₦airaland Forum

Sorry about his attitude, but don't divorce him

Bad economy

Make she take am easy o! Because heartbreak is real o!!

Hmm

This is not faire

Thank God for naira land that had open my eyes on how Nigerian girls behave, I have been a victim this gender once after sending her 100k, two days later she opt out of the relationship.

Never to be nice guy to ladies again, I can't even toast them sef.

Lies!!

No oil anywhere in the North, all na scam.
Since when Nigeria government begin discover oil themselves.
I'm from the Niger Delta, most oil discovery were made by foreign oil company, but this political discovery by Nigeria FG I no trust am.

Let them show us from scanned mechine what the oil well looks like and the capacity. All na wey to syphon monies as oil derivative.

North and politics na 5&6

I cut cap for them.

It's true

Hey pretty Lady, you shouldn't be insulting a guy like this, it tell negative of you.

Seductress4:
See the classic E-diot calling someone a fish brain.
May your sisters end up with such boyfriend.

Some day will come all of you critics will remember righteousness 2.

That day will surely come trust me !!

You are an Idiot

Hesssi:
Christians are the worse set people living on earth and yet they go about calling Muslims all kinds of names. (mind you I'm not a Muslim).

If we were to go by nature just like how David Oyedepo is running his mouth. By nature it requires a man and a woman to have sexual intercourse before they can produce a child right? But when an invisible being got Mary pregnant in the Bible, Christians didn't call that demonic.

Let come back to this modern day. I'm sure if the hypocrite David Oyedepo noticed his wife was pregnant without any sexual intercourse he would sent his wife packing. He would have also called the Angel's voice demonic voice.

This is the same western world that brainwashed you Christians and gave you Christians demonic Jesus. Since you Christians want to go by nature, your Jesus Christ is also demonic. You Nigerian Christians should please focus on your white idol called Jesus. Y'all God/Allah make few mistakes. They are not perfect either.

According to what my mummy told me, I was supposed to be a girl by nature, two different scan also approved that I was girl. But unfortunately when I was born, I was a boy.

I feel so uncomfortable being a boy, I try to act like a boy but it doesn't work. Everything about me is feminine. I walk, talk, laugh, and act like a female and the truth is I really feel absolutely comfortable doing so. Infact I will be a transgender soon.

Nigerians are too religious. Most People discriminate me so much like I'm not human. I Love being alone, I don't even associate with people, I don't have friends. Most Nigerians mentality are too low.

Well, I also have some Nigerian guys who wants to date me, they profess love me. There is nothing demonic about being LGBTQ. Allow people do what makes them happy. Soon I will out of this country for my transgender surgery to female.

Live and let live.

Wike the Lion King

He should throw his blame on their foolish
president for bringing war to his country.

Thank God for her life

Hmm

All Wike want is justice .

pinkPUSSY:
https://www.channelstv.com/2022/11/22/atiku-rejected-jonathans-pleas-in-2015-refused-to-support-him-wike/

Yes, I was in that meeting. Wike is right

Anybody who doesn't like Davido should be check!!

ATLIEN2027:
Mumu dumb ass reta@rded idiot. Your Jesus died long time ago just like any other human. Stop your rubbish trash post.
Jesus has been coming for more than 2000 years. He's not coming, he died just like any other human. stop the stupidity and gullibility of the heighest order.

What do you know ?

Bigheart042:
Pls try to reason sometimes before u disgrace yourself here..
Stop using Christianity for just cheap likes and comments..u are making mockery of Jesus.
Not everything that happened is attributed to Christ coming..
Stop making fool of Christ coming...

Na you dey make foo of yourself not him. You wey no no Bible dey argue with who knows. Get his message, all he is saying that Christ is coming soon , and the signs are written all over .

greypencils:
I guess his 24 goals last season came out of thin air. You are neither a Man United fan nor Ronaldo fan so I am actually wasting my time replying you. I won't be making further comments.

Don't mind that useless hater

greypencils:
I don't know o. What has Ten Hag won as a player and as a coach?

Nothing.

fergie001:
The issue with EtH is personal.

The issue of the club isn't. When do we start looking inwards.... Ibrahimovic said the same thing he is saying.
Jose Mourinho, Di Maria..... Were they all wrong?

People don't like saying the truth even when it's obvious. Ronaldo is a great player but some elements within the club is trying to frustrate him, making it look like he has a problem

Don't hate someone you haven't had an encounter with because of other people's opinions

God1000:
Not my pigeon, I abhor anything related to Donald trump

Nice one

Hmm

We already know that was the game kwankwanso was playing. Gathering vote for Atiku

Stupid man

Confussiomnist

Your analysis seems to be correct

Rilwayne001:
@SEUN Osewa, I see you have been going all about twitter trying really hard to play down the possible positive effect that we can eventually gained from the naira redesign.

But here is another PoV as I await your reply:

1). So many Nigerians have stacked Naira notes in their closets and are cut up with this policy of the CBN. There is a rush by ignorant Nigerians to convert their Naira to Dollars. Naira is at all time low against dollar and it's going to go even lower. For example a man converts #10m to 12,500 USD at the current exchange rate. It's easier to keep it with himself than to deposit in a Domiciliary account with a DMB because of the stringent policies around FX cash deposits. He hopes that by December when the new Nigeria is floated, he'd have his FX converted back to Naira from the Aboki guys he bought his USD from.

2)The Aboki man who sold FX to his customers at exorbitant rate excitedly goes to the DMB to deposit the millions of Naira he got the the FX swap he did. He knows he is getting richer in geometric proportion by this new policy by the CBN. He awaits the printing of the new Naira notes so as to reconvert the Naira he has in his account today USD and continue making more money.

3). All customers who deposited their Naira notes, those depositing and those who would be depositing are eagerly waiting for December 15. The DMBs are also waiting for the said date. Meanwhile there is a cashless policy waiting to hit all Nigerians by January 2023. On December 15th, customers would rush to the DMBs for new notes so as to withdraw as much as they can before January when the cashless policy would be effected 100%. The DMBS would rush to the central bank branches to withdraw new notes. The branches would go to the H/O for new notes. H/O would release just a little to branches based on cash management policies. CBN Branches would release in trinkets to DMB branches and tell them to go manage their customers. DMBs would revert back to their customers based on the low available new cash notes. There would be slight panicking as customers who deposited old naira notes cannot retrieve same notes from the DMBs anymore because of unavailability. Remember, digital money and paper money is still money and so customers would be advised to use electronic channels to make payments.

4) The Aboki guy who kept millions of Naira is also a victim of the shortage of new notes and so he cannot buy back FX from his customers who were hoping to return the ones the got earlier ones the new notes are in place. Aboki begins to panick as well. Those who have FX and need naira notes begin to sell their FX to people who have naira whether old or new just to cash in before January. In doing so, USD begins to crash as rapidly as it rose. Much of the FX becomes deposited in DMBs as carrying the raw cash isn't useful anymore. The CBN is happy because there is more FX in the banking system to give for Forms A, M and Q. Naira begins to gain rapidly against the dollar.

5). In January, cashless policy takes effect. So even if the CBN makes available more new notes to DMBs, customers cannot withdraw above the stipulated across-the-counter limit to avoid heavy charges. Customers are forced to use electronic payments, FX policy and transfer and withdrawal is so stiff that swapping FX and Naira is no more a gain. USD parallel and black market prices crash all the way down to CBN rate. Inflation based on importation of goods and services is checked as Naira becomes strong against dollar. People who have physical dollars would lose. There would be limited access to naira notes as electronic transfers become prevalent. Enaira purchases also become more as Nigerians look for most seamless methods to do payments. By June, whoever takes over power would have a soft landing as this policy by the CBN has controlled a whole lot of inflation, corruption and economic degradation.

6). If you have Naira notes stashed with you, return them back to the bank through your account. Don't try to play smart trying to beat the system, you may become the architect of your own loss. Your 12,500 USD may fall from #10,000,000 to #5,000,000 in June, 2023. Meanwhile if you put same #10,000,000 in Treasury Bills at the current 14.5%, you should be gaining about #725,000 at the same period.

Let's try and look at the bright side of things, Nigeria shall be great by God's grace

You people are the problem, keep giving our national leader hope of winning the 2023 Presidential election and thereby making him waste his hard earn money. Tell him the truth now, though he may not like it but in the long run he will thank you later . I love Tinubu