₦airaland Forum

Just maybe someone will have something to share

.

Thank you so much for your contribution, please I don't mind learning one or two from someone who is actively doing it and can guide me on hot products to push.

If it is what you do, I don't mind learning or getting working tips rather than doing trial amd error because I need to meet up, this is not me saying I am looking for a quick rich scheme but something worthwhile

I started my business as a student at OAU campus, and it was doing well.
In 2022, I realized that increasing my business capital could significantly boost my profit. I approached friends and family and successfully raised ₦4 million. I managed the funds diligently, tracked my profits before spending any dime, and consistently paid back my investors with a profit.

Around 2023, after graduating from school, a friend introduced me to the peer-to-peer (P2P) crypto business. I felt it aligned with my previous work as an agent for telcos, so I ventured into it.
Fast forward to July 2024, I completed a transaction that became the catalyst for my current predicament.

I received 'bad naira' (funds from illicit sources), which led to my Access Bank account being frozen. While I was actively seeking ways to resolve this, I continued my business with the remaining funds to avoid disappointing my investors.

It's important to note that one of my key investors had grown with me and provided access to substantial additional funds, making it easy for me to leverage capital.

However, in November 2024, the same 'bad naira' issue occurred on Bybit. This specific incident wasn't reported until early January 2025, when I suddenly discovered all my bank accounts were no longer operational.

I immediately swung into action and, as advised by a friend, engaged a lawyer. I discovered my Bank Verification Number (BVN) had been watchlisted under Section 99.

Confident in my innocence, as I hadn't committed any fraud or crime, I instructed my lawyer to seek the lifting of the restriction, but unfortunately, this yielded no results.

During this stressful period, in January 2025, I received an invitation from the Special Anti-Fraud Unit (SAFU) Headquarters in Lagos. I was asked to come and explain the transactions in question. I complied, providing a full explanation with supporting proofs. In fact, one of the culprits involved in the 'bad naira' transaction was apprehended.

Initially, I believed this would be a clear-cut case where my innocence would be proven, allowing me to be freed and resume my business. However, to my shock, I was charged with conspiracy and fraud, with the justification that cryptocurrency is not legal in Nigeria.

My detention was signed, and after considerable back-and-forth, I was eventually granted bail. I was then mandated to write an undertaking to return the money, which my lawyer advised me to do. With tears, I returned the money. Despite this, my BVN has remained blacklisted ever since, and I have continued paying my investor monthly ROI to the point where I now have absolutely nothing left to pay.

This is where I desperately need suggestions and help from anyone who can offer it. I have sold all my belongings, borrowed money, and I am completely depleted. The investor is now demanding the principal capital back, which runs into several millions, and this situation is severely impacting my life.

I don't know what to do or who to turn to. I've sold my car, liquidated all my stocks, and exhausted my savings.

I know this is a lot to handle, but I refuse to give up. I believe there must be a way out of this. I have skills in digital advertising and marketing, and my educational background is in management.

I truly hope someone can suggest something worthwhile to help me navigate this horrible phase of my life.

Please! Anyone... I am willing to learn or pick up gigs. Any help or suggestions would be deeply appreciated.

If you must start, please be careful of how you can collect payment


The same p2p led me to the current debt of 25M I am facing.

It is a good business but be careful

Arabs don't like Blacks for anything

bettercreature:
The list is useless without OAU

I tell you. ...Eco Friendly and OAU is not Number 1

Otunba2004:
Buhari that promised heaven and earth during the campaign in 2015 what did he do, get out once again.

At least we have a clue and reason to vote for him.....Abeg

RevenGeMission:
I have been in Ede for 3 weeks as an observer and working on a Contract, Demola Adeleke has never said anything for himself,


His manifesto on his page is also full of lies, 3 places he claimed to have rehabilitated in Ede and it was full of Lies


For people it's emotion, not common sense, they just want APC out with the hopes that money will start dropping from ever leaf or tree, but believe me it'll get worse when/ IF PDP re-attains power




And if this sensible thread makes FP , get ready for more insults and double standards, then you'll understand the real meaning of this comment ??

Hmmm

What do you expect, we all grew listening to this man

My Data Oooo..... Kobodata.com ool

From Nairaland...Twitter...To Whatsapp for election wey no concern me

APC owns this thing seh

Nice One ....Some said he is a gold digger

Power Brokers

Joke.... All this hype for Saraki.... BUHARI TILL 2023

SpatialKing:
I must get 2 things before 2019
My PVC or a VISA
Is either He leaves or I Leave

Prepare to leavr

Good Points Here Abrg.....Respect

Dem Dem

Chai.....This is a Good Man ooo

Arkayn:
You are truly a fool. Dey there and keep voting for Buhari and his ilk. Abi you have not suffered enough, mumu.

Haaba....I thought Nairaland is forum that accommodate different opinions

Government sending a student ON A SCHOLARSHIP to a private university leaving out the public certificate factory like OAU and UI... IT HAS FINISHED

Dead For Obodo Oyinbo.....Testimony For Nigeria...Smh

Well I Believe IGTv still has potential of Hitting Youtube real hard ....Remember it is a social place where people share their stuff and do not forget creating a channel is as easy as anything unlike youtube and IGTv gives instant notification informing your followers you have a new content.

Talking About Monetization: Hmmm! ask Gram Infleuencers How Much They Charge...You Go Fear

But Whether Youtube or IGTv, kobodata.com is always ready to provide Mobile Data At Affordable Prices Across All Networks

CyynthiaKiss:
Buhari, your desperation to retain power is so strong.
One thing is certain, you might succeed in deceiving some fanatical yoryuba Muslimns, but you can't deceive progressive/Yoruba Christians.
We Christian Yorubas will not vote for you in 2019.
We won't vote for someone who is busy killing our Christian brothers in north central because we all know that once you are done with northern Christians, you will face southern Christians, Yoruba Christians included during your second tenure.
God forbids.!

If Abiola is so special in Yoruba land as you want to paint it, why did my people reject renaming Unilag after him ?
Abiola has come and gone, we have our way of mourning and remembering him.

Terrorist Buhari, your antics is dead on arrival .
Progressive Yorubas are wiser...

Who are you speaking for My Dear Brother.....BUHARI ALL THE WAY

Sanchase:
I am looking for 3 people to give N500,000 each to invest in any business of their choice and after the first six months, i become a shareholder of the business and take 60 percent profit of the business every month.

60% is to much na

Haha

Really Seriki and Olamide was signed together....chisos

Just came to say hello from KOBODATA