₦airaland Forum

BOOST YOUR PROOF OF HOME TIE FOR VISA & IMMIGRATION PURPOSE.

It's a good thing that you can read this today. It shows that possibly your dream for this year is about to receive a boost of becoming a reality.

Surely, you probably have a plan for the year or you are still working out your strategy, however, one thing is important and that is "DOING IT RIGHT". and you should NOT let Covid-19 dillute your desire as many despite the recent situation are still pursuing there travel goal and recording successes for the fact that online processing of visa applications are still ongoing. Whatever you plan to do, ensure you do it right. If you have been following us since last year, we've been advising on how you can use property valuation certificate to further boost your proof of home tie or funding as the case may be for visa & immigration purposes.

Surprisingly, majority that patronized us for the service are based abroad and without no much hesitations engaged our service simply because they've gotten to know about the "secret" and wouldn't want to take chances but to explore it for their loved ones here, they always come back to testify and still refer others to us.

Like I use to explain, It is those that bids for contracts that will understand the importance of submitting good, well packaged proposal attached with every necessary documents that could be considered to qualify the bidder for the job knowing fully well that it is the proposal that Will first "speak" for the him/hee prior to physical interview if selected, once he/she got the proposal documentation wrong he might not even be considered for interview for him to get the chance of physically displaying his competence and same applies to resume for job seekers. So, many atimes, it's better to over-document rather than under-document because you never can tell which of the documents shall be considered to get the desired result.

Either for temporary or permanent residency visa, it's advisable for smart applicants to provide current market valuation on his/her property(ties) in order to assist and make easy his/her visa application positive consideration.

The Valuation Report mentions your immovable assets and the corresponding values such as home, shop, factory, commercial establishment, agricultural farmlands etc which undoubtedly could be a strong proof of your tie to the home country and pull factor for your return back to your country on completion of your study or visit aside the family tie (such as marriage), employment etc.

This document shows the amount of wealth you own in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate one point of visa rejection. Also, it could serve as supporting document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your bank financial status to eliminate any kind of doubt.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

Visa valuation is a formal valuation report with current fair market value on your residential properties to support and assists your application with Department of immigration and Citizenship. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

Normally visa valuation is needed in following cases:

Study Purpose, Tourist Purpose, Immigration Purpose, Visiting Purpose, Export - Import Purpose, Medical Treatment Affordability etc Sometime valuation is required to establish bonafide visit & to establish the affordability of expenses of visit, stay etc.

In view of above, you may wish to consult us for engagement in providing you with the property/assets valuation service to meet your immigration purpose or whatsoever.

We provide valuation of Land, building, plant and machinery or rental valuation, Insurance valuation etc with our expertise team of Certified Estate Surveyors & Valuers with in depth knowledge of valuation, accounts, finance to achieve clients maximum satisfaction with utmost professionalism.

If you have further inquiries or would like to engage our service(s), do not hesitate to call +2348032296562 (whatsapp/voice call) or +2348117949689 (Whatsapp only)

Thank you.

Here to serve you right...you will be glad u did!.

Tips for Writing Strategic & Winning Proposals For Contracts.

As a Real Estate Practitioner, the importance of writing strategic proposals for expression of interest either for retainership as Valuers, property/facilities managers, investment appraisal and so can not be under-estimated.

Just as effective communication is an important aspect of any business, when it comes to contracting with either the government or private institutions, one of the best tools that can distinguish your firm is the ability to write a winning proposal.

To make contracting fair, government agencies and some high profile private establishments often use Expression Of Interest (EOI), Request for Proposal (RFP) or Request for Quote (RFQ). These are documents that outline the agencies or private institutions requirements for specific products or services. In order to bid on these jobs, you have to submit a proposal—but as you can imagine, there is often a lot of competition.
Based on personal development, deep research on technical report/proposal writing as well as involvement in writing series of successful high profile proposals. I wish to share some of the tips on how to write a strategic technical proposals (I might later treat writting Financial proposal using Man hour rate) that can win the heart of any client.

1. Analyse the keywords in the proposal title.

Begin with the mind that proposals are scored, not read. Therefore, in order to get the highest score, your proposal should reflect your client's preferences, that is the aim/goal of the client or simply what the client want to achieve in the end.

If you're able to critically look at the key words in the proposal title, you should be able to get a hint(s) of what the client is aiming to achieve. The simple truth is most successful proposals are based on how well you understand your client's goal and use it to form the outline of your proposal.

Try to answer the following questions:

What does your client care about? Is price more important than quality? What is your value proposition, and how does it relate to your client's preferences?What problem does your service solve in relation to your client's preferences?Who are you teaming with?How are the proposals scored? What does it take to win this contract? What is your client's operating policy?What are your client's pain points?Who are they currently contracting with?

So, you may need to do some research, check the government agency or private establishment website to see your client vision and mission statement, services provided, technical/management profiles etc. The more you know about the agency, the better you can respond to a bid.

2. Create an outline based on the compliance checklist.

A lot of proposals get thrown out because they do not adhere to compliance issues. To overcome this, you may have to review the RFP thoroughly to identify the compliance requirements thereafter you may adopt this technique:

* Drop the requirements into a spreadsheet to serve as a checklist.

* Develop an outline, the outline will serve as a document shell, which can make writing your proposal much easier and help ensure that you do not miss important details. Proposal-writing process is a technical creation, not a creative one.

3. Collect the right data.

Proposal writers are not expected to tell stories (no time to read stories), but to address all the things that need to go into the proposal and match them to the needs of the client.

It's important to have the right offering and approach to match the bid. To help accomplish this, gather all the ingredients, such as your management plan, methodology, deliverables and quality assurance plan, that need to go into the proposal before you start writing. To strengthen your proposal, learn about the company that previously held the contract and ascertain their strengths and weakness. How is your service going to be better?

4. Develop a differentiation strategy (very important).

Because RFPs strive to make everything equal among the competitors, it is your difference that matters. “If you don't differentiate, you will lose." Most proposals are not differentiated; they often emphasize the same values. You should avoid that and use tangible differentiators that matter to your client. For example, if every proposal offers the same excellent track record, then your track record should be faster, better or stronger than your competitor. The way you articulate your differentiation is why a client will select you.

Lets take for an example a facility management proposal.

Typical claim: We have an excellent track record with competent technical team.

Better alternative: Here are all the things we will do for your agency in a way that will be transparent. If a problem arises, we will tell you what we are doing about it without you having to ask. Secondly, to your approval we shall tag all the air-conditioners, generator, refrigerators and other electronics provided in the apartments for the use of tenants and our IT team has developed a software that we use for tracking such movable items in case any of it is moved away from the apartment.

5. Start writing.

Finally, once you're done with all the above, start writing. Use your shell to input all your compliance and pertinent data. But try not to do what your competitors do: Don't spend the entire proposal talking about your firm, talk about the client and what they stand to gain from engaging your firm.Write from the client's perspective. If you did your homework and all of the above, you will know how the client perceives value, so build upon that. Write as if you are answering the evaluator. Your evaluator will want to know what you can deliver and whether you are better than the other. Your proposal should answer those questions in a way that is compliant, speaks to your client's preferences and hopefully, if necessary, unseats your incumbent.

For more useful tips on real estate practises, land matters, real estate investing, land title search/documentation and so on. You may click on this link to join our facebook group tagged "Principles and Practices of Real Estate Investing.

https://www./963016777388030/

Or click here to like our Facebook page https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

Thank you and stay safe.....

REAL ESTATE ADVISORY SERVICES.

Sometime late last week i read a post on one of the real estate practitioners group i belong and the poster asked about other ways real estate practioners can make money at this period of lockdown knowing fully well that most facets of real estate practises involves going out and physical consultation with clients. From site inspection either for letting or sales transactions to property valuation, land title search at the land registry among others. That post motivated my coming up with this write up.

Economic experts have predicted that unemployment rate will go up by 45% in Nigeria post Covid-19. The reason being that some employers will realize that some roles are not relevant anymore, they will find ways to automate some process and that means the people that use to hold those roles may be dispensed.

This is not to create panic but rather for you to have a re-evaluation of your career, income, and impact goals. The aftermath will make unexpected and immediate negative impacts on the world economy. This is no different for real estate companies and so how best to survive post covid-19 as individuals and corporate bodies shall depend largely on your creativity, how much online presence you have coupled with your ability to reach out to large-scale target audience with your proven technical abilities to provide solutions to real estate problems and thus draw the attentions of potential clients to your side in the highly competitive market.

Gone are the days when clients walk in to offices to make enquiries about services rendered most especially small and medium scale offices, so you have to make your online presence VERY STRONG for the known fact that most activities are now online world over and that would take me back to our topic.

What Exactly Are Real Estate Advisory Services? How Can I Use them and what are there benefits?

It's a know fact that the processes of purchasing, selling, renting or converting a real estate asset into a profitable venture can be a challenging, complex and time-sensitive process. They are not always as simple as one might assume,  many questions can arise that dramatically impact the outcome of the investment. 

Therefore, someone considering purchasing a piece of real estate, currently own or  inheriting a piece of real estate, or would like to sell a piece of real estate, may greatly benefit from engaging your firm for real estate advisory services firm and that you can help out even during lockdown without stepping out. Let me give a clear example, early this April (during lockdown) I got a call from someone based in the United Kingdom that his company was in the process of buying a large portion of Land at Porthacout, Rivers State, Nigeria and that he read one of my posts on LinkedIn about Governor's Consent and would like me to expatriate more on it. We discussed at length about it and exchanged series of emails in which I was able to advise on documents that shall be required at the land registry to be able to process Governors consent and gave step by step on how to go about it. Surprisingly, few weeks after, the man called again thatI should send him an invoice with account details for them to pay me for the advisory service rendered, Whoa! I felt I was just "helping out" not knowing I had actually rendered a service. From then on, I started exploring that window of providing advisory services.

However, as a real estate advisor one should have an extensive background in real estate often with experience and resources that extend far beyond the responsibilities of buying and selling real estate. A real estate advisor works in an advisory capacity to help clients plan more strategically, and increase the value of currently-owned or prospective real estate assets. 

Some of the duties a real estate advisor often carries out are:

• Evaluating or completing an acquisition or sale

• Capital allocation strategies

• Evaluation of land, zoning, or other factors that could impede or enhance a property’s development.

• Feasibility, renovation and other associated costs for income-producing properties

• Guidance in developing, building or renovating residential and commercial properties

• Strategies for improving operations and customer satisfaction on income producing properties

• A neutral party to advise on the best outcomes for owned real estate

• Direction on property management best practices


Best Practices

A client that own real estate may have other business interests, so his/her time, expertise and focus may be divided.  A real estate advisor’s primary role is to help him/her maximize returns on the real estate investments. This means advisors are constantly evaluating the market, new trends and technologies, zoning and other influencing factors to properly advise the client on how to take advantage of market shifts. Advisors should be able to develop strategies for maximizing returns on income producing properties. 

For example, let’s say you own a retail shopping center. Perhaps you have a higher than normal vacancy rate and/or you haven’t been able to escalate your lease rates for some time. Your advisor can perform a study of the current property and comparables, evaluating a variety of factors. They may provide recommendations like updating the property amenities, improve parking or traffic flow, or improving operational issues.  Perhaps tenant satisfaction and retention are down – they may make recommendations for improvement in this area. The point is, their job is to help clients maximize returns on real estate investment, and they should have the experience and background to do just that!

While there is no magic formula that works for every scenario, the No. 1 secret to making smart real estate investments is to hire a real estate advisory firm. In many cases, the return on investment far outweighs the costs for the advisory services.

I can sense you are already thinking about other real estate advisory services you could render, in my next article I shall discuss about the basic property laws you should be conservant with as a realtor that would go a long way in rendering advisory services.

In conclusion, if you find this article informative and would love to read more useful information on real estate, land matters, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate investing /land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities. Should you wish to join the group, click on the below link https://www./963016777388030/

Or click here to like our Facebook page https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

Thank you and stay safe.....

Akintayo Akinlolu
Lead Consultant/Head of Practise.

TEN (10) PLOTS OF LAND FOR SALE WITH FLEXIBLE PAYMENT PLAN.

In consonance with our firm's main objective of providing convenient, affordable and reliable real properties with flexible payments options to the masses towards achieving provision of habitable housing for low and medium income earners.

We are pleased to introduce plots of land located within built up and serene neighborhood of Magbon Town, by PZ Ikorodu for your consideration for purchase subject to below terms and conditions:

▪Description: Land totalling 20plots (Ten Plots already sold out) located within the built-up and serene neighborhood of Magbon, by PZ, Ita Oluwo, Ikorodu.

▪Selling Price: N2m per plot.

▪Payment Plan: Initial deposit of N500,000.00 (i.e 25% and you shall be issued with signed Contact of Sale) while the balance shall be spread over a period of 12months or based on mutually agreed term with the vendor (Then you shall be issued with signed Deed of Assignment).

Title: Purchase Receipt, survey plan, C of O processing on-going.

Note: 5% of actual land value is payable in full.

*For more information contact*
☎ +2348117949689 (Whatsapp Only), ☎+2348032296562.

Thank you and do help rebroadcast....

REAL ESTATE PRACTITIONERS INFLUENCE ON QUICK LETTING OF PROPERTIES.

To many property owners, avoiding contacts or phone calls and enquiries from Real Estate Brokers is a common occurrence. For larger percentage of them what goes on in their minds is the big question " why do I need a realtor to help let out my property and get paid several thousands as commission when I can do it myself and retain the commision? Besides, I know my Property best.

Disappointingly, these are few of the arguments usually put forward by those punting private letting as opposed
to the use of estate agents. The question is whether these reasons are sufficiently compelling to send you into the thorny unknown of Do It myself letting? In all fairness, probably not.

Perhaps you may consider the following valid reasons to use an estate agent/broker to let your property, before making your decision on whether to opt for private letting or not.

Reason 1: Property Letting is an Estate Agent’s Area of Expertise.

By appointing the services of a realtor, you gain the services of an expert who will act in your best interests throughout the lease/letting process starting from appropriate tenants selection, tenants background screening tenants criminal records check, ensure the intending tenant provide reliable guarantors of certain status in case of rent default, damages etc. The agent/broker is to bring out his/her best expertise to satisfactorily represent your interest from the beginning of the letting processes till end. Thus, the huge difference from most "Do it myself" landlords who unknowingly give out their properties to BAD TENANTS and ended up spending that gained several thousands on court case or eviction.

Reason 2: Estate Agents take care of the marketing detail.

The agent knows how best to take care of the many small tasks associated with getting the world out there know that your property is up for letting/lease. This includes series of advertising, online listing, photographing and video marketing of your property using highly effective platforms or medium which you may not know about to ensure the property gets off the market as quickly as possible with commensuable rents in your bank account as the property owner. Have you ever noticed a well finished rental property within a good environment staying in the rental market for up to a year or more? The reason could be poor marketing, overrated rent by the " do it myself landlord and over time such property may beging to depreciate in aesthetic.

Reason 3: Estate Agents can help you determine fair and commensuable rent.

Rent guidance is a very important factor. For one, estate agents know what the market conditions are and can fully explain the impact of these conditions to you – for better or for worse. Secondly, estate agents are normally current with obtainable rent within several neighbourhoods, so they can know the area your property situate by heart: What the going rents are, and the time it normally takes to let properties similar to yours. Thirdly, based on the market conditions and the neighbourhood dynamics, the estate agent can work with you to determine the most appropriate marketing strategy to let your property at the best possible rent better to your advantage.

Reason 4: Estate agents have access to prospective tenants.

Estate agencies are prolific advertisers, the advertising, together with the regular show houses they host, ensure a steady supply of prospective tenants on their books. Some of these prospective tenants’ requirements may well match the property you are trying to let thereby making it so much easier to let your property within a very short period instead of it lingering so long in the market and you losing returns on your investment.

Aside that, they network with other professionals, many of whom provide services that you will surely need e.g lawyers. Agents can, however, give you a list of references with whom they have worked and provide background information to help you make a wise selection for legal documentation of the tenancy agreement and eviction in case of breach of the agreement on the part of the tenant thereby lessen your burden on that.

Reason 5: Estate agents filter out the noise.

Estate agents act as a filter between you and the prospective tenants. They thoroughly screen the telephone calls and eliminate the proverbial tyre-kickers to ensure that only serious and reliable ones with potentials for regular payment of rents end up on your doorstep for final assessment.

Reason 6: Estate agents are in a better position to negotiate

Most agents are better negotiators and stand in a better position to negotiate on your behalf because they are not emotionally involved in the transaction. They also know which information should legally be disclosed during negotiations and which information should be withheld.

Reason 7: Estate agents sort out the paperwork.

Estate agents take care of the offers and counteroffers as well as preparing the wads of financial and legal paperwork associated with letting a property.

Naturally, the usefulness of an estate agent is directly proportional to his or her competence. Making use of a reliable firm of realtors/agents is always a good start towards quick letting or your rental property. However, kindly read and share if you think this write up is of benefit to you and others you might think of.

Meanwhile, you can click on either of the links below to join our facebook group to read more relevant topics on land matters, the group is tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory services on real investing /land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities. Should you wish to join the group,

https://www./963016777388030/

You may also click to like our Facebook page and get to read more relevant articles on land and property related matters;

https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

Finally, you can talk to us if you wish to engage our services to help let out your property and for the following:

1. Property Letting, Leasing or management.

2. Perfection of Title Documents such as processing of C of O, Governor's Consent etc.

3. Land Title Search

4. Processing Development Approval.

5. Valuation of Land, Building, Plants & Machinery for various purposes. Please contact:

☎+2348032296562,
☎+2348117949689 (whatsapp only)
☎+2349049045703 or send e-mail at a2realmartoptions@gmail.com

Thank you

5 Ways to Protect Your Zoom Meetings From Hackers

With the number of people working from home skyrocketing, hackers are going to work.

Zoom quickly became the go-to tool for remote teams, teachers, and pretty much everyone who needs a little face-to-face time, even if only virtually. In fact, I wrote this week about how it's quickly become one of the most important apps--period.

Of course, as the vast majority of people start working from home, it shouldn't come as a surprise that the hackers have gone to work. Apparently, one of their favorite new tricks is to crash your Zoom party. In some cases, the party crashes aren't just there to snoop on your meeting or family reunion, they are taking over and sharing inappropriate material.

To protect your meeting, here are a few things you should do:

1. Disable Guest Screen Sharing

By restricting screen sharing to the host, you can prevent anyone else from being able to display what is on their desktop. It won't stop anyone from joining your meeting, but it will at least keep them from taking over the meeting and sharing inappropriate material.

2. Require the Host to Be Present

Zoom does provide the option for your meeting to start when the first person joins, even if it's not the host. This can be convenient if you're hosting a meeting but running a few minutes behind. Everyone else can get started in the meantime.
If you want to protect your meetings, however, it's best to turn this off.
That way, you'll know that no one can start your meetings without you--including a hacker or "Zoombomber" (yes, that's apparently a real term). To do this, make sure the "Join before host" setting is off (it's off by default).

3. Keep Your Personal Meeting ID Private

Don't share your personal meeting ID (PMI) online. If you do, it's relatively easy for anyone to find it and join any meeting you're hosting. Instead, use a unique meeting ID for each separate meeting. When you schedule a meeting, you can have Zoom do this by default. Just make sure "Use Personal Meeting ID when scheduling a meeting" is toggled off.

By the way, this won't only keep away bad actors away, it also helps make sure that you don't accidentally end up with the attendees from your next meeting dropping in early.

4. Use a Password

If you do use your PMI, you can enable the feature in Zoom that protects those meetings with a password, and only share it with the people you want in your meeting. Just be careful not to share it online, otherwise it defeats the entire point.

5. Use the Waiting Room

Another option is to enable to waiting room feature, which places every guest in a virtual waiting room before the meeting starts. When you're ready, you'll then have to manually admit your guests. This gives you control over who can attend and makes it easier to keep unwanted guests out.

The downside is that if you're meeting with a large number of participants, it can be cumbersome to have to manually admit everyone. In addition, if someone joins the meeting late, you'll need to be paying attention and let them in. Still, if it's important to you that only your invited guests attend your meeting or webinar, this is probably the most reliable way to control who gets in.
In conclusion, if you find this article informative and would love to read more useful information on real estate, land matters, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate investing /land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities pportunities. Should you wish to join the group, click on the below link https://www./963016777388030/

Or click here to like our Facebook page https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

Thank you and stay safe...

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TIPS TO SUCCESSFULLY RUN YOUR REAL ESTATE BUSINESS DURING THE COVID-19 PANDEMIC.

It's no longer news that COVID-19, otherwise known as coronavirus, has made an unexpected and immediate impacts on the world. Businesses large and small, no matter the industry, are transforming, many sending employees home to practice social distancing.

This is no different for real estate companies, as the government in efforts to promote social distancing and other preventative measures to curb wild spread of the virus announced cancellation of large gatherings and events, limiting open houses and showings, and establishing remote working policies to help close offices.

As a result, for real estate agents, open houses, home walk-throughs and meetings with clients have been impacted immensely. In times like these, with most people at home, social media will be a main platform for any type of communication. Staying connected to your clients, future homebuyers.

Although no one anticipated a pandemic of this nature at this period, but we at A2 REALMART OPTIONS have been strong advocates of leveraging on technology for best real estate practises through our past organized trainings and seminars and during this trying period, those that have attended our past trainings/seminars are making the best use of the techniques learnt at those seminars to get positive desired results.

Be that as it may, we are pleased to proffer here some tips for brokers/agents on how to still stay connected with clients, prospects, generate leads during this stay at home/lockdown and even thereafter.

1. Provide Virtual Tours while still maintaining social distancing or stay at home order. Many home inspection or viewing have being canceled; however, that doesn’t mean you still can’t provide potential buyers with a similar experience digitally.

For your available listings (of course, with permission from the seller), utilize your phone or camera to record detailed walk-throughs video of the property. If you're capable, edit the videos and post alongside your listings and share across all of your social media accounts or send on request by a serious prospect. This remind me of our lately organised seminar on "Use of drone in real estate practise".

2. Hold virtual meeting(s) with prospects, members of staff etc.

While many companies are already using the video conferencing App Zoom for business meetings, interviews, and other purposes, individuals who are facing long days without contact with friends and family are moving to Zoom for face-to-face and group get-togethers.

This is a quick guide for those who haven’t tried Zoom yet. To get started, download the app on your Android phone, IOS phone or laptop. The next thing to do of course is to register for the service. You can do this either from your laptop or from your mobile phone depending on the device you downloaded the app.

1. Lets cover the web service first.

* Go to Zoom’s sign up page. You’ll be presented with a few options for creating an account. At the top, you can enter your email in the box labeled “Your work email address.” If you do this, move on to step two. Even though Zoom asks for a work email, a personal email should work fine, but you should be aware that there have been reports of Zoom leaking some email addresses and user photos via Zoom’s Contact Directory because the app can think people with certain email domains work for the same company. However, Zoom blacklists some popular email domains like gmail.com and yahoo.com from automatically appearing in that directory.You can also create an account by clicking the “Sign in with Google” or “Sign in with Facebook” buttons, after which you just download the Zoom desktop app and move on to step seven.

* If you entered an email, Zoom will send an activation email to that address. Click the “Activate Account” button in the email or copy and paste the activation URL into your browser to activate your account.

* On the page that opens up in your web browser, fill in your first and last name and a password.

* On the next page, you can invite other people to create a free Zoom account via email. You can skip this step if you want.

* Next, you’ll be given a link to your personal meeting URL and will have the option to click an orange “Start Meeting Now” button to start a test meeting. If you copy that URL into your browser or click that orange button, you should be prompted to download the Zoom desktop app.

* Follow the prompts to install the app.After you’ve installed the Zoom app, you’ll see buttons to “Join a Meeting” or “Sign In.”

* To start your test meeting, click “Sign In.”On the next screen, enter the email and password you just used to sign up for Zoom in your browser. If you registered using the “Sign in with Google” or “Sign in with Facebook” buttons, click those buttons and follow the prompts.

* Once you’re logged in, make sure you’re on the “Home” tab, and then click the orange “New Meeting” button in the Zoom app. Your meeting will start.

If you sign up for Zoom using the mobile app, the process is similar to how it is on the web.

2. Zoom on Android or iOS.

* Download the iOS or Android app. When you open the app for the first time, you’ll be presented with the options to join a meeting, sign up for Zoom, or sign in to a Zoom account.

* Tap “Sign Up.”On the next screen, you’ll be asked to enter your email address, your first and last name, and to check a box to agree to Zoom’s terms of service.

* After you do, tap “Sign Up” and you’ll be sent an activation email.

* Tap the “Activate Account” button in the email you receive, or copy and paste the activation URL into your mobile browser. From there, you’ll be asked to complete the same steps outlined above to make an account, just from your mobile browser.

* Once you get to the screen that has your personal Zoom meeting URL and orange “Start Meeting Now” button, tap either and you’ll be taken directly to a waiting room for your test meeting in the Zoom app.

* To open the meeting, tap the “Sign In” button at the bottom of the screen. On the next screen, enter your login information and tap the “Sign In” button.Your test meeting will open up in the app.

3. How to invite people to your Zoom meeting

Once you have an account, you can invite people to a Zoom meeting a few different ways.

If you’re using the desktop or mobile apps, click or tap on the Meetings tab. From there:

On the desktop app, if you click the “Copy Invitation” button on the screen, a message with your Zoom meeting’s URL, ID, and phone dial-in information will be copied to your clipboard that you can drop in an email or a text message.

On the mobile app, when you tap the “Send Invitation” button, you’ll be presented with three options: “Send Message,” which will let you text your meeting URL to someone; “Send Email,” which will open up an email with your meeting’s information; or “Copy to Clipboard,” which will copy your Zoom meeting’s URL and meeting ID to your phone’s clipboard.

You can also invite people to your meeting while you’re already in it:

On the desktop app, on the toolbar that shows up when you move your mouse in the meeting window, click the “Invite” button. When you do, Zoom will open a window where you can invite your Zoom contacts, send an email with information on how to access your Zoom meeting, copy your meeting URL to your clipboard, or copy a longer message with your meeting URL and dial-in information to your clipboard.On the mobile app, tap “Participants” on the bottom row of icons and then tap the “Invite” button on the bottom of the next screen. When you do, you’ll be able to send an email invite, send a text message invite, invite your Zoom contacts, or copy the meeting URL to your phone’s clipboard.

Though COVID-19 has created challenges for many industries and businesses, it hasn’t taken away the ability to adapt. Implementing these strategies can help your real estate business stay relevant, informative and successful. By making these pertinent changes now, you can ensure your success in the future.

In conclusion, if you find this article informative and would love to read more useful information on real estate, land matters, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate investing /land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities pportunities. Should you wish to join the group, click on the below link https://www./963016777388030/

Or click here to like our Facebook page https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

Thank you and stay safe...

As a realtor, this is the time to apply your online skills. Do you know you can still hold meetings at this trying period of stay at home and still close transactions.

You can hold meetings via WhatsApp video call and here is how:

To make a group video call from an individual chat:

I. Open the chat with one of the contacts you want to video call

ii. Tap Video call 

iii. Once the contact accepts the call, tap Add Participant

iv. Search for or select another contact you want to add to the call. If prompted, tap ADD.

At A2 REALMART OPTIONS, we are always at your service 24/7 even as we observe the stay at home. You can contact us if you wish to engage our service(s) for any of the following:
1. Perfection of Title Documents such as processing of C of O, Governor's Consent etc.
2. Land Title Search
3. Processing Development/Building Approval
4. Property Sales & Purchase at any location within the country
5. Property Management.
6. Valuation of Land, Building, Plants & Machinery for various purposes.

Meanwhile, if you find this informative and would love to read more useful information on land matters, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate investing /land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities. Should you wish to join the group, click on the below link https://www./963016777388030/
Please contact ☎+2348032296562, ☎+2349049045703, ☎+2348117949689 (whatsapp only) or send e-mail at a2realmartoptions@gmail.com.

HOW YOU CAN STRONGLY PROOF YOUR HOME TIE CUM ECONOMIC STATUS FOR VISA & IMMIGRATION PURPOSES.

It gladdens my heart whenever we receive positive and encouraging testimonies from clients that have tried our advise to include a well detailed property valuation report with there visa application package as a vital support document for proof of home tie and good financial/economic status. Some visa applicants at first do not agree with the importance of this report either as a result of ignorance or the cost, forgetting that what is worth doing is worth doing very well and that visa approval depend greatly on how much the applicant can with formal documents psychologically convince the issuing officer of his/her economic status and strong home ties that would pull the applicant to return to his/her home country after the visit.

In the long run, some got back to us after failed attempt to patronize our service and to the glory of God, the testimonies have been success upon success. Either for temporary or permanent residency visa, it's advisable for smart applicants to provide current market valuation on his/her property(ties) in order to assist and make easy his/her visa application positive consideration.

The Valuation Report mentions your immovable assets and the corresponding values such as home, shop, factory, commercial establishment, undeveloped land etc which undoubtedly could be a strong proof of your good financial status and strong tie to the home country which would be a pull factor for your return back to your country on completion of your study or visit aside the family tie (such as marriage), employment etc.

This document shows the amount of wealth you own in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate one point of visa rejection. Also, it could serve as supporting document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your bank financial status to eliminate any kind of doubt.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

Visa valuation is a formal valuation report with current open market value on your residential property(ties) to support and assists your application. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

Normally visa valuation is needed in following cases:

Study Purpose, Tourist Purpose, Immigration Purpose, Visiting Purpose, Export - Import Purpose, Medical Treatment Affordability etc Sometime valuation is required to establish bonafide visit & to establish the affordability of expenses of visit, stay etc.

In view of above, you may wish to consult us for engagement in providing you with the property/assets valuation service to meet your immigration purpose or whatsoever.

We provide valuation of Land, building, plant and machinery or rental valuation, Insurance valuation etc with our expertise team of Certified Estate Surveyors & Valuers with in depth knowledge of valuation, accounts, finance to achieve clients maximum satisfaction with utmost professionalism.

If you have further inquiries or would like to engage our service(s), do not hesitate to call either of the following lines +2348032296562 (whatsapp/voice call) or +2349049045703, +2348117949689 (Whatsapp only)

Thank you.

Here to serve you right...you will be glad u did!.

NEW TRENDS IN REAL ESTATE DIGITAL MARKETING FOR 2020 AND BEYOND.

When it comes to Real Estate Marketing, very few get the strategy right to achive the desired goal, from selecting the appropriate target market to advert content and mass audience information dissemination tactics either as enthusiast, investors, developers, realtors/agents and so on.

Desire or interest is not enough, one need to get the right applicable knowledge and network to make things work to your advantage. At this moment, search for real estate is more valuable than ever before, and countless impressions are up for grabs as more individuals are surfing the web and your competitors are working to gain the upper hand online as they fight to keep their doors open and the tentacles of there brands spread across the globe. What is your company's plan to fight back?

Whether you’ve worked to build your online presence for years, or you're a small business that needs digital marketing now more so than ever- right now is when you need to turn to the latest trends in digital marketing to generate leads, revenue, and online visibility.

Course Content:

* How to create mobile app for your business Marketing.

* Use of Audio-Visual Marketing Tools (e.g Webnair)

* How to make & use voice jingles

* Bulk sms marketing

* Email Marketing Campaigns

* Webased Sponsored Adverts

These and more are what are you will be learning as you attend the next edition of our Real Estate Marketing training tagged "New Trends In Real Estate Digital Marketing For 2020 and Beyond".

This is a day training that will take you from Real Estate Marketing "novice" to an expert and from an expert to an exceptional Real Estate guru. The training cost is N5,000 per participant, so if you're interested click on the link below to register

https://forms.app/form/5e6fa1e900b1ac118b3f1974

and the date, venue and other relevant details shall be sent to you via email.

DON'T MISS IT THIS TIME.

PAPER WORK YOU SHOULD RECEIVE WHEN YOU FULLY PAID YOUR MORTGAGE.

Experience is not a matter of mastering subtle, sophisticated theory but rather of embracing reality, hardwork with uncommon levels of discipline and persistence on a particular field of Practice over a long period of time and then become an "authority" on that field of Practice.

Sometime last week, I got a call from a client who has relocated abroad. He bought a property through mortgage about five(5) years ago and had fully paid for the mortgage. Now that he want to sell off same property, the prospective buyer conducted title search and found out their is a lien on it at the land registry. I asked my client if he has deed of release registered at the land registry after completing the mortgage payment in full, to my surprise his response was NO!! And that prompted me to come up with this write up to shed more light on the issue.

A mortgage creates a lien on your property, that gives the lender the right to foreclose and sell the home to satisfy the debt in case of payment breach. Meanwhile, borrowers often believe that paying off a mortgage is the final step in releasing a mortgage lien. Though, the lender should be the party to release the lien, also It falls on the borrower to ensure that the prior mortgage lien was properly released. If the lender neglect to remove the lien, it create an impediment on the homeowner's title.

Therefore, Homeowners should get confirmation that the lender released the mortgage lien by requesting and obtaining duly registered deed of release. However, due to cost implication of getting the deed registered most lenders just handover the documents to the borrower to sort out and unknowingly most borrowers just keep the document unregistered.

What Is Deed of Release of Mortgage?

When you take out a loan, you generally give a lender a mortgage or deed of trust.

A mortgage creates a lien on your property that gives the lender the right to foreclose and sell the home to satisfy the debt.

A deed of trust (sometimes called a trust deed) is also a document that gives the lender the right to sell the property to satisfy the debt should you fail to pay back the loan.

But there are differences between these two documents and how they affect you when you pay off your loan. When you pay off your loan and you have a mortgage, the lender will send you or the appropriate office that handles the filing of land documents deed of release of mortgage. This release of mortgage is to be registered or filed and gives notice to whoever search the property title that the lien is no more.

On the other hand, when you have a trust deed or deed of trust, the lender files a release deed. With a deed of trust, you temporarily give control of the title to your property to the lender for security purposes. Once you pay off the debt, the lender conveys that temporary control back to you. That document (deed of release) also is recorded or filed with the local office that handles the recording or filing of land documents such as the land registry at Alausa, Lagos, Lagos State.

But with my over fourteen (14) years experience in land administration I have seen dozens upon dozens of mortgage loans that have been fully paid off but the release deed unregistered.

When your lender releases a mortgage, it means you have paid off the loan balance. A release of a mortgage is the removal of the lender's lien on your home. Local recorders of deeds maintain land titles records and its the appropriate agency to file mortgage releases with. Your lender must complete release of lien documents aa provided by your state government to eliminate the lender's interest in your property.

Releasing a mortgage lien often involves:

(1) The lending institution to issue you with an official letter confirming your full payment (amount to be stated) of the mortgage loan.

(2.) Two or Three copies of Deed of Release which MUST be dated, front cover must be signed, sealed with the name and address of the solicitor that prepared the Deed. Depending on your state, the person who's given the mortgage, the borrower, and the lender may be required to sign the release. Some states allow the lien holder -- the lender -- to release the lien on the lender's own signature alone.

Documents Required to Register Deed of Release of Mortgage.

* Official Letter from the lending institution confirming full payment of the mortgage loan by the borrower (Ensure you obtain this from your lender).

* Two (2) copies of duly signed & stamped Deed of Release)

* Certified True Copy of the registered Deed of Mortgage on the property.

* Evidence of Tax Payment by the home owner (If employed, copy of company I.D & eTax card is Ok).

* Evidence of Company Tax Payment if the title is in company name with copy of Form Co2.

* Letter of Authority if using an agent to process the registration).

* Original and copy of receipt for registration fee payment and stamp duty payment receipt.

* Application Letter for registration of release of mortgage.

Fees

Along with standard, States required fees to be paid for registration to release a mortgage, there may be additional fees or penalties for incorrect or untimely filing of release of mortgage lien recordings. If your lender files a release of mortgage before the statutory time limit or upon an early pay-off or refinance, penalty fees above normal stated recording charges will not apply, but standard recording fees to create or discharge mortgage liens will still apply.

State Regulations

States have their own documentation and regulations defining appropriate mortgage lien releases. Except for home equity lines of credit loans, when a loan secured by real estate reaches a zero balance the mortgage lien usually must be released, and the release should promptly be recorded in the town, city, county or state recorder of deeds' office on the homeowner's deed.

In conclusion, if you find this article informative and would love to read more useful information on land matters, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate investing /land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities. Should you wish to join the group, click on the below link https://www./963016777388030/
Meanwhile, you can contact us if you wish to engage our service(s) for registration of that deed of release on your mortgage you've been keeping or any of the following:

1. Perfection of Title Documents such as processing of C of O, Governor's Consent etc.
2. Land Title Search
3. Processing Development/Building Approval
4. Property Sales & Purchase at any location within the country
5. Property Management.
6. Valuation of Land, Building, Plants & Machinery for various purposes.
Please contact ☎+2348032296562, ☎+2349049045703, ☎+2348117949689 (whatsapp only) or send e-mail at a2realmartoptions@gmail.com.

BOOST YOUR PROOF OF HOME TIE FOR VISA & IMMIGRATION PURPOSE.

It's a good thing that you can read this today. It shows that possibly your dream for this year is about to receive a boost of becoming a reality as I see no obstacle stopping you from achieving your heart desires.

Surely, you probably have a plan for the year or you are still working out your strategy, however, one thing is important and that is "DOING IT RIGHT". Whatever you plan to do, ensure you do it right. If you have been following us since last year, we've been advising on how you can use property valuation certificate to further boost your proof of home tie or funding as the case may be for visa & immigration purposes. Surprisingly, majority that patronized us for the service are based abroad and without no much queries & hesitations engaged our service simply because they've gotten to know about the "secret" and wouldn't want to take chances but to explore it for their loved ones here, they always come back to testify and still refer others to us.

Like I use to explain, It is those that bids for contracts that will understand the importance of submitting good, well packaged proposal attached with every necessary documents that could be considered to qualify the bidder for the job knowing fully well that it is the proposal that Will first "speak" for the him/hee prior to physical interview if selected, once he/she got the proposal documentation wrong he might not even be considered for interview for him to get the chance of physically displaying his competence and same applies to resume for job seekers. So, many atimes, it's better to over-document rather than under-document because you never can tell which of the documents shall be considered to get the desired result.

Either for temporary or permanent residency visa, it's advisable for smart applicants to provide current market valuation on his/her property(ties) in order to assist and make easy his/her visa application positive consideration.

The Valuation Report mentions your immovable assets and the corresponding values such as home, shop, factory, commercial establishment, agricultural farmlands etc which undoubtedly could be a strong proof of your tie to the home country and pull factor for your return back to your country on completion of your study or visit aside the family tie (such as marriage), employment etc.

This document shows the amount of wealth you own in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate one point of visa rejection. Also, it could serve as supporting document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your bank financial status to eliminate any kind of doubt.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

Visa valuation is a formal valuation report with current fair market value on your residential properties to support and assists your application with Department of immigration and Citizenship. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

Normally visa valuation is needed in following cases:

Study Purpose, Tourist Purpose, Immigration Purpose, Visiting Purpose, Export - Import Purpose, Medical Treatment Affordability etc Sometime valuation is required to establish bonafide visit & to establish the affordability of expenses of visit, stay etc.

In view of above, you may wish to consult us for engagement in providing you with the property/assets valuation service to meet your immigration purpose or whatsoever.

We provide valuation of Land, building, plant and machinery or rental valuation, Insurance valuation etc with our expertise team of Certified Estate Surveyors & Valuers with in depth knowledge of valuation, accounts, finance to achieve clients maximum satisfaction with utmost professionalism.

If you have further inquiries or would like to engage our service(s), do not hesitate to call +2348032296562 (whatsapp/voice call) or +2348117949689 (Whatsapp only)

Thank you.

Here to serve you right...you will be glad u did!.

FEDERAL LAND REGISTRY GENERATES N1.289BILLION.

The Federal Government said it generated a total of N1.289 billion from ground rents, premiums, consent, registration and penal fees among others between 2017 till end of January 2020.

The Director, Lands and Housing Development Department, Federal Ministry of Works and Housing, Mrs Great-Edereka, disclosed this onTuesday at the opening ceremony of the 26th conference of Directors of Lands in the Federal and State Ministries Departments and Agencies at Abuja.

The theme of the ongoing conference is: “Land Use Reform as Conflict Resolution Mechanism”. The conference is aimed at proffering solution to various land conflicts and management challenges in the country so as to address the disputes and disagreements that often arise between individuals on matters relating to land.

Mrs Great-Edereka while noting that the department of lands and housing of the ministry on weekly basis chunk out 50 properties being properly titled, said from 2017, they have been able to execute about 3200 Certificates of Occupancy.

According to her, “Between 2019 till date, the Minister of Works and Housing has been able to grant consent on 518 secondary transactions and this has helped title holders to improve their economic power.

While emphasising on the need to key into the systematic land titling process, the director said the system would allow all owners of land(s) in the country to be titled so as to enable them secure loans with their properties.

Earlier, the Minister of State in the Ministry of Works and Housing, Engineer Abubakar Aliyu, assured that the ministry will continue to play its primary role in providing enabling environment for private sector participation in housing delivery.

He urged all state government officials and other relevant stakeholders to continue to cooperate with the Presidential Technical Committee on Land Reform (PTCLR) to ensure the adoption and implementation of Systematic Land Titling and Registration (SLTR) in all of the 36 States and the Federal Capital Territory.

He said the ministry will soon embark on full automation of Certificate of Occupancy issuance in the Land Department in order to address and ease the cost of property registration.

“The Federal Government has been consistently supporting the PTCLR on finding innovative approaches that would radically improve land administration in the country,” he said.

To read more about relevant updates and topics on land matters, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate investing /land matters, proffer solutions to challenges faced by property owners/ investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities. Should you wish to join the group, click on the below link https://www./963016777388030/
Finally, you can talk to us if you wish to engage our services for the following:
1. Property Management
2. Perfection of Title Documents such as processing of
C of O, Governor's Consent etc.
3. Land Title Search
4. Processing of Development Approval
5. Valuation of Land, Building, Plants & Machinery for various purposes.
Please contact +2348032296562, +2348117949689 (whatsapp) or send e-mail at a2realmartoptions@gmail.com

Thank you

REAL ESTATE: ACCEPTABLE PROOF OF FUNDS FOR IMMIGRATION.

As part of the permanent resident or study visa application process especially to Canada, one will need to provide to Canada Immigration & Citizenship evidence enough mandatory funds to support oneself and any accompanying family members when landed in Canada. This is because the government of Canada will not provide any financial support for new immigrants and therefore need to be sure the new immigrant will be able to support himself and his family members.

The amount required depends on the family size and can vary from time to time, so you should check out these figures at the point you need them www.cic.gc.ca .

However, at the time of putting in your application you'll need to show that you have at least the required amount for your application to be processed and the money has to belong to you (not borrowed). If the money is given to you by a friend or relation it must be as a gift which you are not expected to pay back with a written evidence.

Now you may be wondering what type of funds you can use and what type of proof is required. Well, there are options which I'll quickly dwell on into details:

SAVINGS: If you have savings which is equivalent or exceed the required amount, then your bank statement (not less than 3months) is a good proof of funds and if your money is split between several banks, you'll need to provide details of each to add up to the required amount or exceed if you have it.

REAL ESTATE: This is what many are not aware of that money in property is probably the most widely used proof of funds. It is a known fact that people sell property owned in their home country before landing in canada or relocating to anywhere else and will use the proceed or equity to establish themselves after relocating.

This is totally acceptable by Canada Immigration & Citizenship and they appreciate the fact that you may not have sold the property at the point You're required to supply the information/proof and has made allowances for that. Therefore, what you need do is to get a firm of certified Valuer that is "skilled" in writting this kind of report (cos some basic information are to be included) to value the property and give opinion of the current market value of same, such valuation report MUST be on the firm letter head, duly stamped, sealed and signed. The immigration body can see how much equity you have on the valuation report.

If the property is on mortgage, you'll need to submit a mortgage statement from your lender showing how much money is owned on the property, then you submit a valuation report along with it to be able to see how much equity available to you on the property. It is assumed that the property would have been sold and the money in your account before landing or relocating finally.

In view of above, you may wish to consult us for engagement in providing you with the property valuation service to meet your immigration purpose or whatsoever. We provide valuation of Land, building, plant and machinery or rental valuation, Insurance valuation etc with our expert team of Certified Estate Surveyors & Valuers with indepth knowledge of valuation, accounts, finance to achieve clients maximum satsfaction with utmost professionalism.

If you any further inquiries or would like to engage our service(s), do not hesitate to call +2348032296562 (direct) or +2348117949689

Here to serve you right...you will be glad u did!.

Thank you

REAL ESTATE: ACCEPTABLE PROOF OF FUNDS FOR IMMIGRATION.

As part of the permanent resident or study visa application process especially to Canada, one will need to provide to Canada Immigration & Citizenship evidence enough mandatory funds to support oneself and any accompanying family members when landed in Canada. This is because the government of Canada will not provide any financial support for new immigrants and therefore need to be sure the new immigrant will be able to support himself and his family members.

The amount required depends on the family size and can vary from time to time, so you should check out these figures at the point you need them www.cic.gc.ca .

However, at the time of putting in your application you'll need to show that you have at least the required amount for your application to be processed and the money has to belong to you (not borrowed). If the money is given to you by a friend or relation it must be as a gift which you are not expected to pay back with a written evidence.

Now you may be wondering what type of funds you can use and what type of proof is required. Well, there are options which I'll quickly dwell on into details:

SAVINGS: If you have savings which is equivalent or exceed the required amount, then your bank statement (not less than 3months) is a good proof of funds and if your money is split between several banks, you'll need to provide details of each to add up to the required amount or exceed if you have it.

REAL ESTATE: This is what many are not aware of that money in property is probably the most widely used proof of funds. It is a known fact that people sell property owned in their home country before landing in canada or relocating to anywhere else and will use the proceed or equity to establish themselves after relocating.

This is totally acceptable by Canada Immigration & Citizenship and they appreciate the fact that you may not have sold the property at the point You're required to supply the information/proof and has made allowances for that. Therefore, what you need do is to get a firm of certified Valuer that is "skilled" in writting this kind of report (cos some basic information are to be included) to value the property and give opinion of the current market value of same, such valuation report MUST be on the firm letter head, duly stamped, sealed and signed. The immigration body can see how much equity you have on the valuation report.

If the property is on mortgage, you'll need to submit a mortgage statement from your lender showing how much money is owned on the property, then you submit a valuation report along with it to be able to see how much equity available to you on the property. It is assumed that the property would have been sold and the money in your account before landing or relocating finally.

In view of above, you may wish to consult us for engagement in providing you with the property valuation service to meet your immigration purpose or whatsoever. We provide valuation of Land, building, plant and machinery or rental valuation, Insurance valuation etc with our expert team of Certified Estate Surveyors & Valuers with indepth knowledge of valuation, accounts, finance to achieve clients maximum satsfaction with utmost professionalism.

If you any further inquiries or would like to engage our service(s), do not hesitate to call +2348032296562 (direct) or +2348117949689

Here to serve you right...you will be glad u did!.

Thank you

Direct Instruction to Sell:

Bareland but fenced with gate within well developed neighbourhood at Block 8, Lekki Phase 2, Lagos. Title: Letter of Allocation, Letter of confirmation, NTDA Clearance Letter, on going C of O with all dues paid. Price: N30m (slightly negotiable).

For details: +2348032296562.

SEMI INSTRUCTION FOR LEASE AT GRA, IKEJA, LAGOS.

A Top notch premium  Finished 4-Bedroom Fully Detached  Bungalow with 2-bedroom guest chalet on land area covering 2000m2.

LOCATION: Serene Environment of Oduduwa Crescent, GRA, Ikeja.

* SPECIAL ATTRACTIONS ;* 

* Diesel Engine Power Generator. 

* Swimming Pool,  

* Generous Parking Lot.

* Ensuite Bedrooms. 

* Two Bedroom Guest Chalet. 

* Gymn House etc. 

RENT: #15million a year.

For viewing contact +2348032296562 or +2348117949689(whatsapp only).

HOW SAFE IS YOUR REAL ESTATE INVESTMENT?

Sequel to our previous posts on similar topics in the past such as "Documents required when buying land/landed property" Importance of obtaining Governor's Consent to Assignment or Mortgage and so on like that. We received so many emails, Whatsapp messages and telephone calls thereafter with many unbelievable revelations like unregistered survey plans, survey plan errors, land within committed acquisition etc. Some we were able to resolve and the process of perfecting the title documents on-going at the lands bureau while some are pretty difficult to resolve like the case of a man living abroad that sent money to her sister to help buy him a land, the woman confided in her husband being a man to get the land, alas! the man bought the property on his name with a promise to the woman he'll later transfer to her brother and that he did it to protect the man. Now, for him to transfer to the "real" owner is a problem as all efforts and appeals at convincing him to do so where rejected.

That prompted us to come up with this topic "How safe is real estate investment? The answer is not far fetched, your real estate investment is safe when and if you can proof legitimate ownership of same.

Today, there have been endless litigations in Nigerian court of law over land disputes. Most people have lost their land and properties to other people with better titles. The reason being that most people fail to obtain the right documents for proper ownership of land or fail to complete the process of acquiring a complete and perfect title to their land. It bothers me why someone will spend millions of naira to aquire a property and would not want to spend just a few thousands to perfect the title.

I was privileged to meet with a retired Colonel and during the course of our discussions i asked about the title documents he possessed on his several properties and i was amazed when he said "who does not know me? Nobody can contest my properties with me, when i bought i'll fence round till am ready to resell, I don't need to get C of O, Consent or whatever you call them". But when I told him that in truth nobody can contest with him now that he's still alive because of his position, what about when he's no more as every mortal shall exit this earth one day, then he was like oh You're right, what do I need to do?

And that is why, in the bid to achieving justice on land dispute the court will rule in the favor of any of the litigants that can prove a better title to a land or property.

In law, there is every possibility that the owner of a piece of land or property may not appear before the law as a person with a better title. The only way to avoid this is for the person claiming ownership of property to get his title properly registered in the respective land registry applicable to the State to avoid future dispute. It is, however, important to state how to prove a better title and acquire a perfect title.

HOW TO PROVE A BETTER TITLE

The Supreme Court in the case of ELEGUSHI V OSENI (2005) 14 NWLR (PT 945) AT 348 aptly stated the five types of legal land ownership in Nigeria and they are as follows

1, By traditional evidence.

2. By acts of Ownership extending over a sufficient length of time which acts are numerous and positive enough to warrant the inference that they are owners

3. By acts of long possession and enjoyment of the land in dispute

4. By the production of the documents of title which must be authenticated or verifiable at the land registry.

5 By proof of possession of connected or adjacent land in circumstances rendering it probable that the owners of such connected or adjacent land would in addition be the owners of the land in dispute.

Lets get to examine each of these ownerships:

1. Traditional Evidence:

The Nigerian law first and foremost gives recognition to traditional or customary land ownership notwithstanding the Land Use Act. This means in effect that people who have “founded” and “settled” on land over the years in the olden days are deemed to be the owners of such land. Consequently the title of traditional land owners is legal, proper and genuine. However, they need not have certificate of occupancy, registered deed to prove their land ownership and alienate same.

2. Ownership extending over a sufficient length of time which acts are numerous and positive enough to warrant the interference that they are the owners:

The Nigerian law also gives legal ownership over land to people who cannot by positive traditional evidence show how they “founded” or “settled” on the said land if they can show and prove beyond doubt that they and their ancestors have lived on the land for years without being challenged and with definite well established history.

3. Acts of long possession and peaceful enjoyment of the land:

Where the land owner cannot prove their land ownership by positive traditional evidence or show that their enjoyment of the land is not challenged or controverted , but if they can show that their adversaries in respect of the land have failed to take positive legal steps to “wrestle” the ownership of land in dispute from them over a long period of time, they will then be deemed to have legal ownership of the said land.

4. Presentation of documents of title which MUST be authenticated:

Whilst the first three claims of ownership mentioned above are very difficult to prove in the court of law, this fourth can easily be verified and authenticated. It covers all instances of formal land documents which will include the Certificate of Occupancy, registered Deed of Assignment/Mortgage, Deed of Lease and other documents issued and endorsed by the government.

It is very important that such documents of title must be premised and authenticated upon the earlier mentioned roots of title. Consequently, a mere certificate of occupancy will not confer legal ownership if it can be shown that the root of title is defective. That is the source through which the certificate of occupancy derived it title or C of O procured through fraud and misrepresentation will be considered to be of no legal effect whatsoever.

It is therefore very important that all prospective purchasers, investors or dealers in respect of real estate or landed properties must conduct investigation and ensure that the root of title of such documents of title is good, proper and founded on other evidences of title ownership before any reliance can be placed on them.

5. Proof of possession of connected or adjacent land in circumstances rendering it probable that the owners of such connected or adjacent land would in addition be the owners of the land in dispute:

This would probably occur where there is no dispute that a particular vast expanse belongs to a particular persons or persons. Such persons would also be deemed to be owners of smaller surrounding parcels of land if there is no other evidence to the contrary.

It is therefore very important that all real estate investors, land/Property owners should arm themselves with verifiable and authentic title document for the reason that ones ownership of a property can be challenged at anytime now, in the nearest future or future to come even by those that sold to you. While other claims of ownership as mentioned are hard to proof, the surest is to get a verifiable title issued, endorsed or legally consented by the government, then your real estate investment can be deemed sure.

In conclusion, get your property or land title document perfected, start the process TODAY,
Its not too late to start the process. However, if you find this write up useful and would love to read more relevant topics on land related matters, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate investing /land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities. Shoul you wish to join the group, click on the below link https://www./963016777388030/

Meanwhile, you can contact us if you wish to engage our services for the following:

1. Perfection of Title Documents such as
processing of C of O, Governor's Consent
etc.
2. Land Title Search
3. Processing Development/Building Approval
4. Property Sales & Purchase at any location
within the country.
5. Property Management.
6. Valuation of Land, Building, Plants &
Machinery for various purposes.

Please contact ☎+2348032296562, ☎+2349049045703, ☎+2348117949689 (whatsapp only) or send e-mail at a2realmartoptions@gmail.com.

Akintayo Akinlolu
Lead Consultant/Head of Practice.

A2 REALMART OPTIONS is a Real Estate Brokering and Marketing service firm registered with the Corporate Affairs Commission of Nigeria (CAC) since 2011.

Our business model is based on providing professional property brokering services ranging but not limites to:

Property Management, Property Sales & Purchase, Buy to Lease/Lease To Buy Options, Mortgage Procurement/Guides, Investment Appraisals, Valuation for various purposes, Property Development, Perfection of Land Title Document, Property Title Search, Structured Joint Venture Deals and other land related services.

Our Vision:

To provide quality services with utmost professionalism to achieve maximum clients satisfaction.

Mission Statement:

To build long, lasting and mutually beneficial business relationships with clients and provide outstanding professional services delivery through innovation and use of relevant modern technology applications.

Core Values:

We believe in treating our clients with respect, grow our business through creativity, invention and innovation in mix with honesty, integrity and professional/business ethics.

Therefore, are you looking to Invest in Real Estate? whether you are seeking a property to buy/lease/sell, we are hands on to make the search seamless and hassle free as we apply our experience of over a decade in the industry in getting you your desired home/office or investment property.

Here to serve you right......

Akintayo Akinlolu .O.
Lead Consultant/Head of Practice
☎+234-8032296562, ☎+234-8117949689, ☎+234-9049045703

Email: a2realmartoptions@gmail.com

BOOST YOUR PROOF OF HOME TIE FOR VISA & IMMIGRATION PURPOSE.

It's a good thing that you can read this today. It shows that possibly your dream for this year is about to receive a boost of becoming a reality. Let me say Happy New Year and a big congratulation to you because this year 2020, I see no obstacle stopping you from achieving your heart desires.

Surely, you probably have a plan for the year or you are still working out your strategy, however, one thing is important and that is "DOING IT RIGHT". Whatever you plan to do, ensure you do it right. If you have been following us since last year, we've been advising on how you can use property valuation certificate to further boost your proof of home tie or funding as the case may be for visa & immigration purposes. Surprisingly, majority that patronized us for the service are based abroad and without no much queries & hesitations engaged our service simply because they've gotten to know about the "secret" and wouldn't want to take chances but to explore it for their loved ones here, they always come back to testify and still refer others to us.

Like I use to explain, It is those that bids for contracts that will understand the importance of submitting good, well packaged proposal attached with every necessary documents that could be considered to qualify the bidder for the job knowing fully well that it is the proposal that Will first "speak" for the him/hee prior to physical interview if selected, once he/she got the proposal documentation wrong he might not even be considered for interview for him to get the chance of physically displaying his competence and same applies to resume for job seekers. So, many atimes, it's better to over-document rather than under-document because you never can tell which of the documents shall be considered to get the desired result.

Either for temporary or permanent residency visa, it's advisable for smart applicants to provide current market valuation on his/her property(ties) in order to assist and make easy his/her visa application positive consideration.

The Valuation Report mentions your immovable assets and the corresponding values such as home, shop, factory, commercial establishment, agricultural farmlands etc which undoubtedly could be a strong proof of your tie to the home country and pull factor for your return back to your country on completion of your study or visit aside the family tie (such as marriage), employment etc.

This document shows the amount of wealth you own in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate one point of visa rejection. Also, it could serve as supporting document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your bank financial status to eliminate any kind of doubt.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

Visa valuation is a formal valuation report with current fair market value on your residential properties to support and assists your application with Department of immigration and Citizenship. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

Normally visa valuation is needed in following cases:

Study Purpose, Tourist Purpose, Immigration Purpose, Visiting Purpose, Export - Import Purpose, Medical Treatment Affordability etc Sometime valuation is required to establish bonafide visit & to establish the affordability of expenses of visit, stay etc.

In view of above, you may wish to consult us for engagement in providing you with the property/assets valuation service to meet your immigration purpose or whatsoever.

We provide valuation of Land, building, plant and machinery or rental valuation, Insurance valuation etc with our expertise team of Certified Estate Surveyors & Valuers with in depth knowledge of valuation, accounts, finance to achieve clients maximum satisfaction with utmost professionalism.

If you have further inquiries or would like to engage our service(s), do not hesitate to call +2348032296562 (whatsapp/voice call) or +2348117949689 (Whatsapp only)

Thank you.

Here to serve you right...you will be glad u did!.

BOOST YOUR PROOF OF HOME TIE FOR VISA & IMMIGRATION PURPOSE.

It's a good thing that you can read this today. It shows that possibly your dream for this year is about to receive a boost of becoming a reality. Let me say Happy New Year and a big congratulation to you because this year 2020, I see no obstacle stopping you from achieving your heart desires.

Surely, you probably have a plan for the year or you are still working out your strategy, however, one thing is important and that is "DOING IT RIGHT". Whatever you plan to do, ensure you do it right. If you have been following us since last year, we've been advising on how you can use property valuation certificate to further boost your proof of home tie or funding as the case may be for visa & immigration purposes. Surprisingly, majority that patronized us for the service are based abroad and without no much queries & hesitations engaged our service simply because they've gotten to know about the "secret" and wouldn't want to take chances but to explore it for their loved ones here, they always come back to testify and still refer others to us.

Like I use to explain, It is those that bids for contracts that will understand the importance of submitting good, well packaged proposal attached with every necessary documents that could be considered to qualify the bidder for the job knowing fully well that it is the proposal that Will first "speak" for the him/hee prior to physical interview if selected, once he/she got the proposal documentation wrong he might not even be considered for interview for him to get the chance of physically displaying his competence and same applies to resume for job seekers. So, many atimes, it's better to over-document rather than under-document because you never can tell which of the documents shall be considered to get the desired result.

Either for temporary or permanent residency visa, it's advisable for smart applicants to provide current market valuation on his/her property(ties) in order to assist and make easy his/her visa application positive consideration.

The Valuation Report mentions your immovable assets and the corresponding values such as home, shop, factory, commercial establishment, agricultural farmlands etc which undoubtedly could be a strong proof of your tie to the home country and pull factor for your return back to your country on completion of your study or visit aside the family tie (such as marriage), employment etc.

This document shows the amount of wealth you own in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate one point of visa rejection. Also, it could serve as supporting document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your bank financial status to eliminate any kind of doubt.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

Visa valuation is a formal valuation report with current fair market value on your residential properties to support and assists your application with Department of immigration and Citizenship. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

Normally visa valuation is needed in following cases:

Study Purpose, Tourist Purpose, Immigration Purpose, Visiting Purpose, Export - Import Purpose, Medical Treatment Affordability etc Sometime valuation is required to establish bonafide visit & to establish the affordability of expenses of visit, stay etc.

In view of above, you may wish to consult us for engagement in providing you with the property/assets valuation service to meet your immigration purpose or whatsoever.

We provide valuation of Land, building, plant and machinery or rental valuation, Insurance valuation etc with our expertise team of Certified Estate Surveyors & Valuers with in depth knowledge of valuation, accounts, finance to achieve clients maximum satisfaction with utmost professionalism.

If you have further inquiries or would like to engage our service(s), do not hesitate to call +2348032296562 (whatsapp/voice call) or +2348117949689 (Whatsapp only)

Thank you.

Here to serve you right...you will be glad u did!.

JOINT VENTURE PARTNERSHIP OR FINANCING REQUIRED FOR A MEDIUM HOUSING PROJECT.

A medium housing project on 3.467hecters of land at Maya, Ikorodu in Sagamu Local Government Area of Ogun State, Nigeria for a Lagos State Ministry Multi-purpose Cooperative Thrift and Credit Society Limited is in dear need of finance for its execution.

The proposed development which has been officially approved for residential use with complimentary facilities shall consist of the following:.

(a) 12 units of 3-bedroom detached bungalows
(b) 3 units of 3-bedroom detached bungalows
(c) 8 units 2-bedroom semi detached bungalows
(d) 5 serviced plots of land
(e) Commercial Hub
(f) Recreational Centers
(g) Lawn Tennis Court
(h) Swimming Pool etc.

In addition, the development approval with the Urban & Regional Planning Board Ogun State has been finalized. Therefore, in other to complete the estate for allocation to the members (who can also access NHF), the cooperative society will be requiring mortgage, partnership or financing from interested party on mutually agreed terms and conditions.

Further details and all necessary documents, approvals and so on shall be provided for sighting by the interested party at a meeting to be arranged.

Should you have interest, kindly revert by contacting +2348032296562 or +2348117949689 or by email at a2realmartoptions@gmail.com.

Thank you.

Anthony Robbins, a successful speaker and author once said; “There is no greatness without a passion to be great, whether it’s the aspiration of an athlete or an artist, a scientist, a parent, or a businessperson.” Come 2020 are you willing to take your business to the next level to achive that greatness you desire?

Pat Williams of Orlando Magic basketball team said; “Figure out what you love to do as young as you can, and then organize your life around figuring out to make a living at it.”

Less than a day and we will be done with 2019. Then it will be a start of another decade of our lifes. Between 2020 and 2030 great things can take place in our lifes, 10 years is long enough to:

1) Re-strategize that your business to attain best international standard practices and make your brand global.

2) You can start a business and see it established and become profitable.

You are and you will always be what you THINK. Look, there is more you can do in a decade and the time to start is now. Sadly, many of us do very little, If you look back and review your past decade (2010 - 2020) you might agree that you wasted lots of opportunities. You surely could have done far much better than what you have settled for.

However, you can still fulfill your dream once you resolve and decide that the next decade will be different, better, and more successful. Then this 4th International Business Tourism Conference & Exhibition coming up from July 02, 2020 till July 04, 2020 at Canad Inns Destination Centre Polo Park, Canada is for you to attend.

The conference will host speakers from Europe, Central America and Africa to talk about new strategies in Business, Tourism and also create room for business networking with Nigerian-canadian for mutually beneficial business relationships, real estate investment opportunities.There would be Youth Leadership Summit too.

Registration will open in January 2020, meanwhile you can revert to me via whatsapp at +2348117949689 (Whatsapp only) if you are interested.

WHEN DEMOLISHION MAY OCCUR WITHOUT GETTING COMPENSATED.

Every Nigerian has constitutional right to buy, own or sell properties in any part of the country. However, government has statutory power to compusorily aquire land from its owner(s) for public interest use but with compensation paid to the owners of such private properties or land in accordance with land use act 1978 and even Urban & Regional Planning Act 1992. Therefore, no government can compulsorily acquire, demolish or take over any properties in any part of Nigeria, without compensation, except on some conditions. Some of those conditions are what we wish to enlighten ourselves about here.

Where property is in a dangerous state or is injurious to man, animals or plants. Generally, a property can be demolished by Control Department of an Urban and Regional Planning Board of any arm of the government where such property is defective and can pose danger or constitute nuisance to the occupier or the public. The government can demolish such a building having earlier served the owner with demolishion notice to pull down the structure at his/her own expense without any compensation payable to the owner failure which the government can pull it down and the owner is oblige to pay the government cost incurred in demolishing the property.

Further to the above, unknown to many because they did not bother to research well into the title, zonning, restrictions and so on in respect of the land on which they built. Many built on land within government acquisition and when the time comes for the government to make use of such land for any public use development or project no matter how long, the government may have no other option but to demolish all the buildings and structures without any compensation due to "illegal occupants" on such land. The more reason you as a real investor should endeavour to research well into status of any land before buying or building without approval because many doesn't even care about getting building permit before erecting a structure.

Also, to be able to get compensated when private properties are compulsorily acquired by any arm of the government. Affected claimants might be asked to submit some valid and verifiable documents on the property/land such as the land title, registered survey plan, approved building plan etc as evidence of ownership and statutory right on the land. In the case an affected claimant has none of these documents it could be very difficult to get compensated.

Sometimes because of the fees payable to the government to secure these listed documents, many landowner would try all mean to avoid getting the documents. Fast forward to many years after and the unexpected happens that you need to produce any of these documents, what would you Do? Many that their properties were affected by one government developmental project or the other are still battling with this fact to get paid because they couldn't provide required documents by the government. To secure the future, ensure you get these documents for no one knows tomorrow.

With the above few points, I want to believe you've been enlightened and already thinking of taking actions where you need to take action. Meanwhile, because it has not happened to you doesn't mean it can not happen to you as it happened to some property owners at Abule-Egba, Oshodi-Airport Road and so on.

However, if you find this write up useful and would love to read more relevant topics on land matters, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate investing /land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities. Shoul you wish to join the group, click on the below link https://www./963016777388030/
Finally, you can talk to us if you wish to engage our services for the following:
1. Property Management
2. Perfection of Title Documents such as processing of C of O, Governor's Consent etc.
3. Land Title Search
4. Processing of Development Approval
5. Valuation of Land, Building, Plants & Machinery for various purposes.

Please contact +2348032296562, +2348117949689 (whatsapp) or send e-mail at a2realmartoptions@gmail.com

Thank you

CURBING RENT DEFAULT BY TENANTS.
The purpose of most real estate investors is for optimum returns, these returns may come either as regular income streams, or a lump sum; depending on whether the subject property is put for letting or it's sold outrightly. In order to achieve this aim of an investor in real property, an adequate tenant selection process should be in place as well as property/facility management for such an investment to achieve long, lasting optimum return for the investor.

According to Wikipedia, Property management is the operation, control and oversight of real estate as used in its most broad terms. The word Management indicates a need to be cared for, monitored and accountability given to its useful life and condition. This is more akin to the role of management in any business and that implies a property manager should be someone academically trained to carry out those services which includes selection of tenants, acceptance of rent, responding to and addressing maintenance issues, advertising vacancies for letting, reviewing rent as at when due and representing the landlord before courts of competent jurisdiction in ejecting defaulting tenants, amongst other services.

However, some real estate investors sees these services as no big deal and what they can handle by themselves. True, it might be possible if the property is not multi tenanted or the landlord lives within the premise. But as a smart real estate investor, its advisable to engage the service of a property management firm to avoid challenges generally faced by "can do it" landlords/investors when it comes to discharging these property management duties.

One of these many problems is tenants’ inability to pay their subsequent rents, this is known as Rent Default. Default occurs when a tenant does not pay the rent specified in the tenancy agreement. The default can also pertain to other breaks in the terms of the agreement (for example, by adopting a dog when pets are not allowed and clearly stated in the agreement). However, failure to pay rent is the most frequently committed breach by tenants and is the most common cause of eviction or landlord/tenant feud.

It is important however to state that the success of investing in rental properties is determined partly by tenants' attributes. The cases of indiscriminate destruction of properties, breach of covenant and rental default are common in varied degrees and that's the more reason an investor in real estate needs a competent property manager.

The property manager usually has the responsibility for leasing real estate in accordance to the terms of management contract, but his duties does not stop at that as he cannot avoid inconsistencies in the relationship or default from either of the actors i.e. the landlord and tenant, which are a common occurrence in the renting process. Moreso, such differences could be avoided if parties become aware of the rights and responsibilities ensued to them under the agreement. This coupled with being open and having clear understanding of each other’s objectives for the long and short terms can remove uncertainty, build confidence and trust, and in the main prevent conflict.

It is an established fact that developing and maintaining good working relationships between property owner and tenant is one of the responsibilities and priorities of a property manager, this being crucial to successful achievement of the aspirations and objectives of all parties. Consequently, understanding the relationship between the property owner and tenant is germane to successful management of real estate without which the stakeholders may not derive maximum benefits from their investments, and so as a real investor it's good to weigh and reason along with your property manager rather than enforcing instructions.

Rent default simply means inability of tenant or occupier of a property not being able to pay rent especially as at when due. This problem has remained worrisome to property owners and the causes could be owing to temporary loss of income by the tenant, economic recession, arbitrary rent increase, litigation etc. Sometime rent default could result into initiating litigation with tenants which could take more time than expected. Although litigation at times is considered a separate function, set aside for trained attorneys, there may be a situation the property manager will have to step in and therefore ensure you engage a good property manager that is current with applicable municipal laws, state laws and practices pertaining to landlord/tenant. Basically, the purpose of property management is to secure for a property owner maximum and continuous positive net return on his investment over the life of such property and to maintain the physical aspects of the property for optimum efficiency and economy and so every property investor needs a manager!!

Essentially, the primary functions of property management are in threefold, namely, to achieve the objectives of the property owners, generate sufficient income for the owners, and preserve or increase the value of the investment property. Towards this end, the professional services rendered by property managers are, rent collection and remittance; selection of tenants; property maintenance; marketing of vacant accommodation; administration of estate personnel and services; administration (maintenance) of estate records; routine management inspection and correspondence; enforcement of lease covenants; and any other function as reasonably expected of a property manager or as stipulated in the management agreement between the parties (the property manager and the client). Investing money in property has become very popular nowadays, it can be sold in the future in suitable time and can bring profit to its landlord in the present, but the problem springs up in the management of the property.



Now let's look at who is a difficult tenant? A tenant who by his/her acts, actions and general conduct makes the landlord or the property manager work much more difficult than what it would have been under ideal circumstances. We might also add that this tenant will generally be the black sheep among his co-tenants. He does not co-operate with other tenant such as contributing to the weekly or monthly refuse disposal charges, He does not abide by the terms of a tenancy agreement, and instead, he enjoys doing those things that negates the covenants contained therein. He pays his rent in arrears without the courtesy of an apology, he is the one that will convert his apartment to other use without consulting the landlord or his managing agent and without having any taught of the effect of such actions having any thought of the effect of such actions on his co-tenants, he does not consult the landlord before subletting or assigning his interest in the demised property.

A difficult tenant will not carry out any of the repair habit trusted upon him by the terms of tenancy agreement, he will usually have a large bill on water rate and electricity unsettled and will usually ignore the landlord or the managing agents quit notice.

To avoid problems of getting difficult tenants and the associated negative consequences, every landlord or managing agent should ensure the following:

* Ensure duly executed tenancy agreement exists between landlord and tenant and all terms and conditions governing the tenancy clearly stated in plain and understandable language by both the landlord and tenant(s). Some landlords do not take this serious until the tenant starts proofing difficult or their is litigation.

* Careful tenant selection, it is advisable to make it a tradition to run background check on any intending tenant such as reason for moving out of his/her current apartment. You may as well collect contact details of his/her present landlord, salary range per annum, current place of employment, how long he's been employed by the company, if self employed how long the business has been in operation and So on so as to be able to have an idea of his/her capability to continue paying rent as at when due.

* Spirited efforts should be made by property owners to accord managing agents a free hand in the handling of the affairs of their properties particularly in the screening and selection of tenants such, freedom will enables the agent put their professional acumen and wealth of experience to bear, in the handling of the caretakers task of selecting responsible and valuable tenants that will enhance the realization of the landlords investment objectives and not the other way round.

* It should be made a condition that if the landlord want to increase the rent of the property at least six months’ notice must be given to the tenants to avoid conflicts that could lead to prolonged litigation.

* The landlords should be advised to endorse the maintenance of a floating account for the funding of minor repairs maintenance and payment requirement as at when required.

In summation, if all that were suggested and recommended above are employed in method of rent recovery and treatment of difficult tenants adequately, it will then go a long way in solving long lasting problems militating against methods and approach, there is no doubt that application of these suggested solutions and methods, but ever increasing challenges in future.

Meanwhile, if you find this write up useful and would love to read more relevant topics, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate/land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities. Should you wish to join the group, click on the below link https://www./963016777388030/

Finally, we provide the following services and here to serve you right with integrity and utmost professionalism:
1. Property Management
2. Perfection of Title Documents such as processing of
C of O, Governor's Consent etc.
3. Title Search
4. Development permit
5. Valuation for various purposes.

With a view to engaging our services, please call +2348032296562, +2348117949689 or send e-mail at a2realmartoptions@gmail.com
Thank you

NIGERIA THE HUB OF REAL ESTATE MARKET IN AFRICA: EXPOSING NIGERIA REAL MARKET TO THE DIASPORA”.

Real estate is a thriving industry in most African cities with massive construction activity in cities and emerging urban areas. A growing population has created more demand for residential and commercial properties.

Institutional investors, both local and international, are also pumping millions of dollars into retail property. However, the focus is now more on Nigeria Real Estate Market which has now become investment hot-spot in Africa as evident by influx of giant property development companies across the globe into the country based on market trends, improvement on infrastructure developments and attractive real estate opportunities.

These companies and the home base developers still sees greater opportunities in Nigeria Real Market despite the global financial crisis caused by the crash in the value of crude oil that has caused an economic downturn in many countries around the world. This unfortunate economic crisis has triggered the inflation rate in these countries to rise to abnormal heights. The situation has not just caused a currency crisis in countries like Nigeria for instance, but has caused a financial meltdown for many small, medium, and large businesses.

Large companies are grumbling exorbitantly about some of the policies placed by the Federal Government during this economic downturn, and have no other options than to find ways to either acquire foreign exchange at ridiculous prices from the parallel market, or sell off some there real properties to raise fund and same applies to individuals and for the fact that cash flow has reduced drastically, it has led to property market crash.

Meanwhile, one of the advantages of real estate investment is the ability to absorb inflation. Unlike several other investments, real estate is relatively stable and has the capacity to withstand the dynamics of economic recessions and downturns. It is a tangible investment and while it will be affected by the law of supply and demand, it is rare for real estate investment to significantly lose its value especially in an economy such as ours. We essentially run a cash economy as regards real estate, with very little support from government, banks and other financial institutions. While this has slowed down the growth of this sector, it is also the reason for its significant crash and so as smart investors, we must see the opportunity in every difficulty rather than the difficulty in every opportunity.

Therefore, that make this season a good time to invest in real estate if one is possessed with some basic real market understanding. This is definitely a good time to buy as there are many great deals in the market.

The numbers of properties for sale is far more than those with the willingness and the financial power to buy and so it is now a buyers market (that is who has the money dictates) and that is very advantageous to those abroad because they are at the advantage of exchange rate whilst the huge population and demand are here, think about that smartly!!!

Another positive development that an investor can leverage this season is that sellers are willing to consider offers that they would not normally consider and agree to terms that they do not generally agree to before.

This is a period when significant discounts are permitted. Many sellers and property developers are willing to accept reasonable deposits and payment in installments. It is generally understood that several people who can easily afford real estate investments are no longer able or willing to do so. This offers an opportunity to buy properties with flexible payment terms and also provides you with the opportunity to pay amounts that will not disrupt your financial plans as well as avoiding the need to use high interest bank loans. There is also an opportunity at this time for Nigerians in Diaspora to invest in Nigeria since they now get more value for their money. It makes good sense for those with some funds to buy properties in Nigeria now.

Now, lets look at few of the reasons you should consider buying property in Nigeria:

1. Hedge against inflation:
One can only hate inflation if one doesnt have an asset that is inflating. Inflation is increases the values of your properties hopefully faster than any input costs and the costs to operate the asset. Several years back, some people used to think how ridiculous it was for anyone to pay N50,000 to purchase a plot of land in area like Lekki Peninsular in Lagos State. Today, the same one plot of land is over N150M. Inflation is a powerful economic force thats difficult to stop. You would rather want to own inflating assets than always be a price taker.

2. Rise on growing economy:
When times are good, assets tend to inflate quicker due to higher employment, rising wages, and rising corporate profits leading to more demands on properties. Real estate tends to be a major beneficiary during a bull market. Forget about protecting yourself against inflation, owning real estate is a gainful opportunity to make money with inflation. If there happens to be hyperinflation, your cash is devaluing rapidly whereas your real assets start surging in nominal value. When economic tightness returns sooner or later, it causes another surge in property prices.

3. Generational Asset.
In the African setting, the general believe is that apart from good name what a parent should leave behind for the children is at least a property to be passed from generation to generation, conceivably making your family and loved ones lives a little bit better. No doubt real property is a generational asset as there is no place like home, you may desire to retire home or any of your children might have good reason to come back home. Another angle to it is this, think about our university graduates nowadays who are complaining they might never be able to afford owning a home like their parents due to exorbitant prices. Now think how much worse it will be for their children. Everybody has heard a story of some grandparent buying a home for just N20,000 that is now worth millions of Naira. If you can buy a property to live and enjoy, and then pass it down the family to give your children a heads start, what an amazing gift youll provide. But besides working hard, a massive generational wealth transfer should help support future generations.

4. Little effort to build wealth.
The whole idea is to invest in assets that work for you, and not the other way round. Real estate is a relatively easy business to understand compared to investing in stocks. For instance, on a rental property, good location, good tenants, manageable maintenance, and rental growth are all it basically takes to make for a solid real estate investment, whereas stocks have so many more variables to deal with, including: management credibility, industry growth, competition, politics, regulation, tax policies, inventory turns, margin analysis, operating profit growth, and more.

Meanwhile, to turn N100,000 into N500,000 through equity investing is no easy feat, neither is making an interest of another N400,000 on the deposit into a Bank over 7-8 years. Paying on installment with no interest. For people paying on a property over a period of time on installment, the rate is fixed and the payments never change. 3-4 years from now you might be paying the same amount that isnt worth as much as when you first took out the subscription for the property on installment. As your net worth grows the amount you pay monthly or so becomes a smaller part of your overall net worth, thereby reducing any feelings of stress associated with paying for the property.

5. Collateral Asset.
Unlike cash, which serves no utility function, property addresses not only a fundamental human need, shelter but can also serve as collateral material against loans. If our financial system goes to hell (no one knows tomorrow) at least you will have an asset you can actually utilize at back home. Remember, cash is just an ordinary paper and worthless unless its turned into a tangible asset! Tangible asset. Real estate is a tangible asset that will continue to add measurable value and enduring impact to everyday life and a valuable financial portfolio.

Sheikh Al Maktoum said: Dubai is great, but Nigerias potential is beyond our imagination. Nigeria would be one of the greatest countries not only in Africa but also in the world with the right investments and infrastructural developments. Her economy is developing rapidly and her construction industries can match what obtains in many advanced countries.
So at this point we think any member of the Diaspora intending to invest in real estate in Nigeria is taking a wise decision.

A2 REALMART OPTIONS has worked with various local practitioners in Lagos Nigeria over the last 8 years and are always looking to take on new partners. The firm is poised to empowering you to become home-owners with smile! If you must take the advantage of the opportunities that abound in investing on real estate in Nigeria, do not hesitate to call us by phone on +2348032296562 (WhatsApp/Call), +2348117949689 (WhatsApp only) or e-mail: a2realmartoptions@gmail.com.

Meanwhile, efforts are also ongoing at bringing reliable and dependable property developers from Nigeria to Houston and Atlanta on a Property Expo Exposing Nigeria Real Market to the Diaspora with a view to showcasing their Real Market and give first hand one-to one information about their products to potential buyers. So if you are into property development and would like to Sponsor the expo, feel free to get in contact through the whatsapp numbers & if you're Nigerian living in any of the cities mentioned and would like to attend the expo (free to attend), send an email with your full names and phone number through which you may be contacted to a2realmartoptions@gmail.com.

Thank you.

VALUATION CERTIFICATE : PROOF OF HOME TIE & FUND FOR VISA & IMMIGRATION PURPOSE

The testimonies received from clients on the above topic have been amazing since I first posted this write up on March this year. The most recent was a client that called to express his joy on the success of his application. He said he had been denied twice and "reluctantly" just gave the idea of the valuation report a try & boom!! It was a success.

For temporary visitor visa either for study or family visit, it's advisable for every applicants to provide strong proof of home ties enough to convince the visa officer of the applicants return after study or visit. That was even tactically stated on one of the application forms for Canada temporary visitor visa and documents like marriage certificate, letter from employer were mentioned.

However, valuation report/certificate is a key document many smart applicants have used to corroborate marriage certificate, bank statement, employment as proof of home tie in order to assist and make easy their visa applications.

The report mentions your immovable assets and the corresponding values such as home, shop, factory, commercial establishment, agricultural farmlands etc which undoubtedly could be a strong proof of your tie to the home country and pull factor for your return on completion of your study or visit aside the family tie, employment etc.

This document shows the amount of wealth you own in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate one point of visa rejection. Also, it could serve as supporting document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

Visa valuation is a formal valuation report with current fair market value on your residential properties to support and assists your application with Department of immigration and Citizenship. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

Normally visa valuation is needed in following cases:

Study Purpose, Tourist Purpose, Immigration Purpose, Visiting Purpose, Export - Import Purpose, Medical Treatment Affordability etc Sometime valuation is required to establish bonafide visit & to establish the affordability of expenses of visit, stay etc.

In view of above, you may wish to consult us for engagement in providing you with the property/assets valuation service to meet your immigration purpose or whatsoever.

We provide valuation of Land, building, plant and machinery or rental valuation, Insurance valuation etc with our expertise team of Certified Estate Surveyors & Valuers with in depth knowledge of valuation, accounts, finance to achieve clients maximum satisfaction with utmost professionalism.

If you have further inquiries or would like to engage our service(s), do not hesitate to call or send message by whatsapp to +2348032296562.

Thank you.

Here to serve you right...you will be glad u did!.

VALUATION CERTIFICATE : PROOF OF HOME TIE & FUND FOR VISA & IMMIGRATION PURPOSE

The testimonies received from clients on the above topic have been amazing since I first posted this write up on March this year. The most recent was a client that called to express his joy on the success of his application. He said he had been denied twice and "reluctantly" just gave the idea of the valuation report a try & boom!! It was a success.

For temporary visitor visa either for study or family visit, it's advisable for every applicants to provide strong proof of home ties enough to convince the visa officer of the applicants return after study or visit. That was even tactically stated on one of the application forms for Canada temporary visitor visa and documents like marriage certificate, letter from employer were mentioned.

However, valuation report/certificate is a key document many smart applicants have used to corroborate marriage certificate, bank statement, employment as proof of home tie in order to assist and make easy their visa applications.

The report mentions your immovable assets and the corresponding values such as home, shop, factory, commercial establishment, agricultural farmlands etc which undoubtedly could be a strong proof of your tie to the home country and pull factor for your return on completion of your study or visit aside the family tie, employment etc.

This document shows the amount of wealth you own in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate one point of visa rejection. Also, it could serve as supporting document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

Visa valuation is a formal valuation report with current fair market value on your residential properties to support and assists your application with Department of immigration and Citizenship. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

Normally visa valuation is needed in following cases:

Study Purpose, Tourist Purpose, Immigration Purpose, Visiting Purpose, Export - Import Purpose, Medical Treatment Affordability etc Sometime valuation is required to establish bonafide visit & to establish the affordability of expenses of visit, stay etc.

In view of above, you may wish to consult us for engagement in providing you with the property/assets valuation service to meet your immigration purpose or whatsoever.

We provide valuation of Land, building, plant and machinery or rental valuation, Insurance valuation etc with our expertise team of Certified Estate Surveyors & Valuers with in depth knowledge of valuation, accounts, finance to achieve clients maximum satisfaction with utmost professionalism.

If you have further inquiries or would like to engage our service(s), do not hesitate to call or send message via whatsapp to +2348032296562 or +2349049045703

Thank you.

Here to serve you right...you will be glad u did!.