Travel › Re: USA Employment-based Immigration (EB-1,EB-2,EB-3 Visa) by studyless123: 3:23pm On Jan 15, 2024 |
NotsonewMary: Thanks!, 10year Greencard in hand already, I’m still soaking it all in lol, haven’t even had a real celebration per se haha.
@Assisting applicants for a fee; This is a request that I receive time and time again from willing applicants and I might consider sometime in the very near future. However, I’ll say No, AT THIS TIME. I just think I’ll need to put more “legal” structures in place, especially if I’ll consider going public with a venture like that.🙂
P.S; No be say I no like money oh, cos I see people cashing out big time on this, and they don’t even understand the rudiments of the whole process that well sef, fingers crossed sha🤞🏽😀, I guess I’m just not ready right now. Congratulations on your remarkable achievement! Your unwavering dedication, hard work and commitment have truly paid off. This is a path that have been unexploited by the Nigerian community. We have every reason to compete with the Indian & Chinese folks in this space. While I fell out of college, I always cringe when I hear of students getting married solely to settle in the US instead of exploring other options. I have played my part in assisting over 50 students in gaining admissions and a few others through EB visas. I'll encourage you to explore the business opportunities and continue to assist others to take advantage of this opportunity. You can create an online paid appointment scheduling to have a one on one with candidates and progress to the next stage. I would have ventured into it but my hands are full and I've lost touch with recent updates. Make you self chop small money. Cheers to your accomplishments and I wish you the very best. |
Travel › Re: My Experience In UK Since I Japa:WARNING by studyless123: 8:22pm On Jan 14, 2024 |
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Education › Re: Foreign Students: UK Varsities May Fall Into Deficit, Says Report by studyless123: 7:52pm On Jan 14, 2024 |
SIRTeee15: UK govt should be firm on this policy. Any university that depends on foreign students to survive should target Chinese students- those ones go back home, or close shop, better still they can merge. Close to 3 million people entered the UK in the last 2 yrs and they not going back. The UK is no longer a wealthy country, the pressure on schools, NHS, housing and public infrastructure is overwhelming. A country do not depend on revenue from education and tourism to survive. Those are just adjuvants and should not the main source of revenue International student tuition fees serve as a critical source of income for UK universities. Tuition from locals is cheap compared to what foreigners pay. You're right that no country should solely depend on revenue from education and tourism to survive. Those are just adjuvants and should not the main source of revenue. Unfortunately that's not the reality. 42 billion pounds to UK economy by international students is what any government will protect. The real culprit of the migration crisis is not the dependents policy of students. Breakdown your stats and you'll know who the elephant in the room is. |
Education › Re: Foreign Students: UK Varsities May Fall Into Deficit, Says Report by studyless123: 7:40pm On Jan 14, 2024 |
erico2k2: 1st off 1 fifth of funding I. The UK is not from overseas student.Reason is simple.any adult can go to U I in the UK.There is a word call student finance you pay back when you hit 30k salary.This is gauranteed by government via a bank so it's a circle..you keep saying public spending on schools What public I went to Uni in the UK early 2000s and did masters too.and have lived and worked here since this is 24 years now n counting.paid back student loan ages ago.Student loans are not just school fees.living money and accommodation etc Those schools strugling are them ones who people with student finance do no go to.therr are loads of them amongst the Indians.and.Bangladish comunity. If U ever find yourself in white Chapel east end bravo. But in.all the main. Ody that makes money from.studebts from oversea are the Home office who issue visas. They are the real MVP.you guys just dnt know. And no one is talking bout them. Looks like you think it's the cheap tuition from UK nationals that fund the universities. International student tuition fees serve as a critical source of income for UK universities. The funds received from international students contribute to various aspects of university budgets, including faculty salaries, research initiatives, infrastructure development, and student services. The government also funds Unis through grants through the Office for Students (OfS). Grant funding is distributed based on a variety of factors, including student numbers, subject area, and research performance. UUK are reacting differently you seem to know better than them. |
Travel › Re: Does Kidnapping Happen In Developed Countries Too? by studyless123: 7:13pm On Jan 14, 2024 |
tensazangetsu20: It happens but the perpetrators hardly get away with it. Zonefree: There are over 50 million CCTV cameras in USA.
That's about 25% of Nigeria population as security camera in USA.
Ponder on that.  Too much of Hollywood. That's what most Nigerians believe but far from the reality. Murder cases are one of the most investigated but about 30% to 50% of such cases are unresolved. My car was stolen from a secured airport parking lot. It was then I knew many of those cameras are flawed and the police are overwhelmed. |
Travel › Re: Does Kidnapping Happen In Developed Countries Too? by studyless123: 7:06pm On Jan 14, 2024 |
UrFears: With the steady rise of kidnapping in Nigeria, I'm curious to know if other developed countries Like USA, UK, CANADA, EU countries have same challenge? Kidnapping is a global crime but the motive differs. Hundreds of thousands people are missing in the US each year especially children but there's little incentive to broadcast such cases. In some malls, you can lose your child in as little as 10 seconds. You have to be focused. |
Travel › Re: Stay Away From Northumbria University UK Unrealistic installment Payment Plan by studyless123: 6:52pm On Jan 14, 2024 |
004gist: I did research and asked people going or scholing there. They confirmed they spread payment based on negotiations. But the school said they stop that this year. It seems their projected revenue fell due to ban on those bringing their spouse so they turn aggression on we. Don't mind those guys. Just talking because talk is cheap. How many Nigerians can afford full tuition payment? Even UK nationals turn to student loans to finance their cheap tuition. The school shifted the goal post because they were broke. They should have allowed you guys to remain on the payment plan and implement the new plan from the next session. Don't be discourage, just re-strategize and hold fast. I wish you the very best. |
Travel › Re: Can A Person On A Work Visa Invite Someone Over To The US by studyless123: 6:44pm On Jan 14, 2024 |
charliesco1: Hello guys. I've been exploring so many travel routes and I thought about this one. Can someone who traveled out of Nigeria to the US on a work visa/permit invite someone else over? Let's say a friend, no family ties. Kindly drop links if there's any. Yes. It's very easy to get an invitation. In most cases invitation is irrelevant to your application. |
Education › Re: Foreign Students: UK Varsities May Fall Into Deficit, Says Report by studyless123: 12:14am On Jan 13, 2024 |
erico2k2: Let me tell you thing for free about the UK.it cost more for the students to bring thier dependants than the cost of school fees.reason Free healthcare They seem accommodation from govt They congest public service bus,trains etc School places for kids are hard to get ur kid might take two buses to get to.school. Some student brought up to 12 family members.indians are the major culprits. The UK has already made its calculation.the Universities are self funded and not from government.. This is what you should have posted earlier about the defendants policy. You sounded like the UK can do whatever she likes because she's a rich parent. While I agree that UK needs to manage her migration crises, they always thread with caution because one-fifth of university funding comes from oversees. That's one of the reasons why the universities didn't support the policy. Do you know that public funding of universities have be declining while costs are increasing? I've read several articles on UK higher education last year and many are struggling financially. |
Politics › Re: Four Governors Arrive Supreme Court Ahead Of Judgements by studyless123: 9:02pm On Jan 12, 2024 |
engineerboat: So what will you now say.
Now that Supreme court clearly states the obvious.
Dont always allow emotion to take over your comment His analysis was on point and the courts can err. I see a recalibration of election petition cases going forward. The SC is discountenancing extraneous issues from votes and voting results whereby individuals are no longer disqualified based on pre-election matters but based on the elections itself. All pre-elections matters should be settled before the elections. |
Education › Re: Foreign Students: UK Varsities May Fall Into Deficit, Says Report by studyless123: 8:48pm On Jan 12, 2024 |
erico2k2: See you lol I laugh in Chinese lol.U dnt know how rich the UK is.4get the press.if covid could not dent them then nothing will.This government who bails out entities that are vital to their society..They won't lose nothing You guys are very funny. So you don't know the impact of international students to UK universities. There was a bust in admission after PSW was stopped in 2012 and who told them to reintroduce it? They saw the numbers and nobody told them to reintroduce PSW in 2020. Now there's a boom and the admissions is growing yearly. I agree with regulations to checkmate migration but such policies will affect them. |
Travel › Re: Stay Away From Northumbria University UK Unrealistic installment Payment Plan by studyless123: 8:18pm On Jan 12, 2024 |
004gist: Even COS. Someone with me now spent 20 million skills... No job nothing. Just stranded. Not received payment for the past 4 months.
He has applied for change of COS almost 5 million plus yet no show yet
Another trend I noticed in COS, in care... They just give them 20 hours shift or less and in months they won't see jobs..
Walahi Japa no easy. Different story am seeing not hearing It's not funny at all. It seems the care agencies now have a new business with COS racketeering. |
Travel › Re: Advice: Learning A Skilled Work Before Moving To US For Msc. by studyless123: 3:07pm On Jan 12, 2024 |
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Travel › Re: My B1/B2 Visa Was Denied by studyless123: 2:50pm On Jan 12, 2024 |
Governor17: On October 10 2022, I went for a B1/B2 visa interview.
I will need to reapply. And I need your candid guidance on how to navigate my next interview and I also need to know what went wrong? Thanks Nothing went wrong. You did not sufficiently demonstrate that you qualified for the nonimmigrant visa or the officer could not determine your eligibility based on the information you provided. The only option is to reapply, in doing so you need to demonstrate your home ties. Do you have previous transactions with the US company. You can ask them to write to the Consulate. |
Travel › Re: General USA Student Visa Enquiries-part 17 by studyless123: 5:45pm On Jan 11, 2024 |
Sisib15: I am currently in the US doing my masters but I am scared of job opportunities for my course(rhetoric and Composition) and PR route .Many people are suggesting that I should switch to nursing as that one has more benefits than my course. I am confused on what to do  Since you're scared, make the switch, students switch courses all the time. The funny thing is I saw openings for English Teachers in NYC last year  . |
Travel › Re: Advice: Learning A Skilled Work Before Moving To US For Msc. by studyless123: 5:38pm On Jan 11, 2024 |
Gerrard59: The snag isn''t even sponsoring, but the job filters away international applicants when they get to the "do you need sponsorship?" question part. So, one gets declined even before an actual interview. When looking for a job as a student you need to look at the right direction. There are job fairs tailored for students, employers visit schools on a weekly basis especially towards graduation. There are job portals targeted for students. I know two students who have secured jobs but will graduate in August. These are the reasons I said it starts from day 1. Do American companies look at grades and transcripts like their counterparts do elsewhere? Employers all over the world want the best. It's a mix bag. Some job portals allow you to input your grade. For intership and entry level positions grade is important. Google was using grades for many of their positions but they stated during the pandemic that it will no longer be a factor. Nice initiative, but it would not succeed. The original immigration law and restrictions are embedded in nativistism. Dole out 10K visas because of the semiconductor industry will see Indians and Chinese overflood the system. The same Chinese American lawmakers are fighting everyday. Just like Germany said it will accept 250K work visas to Kenyans; till now, nothing comot. The same Germany passed dual nationality amendment and reduced the years to naturalise, only for some people to sue the process and have it suspended.
Nonetheless, I do agree that it is a good field to pursue as there would be more interested employers. Most of the best engineering grads in the US don pivot go consulting and finance industries. Immigration is a political issue and it will remain so. Till the elections in November, the news is going to be about immigration and student loans. The point is there are dearth of workers in many fields and the country needs to allow qualified individuals to fill those roles. |
Travel › Re: Living In The USA - Life Of An Immigrant Part 1 by studyless123: 10:33pm On Jan 10, 2024 |
barbiegirl4luv: Please I have a friend I Atlanta USA that needs an accommodation as he just arrived, he is a male, I don't know if anyone has any contact. Thanks Atlanta have a large Nigerian population. Where in ATL is he? I can ask someone that lives east of ATL. |
Travel › Re: Advice: Learning A Skilled Work Before Moving To US For Msc. by studyless123: 10:03pm On Jan 10, 2024 |
Gerrard59: The end justifies the means. I would do the same if I were in the US. The legal authorisation to work is extremely important in the life of an immigrant. The end can never be predicted especially where there are serious consequences for some actions. Gerrard59: Unfortunately, in an employers' market, international students are not favoured by firms as there are countless qualified people who have work authorisation. Also, the timeline to file for H1B is almost nine months after employment. Most startingly are the chances. Prior to COVID, it was 2/3, but now 1/3 and going down. Let's not forget that this is a visa class with 85000 visas for almost one million applicants. Out of which 65000 is for BSc holders. It is for that very reason we have more Nigerian students (first generation) studying at Canadian universities than US' universities. Ten years ago, the US was the top. Not anymore again. It doesn't make sense that anyone going to the US for study will be thinking of getting married for the sake of papers while there are other options. Your papers can be revoked for that and unfortunately some have learned the hard way. It's true that H1B is more competitive and that's expected. It's also a lottery but not a pure lottery as many think. There's prepossessing before the lottery process. There's verification, elimination and validation process and even rejection. Many applications are multiple entries, bogus and inconsistent with the regulations. USCIS is now trying to create a better experience. The sponsoring company is also important. With that aside any serious student that want to stay can start preparing from day 1. I don't see why a serious student can't achieve a GPA of >3.5 A high GPA shows that you're diligent, interested in your coursework, and have a solid work ethic. Employers use some of these filters for selection of candidates. Students should research and look at professions in demand. Right now there's a dearth of workers in the semiconductor industry. That's why the Economic Innovation Group (EIG) is proposing a new semiconductor visa, called the Chipmaker's Visa. It's meant to give out 10k visas a year but still a proposal. The point is with the right information and mindset you can get what you want and some are achieving that. |
Travel › Re: Advice: Learning A Skilled Work Before Moving To US For Msc. by studyless123: 9:35pm On Jan 10, 2024 |
GboyegaD: There are many ways to stay back in the US besides marriage. In terms of what skills to learn, I will leave that to your passion. The OP created the thread for cruise. He didn't state his course of study but interested in truck driving that is not considered a skilled trade by the SSA. Interestingly the thread have be whipped by the marital residency route. Only unserious students will obtain GC by marriage when I can sit in the comfort of my home in Port Harcourt and obtain same GC. |
Science/Technology › Re: What's This Light Travelling In The Sky? (photo) by studyless123: 7:59pm On Jan 09, 2024 |
Krismas:
The earth is moving at 67,000 miles per hour. If your so called starlink Satellite is moving at 20,000 miles per hour, then it’s the most stationary thing i’ve ever seen. Satellites are location specific. Nigerian satellites in space must always be above Nigeria, else they won’t work. As Nigeria is moving from darkness to light and back again in rotation, the satellite must follow at the same pace. That’s why they look stationary wen u see stars at night You're doing well. You need to understand the basics. However your response is not uncommon. First understand that everything is moving in space. The earth is moving round the sun at 67,000 mph. The solar system is moving round the Milky way galaxy at 504,000 mph Our galaxy is moving round the Local Group and the so on. The Starlink satellites were not deployed to move round the Sun's orbit. They're orbiting the earth. Going with your analogy how come planes moving at 1,000 mph are not stationary but can move from point A to B? How come I can travel from Lagos to Abuja at 60 mph and not stationary. The satellites are deployed at 200 to 300 miles from the earth and are traveling at 17,000 mph. They maintain their orbit by that velocity and the earth's gravitational pull. |
Science/Technology › Re: What's This Light Travelling In The Sky? (photo) by studyless123: 6:46pm On Jan 09, 2024 |
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Science/Technology › Re: What's This Light Travelling In The Sky? (photo) by studyless123: 6:43pm On Jan 09, 2024 |
Krismas:
Satellites don’t move! They seem stationary wen seen from the earth. Cos they move with the earth. The Satellites over Nigeria are permanently over Nigeria. Moving in sync with the movement of Nigeria in space. Satellites don’t travel across the sky like airplanes Satellites move.  . Even the ones that seem stationary move. They move like planes in space around their orbits  . That's why they have orbital velocity and orbital period. For stationary satellites their orbital period try to match 24 hours of the earth's rotation. Starlink satellites have orbital periods of 60 mins to 120 mins and can easily be seen moving in space from the earth. They orbit at about 20,000 miles per hour...not too sure about the specifics. |
Travel › Re: Fastest Way To Get Rich In The Uk. The Skill You Should Learn by studyless123: 5:23pm On Jan 08, 2024 |
sukkot: All you people go to the uk wasting your life with rubbish skill like nursing and truck driving and etc etc. these types of skills will only get you jobs that pay your bills. You will get to 50 years old and have zero pounds in the akant with these type of skills. But let me tell you a hidden skill in the uk that can fetch you 2000 pounds per day and nearly 1 million pounds per year ? Go and learn anatomy and massage therapy. If you become so great at it the clients pay 200 pounds per session. If you have 10 clients in a day that’s 2000 pounds in a day. That’s 3 million Naira you made in one day. It’s better you work independent and have a car and have your massage table in your car and don’t be cheap, buy nice expensive great smelling oils and incense. When you go see clients don’t wear jeans or any color outfit, always wear clean white outfits . Be well groomed and try to gym so you look strong . Massaging requires strength . Have great soothing relaxing music on while you massage . After massaging for one year you done build 10 houses for village . There are so many stressed tensed up people in the uk and there is huge demand for great masseuse This is very funny  but plausible. |
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Car Talk › Re: See The Fuel I Bought For 35K. Be Careful!! by studyless123: 5:01pm On Jan 08, 2024 |
airsaylongcome: .
Lol. I drive a 2022 Toyota Corolla Cross. The Corolla cross is a stop-gap for a few years to allow me save and upgrade. Prior to that was an Audi A4 B7. Dream vehicle is a 2024 Audi A8 L Quattro. And this will change in a few years as I become more upwardly mobile
You? What vehicle do you drive? Hmmm Corolla Cross. They should be very few in Nigeria, I've only seen one or two in Lagos. Can you share your experience with this car? |
Programming › Re: What TECH Can A Graphic Designer Learn In 2024 by studyless123: 4:58pm On Jan 08, 2024 |
airsaylongcome: I've downloaded 24 gig courses, put them on a flash drive and sent them to Nairalanders across the country. Nairalanders that don't know me personally, and probably never will. I've shared enough programming course links running into several gigs on here. So like I said before, take a nap. Were you doing this a decade ago? I asked because someone on this platform sent DVDs to a friend in Abuja. I think the content was on MCSE but it's not this Nairaland account because I just checked and this account was created 4 years ago. |
Travel › Re: USA Employment-based Immigration (EB-1,EB-2,EB-3 Visa) by studyless123: 4:25pm On Jan 08, 2024 |
dest4real: Again, I've a fall admission for a PhD program in the US. I recently applied for F1 Visa. I was going to file EB-2 NIW application (I've 25 publications and about 78 citations) using premium service before the admission offer came through. But I fear that it may affect my F1 Visa interview if I go ahead to file 1-140 form now. What do you suggest please? Your fear is valid. F1 is NIV and I-140 is IV. The question is what are your intentions? Do you want to study or you want to migrate? Do you meet the requirements for both? If you're approved for I-140...you won't be approved for F1, your quickest route to the US is F1....and then some file for I-140. |
Travel › Re: USA Employment-based Immigration (EB-1,EB-2,EB-3 Visa) by studyless123: 4:18pm On Jan 08, 2024 |
dest4real: I was thinking F1 students can concurrently file since a visa number is immediately availability for them. You can apply for F1 and I-140 concurrently, but you can't apply for I-140 and I-485 concurrently at this time. |
Travel › Re: Why Do Nigerians Think The Whites Are Richer compared to them? by studyless123: 7:54pm On Dec 16, 2023 |
IbeOkehie: Oga @MT, this isn't a reasonable view of our reality here. I'm sorry, it just isn't. First of all, 40% of all homes in the USA are not on mortgage.
You've insisted we talk about INDIVIDUALS, right? Look at this home: https://www.zillow.com/homedetails/3709-Kingsley-Pl-Raleigh-NC-27609/6430065_zpid/
Scroll down to the price history. As of 2011, the house was sold for about $160K. Today it's valued at over $600K. This is North Carolina, one of the average states, not particularly rich. There was ZERO real estate boom in this state, not even in the 2006 real estate craze. This is an average neighborhood in an average state, it's only recently prices have started rising. So imagine the kinds of capital being built up in places like California, Boston or Denver.
I happen to know the old Oyinbo lady that lived there. That house was probably valued at $30K in when it was built in the 1970's. It was completely paid off. Remember, 40% of all homes in the USA are completely mortgage free. She lived in that house till she was too old to manage herself, then she moved in with her daughter who lived in I think Virginia.
I tried to buy that house in 2016, I thought the price was too high because, well Raleigh is a smaller city. It was was eventually sold in 2017 for $400K and the daughter got the money. For sure she got at least $300K. Remember, this daughter is just a working person like me, likely married, probably has already bought her own home wherever she lives and accumulating more wealth based on real estate and other investments. These are ordinary Oyinbo people, middle class salt of the earth, hard working Americans. By American standards they NOT wealthy.
Oga, $300K is how much naira? That's ₦300 million. How many Nigerians are worth that amount? We're not talking of life insurance benefits from the dead husband, not stock investment, no retirement or pension payments.
The person that bought that home in 2017 has already made a $200K profit if they sell today. For sure they'll walk away with over $100K.
I've given you a REAL LIFE example that I happen to know personally. If you visit your own home village in Nigeria, look around. I know that most of the newer homes in the past 10 to 20 years have been built by people living abroad. You know how many of them get the money? I'll tell you what TWO of my own friends did to build their homes in Nigeria.
They took out LOANS on the increased value of their homes. I know a taxi driver married to a care worker who did exactly that.
Guy there's an Asian friend of mine, I've already told him I talk about him online and use his family as an example when I talk to other Nigerians in real life. Get a load of this.
He's a pharmacist like me. His mother is a nurse, the father is a legal secretary. His brother is an engineer and the brothers wife is a medical doctor. His sister is a medical doctor.
All the people listed above lived in the same house for at least 7 years. How much money do you think they accumulated in that time? So this my friend, when he moved out in 2010, he first bought a house not far from Capitol Hill in Washington DC then later bought the home he lives in now in Columbia MD. How many Nigerians are as rich as he is?
Yes he's not White, yes Asians EARN higher incomes than Whites, but the data shows that White Americans are still WEALTHIER than Asian Americans, they're the wealthiest demographic in the USA!
The major thing I've used to illustrate is REAL ESTATE, not 401K pension accounts and stock investments and businesses owned. Real Estate is biggest form of wealth held by the middle class in the USA.
Average, ordinary Americans are very wealthy. Half of all households in the USA earn $65K/yr and above. Excluding all billionaires in America, I'm willing to bet the average family in the USA earning over $65K/yr holds more wealth AND potential wealth than the average Nigerian family earning over ₦500K/mo or ₦6 million/yr. If I make it just White families, there will be no basis for comparison, it will be like asking a toddler to enter ring with Mike Tyson.
This is why it seems Americans have little savings. As my Igbo people say it, when you see a little bird dancing on the road, there's something playing a song for him in the bush. The don't save because they don't need to. They're rich, they can solve their problems with accumulated resources.
Have a good day and Good Luck to Nigeria. The statement that 40% of homes are not on mortgage doesn't necessarily equate to 40% of homeowners is crucial, highlighting a common misunderstanding of statistics. To illustrate this, I know an individual who owns over 10 homes, all without mortgage loans. In many places, Zillow and other companies have been purchasing single family homes. The key point here is that a significant portion of these homes is owned by millionaires, investors, and institutions. Direct comparisons often overlook the intricacies of labor costs, rendering such arguments flawed. For instance, it's impractical to pay a Nigerian plumber $20/hr and then draw such parallels without considering the disparities in living costs. The reality is that ordinary Americans are not affluent; they are grappling to meet their basic needs. I'll give you a simple example I got a 2021 Honda CRV for 33k, now I want to get the same latest model for 48k. That's about a 40% increase in cost in just over 3 years. Now how many companies have increased salaries by 10% in the last two years. Few companies have matched this surge with a corresponding 10% salary increase for their employees during the same period. Year by year, the disposable income of the middle class continues to shrink. The assertion that a $68,000 household income is substantial appears disconnected from the economic challenges faced by many. I wouldn't accept that as a salary even a decade ago. Let's assume my medical and dental insurance costs 1k, car & Insurance 1k, rent 3k. That's 4k without taxes and other expenses. How can I survive?. Contrary to your assumptions, a $68,000 shared household income is far from comfortable, especially considering rising living costs. It's important to note that assumptions about one's background and perspective can lead to misunderstandings. Having worked across various sectors, including health, hospitality, warehouse, construction, oil and gas, and IT, my experiences provide a nuanced understanding of the economic landscape of the US. I guess you live as a typical Nigeria without engagement with the society. |
Travel › Re: With The Current Rate Of Japa, Is Poverty Rate Exaggerated In Nigeria? by studyless123: 6:20pm On Nov 26, 2023 |
Gerrard59: Saving money just like that is not financially sensible as inflation will eat it up. What you imply is that Nigerians abroad should save $12K annually. After saving that amount, then what next? Why save such when there are many investment schemes and mortgages to key into? At a point in life, your money should work for you, rather you working for the money.
Then, if saving such is hard in the abroad, how many Nigerians can save N1 million per month or even N500K after working?
So, you see, it is not a bright way to assess finances and expenses. Very few people know that fact all over the world. My mentor always say you use other people's money (OPM) to get rich. |
Travel › Re: Funds To Japa by studyless123: 5:57pm On Nov 26, 2023 |
Tohsynetita1: if you check my past post even here on "Travel" , there's a time I was looking for someone to do market research for me overseas, I have some one that does that in illinois, Chicago and Ohio but I wanted to extend then and someone was discouraging me that it can't be done. What can't be done, to go to African stores and ask if they could need someone to supply them some other African foods if it's not sufficient or they don't have at all. The worst they can say is " they don't want" will they beat? The task is a paid task o. But someone said it's not possible here in overseas, as if no be human being they live their. Even fellow Nigerians sometimes. FYI, I sent dried snails and honey on Tuesday this week. So, am not new to it. It's a good business and I like your thought process. African stores are thriving in every city. You actually need just one person to coordinate the business. For example this drink cost $20 here and I consume palm drinks a lot. I found another store with a Nigerian brand that costs less. Food is a necessity for man to live so food business will always thrive.
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Travel › Re: With The Current Rate Of Japa, Is Poverty Rate Exaggerated In Nigeria? by studyless123: 5:25pm On Nov 26, 2023 |
SaintUlot: With the rate at which Nigerians are leaving Nigeria, you will think with N50k you can japa from that country. Every Tom, Dick and Harry have left, the remaining ones are just waiting to buy their flight ticket.
I doubt if we still have up to 1 million people left in Nigeria at this time. So where is that multidimensional poverty statistics coming from? If almost everybody can afford the cost of Japa that doesn't come cheap. This makes me to come to the conclusion that, Nigerians might not have money in their bank account, but majority have tangible assets that can be easily converted to cash if the need arises. There are different economic/social class in Nigeria. Upper, upper-middle, lower-middle, middle, working and lower/underclass. Defining these social economic classes is difficult but majority of the population are below the poverty line. The upper and upper-middle classes have no issues with travelling. They travel easily and can relocate but most are not interested in doing so. The challenge is for the lower-middle class and lower classes. The truth is compared to the population, only a few travel out each year but these are exaggerated on social media to make you think everyone is leaving. The UK is the most traveled destination and less than 150k made the trip using the health and care worker visas which is very common. Travelling has always been expensive and is out of reach for majority of the population. |