₦airaland Forum

arma:
Who rob u of ur sense?

Victorakats:
Not accurate

Jeezuzpick:


Bàbá wèrè go don send tweet bomb as e dey hot, come follow am with MOAB.

chukzyfcbb:
.
are you investing for passive income or you are investing because you don't have any use for the money yet.

If you are investing because you don't have use for the money now, then cool any amount would do.
Presently 1million could give u 120k per annum.

However if you are investing for passive income (side hustles) Then you need Plenty owo, at least above 1m. Eg say you invest 20million, you are guarantee nothing less that 2.5m per annum. I know some people will tell you that you can make more investing 20m else where.
but the truth is how safe are those investment. Tbills/Mutual funds is where u can dump billions and go and sleep without fear.

Like dotcom....said above diversify bro
no one knows the next asset that would become the oil money in future

chloride6:
Lol..

In my opinion mutual funds are of course the best options because it allows you leverage on the expertise of your asset managers.

The average asset manager has CFA qualification, an MBA, advanced technological tools and at least 5 years finance experience. Even so, they still get it wrong.

Please send me a PM if you have further enquires so I can setup a meet. A one on one discussion may be useful in clearing up obscurities.

I am a financial analyst in training at Nigeria's second largest Asset Management Business in case you are wondering.

0monnak0da:
If you know anything about investing you will not ask that . None is better.People have different investment objectives and horizons. What is good or better for a 25 year old might not be for a 45year old or 65 year old. A

Leaving that to one side there are hundreds of diffferent shares so "investing in shares" is not ONE choice to be considered a binary with "investing in mutual funds" that isjust like asking having tall or short friends which is better.
If you choose to invest in shares investing in pharmaceutical companiesisnot the same as investing in IT companies or investing in oil companies they are very different industries and cannot all e lumped together as a single investment decision . Even within industries companies are different in their performance. We just heard Lafarge declare a loss while Dangoteis doing fine.

Investing in Guinnes is very different from nvesting in Nestle. They are not just "investing in shares" . Choosing which share to invest in is a matter of expeerience and some luck.

Funds on the other hand are a basket of shares chosen by another "person" and managed for you. Funds may also invest in other things than shares e.g government bonds They charge a fee as well

Which is better going to the market to shop and cook or going to a restaurant?? It depends , there is a time for everything and different people have different needs at different times

chloride6:
Great question OP.

Before I begin, you must understand but investment is not an exact science and that before

Trinidan:
You see the reason why you're senseless?

Nedfed:
Yea I no people like u will surely show face
Lazy youth

Originality007:

squarelead:
Sincerely, she is adorable. I just love being simple.