₦airaland Forum

isidollarboy: nice advice, serving in kano, batch A 2014, it's not easy but having a target/burget is very necessary. within us we are doing contributions each alawi shows, I think that will also help..

sure it will help.

even if it 5k it is something.....with 60k you can start a business...

it just that our problem as graduate is pride....
As far as the business is legal l as a person I dont care...

while my fellow corpers where writing their CV for job... I didnt!
I had the mindset of creating a job..

but when this one came with good payment, I accepted the offer. I still find way to do my business though.

ajoskele: lol...I understand you jare...All fingers are not equal you know.. God help us!

sure, they are not,

but its always good to have a plan B

....like I said have seen a poor doctor have also seen a wealthy gate man and rich carpenter...
at times I always have the thought of going to sch is like a waste of time, it helps however if as a graduate you are a businessman or you have handwork everyone wants to work with you cos your packaging will be outstanding..learning a trade/handwork is what l fashion most..

today I am using my talent+handwork+business+degree..

God dey bless my work.

my advice to corpers out there....if you are spending your money on something that yield nothing(monetary value)to you. stop it buy books with that money invest on yourself....you can go get this " book rich dad poor dad" we have many of them in market..that will improve your skills in marketing...
if you feel there are nothing tangible to do....
then read.

ajoskele: Thought you wrote you didn't subscribe throughout your service year!
I know of people with only the last alawe getting lucrative jobs days after POP and of people that nearly saved all the 19,800 yet couldn't do anything tangible with it.

#Godblessourhustle

yes you are right..why you need to save is because you might not be fortunate like that person that got a job immediately...and if you get the job immediately after service, then that's a plus for you..


yes l didn't subscribe.

how l uploaded my pics.

then l was using tecno tv30...with etisalat easy cliq you'll be given 15mb if you laod N200 Card..l used that to upload my pics...today l'm using a big phone..

don't rely on your certificate (weather first class or second class) things are fast changing..l have a first class friend without a job..l also have a third class graduate that got a job during service with a good pay.

don't put your trust in man, they can fail you.

please plan for the uncertainty.

there is no lucrative profession this days.....the success of any profession depends on the owner, your destiny is in your hand.

have seen a poor doctor, engineer etc...
just last week a graduate b eng..complained bitterly to me...they are not treating us well in my place of work "how will you be paying a graduate 30k when l talk my colleagues will say l too like money..." l tried to find out who these colleagues are.. you cant imagine fellow graduates!

so l will advice you to cut your coat according to your size...your salary is 19800k..

so change that your idea of service year is a year of comfort....

since my primary school days na em l don dey hear say "life is not a bed of......... you know the rest.

computerboy: OP your advice is worth millions. Thanks, waiting on batch c14 by God's grace, I'll follow your lead. I have a friend like the one described (finished since February but no job) and that is what I don't want in my life. I just pray to get a favorable ppa with a modest cost of living. But what biz do you do now?

you are welcome my bro...today l am a salary earner..courtesy to the internet....during service l uploaded all my activities....l supply/teach and repair musical instrument..

service year

l was posted to a place with moslem as majority..bad market for me...so l decided to do my best at my ppa to the extend that my headmaster started giving me free leave to do my business l did not abuse that privilege..at time l rejects the offer..any time l get an appointment l will travel do my job and get back to work before the designated date..when l get back l don't bribe the man...l will organise competition and give the children gift both winners and losers..

with the help of my uploaded pics.(one of the contract l got to teach musical instruments in a sch). while serving l received several calls from lagos..

to cut the story short, l rounded off on Thursday(last Thursday in February, l started work the following Monday)..
l still do my business till date.

l ask a friend of his pay l was suprise to hear him say 20k...this is someone that said 19800 was chicken change then...now to compliment himself he said " so that l will not just be sitting at home doing nothing"


you will agree with me that if l were that your friend l will just used what have saved to start up something..

ajoskele: Baba, make I clear u mata....person noh fit save dat alawe if u no get other source(s) of income. Like u put am say make dem buy foodstuff, noh be sontin dem go dey use chop am? Abi make dem just cook rice chop am like dat?
U noh dey recharge ur fone? If ur younger ones(extended family dey oo) ask u for airtym, u noh go sort dem? U noh dey subscribe? Abi noh be data u take post dis "lovely" message"?
U noh dey "carry" bike or "wear" cab? Abi na trekkin u go do for one good year?
So those shoes and clothes(even underwears) wey u bring from house u go use for d whole year? Even if d clothes don dey smile for shoulder?


I'm not living a miserly and miserable life @my PPA. I made up my mind I was going to live a very comfortable life throughout my NYSC year. I know of a corps member who can ask one for anything except maybe one's head, yet he claims he knows the number of bridges he crossed before getting here(all in the name of saving). Now he has a bad rep amongst corps members here

Corpers wee, live a comfortable service life, save at your convenience and network(make good friends that you will need later in life).
Your saved alawe WILL not determine your future!

these are what my fellow corpers told me then...just to discourage me...so l got your angle and l know where you are coming from..all you have said are the plain truth,...but you still need to know the distinct different between want and need..
for me l don't play with my stomach. l just have enough food stuff...you mention taking bike yeah l took bike but there were places l could easily trek to l am still young so l trek...l did not subscribe then to me it was a waste of fund, it does not give me anything in return....today l can subscribe for 10giggs even if it will not yield anything..the time you use for brousing the net look for something doing that will earn you money
even if its five cloth put it in good shape and pple will respect.
service year is not all about living a comfortable life its all about preparing yourself for the future..

l have friends who spent that year in comfort, they left with their last alawe. since February till date some are still looking for job. for those with job some still earn 20k..

the only things my fellow corper did not accuse me of is begging..even if it is 5k monthly its something....60K.

Now you are leaving the camp your monthly
allowance is N19800.

Some working class citizen/graduate do not earn
such amount, see it as a big money even if it is
chicken change to you, assume/pretend it’s a
huge sum and spend it jealously because this
money can earn you good fortune.

Here are the ways to spend your money
jealously

1. set a target: Set a target on the amount you
want to save monthly from your allowance 5000,
8000, 10000. Do the calculation yourself and see
how much you’ll earn during your service year.
You can even save beyond 10000 if you are
posted to a village.

2. Understand the different between want and
need: that you want something does not mean
you need it at the moment. After receiving the
first allowance some corpers will go for irrelevant
things like expensive (more than half of their
allowance) phone, shoes, iPhone out of the
allowance. There is nothing wrong with this but
before going for these. Think! (Will this stuff be
an asset or liability) if it will serve as an asset,
good! Go for it. If otherwise ignore it and
discipline yourself.
It is a known fact that as you grow older your
toy becomes expensive but you need to be
careful and make use of good your scale of
preference.

3. Control your eating habit: don’t eat anyhow,
eating from a canteen where a plate of food is
200 and you don’t cook, you eat there. If l
assumes you eat twice in a day that is 400 per
day for a month you have spent 12000 on
feeding alone. You are left with 7800, there are
other needs. So buy food stuff, stove, pot etc
with your first allowance. If you don’t know how
to cook, that is not a crime, meet your mates in
the lodge they’ll put you through and you’ll see
it as an opportunity to learn. I spent my service
year eating what l wants not what l sees. I
cooked and eat decent food.

4. Self dependent: it is good to be friendly but
don’t let friends take advantage of you. I know of
a lodge where corpers will contribute money to a
girl, just for cooking. It is not wrong but don’t
make it a regular thing there are differences
between” I OWN
‘ and” WE OWN”. Buy what you’ll need and keep
it jealously.
By the time you buy foods stuff together and
there you have a female corper to cook, that is
where deliberation of what to eat starts coming
in, you wait for someone at times before
everyone eat. Just like partnership in business.
Except you can be mature enough to handle it,
do not settle for that.

5.falling in lust: don’t date your fellow corper if
you know it will not lead to marriage as most of
them will help you spend your money and keep
their own in the name of love. Don’t be
deceived! You can imagine! Paying someone
recharge card money, hairdresser’s money, cloth
money, body cream money, feeding a guy that
claimed he did not receive alert., the list is
endless…he/she may have a fiancé you are just
an assistance boyfriend/girlfriend. And for some
smart guys they’ll eat the girl dry and complain
of being a debtor.
If you believe you can save 10000 with a corper
girlfriend/boyfriend and you are the one taking
care of the financial aspect. Then you’ll believe
it, if l say shekau will become pope in Rome. It
is a game there must be a loser.

6. Skills: these are the things you should have
discovered in yourself before leaving school. God
have settled every one of us. You either acquire
skills or you have inborn skills. So develop it, all
you need is packaging. I earn what my three
month allowance will not yield in a month when l
used my skills. Even though l said earlier that
you should assume that N19800 is a huge
amount. Think of earning more than that in a
month on your own. How? Mind your own
business.

7. Grow up: you are not a kid again forget your
age, do not deceive yourself. Stop calling your
parent for help financially stand on your own,
take responsibility of your own action and they
will be proud of you. You will also feel fulfilled
and believe that the future, is for you to manage
and not your parent.

8. Inferiority complex: IC is when with your
19800 Monthly allowance without other source of
income.
You are saving to buy iphone, phantom A etc..to
replace you android/nokia phone.
You feel your fellow corpers eat chicken
everyday and that is what you want too.(oloju
kokoro)
You want other corper to rate you high compare
to anyone in spending. Don’t live a nollywood
actor/actress life style. I call it borrowed life
style. That doesn’t mean you shouldn’t aim high.

9. BUSINESS: If you can manage that 19800k
for your needs and business, if you get 19.8B
managing it and establishing a reliable business
will not be hard, but if with this little money, you
can do nothing then you will fail even if you have
the whole world. At times I borrow my allowance
for business and I make sure I return it in due
time.

10. HELP PEOPLE: Be eager to help people
financially, physically even spiritually. Don’t be
stingy, especially your sibling and parent. That
you have today does no guaranty that you will
have tomorrow. Do these and you will earn their
respect. It has been working for me, when I give,
I get in return.

With these steps I was able to save my N19800
for each month during my service days. I never
for one day regrets doing what l did then.


Thank you for giving me your time.

Abifarin bukola P. aka Sure Way
Graduated from futminna
Batch A 2013
Served in karaye local gov’t
Kano state.

Northern leaders! Northern leaders!! Northern leaders!!!
how many times did l called you....
nobody knows your compound more than you...
even in thé dark, walking in your own compound should not be a task..... talk to your boys théy will ruin your economy...

daris God oh.....innocent soul

Nigerian pple with awuf....
na waoooo!

l am not surprise.....an attestation to what Pastor Okotie and Pastor kumuyi said...

it's very easy...to say if you are going to record your donation what ever..don't donate..but you didn't say that then...since you are alive just thank God and let lying dog sleep...that's life for you.

Sorry if u do not get it either

It is karma not kamal

thanks, l appreciate.

[quote author=Rexphobia][/quote]thanks

nnomy3: I think we d undergraduates should learn from this, work hard to get good grades and develop ourselves...

yeah you need to...our problem is inferiority complex and claiming that most celebrity do not even graduate with 2:1 not to talk of 1st class... when some undergraduates mentioned soyinka l asked them are you soyinka they said No...if you work hard it will be a plus.

[quote author=Okija_juju]i'm sorry but you are wrong.. #period.[/quote]l may be wrong sir but not 100% wrong...let be sincere with ourselves at times...imagine l have a paper tomorrow and l spend my night watching champion's league, hanging out with a girl, attending party, browsing NL...in most cases some pple are very brilliant but cos of over confidence they fail...


for those other two asking who kamal is sorry if you do not get it....pple reap the fruits of their labour.

go to campus and see how students spend most time with girls, sug (politics), football, party... and neglects the main purpose of going to school... few still make 2;1 but the problem is majority of the 2:2 n Co did the wrong thing at the right time....don't blame employers at times it's kamal @ work .

e be like say this your story na another seasonal film...

deluded soul, someone is getting mad, stop shouting old man...
maybe Jesus used these words too..

follow peace with all men an holiness without which no man shall see the kingdom of God..Hebrew 12 : 14...

there is this guy call frosbel in religion section same way he used words trying to convince others in his false teaching words like... who the hell does oyedepo think he his, kumuyi is a liar, Adeboye is a cheat...
if we drop Bible moral and tradition shows who really we are...the question l use to ask him is. are this pple your age mate? even if they are....
let ask ourselves this question before using any words.

will Jesus say this?

l think have learnt somtin new today...
those against trousers used mild words..
those supporting the use of trousers used offensive words e.g shut up, hypocrite etc..
then even if l am a baby in Christ, l'll ask myself who among this set of pple is a Christian...
now ask yourself who really is a Christian here.
God will no change his standard cos of you.

2nd Timothy 3:1 this know also that the last days perilous times shall come.
2.for men shall be lovers of their own selves.............unholy.
3.without natural affection........ despise of those that are good.
5.having a form of godliness but denying the power thereof. from such turn away.
7.ever learning and never able to come to the knowledge of the truth.

you no dey enter brt, molue, Danfo and you live in Lagos you dey miss alot...

you no dey enter brt, molue, Danfo and you live in Lagos you dey miss slot..

it all depend on the background and home training...l'll give an illustration base on an incident that happend in my school last week Friday...
l left a class and l saw two of my fellow corpers standing outside instead of the staff room then l asked «watin happen" they said see this big girl shit for staff room and they started yelling at the girl. you never can tell she may have a running stomach. na lie they yelled and that they have gone to call the sch nanny to wash the place. as the assistant HM l asked so what are you two doing here? are you not suppose to assist her(the woman is an old woman).
to my greatest suprise this was there reply

make we go help her pack shit?
is that not what they are paying her for?

l replied don't pack shit just go close to her as a sign of appreciation...help her to fetch the water..they still insisted that they will and can not.two other male teacher came and asked them are you both not women..then l was forced to use a comment.

if this woman is your mother will you say that its her job. they are paying her..

ops these were young girls an edo and an lgbo girl to be pricise... pls don't get me wrong l'm not saying all the girls from these tribes lack home training.
since then they have been ignoring me.

the HM called me and said he heard what happened that they are foolish girls...

he told me a story of a Yoruba girl that served in the sch two years back...he said when such happen. she took it on herself to Clean the mess rather than calling a nanny...

ops it's all about background and home training.

it been a while l came to check if you are still doing your father's job....(criticizing men of God /churches preaching against tithe and many more)..heaven is real don't be deceive /stop decieving pple.

l can see ASUU claiming fg have stop thinking with it brain...to get Prof Dr no be wasa.

NEROSKY: don't be ceiling, if it will take effect i will be by 12:00 against 2morow

bros why your. blood dey hot...na you be AIRTEL there's a distinct different between 3rd and 4th..besides wait our English teachers are still sleeping if them wake up! l'm very sure they will deal with you..BB user(bad belle user)..shame on u.

As far as l'm concern 3rd of Dec start from 12:00 Am. since they did not block it..it means the data you have left is yours...and you know what the service Don change 4 my place..thank God say l no blow my data...courtesy to no 3G service in karaye village.

leave them with thier biz
them self na human.
abi them no go chop?

.l rememba a day when they gathered the NM and the teacher beat a boy, the boy ran and wantd to jump 4rm d 3rd floor..teacher knelt down and started beging.jo ntori olorun ma fo.(pls 4God sake don't jump).he saved oda boys dat day..(GCL surulere).

Messi j: if tomorrow the state looks dirty, they will say D govt is nt working.

You dey mind them?
Everything must be done in their favour...

Dey there dey poke nose...one of the attribute of an entreprenure is minding your own business..that alone will put food on his table...but your snaping and putting it on NL will put koboless on your table..instead you are helping him with d advert..