It received $2,670,679.36million and N100, 850,347.04million.
Allaogi-Umuahia 132 kva DC line was awarded to Pivot Engineering at $4,067,940.00million; it got $3,978,676.10million and N406, 528,365million.
Valenz Holdings [Nig] Ltd got the contract for Umuahia 2×30/40 mva, 132/33kv substation at $7,083,399.48 million and N489, 704,091.00million.It was not clear if the company had been paid.
Kec/News Engineering handled Gombe-Damatru-Maiduguri 330kv lines at $30, 172, 772million and N2.5 billion
JKN Limited did Ado -Ekiti 132/33kva sub-station and Akure 132kva Liangbe extension at N822 million. It received N521million.
Kano- Dutse 132 kva DC and Dutse-Azare 132 kv SC line were done by LCEP at $50, 294, 388million.
ABB did Dutse- Azare 2×30/40MVA, 132/33KV Sub -stations cost $12,500,000:00million and €1,771,582:83million. The company received $11,074,967:81million and €354,316:40million /*
The Egbin-Ikeja West/Benin Main 330kv DC line and sub-station was handled by Energo (Nig) Limited at $8,437,687 million and N141, 967,775:92million; it was paid $6,475,037:18 and Nl7, 488,890:06million .
NEPA-ACEB Power Interconnection Project (Counterpart Funding) was handled by SAE Power Lines and Areva (SIS) (Counterpart Funding on ADB Loan on senders) at Nl,194,500,000:00; Nl,043,800,000:00 was paid.
News Engineering Nig Limited got the contract for the construction of lx30MVA, 132/33W substation at Keffi at N441,534,004:50; N251,700,000:00 was paid to the contractor.
Continental Engineering Nig Limited was awarded Talata Mafara 2×30/40MVA, 132/33kv substation ( N453, 532, 829:20) . The company was paid N420, 323,334:57.
Amukpe (Sapele) lx30/40MVA, 132/33kv sub station was handled by News Engineering Limited at $1,194,482:34 and N219,920,252:71. The company received $1,014,276:14 and N78,303,339:54.
ABB Power Katempe got National Stadium 132kv DC line for N347,000,000:00; it was paid N 173,500,000:00.
Twenty-six companies carried out FY2000 substation reinforcement projects (N2,679,487,010:00) They received N2.3billion, representing 90% of the contract sum.
ABB Nigeria Limited handled rehabilitation of Delta TV Switchyard (€2,879,811:11 and N109,899,233:00); N36,822,340 was paid.
Nnewi 2x60MVA 132kv sub- station was awarded to Valenz Holdings Nigeria Ltd (€4,421,811:72 and N251, 833,400:00). It received N191, 734,122:52 .
CMC was awarded New 33kv substation at Omotosho ($30,325,386:00); $3,115,453:00 was paid.
Steers Int’l Ltd was awarded $1,395,353:83 and Nl 52,092,929:50 for the construction of New 330kv line at Ornotosho/Benin/ Ikeja West in which a down payment of $596,137:71 and N34,465,000:00 have been made to the contractor.
SEPCO got the $30,325,366:00 New 330kv substation at Papalanto. It was paid $8,915,453:00.
Kukwaba 2x60MYA, 132/33kv sub- station was awarded to NCEP at $5,252,932:61 and N272,237,433.25; 20% payment was made, which comes up to $1,050,586:52 and N54,447,486:65.
CCC Int’l Ltd is a company was awarded Onitsha-Nniwe-Ihiala 132kv DC line at $2, 631,003:58 and N 198,049,270:00.


My source is below.

https://thenationonlineng.net/revealed-who-got-what-in-16b-obasanjo-power-deals/

The things you said are not the problem are equally as big a problem as generation if not worse. What is the use of wasting resources to produce electricity that just cannot be consumed?

Islie:
https://leadership.ng/inside-the-9-point-ibadan-declaration-by-nigerias-opposition-parties/

Is this why makinde used a drop out of the compensation money provided by the federal government to owners of buildings around the mining blast that took place?

franvincoop:
But there is no power generation in this deal, just upgrade, transmission and distribution in all the phases of the project.

Can you tell me where the 25,000 MW will be generated from?

With zero production, what will you transmit and distribute?

Siemens main duty is to upgrade our transmission and distribution capabilities..... And yes to that 25,000mw.

But problem is more than that.

Even though our transmission capacities are very poor compared to the already poor generation capacity, the distribution arm of electric power has been reported to be in the business of rejecting power from generation companies.

OredoPikin:
Back in 2022/23, during the campaign run up to the 2023 elections, Peter Obi traveled to Egypt to study how they solved their power crisis, a fix so successful they now run a surplus. He wanted to see if that model could work for Nigeria.

What did he get for it? Attacks.
APC supporters mocked him, insisting the Buhari led APC government had already signed a deal with the same Siemens that handled Egypt’s turnaround. Photos of transformers circulated. “It’s done,” they said. “Obi is late.”

Fast forward to 2026. Four years have passed. Another election cycle is here. APC is still in power.

for context, the deal was signed in 2018 to add 25,000MW to our electricity generation. It's been 8yrs since that deal was signed.

So, where is the Siemens deal?
Where is the electricity?

Where are the transformers we were shown back then? Where is the megawatt increase Nigerians were promised under the Presidential Power Initiative with Siemens?

If the deal was real and executed, why are we still battling the same grid collapses and poor supply? If it failed, why the silence?

We can’t pretend this is not a question worth asking. Before we start debating 2027, Nigerians deserve an account of the last promises made.

To the APC supporters and defenders who told us the Siemens deal was already "settled" in 2022: where is it?

Power is not propaganda. It’s either in your sockets or it is not. And right now, the only thing Nigerians can see clearly is darkness.

Where is the Siemens deal?
Where is the electricity?

The “Nigeria–Siemens deal” (officially called the Presidential Power Initiative, PPI) didn’t disappear—but it has had a rocky, stop-and-start journey.
Here’s the real situation, stripped of politics and hype:

🔌 What the Siemens deal was supposed to do


A ~$2.3 billion partnership between Nigeria and Germany (via Siemens)


Goal: fix transmission + distribution and ramp power to:


7,000 MW → 11,000 MW → 25,000 MW




Focus: upgrade substations, transformers, and grid infrastructure—not just generation



🚫 What went wrong (why people think it “failed”)
1. It basically stalled for years


After initial signing under Buhari, the project lost momentum


Key driver (Chief of Staff Abba Kyari) died


COVID-19 disruptions + bureaucracy slowed everything


Result: the deal became “largely dormant” for a long time



2. Targets were missed badly


Nigeria was supposed to hit 7,000 MW by 2021


But even by 2025:


Generation still ~4,000–5,000 MW


Transmission/distribution even lower




So on paper, the plan failed its original timeline



3. Structural problems in Nigeria’s power sector
Even beyond Siemens, the system itself is weak:


Poor transmission infrastructure


Weak distribution companies (DisCos)


Gas supply issues


Grid instability and frequent collapses


👉 In short: you can’t fix electricity with one contract if the whole value chain is broken.

🔄 What’s happening now (2024–2026 update)
The deal has been revived—not cancelled


The current administration restarted it and signed accelerated agreements


Germany confirmed it’s now back on track


Work is ongoing (Phase 1)


Focus: grid upgrades, substations, transformers


Expected impact:


+7,000 MW capacity improvement (mainly transmission)




Some equipment already delivered (mobile substations, transformers)



⚖️ So what’s the honest verdict?


❌ It did not deliver what was promised on time


❌ It was effectively stalled for years


✅ It is not dead—just delayed and restructured


⚠️ Success now depends on execution, not announcements



🧠 Bottom line
The Siemens deal didn’t “disappear”—it underperformed, stalled, and is now being restarted in phases.
If it works this time, you’ll see:


stronger grid (less collapse)


gradual increase in stable supply


If it fails again, it’ll be for the same reason as before:
👉 Nigeria’s electricity problems go beyond one project.