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 Politics / Re: You Are Champion Of The Masses, El-Rufai Eulogizes Osinbajo by Thisnut(m): 4:45am On Sep 24, 2021 |
an eulogy is a praise to a dead person, Is osibande dead now? |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 8:17pm On Jun 26, 2021 |
Sniper4real:first degree is a necessity, while second degree is a luxury. You you are supposed to use the profit from the first business to diversify to start up a second business. The way you sound now, you might as well beg to acquire a PhD degree. If you are doing a business and you are not making anything of it, that is a real concern and reevaluation is needed. You don't just keep pumping more money into a business that is becoming a liability. Yes, school is a business 9 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 7:11am On Jun 22, 2021 |
This long term bond is like a trap. When you want to eat with the devil, it's better to use a long spoon; In this case, the govt is the devil. 1. Why would someone borrow the govt money for an extended years when the govt can always print money to pay you back? Nigerian govt solicited for USD some months ago to pay 5naira for every USD; after they took all the USD, the crooks of a govt decided to print more money and devalued the naira. Just imagine some folks actually fell for that old trick. They gave treasure bill at 7% last year and naira went down 39% against USD the following year. 2.What would be the purchasing power in the next 20years following the trend in the last 6years? What if the economy gets better and naira becomes strong would it make your property value go down? 3. What is the value of a house bought 1m naira 20 years ago and what is the value of the money right now? Let say the money was compounded at 15% and the estate moved at 7% of the house value at every given point. 4. How fast can you flip a real estate vs a fixed bond and What do you risk losing breaking a bond? 5. Something just happened and I need my money now for better opportunities; shut up and comeback in 10yrs. My take: Real estate might not give a promising future, but always find a way to win in the face of inflation, deflation and recession. Right now the house market in the U.S has gone up more than 20% since the pandemic, while the mortgage rate has gone down more than 50%. 3 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 8:04pm On Oct 12, 2020 |
ahiboilandgas:if you are still in need of the payment, I can help you do it while you pay me in back in cash. The cash will be in usd. I'll be in lagos at the end of this month or I send you to someone to give the person the money or you pay to a dorm account. 1 Like |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 8:40am On Oct 09, 2020 |
60 people die in cult war in akwa ibom state as we speak . What does those guys who frequently point out every killing in the United States have to say about this? Is Nigeria really that safe? Gas explosion every now an then in lagos. The casualties can be well reduced if the EPA move all the gas plants far from people's residents. Inter states travel within Nigeria is the most scary thing after boko haram in Nigeria. If you don't get caught by the x men, you get caught by the bad roads causing unnecessary accidents. 2 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 6:31pm On Oct 07, 2020 |
igbizen:them still dey enjoy school? Going to school on it own is very stressful. You probably didn't enjoy it because you were living a two way street, home to school and school back home. The best way is to go with flexible options being in the system, then you can really tell whether you like it or not. I went to school for 3 months at Richmond , Virginia for 3 months, up till now, I don't know what that place looks like. The only thing I can remember is home and school address. If it was a degree program like 2 or more years, I'd probably have had more time to explore and feel the place better. Some one saves up and travels to Nigeria for holidays , he enjoys himself with his friends and leaves back in two weeks, he goes about telling others that Nigeria is so fun. Meanwhile, someone who lives in Nigeria laments that there is hunger and many village people in the land 3 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 2:46am On Oct 05, 2020 |
It's really terrible the way a lot of folks base their conclusions on heresay. For clarification sake, credit cards are open to every US citizens and documented residents. you start with a secured card, then after sometime you like 3- 6months are then given an unsecured card. These cards are not death sentences as being pictured by Nigerians who have never been out of their living rooms before. The way credit cards really works is that you are given points anytime you use em and those point have money values given back to you and you don't pay any interest if you are able to pay back the money used within the payment due period which is usually a month or two. If you have excellent credit score you interest is usually very low like 5-6 APR unlike Nigeria with double degits MPR. The idea that everyone goes abroad to wash dishes in a restaurant or drive cab is obsolete. No one goes to the US with a college degree to do that if he/she is properly documented. You get employed based on your qualifications. Meanwhile, in some states in Nigeria, you can't even get a state job if you're not from there or married to someone from that state or local government jobs if you are not from the he local government no matter you qualifications. The beauty of life is to get what you can't afford, with that no one can oppress you because you can also get it. Easy Car note and mortgages have made it possible for people to improve their quality of life. if you live in debt your entire life and enjoyed the lifetime is way better than being debt free and suffered your entire life or you manage to enjoy only the last 5-10years of your life like most Nigerians. Traveling out of nigeria is very expensive you can travel direct flight from New York to London on a return ticket for $400-500 meanwhile a direct return flight from New York to lagos is over $1k and both are approximately the same distance. This argument is over flogged here, let people who have lived in both countries tell the difference and tell which is better. You can't like or hate what you have never tasted before. Before you compare try living in both countries, otherwise just sit and watch 17 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 6:54am On Sep 19, 2020 |
damilola1978:isihor area just after uniben. Few blocks from benin/Lagos road |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 1:31am On Sep 19, 2020 |
Sholapey:i believe so too. The 6 apartments that i am currently working in benin city is all taken except the one i kept for myself. It's currently on the painting sage at the moment, even during the building stage a lot of people were coming to check it out. Location is the key and it's better to invest good money on a land. The building itself would be worthless if the land is cheap and under developed. 6 Likes 1 Share |
| TV/Movies / Re: BBNaija 2020 Live Updates Thread by Thisnut(m): 9:37pm On Sep 14, 2020 |
Dora played the smartest game based on inside the house stats. In her head laycon and triky will be evicted because she knew trikky has been lucky, not necessarily strong and laycon has not be tested. If she and ozo survives, it will be her versus the two couples in the house. Ozo and nengi will share their votes while neo and vee will also share their votes, leaving her with a lone vote to will the day. Smart move but big disaster 18 Likes 1 Share |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 8:16am On Sep 14, 2020 |
in 2014, Alinko Dangote was worth about 25b usd and was among the 23 world richest . This Buhari administration has really eating out brother deep. Thus far he has lost about 67.6% of his networth 1 Like |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 11:57am On Aug 02, 2020 |
ositadima1:Being rich in Nigeria is really exhausting. You cannot go everywhere and anywhere without due protocol and tight security . I was in a church service at Houston, Texas, last Dec 31st night. in attendance was the Oyo state governor and his wife, without any entourage in the middle of the night. I bet he can't do that anywhere in Nigeria. It very important to focus on the quality of of life also when choosing a residential location. I have some family in New York and i always tell them that place is not good for me. A place where a multi millionaire will be living in a one bed room condo, meanwhile somewhere in Atlanta or houston a bartender is living in a 4 bedroom 3000sqf house. 5 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 9:36am On Aug 02, 2020 |
emmanuelewumi:thanks boss and noted. I have learnt alot from this page, from every contributors here, small or big. When things get exaggerated no matter how small, the purpose is already defeated. Ones again sir, i will no longer speak on this anymore. Sir, I am here to learn with humility 4 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 9:09am On Aug 02, 2020 |
ahiboilandgas:calm down sir, It's not that serious. I know folks like you, always looking for people to bully and have it your way, And when you can't get it your way you become very violent. Calm down sir, anger gives high BP. Small observation you get very violent. Hmmm! 3 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 8:22am On Aug 02, 2020 |
ahiboilandgas:sir, you are very correct. You might as well be walking round your house and tell people how you've went on a 2000km travel/journey vs 2000km steps. Christopher columbus i greet you sir. 3 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 7:28am On Aug 02, 2020 |
ahiboilandgas:boss, no need for all this. You said you traveled OVER 2000km, meaning one way was over 2000km. If one way was 1000km, that means you were still within 1000km limit or 2000km ROUND trip. You were describing the strength of a road and the cause of accident by trucks of a one way. You are right sir. 2 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 11:24pm On Aug 01, 2020 |
ahiboilandgas:bro 2000km or 200km? Because 2000km is like Nigeria to Liberia. The farthest you can travel within Nigeria should not be more than 1500km. |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 11:58am On Jul 05, 2020 |
NL1960:i believe you should have known better than the garri seller. How would you say she is no selling in Dollar and she's not affected? Do you know when money loses it purchasing power, it affects ever sector, even the locally made commodities, especially in a country like Nigeria that's mostly dependant on import? The garri seller would also need to increase her prices in order for her money to be useful when she is going round the circle of exchange. Someone said the landlord wouldn't increase house rent alongside the dollar increment, yet House rent has doubled from 2014 till date. Even though rent increment isn't done as often, but it always has a way to blend with inflation. Oga landlord still dey use dollar. 1 Like |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 5:42am On Jul 05, 2020 |
ahiboilandgas:when a country is dependent on import, dollar becomes her currency by default. My sister bought audi 80 at 350k naira about 10years ago, today that car is being priced at 500k naira. Does it mean the value of the car went up? Absolutely no, it's the value of naira that went down. Truth be told sir, dollar is Nigeria's first currency, while naira is her second currency. From airline booking, vacation, electronic, furniture and other household goods, transportation, clothing, food items are all controlled by dollar. The other day, a lady was telling a market woman selling garri that the price was too high, the market woman responded that " madam dollar don go up. If you kept dollar at one dollar to naira @180 in 2014 without single investment and sell at 455 naira today you would have made 152.7 percent increase. 455-180/180*100. True, America don't use naira, even benin Republic next door don't use it either. 9 Likes |
| Celebrities / Re: Laila Nwoko Congratulates Regina Daniels On The Birth Of Her Baby by Thisnut(m): 9:52am On Jul 01, 2020 |
Dalil8:That's why she's not jealous. |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 7:50am On Jun 28, 2020 |
emmanuelewumi:for someone to have money for data to be online, it simply means he's not all that broke as he thinks. He is actually on Abraham maslow 3rd hierarchy of need (sociological needs) . I'm not saying people shouldn't give em some money, because the Bible says there'll always be beggars amongst us. Begging is a profession. There are also rich beggars. 4 Likes |
| Romance / Re: My Boyfriend Wants Me To Be A Baby Mama. Says He's Scared Of Marriage. by Thisnut(m): 6:04am On Jun 11, 2020 |
Confusedgirl869:marriage is just a paperwork, You can be married and be unhappy in it. I have a friend who dated for about 18 years before getting married, in between they had 3 kids together . Marriage was instituted in the bible days because women couldn't consent, the were not counted, they were regarded as properties hence, their fathers had to consent for them. now everything has changed, women can now speak for themselves. They have same right as men. Your parents don't need to consent for you anymore. If you like a guy you can now move in with him without outside interference. If you like the guy, you don't have to marry him to live with him and also create a personal space for one another. The guy in question is not bad because he doesn't want marriage, he sounds more like someone who knows what he wants and not being moved by the bandwagons. A lots of people are married today, not because they know why they are married but because others are doing it. That's why you see people unhappy even from the alter. You should be happy that you have a modern and civilized man, who isn't sniffing and bossing you around, seeing you as part of his possessions, he sees another stong woman. If na marriage dey hungry you so bad, leave him and meet someone else who buys same idea, regardless of his personal attributes but if you'd like to stay happy like you're now, be with him and have a family with, maybe somewhere along the line you two will have a reason to marry, even for free, at your children expense. Choose what you want and not the society choosing for you. 6 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 6:05am On Jun 10, 2020 |
in the city of Las Vegas, an average casino custodian (cleaner) makes about $40k in a year. If he decides to live on a 20k a year budget, he should be able to buy a brand new car in a year. Those calculating the bills on 20k a year salary should note that low income earner in the U.S can live in the project, homes are given to them for free, they just have to pay the electric bill. They have different home insensitives for low income earners and old people as well. Verdict :U.S cleaners make more money than nigerian professors and doctors combine Note: American system is designed for minimum wage earners to be students from high school making extra cash for school runs. often times, some lazy folks just become complacent, settle for less, flipping buggers and start protesting for increments on minimum wages on gray hair, forgetting the definition and purpose of minimum wages. 1 Like
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| Religion / Re: Please, No Sex Before Marriage Is NEVER A Scam by Thisnut(m): 3:29pm On May 31, 2020 |
you went to a car dealership and test drove all the cars on the lot and you decided to buy the one you didn't test drive. Woman wey other people shine for free na wan come say you wey go marry no go shine first. Who will settle this case? 14 Likes 1 Share |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 8:25am On May 21, 2020 |
ahiboilandgas:sir, homelessness in the U.S is a thing of choice. There is one homeless guy i was talking to, he said he can't get a job because he's a junky and can pass a drug test for job applications. There are lots of folks who became homeless in the U.S because they don't want anyone, including uncle sam to tell them what to do, hence freedom and homelessness. Those homeless folks are on foodstamps, they will sell money value for less just to buy drugs and, cigarettes and liquors as they can only use the food stamps to buy essential food Homelessness in the U.S is drug related. Hardly before you see someone who's homeless in the U.S that is not a junky. even some millionaires like Macaulay Culkin (home alone star actor) is homeless. It's more like a mental condition vs lack of homes. Some teen runs out of their parent's home because they can have their parents telling em what to do and homelessness creeps into them. True you said why compare apple and orange. Nigeria should know her place and stop deceiving her citizens, calling herself the giant of the black race. Nigeria is just an average Joe in my opinion. You know it, that's why you have been looking for a way to send you wife and kids away to save their future. Your younger brother is out of the this shithole, probably never coming again except for political appointments or to intimidate others with his filty lucre. Stop misleading others sir, Practice what you preach. Drive through ATM isn't an achievement, but very convenient and saves time which you can use for other things 8 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 6:14am On May 21, 2020 |
Nnamz:you can also use the drive through ATM without stepping out of your car, you can as well deposit using the drive through. You can deposit and withdraw your cheques with mobile apps, you don't get charged for sms or stamp duty when you deposit or withdraw, the bank officials don't ask for tips when you withdraw, you don't go through the back door to get special treatment because you're rich. My bank pays back all charges using other banks atm. Banks give you credit card protection incase you are being hacked or someone who's not you had used you card, you get all your money back. So far i think Nigeria has the most backward Banks i have ever seen and they are all thieves. I know usa banks takes about 24hrs for transfer to get through, That gives you enough time to put hold on the transfer and make necessary adjustments. If it's that urgent, you should have done it yesterday. beside, banks provide app like zelle and you can use cashapp for instant money transfer, they have no charges. If you're doing well in Nigeria, don't give Nigeria any credit. You're just at the mercy of God. If you doubt me, quit your job and see if you will ever get another one. Lol! Some will say I'm very negative about Nigeria, yes i am. Imagine my older sister who's a lecturer in nigeria is making less than a street begger in the U.S. 7 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 12:54pm On May 17, 2020 |
Theconglomerate:people have no reason to be homeless in the United States right now. The federal govt is paying 600usd weekly plus whatever the state you're living is paying to those that lost their jobs. Every unemployed should be getting 800usd and above weekly right now. Banks have also freeze all interest rate on loans and mortgages . Where is the homelessness coming from? If you can Believe CNN, you can also believe a teenager asking for money for textbooks 2 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 12:39pm On May 17, 2020 |
ahiboilandgas:if my dad was in oxygen and i could still listen to his little advice, is far more better that him in grave. To your question sir, people dieing of gun violence are not as much as African kids dieing of malnutrition. Gun violence are mostly in AA communities where gang shit are things of the day. There are some ghettos you live, you know your survival rate is 50/50, it's either police killing, or gang related killing. To open your eyes a bit, folks in those areas enjoy the lifestyle and they don't mind. Even if you take them to the cities, they will come back to that ghetto and die there, It more like a thing of choice. There are people, especially the black folks, they think going in and out of jail give them the street cred they deserve, those can't strive in an organized city where everyone has to work on daily basis and mind their business. Surge knight enjoys gang life and being in prison. 5 Likes 1 Share |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 12:07pm On May 17, 2020 |
I was at one of the U.S VA Medical clinic where i met a world war 2 veteran with his wife. The man was very old, his back was more than 45 degree sagged, he had an oxygen attached to his electric bike which also provides him with support, his wife was holding a transparent bag full of empty bottles of medicine. I said to myself that if this man was a Nigerian living in nigeria, he'll be long dead. My dad was more healthy than that man when he died. Only in Nigeria i have seen where hospitals select patients, some only admit the ones that suit them. I'm not against Nigerians or Nigeria but that old ideology of people saying that they can't leave Nigeria. They all wanna be a king with one eye in the city of the blind 7 Likes |
| Investment / Re: Treasury Bills In Nigeria by Thisnut(m): 11:30am On May 17, 2020 |
imagine someone bragging about good weather in nigeria when other countries are talking about innovation, infrastructure and good governance. I give up. I'll take A pot of well cooked porridge over bad roads, epileptic power and bad governance anytime my brothers 4 Likes |
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