Trayceey: I Need Your Opinion On This Issue That's Threatening My Relationship
My fiance wanted to come to the house to see my mum but I told him I won't be around because I'm about heading out to somewhere, so he asked me if my mum would be around, then I said yes and he said he would still go to see her and it doesn't matter if I'm not around.
When I later got home that night, my mum complained that he came empty handed. He didn't bring anything for her and she was the one who offered him her drink.
Although initially, I didn't see anything wrong with that but when my mum expressed her displeasure, I later called him to ask why he came to the house empty handed then I let him know I wasn't happy with him, that it would have been better if he didn't come. He tried arguing with me but I hung up.
Since then, we haven't spoken to each other nor visited each other. Was I wrong?
I have read some of your comments to some opinions freely given to you here and honestly speaking, you are not ready for any genuine opinion except the ones you want to hear.
So I will keep my opinion to myself as I don't want to be insulted too.
Anoymus: I have a girlfriend I am meaning to propose to during the festive period, she's everything I want in a woman except few exception which might be a hindrance to the proposal. Gist is, my babe is a graduate but lack of work made her to learn fashion designing, she's done with the training and she's very good with what she does.
After marriage, I have told her that I'll assist in her business, I'm planning to get a bigger shop space for her and equip it with modern day machines, tools and tailoring materials goods to help make her work lucrative. I'm budgeting about 1.2-1.5m for this.
The issue now is that, 3 days ago, I asked her what her role would be if eventually after marriage she gets the shop, equipments and all, where she would come in in terms of responsibilities in the house. Her reply was she doesn't want to assume any responsibility and that it's my duty to cater for the family and she can only help & I shouldn't make anything compulsory for her. So many thoughts came through my mind. One of it was that, where the proceeds of her investment would be going to if I should shoulder all the responsibilities in the house knowing fully well that she makes money.
I rang my mum and told her of her response, I was shocked that she backed her saying that I shouldn't have asked her to foot anything in the house that it was my sole responsibility as a man to cater for my family my wife inclusive. My dad too, same thing. Even told my gf mum about it too , she giggled and said I shouldn't have asked her n that it's my duty to provide for my family. They all sounded foreign to me. Or am I the one not understanding?
My question now is, why invest that kind of money in her when I'm not sure of getting little or nothing in terms in return help to run the family. That sum of money could get me 4 brand new bikes and 2 neatly used Keke Napep for transportation business. I'm sure I'll be getting returns from these investment weekly or monthly basis.
I don't want who wouldn't have any sense of responsibility at home after investing in her, even if she's covering 10% or 5% I wouldn't mind. Mere helping doesn't go down well with me, she might have and decide not to give out. I rather not invest at all and expect nothing from her.
I don't know if I'm the one over thinking this things or my parent and her mum aren't seeing things from my perspective or am I being inconsiderate?
Criticism, Insults and bashing are welcomed. Thanks
This is one of the warning signs you see before marriage. You overlook it at your own risk. Even during dating period, she must bring something to the table no matter how little and it is also important that it is done willingly otherwise it's all pretence.
Parents are not always right. They are humans and can be selfish too. So don't be swayed.
Your analysis is only based on exchange rate. Truth is, it is still a lot easier to earn those monies in Canada and live a better life than live in Nigeria because our per capital income is extremely low.
Heartbrokengirl: I don’t have high expectations, the person I dated before him was nothing like him in looks and finance, but I loved and respected him till his father said his son would never marry me for religious reasons. I started keeping to myself and avoided social gatherings.
Apart from his looks and his caring nature, he was the average man. He is definitely not richer than my senior colleagues who ask me out daily.
Our first conversation was intriguing, I decided to let my guard down and be friendly again. My mistake wasn’t my standard, my mistake was being carried away with love and trust not to check. My mistake was avoiding all the warnings
Hmmmm. Good you admitted making mistake. Think about what led to the mistake. Maybe what I mentioned? My post was intended to let you know that when we point finger, the remaining fingers are pointing at us.
If I were you, I would have saved my relationship and turn to a Catholic. It is that simple. Marriage is about give and take. It is still the expectations I talked about. Some people are just spoilers so it is your duty to make sure you don't allow them to destroy your relationship under any guise. Nobody is perfect but there must be minimum standard. Meaning that you don't have to be desperate and take or do anything. Just saying that asking you to be a Catholic shouldn't ruin your relatioship.
Lastly, I sense you want to go back into your shelf and I don't want you to hence my post. So pls keep learning while you mingle. There are still good people out there seaching for good people and you only honestly get to meet them out there when you keep an open mind and mingle. I will be 54years in a few months. Been married now for almost 19yrs. But then at a point I almost gave up on meeting a good woman. I had to keep trying while I kept working on myself too. The more I work on myself, the more I realized my mistakes. I found that I caused most of the things that happened to me. This is the essense of my post. Nothing more.
Heartbrokengirl: I have always hated the idea of dating married people, but here I am...the ex-girlfriend of a married man.
It started sometime during the lockdown, I went somewhere to get groceries and ran into this man. Let’s call him Mr X. His smile and sense of humour was the attraction. He was putting on a nice senator material and when I stood for us to leave, he towered above me. I am a 6ft tall lady and ladies with my height can tell the happiness when you meet a taller man.
We started chatting regularly and we were in a competition to give ourselves treats. On our second date which I initiated, I asked his age and he replied 36, he asked mine and I told him. He expressed his doubts and I showed him my drivers license. Started asking many questions about my background and I answered all of them. I asked about him too, including his marital status.
I had just gotten out of a relationship, his father said he wouldn’t marry outside the Catholic church and he started drifting, I had to let him go. It was tough for me, but after months of keeping to myself, my friend encouraged me to go on dates and give another man a chance. I decided to give Mr X a chance.
It was beautiful. We were in a competition to please ourselves, take ourselves out and we both had a healthy sense of humour...chatting was fun!!! Everywhere we went, people stared. We were all over ourselves even in public and till date I wonder how he pulled that off.
One day his office had a party and he asked if I could come, I said yes. Got there and the guys were looking at me with lust, the ladies were looking at me with pity. He said the ladies were jealous of my looks and some of them have been crushing on him. If you see him and see me, you’ll understand why this explanation made little sense.
After the party that day, it was late to go back to my house and his house was farther, so we decided to book a hotel around. That night was our most intimate night. We kissed, he gave me leg massages, a head and said he is ready when I am ready. I was blown away. Could this be real?
I always noticed he would be lost in thoughts whenever we are together and blame it on work. Other times he will start feeling sick and I would have to close earlier to go give him food and drugs. This became a regular occurence until one day…
He had fallen sick as usual. I made him promise to take pain relievers and we should consider going to the hospital. He didn’t do this and I had to make out time within the week to go check on him. He said it is because he was missing me, how sweet!
He didn’t get better, it was obvious something was bothering him. I decided I will take him for lunch so we can talk about it, but he couldn’t wait. That night he said he has something to tell me, he kept apologizing but still couldn’t say it. He asked if he could send a voice note and I told him to go ahead.
At about 3mins into the voice note, I felt my world crumbling. He told me he was married and has been married for almost 10years with kids. His family was not in the country, that is why I never saw traces of them. He said he had been battling with the guilt and was scared to tell me because some other girl left when she found out and the last was with him for money. He knew I would leave and was scared, his best friend told him to give it time, another told him to ghost me but I have been good to him and his conscience won’t let him. Other friends said he should never mention it to me.
When my friend saw him, she told me he was going to hurt me. I asked her how and she said I was too innocent for him. She didn’t say further not to be termed hater, but since he made me happy again...she wished me well.
I kept replaying the audio while he kept asking me to say something. I wondered if he treated his wife the way he treated me. He was such a gentleman. Held my hands when I had to walk in heels, opened the car door for me, checked on me at work, gave me handmade customized gifts...he made them himself. He said his wife is bad and he wants divorce her, lolz. I told him they all say that. I told him how much he has hurt me, but I forgive him and appreciate him telling me when he did.
It has been almost 3months but the pain lingers. I know I will be fine…
Let me say a few things based on your write up.
The relationship was ended by the guy the moment he made up his mind to tell you the truth about his marital status. He was already done and was only willing to continue with you if your are ready to be a sidechick. And that is why he broke the news when he did.
Ladies of nowadays have big dreams about men they are ready to date. They meet potential husbands daily but are always quick to randomly assess them as not qualified or not up to standard but always give green light to the randomly qualified ones who are usually made and taken! This is exactly what happened to you. Married men have certain features which attracts ladies and they avoid countless ladies on a daily basis because of their wives but are not always able to do that at all times for different reasons. Married women too go through this temptations but are more able to control it. Going forward, you need to first realize your mistake to avoid a repeat. I won't say lower your standard but pls have an open mind especially as per physical and financial status. That way you will be less susceptible to married men. And when next you meet someone that is too good!!!! I won't say run but SHINE YOUR EYES!!!!! So that you will be the one to figure things out on time.
smirn: Do you mean the government is sponsoring the killings? It baffles me that it is easier for Nigerians in the first place to blame government over every incident of insecurity in this country without first condemning our fellow Nigerians who do not want peace for their fellow countrymen. Every act of inhumanity is blamed on government and not the wicked perpetrators Our government today is a product of the type of society we have. Wicked people expecting good government and good police force whereas we are enemies of ourselves.
What is the primary purpose of givernment? Protection of lives and property. Is this government doing that? Instead they are killing the citizens eg peaceful protesters. You can join them to deny it. It only confirms who you are. They keep blaming others for their failures and bad governance. Citizens have always condemned evil doers but it goes beyond that. It is the responsibilty of govt to bring them to book. That is the justice I talk about. Aso rock is heavily guarded as well as the politicians but you are not so keep defending the wicked. This same man campaigned and was voted to power based on these issues - insecurity, bad governance, economy, refineries, education, electricity. etc. Tell which one has he fixed in about 5 years in power. He even protested then o and it was his right then but now it is not, for others. You guys defending these fools in power are not fit to be humans. Simple
SilverNoGold: Any idiot caught disrupting the peace of this great country in the name of one useless protest should be arrested and dealt with RUTHLESSLY in a manner that will shock Satan!
ANYWAY..
My advice to anyone joining this coup movement is this... First make peace with God Almighty.. Make sure you have repented and asked God for forgiveness.. Heaven and Hell are real.. REPENT NOW, for tomorrow - or maybe today? - might be too late..
You are as foolish as your comment. Where is the peace you referred to, with the senseless killings of innocent citizens in every nook and corners of the country. No government anywhere in the world can and has ever successfully silenced dissenting voices permanently. When they foolishly try to do that, they only turn such voices into a dangerous group. Nigeria belongs to all and without justice there can never be peace. There is no peace today because there is no justice.
Greetings from here. Just needing a piece of positive counsel here. It has been subtle and recurrent but I decided to share this particular one.
My wife travelled for a burial with my kids without my knowledge. I travelled far away for work and call home everyday. Just recently I called very early in the morning to tell my wife I will be coming home by weekend,she somewhat sounded surprised and said instead of me coming on Friday I should come on Sunday.
I didn't say anything,I pretended not to be angry with that. Yet I immediately did a cash transfer for feeding and balance for the kids school fees that same morning we were discussing.
Later in the evening,I expected her to call and update me on the fees payment,but I didn't receive any call,I then had to call but her lines were all switched off,at this point I was worried especially when I couldn't talk to the kids.
I then called a neighbor to help me check if they are at home only to confirm they travelled for burial which the neighbor got to know from a phone conversation between my wife and her sister.
At this point, I called my wife's brother only to confirm that they were having a burial in their village, which I am not aware of,even as an inlaw.
Right now am very upset and I don't want to act in anger,please how can I react to this conspiracy between her and her family carrying my car with my kids to a distant village for burial without my knowledge.
Thanks for mature inputs only:
I will advise you dig deeper into finding out more details surrounding your wife and her actions. Set more traps for her. You may be surprise to discover more strange and baffling things about her and your findings will determine your next line of action.
There is no smoke without fire. Many times we trust too easily, people who we only know on the surface and they take good advantage of us. I think there may be more to your wife beyond this accidental discovery hence my advice.
This Gbagi of a man is wicked and evil. My encounter with him was sometime in the mid 1990s. I was walking on the road, in front of his house where he lived then in Ajao estate. He was standing in front of his house, by his gate. He ordered me to move away from the road in front of his house or he will shoot me and nothing will happen as he wull tell the police that I am an armed robber.
SecretSpy666: Greetings Nairalanders, I want to seek for you peoples opinions regarding my family challenges.
I'm from a broken home. My parents divorced when I was a child of two years. I'm the only child from their union. My father and mother abandoned me and remarried to other spouse each. I passed through hell growing up with relatives who insulted me with all kinds of names and I was treated like a slave to their own children.
Because of public outcry about my dehumanizing treatment, my father came to village and took me to the city. It was from fry pan to fire experience as my father's new wife was maltreating me. At a point, my father asked me to leave his house that since my arrival, he don't have peace with his wife.
I packed to the house of a relative and work in a block industry to help myself. Most times, I slept in a CAC church close to the relative house as the two-room apartment is not enough for his family. My mother never care if I was alive. She never call me nor reply to letter I sent through someone to her. I continued working in the block industry and started a part time programme. I completed the part time programme and did my NYSC and master degree. I got a job with University of Ado Ekiti with the help of a course mate, managing myself now and surprisingly my mother and father started calling me often.
Both of them have 6 children each with their respective second spouse. Mother want his son to come and live with me, I refused and my father too have been requesting for financial assistance which I also refused. I don't want to have anything to do with both of them. My father's daughter recently called me to help her with school fees, I bluntly told her to ask her mother what she did to me and caught the call. Since then, she never call.
I'm alone and have just two friends. I don't have family. All of them calling now are just looking for what to get from me, not that they care about me. My mother never call me once to ask about my welfare even when I sent my phone number to her through her relative. I wrote WAEC, completed degree course before she started calling me and it is only to request for one thing or other. I'm planning to get married without telling them and build a separate family.
I always say that nobody chose or knows his or her father, mother or siblings from heaven. It is on earth we get to know the family we are born into. This tells you that there is nothing special or spectacular about our family than the rest humans we meet on earth. Once you know this, you become free of any bondage. Whatever you owe your fellow human is what you owe them and never to your own detriment.
ojesymsym: Please forgive my ignorance, would it not have served the Dr Esenowo better if he had simply changed the order of his name and reapplied rather than going through this prolong court case? Or was he just trying to prove a point?
Some mistakes are just costly, unpardonable and with severe consequence. Simply changing the name to align with the register was not the issue but providing the documents/proof with which to support it.
Hence, in the recent times, human educational records are now collected/supported in several ways such as passport photograph, biometrics, etc and not just the name.
In the instant case, the only proof of him they have, is his name in their register as it is. Meanwhile he brought his documents showing his name written in another form different from the name in their register.
Audacius: On the issue of frustration by registrars, maybe this experience might help some persons:
I once had quite a number of pending e-dividend requests and was frustrated after multiple submission of applications to my bank, and DHL of requested documents to my stockbroker.
I recall I had to go update my ID document at my bank and a customer care staff observed that the order of my name on the ID document was different from that on my BVN, hence the bank account. BVN was done at an e-branch of the same bank and the mistake was made. I had observed it on my ATM card but didn't think much of it.
Someone I consulted told me that, legally, the BVN name order and name order on my ID documents are for different persons. E.g. Adekunle Chukwuma Ciroma is different from Chukwuma Adekunle Ciroma even though it's the same person writing their name differently.
I went through an arduous journey of swearing an affidavit at the court and going to the line up at the notoriously queue-laden, few branches, you-know-which orange bank for the name to be corrected.
After that, the dividends started pouring in. It was a delight actually. You are just on your own doing your thing and a random look at your phone Afriprud has paid all dividends from a particular stock for so many years. Yes, that was when I got my pending dividend from JB's GTL Registrars.
The sad thing is no one told me NAME ORDER was the problem until that chance observation by the bank staff. I think about this possibility as one of the many problems whenever I see news items about the billions of unclaimed dividend and how government is unable to sleep well because of it. I think a feedback system is going to reduce it. Let people know why that form they submitted is not being treated. That should be easy in this digital age.
SUMMARY: If you are having problems getting your dividends, check if the order of your name on BVN is same as on your ID document. Seems registrars' system will flag it as not to be attended to once name orders don't match.
SUMMARY OF SUMMARY Check the NAME ORDER on your BVN and your ID documents. Do they match?!
Peace!
Find below a court judgement in full support of your write up.
Esenowo v Ukpong [1999] 6NWLT [PT 608]* 611. CAN THE WAY ONE WRITES HIS/HER NAME TURN THAT PERSON TO SOMEONE ELSE BEFORE THE LAW?* *In short, it may interest you to know that the way you write your name can make you someone else. Does it sounds funny?* This was established in the celebrated case of *Esenowo v. Ukpong* The fact of the matter was Dr. E. J. Esenowo applied for reimbursement from Nigerian Medical Council but the Council because there is no E. J. Esenowo but Esenowo, J. E. in the register of the Council denied him his demands. He approached the High Court and was refused his prayers. On appeal, Court of Appeal held that what the first defendant wrote in Exhibit H was true because the professional register for 1980 and 1981 entered the name “Esenowo, J. E.” not “E. J. Esenowo”. *In professional matters it is always of great importance to have one’s name inserted correctly.* The Court of Appeal therefore held that the Dr. Esenowo in the register of medical practitioners was J. E. Esenowo and not E. J. Esonowo, a correct statement of fact. *Is it true that the register of Nigerian Medical Council for 1980 and 1981 did not contain plaintiff/appellant’s name?* There is a world of difference between “J. E. Esenowo” and “E. J. Esenowo”. *The surname is Esenowo, the first and middle names being “Johnson” and “Esenowo” respectively. This will be rendered into “Dr. J. E. Esenowo” not “Dr. E. J. Esenowo” that the appellant in his pleading and evidence clearly claimed to be the correct name.* On appeal again the five Justices of Supreme Court *unanimously refused him his prayers because of this fact and agreed that the way someone’s name is written makes a whole world of difference.* The Court held as follows: *The surname is Esenowo, the first and middle names being “Johnson” and “Esenowo” respectively. This will be rendered into “Dr. J. E. Esenowo” not “Dr. E. J. Esenowo”* *That whole world of difference that the arrangement of one’s name makes, led the Supreme Court to hold specifically that “Dr. E. J. Esonowo is not registered with the Nigerian Medical Council.”* *The normal way of writing your name follows a specific order: First name (first) Middle name or Middle names (next) Surname (last). Example, in this case: Johnson (first name)* Esenowo (middle name) Esenowo (surname), i.e. Johnson Esenowo Esenowo The said normal way of writing your name should change only where any form or document you are required to fill out specifically states that you should write your surname first. In that case, the proper order is: Surname (followed by a comma), First name Middle name Example: Esenowo, Johnson Esenowo *But where the form or document provides boxes or different places labelled “Surname”, “First name”, and “Middle name”, simply write the required name (do not add any comma after your surname). Example: (1) Surname: Esenowo (2) First name: Johnson (3) Middle name: Esenowo.* Never write your middle name before your first name. It does not matter whether you are writing just the initials of your first name and middle name instead of their full version. *That was the mistake of Dr. Johnson Esenowo Esenowo. The Supreme Court held that he was Dr. J. E. Esenowo, not Dr. E. J. Esenowo. You can imagine the huge costs, embarrassment, and loss that the “simple” or “little” mistake of writing his name in the wrong order caused him.* *Be careful, therefore, to ensure that you write your name (whether in full or initials) in the proper order always and everywhere. Remember, the way you write your name can make you someone else, as it happened, unfortunately, to Dr. Johnson Esenowo Esenowo. This is the law on how you should write your name properly.* Thank you very much
Sessanvandy: Good evening Nairalanders, please i need your sincere opinion on this issue bothering me.
I have been dating this guy for 9 months and our relationship has been going well except for this issue.
My boyfriend or should i say fiancé ( he has introduced me to his family as the woman he wants to spend the rest of his life with and my family is in support of the relationship) has been in contact with his ex-girlfriend who is married with a son.
My man spends 1-2hrs on phone with his ex girlfriend in my presence and when i confronted him, he told me to bear in mind that he can never stop talking to her because she didn't offend him and if she needs any monetary support, he won't hesitate to help.
They have no intimate relationship maybe cus of distance, He agreed not to call her but promised to take her calls when she does and she calls frequently.
Her husband also warned him to stay away from his wife but he wouldn't listen.
He is a nice guy with a good heart and we are planning introduction by December
I told him that if he can't stop communicating with his ex girlfriend the relationship is over but he still insist on maintaining contact with her...
Pls am i overreacting, How do i handle this??....mature advice needed!
sorry for the long post.
I think you should immediately create a fake relationship that will do exactly (with you) what he has been doing with his married ex. But be careful to use a male family member he does not really know because he may claim the guy is actually dating you and you may not be able to prove it.
If he complains, ask him why, when he sees nothing wrong with what he's been doing with his ex. If doesn't, then he is actually not seriuos with you anymore and has actually even been doing that to get rid of you.
Even if he truly has nothing fishy with the ex, he is not right doing that and it is only a matter of time, they will.
Onlinealaba: I will start by quoting Edmund Burke where he stated “The only thing necessary for the triumph of evil is for good men to do nothing.” Yesterday after a busy day at work I was just on my stroll on nairaland front-page when a particular topic caught my attention I carefully read all the comments and I think it's necessary to create this topic to correct notions identify many issues concerning the market and business related activities and set the record straight.
Alaba international market is a very big market(biggest electronics market in west-africa) even though we have the electrical section,industrial section, fancy and furniture section that is categorised , each of this section of the market have their union leader with a task force set up in over seeing the day to day activities of the Market. The electronics section is splitted into two the IMAE( You get most of the new electronics here and also tokunbo though not major) and is headed by the able leadership of Evangelist Paulinus Ugochukwu( MD sound prince company limited) then the St Peter's axis this where you get most of your tokunbo items.
As a first timer at Alaba you will be approached by a lot of osoafia hustlers some are genuine(looking for their daily bread and hustling to better their lives) while most of them are there to rip you off without conscience now most times they work on your greed, someone will approach you to tell you he will give you a Samsung 32" LED TV for 15k and so many outrageous prices like that if you fall for this first and cheap scam then you are your way to come create more topics about how you were scammed at Alaba.
These scammers and fraudsters have their rings and are connected it's likely you don't escape their bitter pill when you fall in the hand of one of them the best to do is to be wary of their subtle devices. It's worthy to also note that these set of people are both Yoruba and Igbos because it was terribly seeing so many people playing the tribal game and associating a particular tribe to the cheap scam that happens daily, the Yoruba osoafia guy will approach you and poison your mind on why you shouldn't patronise a Igbo guy and with trust you believe him the same thing an Igbo guy will do too(note that are all same ring both the Yoruba and Igbos) their major aim is to rip you off.
I stated earlier that there are task force that handles all the issues concerning each section of the market the main thing is identifying the section you transacted from and go and report immediately , identify the task force chairman it will be easier solving your case.
There are alot of genuine and hardworking traders in the market the same way you can't Cross out the bad guys in such a big market like that(they always have their way round) the only thing is making sure you are observant and detect any shady deals before paying for an item, read the receipt issued to you before signing.
And lastly that an item is tokunbo doesn't mean it should go for an outrageous pricing unless you are buying non tested, some particular item in tokunbo are costlier then the new ones (depending on the country of import and manufacturer).
A submission from a trader at Alaba int'l market Ojo Lagos
All I can understand from your post is that Alaba market is full of scammers disguised as traders and that the task force is only waiting for victims to report rather than getting rid of them from the market.
I vowed never to visit alaba market electronics. Even when you face scammers, you still contend with harassmeent from thugs you call osoafia hustlers. I only buy from lagos Island all my electricals.
safarigirl: You can get knowledge of law without reading it in school, anything that will not bring you money, no waste time actually paying for it.
Yes but not as in when you actually study it. Who says Law will not bring you money. It does. I am a lawyer and I make lots of money from it. I had to sponsor myself to read Law as a second degree.
My dad and my aunt wants me to study law because of some reasons best know to them. I am a Civil Servant in a State High Court reason why they want me to study law. I am tired, i don't have the passion non zeal for law.
Right from my sec school days i have always love and dream of being a Banker or an Economist but my family members want to "put sand" in my future
Please guys help me, i am in my early 20s and i don't wanna waste 4-6yrs studying what i don't have passion for.
Pls i need more audience.
Please read it if not for anything but the knowledge which will help you in all areas of your life. Law covers all areas of human endeavours. It widens your knowledge and makes you know your left from your right.
What you have is actually a blessing but you don't know yet. It is all about perception and how you make sure you are in charge or in control of the situation and you will be fine. Latter in life you will be very happy with yourself when you see your mates looking very very old and weak while you are still looking sharp. I am a good example today. I use to feel somehow too but I conquered with my inteligence, wisdom, hardwork and achievements.
BrokerHaruna: CBN's ill advised increase in LDR has exposed many banks to significant risks. Non performing loans have exponentially increased. While official CRR is 27.5, through sporadic and punitive take over of bank fund, many bank's CRR is as high as 60% limiting their ability to maneuver in these unusual times.
With all that you know and say concerning Banks in Nigeria, I don't expect you to still have and operate a Nigerian bank account otherwise please calm down.
Nigerian roads are dead traps on all fronts. Travelling by road is like going on a suicide mission. From Bad roads, to kidnappers den, robbers and bandits hideouts, and to security agents extortion ground, While also being used for sham contracts to siphone money year in year out by the politicians.
What a big loss for the entire nation. May her soul find eternal rest in the bossom of the Lord.
Krisuba: Not yet oo. Sent mails without any reply from d registrar.
Two things you should do. 1. Request for Share transfer form from your broker. Sign the transferee side of the share transfer form and send or scan it to your broker, who inturn will process it with the cscs. 2. Download, Fill, sign and scan your completed e- dividend mandate form to the appropriate company's Registrar.
Make sure 1 and 2 above is received/acknowledged by your broker and the Concerned Registrar to be sure they received it, and it will be treated.
emmasoft: Others like UBA and Access that can follow will do that. We know them it's their culture. From 25kobo to 30kobo. However we don't know may be Covid-19 will bring it back to 25kobo. We hope for the best.
In this game, one cannot be too sure. UBA is scheduled to have an emergence meeting for what we don't know, but they do. Time will unravel everything. Like you said, we hope for the best but prepare for the worst.
GonFreecss1: I don’t want to believe anyone here will buy a liquid ZenithBank at 100 naira at the same fundamentals as now because Zenith is ready to sell face masks or something.
Not to talk of an illiquid asset, that a couple of thousands will move down or up.
If you like do all the Jacobian transformations or Laplace transformations you know. It doesn’t change what it is.
Nobody know it all here or anywhere. Hence we are here to learn from each other which I believe can be done by listening and reasoning together.
I hold the view that any stock can be a subject of pump and dump. It only depends on the players involved and at what time and space.
To me a pump and dump is when a stock suddenly goes from zero bid to full bid and no offers and then suddenly goes back to full offer and zero bid without any visible or corresponding fundamentals or reasons. This is the obvious signal I am seeing in Neimeth.
pluto09: I was also with diamond back before access came. I have not been enjoying their services since the merger. It is just unfortunate that I have most of my dividend mandated with the account.
My ac was actually opened with the then Intercontinental bank b4 it merged with Access and then the corporate pilfering started and I abandoned the ac. Hence, I stopoed funding my diamond ac immediately after the merger with Access, knowing what to expect. Though painful "cos I opened the diamond ac since 1992. I have noticed a trend that they do this things when they are about to prepare their coy financial result and also when perparing to pay dividend.
And funny enough, I do make money trading their shares o,
leo1234: They didn't do anything different. All banks have been doing the deduction silently without alerts.
They are doing some things differently that calls for concern. Maybe not with you. They have been deducting atm card maintenance fee from my account that I do not possess atm card. On one occassion that I went to my branch for another lingering complaint, I seized the opportunity to drop a letter of complaint. My money was refunded aftet 48 hrs only for them to deduct it again after 24 hrs. Anyway, I am not surprised, as it has been their way. I stopped using my access bank ac many years ago. I only find myself in their trap again after they merged with Diamond and I immediately stopped funding the ac so they are only deducting the change left in my account. I blame CBN for this mess. They are only quick to saction banks when it will generate income for CBN as against when it will benefit bank customers.
sophy17: Yes, because you can still pay 10% for that same property to process LA notwithstanding you already paid or have been paying LUC
In addition my points are: 1. You don't pay 10% on stocks to process LA. 2. From the time of Jagaban, you cannot undervalue a property in lagos to the extent of 160m to 40m.
Yes, it was the norm before, but no longer feasible.
emmanuelewumi: You still can't compare to stock. Check the valuation from LASG for land use charge, you will see a valuation of N20 million for a property that should be about N40 million in the market
Yes, because you can still pay 10% for that same property to process LA notwithstanding you already paid or have been paying LUC
Family › Re: My Fiance Visited My Mother Empty-Handed & Now Our Relationship Is Threatened by sophy17(m): 10:36pm On Jan 08, 2021
