₦airaland Forum

YoungBTCxchange:
As I am right now, no matter how woman take fine reach, I will always be tired of her
That's my main problem now" I can't even spend a week with my girlfriend without getting tired of the sex, sometimes I think I have a problem somewhere because how am I going to stay with my wife for years in marriage.
I always tell any girl I like so much to always cover her body and we should not be having sex almost very day when she comes visiting so that my sex urge towards her won't die.
My best friend said maybe I'm that way because I have so many sisters so I'm used to women unclothedness,

Try tell madam here similar words but them done turn house to hostel for me. I just focus on my job, she had better qualities i needed in my kids than sex attraction. Once in a while go out for dinners other checking madam out around me increases my validation i got the 💎 gem.

Agbalowomeri:
Do you do valuation only once? Don't you do valuation regularly? Even Warren does not buy based on valuation but based on potential. There is no foolproof strategy in this business. People conveniently point to success stories. How many fantastic businesses have crumbled on the way. You think Warren sold Tesla purely based on valuation? Why then did he not sell everything? Omo all of us dey do permutation and combination 😂

valuation is needed before buying to be sure that potential not already priced in. It margin of safety. Just how people are ignoring nestle brand pricing power and return on capital employed

emmanuelewumi:
N200 million portfolio after playing the stock market is not bad, in fact na money.

There are a lot of people who have been playing the market for 20 years and above whose portfolios are less than N50 million, which is also not bad.

I doubt if 10% of the Nigerian population can boast of an investment of N50 million.

if one can read quiet a lot of Warren letters and understand well and hold long term(very hard). Seriously in 20 years there have been quite a lot of impressive opportunities. One should have up to 200m if you really take it seriously and study capital allocation wisely. My granddad as 100k okomu at price averaging N10, nestle at N20 like 10k unit but he rebuys when cheap and safe dividend in pounds if not spent to rebuy. He mentioned reading Warren early for me was too stupid to understand early.

Add engine picture

unite4real:
It's like you have some loose funds.

Try SEPLAT.

They pay dividends quarterly.

lol

ghettokid1:
Omo money no fit this Kante o

everyone plans to buy comfort, this what he finds comfortable

Judolisco:
2mrw when dis dude or fashola says they want to be president, some people will ask u not to vote for them, that you're being tribalistic

they prefer governor's doing laws to arrest ladies not wearing bra as they don't know how much original bras cost now.

Streetinvestor2:
I don't remember when those stocks traded at that price. He should tell us the year and let check oil price then.And if is 20 yrs ago.what was energy demand then and energy demand now that you believe oil price will go back to such price

I bought my seplat 322 in 2020 it was an oil price glut. Same occidental corporation. Bought at 162 during 2016 later to sell at 598 around 2018 not too sure.

Obapluto:
Lol.. Lie mohammed spirit still lives..

how many truck pack for there sef abi na pipe line they take get the rice. White elephant projects.

APOPTOSIS:
Please when did $70,000 become #40M?

probably when naira was 420 to a dollar

nedu666:
This same bank that paid 40k dividend and still did not pay on time. Always the last to release financial report

terrible allocation of capital. They have bad loans o

Jeez2:
Really?! wow, thanks!

low margin cyclical business. Enjoy the rise and run

Ngx politics section

Zero eight zero three seven zero five five five one one) male sales agent can use truecaller to verify. I don'twork for them.

lagbaja:
Kindly provide contact of seller of the SMS batteries

Streetinvestor2:
How many yrs is this suppose to last before you change the lithium battery. And 3.8 million to cary just this small load.When you add water heater,2 hp ac like two and deep freezer. What size of battery will you be needing. and many other kitchen things since you are going off power supply completely

just started using this particular brand. But seen a friend using felicity 5kw 2pcs since 2020. Last lithium-ion phosphate cost per kilowatt in $ as dropped more than 80% in price and energy density by surface area has increased by 40%. The world getting better.

Been off grid since 2014. Just that very few have habit of managing power. My 42" tv, freezer and fridge and 1 a.c ON is 960W. The freezer consume less when frozen and filed up. Most loads are used during the day.

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KarlTom:
Hello Sir.
I politely disagree with these estimates of yours.
I have a 7.5kVA PV system so I know what I am saying...except you failed to disclose that you installed your system at least 4-5years ago.

A 15kVA PV system in 2025 CANNOT cost less than ₦10m (and I am being modest here)...

sms 15kw lithium-ion phosphate battery 2.1m currently my 6.2kva hybrid 420k. Using got solar panels 550W 120k 6pcs. 1hp a.c is in eco mode just around 550W each. The electric cooker doesn't run for hours am only one a.c during the day but 2 at night. Been using since September. Got them myself. I use Tubular before just scrapped them. Lithium-ion really going to phase out acid lead batteries very soon. Energy density is far better and cycle life on high depth of discharge. Most times installer just over quotes boiler inverter sizes not needed for people.

NSEstudent:
Boss, you guys need to try to experiment with solar panels and inverter in order to confirm some of these numbers.

Admittedly, it used to be so but not anymore.

Since the advent of tier 1 solar panels and Lithium Iron Phosphate batteries, a lot of households are using solar alone for all their power needs for the better part of 5 years. Power needs include cooling (ACs and Fridges), cooking, lighting and many more. You may want to navigate through Nairaland to read firsthand from actual users.

People are running away from NGX due to 2008, the same way people who trialed RE with Lead Acid batteries, makeshift panels and dumb inverters are running away from it.

it lithium-ion battery really making thing cheaper if naira appreciate more people will understand. I use, electric cooker 1200W each head, microwave on mine and 1hp a.c 2pc but it 15kva battery lithium-ion phosphate truly with panels, inverter and installation. Funny it 3.8m i did all that like $2,500. I am outrightly off grid. People can cut coat according to their size.

jamace:
Fellow investors, let's ease tension with these FUNNY DEFINITIONS OF SOME FINANCIAL TERMS.

Advertisement: A tool used by business to get money out of people that don't have it, for something that they don't need.

Alimony: Two persons mistake paid by one.

Auditor: Person that arrives after battle to finish off the wounded.

Bank: A place that will lend you money only when you don't need it.

Bear Market: Eight months when the kids get no allowance, the wife gets no jewelry and the husband gets no s3x.

Broker: The person that you trust with thousands of your hard earned dollars. Hello!

Broker: What my broker has made me.

Broker: Poorer than you were last year.

Budget: Written proof that you can't afford the things you want.

Bull Market: A random market movement causing an investor to mistake himself for a financial genius.

Cash Flow: The movement your money makes as it disappears down the toilet.

CEO: Chief embezzlement officer.

CFO: Chief fraud officer.

Day Trader: A more socially acceptable gambling addict.

Discounted Stock: A stock that is less expensive than last month and more expensive than it will be next month.

EBIT: Earnings before irregularities and tampering.

EBITDA: Earnings before I tricked the dumb auditor.

EPS: Eventual prison sentence.

FRS: Fantasy reporting standards.

Institutional Investor: Past year investor who is now locked up in a mental institute.

Market Correction: The day after you buy stocks.

Momentum Investing: The fine art of buying high and selling low.

P/E Ratio: The percentage of investors wetting their pants as the market keeps crashing.

Profit: A man that prays to God.

Standard and Poor (S&P): Your life in a nutshell.

Stock Analyst: Idiot who just downgraded your stock.

Stock Market Correction: The term your broker uses for a stock market crash.

Stock Split: When your former wife and her lawyer split all your assets equally between themselves.

Value Investing: The art of buying low and selling lower.

Hope you enjoyed the fun?

Keep on investing, any way.

lol

Sunrisepebble:
I actually sold on Friday. You know me i'm a disciplined investor, when things get to my junction, I exit. Sold about 20k on Friday. Channeling to Zenith

pls I notice deduction after sales amount to around 2.2% and I use morgan capital. The receipt sent to me, bank payment was noticeable less. Sent mail and no response

He built housing unit it the qualityi dont know

Sheuns:


Agba taxer. That’s how he makes everyone in Lagos pay extreme taxes both formally and informally.

Yet he did not lay a single block of housing unit in his 8 years as governor, let’s not even talk of pipe borne water.

Pa Jakande did more than any other governor of Lagos before and after him did in just 4 years.

Oga ocean tamer na just enrich he enriched himself.

parisbookaddict:
i wouldnt classify beta glass as a "good"stock, with a dividend yield is 2.15% and illiquid shares, its aleady a huge discouragement
to buy.

it has a monopoly on glass bottles production, it just that majority shareholders are borrowing the cash generated. Most cash is in trade receivables loans to related party( note 16, Related parties’ receivables (Note 29.3) N 36.8 billion). Dividend not only valuation metrics.

Sunrisepebble:
It was just N6bn in FX gains.
Although I don’t see FX moderating to that level. I think it’s high CPO prices and volume increases that will drive revenue this year

price of palm oil per litre more than doubled in naira

courage89:
I want to believe the primary reason for Presco’s bumper harvest is due to devaluation of Naira. What’s your estimate for Presco assuming Naira revalues to sub 1000 naira in the next 3-4 years?

Devaluation and cpo price increase internationally, they ain't having militant issues

Streetinvestor2:
I know okomu was doing better than presco. How did they turn the table around. I remember ogg having preference for presco over okomu but I did not believe it

presco pay less dividend but reinvested more in increasing capacity with both having high roce, presco will do better overtime and was cheaper too. Was lucky I used OKOMUOIL dividend wisely over the years in playing with small cap bets.

That what makes financial stocks risky and with low p/e it the quality of assets and earnings. You cant derive high interest from low risk loans. It a wide guess

nosa2:
Are you suggesting that NPL's are being hidden?

Facks like this needed for we newbies

ucheson2:
You've sounded like my formal stockbroker which firm now defunct. In 2008 when I wanted to buy N300,000 worth of Nestle at N100/unit he ask me similar question when ll nestle get to N200 ..... I finally bought 200units of Nestle worth with N20,000+ & and with his advice I pured the rest into the so call 'peny' stock e.g capoil etc. Two weeks later SEC suspended most of them freed some after 1 week, in 2day it became the turn NSE to delist them..... The remaining 1s have remain at their car park ever since e.g capoil from N13 to 50k others died natural death e.g finbank to mention a few. But my N2000+ Nestle has recovered 4 me all my loses via price appreciation, bonuses & dividends a has also made more profits 4 me. What killed the stockbroking firm? 'peny' stocks..... Gud luck 'mr pany stocks'.

9free:
No be only you ooooohhhhh
I get 200K units of UnionHomes, 200K units of BecoPet, and 150K units of DaarCom for my longest tie portfolio. Na these yeye stocks I use welcome myself into the NSE in 2008.
I don find buyers tire for those stocks since then but I no see. I just simply moved them into my longest time portfolio for my grand grand children.
The current newbies into the NSE dey lucky well well as dem dey learn from our past mistakes.

hmm

nosa2:
You're right that we are at peak interest rates but guess what? (I suspect) Banks are buying the FGN bonds at record pace. And when rates start to fall these bonds will go up in value and we will potentially have another windfall.

Heads banks win, tails banks win

inflation means borrowers are passing cost to consumers, high interest rate causes deflation, credit needs a booming economic on small steroids I.e healthy I inflation. Currently banks are soon going to be honest with bad loans that got cbn asking them to shore up equity for shocks. Abi otedola action 🎬 😏 film not letting you know what up soon.

yMcy56:
The question is: The so called sustained loss, what brought it about? Was it there in 2023 FYE?

The "sustained loss" to me was a working Capital due to the private placement done in August 2024, that was why it's reflecting in the 2024 FYE.
If you check thru the result, you'll see where this was identified as equity as well.

Anyway, everyone is free to give the result his/her interpretation based on their objectives or mindset, but to Mcy, it was a good result and an improved one for that matter.

The Onshore biz delivered so well this time around too.

**NB: Needs to see where the sustained loss came from**

what about the cashflow the offshore income is in receivables. This company have weakness in earning quality and questionable management. Time is everyone's teacher. We are in a bull market hmm!

yMcy56:
Ok.
So you referred to note 6-8, I cant seems to see the negative you referred to there.

I was surprised how you happened to mention the retained loss almost immediately when result was out, we know those who will rush to come and point out negatives so quickly, especially for stocks like JAPAUL.

Anyway like earlier said, everyone should analyze the result based on their perspectives,but JAPAUL will defy all paralysis when the time is right to move up.

Once GTI and Futureview takes position in a stock and increase their holdings for that matter, I know they've seen what we can't see now from afar off. 😊

Guess the guy selling or dragging the price down is still in the market, but we'll know how far at the right time.

pls have you survived a bear market before like 2020, 2008. It will quietly humble one.

Someone having allergic reaction

nlfpmod:

https://www.youtube.com/watch?v=oy-jzqNq9QY

She claims that her King (boyfriend) 'mistakenly' over beat her for checking his phone. That her boyfriend initially didn't want to beat her too much, that he only wanted to beat her small but he mistakenly beat her too much.

She said:

"Na me find trouble. I go dey check his phone...."