Travel › Re: From Port Harcourt To Singapore: Live Travel Diary by Taal17: 3:49am On Aug 05 |
Arry110: Boarding to Singapore, the flight was overbooked, they offered 600 euros for people who would volunteer to give up their seats and travel the next day , some guys took the offer Which airline Singapore? Turkish airlines goes to Singapore? |
Travel › Re: General UK Visa Enquiries - Part 5 by Taal17: 3:43am On Aug 05 |
sakieja: Good day everyone, Please I need your assistance, my brother is an OND holder in electrical electronics engineering with upper class.He is intended in further his education uk with just a year or two course Please recommend a schools and the courses that can fit in with his previous course.
Thank you so much in anticipating.
Please house help a sister Go to the student visa thread., better answers from there |
Travel › Re: General USA Student Visa Enquiries-part 18 by Taal17: 10:57pm On Aug 01 |
fekeoshomoshi: Hello everyone,
Can someone apply for US visit this time, is the Firstbank still sell US visa fee?
kindly assist if you have information about my request.
thank you. No, visa ban is still on. |
Travel › Re: General UK Visa Enquiries - Part 5 by Taal17: 10:54pm On Aug 01 |
Abikeadebey: I added every debit in my account and divide by 6, I realized my monthly spendings is #45k , please is that not too small for someone who pay herself 1.5m monthly ? Do you think I should reapply with that ? If what you're saying is correct then are you also saying you that at the end of every month in your salary account you have 1.450 million? Is that all you spend per month? Food, transport, fuel, electricity, clothes, data? Is 45k How many accounts did you submit? Was it just your salary account? Did other accounts submitted also have debits ? My initial response to you was based on the details of the refusal . The refusal says that the monthly expenses you put is less than what you spend monthly. If what you're calculating is correct then you might have a case to ask for it to reconsidered |
Travel › Re: General UK Visa Enquiries - Part 5 by Taal17: 12:23pm On Jul 30 |
Abikeadebey: Good day everyone… please what can I do to reapply, I was refused uk standard visit visa You tell the truth. One thing I've seen is that many people do not FACTUALLY check their monthly expenditure. Sit down with the account you submitted and calculate what leaves your account and what enters. Do an aaverage over 3 or 4 months and you'll know what your monthly expenses. Keep accounts simple. |
Travel › Re: Visiting UK For The 1st Time - Please Advise by Taal17: 11:23am On Jul 29 |
Zeefaa: Pls can Nigerians take Emirates? Layover in Dubai to the UK. Thanks.
Also any idea how they are in Stansted compared to Heathrow & Gatwick, Stansted just closer to the accommodation Yes you can fly Emirates. What do you mean ..how they are? |
Travel › Re: Visiting UK For The 1st Time - Please Advise by Taal17: 11:21am On Jul 29 |
Borrow2222: Just fly British Airways from Lagos and land at Manchester Airport.
It’s a direct flight with only a few hours of connecting time.
Check in your luggage at Lagos Airport and collect it at Manchester Airport without stress.
Don’t bring lots of clothes, as you can buy clothes cheaper there.
When you arrive, look for an affordable Airbnb and book it. Quote the OP, not me. I'm not the one who asked the question |
Travel › Re: Visiting UK For The 1st Time - Please Advise by Taal17: 10:04pm On Jul 25 |
Cheapest flight booking? Depends on what you can afford and prices change according to the season
Just avoid flights that may transit in Europe because you would likely need a transit visa.
Connections to Liverpool depends on what airline you take. Besides you can also take a train to Liverpool so use your airline Tourism ideas...since you're in Liverpool best to search out what's available there. It's a big City |
Travel › Re: USA Visit Visa Part 6 by Taal17: 9:28pm On Jul 25*. Modified: 9:56pm On Jul 25 |
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Travel › Re: At The NVC Processing Stage Of The U. S Family Based Preference Category. by Taal17: 2:37pm On Jul 22 |
vegaz: There has been massive jumps for family based in the past 3 months. This is really good.
At this rate F1 and F2B wait times might reduce to 5/6 years soon. That jump might be because fewer people made new petitions because of the bans. If and when bans are lifted new petitions will add to the timeline That being said, the jump does benefit those who are already at NVC stage. When bans are lifted interviews can be scheduled. |
Travel › Re: General USA Student Visa Enquiries-part 18 by Taal17: 6:29pm On Jul 17 |
ijayalolo: E be like say na that guy wey dey give people false hope here be this again o. Did you see anyone that has got F1 Visa? Carter Efe show you his visa?
For avoidance of doubt, everything is on hold for now. If you go there they will talk to you surely but they will not issue you Visa. [/b]Even students already in the USA have all their applications on hold till the ban is over, OPT o, CPT, NIW, anything, name it, is not being processed once the passport you are presenting is Nigeria passport[b].
That being said, if you just happen to know anyone that got his F1, J1 visa at this point I would love to know because, hey, I might be wrong and giving wrong information.
Thank you for your attention to this matter Actually for students in the USA, they were under a PAUSE, fortunately a court has made a judgement in June that USCIS has to stop this so students and others adjusting status within the US their applications have resumed pending if USCIS appeals. |
Travel › Re: General USA Student Visa Enquiries-part 18 by Taal17: 3:17pm On Jul 13 |
Ekenem123: Nigeria is on partial ban not full ban...its means more vetting and its on case by case... if Nigeria is on full ban not visa will be issued
Even carter efe ...just hot his USA viza to streamer university on F1 visa type... i am just saying its case by case vetting since nigeris on partial ban. Stop spewing incomplete information. The only reason it is a partial ban is because it affects only F,M,B and J non immigrant visas as well as Immigrant visas. There are many other visas it does not affect, O, L, C,,K visas for example |
Travel › Re: General USA Student Visa Enquiries-part 18 by Taal17: 3:12pm On Jul 13 |
Ekenem123: You go there?
If he or she is fully funded ....he or she can get it There is an existing BAN for students with Nigerian passports living any country, it doesn't matter whether you're fully funded. |
Travel › Re: General USA Student Visa Enquiries-part 18 by Taal17: 11:22am On Jul 13 |
MikeBlazee: Please, does anyone know if F1 visas have been issued to Nigeria in the past few weeks or days? No visas. Ban has yet to be reviewed |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Taal17: 9:48pm On Jul 12*. Modified: 10:27pm On Jul 12 |
Bigbabyy0: Biometrics 1 June - priority Ukvi interview- 09 June Additional documentation- 09 June ( 2 hours after interview and sent same day) Visa Approval: 10th July 2026
Do you know my El-roi Thanks to everyone…I trust God Always believe in God… he will show you mercy
My second attempt 👌 1st attempt was delayed and withdrawn Second one ..God did Congrats and well done. I remember you last applications so I was waiting to hear your Good News. Best of luck to everyone else |
Travel › Re: Living In The USA - Life Of An Immigrant Part 1 by Taal17: 8:04pm On Jul 12 |
AngeloX: Hi, I'm looking for short-term accommodation in Maryland until I find a permanent place. I just transferred to DC from Chicago and need to be in DC to study neuropsychogy. In God's name, any Recommendations would be greatly appreciated. Have you tried spareroom.com? Or leasebreak? |
Business › Re: Nigergrob Ceramics Ogun:What I Found In An Abandoned Factory Established In 1974 by Taal17: 11:27pm On Jul 09 |
SixSeven: Please see the article below 👇
We have had SAP, trade liberalization policies and end of the global textile quota system in 2005 have made it increasingly difficult for these companies to survive and thrive. Recently we are talking about the NYSC khaki. It is very embarrassing to know that they are imported 
We are not deliberate as a country. We just do things anyhow without a plan. Even the adire that is local to our people has been taken up by you know who! And they receive government support. for a country to progress it must produce everything it needs. That's does not work anywhere. China has one major resource Human CAPITAL . It built it's industries on cheap labor and grossly inhuman labor practices Other countries like UK their major resource are services Education, Tourism.Finance hub, International hub,etc.they have left competing with manufacturing cos they do not have that human capital The US has lost a good chunk of its manufacturing resource and no matter what Trump does the landscape has evolved The only reason why Adire can be produced by others is because the Nigerian creative industry created a demand. Business opportunities are not the responsibility of govt. It's for investors whether small or large. If you start small and want to scale then their are business schools to go and learn how to scale sustainably |
Business › Re: Nigergrob Ceramics Ogun:What I Found In An Abandoned Factory Established In 1974 by Taal17: 11:08pm On Jul 09 |
SixSeven: Do you think new investors can get it fixed? Funding with some young hungry people who are serious about business and can be guided because we all say tech tech tech but we can't eat tech. Those things are mainly services, we still need to produce and manufacture, sell and then export. Speaking about factories you saw, 20 years ago, some people warned that we can't be seeing factories close down or see religious houses taking over closed factories and thing it's progress.  Lessons learned were about what mgt then could have done then . Not about what could be done now to the abandoned factory. Since UBA took over it is simply land to them. Business structure is important to business sustainability especially in a developing economy like Nigeria where you need to evolve because of things that are not under your control And we do produce |
Business › Re: Nigergrob Ceramics Ogun:What I Found In An Abandoned Factory Established In 1974 by Taal17: 4:11pm On Jul 09 |
SixSeven: Maybe we should use this as a classroom case study at Lagos Business School or our higher education schools. Professors, lecturers and researchers, take note. Most of what Nigerians study are UK, Indonesia, US and foreign places not what does not work in their own country. Manufacturing is a problem in the country based on THREE issues:
1. NO CONSISTENT POWER SUPPLY 2. UNFAVOURABLE GOVERNMENT POLICIES or LACK OF STRATEGIC SUPPORT 3. BAD MANAGEMENT (INTERNAL)
Nigeria's ceramic market is currently driven by a projected $2.1 billion USD import demand, with China supplying over 82% of the country's needs. Again, production over consumption or import. Jinx lol |
Business › Re: Nigergrob Ceramics Ogun:What I Found In An Abandoned Factory Established In 1974 by Taal17: 4:09pm On Jul 09 |
I SixSeven: Exactly what came to my mind. I am just surprised by the OP saying the 1993 person is that old 
Nigergrob Ceramics Limited was a notable ceramic manufacturing industry located in Abeokuta, Ogun State, Nigeria. Established in the 1980s, the company became the subject of major Nigerian corporate and legal cases, including a landmark receivership case (U.B.A. Trustees Ltd v. Nigergrob Ceramics Ltd) regarding the extent of receiver and director powers. Financial distress and that litigation eventually led to its closure, turning it into a textbook legal authority for Nigerian corporate insolvency frameworks under the Companies and Allied Matters Act (CAMA).
Story of their death: In the early 1980s, Nigeria was trying hard to build up its local industries. A company called Nigergrob Ceramics built a big factory in Abeokuta, Ogun State. Their plan was to make floor tiles, wall tiles, and bathroom sinks locally because the construction business was booming. To buy all their heavy machinery and set up the factory, they borrowed a huge amount of money from United Bank for Africa. The bank managed this loan through U.B.A. Trustees Limited. As security for the loan, Nigergrob signed a contract that gave the bank the right to seize the factory and all its equipment if they failed to pay the money back.
Everything started well, but the late 1980s and 1990s brought tough economic times. The national power grid became very unreliable. Ceramic factories need their ovens to run constantly, so Nigergrob had to spend a lot of money on diesel generators. At the same time, the cost of raw materials went up, and they could not find local technicians to fix their complex machines. Production stopped, and the company completely ran out of money. Since Nigergrob could not pay back its debt, U.B.A. Trustees stepped in, locked the factory gates, and hired a legal manager called a receiver to take over everything and sell it off to get the bank's money back.
The original owners and directors of Nigergrob refused to leave quietly. They took the bank to court, arguing that the bank had no right to strip them of their authority. This became a famous legal battle called U.B.A. Trustees Ltd v. Nigergrob Ceramics Ltd. The case went all the way to the Court of Appeal. The judges finally ruled that when a bank takes over a broke company, the bank's manager gets full control of the business and the assets, but the original directors still keep a few basic rights, like the power to fight the takeover in court. Sadly, while the lawyers argued for years, the expensive factory equipment just sat there and rusted. Nigergrob never reopened, and the factory in Abeokuta remains abandoned to this day. Nigergrob Ceramics died because the bank seized their factory over unpaid debts, while severe power outages and a crashing Naira made manufacturing too expensive to survive. This would make a good business study for a post grad class. Lessons learned and what could have been done Some things that comes to mind are Nigergrob getting partners so business is shared Possible future plans to set up their own power plant/source. Especially since just 7 yrs after the closed in 2014 the changes in the electricity act allowed for companies to do that Then they shouldn't have gone to court with UBA 2007 is not a long time ago. I recall on a trip from Osun to Ibadan I saw a few factories like this along the back roads closer to Ibadan around the Iwo aide |
Travel › Re: General UK Visa Enquiries - Part 5 by Taal17: 11:05am On Jul 09 |
Oggg: That’s the work of TLS and VFS so no need for anyone having stress over it. The poster said self upload so |
Travel › Re: General UK Visa Enquiries - Part 5 by Taal17: 12:51pm On Jul 08 |
legendsergio: Hello,
Please for self upload option, do I have to scan only the data page of my passport or all the pages including the stamped and blank ones?
Can someone help me confirm please, thanks All the pages |
Travel › Re: UK Travel Visa: Please Advise by Taal17: 12:18am On Jul 06 |
Lawalemi: Oga, nobody is pressuring anybody. I wrote that i only need a two weeks visit at first but this experience is showing me the true side of things. I'm not in anyway desperate to travel at all. Very comfortable with my family but just need the abroad travel for personal exposure You didn't start this thread saying you want to travel to the uk for exposure You started this thread saying a colleague has been PESTERING you to to relocate with your family and now you are applying and need her details for.your application but she's in comunicado.. That's why posters would think you're desperate . So the person who was mounting pressure no longer wants to pester you ? At least now you can vet her intentions. By the way visiting the uk is very different from living in the Uk Totally different realities |
Travel › Re: General UK Visa Enquiries - Part 5 by Taal17: 6:03pm On Jul 05 |
orluuchi: Hi everyone,
I’d really appreciate your advice on my UK visitor visa application.
A bit of background:
* I was previously earning ₦450,000 monthly, but I was recently promoted and my salary is now ₦713,000. * My average monthly expenses are around ₦300,000, so my disposable income is now roughly ₦400,000. * I currently have about ₦3.5 million in my personal account. * There are a few months where my expenses were higher because I paid school fees, and I also lent someone some money, which was later repaid. These transactions are reflected in my bank statement. * My fiancé also transferred some money to me, and those deposits are reflected in my statement. * My trip is for 2 weeks, and my sister is sponsoring the trip with £4,000.
I was previously refused a UK visitor visa, and I’ll attach the refusal letter.
In my previous application, I submitted my employment/introduction letter and payslips. However, one of the refusal reasons was that my payslips did not show the bank account into which my salary was paid. My payslips only contain the salary breakdown and deductions, not the receiving account details. My salary was paid into the same account I submitted, but the payslip itself doesn’t display the account number.
I believe I’ve addressed most of the refusal reasons this time, but I’d really appreciate your opinions.
My questions are:
1. For the financial section, should I explain my average monthly expenses (around ₦300,000), or should I account for the exact amount spent each month, even though some months were unusually high due to one-off expenses? 2. How should I explain the higher expenses, the repayment of the money I lent someone, and the transfers from my fiancé? 3. Given that I have about ₦3.5 million in my account and my sister is sponsoring the trip with £4,000, is there anything else I should do to strengthen my financial evidence and also strengthen ties? 4. Do you see any potential red flags that I should address before I submit?
Thank you so much for your help. The reason in the refusal is not just about your salary. It mentions deposits from your employer thats not related to your salary. Pls scrutinize your statements well Highlight your salary input If you get commissions or other payments outside your salary you would need to explain. You're a working adult. Your sister can not be full sponsor. She may cover your living expenses, food, transport. But you should cover you flight fare at least |
Business › Re: Gtbank Unchecked Excesses by Taal17: 11:51pm On Jun 30 |
WatchYourSix: That’s weird …… they debit you a figure thats part of your account number Honestly it's very odd. I was going to say maybe it was some loan or does he have another beneficiary to his account. |
Travel › Re: At The NVC Processing Stage Of The U. S Family Based Preference Category. by Taal17: 11:47pm On Jun 30 |
IrepChrist: Good afternoon everyone, interestingly, despite all that is going on, I got approvals for my wife and 3 kids. I filled all separately but the approvals came in yesterday. PD Dec 2022, and 2024 . I and looking forward to the next stage and hopefully the ban is lifted soon. You should hear soon. They should IVs and move  |
Business › Re: Gtbank Unchecked Excesses by Taal17: 7:10pm On Jun 29 |
You need to audit your account for the last couple of months. Highlight the debits with no narration.
Online banking has an option to contact account officer.
Or print out those transactions and go to physical office
If nothing comes out of it. Go to cbn website I think there's an email you can use to report complaints it can be used to report banks who do not answer. |
Business › Re: Gtbank Unchecked Excesses by Taal17: 4:41pm On Jun 29 |
emmydee: I don’t know if anyone else experiences this type of charge by GTbank. This has been going on for over 14 months now. I always ignore it because I live abroad and move on but this time, I have decided to share my experience to know if anyone else is affected. Every month, I notice this huge charge on my GTBank account without any form of explanation. I will see the explanation for other smaller charges but this huge one will not come with any explanation. Sometimes, it gets as high as 10k or even more. Why will the bank keep taking huge charges from my account without explanations? Can someone please help to explain why GTbank behaves this way? Thank you.🙏 There's no 10k charge here Vat and sms alerts charges that's barely 90maira. What's your issue |
Travel › Re: At The NVC Processing Stage Of The U. S Family Based Preference Category. by Taal17: 1:07pm On Jun 29*. Modified: 11:47pm On Jun 30 |
jibbson365: It's still the same.... until the ban/pause is lifted visa cannot be issued...
Did my interview early June and I was told the same by the CO....... Guess we have to wait till the pause is lifted.. the wait is tiring though 😴 Contact them with your case number |
Travel › Re: At The NVC Processing Stage Of The U. S Family Based Preference Category. by Taal17: 1:07pm On Jun 29 |
Lilliesbud12: Oh, thank you for your response here, just seeing it. No mails from Lagos IV. Though what we were told is that once we hear that the ban has been lifted, we should contact them with our case number and they will reach out to tell us what to do.
Please has anyone had their interview recently and what's the Visa issuing situation now? Thank you Contact them with your case number in the email subject line. Based on the Fed District Court judgement on June 5th that covers nationals from 39 banned countries who are waiting for decisions on their green card. Ask them what the next steps are for you Nationals of Nigeria with green card applications are moving ahead here in the US. Pause has been lifted. Remember both in country and consular green card applications applications are the same . Part of the court ruling is that it is discriminatory for USCIS to decide on green cards for some countries and then pause others |
Travel › Re: Memoirs From Chile by Taal17: 2:02pm On Jun 27 |
tensazangetsu20: Ever since I moved to Chile, I’ve noticed a huge change in my health and environment. Back in Nigeria, I used to get sick frequently whether it was malaria or food poisoning, I was constantly dealing with stomach issues and rushing to the bathroom most mornings. It got so common that we always kept emergency medication at home for diarrhea and similar problems. But in the three years I’ve been here, I haven’t experienced any of that. I also haven’t seen rats, cockroaches, or even houseflies, which still surprises me. Hahaha about roaches and houseflies. Nigerian flies are unique to west Africa o lol. South of America has great air filtration and probably better food sources. So your stomach has corrected to its natural biome. No come US sha cos unless you can filter your food sources like a researcher then you fit sick again |
Travel › Re: Canada Visit/tourist Visa Discussion. by Taal17: 2:01pm On Jun 25 |
iyaoge24: Yes, this is my first Canadian visa. After three tries. That might also be the reason, Since you've been denied thrice then 6 months |