₦airaland Forum

The interest rate starts from 2.5%

TheOgaBoss:
what is their rate?

They actually have sense. they don't loan shame at all

Chuksmonika:
fairmoney isn't like that. When you default, they won't even call your contacts. They will be sending you messages and calling you frequently to come and pay up.

These one's are kinda licensed...that much I would want to believe.

But you know Fair money has one of the best interest rates out there

Jamesbiodun:
Lol , Abi they gain 117 billion with their interest

To enjoy new features such as Free Debit Card, 100 Free Transfer and more with the FairMoney Bank app. Download here: https://fairmoney.app/JElWObphv9

You sabi better thing too comrade with FairMoney no need to panic

Malocity:
Am using Fairmoney and am relaxed. No panic.

It shows you didn't carry out thorough research. When you borrow money from fairmoney and you pay back within 15 days you will not be required to pay any interest, it is something i do almost everytime chief.

Soso990240:
lol.. if i didnt make my research, how did i come i come up with those figures? Those are raw facts, and not just an opinion. Tell your company to work on their interest rate, and stop deceiving people with 0% interest if you back back within 3 weeks, its all a lie.

The fair money guys really tried for Nigerians this year. They first gave Easy and fast loans, now they are adding new things like free debit card free transfers, even investment opportunity on the platform.

Borrow and pay back within 15 days, start from there

fof1:
How do U Build it,Pls?

Report them to whoever is in charge, and don’t ever use any loan platform that is not verified. I will recommend you start building your credit score with fair money so you can be getting big loans next year

I am so sorry you actually had to go through this. What if I tell you about the loan platform i use will you try it out? I use only Fairmoney to collect business loan they have never harrased me before.

Gbagura:
It's for your own good. If you default just for a day, they will rain insults on your contacts. They act exactly like loan sharks. Most times when you even try to credit them before the deadline and there's delay in the transfer, this loan app won't listen to your explanation. Their interest is even ridiculous couple with their daily default charges. If you doubt me, you can try them out.


I've warned you ooo. Stay away from them.

You’re still collecting collateral nah. People like fair money give fast loan without collateral

Reading this article reminds me of all that my friend went through at the hands of loan sharks before I introduced him to FairMoney. He calls those days "Dark days" i know he will see my comment

oote:
https://guardian.ng/saturday-magazine/online-loan-apps-how-unscrupulous-owners-fleece-dehumanise-nigerians/

fair money people no get stress

FarahAideed:
Yes I know someone that uses fair money so you might be right

Let me correct you there. “Unless you’re borrowing from the wrong people Loans are bad!” If you use good loan companies like Fair money you don’t have any worries

babyfaceafrica:
He who goes a borrowing goes asorrowing. Unless, you want to do business. Loans are bad!

Nah I think fair money comes first. Those guys have very cool interest rate

Chiffy:
CARBON still remains the best, then Fairmoney.

Sokoloan - 9credit, xcredit, lcredit, all are managed by the devil and his sons

My problem is that people are still sleeping on Fairmoney and they should open their eyes now

greychris:
Omo it is actually a very sad story. I try so hard to let people know about platforms they can borrow money from with less interest rate. FairMoney is the best out there at the moment

I remember one time i borrowed money from Fairmoney and when i paid back they didn't even take interest from me

chaseblack:
Although I agree that an agreement is an agreement but I think loan apps are taking advantage of Nigerians.

The interest rate these apps fix on loans are absurd and sometimes I don't blame people for default.

What is more annoying is that when you apply to invest in that same company ,they offer peanuts as interests.

For instance, one loan app has an overinflated interest rate of 30% for borrowers but if you are an investor, you will be offered a paltry rate of 1.5-3 %. That's criminal!

To make it clearer, if you borrow 20000 you'll be required to pay back #28,000 - #30,000, which means an interest of #8000-#10000 for just 30 days.

But personal findings reveal that if you try to invest #20,000 in that same loan app, you will get an interest of just #150 - #250 after a month.

This is absurd, I have tried investing #40000 in these loan apps several times and all I received was #150 after 40 days. Just imagine!

I tried another one by investing #60000 for 80 days and all I got was a paltry sum of #2300 .

And the last term time I checked the loan app, you will be required to pay #4500 on a loan of #15000 after just 30 days.

That is greediness and the government needs to look into this and find a way to regulate the interest of online loan lenders.

Failure to do these will continue to increase the no of loan defaulters as these loan interest are outrageous.

FairMoney share the money reach my side too

Please who can help me with this?

mad ooo

It is not plenty ke! It is very plenty - this OPPO A93 is the real deal!

As in best ooo

Niswayne19:
The design, RAM, camera, fingerprint sensor and air gesture are what I like most about the OPPO A93. Best of the best

The yeye smelling is this comment.

RealEzee:
Abeg increase volume make them hear for back, there are better alternatives to this oppo model Ja re, take note alot of the oppo supporter have just shown they're not knowledgeable about smart phone specs at all, see one saying remove note 8 pro from the list cos it runs on mtk, abi can he compare mtk g90t to this SD that oppo put on this phone ni? Chaii Yeye dey smell ooo

Totally worth it. How come i am just reading of this? Getting mine soon...this is mad tech.

See na serious Lamba we dey chop from this MI guys. OPPO phones have good price. Naija just like cheap particle device and expect it to shine like sun. And that's what this Mi guys are feeding naija with.

Flytime:
oppo entry level devices are the ones that are overpriced
At the midrange level Oppo/OnePlus offers more for the price(I'm talking the 400 dollars mark)
OnePlus flagships are mostly recognized because they are cheaper than its competitors

A trash chipset that still run a device with Lagging? Oga have you used the phone?

festwiz:
The chipset is trash. At that price they could've done better with the Helio G80+ series or SD7xx series. They want to go the Transsion route and dump their excess MTK P35 junk on Nigerians because they can't sell it in their home country of China.

Does that dispute the quality of the chipset?

PrettyBunny:
It's funny how it's called world class MediaTek when it's helio P35..

If na Transsion now, everywhere for catch fire..

Let's be decent where decency is needed with adverts and criticisms..

PS: I am not a Transsion fan sha..

Take my words, you would not like to have anything else once you take the new OPPO A-series budget device in your hands.
The OPPO A31 and A12 are what every buyer should consider buying as it comes at a friendly price and more enhanced spec than a normal budget device. So definitely, every penny you invest on the OPPO A31 and A12 worth the shot.
What is so pleasing in this new A-series? Let us start with the most exciting spec:
Battery:
The smartphones have a great 4234mAh battery which is one of the reasons OPPO devices are always a must-go for device. This battery size is enough to keep anyone away from charging twice a day.
RAM & ROM:
Get 64GB of internal storage and 3GB/4GB RAM (OPPO A31) and 32GB of internal storage and 3GB RAM (OPPO A12) which is expandable to 256GB. This feature leaves you with a handy space to store a lot of data on a budget device without lagging.
Camera:
Both devices come with a back camera of 12MP+2MP+2MP and a front camera of 8MP, capable of taking Amazing pictures.
Processor and OS:
With OPPO, you get the world-class MediaTek processor and not so recent Android 9 which is very impressive for a budget device as they will be offering a seamless performance.
Well with these features I know OPPO is gonna make other brands want to raise the standard of their budget devices.