₦airaland Forum

Litmus:
Nigeria is vulnerable to misinformation disseminated by the proudly ignorant and willfully misinformed.

Misinformation is a product. Nigeria faces significant challenges from misinformation, often spread by individuals who either lack awareness or actively choose to disregard facts. This vulnerability is compounded by the rapid spread of unverified information through social media and other digital platforms, where sensationalism often takes precedence over accuracy. In a nation as diverse and dynamic as Nigeria, the impact of misinformation can be especially damaging, sowing division, confusion, and distrust among the population. The combination of a lack of media literacy and the deliberate spread of false narratives by those who benefit from creating chaos makes Nigeria highly susceptible to the dangers of misinformation, affecting its social, political, and economic fabric.

cococandy:
It’s not emotional to not want to overpay. Far more than your wage can afford for petroleum

I’m convinced you guys just see a female monicker and the first thought that comes to your head is “emotional”. Whether it’s applicable or not.

That’s not very common-sense-having of you

Madam what's the essence of the gender card you're playing? Please I don't belong to those sexist gibberish. You couldn't counter my points and you switched immediately.

A simple google search of gas prices in Atlanta will tell you he's making up figures. Like I stated he "cooked" up figures for his case.
On the issue, I agree that the prices is not affordable but no one is overpaying. Last time I checked Nigeria had the cheapest gas prices in the West Africa sub region. I've lived in all the WA states.
The gas pricing template is available for the public. If you want to learn, you ask questions and grow above your sexism.

cococandy:
If he used California to compare, he’ll also have to use California minimum wage to do the calculations. Which will still come out to similar numbers.

He used minimum wage of around 7 dollars to calculate it. The lowest dirt paid Californian makes 3x that.

You must not know how percentages work.

Are you happy paying that exorbitantly for petrol? Why defend the indefensible

The comparisons still doesn't make sense. He's using selective amnesia whereby he uses specific arguments for his case.
The poor uses kerosene and when subsidy was removed years ago, there was no noise.
Industries uses diesel and when subsidy was removed years ago, there was no noise.
What should make petrol different?
Govt have shown to be a bad manager so open up the sector, let the private players take charge. The same thing happened in the Telecoms sector will happen in the petroleum sector. Not getting emotional over a "patchy" piece.

IbeOkehie:
In the USA President-elect Trump promises the largest deportation of illegal aliens in history. At the end of four years, the number of citizens...or people CLAIMING to be citizens, that were deported will no doubt be publicized by liberal media. No need for argument.

Good Luck to Nigerians.

Please note that what I said has no correlation with what the president elect will do about illegal immigration crises in US. That's a political issue and it's normal to make "political noise". I'll tell you for free that in 2028, we'll still be discussing illegal immigration in the US.

IbeOkehie:
Nonsense. No government in the UK or US is aiming to deport legal citizens. It might happen by accident, same as collateral casualties in war.

Good Luck to Nigerians.

I'm very sorry sir. You can take my posts as that of the rants a palm wine drinker in Egbema who always go over the recommended daily intake. Don't take it personal and serious including what I'm writing below.

In 2018, I was reading literature on some horror customs and, books on cannibalism was one of them.
I found out that some who were forced into cannibalism didn't do so out of custom or perverted desire but by sheer circumstance and a desire to survive.

2020: When I worked in the largest research park in the US, It was astounding to see how multi-disciplinary teams were collaborating. I was working with pharmacists/scientists on pharmacokinetics, pharmacodynamics, interactions and contraindications of a vaccine that was been developed. There's a lot of NDA/HIPAA/PHIPA/PIPEDA/GDPR regulations but I'll tell you for free that some decisions bothered on issues that will shock you. Just like how my post was nonsense to you. In an emergency, there's a suspension of enforcement of rules.

Let me not go into what was happening in the hospitals but some doctors took their lives as a result of the traumatic experience, at least 3 that I know personally. I'm aware that physicians have a higher rate of suicide than the general population. Oga, I'm in Egbema receiving fresh air. I've contributed my bit to humanity, let me go and look for what I'll eat for dinner.

The earlier you understand how the world works, the happier you'll be. All the best sir.

casualobserver:
Yes!

Anyone who lived in Brtitain or regularly visited Britain especially London, Birmingham, Bradford in the 80s or 90s and steps foot there today can’t help but feel sorry for the locals. We have overwhelmed them….same thing with Lagos. Unchecked immigration by people with different social ethical and cultural values ultimately destroys that society. Usually the mass migration of a people to a place is because those people were incapable of managing their own societies and when they overwhelm the locals they bring that chaos to the new environment. Immigration only works when the immigrants are a controlled fraction of the society or it is a society like Dubai when you rule with an iron fist and there are restrictions on what immigrants can do and positions of authority they can attain.

Those who had never been may think they are paradises compared to where they are coming from but London is now a sheet hole and so is Lagos. Only those who lived in these places before the mass influx can recognize.

The main reason Britain still has some semblance of sanity is because it was a structured society before immigrants came in enmasse and they have not FULLY taken control of their institutions but they are gradually and they will in due course. First they start by taking over menial jobs, then professions and businesses, then politics and they will bring their ways and destroy it. Christian’s will start to fight Muslims. The minute an immigrant starts to asser that they have a right to their way of life as the detriment of your rules in your society is the day the clock starts ticking. I remmember about 2 decades ago when Muslim immigrants were assert g their rights to wear hijabs in schools and drive with Burkas. I said then Britain has entered once chance!


Recently there was a story of a Nigerian care agency that sent an unqualified nurse to look after a patient who died….sounds familiar? It would never happen back in the day but as soon as you put Nigerians in charge of these things their Nigerianess comes out. Same with the Pakistanis, the Arabs, Polish, Somalis, Ukrainians, etc. when I was in university we all knew which Indian doctors to go to to get a fake sick note for £10 because your assignment is late. You see that’s the cultural difference between an Indian and a Brit. A British doctor will not risk his license and reputation for £10….an Indian will!


Every group of immigrants in the UK come with their own unique assault against the system. You have the legitimate Indian doctors giving fake reports for a fee, You have the Indians running mortgage scams. You have the Somalis and their electronics and phone scams, the Nigerians with their credit card and benefit frauds etc etc. An immigrant will start with low paying jobs and eventually opens a small store, with card processing facilities. Instead of being grateful the society provided him a platform to own a business, he uses the store as a side hustle to launder stolen credit cards from fellow immigrants for a 50% fee. That’s what immigrants do! An immigrant gets a job in a bank, he becomes the insider to immigrant fruadsters. Every group of immigrants has at least one scam or assault on the system they are running ….It’s our way!! In the end the system is overwhelmed.

Maybe because I have British citizenship and can go and come as I please and also have no desire to live there again, I can say these things but if you let 1) the wrong type of immigrants 2) overwhelm your society, they will eventually destroy it.

Western society is dying, just think about it, the last 2 leaders of the Conservative Party were an Indian and a Nigerian. We are talking about the Conservative Party not Labour o!!!!

How does this tie in with the theory of immigrant paradox?
You argue that the presence of immigrants leads to social chaos and fraud, but how do you account for the fact that many immigrants have faced systemic barriers, including discrimination, and still manage to contribute positively in various sectors?
Could it be that the problems you identify are more about socio-economic inequality and prejudice rather than the cultural background of immigrants themselves?
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Regarding the topic. I view issues like these as "political spaghettification".
Immigration is one of the most divisive issues in human global history and will remain so.

Immigration have been part of US politics for decades and it will remain so. In the 1930's over one million Mexicans were deported from the US but what most people don't know is that most of them were US citizens.
I know of a Nigerian who was refused entry into Nigeria and has been in the US for about 35 years without hope of ever going to Nigeria despite many attempts.
If push comes to shove, citizenship won't save anyone, that's a secret nobody knows.

onatisi:
lolz , it is their country, they can do whatever they like, if they want they can even close all their airports and borders. it is their business , i care less as long as they cant close my country to me .

As long as no one disturbs me in my village, let them carry on and keep disturbing the airwaves.

ceejayluv:
You made good points though. I agree that a maintenance supervisor doesn't always require a degree - but to climb the career ladder i.e to Maintenance manager, up to technical Manager/ director, a higher education More often than not would be preferred.
It still boils down to lack of industrial exposure.... Fluid Mechanics, for example has great applications in aerospace, naval, automotive, hydroelectric sectors, etc. So a fresh graduate that "crams" Navier-Stokes applications would ideally have somewhere to gain and contribute practically (especially in R & D and Design ). But that's not the Case here.

True, to climb through the ranks the degrees/certs becomes relevant. Smart graduates can always gain experience if they're serious in the field. I don't know of companies involved in R & D except for the multinationals even though it used often by many companies. Feedback and suggestions are not R & D. Many of the Engineering companies have foreign technical partners or PhDs working for them. Point Engineering, Ponticelli, Candix, Precision and many others that I engaged.
To grow in the industry, you need to roll off your sleeves and get dirty. Once you gain the experience, you'll be in a position to contribute/critique designs.

ceejayluv:
I'm an industrial Maintenance Engineer, with multidisciplinary experience (Electro-Mechanical, Automation) . I supervise a multi skilled team as well - from technicians/artisans to graduates. While the technicians are invaluable and efficiently implement maintenance plans and work orders , there are certain design, numerical and analytical skills that are needed occasionally especially when it comes to Maintenance planning, data-driven decisions, continuous improvement, etc. where the graduates fit in by virtue of their background.

I appreciate the fact that you're practical-oriented but I'll tell you for free, even those areas you stated graduates are required, they're not. It's good to have a graduate degree if you have the opportunity and get hands-on training. A graduate is not required to be a maintenance supervisor, most of the maintenance supervisors I worked with were not graduates, they rose through the ranks and have a solid foundation of the theories behind the operation of systems.
Talking about theories, many graduates don't understand what they were taught in school but "cram theories" for the grades. Talk about adhesion, hydraulics, fluid mechanics, circular motion, eddy current, electromagnetism these are basic subjects for a mechanical engineer but 80% don't understand these subjects.

Douglad:
What you said has no relationship with what I initially typed.

There are poorly skilled blue collar workers and white collar workers. Zeroing in on the poorly skilled class of the blue collar workers and abandoning the average that'll see a drop in demand due to the declining purchasing power of the white collar class is a red herring here.

You declined to engage with the economical aspect of my post but the economical aspect was the critical part of it.

Building houses, furnitures, fixing AC, fixing cars, appliances et al are areas where a good number of artisans earn a living from and when the economy is bad, they see less work.

It's a well-known and established fact that when economy is bad, there's a sharp decline in the average customer's demand for durable items and non-essential services.

We'll see a rise in the supply for good quality artisans when the demand for artisan increases with good pay.

No one can deny the state of the economy. It's a mix bag. Countries with good economies also lack skilled labour, that's why it's not an economic issue. In a poor economy like Nigeria there's more demand for skilled labour than white collar jobs.
The point is Nigeria has a dearth of skilled labour irrespective of the state of the economy. With the population it makes no sense to me to travel to other countries because I'm looking for a skilled labourer. There were times where I couldn't find a technician to fix an issue with a machinery. I'll have to get technicians from Europe/America to fix the issue or sometimes hijack some technicians from the big companies.
Some basic tasks like fixing a Y strainer or valve filter, many don't know the basic principles behind how they work. When I was in construction, my interviews were practical and basic principles, no long talk.

Kukutente23:
But you do agree we need more of his kind and not more of bricklayers? It's about technical growth. If you ask me, you can have 100 bricklayers and not get an improvement in building technology while one civil engineer can make an improvement. Saying we need more bricklayers in Nigeria than varsity products is a sign of how badly the understanding of technological advancement is lacking in my view

Going by your example, the country don't lack civil engineers. Many of them are unemployed but it's difficult getting good construction workers. The construction workers are to execute designs by the engineers. If you've worked in the field you're understand that 99% of the time there are always adjustments to the designs and these are spotted by the workers.
Secondly the fundamentals of IT/Programming, semiconductors were done in the 60's and 70's, improvements are minor and no major breakthrough, many of the companies are involved in what we call marketing gimmicks rather than innovation.
I can show you an job opening for an engineer position so that you can see the hundreds of applicants but in some places you'll struggle to find a roofer. The issue is, Nigeria and Nigerians don't "value" such skills that's why it's sounding weird to many. Our focus is getting university education and obtain a degree after which keep looking for non-existent jobs.

Douglad:
it is a cycle. most of the customer base of these farmers, drivers and cleaners are the white collar workers. eliminate the jobs of these white collar workers and these artisans lose their customers and see a drop in wages like we see in nigeria today. you cannot elevate the importance of blue collar workers above that of white collar works because without them the blue collar workers will cease to exist and that is the fact of it all.

you cannot have productive or high earning blue collar workers without a solid white collar middle class that does not even bleeping exist again in our country today. oshomole is not saying anything important or groundbreaking here. he is a fuckiing populist saying absolute crap and he knows that if he laces a bit of spice and sugar to his nonsense, people will agree without thinking twice about it. our economy is bad and fuckiing atrocious. the supposed "lack" of artisans, which is actually not true cos they are only closing their shops due to lack of demand, is an effect of it and not the core feature/problem.

The italicized is not true. I'll filter through your polities and economics. Nigeria lacks skilled labour. In a school of barbering I visited sometime ago, it takes about 1 year to learn barbing. It was strange to many Nigerians why it took so long just for barbing.
The point is the higher your skillset, the more valuable you become. Most of the artisans you're talking about closing shops don't actually know what they're doing, they're just "hustlers". I engaged a tiler locally that made me got another tiler from Togo and the difference in their work was visible to the blind. I have worked with many artisans and always have to supervise them closely or sometimes get another artisan to redo the work. You're not in the field so it's easy to sit down and ascribe everything to politics.

yongg:
So just because you need artisans you want to do away with the community that actually make their work better?

Without varsity product where do you think the new technology better than the previous or currently used ones will come from?

Who will be behind the research and development necessary to reduce material use, energy use (from creation, to end use operations), while increasing product output and general optimization and ultimately make life simpler?
Must you sweat for a monotonous task or task you can automate so you can use that time you would have spent doing it to do something more meaningful like solve another problem?

This is another symptom of "na statistics we go chop" bite only a largely illiterate population chorus after someone who's expected to be educated made while campaigning for the number 1 seat of power in the country. Such a daft statement. The imports that the FG likes so much is them eating statistics of other serious governments. So you prefer to expensively spend to chop other peoples statistics rather than develop your own resources which is better, economically cost effective and vast in quantity available to you?


When has there been a lack of artisanry and a standardization of rates and trade in the country ?

If the society that needs this is serious they know what to do else any private business can take it upon themselves to set a standard let the government that has been slumbering in its duties get motivation to do the right thing concerning their responsibilities.

It's not by writting long epistles. It's the emphasis we place on varsity education that's why we are where we are. The millions of university graduates that we have, what are they doing? Meanwhile we lack technical institutes to train skilled workers. I assume you're not in the field of R& so I will excuse what you wrote. FYI, Nigeria lacks skilled labour, I had several times engaged foreigners to perform tasks that I couldn't source locally.

Kukutente23:
So you've looked around you didn't see bricklayer and ironbender in your environment.
Now contrast with if you've ever come across a lathe machine design specialist in Nigeria

Both of them are skilled. Many people need the services of a bricklayer and few people need the services of a lathe machine specialists.
I used the services of lathe machine specialists in PH. Only a few of us used his services because it's not for the general public.

IamANigerianMan:
Their children are schooling in one of the best university in the world but the children of the poor should go and learn Plumber so that they will continue to rule them

You use the word "best universities" If you have the means go and school there but if you don't, it's better you learn a skill than going to a many Nigerian universities.

wirinet:
Imagine. Nothing Musa no go hear for gate. So na bricklayers and iron benders go develop Nigeria? Na bricklayers and iron benders develop UK, US, Germany, Japan, China, etc.?
Maybe we should start hiring bricklayers and iron benders in government, in our refineries, in our powers stations, even in our universities.

The most stupid suggestion I have ever heard.

The millions of graduates that Nigeria have churned out, what have they developed? I've conducted several interviews and found many of them unemployable. The smart ones end up learning skills. There's more demand for skilled labour than university graduates. The country doesn't lack university graduates but lack skilled labourers.

ceejayluv:
I beg to differ. To truly industrialize Nigeria, we need huge investments, power sector reforms and whole lots of favourable laws and policies. For example, the dangote refinery has been recruiting graduate engineers for years now and recently employed over 200 graduate trainees. Imagine what 20 of such investments will absorb. The skills graduates possess are more valuable in such industries as there are opportunities for research and development.
Of course, more Artisans Will even be needed in the construction and operating stage as well.

It's clear you didn't listen to the video. He was specific about human resources. His argument was about developing skilled labour rather than universities churning out unemployed graduates like pure water. Nigeria lacks skilled labourers.
The Dangote refinery you're speaking about if you've visited there during the construction phase, you'll understand his point better. I worked there briefly and understand that the country lacks skilled labour. There are millions of unemployed/underemployed graduates out there and you're talking about 200 graduate trainees, find out the recruitment process and many would give up easily. As a skilled labourer myself, I had the opportunity to train many graduates while I was in Nigeria. Most of them are doing very well for themselves.

xpressionx:
If Wike say e don get ododo make e go touch IBB house 😀

Who is IBB. You obviously don't know what is happening in your country. You sound like someone who will faint upon seeing IBB.
FYI: IBB is afraid of Wike. I like him because he's smart and wouldn't want to disgrace himself in public.

brain54:
I said yesterday I give this refinery a year max...

Some people called me persimist.

That one year sef is a long rope.

Many of you Nigerians still enjoy being scammed by your government and will never learn anything new!

What are you giving a year max for?
If you know about NNPC(L) you will know they have improved in their operations

samuelson06:
I read through the thread and observed that many people are thinking the lawyer made a bad decision to have relocated to the UK. Now, let's do the Maths on the matter: considering that the man remains a cleaner throughout or in the next 10 years, he'll still be a cleaner.

Average hourly rate in the UK for a cleaner is £11.

For a day, if he does £11 x 10 hours (whether cleaner work or something else on the side).

That's like £110 a day.

Amounting to £110 x 25 days monthly (taking 5 days to rest).

That's like £2,750 monthly.

Let's say £1,000 for rent, food, and other expenses, which may not be up to that.

In a year, he'll make £1,750 x 12 months

That's like £21,000 per annum saved.

If he decides to stay in the UK for 10 years and return to Nigeria.

He'll be coming back with at least £21,000 x 10 years.

That's like £210,000.

Covert that to Nigerian naira.

£210,000 x 2,300 NGN (may be more by then).

That's like 483,000,000 NGN.

Man can build a small house then flex the remaining until death.

Now, I ask you again, did he make the right choice to have left Nigeria?

Too many fallacies.

casualobserver:
It is not propaganda. The old PH refinery was not designed to produce the quality of PMS what is used in modern car engines. It was designed in 1965 and the octane rating it produces is suitable only for the Peugeot 504s and beetles that we drove in those days.

I made a post yesterday regarding my apprehension because an old MD of the refinery had said a few months ago that the old refinery can only produce diesel and kerosene etc.

It now appears that what they have done is to add an additional blending process or unit to take the old style PMS which is actually produced at the refinery add the C5 in order the raise the octane rating of the petrol to that which is acceptable for modern engines.

The misinformation is borne out of ignorance, doomsayers and a failure of NNPC to get its PR machinery working. I understand the mistrust of Nigerians to anything NNPC, even I made sure I watched the livestream because of what the former MD had said.

NNPC is doing poorly in the PR. The old PH refinery can't produce PMS because it has only a CDU which is the first processing unit in petroleum refineries. No refinery can produce gasoline from CDU. Further processing requires reformers or CCU/CCR. They increased the octane rating of the naphtha produced. 87 percent octane rating and above you're good to go. Refineries blend components to make finished products.

Lioness5280:
Interesting .

I can see how some of your points might stick after revisiting my posts😛. Politics,Marketing Psychology are subjects I'd have studied had I gone to school . But you can't just leave it at that na, pick the parts in my posts that triggered the memories of the listed concepts or traits. Your post got me curious.

You know the game but you don't play by the rules. Well, not every concept listed above is directly related to what you wrote. You and I know that you're smart and eristic. However you goofed when you switched to the "Igbo trait" and "Igbo attitude". I am very proud of my Nationality and tribe, but I'm never involved in tribal morality or ethnocentrism. Subjects like moral relativism, ethical relativism, meta-ethics, ethical subjectivism, cultural relativism, ethical egoism, consequentialism and deontology were what made me popular in class before I dropped out of school . Human views and behavior are very complex and shaped by many factors beyond philosophical and psychological theories. All of us are nothing but a blue dot.

If we can rise above our tribal instincts, using logic and reason, we have all the tools and resources we need to solve the world's greatest problems.

Mindlog:
Attention-seeking, was she forced to take up the job?

She should sit down at home, no be by force to do warehouse job as it is a deal-breaker for her.

Such jobs should be seen as transition jobs as you find your feet in the UK.

Many went through that same route in their early days. Recording yourself cry and broadcast on social media, is for what purpose?

I picked parcels at DHL, also packed bananas and pineapples at Fyffes Bananas before moving to psychology roles during my student days. I was humbled when I got paired on shifts with a female Indian Paediatrician who also came to the UK through the study route. As we both packed pineapples and bananas, she shared how she worked in a big Paediatric facility back in India but decided making the move to the UK with her husband and kids was the best decision. Today, she works at Great Ormond Street Hospital London, that is one of the top five children’s hospitals in the world while I now work for a London borough as a Clinical Practitioner for the Children social care.

Nothing in the video shows she was crying because of the cold. Other things could be responsible. It's not uncommon for others to release private videos to the public. If she was the one then it's just to stoke emotions.

Blitzking:
If the card was wait and get and not wait get a paper and go home to return when it is ready..we play too much in this country.

I guess you don't know about the card features? That's not the type of card you can wait and get.

Eriokanmi:
If you're a regular visitor to Nigeria and you live abroad. Please do yourself a favour by building or buying a house in your location in Nigeria, in a place not known to your known family members. Enter yejelly and depart jeyelly. This is for the security and safety of your life and that of your family. You may even build in the city to stay and charter a cab to see your family members in the village, unannounced. Then welcome your parents to wherever you stay in the city each time you're in town.

Again, stop carrying girls when you are in the country cos many of them are evil. They're on a mission to kill and destroy. They can expose you to their male cohort to harm you. They often look innocent but run, run run.

Hotel workers too always commit crime using cctvs to record your activities of guests secretly. How can you be security conscious in a country you live abroad and throw that in the wind when you are in Nigeria where you can hardly trace a scene of crime or link same to anybody. D-Rovans Hotel in Ibadan easily came to mind. It used to be one of the best hotels in the city for returnees and all manner of high profile events back in the days. The hotel is no more today, due to heinous activities taking place in that place. There was a time a retirnee was killed and all his dollars were taken by the owner of the hotel who was watching his activities via a cctv.

Please he careful

Does that even make sense? Why not cutoff completely from your family members if you feel they are dangerous? I think we attribute too much power to others or maybe it's because of my upbringing. Every year many of us come together and have a party, we eat, drink and share gifts. I lost 3 relatives this year in the US and believe anyone can die anywhere. If they had died in Nigeria there may have been unnecessary conjectures. Like I stated it may just be me because I feel safest with my friends and relatives.

Lioness5280:
Message passed.

Peace my brave African brother 😛👋

Hmmmmm...Certain concepts in your posts triggered memories of things I had studied

Tribal unity
Social inequality
Side-taking/provocateur/demagogue
Security by obscurity
Niccolo Machiavelli formulation
Emotional vampire
False dichotomy
Survivorship bias
Brutal honesty
Intellectual dishonesty
Pragmatics versus Principles

Chemist4life:
Pls sir,do u mean they will correct it this week

You should be fine sir.

justwise:
Deed of restriction got nothing to do with whether you are the landlord or homeowner, deed of restriction is put in place to prevent people from turning a residential property to commercial one or putting up a structure that will devalue your neighbour property.

Just in Nigeria where govt demolished properties purely because it was built in a wrong place or without planning.

That is a very limited view of deed restrictions, however you proved a point that a property can have deed restrictions that remain in place regardless of whether the mortgage is paid off.
So, even without a mortage, you may not be a landlord.

There are different types of Deed restrictions.

A deed restriction can limit you from renting out the property or making major structural modifications to the house.
Tell me where that is application in Nigeria if you're the landlord.

The point is
You've got limitations based on the mortgage contract
You got limitations based on the deed restrictions
A property can have deed restrictions while the mortgage is still being paid and removed after payment.

IbeOkehie:
Buying a home...whether mortgage or cash...is a simple first step in the accumulation of generational wealth, and I celebrate it because in the Anglo-West nations it's accessible to persons of AVERAGE talent and intelligence like me. That is the point.

In the 17th century our ancestors may have owned land in their tribal homelands. It was TAKEN from them by colonial conquest and hasn't been recovered. So TODAY in Nigeria NOBODY has legal OWNERSHIP of any land. That's the law.

The bolded that I highlighted in your post, I completely agree 👍🏾 The Anglo-West tribes have done the most for the world in this regard, which is why they generally are the richest nations with very high HDI. They are a blessing to the humanity and those who find themselves in a position to directly benefit from their genius are very lucky indeed.

Good Luck to Nigerians.

Everyone deserves a place to live. I have no issues with mortgages if it makes financial sense to have one. I only have issues when people are not realistic or possess properties to show off. Like your people say "Never Be the Bearer of Bad News. The king kills the messenger who brings bad news." About 2 million cars will be repossessed this year some 20% increase from last year. Home repossessions also jumped from last year, they don't go on Twitter announcing such .
As always, I wish everyone the very best.

justwise:
What is the difference?

Good question.
There are often restrictions, called deed restrictions, that limit how you can use the land. This is contrary to the view that denotes unrestricted ownership of a property by expressing himself as the inglorious "Nigerian landlord".

IbeOkehie:
For those that don't understand the power of mortgage in building wealth, this is for you.



One funny aspect of the arguments against mortgage is there's no acknowledgement that

1) the alternative is to rent, which is worse

and

2) the house does get paid off eventually 🤣 Yes in 30 years but that time does come.

They will say PROPERTY TAX, but there's property taxes in Nigerian cities....in Lagos, Asaba, Abuja and lots of other hidden fees.

Good Luck to Nigeria.

I don't think this was an argument for or against mortgage. Someone simply acknowledged it was a mortgage property and some of you felt he shouldn't have stated that fact.

Why is mortgage and car ownership the only thing that most of you celebrate? My ancestors had houses in the 17th century and didn't brag about it.

I'll be more impressed if you tell me about your contributions to knowledge, volunteering in your community, mentoring others, earning a professional certification, making new discoveries and making the world a better place for us. Am I impressed by the young man's achievements, I'm indifferent. Millions have achieve and will achieve that. I don't care if you own or rent a house as long as you have a roof over your head, I also don't care if you own a car or take public transportation as long as you get to your destination. I'll be impressed if the young man talks about new developments in patient care, how he's affecting positive patient outcomes or educating others on high-quality healthcare.

Good luck to you Nigerians

Chemist4life:
Pls help me ooo,who have experience this before, invalid ds-160 confirmation number on AVITS portal

You should be fine by next week.