₦airaland Forum

angeltolly:
What he gave them

Did he give them tractor or he wants to grade their road from his salary

yes he did give them.for sole purpose of grading. And it belongs to the constituency

(CNN)An experimental vaccine against the Ebola virus was found to be 100% effective, according to a study published in The Lancet on Thursday.

The results offer hope of better protection against the disease that ravaged West Africa in 2014, killing more than 11,000 people.
"Ebola left a devastating legacy in our country. We are proud that we have been able to contribute to developing a vaccine that will prevent other nations from enduring what we endured," said Dr. KeÏta Sakoba, the director of the national agency for health security in Guinea.
The vaccine
The experimental vaccine was given in 2015 to people in Guinea who were in contact with patients who had recently confirmed cases of Ebola.
A few months after the early trials, the World Health Organization said the preliminary results were an "extremely promising development."
Initially, only people over the age of 18 were offered the vaccine and the participants receiving them were randomized.
But the process was stopped after initial results in order to get the vaccine to everyone in need of it.
The trial involved more than 11,000 people, according to the WHO who led the trial in conjunction with Guinea's Ministry of Health.
When analyzing the results, the teams didn't count people who got sick within the 10 days, as they were believed to have been infected before they received the vaccine. Waiting 10 days also gave volunteers time to build up an immunity after receiving the vaccine, according to Dr. Marie-Paule Kieny, the WHO assistant director-general and the study's lead author.
Patients were either vaccinated immediately or after three weeks. As everyone had become eligible for the vaccine, the three-week group served as the control as they didn't actually get the vaccine until it was clear that they were not infected (Ebola has an incubation time of two to 21 days), Kieny said.
Researchers followed up with immunized volunteers at their homes on days three, 14, 21, 42, 63 and 84 after receiving the vaccine.


This is the messy truth about Ebola 02:18
A total of 5,837 people were given the rVSV-ZEBOV vaccine, and none had a recorded case of Ebola after 10 days or longer, the study says.
Among people who were not immediately given the vaccine, there were 23 cases.
Some people who had the vaccine reported headaches, fatigue and muscle pain. Two patients had serious reactions, including one who had an allergic reaction.
There are multiple strains of the Ebola virus, and this vaccine covers the Zaire group and offers cross-protection for similar strains in this group, Kieny said. But it doesn't not confer protection from all strains of the virus, nor from the related, and lethal, Marburg virus.
Other vaccines are also being studied, Kieny said.
We won't be defenseless
Ebola was first discovered in 1976, and before the 2014 outbreak, it typically hit isolated African communities -- those outbreaks were much more manageable for medical teams to parachute in and treat patients.
But the virus reached cities in 2014, spreading like wildfire and catching the global health community off guard.
Ebola is highly contagious once patients are symptomatic, so as families and close-knit communities tried to care for sick loved ones, they risked infection themselves. A vaccine, however, can protect them.
"The principle is to stop transmission," Kieny said. "So you are one step quicker than the transmission of the disease."
To enable this, researchers doled out the vaccine to so-called "clusters" or "rings" -- groups of people who had been in contact with an Ebola patient.
It's the same strategy that was used to eradicate smallpox.
"The premise is that by vaccinating all people who have come into contact with an infected person, you create a protective 'ring' and stop the virus from spreading further," John-Arne Rottingen of the Norwegian Institute of Public Health, which has been involved in implementing the trial, told CNN last year.

It's so appalling. Imagine saying they ll go bankrupt if free withdrawal is allowed

More

His name is Hon. Engr. Solomon Adaelu
Representing the good people of Obingwa, ugwunagbo Osisioma federal constituency in Abia State

Have you ever thought about how brilliant Mavrodi is?
He is a brilliant mathematician and genius programmer that can see ahead of time.
When all MMM account was frozen, people thought it was a bad decision not knowing he was doing us good at this particular point in time.
Participants doing MMM in Nigeria is just about 2million+.
At this festival period, the federal government that is using media to castigate MMM cannot provide money for the public through the apex bank called central bank.
There is no provision for withdrawal of your own personal money that is in the bank, they will simply tell you network problem or that out of the 100k you want to withdraw, we can only give you 20k.
Your own money ooo!
Most ATM machines are not having cash in them, those having cash is programmed to give certain amount, the high level of people in the banking hall trying to withdraw cash and there is no money to be given.
If participants in MMM were merged during this period, even though you have the money in your account, but you cannot withdraw it talk less of going to another bank to make the payment to fellow participant(s).
My question is this, considering the present situation in our so called banking system, to avoid being blocked within the stipulated time of 48hrs, won't participants upload fake proof of payment ?
Come January 2017, MMM will be back stronger than before. Let us all join hands and support MMM, and together we gonna change the world.

lancee:
Wicked bank they keep ripping pple off

Got frustrated by them..not until I went with my own rate..

Agbaletu:
Zenith bank will not stop cheating their customer. I will transfer my money to another bank when my TB matures in January 2017.

but, you can give ur rate...

jethro2:
Still attending to question 4
Someone could start big and mess it up while some one could start small and successfully build it up. its could be vice versa. There are lots of factors that affect production and marketing

please sir, I would really need ur contact. There is something important I would like to discuss with you.

A friend of mine got this email, funny enough she doesn't have an account with diamond bank. Please, Be guided..the hustle is real.

sureguy02:
That's still the same as debiting the account with 1M and crediting it with N226K

interest is upfront.

sureguy02:
[color=#990000][/color][b][/b]

Thanks for the template bro...great stuff. I am trying to understand how it works. Does this mean 1M will be debited from my account initially? Then an interest of ₦226,633.78 will be paid almost immediately? If my understanding is correct, please confirm how much will be credited to my account at maturity. I'm guessing it's the same 1M?

If this is the case, then, what is the amount I will specify on the bid form for this scenario? Is it 1M or 1.226M?

subtract the quoted interest from 1M. That is what ll be deducted from your account which u ll gt 1M on maturity.

For me , I would go for the initial..

Hi Nairalanders, have given this a little thought..please I would like to get your opinion on this matter:
which would you prefer, *just Prince Author Eze and E-money for your wedding* OR *200 other random guests*

inze:
. . . 100,000 Naira

thanks alot

olujaidi:
Contact their customer service

thanks

talktrue1:
I bought TB from Diamond bank on secondary market 2weeks ago (18/Aug) 109 days.
Today, I was debited N586.50 from my acct and they call it Tbills Custody fee.
Pls hse, which one is Tbiĺls custody fee. Will the deduction be made all the time?

please what's the minimum amount for diamond bank tbill

yemmit90:
I've been hearing about this same MMM too, never again in my life will i invest in any liquid investment apart from TB, Bond, shares,Forex, FD and Gold.

Just be careful ok, i loose about 400k to this same kind of investment in Ibadan some years ago. Though i lose only 96k of my initial capital after winning 387k and reinvested the money.
A
To all the businessmen/women or investors in the house, please never invest your money in anything you have absolutely no control.

thanks a lot...for the advice

Acidosis:
Yes it is true that you will earn 30% of your capital in 1 month (+$30 for new members).


It is true that MMM will fold up some day.


It is also true that nobody knows when MMM will fold up, not even the owners.


It is true that no institution recognise MMM; hence when it folds up, get ready for suicide (on high investment), or 'move on' (on low investments).


It is also true that on the 3rd of Aug, I offered N16k, and on August 26 (2 days ago), I got 26k alert (30% of N16,000 + $30).


It is true that I'll put in 50k this week, while I await about 15k interest, it is however true that MMM CAN fold up a day after I invest 50k.


So the choice is yours bro! Can you 'move on' when it folds up a day after you pay an anonymous person your hard earned money??

thanks, can u hook me up..since u would be investing..pls and how cn i be in touch with u

Royal155:
Go and search their thread so you can get the information that you seek. Here is for T.BILLS investment, Morning Making Machine.

lol...just a little knowledge, not planning to hijack this platform

please house, has anyone idea what MMM investment is all about. someone spoke to me about it, but not in detail. just told me that u cn earn about 30% interest of ur capital in one month

just downloading Apache open file.

As much as Microsoft would like you to think that you need Office, there are plenty of free alternatives out there. Most users will find the these free online and offline office suites enough but power users will want to pay for the premium versions. Microsoft Office still offers a great set of apps but a majority of users will never utilize its entire potential.
It used to be that if you wanted an office suite, you would buy Microsoft Office. Times have changed and now there are a ton of free office suites. Although your school or work is probably still using Microsoft Office, there are plenty of free apps that work just as well.

Microsoft Office is still great, but it comes at a cost. The software used to cost a flat rate but Microsoft has moved to a subscription based model. For $8 a month, you can get access to Microsoft Office 365 Home on up to 5 Mac and PCs. You also get 1TB of cloud storage via OneDrive.

Although this price isn’t bad, most users won’t be using all the features of Microsoft Office so using a free office suite makes more sense. Many free suites are cloud-based, meaning you can access your files on any computer. However, there are still excellent desktop apps that you can use on your computer without an internet connection.

Here are my picks of the best free online and offline office suites.
Online office suites
Google Docs

Google Docs

Microsoft is afraid of Google Docs and it should be. This excellent cloud-based office suite will be most popular with Gmail users as it integrates directly with Google’s other services.

Google Docs offers apps that can replace Word, PowerPoint, and Excel. You can store all of your documents in the cloud using Google Drive.

Google recently updated Google Docs with native support for Microsoft Office documents without needing to convert them first. This is a major feature that makes using Docs easier than ever.

Google Docs commenting

Docs is also excellent for sharing and collaborating on projects with your friends and colleagues. There’s live chat so you can discuss the project, commenting, and version history. There’s also collaborative editing so everyone can edit a project at the same time. Different users are represented by different colors and you can revert to a previous version of a document if there’s a change you don’t like.

Google Docs isn’t perfect though. It works best when connected to the internet but can be hit or miss offline. This won’t matter as much for students who have access to the on campus Wi-Fi all the time. Users who value stability and offline access will probably be better off using a desktop suite and a cloud syncing solution like Google Drive or Dropbox.

Google Docs is available in any web browser, but works best in Google Chrome. You can take your work on the go with Google Docs, Sheets and Slides for Android and iOS.

Office Online

Excel Online

Microsoft realized that everyone isn’t going to take full advantage of the power of Microsoft Office. That’s why it decided to make a free version of Office and put it online. Office Online takes the best parts of Word, PowerPoint and Excel and puts them in an easy-to-use package. The features are basic but it’s enough for most people.

Office Online works just like Google Docs. Microsoft uses OneDrive and Office Online users get 15GB of free space. That’s going to be more than enough room for your documents unless you have a ton of media rich PowerPoint presentations.

If you’ve used Office 2013 on a Windows computer, Office Online will work exactly the same. The interface is a one-to-one copy of the desktop application, and more advanced features are missing.

Between Google Docs and Office Online, I prefer Google’s suite for its speed and mobile apps. But Office Online is a close second with its excellent OneNote note-taking app and is the one you should use if you want a traditional Office experience.

Zoho Docs

Zoho Docs stack

If you don’t want to pick between Google and Microsoft, Zoho Docs is another great alternative. Although you only get 5GB of free space, it s adequate for most people.

Like Docs and Office Online, Zoho Docs works on and offline. Your documents are synced across all your devices as soon as you get an internet connection. You can also set up selective sync so you only sync the folders you want.

Zoho Docs also features great collaboration tools with granular controls for access. You can share a document with a specific group of people or even publicly. You can even password protect your files from prying eyes.

Users looking to collaborate on projects will also love Zoho Docs. Changes are tracked in real time and everyone can see changes to the document. There’s also a commenting system like Google Doc’s in-app chat. For business users, you can create specific groups to manage your projects.

Zoho Docs Writer

The best thing about Zoho Docs is it integrates with Google Drive (for Google Apps users) and Dropbox so you can use these services to access your files. You also won’t have to worry about file compatibility as Zoho Docs supports Microsoft Office formats.

Another feature that impressed me was Zoho Docs’ ability to embed images, videos, and Tweets into presentations. This is a thoroughly modern feature that I wish other office suites would adopt, although Google Docs does support YouTube embedding, of course.

If you need to take your work on the go, Zoho Docs offers apps for both Android and iOS.
Desktop suites

Apache OpenOffice

OpenOffice Wrtier

OpenOffice is one of the most popular free office suites and for good reason. It works with Office files and offers a familiar looking interface for those who’ve grown accustom to older versions of Microsoft Office. Users who’ve gotten use to the ribbon interface of recent versions of Microsoft Office may find Apache OpenOffice a bit dated. The features are still there, but a little less intuitive than the clearly marked buttons and sections in Office 2013. However, OpenOffice 4.0 does offer a new sidebar which offers contextual buttons and information depending on what you’re doing.

The great thing about OpenOffice is that it can be as simple or complex as you want. In additional to including a word processor, spreadsheet, and presentation software, OpenOffice also includes apps for drawing, creating databases, and mathematical equations for more users with more specific needs.

OpenOffice Draw

While Microsoft Office and the cloud-based suites covered above offer more internet-related features like internet picture look up and rich media embedding, OpenOffice doesn’t offer these features. It’s a bummer since these features can make creating a presentation faster and visually richer.

In terms of file compatibility, OpenOffice does work with Microsoft Office files but struggles to accurately display more complicated presentations and documents. You’ll likely notice small formatting issues when viewing Office documents, but it’s not a deal breaker. OpenOffice also supports Office documents secured by passwords, which is great for the workplace. While you can open the new DOCX, XLSX, and PPTX Office formats, you’ll have to save them in the older DOC, XLS, and PPT formats since OpenOffice doesn’t support the new XML formats. That’s a bummer, especially if your friends or coworkers are using the newer format, which have become standard now.

OpenOffice may not be the most intuitive office suite out there, it’s still a solid choice. OpenOffice is available for Linux, Mac and Windows.

LibreOffice

LibreOffice Impress

LibreOffice is an offshoot of OpenOffice, which means both suites share the same backbone. The difference is all in the details and features. Fans of OpenOffice may like LibreOffice even more for its more frequent updates and features.

LibreOffice includes the same suite of apps as OpenOffice and offers similar “retro” looking interface. There’s no Microsoft Office ribbon in this suite either, but the design feels more cohesive and modern than OpenOffice.

If you’re a writer, you’ll love LibreOffice’s compatibility with Microsoft Word’s files. LibreOffice’s word processor, called Writer, features a minimalistic interface so you can just concentrate on writing. If you collaborate with people on writing assignments, you’ll appreciate support for the “Track Changes” feature. This lets you track all the changes you’ve made to a document and lets others apply or reject the changes. Another killer feature of LibreOffice Writer is that it supports HTML so you can import your content to your website with ease.

LibreOffice Writer

Not all is perfect with LibreOffice though. Like OpenOffice, LibreOffice suffers from some minor Office document incompatibility, especially with PowerPoint presentations. Media from PowerPoint files may not render correctly but LibreOffice should have no problems creating presentations. LibreOffice also makes it easy to share presentations by including an export to PDF option.

Overall, I prefer LibreOffice’s approach to the office suite over OpenOffice. They are similar but LibreOffice is more frequently updated with more features and fixes.

LibreOffice is available for Linux, Mac and Windows.

Kingsoft WPS Office

WPS Office banner

If you’re looking for a simple office suite that just includes the bare essentials, Kingsoft’s WPS Office is one of the best. It offers a much more modern interface than both OpenOffice and LibreOffice plus a ton of features in its free version.

I really like the interface of WPS Office. It looks like Microsoft’s ribbon interface but distills it down to its most important features, helping to find what you’re looking for without hunting. WPS Office also supports tabs so you can work in one window. The tabs allow you to have documents side by side to work between them. I wish Microsoft Office included this feature.

WPS Office also offers excellent support for Microsoft Office documents so you shouldn’t have any compatibility issues. You’ll find that WPS Office works better with Microsoft Office documents than both LibreOffice and OpenOffice. The only compatibility issue you’ll face with WPS Office is trying to open up open documents from LibreOffice and OpenOffice but that shouldn’t affect most users.

WPS Office for Android

Like Microsoft Office, WPS Office can save your bacon with its auto-save feature but it’s a paid feature. You can set how often the app auto-saves your work. It may not be the instant saving that online office suites offer but it’s a good compromise. WPS Office also includes a backup manager that works as crash recovery protection. You can access this tool even when a crash hasn’t occurred.

WPS Office is also more modern than its open source competition in that it offers mobile apps (Android | iOS) to take your work on the go.

Kingsoft offers a paid version of WPS Office for a very reasonable $2.99 for home users. This gives you all the features like auto-saving, exporting to PDF, advanced formulas for spreadsheets and much more. It’s a steal compared to the $8 per month subscription for Microsoft Office 356 Home.

Still, the free version should work well enough for most users looking for a free office suite.

SoftMaker FreeOffice

SoftMaker TextMaker

If you’re looking for a free, simple office suite and Kingsoft WPS Office doesn’t do it for you, check out Softmaker FreeOffice. Like WPS Office, it only includes apps for word processing, spreadsheets, and presentations.

FreeOffice’s interface is a bit dated but it works. There’s no ribbon interface like WPS Office or Office 2013, but some users may like that better. FreeOffice ticks all the most obvious boxes with Office file support and a mobile app suite. However, FreeOffice doesn’t support saving the newest Office document file types like DOCX, XLSX or PPTX. The app can open them but not save them in their native format, which is quite annoying.

SoftMaker PlanMaker

The suite’s word processor hits all the basics with spell checking, auto-hyphenation, and support for tracking changes. Its spreadsheet app includes over 330 functions and should be more than enough for most users. Its presentation app includes a handful of templates, transition animations, and support for multimedia files like movies and sound files.

skarlett:
14. How you hail pharmacy students that have managed to reach final year:

https://zikoko.com/wp-content/uploads/2016/08/Co25AIJUAAAHjGo-e1470154711446.jpg

Na you oh!

lol..I rep pharmacy uniport...# omo! That department no get joy

LuzSp:
Lately GT Bank have been stressing me and have made investments having tenors of 97 and 178 days.
Though I did not specify a stop rate, I asked that my bid to be done in the primary market. Yet I got 12.97% for 97 days when I was expected their rate for 91 days (I specified the tenor). The CBN stop rate turned out to be 14.14%.
I had to get to the bottom of it. One absurd, standout statement my account officer made was that the bank was not successful in the primary market. How could that happen to GT bank, and in Nigeria?
Another shocking thing he said was that he invested my funds in the secondary market because he knows that customers' only concern is to have their money invested, they can't wait for two weeks. I let him know that I'm certainly not that kind of customer. Haste and desperation are not my thing!

I've decided to put in more and clear details and instructions (rates, tenor, primary market, and what to do if they decide not to get me exactly what I'd asked for) in my next application (if I still invest via GT bank) and to follow them up with phone calls (too much stress!) once my application has been sent my account officer.

I'm leaning towards porting to Stanbic IBTC (I prefer forms to letters, always!) or any other primary dealer. I've got 'till end of September.

These banks have been milking us. The most annoying aspect of it is,they claim to have your interest at heart. Just of recent I opened a Diamond account , having in mind not to request for a debit card, just few hours after I got an alert that my account has been debited for the debit card.

Hayyee2002:
House pls what do I loose if my bid didn't go through?

just an uninvested two weeks..

Chidieberelex:
Please house help me. If I choose d bank rate, is there any possibility that the bank would give me a lower rate from what they got,in order to make more profits

if you choose ur rate and it falls within the CBN successful bids, ur bank has no other option than to gv u d rate u bid for . Except that bank charges might create a little reduction

Why do people still settle for bank rate, when you can comfortably predict a juicy rate from the last stop rate. Have had a terrible experience with zenith bank,going with their stop rate...not until I took the bull by the horn..Gave my rate of 11.5% for 365 when d stop rate was few fraction higher than my bid , In the early month of march..still waiting for maturity.

Just appreciate whatever u are opportuned to acquire..# even a groundnut seller can build a mansion.