ucheson2: You've sounded like my formal stockbroker which firm now defunct. In 2008 when I wanted to buy N300,000 worth of Nestle at N100/unit he ask me similar question when ll nestle get to N200 ..... I finally bought 200units of Nestle worth with N20,000+ & and with his advice I pured the rest into the so call 'peny' stock e.g capoil etc. Two weeks later SEC suspended most of them freed some after 1 week, in 2day it became the turn NSE to delist them..... The remaining 1s have remain at their car park ever since e.g capoil from N13 to 50k others died natural death e.g finbank to mention a few. But my N2000+ Nestle has recovered 4 me all my loses via price appreciation, bonuses & dividends a has also made more profits 4 me. What killed the stockbroking firm? 'peny' stocks..... Gud luck 'mr pany stocks'.
9free: No be only you ooooohhhhh I get 200K units of UnionHomes, 200K units of BecoPet, and 150K units of DaarCom for my longest tie portfolio. Na these yeye stocks I use welcome myself into the NSE in 2008. I don find buyers tire for those stocks since then but I no see. I just simply moved them into my longest time portfolio for my grand grand children. The current newbies into the NSE dey lucky well well as dem dey learn from our past mistakes.
nosa2: You're right that we are at peak interest rates but guess what? (I suspect) Banks are buying the FGN bonds at record pace. And when rates start to fall these bonds will go up in value and we will potentially have another windfall.
Heads banks win, tails banks win
inflation means borrowers are passing cost to consumers, high interest rate causes deflation, credit needs a booming economic on small steroids I.e healthy I inflation. Currently banks are soon going to be honest with bad loans that got cbn asking them to shore up equity for shocks. Abi otedola action 🎬 😏 film not letting you know what up soon.
yMcy56: The question is: The so called sustained loss, what brought it about? Was it there in 2023 FYE?
The "sustained loss" to me was a working Capital due to the private placement done in August 2024, that was why it's reflecting in the 2024 FYE. If you check thru the result, you'll see where this was identified as equity as well.
Anyway, everyone is free to give the result his/her interpretation based on their objectives or mindset, but to Mcy, it was a good result and an improved one for that matter.
The Onshore biz delivered so well this time around too.
**NB: Needs to see where the sustained loss came from**
what about the cashflow the offshore income is in receivables. This company have weakness in earning quality and questionable management. Time is everyone's teacher. We are in a bull market hmm!
yMcy56: Ok. So you referred to note 6-8, I cant seems to see the negative you referred to there.
I was surprised how you happened to mention the retained loss almost immediately when result was out, we know those who will rush to come and point out negatives so quickly, especially for stocks like JAPAUL.
Anyway like earlier said, everyone should analyze the result based on their perspectives,but JAPAUL will defy all paralysis when the time is right to move up.
Once GTI and Futureview takes position in a stock and increase their holdings for that matter, I know they've seen what we can't see now from afar off. 😊
Guess the guy selling or dragging the price down is still in the market, but we'll know how far at the right time.
pls have you survived a bear market before like 2020, 2008. It will quietly humble one.
She claims that her King (boyfriend) 'mistakenly' over beat her for checking his phone. That her boyfriend initially didn't want to beat her too much, that he only wanted to beat her small but he mistakenly beat her too much.
She said:
"Na me find trouble. I go dey check his phone...."
Streetinvestor2: Why is business/investment really like this in the statements above.Is it fear of not taking risk and playing safe.Or because you feel you have arrived your comfort zone
small opportunities are many for small capital especially if you can work hard on finding rare ideas but with bigger capital you can't participate as you like and you get to compete with smarter people or better. That why businesses needs moat and boring for competitors with quality franchise and long staying power to reinvest capital. That way compounding works for you. My best learning from investing is being a better business man and improving on capital allocation.
sreamsense: I hate stock exchange investment on a personal note due to my previous experiences. Creating time to watch your stock on daily performance is problematic for me as it can cause distraction and high blood pressure especially when you are loosing or when the market remain stagnant for about a week. I prefer making my money and keeping my money in the bank and let them do whatever they like with my money so far I can get my money at any unannounced time.
At times when you have greedy broker like my previous experiences, tell them to sell at right time; they purposely delay with unwarranted excuses and sell at wrong time. Since I did away with stock exchange, I have rest of mind and makes lots of money for myself without minding stock investment in like manners of yours although my own then was local NSE
Onces a woman can leave ur house to another man's house Bro Emotions dey and she dares to comot bra, comot pant come open legs guy run ooo, e dey blud.
In cheating no woman deserves a second chance at all, assuming them no knack am eehe small integrity and regards dey to look at but this one collect raw come give u Ile ife join
RealityGod: Exactly my point to him. His life could get on for it if he doesn't let her go quickly.
was into something like this in 2017 the lady almost derailed me i didn't inform her what i discover i protect my self respect use the energy to transform my life she is enjoying with another maga in uk now am doing well for myself too but i still kept my respect for myself. Am really proud of my decision.
Botreat: My woman is cheating, but i want to mess with her brains before I trash her.
Found out about it from her WhatsApp chats. she's been with me for over 15months barely contributing anything in the house. I met her at a low point in her life and she has told me on several occasions how she was suicidal before we met.
I had never been a fan of checking my partner's phone, but something lead me into checking her chats and for a moment i doubted if it was my girl's chats I was reading. How she's gone on dates with multiple men, how they've been having sex with one of her cell members from church, how she's had girls sending her pictures of their nudes, how she has sent her nudes to men on several occasions.
She's had infections i had to spend so much treating thinking she got it from the toilet because she always complains she doesn't like seating on the toilet seat.
I was really shaken by these discoveries, but I feel better now after discussing it with my guy. Now it's game time and I would so mess with her brain that she would be scared of cheating in future.
The only reason I haven't sent her packing is because I fell into some kind of financial troubles and she had to lend me some funds to support my business and I currently cant pay back everything. I know she's scared of losing this relationship because that would mean she becomes homeless and would have to start fending for herself completely, also from her chats with the guy she is currently having sex with, I can tell he doesn't care about her. He's here just for the sex and isn't ready for any commitment.
Yesterday I told her I've been having this recurring dream about our relationship, but cant recall the details. This morning I just sent her a message about a dream vaguely describing the guy she's having an affair with. Telling her about how a shadow came and was puling her away from me. she took it with so much shock and immediately she got stomach upset and started throwing up. After cleaning up she came back telling me dreams are just figments of imagination bla bla bla, that she's not going anywhere, telling me how I have impacted her life since we met.
Next time I am going to tell her the shadow came with a face, but I cant recall where I know the face, but I am very sure if I see the face anywhere I would remember it.
When I am done messing with her, I'll call my guy to come around and we disgrace her and send her out of the house. I want her scared of cheating in her future relationships.
energy you can use for better things next thing it will be pregnancy. Best is to call it a quit and let here know your payment plan on the loan. You are under estimating her, just know that someone else will also fall for her story we just rarely think fast enough. Move on bro, it for all the opportunities that await you. Stop letting yourmind overestimate your worth towards her. Cut the line year too early.
SalamRushdie: You don't, you were in charge of Lagos for twenty years and it doesn't have common pipe borne water supply despite being surrounded by water sources ...
Mynd44: I remember when I told close friends like 3 years ago to go solar when solar installments were quite cheap. They laughed it off.
Now petrol and diesel prices are high, power cost is also high but the price for solar installations is also high.
solar no high na people one do pass themselves. I pump, use freezer, fridge, fan. I made sure my consistent loads no pass 400W/hr at night. Solar panel does most of the powering during the day. Some a buying car of 14m and have no solar. 5m will, 2.5m can do this. I understand under privileged ones buy middle class with my house. Will spend 10m and do 30kilowat storage and 10kw solar array. I don't use nepa since 2012.
NettyNelly: Export? On normal production seasons, Malaysian Palm Olein are shipped to the coast of West Africa at competitive prices. Ghana is not excluded. I wonder where the Ghanaian company exports to for USD/EUR. Do you have info about that?
Have you looked at this Acquisition? Are they not overpaying for that Asset?
why i didn't buy much of presco. Don't know much about there management capital Allocation skill. OKOMUOIL is better quality.
danzaki63: If you cant read it, what about your Lawyer?
This is one of the reasons why school is not a scam.
In school it is embedded in your brain, Dont sign what you have not read. at least you will come accross 'Offer and Acceptance" you will read small " Law of Contracts"
Well you will sleep over your next contract before signing.
so you need school to know that. What ever education one have humans have psychological flaws that causes misjudgement. He was excited beyond being rationality which can happen to even lawyers.
maiunguwar: Obasanjo went for the best economic brains which happened to be mostly Igbos.Do you think it was coincidence? The APC regime afterwards that have been anti Igbos, do you think it is coincidence that the economy of Nigeria have been on a downward spiral? Take a look around Nigeria and tell me the ethnic group that mostly build wealth from ground up. It's a gift from Chukwu Okike Abiama.Managing an economy is not an all comer affair
It your opinion though. During Obasanjo time we are recovering from economic sanctions from military rule and many financial assets frozen. Currently we have low productivity even in igbo governed states and businesses. We have oil prices reducing while corruption has reduced our competitiveness in drilling for oil, militancy a part too. Lastly we now have a bigger population than then before. Nigeria is the next frontier, we need to make this decisions tinubu is making or it economic collapse. They are not angels.
Sunrisepebble: Based on net profit in Q3 of 2.7bn and Q4 of 3.3bn. I think you are extremely conservative. I think they can make N10bn for the full year which gives an EPS of N8. it has been trading at an average PE of 6-7x. Do the maths Bought 250k units @23.20 today, if there's a sell off and price dips i'll add more
putting inflation and competition competing with pricing power. They are currently using old raw materials due to fifo inventory valuation making the margins historically high.
Sunrisepebble: This is their FY results, audited actually. They made a loss in the unaudited FY results but they have passed some items from OCI into profit and are paying a dividend from retained earnings. Look at the quarter on quarter results from Q3 and Q4, its very strong
i noticed this was undervalued when at N17 month back. They are going to approach around N6b to N8b in net profit soon.
Ensa777: I have 3 boys under 10.As boisterous and active as they are,they have never broken a major appliance.Yes there's TV in their room. When you know there's consequences,you will comport .
Keep raising nonsense in the name of intentional parenting.
my son is 1 year old and 4months. When he drops something angrily I tell him go to your room. He picks it up and try to pacify me by reaching for his books or point at them. I let him go to that room still. Parents must institute boundaries. Kids will test you but one set boundaries easily and stick to it. He spills water I say get the rag and we clean together. Let kids know you believe they have sense too. Raising kids one should discourage entitled behaviours early.
MaiDeribe: UK police steals and is also corrupt. Kemi was not elected to identify problems in Nigeria. Kemi was elected to solve problems in Uk. Kemi has not clue about her Job or what to do, she is deflecting by focusing on Nigeria.
Isupaefugbemi00: the other day you wrote an epistle about the agricultural section needing an active mod. So your motive is for them to push your YouTube threads to the front page for views. It okay sga
FG is trying to settle the wahala through executive bill and legislation instead of waiting for the judiciary. FG has been advised by there lawyers and hinted by the judges too. If supreme court reads it judgement each state will only keep what it remits by 100% derivation no population and no equity.